First Residential Mortgage
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for First Residential Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Residential Mortgage 570 Sylvan Avenue Englewood Cliffs, NJ 07632 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,252 |
| Total Mortgage Loan Application Amount | $1,266,490,000 |
| Average Mortgage Loan Application Amount | $220,666 |
| Highest Mortgage Loan Application Amount | $1,873,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $3,360,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Passaic County New Jersey | 738 | $ 166,413,000 | $ 225,000 | $ 78,000 |
| Broward County Florida | 676 | $ 108,795,000 | $ 160,000 | $ 85,000 |
| Hudson County New Jersey | 535 | $ 138,914,000 | $ 259,000 | $ 95,000 |
| Essex County New Jersey | 529 | $ 116,442,000 | $ 220,000 | $ 74,000 |
| Miami-Dade County Florida | 408 | $ 77,015,000 | $ 188,000 | $ 113,000 |
| Union County New Jersey | 346 | $ 71,025,000 | $ 205,000 | $ 77,000 |
| Bergen County New Jersey | 311 | $ 86,729,000 | $ 278,000 | $ 105,000 |
| Middlesex County New Jersey | 196 | $ 37,628,000 | $ 191,000 | $ 80,000 |
| Atlantic County New Jersey | 190 | $ 29,866,000 | $ 157,000 | $ 39,000 |
| Montgomery County Maryland | 180 | $ 37,874,000 | $ 210,000 | $ 63,000 |
| Orange County Florida | 178 | $ 27,355,000 | $ 153,000 | $ 133,000 |
| Palm Beach County Florida | 176 | $ 22,138,000 | $ 125,000 | $ 73,000 |
| Prince George's County Maryland | 127 | $ 24,143,000 | $ 190,000 | $ 52,000 |
| Queens County New York | 124 | $ 39,765,000 | $ 320,000 | $ 88,000 |
| Somerset County New Jersey | 112 | $ 22,296,000 | $ 199,000 | $ 83,000 |
| Prince William County Virginia | 85 | $ 15,373,000 | $ 180,000 | $ 71,000 |
| Kings County New York | 76 | $ 25,790,000 | $ 339,000 | $ 80,000 |
| Morris County New Jersey | 70 | $ 16,696,000 | $ 238,000 | $ 76,000 |
| Lehigh County Pennsylvania | 70 | $ 7,581,000 | $ 108,000 | $ 63,000 |
| St. Lucie County Florida | 60 | $ 8,734,000 | $ 145,000 | $ 69,000 |
| Osceola County Florida | 58 | $ 8,293,000 | $ 142,000 | $ 80,000 |
| Nassau County New York | 47 | $ 11,524,000 | $ 245,000 | $ 53,000 |
| Suffolk County New York | 47 | $ 10,193,000 | $ 216,000 | $ 79,000 |
| Frederick County Maryland | 39 | $ 6,156,000 | $ 157,000 | $ 64,000 |
| Fairfax County Virginia | 37 | $ 9,468,000 | $ 255,000 | $ 78,000 |
| Bronx County New York | 36 | $ 10,987,000 | $ 305,000 | $ 104,000 |
| Seminole County Florida | 35 | $ 5,238,000 | $ 149,000 | $ 102,000 |
| Manassas County Virginia | 31 | $ 5,048,000 | $ 162,000 | $ 84,000 |
| Lee County Florida | 30 | $ 7,300,000 | $ 243,000 | $ 163,000 |
| Pasco County Florida | 29 | $ 2,652,000 | $ 91,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 25 | $ 1,964,000 | $ 78,000 | $ 48,000 |
| Ocean County New Jersey | 24 | $ 4,839,000 | $ 201,000 | $ 57,000 |
| Warren County New Jersey | 24 | $ 3,616,000 | $ 150,000 | $ 129,000 |
| Monroe County Pennsylvania | 23 | $ 3,601,000 | $ 156,000 | $ 77,000 |
| Harris County Texas | 22 | $ 3,718,000 | $ 169,000 | $ 97,000 |
| Cumberland County New Jersey | 20 | $ 2,131,000 | $ 106,000 | $ 44,000 |
| Mercer County New Jersey | 20 | $ 3,299,000 | $ 164,000 | $ 59,000 |
| Loudoun County Virginia | 20 | $ 3,625,000 | $ 181,000 | $ 62,000 |
| Howard County Maryland | 19 | $ 3,156,000 | $ 166,000 | $ 59,000 |
| Monmouth County New Jersey | 17 | $ 4,578,000 | $ 269,000 | $ 90,000 |
| Baltimore County Maryland | 16 | $ 2,714,000 | $ 169,000 | $ 82,000 |
| Baltimore City County Maryland | 16 | $ 1,325,000 | $ 82,000 | $ 39,000 |
| Stafford County Virginia | 16 | $ 2,902,000 | $ 181,000 | $ 115,000 |
| Polk County Florida | 15 | $ 1,912,000 | $ 127,000 | $ 69,000 |
