First Republic Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street, 5Th Floor San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,251 |
| Total Mortgage Loan Application Amount | $2,574,599,000 |
| Average Mortgage Loan Application Amount | $1,097,333 |
| Highest Mortgage Loan Application Amount | $29,500,000 |
| Average Applicant Income | $559,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 543 | $ 546,794,000 | $ 1,006,000 | $ 438,000 |
| New York County New York | 202 | $ 278,519,000 | $ 1,378,000 | $ 1,043,000 |
| Los Angeles County California | 150 | $ 171,021,000 | $ 1,140,000 | $ 879,000 |
| San Mateo County California | 150 | $ 193,667,000 | $ 1,291,000 | $ 770,000 |
| Marin County California | 106 | $ 107,881,000 | $ 1,017,000 | $ 461,000 |
| Santa Clara County California | 86 | $ 75,834,000 | $ 881,000 | $ 418,000 |
| Orange County California | 79 | $ 131,224,000 | $ 1,661,000 | $ 890,000 |
| Alameda County California | 67 | $ 100,088,000 | $ 1,493,000 | $ 383,000 |
| San Diego County California | 67 | $ 70,921,000 | $ 1,058,000 | $ 345,000 |
| Sonoma County California | 54 | $ 69,113,000 | $ 1,279,000 | $ 590,000 |
| Napa County California | 44 | $ 65,845,000 | $ 1,496,000 | $ 542,000 |
| Suffolk County New York | 39 | $ 77,283,000 | $ 1,981,000 | $ 1,670,000 |
| Westchester County New York | 39 | $ 38,354,000 | $ 983,000 | $ 726,000 |
| Contra Costa County California | 38 | $ 30,859,000 | $ 812,000 | $ 433,000 |
| Fairfield County Connecticut | 28 | $ 46,204,000 | $ 1,650,000 | $ 939,000 |
| Santa Barbara County California | 25 | $ 35,936,000 | $ 1,437,000 | $ 1,318,000 |
| Riverside County California | 24 | $ 22,946,000 | $ 956,000 | $ 941,000 |
| Clark County Nevada | 24 | $ 42,859,000 | $ 1,785,000 | $ 634,000 |
| Suffolk County Massachusetts | 23 | $ 16,978,000 | $ 738,000 | $ 609,000 |
| Kings County New York | 23 | $ 22,545,000 | $ 980,000 | $ 416,000 |
| Middlesex County Massachusetts | 19 | $ 19,833,000 | $ 1,043,000 | $ 674,000 |
| Norfolk County Massachusetts | 19 | $ 12,150,000 | $ 639,000 | $ 268,000 |
| Placer County California | 16 | $ 15,506,000 | $ 969,000 | $ 899,000 |
| Monterey County California | 14 | $ 26,211,000 | $ 1,872,000 | $ 591,000 |
| Blaine County Idaho | 12 | $ 17,978,000 | $ 1,498,000 | $ 804,000 |
| Essex County Massachusetts | 12 | $ 12,304,000 | $ 1,025,000 | $ 572,000 |
| Multnomah County Oregon | 12 | $ 5,931,000 | $ 494,000 | $ 334,000 |
| Nevada County California | 9 | $ 7,415,000 | $ 823,000 | $ 580,000 |
| Maui County Hawaii | 9 | $ 9,827,000 | $ 1,091,000 | $ 1,342,000 |
| Washington County Oregon | 9 | $ 1,404,000 | $ 156,000 | $ 363,000 |
| Eagle County Colorado | 7 | $ 7,794,000 | $ 1,113,000 | $ 521,000 |
| Hawaii County Hawaii | 7 | $ 17,882,000 | $ 2,554,000 | $ 1,718,000 |
| Barnstable County Massachusetts | 7 | $ 13,518,000 | $ 1,931,000 | $ 2,015,000 |
| Plymouth County Massachusetts | 7 | $ 5,198,000 | $ 742,000 | $ 539,000 |
| Bergen County New Jersey | 7 | $ 6,727,000 | $ 961,000 | $ 632,000 |
| Hudson County New Jersey | 7 | $ 2,750,000 | $ 392,000 | $ 173,000 |
| Monmouth County New Jersey | 7 | $ 8,357,000 | $ 1,193,000 | $ 1,264,000 |
| Summit County Utah | 7 | $ 6,624,000 | $ 946,000 | $ 831,000 |
| Santa Cruz County California | 6 | $ 6,706,000 | $ 1,117,000 | $ 338,000 |
| Pitkin County Colorado | 6 | $ 11,100,000 | $ 1,850,000 | $ 1,016,000 |
| Palm Beach County Florida | 6 | $ 4,663,000 | $ 777,000 | $ 923,000 |
| Essex County New Jersey | 6 | $ 3,795,000 | $ 632,000 | $ 661,000 |
