First Republic Bank Mortgage Lending & HMDA Data, 2018

In 2018, First Republic Bank of San Francisco, CA reported 17,880 mortgage applications totaling $19.1 billion, up 20% from 2017. The average application was for $1,069,747, and applicants reported an average income of $555,190. 80% of its applications resulted in an originated loan and 2% were denied. Its largest markets were San Francisco-Redwood City-South San Francisco, CA (3,464), Los Angeles-Long Beach-Glendale, CA (2,558) and Oakland-Hayward-Berkeley, CA (1,898) (applications in parentheses).

Mortgage Company & Address First Republic Bank
111 Pine Street
San Francisco, CA 94111
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 17,880
Total Mortgage Loan Application Amount $19,127,080,000
Average Mortgage Loan Application Amount $1,069,747
Highest Mortgage Loan Application Amount $63,005,000
Average Applicant Income $555,190
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Republic Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,558 $ 2,988,360,000 $ 1,168,240 $ 500,000
San Francisco, California 2,500 $ 2,707,700,000 $ 1,083,080 $ 501,000
Alameda, California 1,144 $ 831,070,000 $ 726,459 $ 248,000
Suffolk, Massachusetts 996 $ 746,420,000 $ 749,417 $ 460,000
San Mateo, California 964 $ 1,317,740,000 $ 1,366,950 $ 532,000
New York, New York 940 $ 1,743,890,000 $ 1,855,202 $ 937,000
San Diego, California 926 $ 1,012,950,000 $ 1,093,898 $ 358,000
Santa Clara, California 836 $ 856,260,000 $ 1,024,234 $ 471,000
Contra Costa, California 754 $ 443,170,000 $ 587,758 $ 338,000
Marin, California 700 $ 714,440,000 $ 1,020,628 $ 522,000
Orange, California 574 $ 670,980,000 $ 1,168,954 $ 644,000
Middlesex, Massachusetts 467 $ 406,465,000 $ 870,374 $ 568,000
Kings, New York 417 $ 515,205,000 $ 1,235,503 $ 416,000
Norfolk, Massachusetts 411 $ 342,055,000 $ 832,250 $ 555,000
Palm Beach, Florida 370 $ 201,850,000 $ 545,540 $ 604,000
Sonoma, California 264 $ 253,900,000 $ 961,742 $ 539,000
Fairfield, Connecticut 208 $ 239,860,000 $ 1,153,173 $ 792,000
Multnomah, Oregon 205 $ 150,815,000 $ 735,682 $ 264,000
Napa, California 198 $ 224,290,000 $ 1,132,777 $ 718,000
Suffolk, New York 154 $ 266,120,000 $ 1,728,051 $ 1,366,000
Santa Barbara, California 129 $ 165,525,000 $ 1,283,139 $ 628,000
Riverside, California 120 $ 213,940,000 $ 1,782,833 $ 442,000
Westchester, New York 115 $ 124,265,000 $ 1,080,565 $ 859,000
Washington, Oregon 98 $ 72,330,000 $ 738,061 $ 233,000
Plymouth, Massachusetts 79 $ 55,925,000 $ 707,911 $ 458,000
Essex, Massachusetts 72 $ 46,590,000 $ 647,083 $ 490,000
Placer, California 66 $ 98,240,000 $ 1,488,484 $ 904,000
Nassau, New York 66 $ 74,680,000 $ 1,131,515 $ 990,000
Barnstable, Massachusetts 65 $ 72,595,000 $ 1,116,846 $ 951,000
