First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Republic Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,481 |
| Total Mortgage Loan Application Amount | $9,322,775,000 |
| Average Mortgage Loan Application Amount | $1,091,600 |
| Highest Mortgage Loan Application Amount | $93,005,000 |
| Average Applicant Income | $638,200 |
| Highest Applicant Income | $9,733,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,384 | $ 2,147,230,000 | $ 1,551,000 | $ 487,000 |
| San Francisco County California | 628 | $ 728,020,000 | $ 1,159,000 | $ 518,000 |
| Alameda County California | 557 | $ 409,395,000 | $ 735,000 | $ 274,000 |
| New York County New York | 486 | $ 694,160,000 | $ 1,428,000 | $ 702,000 |
| San Diego County California | 449 | $ 415,120,000 | $ 926,000 | $ 497,000 |
| Kings County New York | 378 | $ 366,940,000 | $ 970,000 | $ 364,000 |
| Santa Clara County California | 308 | $ 352,520,000 | $ 1,144,000 | $ 425,000 |
| Orange County California | 274 | $ 366,605,000 | $ 1,342,000 | $ 428,000 |
| San Mateo County California | 257 | $ 318,355,000 | $ 1,238,000 | $ 575,000 |
| Suffolk County Massachusetts | 241 | $ 200,935,000 | $ 833,000 | $ 505,000 |
| Contra Costa County California | 240 | $ 171,470,000 | $ 714,000 | $ 324,000 |
| Marin County California | 173 | $ 178,295,000 | $ 1,030,000 | $ 633,000 |
| Palm Beach County Florida | 170 | $ 347,960,000 | $ 2,046,000 | $ 805,000 |
| Sonoma County California | 165 | $ 120,915,000 | $ 732,000 | $ 533,000 |
| Middlesex County Massachusetts | 140 | $ 130,460,000 | $ 931,000 | $ 447,000 |
| Queens County New York | 101 | $ 107,335,000 | $ 1,062,000 | $ 305,000 |
| Norfolk County Massachusetts | 100 | $ 148,070,000 | $ 1,480,000 | $ 594,000 |
| Fairfield County Connecticut | 94 | $ 111,240,000 | $ 1,183,000 | $ 650,000 |
| King County Washington | 85 | $ 94,195,000 | $ 1,108,000 | $ 352,000 |
| Multnomah County Oregon | 79 | $ 92,585,000 | $ 1,171,000 | $ 158,000 |
| Suffolk County New York | 57 | $ 183,185,000 | $ 3,213,000 | $ 1,415,000 |
| Napa County California | 55 | $ 44,595,000 | $ 810,000 | $ 573,000 |
| Westchester County New York | 49 | $ 45,865,000 | $ 936,000 | $ 483,000 |
| Santa Barbara County California | 46 | $ 77,210,000 | $ 1,678,000 | $ 967,000 |
| Miami-Dade County Florida | 45 | $ 84,335,000 | $ 1,874,000 | $ 1,102,000 |
| Riverside County California | 43 | $ 171,625,000 | $ 3,991,000 | $ 706,000 |
| Broward County Florida | 40 | $ 141,330,000 | $ 3,533,000 | $ 696,000 |
| Washington County Oregon | 38 | $ 16,530,000 | $ 435,000 | $ 146,000 |
| Nassau County New York | 36 | $ 39,550,000 | $ 1,098,000 | $ 1,254,000 |
| Teton County Wyoming | 33 | $ 67,835,000 | $ 2,055,000 | $ 836,000 |
| Bergen County New Jersey | 31 | $ 31,735,000 | $ 1,023,000 | $ 613,000 |
| Maricopa County Arizona | 30 | $ 31,150,000 | $ 1,038,000 | $ 549,000 |
| Barnstable County Massachusetts | 27 | $ 41,065,000 | $ 1,520,000 | $ 1,002,000 |
| Essex County Massachusetts | 25 | $ 29,645,000 | $ 1,185,000 | $ 658,000 |
| Placer County California | 22 | $ 21,430,000 | $ 974,000 | $ 1,562,000 |
| Bronx County New York | 20 | $ 7,320,000 | $ 366,000 | $ 124,000 |
| Hudson County New Jersey | 19 | $ 11,625,000 | $ 611,000 | $ 324,000 |
| Monmouth County New Jersey | 18 | $ 18,220,000 | $ 1,012,000 | $ 821,000 |
| Plymouth County Massachusetts | 17 | $ 9,545,000 | $ 561,000 | $ 537,000 |
