First Savings Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Savings Mortgage Corporation 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Savings Mortgage Corporation 8444 West Park Drive, The 4Th Floor Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,590 |
| Total Mortgage Loan Application Amount | $2,087,829,000 |
| Average Mortgage Loan Application Amount | $488,666 |
| Highest Mortgage Loan Application Amount | $4,400,000 |
| Average Applicant Income | $245,000 |
| Highest Applicant Income | $3,054,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Savings Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Savings Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Savings Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Savings Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by First Savings Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Savings Mortgage Corporation's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 1,165 | $ 608,186,000 | $ 522,000 | $ 200,000 |
| Fairfax County Virginia | 927 | $ 419,785,000 | $ 452,000 | $ 163,000 |
| Montgomery County Maryland | 719 | $ 333,941,000 | $ 464,000 | $ 188,000 |
| Arlington County Virginia | 375 | $ 194,671,000 | $ 519,000 | $ 184,000 |
| Prince William County Virginia | 275 | $ 92,948,000 | $ 337,000 | $ 109,000 |
| Loudoun County Virginia | 265 | $ 109,426,000 | $ 412,000 | $ 148,000 |
| Alexandria County Virginia | 229 | $ 112,548,000 | $ 491,000 | $ 185,000 |
| Prince George's County Maryland | 114 | $ 36,349,000 | $ 318,000 | $ 121,000 |
| Howard County Maryland | 75 | $ 27,102,000 | $ 361,000 | $ 136,000 |
| Anne Arundel County Maryland | 54 | $ 18,110,000 | $ 335,000 | $ 148,000 |
| Frederick County Maryland | 40 | $ 13,163,000 | $ 329,000 | $ 130,000 |
| Stafford County Virginia | 39 | $ 11,863,000 | $ 304,000 | $ 103,000 |
| Baltimore City County Maryland | 24 | $ 6,580,000 | $ 274,000 | $ 176,000 |
| Falls Church County Virginia | 22 | $ 13,745,000 | $ 624,000 | $ 206,000 |
| Sussex County Delaware | 20 | $ 7,681,000 | $ 384,000 | $ 318,000 |
| Fairfax City County Virginia | 19 | $ 7,487,000 | $ 394,000 | $ 129,000 |
| Spotsylvania County Virginia | 17 | $ 3,874,000 | $ 227,000 | $ 72,000 |
| Carroll County Maryland | 14 | $ 4,603,000 | $ 328,000 | $ 119,000 |
| Fauquier County Virginia | 14 | $ 7,008,000 | $ 500,000 | $ 209,000 |
| Baltimore County Maryland | 11 | $ 3,708,000 | $ 337,000 | $ 121,000 |
| Charles County Maryland | 11 | $ 3,489,000 | $ 317,000 | $ 100,000 |
| Worcester County Maryland | 11 | $ 2,801,000 | $ 254,000 | $ 199,000 |
| Palm Beach County Florida | 10 | $ 3,269,000 | $ 326,000 | $ 265,000 |
| Manassas County Virginia | 10 | $ 2,262,000 | $ 226,000 | $ 86,000 |
| Culpeper County Virginia | 8 | $ 1,596,000 | $ 199,000 | $ 78,000 |
| Henrico County Virginia | 6 | $ 1,577,000 | $ 262,000 | $ 73,000 |
| Chesterfield County Virginia | 5 | $ 1,462,000 | $ 292,000 | $ 147,000 |
| Norfolk County Virginia | 5 | $ 1,304,000 | $ 260,000 | $ 98,000 |
| Orange County Virginia | 5 | $ 1,638,000 | $ 327,000 | $ 260,000 |
| Talbot County Maryland | 4 | $ 3,748,000 | $ 937,000 | $ 602,000 |
| Frederick County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 114,000 |
| Rappahannock County Virginia | 4 | $ 1,176,000 | $ 294,000 | $ 74,000 |
| Calvert County Maryland | 3 | $ 1,710,000 | $ 570,000 | $ 430,000 |
| Garrett County Maryland | 3 | $ 2,137,000 | $ 712,000 | $ 384,000 |
| Harford County Maryland | 3 | $ 762,000 | $ 254,000 | $ 109,000 |
| Clarke County Virginia | 3 | $ 558,000 | $ 186,000 | $ 146,000 |
| Manassas Park County Virginia | 3 | $ 961,000 | $ 320,000 | $ 65,000 |
| Richmond City County Virginia | 3 | $ 1,337,000 | $ 445,000 | $ 205,000 |
| Virginia Beach County Virginia | 3 | $ 1,041,000 | $ 347,000 | $ 274,000 |
| Miami-Dade County Florida | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Okaloosa County Florida | 2 | $ 1,074,000 | $ 537,000 | $ 315,000 |
| Kent County Maryland | 2 | $ 532,000 | $ 266,000 | $ 196,000 |
| Queen Anne's County Maryland | 2 | $ 679,000 | $ 339,000 | $ 116,000 |
| St. Mary's County Maryland | 2 | $ 666,000 | $ 333,000 | $ 94,000 |
| Currituck County North Carolina | 2 | $ 742,000 | $ 371,000 | $ 362,000 |
| Dare County North Carolina | 2 | $ 533,000 | $ 266,000 | $ 224,000 |
| Hampton County Virginia | 2 | $ 327,000 | $ 163,000 | $ 63,000 |
| James City County Virginia | 2 | $ 650,000 | $ 325,000 | $ 78,000 |
| Louisa County Virginia | 2 | $ 936,000 | $ 468,000 | $ 121,000 |
| Mecklenburg County Virginia | 2 | $ 487,000 | $ 243,000 | $ 66,000 |
| Page County Virginia | 2 | $ 294,000 | $ 147,000 | $ 111,000 |
| Roanoke County Virginia | 2 | $ 321,000 | $ 160,000 | $ 81,000 |
| Warren County Virginia | 2 | $ 542,000 | $ 271,000 | $ 138,000 |
| Westmoreland County Virginia | 2 | $ 597,000 | $ 298,000 | $ 212,000 |
| Kent County Delaware | 1 | $ 265,000 | $ 265,000 | $ 0 |
| New Castle County Delaware | 1 | $ 325,000 | $ 325,000 | $ 166,000 |