Queens, New York 59 $ 97,415,000 $ 1,651,101 $ 366,000
Monterey, California 58 $ 95,240,000 $ 1,642,068 $ 1,095,000
Clackamas, Oregon 54 $ 30,390,000 $ 562,777 $ 484,000
Miami-Dade, Florida 44 $ 51,550,000 $ 1,171,590 $ 1,756,000
Santa Cruz, California 43 $ 44,605,000 $ 1,037,325 $ 613,000
San Bernardino, California 42 $ 13,680,000 $ 325,714 $ 3,308,000
King, Washington 39 $ 57,035,000 $ 1,462,435 $ 630,000
Hudson, New Jersey 36 $ 25,310,000 $ 703,055 $ 409,000
Nantucket, Massachusetts 35 $ 73,595,000 $ 2,102,714 $ 1,450,000
Summit, Utah 34 $ 37,460,000 $ 1,101,764 $ 1,757,000
Ventura, California 33 $ 29,445,000 $ 892,272 $ 631,000
Bergen, New Jersey 31 $ 26,785,000 $ 864,032 $ 583,000
Bronx, New York 29 $ 25,135,000 $ 866,724 $ 271,000
Solano, California 28 $ 7,250,000 $ 258,928 $ 286,000
Madison, Montana 27 $ 117,105,000 $ 4,337,222 $ 3,850,000
Essex, New Jersey 27 $ 18,355,000 $ 679,814 $ 463,000
Deschutes, Oregon 26 $ 24,420,000 $ 939,230 $ 382,000
Clark, Washington 24 $ 13,190,000 $ 549,583 $ 398,000
Nevada, California 23 $ 11,215,000 $ 487,608 $ 513,000
Monmouth, New Jersey 22 $ 22,480,000 $ 1,021,818 $ 848,000
Maui, Hawaii 20 $ 38,410,000 $ 1,920,500 $ 1,254,000
El Dorado, California 16 $ 10,100,000 $ 631,250 $ 867,000
Denver, Colorado 16 $ 9,070,000 $ 566,875 $ 509,000
Collier, Florida 16 $ 15,840,000 $ 990,000 $ 768,000
Worcester, Massachusetts 16 $ 6,600,000 $ 412,500 $ 355,000
Dallas, Texas 16 $ 19,890,000 $ 1,243,125 $ 1,130,000
Clark, Nevada 15 $ 17,875,000 $ 1,191,666 $ 1,435,000
Morris, New Jersey 15 $ 13,925,000 $ 928,333 $ 777,000
Marion, Oregon 15 $ 5,505,000 $ 367,000 $ 369,000
Sacramento, California 14 $ 7,820,000 $ 558,571 $ 569,000
Dukes, Massachusetts 14 $ 24,900,000 $ 1,778,571 $ 1,747,000
Ocean, New Jersey 14 $ 12,230,000 $ 873,571 $ 855,000
Union, New Jersey 13 $ 10,925,000 $ 840,384 $ 662,000
Newport, Rhode Island 13 $ 21,955,000 $ 1,688,846 $ 758,000
Teton, Wyoming 13 $ 20,025,000 $ 1,540,384 $ 955,000
District of Columbia, District Of Columbia 12 $ 10,730,000 $ 894,166 $ 392,000
Washoe, Nevada 12 $ 11,620,000 $ 968,333 $ 1,534,000
Carroll, New Hampshire 12 $ 11,740,000 $ 978,333 $ 551,000
San Luis Obispo, California 11 $ 9,135,000 $ 830,454 $ 321,000
Hawaii, Hawaii 11 $ 28,535,000 $ 2,594,090 $ 2,148,000
Honolulu, Hawaii 11 $ 15,655,000 $ 1,423,181 $ 986,000
Broward, Florida 10 $ 9,230,000 $ 923,000 $ 583,000
Sarasota, Florida 10 $ 6,950,000 $ 695,000 $ 776,000
Cook, Illinois 10 $ 9,100,000 $ 910,000 $ 742,000
Maricopa, Arizona 9 $ 10,985,000 $ 1,220,555 $ 2,051,000
Blaine, Idaho 9 $ 12,185,000 $ 1,353,888 $ 1,230,000
Dutchess, New York 9 $ 4,805,000 $ 533,888 $ 1,430,000
Travis, Texas 9 $ 6,485,000 $ 720,555 $ 777,000
Boulder, Colorado 8 $ 8,170,000 $ 1,021,250 $ 760,000