| Bucks County Pennsylvania | 15 | $ 1,626,000 | $ 108,000 | $ 35,000 |
| Anne Arundel County Maryland | 14 | $ 2,378,000 | $ 169,000 | $ 62,000 |
| Burlington County New Jersey | 14 | $ 2,102,000 | $ 150,000 | $ 71,000 |
| Sussex County New Jersey | 14 | $ 2,568,000 | $ 183,000 | $ 117,000 |
| Orange County New York | 14 | $ 2,346,000 | $ 167,000 | $ 88,000 |
| Luzerne County Pennsylvania | 14 | $ 1,150,000 | $ 82,000 | $ 53,000 |
| Northampton County Pennsylvania | 14 | $ 1,940,000 | $ 138,000 | $ 91,000 |
| Manassas Park County Virginia | 14 | $ 2,768,000 | $ 197,000 | $ 69,000 |
| Brevard County Florida | 13 | $ 1,248,000 | $ 96,000 | $ 45,000 |
| Collier County Florida | 13 | $ 5,427,000 | $ 417,000 | $ 419,000 |
| Hillsborough County Florida | 12 | $ 1,460,000 | $ 121,000 | $ 67,000 |
| Volusia County Florida | 12 | $ 2,043,000 | $ 170,000 | $ 82,000 |
| Marion County Florida | 11 | $ 1,384,000 | $ 125,000 | $ 54,000 |
| Lake County Florida | 10 | $ 1,816,000 | $ 181,000 | $ 125,000 |
| Montgomery County Pennsylvania | 10 | $ 1,623,000 | $ 162,000 | $ 144,000 |
| Camden County New Jersey | 9 | $ 988,000 | $ 109,000 | $ 99,000 |
| Berks County Pennsylvania | 8 | $ 864,000 | $ 108,000 | $ 61,000 |
| Indian River County Florida | 7 | $ 952,000 | $ 136,000 | $ 137,000 |
| Westchester County New York | 7 | $ 2,548,000 | $ 364,000 | $ 125,000 |
| Pike County Pennsylvania | 7 | $ 705,000 | $ 100,000 | $ 79,000 |
| Martin County Florida | 6 | $ 835,000 | $ 139,000 | $ 36,000 |
| Cape May County New Jersey | 6 | $ 854,000 | $ 142,000 | $ 54,000 |
| Hunterdon County New Jersey | 6 | $ 1,587,000 | $ 264,000 | $ 162,000 |
| Lancaster County Pennsylvania | 6 | $ 754,000 | $ 125,000 | $ 65,000 |
| Charles County Maryland | 5 | $ 1,130,000 | $ 226,000 | $ 62,000 |
| Richmond County New York | 5 | $ 1,105,000 | $ 221,000 | $ 91,000 |
| Duval County Florida | 4 | $ 233,000 | $ 58,000 | $ 90,000 |
| Monroe County Florida | 4 | $ 2,347,000 | $ 586,000 | $ 142,000 |
| New York County New York | 4 | $ 838,000 | $ 209,000 | $ 80,000 |
| Sullivan County New York | 4 | $ 232,000 | $ 58,000 | $ 131,000 |
| Montgomery County Texas | 4 | $ 1,088,000 | $ 272,000 | $ 26,000 |
| Fauquier County Virginia | 4 | $ 646,000 | $ 161,000 | $ 44,000 |
| Harrisonburg County Virginia | 4 | $ 368,000 | $ 92,000 | $ 62,000 |
| Spotsylvania County Virginia | 4 | $ 568,000 | $ 142,000 | $ 39,000 |
| Fairfield County Connecticut | 3 | $ 670,000 | $ 223,000 | $ 100,000 |
| Washington County Maryland | 3 | $ 372,000 | $ 124,000 | $ 84,000 |
| Carbon County Pennsylvania | 3 | $ 266,000 | $ 88,000 | $ 35,000 |
| Delaware County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 62,000 |
| Arlington County Virginia | 3 | $ 825,000 | $ 275,000 | $ 15,000 |
| Chesterfield County Virginia | 3 | $ 300,000 | $ 100,000 | $ 41,000 |
| Culpeper County Virginia | 3 | $ 527,000 | $ 175,000 | $ 67,000 |
| Rockingham County Virginia | 3 | $ 392,000 | $ 130,000 | $ 69,000 |
| Columbia County Florida | 2 | $ 116,000 | $ 58,000 | $ 83,000 |
| Hardee County Florida | 2 | $ 147,000 | $ 73,000 | $ 72,000 |
| Highlands County Florida | 2 | $ 175,000 | $ 87,000 | $ 195,000 |
| Manatee County Florida | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Pinellas County Florida | 2 | $ 365,000 | $ 182,000 | $ 66,000 |
| Suwannee County Florida | 2 | $ 179,000 | $ 89,000 | $ 119,000 |
| Harford County Maryland | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Talbot County Maryland | 2 | $ 196,000 | $ 98,000 | $ 62,000 |
| Montgomery County New York | 2 | $ 173,000 | $ 86,000 | $ 44,000 |
| Oneida County New York | 2 | $ 226,000 | $ 113,000 | $ 75,000 |
| Ontario County New York | 2 | $ 113,000 | $ 56,000 | $ 32,000 |