| Ventura County California | 16 | $ 76,300,000 | $ 4,768,000 | $ 359,000 |
| Santa Cruz County California | 15 | $ 14,815,000 | $ 987,000 | $ 605,000 |
| Clackamas County Oregon | 15 | $ 10,965,000 | $ 731,000 | $ 338,000 |
| Cook County Illinois | 13 | $ 12,265,000 | $ 943,000 | $ 455,000 |
| Monterey County California | 11 | $ 19,535,000 | $ 1,775,000 | $ 1,423,000 |
| Union County New Jersey | 11 | $ 9,805,000 | $ 891,000 | $ 529,000 |
| Deschutes County Oregon | 11 | $ 5,435,000 | $ 494,000 | $ 293,000 |
| Duval County Florida | 10 | $ 950,000 | $ 95,000 | $ 0 |
| Madison County Montana | 10 | $ 70,820,000 | $ 7,082,000 | $ 6,988,000 |
| Collier County Florida | 9 | $ 10,495,000 | $ 1,166,000 | $ 1,460,000 |
| Worcester County Massachusetts | 9 | $ 5,905,000 | $ 656,000 | $ 287,000 |
| Clark County Nevada | 9 | $ 18,345,000 | $ 2,038,000 | $ 872,000 |
| Morris County New Jersey | 9 | $ 11,185,000 | $ 1,242,000 | $ 1,114,000 |
| Summit County Utah | 9 | $ 12,515,000 | $ 1,390,000 | $ 735,000 |
| San Bernardino County California | 8 | $ 3,970,000 | $ 496,000 | $ 500,000 |
| Denver County Colorado | 8 | $ 7,510,000 | $ 938,000 | $ 1,148,000 |
| Honolulu County Hawaii | 8 | $ 16,170,000 | $ 2,021,000 | $ 1,390,000 |
| Washoe County Nevada | 7 | $ 3,875,000 | $ 553,000 | $ 683,000 |
| Ocean County New Jersey | 7 | $ 9,965,000 | $ 1,423,000 | $ 1,199,000 |
| Snohomish County Washington | 7 | $ 5,335,000 | $ 762,000 | $ 302,000 |
| Solano County California | 6 | $ 3,630,000 | $ 605,000 | $ 469,000 |
| Boulder County Colorado | 6 | $ 4,610,000 | $ 768,000 | $ 1,375,000 |
| Hillsborough County Florida | 6 | $ 9,910,000 | $ 1,651,000 | $ 660,000 |
| Sarasota County Florida | 6 | $ 2,370,000 | $ 395,000 | $ 593,000 |
| Hawaii County Hawaii | 6 | $ 9,780,000 | $ 1,630,000 | $ 1,373,000 |
| Blaine County Idaho | 6 | $ 8,410,000 | $ 1,401,000 | $ 1,662,000 |
| Nantucket County Massachusetts | 6 | $ 15,830,000 | $ 2,638,000 | $ 1,126,000 |
| Gallatin County Montana | 6 | $ 4,570,000 | $ 761,000 | $ 1,413,000 |
| Essex County New Jersey | 6 | $ 6,760,000 | $ 1,126,000 | $ 536,000 |
| Travis County Texas | 6 | $ 5,030,000 | $ 838,000 | $ 905,000 |
| Nevada County California | 5 | $ 4,405,000 | $ 881,000 | $ 621,000 |
| Sacramento County California | 5 | $ 1,455,000 | $ 291,000 | $ 335,000 |
| Pitkin County Colorado | 5 | $ 34,825,000 | $ 6,965,000 | $ 241,000 |
| District of Columbia County District Of Columbia | 5 | $ 6,385,000 | $ 1,277,000 | $ 549,000 |
| Martin County Florida | 5 | $ 6,805,000 | $ 1,361,000 | $ 935,000 |
| Cumberland County Maine | 5 | $ 2,275,000 | $ 455,000 | $ 542,000 |
| York County Maine | 5 | $ 3,555,000 | $ 711,000 | $ 1,287,000 |
| Rockingham County New Hampshire | 5 | $ 2,255,000 | $ 451,000 | $ 304,000 |
| Newport County Rhode Island | 5 | $ 5,415,000 | $ 1,083,000 | $ 1,022,000 |
| Providence County Rhode Island | 5 | $ 3,895,000 | $ 779,000 | $ 728,000 |
| Lamoille County Vermont | 5 | $ 6,065,000 | $ 1,213,000 | $ 1,282,000 |
| Clark County Washington | 5 | $ 3,685,000 | $ 737,000 | $ 383,000 |
| San Luis Obispo County California | 4 | $ 4,140,000 | $ 1,035,000 | $ 637,000 |
| Eagle County Colorado | 4 | $ 5,880,000 | $ 1,470,000 | $ 1,286,000 |
| Teton County Idaho | 4 | $ 1,360,000 | $ 340,000 | $ 360,000 |
| Dukes County Massachusetts | 4 | $ 3,090,000 | $ 772,000 | $ 452,000 |
| Passaic County New Jersey | 4 | $ 1,540,000 | $ 385,000 | $ 291,000 |