Pitkin, Colorado 8 $ 12,130,000 $ 1,516,250 $ 2,157,000
Litchfield, Connecticut 8 $ 4,800,000 $ 600,000 $ 1,135,000
Martin, Florida 8 $ 10,570,000 $ 1,321,250 $ 348,000
Kauai, Hawaii 8 $ 16,160,000 $ 2,020,000 $ 2,056,000
York, Maine 8 $ 5,230,000 $ 653,750 $ 450,000
Providence, Rhode Island 8 $ 3,170,000 $ 396,250 $ 427,000
Fulton, Georgia 7 $ 3,255,000 $ 465,000 $ 309,000
Berkshire, Massachusetts 7 $ 5,445,000 $ 777,857 $ 603,000
Washington, Rhode Island 7 $ 8,165,000 $ 1,166,428 $ 1,004,000
Indian River, Florida 6 $ 7,680,000 $ 1,280,000 $ 1,103,000
Douglas, Nevada 6 $ 4,410,000 $ 735,000 $ 447,000
Rockingham, New Hampshire 6 $ 2,230,000 $ 371,666 $ 309,000
Clatsop, Oregon 6 $ 2,640,000 $ 440,000 $ 626,000
Yamhill, Oregon 6 $ 17,340,000 $ 2,890,000 $ 314,000
Kitsap, Washington 6 $ 7,200,000 $ 1,200,000 $ 791,000
San Joaquin, California 5 $ 1,415,000 $ 283,000 $ 629,000
Arapahoe, Colorado 5 $ 4,715,000 $ 943,000 $ 870,000
Eagle, Colorado 5 $ 3,155,000 $ 631,000 $ 1,162,000
Passaic, New Jersey 5 $ 1,225,000 $ 245,000 $ 349,000
Rockland, New York 5 $ 5,825,000 $ 1,165,000 $ 672,000
Tillamook, Oregon 5 $ 1,885,000 $ 377,000 $ 932,000
Wasco, Oregon 5 $ 1,235,000 $ 247,000 $ 363,000
Delaware, Pennsylvania 5 $ 2,775,000 $ 555,000 $ 433,000
Montgomery, Pennsylvania 5 $ 6,475,000 $ 1,295,000 $ 1,489,000
Wasatch, Utah 5 $ 8,385,000 $ 1,677,000 $ 1,260,000
Fairfax, Virginia 5 $ 5,655,000 $ 1,131,000 $ 250,000
Douglas, Colorado 4 $ 5,250,000 $ 1,312,500 $ 1,175,000
Pinellas, Florida 4 $ 1,010,000 $ 252,500 $ 670,000
Cumberland, Maine 4 $ 3,060,000 $ 765,000 $ 538,000
Macomb, Michigan 4 $ 1,130,000 $ 282,500 $ 0
Merrimack, New Hampshire 4 $ 4,640,000 $ 1,160,000 $ 2,564,000
Somerset, New Jersey 4 $ 2,180,000 $ 545,000 $ 1,416,000
Sussex, New Jersey 4 $ 2,170,000 $ 542,500 $ 470,000
Ulster, New York 4 $ 1,030,000 $ 257,500 $ 591,000
Philadelphia, Pennsylvania 4 $ 3,890,000 $ 972,500 $ 3,228,000
Tarrant, Texas 4 $ 2,140,000 $ 535,000 $ 229,000
Mendocino, California 3 $ 2,655,000 $ 885,000 $ 649,000
New Haven, Connecticut 3 $ 1,835,000 $ 611,666 $ 591,000
Monroe, Florida 3 $ 2,495,000 $ 831,666 $ 302,000
St. Johns, Florida 3 $ 1,725,000 $ 575,000 $ 326,000
Ada, Idaho 3 $ 715,000 $ 238,333 $ 190,000
Kootenai, Idaho 3 $ 1,915,000 $ 638,333 $ 2,191,000
Knox, Maine 3 $ 3,765,000 $ 1,255,000 $ 1,115,000
Bristol, Massachusetts 3 $ 1,185,000 $ 395,000 $ 320,000
Hampden, Massachusetts 3 $ 975,000 $ 325,000 $ 197,000
Flathead, Montana 3 $ 1,755,000 $ 585,000 $ 1,349,000
Gallatin, Montana 3 $ 3,625,000 $ 1,208,333 $ 1,353,000
Cape May, New Jersey 3 $ 2,205,000 $ 735,000 $ 459,000
Mercer, New Jersey 3 $ 945,000 $ 315,000 $ 1,523,000
Columbia, New York 3 $ 2,515,000 $ 838,333 $ 708,000
Mecklenburg, North Carolina 3 $ 2,305,000 $ 768,333 $ 790,000