| Rockland County New York | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 25,000 |
| Union County Pennsylvania | 2 | $ 356,000 | $ 178,000 | $ 163,000 |
| Frederick County Virginia | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Suffolk County Virginia | 2 | $ 185,000 | $ 92,000 | $ 105,000 |
| Flagler County Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Hernando County Florida | 1 | $ 171,000 | $ 171,000 | $ 38,000 |
| Calvert County Maryland | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Erie County New York | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Essex County New York | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Greene County New York | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 75,000 |
| Fort Bend County Texas | 1 | $ 158,000 | $ 158,000 | $ 100,000 |
| Cumberland County Virginia | 1 | $ 30,000 | $ 30,000 | $ 96,000 |
| Franklin City County Virginia | 1 | $ 273,000 | $ 273,000 | $ 92,000 |
| Greene County Virginia | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Warren County Virginia | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Residential Mortgage in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,774 | $907,455,000 | $190,000 | $1,497,000 | $81,000 | $1,407,000 |
| Refinancing | 1,461 | $355,126,000 | $243,000 | $1,873,000 | $91,000 | $3,360,000 |
| Home Improvement | 17 | $3,909,000 | $229,000 | $466,000 | $103,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 5,093 | $1,015,283,000 | $199,000 | $1,873,000 | $81,000 | $3,360,000 |
| White | 432 | $93,109,000 | $215,000 | $1,125,000 | $105,000 | $1,364,000 |
| Black or African American | 364 | $72,468,000 | $199,000 | $1,089,000 | $78,000 | $243,000 |
| Not Provided | 193 | $41,692,000 | $216,000 | $1,000,000 | $91,000 | $502,000 |
| Asian | 134 | $35,647,000 | $266,000 | $1,190,000 | $106,000 | $839,000 |
| American Indian or Alaskan Native | 19 | $4,878,000 | $256,000 | $1,225,000 | $163,000 | $1,407,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,413,000 | $200,000 | $416,000 | $96,000 | $182,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,925 | $1,169,717,000 | $197,000 | $1,873,000 | $84,000 | $3,360,000 |
| FHA-insured (Federal Housing Administration) | 319 | $94,316,000 | $295,000 | $639,000 | $86,000 | $265,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,457,000 | $307,000 | $414,000 | $96,000 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,308 | $847,808,000 | $196,000 | $1,873,000 | $82,000 | $1,407,000 |
| Application Withdrawn By Applicant | 1,184 | $250,974,000 | $211,000 | $1,497,000 | $91,000 | $3,360,000 |
| Application Denied By Financial Institution | 602 | $126,698,000 | $210,000 | $1,125,000 | $89,000 | $1,364,000 |
| Application Approved But Not Accepted | 103 | $25,438,000 | $246,000 | $639,000 | $73,000 | $544,000 |
| File Closed For Incompleteness | 55 | $15,572,000 | $283,000 | $783,000 | $62,000 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 167 | $35,983,000 | $215,000 | $805,000 | $89,000 | $932,000 |
| Collateral | 99 | $21,942,000 | $221,000 | $1,125,000 | $103,000 | $750,000 |
| Other | 90 | $20,367,000 | $226,000 | $752,000 | $77,000 | $502,000 |
| Credit History | 85 | $16,098,000 | $189,000 | $600,000 | $80,000 | $1,364,000 |
| Unverifiable Information | 48 | $10,150,000 | $211,000 | $1,014,000 | $98,000 | $399,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $4,610,000 | $170,000 | $599,000 | $85,000 | $228,000 |
| Debt-To-Income Ratio | 24 | $5,757,000 | $239,000 | $820,000 | $101,000 | $184,000 |
| Employment History | 15 | $1,957,000 | $130,000 | $336,000 | $55,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.