First Residential Mortgage
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for First Residential Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Residential Mortgage 570 Sylvan Avenue Englewood Cliffs, NJ 07632 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,701 |
| Total Mortgage Loan Application Amount | $477,740,000 |
| Average Mortgage Loan Application Amount | $306,666 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $547,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hudson County New Jersey | 367 | $ 111,015,000 | $ 302,000 | $ 59,000 |
| Passaic County New Jersey | 166 | $ 45,227,000 | $ 272,000 | $ 61,000 |
| Bergen County New Jersey | 125 | $ 41,587,000 | $ 332,000 | $ 62,000 |
| Essex County New Jersey | 96 | $ 25,938,000 | $ 270,000 | $ 54,000 |
| Union County New Jersey | 96 | $ 26,982,000 | $ 281,000 | $ 59,000 |
| Queens County New York | 71 | $ 27,228,000 | $ 383,000 | $ 75,000 |
| Broward County Florida | 61 | $ 9,336,000 | $ 153,000 | $ 71,000 |
| Kings County New York | 52 | $ 25,723,000 | $ 494,000 | $ 103,000 |
| Middlesex County New Jersey | 49 | $ 13,992,000 | $ 285,000 | $ 69,000 |
| Bronx County New York | 49 | $ 19,687,000 | $ 401,000 | $ 73,000 |
| Miami-Dade County Florida | 43 | $ 7,341,000 | $ 170,000 | $ 63,000 |
| Morris County New Jersey | 36 | $ 10,049,000 | $ 279,000 | $ 65,000 |
| Atlantic County New Jersey | 33 | $ 6,851,000 | $ 207,000 | $ 13,000 |
| Suffolk County New York | 27 | $ 7,747,000 | $ 286,000 | $ 64,000 |
| Prince George's County Maryland | 23 | $ 5,451,000 | $ 237,000 | $ 49,000 |
| Nassau County New York | 23 | $ 8,793,000 | $ 382,000 | $ 108,000 |
| Osceola County Florida | 22 | $ 3,337,000 | $ 151,000 | $ 47,000 |
| Orange County Florida | 21 | $ 3,000,000 | $ 142,000 | $ 55,000 |
| Sussex County New Jersey | 21 | $ 4,534,000 | $ 215,000 | $ 62,000 |
| Montgomery County Maryland | 19 | $ 4,486,000 | $ 236,000 | $ 51,000 |
| Monmouth County New Jersey | 19 | $ 6,143,000 | $ 323,000 | $ 56,000 |
| Richmond County New York | 19 | $ 6,829,000 | $ 359,000 | $ 83,000 |
| Somerset County New Jersey | 18 | $ 4,980,000 | $ 276,000 | $ 80,000 |
| Allegheny County Pennsylvania | 17 | $ 2,013,000 | $ 118,000 | $ 58,000 |
| Pike County Pennsylvania | 13 | $ 2,497,000 | $ 192,000 | $ 58,000 |
| Ocean County New Jersey | 12 | $ 3,276,000 | $ 273,000 | $ 91,000 |
| Mercer County New Jersey | 9 | $ 1,425,000 | $ 158,000 | $ 46,000 |
| Westchester County New York | 9 | $ 2,928,000 | $ 325,000 | $ 87,000 |
| Monroe County Pennsylvania | 8 | $ 1,530,000 | $ 191,000 | $ 57,000 |
| Orange County New York | 7 | $ 2,160,000 | $ 308,000 | $ 98,000 |
| Prince William County Virginia | 7 | $ 1,441,000 | $ 205,000 | $ 53,000 |
| Palm Beach County Florida | 6 | $ 1,221,000 | $ 203,000 | $ 40,000 |
| New York County New York | 6 | $ 3,486,000 | $ 581,000 | $ 190,000 |
| Rensselaer County New York | 6 | $ 878,000 | $ 146,000 | $ 43,000 |
| Beaver County Pennsylvania | 6 | $ 605,000 | $ 100,000 | $ 42,000 |
| Fairfield County Connecticut | 5 | $ 2,183,000 | $ 436,000 | $ 154,000 |
| Polk County Florida | 5 | $ 585,000 | $ 117,000 | $ 39,000 |
| Baltimore City County Maryland | 5 | $ 589,000 | $ 117,000 | $ 46,000 |
| Burlington County New Jersey | 5 | $ 1,182,000 | $ 236,000 | $ 33,000 |
| Luzerne County Pennsylvania | 5 | $ 570,000 | $ 114,000 | $ 32,000 |
| Fairfax County Virginia | 5 | $ 1,154,000 | $ 230,000 | $ 78,000 |
| Lee County Florida | 4 | $ 286,000 | $ 71,000 | $ 66,000 |
| Schenectady County New York | 4 | $ 599,000 | $ 149,000 | $ 49,000 |
| Washington County Pennsylvania | 4 | $ 423,000 | $ 105,000 | $ 35,000 |
| New Haven County Connecticut | 3 | $ 774,000 | $ 258,000 | $ 0 |
| St. Lucie County Florida | 3 | $ 427,000 | $ 142,000 | $ 39,000 |
| Anne Arundel County Maryland | 3 | $ 768,000 | $ 256,000 | $ 25,000 |
| Frederick County Maryland | 3 | $ 715,000 | $ 238,000 | $ 50,000 |
| Albany County New York | 3 | $ 382,000 | $ 127,000 | $ 53,000 |
| Cayuga County New York | 3 | $ 291,000 | $ 97,000 | $ 53,000 |
| Putnam County New York | 3 | $ 644,000 | $ 214,000 | $ 67,000 |
| Rockland County New York | 3 | $ 734,000 | $ 244,000 | $ 42,000 |
| Saratoga County New York | 3 | $ 678,000 | $ 226,000 | $ 36,000 |
| Loudoun County Virginia | 3 | $ 634,000 | $ 211,000 | $ 90,000 |
| Monroe County Florida | 2 | $ 451,000 | $ 225,000 | $ 39,000 |
| Baltimore County Maryland | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| Camden County New Jersey | 2 | $ 294,000 | $ 147,000 | $ 48,000 |
| Hunterdon County New Jersey | 2 | $ 1,028,000 | $ 514,000 | $ 129,000 |
| Warren County New Jersey | 2 | $ 434,000 | $ 217,000 | $ 36,000 |
| Montgomery County New York | 2 | $ 253,000 | $ 126,000 | $ 163,000 |
| Oneida County New York | 2 | $ 318,000 | $ 159,000 | $ 50,000 |
| Warren County New York | 2 | $ 259,000 | $ 129,000 | $ 54,000 |
| Delaware County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 21,000 |