Jackson, Oregon 3 $ 805,000 $ 268,333 $ 360,000
Berkeley, South Carolina 3 $ 6,215,000 $ 2,071,666 $ 3,480,000
Charleston, South Carolina 3 $ 3,825,000 $ 1,275,000 $ 630,000
Harris, Texas 3 $ 2,495,000 $ 831,666 $ 512,000
Salt Lake, Utah 3 $ 1,815,000 $ 605,000 $ 165,000
Windham, Vermont 3 $ 2,045,000 $ 681,666 $ 626,000
Windsor, Vermont 3 $ 2,135,000 $ 711,666 $ 459,000
Snohomish, Washington 3 $ 21,215,000 $ 7,071,666 $ 0
Lake, California 2 $ 1,830,000 $ 915,000 $ 689,000
Mono, California 2 $ 790,000 $ 395,000 $ 2,001,000
Tuolumne, California 2 $ 840,000 $ 420,000 $ 340,000
San Miguel, Colorado 2 $ 2,020,000 $ 1,010,000 $ 1,053,000
New London, Connecticut 2 $ 770,000 $ 385,000 $ 202,000
Lee, Florida 2 $ 3,240,000 $ 1,620,000 $ 1,630,000
Manatee, Florida 2 $ 940,000 $ 470,000 $ 135,000
Orange, Florida 2 $ 2,580,000 $ 1,290,000 $ 664,000
Oxford, Maine 2 $ 990,000 $ 495,000 $ 812,000
Oakland, Michigan 2 $ 120,000 $ 60,000 $ 0
Belknap, New Hampshire 2 $ 2,360,000 $ 1,180,000 $ 1,088,000
Grafton, New Hampshire 2 $ 1,030,000 $ 515,000 $ 444,000
Atlantic, New Jersey 2 $ 1,000,000 $ 500,000 $ 931,000
Middlesex, New Jersey 2 $ 650,000 $ 325,000 $ 192,000
Albany, New York 2 $ 670,000 $ 335,000 $ 259,000
Putnam, New York 2 $ 620,000 $ 310,000 $ 186,000
Richmond, New York 2 $ 1,020,000 $ 510,000 $ 338,000
Orange, North Carolina 2 $ 2,910,000 $ 1,455,000 $ 2,127,000
Benton, Oregon 2 $ 540,000 $ 270,000 $ 0
Linn, Oregon 2 $ 8,240,000 $ 4,120,000 $ 0
Bucks, Pennsylvania 2 $ 1,390,000 $ 695,000 $ 498,000
Kent, Rhode Island 2 $ 670,000 $ 335,000 $ 173,000
Beaufort, South Carolina 2 $ 2,350,000 $ 1,175,000 $ 243,000
Bexar, Texas 2 $ 1,080,000 $ 540,000 $ 225,000
Collin, Texas 2 $ 770,000 $ 385,000 $ 456,000
Williamson, Texas 2 $ 590,000 $ 295,000 $ 216,000
Bennington, Vermont 2 $ 1,330,000 $ 665,000 $ 329,000
Alexandria, Virginia 2 $ 650,000 $ 325,000 $ 337,000
Island, Washington 2 $ 950,000 $ 475,000 $ 381,000
Lincoln, Wyoming 2 $ 1,850,000 $ 925,000 $ 381,000
Pima, Arizona 1 $ 485,000 $ 485,000 $ 310,000
Alpine, California 1 $ 1,005,000 $ 1,005,000 $ 778,000
Butte, California 1 $ 10,925,000 $ 10,925,000 $ 0
Kern, California 1 $ 515,000 $ 515,000 $ 266,000
Plumas, California 1 $ 675,000 $ 675,000 $ 250,000
San Benito, California 1 $ 305,000 $ 305,000 $ 68,000
Stanislaus, California 1 $ 2,255,000 $ 2,255,000 $ 0
Yuba, California 1 $ 305,000 $ 305,000 $ 0
Adams, Colorado 1 $ 105,000 $ 105,000 $ 46,000
Custer, Colorado 1 $ 415,000 $ 415,000 $ 172,000
El Paso, Colorado 1 $ 365,000 $ 365,000 $ 89,000
Gunnison, Colorado 1 $ 965,000 $ 965,000 $ 443,000
Jefferson, Colorado 1 $ 755,000 $ 755,000 $ 276,000
Larimer, Colorado 1 $ 235,000 $ 235,000 $ 0
Routt, Colorado 1 $ 735,000 $ 735,000 $ 0
Hartford, Connecticut 1 $ 245,000 $ 245,000 $ 190,000