| Maricopa County Arizona | 5 | $ 1,912,000 | $ 382,000 | $ 671,000 |
| Mendocino County California | 5 | $ 5,769,000 | $ 1,153,000 | $ 337,000 |
| Ventura County California | 5 | $ 3,259,000 | $ 651,000 | $ 1,148,000 |
| Litchfield County Connecticut | 5 | $ 7,728,000 | $ 1,545,000 | $ 2,390,000 |
| District of Columbia County District Of Columbia | 5 | $ 3,356,000 | $ 671,000 | $ 393,000 |
| Honolulu County Hawaii | 5 | $ 7,890,000 | $ 1,578,000 | $ 802,000 |
| Nantucket County Massachusetts | 5 | $ 16,492,000 | $ 3,298,000 | $ 1,811,000 |
| Washoe County Nevada | 5 | $ 4,670,000 | $ 934,000 | $ 327,000 |
| Morris County New Jersey | 5 | $ 4,314,000 | $ 862,000 | $ 342,000 |
| Dallas County Texas | 5 | $ 2,004,000 | $ 400,000 | $ 145,000 |
| Kern County California | 4 | $ 1,667,000 | $ 416,000 | $ 203,000 |
| San Luis Obispo County California | 4 | $ 2,861,000 | $ 715,000 | $ 267,000 |
| Lee County Florida | 4 | $ 2,500,000 | $ 625,000 | $ 728,000 |
| Dukes County Massachusetts | 4 | $ 6,774,000 | $ 1,693,000 | $ 6,749,000 |
| Nassau County New York | 4 | $ 5,225,000 | $ 1,306,000 | $ 982,000 |
| Queens County New York | 4 | $ 1,243,000 | $ 310,000 | $ 83,000 |
| King County Washington | 4 | $ 4,385,000 | $ 1,096,000 | $ 477,000 |
| El Dorado County California | 3 | $ 8,050,000 | $ 2,683,000 | $ 43,000 |
| Imperial County California | 3 | $ 732,000 | $ 244,000 | $ 217,000 |
| Sacramento County California | 3 | $ 1,453,000 | $ 484,000 | $ 313,000 |
| Douglas County Nevada | 3 | $ 3,237,000 | $ 1,079,000 | $ 1,085,000 |
| Union County New Jersey | 3 | $ 1,427,000 | $ 475,000 | $ 161,000 |
| Putnam County New York | 3 | $ 2,371,000 | $ 790,000 | $ 458,000 |
| Deschutes County Oregon | 3 | $ 2,194,000 | $ 731,000 | $ 500,000 |
| Albemarle County Virginia | 3 | $ 5,390,000 | $ 1,796,000 | $ 886,000 |
| Teton County Wyoming | 3 | $ 6,375,000 | $ 2,125,000 | $ 1,784,000 |
| Madison County Alabama | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Coconino County Arizona | 2 | $ 652,000 | $ 326,000 | $ 520,000 |
| Pima County Arizona | 2 | $ 474,000 | $ 237,000 | $ 539,000 |
| Amador County California | 2 | $ 1,072,000 | $ 536,000 | $ 199,000 |
| Fresno County California | 2 | $ 1,345,000 | $ 672,000 | $ 635,000 |
| Boulder County Colorado | 2 | $ 1,054,000 | $ 527,000 | $ 132,000 |
| Denver County Colorado | 2 | $ 850,000 | $ 425,000 | $ 252,000 |
| New Haven County Connecticut | 2 | $ 1,000,000 | $ 500,000 | $ 358,000 |
| Miami-Dade County Florida | 2 | $ 1,510,000 | $ 755,000 | $ 2,179,000 |
| Kauai County Hawaii | 2 | $ 665,000 | $ 332,000 | $ 219,000 |
| St. Tammany County Louisiana | 2 | $ 266,000 | $ 133,000 | $ 90,000 |
| Berkshire County Massachusetts | 2 | $ 2,000,000 | $ 1,000,000 | $ 1,341,000 |
| Hennepin County Minnesota | 2 | $ 1,898,000 | $ 949,000 | $ 403,000 |
| Ocean County New Jersey | 2 | $ 5,500,000 | $ 2,750,000 | $ 3,530,000 |
| Somerset County New Jersey | 2 | $ 7,500,000 | $ 3,750,000 | $ 161,000 |
| Santa Fe County New Mexico | 2 | $ 1,474,000 | $ 737,000 | $ 104,000 |
| Albany County New York | 2 | $ 1,900,000 | $ 950,000 | $ 536,000 |
| Dutchess County New York | 2 | $ 886,000 | $ 443,000 | $ 796,000 |
| Orange County North Carolina | 2 | $ 921,000 | $ 460,000 | $ 182,000 |
| Clackamas County Oregon | 2 | $ 828,000 | $ 414,000 | $ 347,000 |
| Lincoln County Oregon | 2 | $ 806,000 | $ 403,000 | $ 346,000 |
| Yamhill County Oregon | 2 | $ 715,000 | $ 357,000 | $ 387,000 |
| Philadelphia County Pennsylvania | 2 | $ 2,675,000 | $ 1,337,000 | $ 1,590,000 |