| Brevard County Florida | 1 | $ 339,000 | $ 339,000 | $ 69,000 |
| Broward County Florida | 1 | $ 413,000 | $ 413,000 | $ 230,000 |
| Collier County Florida | 1 | $ 139,000 | $ 139,000 | $ 255,000 |
| Duval County Florida | 1 | $ 410,000 | $ 410,000 | $ 420,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Monroe County Florida | 1 | $ 529,000 | $ 529,000 | $ 485,000 |
| Nassau County Florida | 1 | $ 396,000 | $ 396,000 | $ 122,000 |
| Osceola County Florida | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 467,000 |
| Seminole County Florida | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Walton County Florida | 1 | $ 286,000 | $ 286,000 | $ 280,000 |
| Caroline County Maryland | 1 | $ 151,000 | $ 151,000 | $ 70,000 |
| Dorchester County Maryland | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Washington County Maryland | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Buncombe County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 97,000 |
| Johnston County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
| McDowell County North Carolina | 1 | $ 777,000 | $ 777,000 | $ 242,000 |
| New Hanover County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 106,000 |
| Pamlico County North Carolina | 1 | $ 353,000 | $ 353,000 | $ 61,000 |
| Polk County North Carolina | 1 | $ 612,000 | $ 612,000 | $ 107,000 |
| Wake County North Carolina | 1 | $ 634,000 | $ 634,000 | $ 200,000 |
| Accomack County Virginia | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Amelia County Virginia | 1 | $ 328,000 | $ 328,000 | $ 55,000 |
| Bedford County Virginia | 1 | $ 310,000 | $ 310,000 | $ 117,000 |
| Caroline County Virginia | 1 | $ 174,000 | $ 174,000 | $ 184,000 |
| Charlottesville County Virginia | 1 | $ 184,000 | $ 184,000 | $ 104,000 |
| Chesapeake County Virginia | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Franklin County Virginia | 1 | $ 280,000 | $ 280,000 | $ 142,000 |
| Fredericksburg County Virginia | 1 | $ 320,000 | $ 320,000 | $ 54,000 |
| King George County Virginia | 1 | $ 564,000 | $ 564,000 | $ 98,000 |
| Lexington County Virginia | 1 | $ 269,000 | $ 269,000 | $ 73,000 |
| Madison County Virginia | 1 | $ 201,000 | $ 201,000 | $ 325,000 |
| Nelson County Virginia | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Salem County Virginia | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Suffolk County Virginia | 1 | $ 304,000 | $ 304,000 | $ 220,000 |
| Winchester County Virginia | 1 | $ 397,000 | $ 397,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for First Savings Mortgage Corporation in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,633 | $1,238,008,000 | $470,000 | $4,400,000 | $174,000 | $3,054,000 |
| Refinancing | 1,952 | $847,006,000 | $433,000 | $4,000,000 | $171,000 | $2,076,000 |
| Home Improvement | 5 | $2,815,000 | $563,000 | $772,000 | $390,000 | $1,095,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,683 | $1,251,957,000 | $466,000 | $3,113,000 | $181,000 | $3,054,000 |
| Not Provided | 1,002 | $465,676,000 | $464,000 | $3,540,000 | $193,000 | $2,345,000 |
| Asian | 372 | $145,421,000 | $390,000 | $1,840,000 | $150,000 | $601,000 |
| Black or African American | 245 | $94,352,000 | $385,000 | $1,286,000 | $127,000 | $474,000 |
| Hispanic | 208 | $83,079,000 | $399,000 | $1,268,000 | $138,000 | $1,656,000 |
| Not applicable | 70 | $43,287,000 | $618,000 | $4,400,000 | $1,000 | $108,000 |
| American Indian or Alaskan Native | 10 | $4,057,000 | $405,000 | $750,000 | $122,000 | $219,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,913 | $1,788,279,000 | $457,000 | $4,400,000 | $184,000 | $3,054,000 |
| VA-guaranteed (Veterans Administration) | 393 | $195,847,000 | $498,000 | $1,411,000 | $115,000 | $795,000 |
| FHA-insured (Federal Housing Administration) | 284 | $103,703,000 | $365,000 | $636,000 | $101,000 | $756,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,058 | $1,831,961,000 | $451,000 | $4,400,000 | $170,000 | $3,054,000 |
| Application Withdrawn By Applicant | 464 | $223,999,000 | $482,000 | $2,750,000 | $196,000 | $2,345,000 |
| Application Denied By Financial Institution | 68 | $31,869,000 | $468,000 | $2,520,000 | $198,000 | $2,037,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 23 | $9,705,000 | $421,000 | $932,000 | $114,000 | $386,000 |
| Other | 20 | $8,750,000 | $437,000 | $1,065,000 | $300,000 | $2,037,000 |
| Collateral | 10 | $3,720,000 | $372,000 | $940,000 | $204,000 | $489,000 |
| Employment History | 5 | $2,974,000 | $594,000 | $821,000 | $139,000 | $239,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $3,716,000 | $743,000 | $2,520,000 | $262,000 | $779,000 |
| Credit History | 5 | $3,004,000 | $600,000 | $1,162,000 | $164,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Mortgage Corporation's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Savings Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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