Middlesex, Connecticut 1 $ 1,465,000 $ 1,465,000 $ 5,174,000
Charlotte, Florida 1 $ 905,000 $ 905,000 $ 304,000
Hillsborough, Florida 1 $ 635,000 $ 635,000 $ 400,000
Nassau, Florida 1 $ 565,000 $ 565,000 $ 225,000
St. Lucie, Florida 1 $ 1,445,000 $ 1,445,000 $ 1,248,000
Walton, Florida 1 $ 2,505,000 $ 2,505,000 $ 1,012,000
DeKalb, Georgia 1 $ 505,000 $ 505,000 $ 118,000
Forsyth, Georgia 1 $ 525,000 $ 525,000 $ 709,000
Glynn, Georgia 1 $ 495,000 $ 495,000 $ 350,000
Greene, Georgia 1 $ 375,000 $ 375,000 $ 549,000
Bonneville, Idaho 1 $ 345,000 $ 345,000 $ 253,000
Lincoln, Maine 1 $ 805,000 $ 805,000 $ 353,000
Franklin, Massachusetts 1 $ 535,000 $ 535,000 $ 711,000
Hampshire, Massachusetts 1 $ 305,000 $ 305,000 $ 133,000
Wayne, Michigan 1 $ 215,000 $ 215,000 $ 0
Jefferson, Montana 1 $ 495,000 $ 495,000 $ 1,152,000
Lake, Montana 1 $ 735,000 $ 735,000 $ 2,223,000
Hillsborough, New Hampshire 1 $ 455,000 $ 455,000 $ 295,000
Sullivan, New Hampshire 1 $ 2,085,000 $ 2,085,000 $ 3,646,000
Camden, New Jersey 1 $ 1,005,000 $ 1,005,000 $ 215,000
Hunterdon, New Jersey 1 $ 305,000 $ 305,000 $ 180,000
Santa Fe, New Mexico 1 $ 725,000 $ 725,000 $ 253,000
Chautauqua, New York 1 $ 265,000 $ 265,000 $ 91,000
Onondaga, New York 1 $ 205,000 $ 205,000 $ 90,000
Orange, New York 1 $ 5,005,000 $ 5,005,000 $ 1,330,000
Sullivan, New York 1 $ 425,000 $ 425,000 $ 356,000
Craven, North Carolina 1 $ 1,405,000 $ 1,405,000 $ 546,000
New Hanover, North Carolina 1 $ 1,125,000 $ 1,125,000 $ 800,000
Wake, North Carolina 1 $ 245,000 $ 245,000 $ 169,000
Columbia, Oregon 1 $ 105,000 $ 105,000 $ 0
Crook, Oregon 1 $ 935,000 $ 935,000 $ 714,000
Curry, Oregon 1 $ 305,000 $ 305,000 $ 0
Hood River, Oregon 1 $ 675,000 $ 675,000 $ 0
Lane, Oregon 1 $ 1,005,000 $ 1,005,000 $ 0
Lincoln, Oregon 1 $ 275,000 $ 275,000 $ 235,000
Polk, Oregon 1 $ 215,000 $ 215,000 $ 94,000
Allegheny, Pennsylvania 1 $ 175,000 $ 175,000 $ 377,000
Lehigh, Pennsylvania 1 $ 375,000 $ 375,000 $ 209,000
Bristol, Rhode Island 1 $ 455,000 $ 455,000 $ 328,000
York, South Carolina 1 $ 465,000 $ 465,000 $ 330,000
Montgomery, Texas 1 $ 185,000 $ 185,000 $ 87,000
Davis, Utah 1 $ 415,000 $ 415,000 $ 175,000
Utah, Utah 1 $ 905,000 $ 905,000 $ 574,000
Washington, Utah 1 $ 1,005,000 $ 1,005,000 $ 1,385,000
Caledonia, Vermont 1 $ 505,000 $ 505,000 $ 150,000
Chittenden, Vermont 1 $ 705,000 $ 705,000 $ 507,000
Lamoille, Vermont 1 $ 455,000 $ 455,000 $ 1,359,000
Washington, Vermont 1 $ 335,000 $ 335,000 $ 372,000
Arlington, Virginia 1 $ 605,000 $ 605,000 $ 378,000
Fauquier, Virginia 1 $ 1,005,000 $ 1,005,000 $ 276,000
Jefferson, Washington 1 $ 505,000 $ 505,000 $ 100,000
Pierce, Washington 1 $ 1,255,000 $ 1,255,000 $ 537,000
San Juan, Washington 1 $ 1,475,000 $ 1,475,000 $ 576,000