| Pike County Pennsylvania | 2 | $ 916,000 | $ 458,000 | $ 629,000 |
| Bristol County Rhode Island | 2 | $ 2,776,000 | $ 1,388,000 | $ 644,000 |
| Washington County Rhode Island | 2 | $ 1,468,000 | $ 734,000 | $ 551,000 |
| Harris County Texas | 2 | $ 555,000 | $ 277,000 | $ 324,000 |
| Mohave County Arizona | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| Pinal County Arizona | 1 | $ 162,000 | $ 162,000 | $ 300,000 |
| Calaveras County California | 1 | $ 700,000 | $ 700,000 | $ 342,000 |
| Humboldt County California | 1 | $ 288,000 | $ 288,000 | $ 262,000 |
| Lake County California | 1 | $ 950,000 | $ 950,000 | $ 465,000 |
| San Joaquin County California | 1 | $ 325,000 | $ 325,000 | $ 2,010,000 |
| Stanislaus County California | 1 | $ 416,000 | $ 416,000 | $ 83,000 |
| Yolo County California | 1 | $ 560,000 | $ 560,000 | $ 178,000 |
| Arapahoe County Colorado | 1 | $ 1,975,000 | $ 1,975,000 | $ 527,000 |
| Broomfield County Colorado | 1 | $ 700,000 | $ 700,000 | $ 609,000 |
| Gunnison County Colorado | 1 | $ 400,000 | $ 400,000 | $ 153,000 |
| Routt County Colorado | 1 | $ 650,000 | $ 650,000 | $ 1,434,000 |
| New London County Connecticut | 1 | $ 600,000 | $ 600,000 | $ 331,000 |
| Sussex County Delaware | 1 | $ 850,000 | $ 850,000 | $ 1,200,000 |
| Broward County Florida | 1 | $ 697,000 | $ 697,000 | $ 190,000 |
| Flagler County Florida | 1 | $ 170,000 | $ 170,000 | $ 526,000 |
| Hillsborough County Florida | 1 | $ 904,000 | $ 904,000 | $ 404,000 |
| Lake County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Leon County Florida | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Martin County Florida | 1 | $ 800,000 | $ 800,000 | $ 916,000 |
| Nassau County Florida | 1 | $ 330,000 | $ 330,000 | $ 163,000 |
| Pinellas County Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 1,413,000 |
| St. Johns County Florida | 1 | $ 450,000 | $ 450,000 | $ 490,000 |
| DeKalb County Georgia | 1 | $ 765,000 | $ 765,000 | $ 600,000 |
| Greene County Georgia | 1 | $ 1,700,000 | $ 1,700,000 | $ 312,000 |
| Ada County Idaho | 1 | $ 990,000 | $ 990,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 166,000 | $ 166,000 | $ 283,000 |
| Valley County Idaho | 1 | $ 1,430,000 | $ 1,430,000 | $ 955,000 |
| Cook County Illinois | 1 | $ 1,245,000 | $ 1,245,000 | $ 775,000 |
| DuPage County Illinois | 1 | $ 710,000 | $ 710,000 | $ 485,000 |
| Lake County Illinois | 1 | $ 625,000 | $ 625,000 | $ 1,800,000 |
| Lincoln County Maine | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| Waldo County Maine | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,368,000 |
| York County Maine | 1 | $ 575,000 | $ 575,000 | $ 815,000 |
| Carroll County Maryland | 1 | $ 383,000 | $ 383,000 | $ 100,000 |
| Montgomery County Maryland | 1 | $ 704,000 | $ 704,000 | $ 212,000 |
| Oakland County Michigan | 1 | $ 80,000 | $ 80,000 | $ 246,000 |
| Washtenaw County Michigan | 1 | $ 295,000 | $ 295,000 | $ 315,000 |
| Big Horn County Montana | 1 | $ 88,000 | $ 88,000 | $ 92,000 |
| Flathead County Montana | 1 | $ 1,500,000 | $ 1,500,000 | $ 420,000 |
| Gallatin County Montana | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Park County Montana | 1 | $ 655,000 | $ 655,000 | $ 1,063,000 |
| Grafton County New Hampshire | 1 | $ 310,000 | $ 310,000 | $ 275,000 |
| Hillsborough County New Hampshire | 1 | $ 575,000 | $ 575,000 | $ 269,000 |
| Cape May County New Jersey | 1 | $ 1,075,000 | $ 1,075,000 | $ 1,050,000 |
| Hunterdon County New Jersey | 1 | $ 1,820,000 | $ 1,820,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 1,550,000 | $ 1,550,000 | $ 3,380,000 |
