First Star Bank, S.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Star Bank, S.S.B. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Star Bank, S.S.B. 109 S Commerce / Po Box 7 Bremond, TX 76629 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,737 |
| Total Mortgage Loan Application Amount | $299,595,000 |
| Average Mortgage Loan Application Amount | $137,333 |
| Highest Mortgage Loan Application Amount | $699,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,742,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Star Bank, S.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Star Bank, S.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Star Bank, S.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Star Bank, S.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Star Bank, S.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Star Bank, S.S.B.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 405 | $ 78,317,000 | $ 193,000 | $ 75,000 |
| Robertson County Texas | 73 | $ 5,729,000 | $ 78,000 | $ 89,000 |
| Dallas County Texas | 69 | $ 7,423,000 | $ 107,000 | $ 45,000 |
| New Haven County Connecticut | 40 | $ 8,548,000 | $ 213,000 | $ 85,000 |
| Tarrant County Texas | 34 | $ 3,990,000 | $ 117,000 | $ 59,000 |
| King County Washington | 34 | $ 9,694,000 | $ 285,000 | $ 93,000 |
| Monroe County New York | 29 | $ 4,060,000 | $ 140,000 | $ 79,000 |
| Victoria County Texas | 29 | $ 2,971,000 | $ 102,000 | $ 59,000 |
| Travis County Texas | 28 | $ 4,456,000 | $ 159,000 | $ 113,000 |
| Williamson County Texas | 25 | $ 3,802,000 | $ 152,000 | $ 62,000 |
| Bexar County Texas | 22 | $ 2,336,000 | $ 106,000 | $ 45,000 |
| Jefferson County Alabama | 21 | $ 2,090,000 | $ 99,000 | $ 58,000 |
| Los Angeles County California | 19 | $ 5,867,000 | $ 308,000 | $ 108,000 |
| Chemung County New York | 18 | $ 1,680,000 | $ 93,000 | $ 55,000 |
| Denton County Texas | 15 | $ 2,434,000 | $ 162,000 | $ 66,000 |
| Steuben County New York | 13 | $ 1,340,000 | $ 103,000 | $ 68,000 |
| Niagara County New York | 12 | $ 1,158,000 | $ 96,000 | $ 50,000 |
| Harris County Texas | 12 | $ 1,579,000 | $ 131,000 | $ 59,000 |
| Sacramento County California | 11 | $ 2,079,000 | $ 189,000 | $ 80,000 |
| Fairfield County Connecticut | 11 | $ 2,712,000 | $ 246,000 | $ 80,000 |
| Nassau County New York | 11 | $ 3,860,000 | $ 350,000 | $ 113,000 |
| Schuyler County New York | 11 | $ 1,472,000 | $ 133,000 | $ 57,000 |
| Providence County Rhode Island | 11 | $ 1,941,000 | $ 176,000 | $ 74,000 |
| Salt Lake County Utah | 11 | $ 2,289,000 | $ 208,000 | $ 71,000 |
| DeSoto County Mississippi | 10 | $ 1,575,000 | $ 157,000 | $ 55,000 |
| Cayuga County New York | 10 | $ 950,000 | $ 95,000 | $ 51,000 |
| Erie County New York | 10 | $ 1,564,000 | $ 156,000 | $ 75,000 |
| Ontario County New York | 10 | $ 1,647,000 | $ 164,000 | $ 109,000 |
| Suffolk County New York | 10 | $ 3,213,000 | $ 321,000 | $ 104,000 |
| Seneca County New York | 9 | $ 1,202,000 | $ 133,000 | $ 81,000 |