| Philadelphia County Pennsylvania | 4 | $ 2,680,000 | $ 670,000 | $ 763,000 |
| Washington County Rhode Island | 4 | $ 2,300,000 | $ 575,000 | $ 855,000 |
| Kitsap County Washington | 4 | $ 25,390,000 | $ 6,347,000 | $ 237,000 |
| Mono County California | 3 | $ 1,985,000 | $ 661,000 | $ 606,000 |
| Arapahoe County Colorado | 3 | $ 7,115,000 | $ 2,371,000 | $ 885,000 |
| Lee County Florida | 3 | $ 11,325,000 | $ 3,775,000 | $ 2,229,000 |
| Pinellas County Florida | 3 | $ 2,105,000 | $ 701,000 | $ 597,000 |
| Carroll County New Hampshire | 3 | $ 465,000 | $ 155,000 | $ 308,000 |
| Somerset County New Jersey | 3 | $ 2,445,000 | $ 815,000 | $ 344,000 |
| Richmond County New York | 3 | $ 1,375,000 | $ 458,000 | $ 136,000 |
| Dallas County Texas | 3 | $ 4,165,000 | $ 1,388,000 | $ 1,071,000 |
| Denton County Texas | 3 | $ 2,495,000 | $ 831,000 | $ 714,000 |
| Harris County Texas | 3 | $ 1,345,000 | $ 448,000 | $ 1,745,000 |
| Chittenden County Vermont | 3 | $ 2,265,000 | $ 755,000 | $ 803,000 |
| El Dorado County California | 2 | $ 1,040,000 | $ 520,000 | $ 415,000 |
| San Joaquin County California | 2 | $ 970,000 | $ 485,000 | $ 350,000 |
| Douglas County Colorado | 2 | $ 1,260,000 | $ 630,000 | $ 567,000 |
| Litchfield County Connecticut | 2 | $ 1,690,000 | $ 845,000 | $ 2,832,000 |
| Middlesex County Connecticut | 2 | $ 1,050,000 | $ 525,000 | $ 518,000 |
| New Haven County Connecticut | 2 | $ 1,060,000 | $ 530,000 | $ 494,000 |
| Orange County Florida | 2 | $ 3,300,000 | $ 1,650,000 | $ 1,256,000 |
| St. Johns County Florida | 2 | $ 1,640,000 | $ 820,000 | $ 453,000 |
| Maui County Hawaii | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Lincoln County Maine | 2 | $ 4,150,000 | $ 2,075,000 | $ 3,776,000 |
| Bristol County Massachusetts | 2 | $ 1,200,000 | $ 600,000 | $ 161,000 |
| Belknap County New Hampshire | 2 | $ 2,000,000 | $ 1,000,000 | $ 1,168,000 |
| Grafton County New Hampshire | 2 | $ 1,560,000 | $ 780,000 | $ 491,000 |
| Middlesex County New Jersey | 2 | $ 1,190,000 | $ 595,000 | $ 289,000 |
| Columbia County New York | 2 | $ 1,310,000 | $ 655,000 | $ 752,000 |
| Dutchess County New York | 2 | $ 980,000 | $ 490,000 | $ 261,000 |
| Greene County New York | 2 | $ 1,980,000 | $ 990,000 | $ 1,767,000 |
| Orange County New York | 2 | $ 1,170,000 | $ 585,000 | $ 414,000 |
| Rockland County New York | 2 | $ 1,340,000 | $ 670,000 | $ 425,000 |
| Buncombe County North Carolina | 2 | $ 1,210,000 | $ 605,000 | $ 293,000 |
| Cuyahoga County Ohio | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| Clatsop County Oregon | 2 | $ 510,000 | $ 255,000 | $ 383,000 |
| Columbia County Oregon | 2 | $ 10,420,000 | $ 5,210,000 | $ 659,000 |
| Hood River County Oregon | 2 | $ 1,380,000 | $ 690,000 | $ 348,000 |
| Tillamook County Oregon | 2 | $ 970,000 | $ 485,000 | $ 150,000 |
| Yamhill County Oregon | 2 | $ 700,000 | $ 350,000 | $ 518,000 |
| Beaufort County South Carolina | 2 | $ 2,170,000 | $ 1,085,000 | $ 739,000 |
| Charleston County South Carolina | 2 | $ 2,230,000 | $ 1,115,000 | $ 2,783,000 |
| Williamson County Tennessee | 2 | $ 2,010,000 | $ 1,005,000 | $ 407,000 |
| Tarrant County Texas | 2 | $ 1,980,000 | $ 990,000 | $ 407,000 |
| Salt Lake County Utah | 2 | $ 3,810,000 | $ 1,905,000 | $ 0 |
| Wasatch County Utah | 2 | $ 1,790,000 | $ 895,000 | $ 1,348,000 |
| Windsor County Vermont | 2 | $ 1,960,000 | $ 980,000 | $ 1,086,000 |
| Fairfax County Virginia | 2 | $ 3,230,000 | $ 1,615,000 | $ 623,000 |