| Westmoreland County Pennsylvania | 2 | $ 287,000 | $ 143,000 | $ 36,000 |
| Arlington County Virginia | 2 | $ 406,000 | $ 203,000 | $ 52,000 |
| Hampton County Virginia | 2 | $ 733,000 | $ 366,000 | $ 128,000 |
| Litchfield County Connecticut | 1 | $ 256,000 | $ 256,000 | $ 88,000 |
| Collier County Florida | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| Lake County Florida | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Pinellas County Florida | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Sarasota County Florida | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 560,000 | $ 560,000 | $ 192,000 |
| Cecil County Maryland | 1 | $ 338,000 | $ 338,000 | $ 110,000 |
| Howard County Maryland | 1 | $ 351,000 | $ 351,000 | $ 112,000 |
| St. Mary's County Maryland | 1 | $ 181,000 | $ 181,000 | $ 48,000 |
| Washington County Maryland | 1 | $ 201,000 | $ 201,000 | $ 92,000 |
| Broome County New York | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
| Delaware County New York | 1 | $ 168,000 | $ 168,000 | $ 36,000 |
| Dutchess County New York | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Erie County New York | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Monroe County New York | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Washington County New York | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Davie County North Carolina | 1 | $ 329,000 | $ 329,000 | $ 68,000 |
| Bucks County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 124,000 |
| Montgomery County Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Greenville County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Bexar County Texas | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Fort Bend County Texas | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Alexandria County Virginia | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| Harrisonburg County Virginia | 1 | $ 186,000 | $ 186,000 | $ 47,000 |
| Norfolk County Virginia | 1 | $ 351,000 | $ 351,000 | $ 92,000 |
| Richmond City County Virginia | 1 | $ 216,000 | $ 216,000 | $ 119,000 |
| Rockingham County Virginia | 1 | $ 154,000 | $ 154,000 | $ 124,000 |
| Shenandoah County Virginia | 1 | $ 210,000 | $ 210,000 | $ 190,000 |
| Virginia Beach County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Residential Mortgage in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 967 | $247,735,000 | $256,000 | $1,280,000 | $75,000 | $413,000 |
| Refinancing | 733 | $229,654,000 | $313,000 | $1,100,000 | $48,000 | $547,000 |
| Home Improvement | 1 | $351,000 | $351,000 | $351,000 | $90,000 | $90,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,040 | $288,039,000 | $276,000 | $1,280,000 | $56,000 | $547,000 |
| White | 365 | $96,848,000 | $265,000 | $1,100,000 | $72,000 | $426,000 |
| Black or African American | 185 | $57,066,000 | $308,000 | $938,000 | $71,000 | $217,000 |
| Asian | 105 | $33,956,000 | $323,000 | $999,000 | $87,000 | $413,000 |
| American Indian or Alaskan Native | 4 | $1,254,000 | $313,000 | $407,000 | $113,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $577,000 | $288,000 | $341,000 | $78,000 | $84,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,464 | $414,221,000 | $282,000 | $999,000 | $59,000 | $409,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 228 | $60,753,000 | $266,000 | $1,280,000 | $92,000 | $547,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,623,000 | $327,000 | $409,000 | $102,000 | $278,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $143,000 | $143,000 | $143,000 | $55,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 845 | $230,524,000 | $272,000 | $999,000 | $61,000 | $409,000 |
| Application Withdrawn By Applicant | 463 | $130,307,000 | $281,000 | $863,000 | $62,000 | $413,000 |
| Application Denied By Financial Institution | 323 | $97,829,000 | $302,000 | $1,280,000 | $70,000 | $547,000 |
| Application Approved But Not Accepted | 64 | $16,799,000 | $262,000 | $575,000 | $58,000 | $278,000 |
| File Closed For Incompleteness | 6 | $2,281,000 | $380,000 | $549,000 | $78,000 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 84 | $22,797,000 | $271,000 | $609,000 | $58,000 | $150,000 |
| Other | 60 | $19,893,000 | $331,000 | $795,000 | $82,000 | $323,000 |
| Credit History | 56 | $19,499,000 | $348,000 | $1,100,000 | $69,000 | $547,000 |
| Collateral | 45 | $11,951,000 | $265,000 | $740,000 | $69,000 | $191,000 |
| Credit Application Incomplete | 42 | $12,662,000 | $301,000 | $579,000 | $69,000 | $162,000 |
| Employment History | 18 | $3,919,000 | $217,000 | $440,000 | $53,000 | $151,000 |
| Unverifiable Information | 12 | $4,847,000 | $403,000 | $1,280,000 | $113,000 | $378,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $952,000 | $238,000 | $311,000 | $60,000 | $68,000 |
| Mortgage Insurance Denied | 1 | $371,000 | $371,000 | $371,000 | $116,000 | $116,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.