| Passaic County New Jersey | 1 | $ 338,000 | $ 338,000 | $ 119,000 |
| Bronx County New York | 1 | $ 600,000 | $ 600,000 | $ 181,000 |
| Erie County New York | 1 | $ 300,000 | $ 300,000 | $ 600,000 |
| Schenectady County New York | 1 | $ 240,000 | $ 240,000 | $ 165,000 |
| Sullivan County New York | 1 | $ 600,000 | $ 600,000 | $ 2,171,000 |
| Cumberland County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 167,000 |
| Licking County Ohio | 1 | $ 250,000 | $ 250,000 | $ 354,000 |
| Linn County Oregon | 1 | $ 180,000 | $ 180,000 | $ 93,000 |
| Allegheny County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Cumberland County Pennsylvania | 1 | $ 800,000 | $ 800,000 | $ 370,000 |
| Montgomery County Pennsylvania | 1 | $ 800,000 | $ 800,000 | $ 1,037,000 |
| Charleston County South Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,009,000 |
| Davidson County Tennessee | 1 | $ 550,000 | $ 550,000 | $ 175,000 |
| Erath County Texas | 1 | $ 1,492,000 | $ 1,492,000 | $ 0 |
| Montgomery County Texas | 1 | $ 637,000 | $ 637,000 | $ 450,000 |
| Wasatch County Utah | 1 | $ 3,738,000 | $ 3,738,000 | $ 2,799,000 |
| Bennington County Vermont | 1 | $ 500,000 | $ 500,000 | $ 822,000 |
| Alexandria County Virginia | 1 | $ 487,000 | $ 487,000 | $ 169,000 |
| Fairfax County Virginia | 1 | $ 1,820,000 | $ 1,820,000 | $ 1,123,000 |
| Fauquier County Virginia | 1 | $ 1,100,000 | $ 1,100,000 | $ 623,000 |
| Henrico County Virginia | 1 | $ 720,000 | $ 720,000 | $ 194,000 |
| Clark County Washington | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Island County Washington | 1 | $ 708,000 | $ 708,000 | $ 812,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,312 | $1,549,657,000 | $1,181,000 | $10,450,000 | $733,000 | $9,999,000 |
| Refinancing | 795 | $880,257,000 | $1,107,000 | $29,500,000 | $633,000 | $9,999,000 |
| Home Improvement | 144 | $144,685,000 | $1,004,000 | $6,750,000 | $312,000 | $2,149,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 959 | $1,151,133,000 | $1,200,000 | $14,000,000 | $840,000 | $9,999,000 |
| White | 959 | $988,352,000 | $1,030,000 | $6,750,000 | $693,000 | $9,999,000 |
| Not applicable | 229 | $363,602,000 | $1,587,000 | $29,500,000 | $57,000 | $1,821,000 |
| Asian | 64 | $52,150,000 | $814,000 | $3,900,000 | $292,000 | $2,280,000 |
| Hispanic | 26 | $12,914,000 | $496,000 | $1,800,000 | $167,000 | $1,246,000 |
| Black or African American | 11 | $5,191,000 | $471,000 | $1,100,000 | $248,000 | $497,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $927,000 | $463,000 | $525,000 | $230,000 | $342,000 |
| American Indian or Alaskan Native | 1 | $330,000 | $330,000 | $330,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,251 | $2,574,599,000 | $1,143,000 | $29,500,000 | $671,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,891 | $2,138,026,000 | $1,130,000 | $14,000,000 | $671,000 | $9,999,000 |
| Application Withdrawn By Applicant | 275 | $332,200,000 | $1,208,000 | $29,500,000 | $655,000 | $7,493,000 |
| Application Approved But Not Accepted | 45 | $65,102,000 | $1,446,000 | $6,750,000 | $704,000 | $3,924,000 |
| File Closed For Incompleteness | 25 | $26,425,000 | $1,057,000 | $8,500,000 | $690,000 | $3,120,000 |
| Application Denied By Financial Institution | 14 | $12,755,000 | $911,000 | $3,225,000 | $799,000 | $4,056,000 |
| Loan Purchased By The Institution | 1 | $91,000 | $91,000 | $91,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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