| Thurston County Washington | 2 | $ 720,000 | $ 360,000 | $ 149,000 |
| Mariposa County California | 1 | $ 305,000 | $ 305,000 | $ 204,000 |
| Mendocino County California | 1 | $ 555,000 | $ 555,000 | $ 352,000 |
| Merced County California | 1 | $ 46,005,000 | $ 46,005,000 | $ 0 |
| Siskiyou County California | 1 | $ 255,000 | $ 255,000 | $ 214,000 |
| Stanislaus County California | 1 | $ 2,245,000 | $ 2,245,000 | $ 1,071,000 |
| Tuolumne County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 2,795,000 | $ 2,795,000 | $ 752,000 |
| Summit County Colorado | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| New London County Connecticut | 1 | $ 1,455,000 | $ 1,455,000 | $ 708,000 |
| Alachua County Florida | 1 | $ 455,000 | $ 455,000 | $ 369,000 |
| Brevard County Florida | 1 | $ 625,000 | $ 625,000 | $ 561,000 |
| Flagler County Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 456,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 807,000 |
| Indian River County Florida | 1 | $ 3,345,000 | $ 3,345,000 | $ 2,171,000 |
| Manatee County Florida | 1 | $ 665,000 | $ 665,000 | $ 352,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 725,000 |
| Monroe County Florida | 1 | $ 2,375,000 | $ 2,375,000 | $ 1,423,000 |
| Osceola County Florida | 1 | $ 675,000 | $ 675,000 | $ 329,000 |
| Santa Rosa County Florida | 1 | $ 85,000 | $ 85,000 | $ 241,000 |
| Walton County Florida | 1 | $ 445,000 | $ 445,000 | $ 235,000 |
| Fulton County Georgia | 1 | $ 3,255,000 | $ 3,255,000 | $ 276,000 |
| Bonneville County Idaho | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Androscoggin County Maine | 1 | $ 545,000 | $ 545,000 | $ 1,006,000 |
| Franklin County Maine | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Berkshire County Massachusetts | 1 | $ 955,000 | $ 955,000 | $ 2,498,000 |
| Hampden County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 253,000 |
| Hillsborough County New Hampshire | 1 | $ 715,000 | $ 715,000 | $ 376,000 |
| Atlantic County New Jersey | 1 | $ 1,105,000 | $ 1,105,000 | $ 651,000 |
| Hunterdon County New Jersey | 1 | $ 1,015,000 | $ 1,015,000 | $ 391,000 |
| Mercer County New Jersey | 1 | $ 1,065,000 | $ 1,065,000 | $ 495,000 |
| Essex County New York | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Tompkins County New York | 1 | $ 3,415,000 | $ 3,415,000 | $ 1,821,000 |
| Ulster County New York | 1 | $ 1,265,000 | $ 1,265,000 | $ 4,219,000 |
| Mecklenburg County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Wake County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 211,000 |
| Jackson County Oregon | 1 | $ 5,305,000 | $ 5,305,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Polk County Oregon | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 805,000 | $ 805,000 | $ 955,000 |
| Delaware County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 275,000 |
| Kent County Rhode Island | 1 | $ 755,000 | $ 755,000 | $ 191,000 |
| York County South Carolina | 1 | $ 6,805,000 | $ 6,805,000 | $ 0 |
| Comanche County Texas | 1 | $ 1,655,000 | $ 1,655,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 420,000 |
| Montgomery County Texas | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Davis County Utah | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Washington County Utah | 1 | $ 455,000 | $ 455,000 | $ 204,000 |
| Caledonia County Vermont | 1 | $ 265,000 | $ 265,000 | $ 255,000 |