Skagit, Washington 1 $ 405,000 $ 405,000 $ 266,000
Spokane, Washington 1 $ 245,000 $ 245,000 $ 105,000

Mortgage Loan Application Detail Totals for First Republic Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,735 $11,639,385,000 $1,195,000 $63,005,000 $583,000 $9,999,000
Refinancing 3,325 $3,552,455,000 $1,068,000 $50,915,000 $514,000 $9,999,000
Cash-out Refinancing 2,658 $2,341,200,000 $880,000 $34,505,000 $452,000 $9,999,000
Other Purpose 1,305 $1,160,425,000 $889,000 $28,115,000 $728,000 $9,999,000
Home Improvement 857 $433,615,000 $505,000 $15,005,000 $456,000 $6,500,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,076 $8,587,990,000 $946,000 $27,755,000 $571,000 $9,999,000
Not Provided 2,768 $3,118,410,000 $1,126,000 $21,325,000 $787,000 $9,999,000
Not applicable 2,557 $5,092,175,000 $1,991,000 $63,005,000 $228,000 $429,000
Asian 2,006 $1,485,850,000 $740,000 $11,105,000 $355,000 $9,999,000
Hispanic 769 $390,615,000 $507,000 $5,005,000 $240,000 $9,999,000
Black or African American 420 $234,410,000 $558,000 $19,505,000 $288,000 $9,999,000
American Indian or Alaskan Native 40 $27,060,000 $676,000 $3,045,000 $394,000 $4,430,000
Native Hawaiian or Other Pacific Islander 18 $12,770,000 $709,000 $3,505,000 $800,000 $4,303,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,880 $19,127,080,000 $1,069,000 $63,005,000 $555,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,339 $16,062,935,000 $1,120,000 $63,005,000 $606,000 $9,999,000
Application Withdrawn By Applicant 1,581 $1,993,285,000 $1,260,000 $47,505,000 $627,000 $9,999,000
Loan Purchased By The Institution 1,338 $379,750,000 $283,000 $21,325,000 $62,000 $821,000
Application Denied By Financial Institution 272 $213,750,000 $785,000 $7,505,000 $299,000 $2,469,000
Application Approved But Not Accepted 196 $268,440,000 $1,369,000 $23,005,000 $700,000 $9,495,000
File Closed For Incompleteness 154 $208,920,000 $1,356,000 $15,515,000 $583,000 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,608 $18,913,330,000 $1,074,000 $63,005,000 $559,000 $9,999,000
Debt-To-Income Ratio 98 $68,110,000 $695,000 $3,335,000 $174,000 $987,000
Collateral 70 $60,850,000 $869,000 $5,505,000 $465,000 $2,469,000
Credit History 58 $49,230,000 $848,000 $7,505,000 $367,000 $2,370,000
Insufficient Cash (Downpayment, Closing Cost) 25 $13,965,000 $558,000 $2,805,000 $156,000 $521,000
Other 11 $9,525,000 $865,000 $3,105,000 $521,000 $2,400,000
Unverifiable Information 4 $2,310,000 $577,000 $655,000 $37,000 $46,000
Credit Application Incomplete 4 $7,430,000 $1,857,000 $3,505,000 $193,000 $268,000
Employment History 2 $2,330,000 $1,165,000 $1,875,000 $333,000 $379,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Republic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List