| Rutland County Vermont | 1 | $ 265,000 | $ 265,000 | $ 748,000 |
| Windham County Vermont | 1 | $ 735,000 | $ 735,000 | $ 540,000 |
| Arlington County Virginia | 1 | $ 605,000 | $ 605,000 | $ 537,000 |
| Henrico County Virginia | 1 | $ 265,000 | $ 265,000 | $ 916,000 |
| Northumberland County Virginia | 1 | $ 905,000 | $ 905,000 | $ 425,000 |
| Island County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Kittitas County Washington | 1 | $ 945,000 | $ 945,000 | $ 512,000 |
| Spokane County Washington | 1 | $ 1,085,000 | $ 1,085,000 | $ 713,000 |
| Whatcom County Washington | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,878 | $6,330,035,000 | $1,297,000 | $93,005,000 | $477,000 | $9,598,000 |
| Refinancing | 1,105 | $1,558,680,000 | $1,411,000 | $83,005,000 | $622,000 | $8,384,000 |
| Cash-out Refinancing | 586 | $579,230,000 | $988,000 | $8,805,000 | $655,000 | $7,261,000 |
| Other Purpose | 517 | $671,225,000 | $1,298,000 | $14,955,000 | $892,000 | $8,316,000 |
| Home Improvement | 395 | $183,605,000 | $464,000 | $6,155,000 | $545,000 | $9,733,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,335 | $3,650,335,000 | $1,094,000 | $20,655,000 | $633,000 | $9,361,000 |
| Not applicable | 1,439 | $3,096,325,000 | $2,154,000 | $93,005,000 | $109,000 | $3,139,000 |
| Asian | 922 | $786,410,000 | $852,000 | $8,645,000 | $337,000 | $4,155,000 |
| Not Provided | 683 | $912,335,000 | $1,335,000 | $18,275,000 | $807,000 | $9,733,000 |
| Hispanic | 374 | $277,250,000 | $741,000 | $11,005,000 | $339,000 | $6,475,000 |
| Black or African American | 201 | $131,145,000 | $652,000 | $6,605,000 | $279,000 | $2,500,000 |
| American Indian or Alaskan Native | 25 | $22,545,000 | $901,000 | $2,455,000 | $498,000 | $1,425,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $340,000 | $170,000 | $235,000 | $93,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,481 | $9,322,775,000 | $1,246,000 | $93,005,000 | $538,000 | $9,733,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,810 | $7,244,170,000 | $1,247,000 | $93,005,000 | $564,000 | $9,733,000 |
| Application Withdrawn By Applicant | 820 | $1,367,170,000 | $1,667,000 | $43,565,000 | $612,000 | $8,316,000 |
| Loan Purchased By The Institution | 398 | $135,120,000 | $339,000 | $695,000 | $104,000 | $3,139,000 |
| Application Denied By Financial Institution | 184 | $235,520,000 | $1,280,000 | $70,005,000 | $389,000 | $6,427,000 |
| Application Approved But Not Accepted | 177 | $215,215,000 | $1,215,000 | $46,005,000 | $525,000 | $5,963,000 |
| File Closed For Incompleteness | 92 | $125,580,000 | $1,365,000 | $18,005,000 | $641,000 | $6,945,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,297 | $9,087,255,000 | $1,245,000 | $93,005,000 | $540,000 | $9,733,000 |
| Collateral | 109 | $31,235,000 | $286,000 | $1,505,000 | $432,000 | $1,427,000 |
| Debt-To-Income Ratio | 37 | $54,475,000 | $1,472,000 | $10,005,000 | $477,000 | $6,427,000 |
| Other | 18 | $141,430,000 | $7,857,000 | $70,005,000 | $403,000 | $1,423,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,825,000 | $546,000 | $885,000 | $139,000 | $222,000 |
| Credit History | 6 | $1,800,000 | $300,000 | $505,000 | $252,000 | $507,000 |
| Unverifiable Information | 4 | $1,860,000 | $465,000 | $685,000 | $221,000 | $350,000 |
| Employment History | 3 | $895,000 | $298,000 | $525,000 | $106,000 | $150,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.