| Gregg County Texas | 9 | $ 1,145,000 | $ 127,000 | $ 67,000 |
| Middlesex County Connecticut | 8 | $ 1,971,000 | $ 246,000 | $ 73,000 |
| Houston County Alabama | 7 | $ 1,121,000 | $ 160,000 | $ 69,000 |
| Fresno County California | 7 | $ 1,560,000 | $ 222,000 | $ 77,000 |
| Fulton County Georgia | 7 | $ 1,968,000 | $ 281,000 | $ 109,000 |
| Collin County Texas | 7 | $ 977,000 | $ 139,000 | $ 62,000 |
| Hidalgo County Texas | 7 | $ 906,000 | $ 129,000 | $ 68,000 |
| Milam County Texas | 7 | $ 499,000 | $ 71,000 | $ 71,000 |
| Pierce County Washington | 7 | $ 1,464,000 | $ 209,000 | $ 73,000 |
| Snohomish County Washington | 7 | $ 2,454,000 | $ 350,000 | $ 99,000 |
| Riverside County California | 6 | $ 1,581,000 | $ 263,000 | $ 77,000 |
| El Paso County Colorado | 6 | $ 1,236,000 | $ 206,000 | $ 43,000 |
| Oneida County New York | 6 | $ 463,000 | $ 77,000 | $ 44,000 |
| Orleans County New York | 6 | $ 439,000 | $ 73,000 | $ 44,000 |
| Charleston County South Carolina | 6 | $ 1,134,000 | $ 189,000 | $ 67,000 |
| Brazos County Texas | 6 | $ 886,000 | $ 147,000 | $ 254,000 |
| Cullman County Alabama | 5 | $ 353,000 | $ 70,000 | $ 30,000 |
| Maricopa County Arizona | 5 | $ 1,414,000 | $ 282,000 | $ 132,000 |
| San Bernardino County California | 5 | $ 1,152,000 | $ 230,000 | $ 60,000 |
| Hartford County Connecticut | 5 | $ 1,050,000 | $ 210,000 | $ 85,000 |
| Bell County Texas | 5 | $ 522,000 | $ 104,000 | $ 64,000 |
| Coleman County Texas | 5 | $ 406,000 | $ 81,000 | $ 51,000 |
| Shelby County Alabama | 4 | $ 672,000 | $ 168,000 | $ 83,000 |
| Contra Costa County California | 4 | $ 780,000 | $ 195,000 | $ 71,000 |
| Lee County Florida | 4 | $ 680,000 | $ 170,000 | $ 99,000 |
| Orange County Florida | 4 | $ 513,000 | $ 128,000 | $ 46,000 |
| Nye County Nevada | 4 | $ 678,000 | $ 169,000 | $ 17,000 |
| Kings County New York | 4 | $ 1,897,000 | $ 474,000 | $ 118,000 |
| Queens County New York | 4 | $ 1,827,000 | $ 456,000 | $ 68,000 |
| Grayson County Texas | 4 | $ 296,000 | $ 74,000 | $ 45,000 |
| Johnson County Texas | 4 | $ 417,000 | $ 104,000 | $ 30,000 |
| Kaufman County Texas | 4 | $ 524,000 | $ 131,000 | $ 53,000 |
| San Joaquin County California | 3 | $ 644,000 | $ 214,000 | $ 148,000 |
| Solano County California | 3 | $ 911,000 | $ 303,000 | $ 95,000 |
| Sonoma County California | 3 | $ 745,000 | $ 248,000 | $ 130,000 |
| Collier County Florida | 3 | $ 715,000 | $ 238,000 | $ 128,000 |
| Polk County Florida | 3 | $ 384,000 | $ 128,000 | $ 38,000 |
| Cobb County Georgia | 3 | $ 481,000 | $ 160,000 | $ 52,000 |
| Hampden County Massachusetts | 3 | $ 403,000 | $ 134,000 | $ 64,000 |
| Plymouth County Massachusetts | 3 | $ 746,000 | $ 248,000 | $ 125,000 |
| Worcester County Massachusetts | 3 | $ 658,000 | $ 219,000 | $ 51,000 |
| Wayne County Michigan | 3 | $ 353,000 | $ 117,000 | $ 66,000 |
| St. Charles County Missouri | 3 | $ 411,000 | $ 137,000 | $ 70,000 |
| Monmouth County New Jersey | 3 | $ 883,000 | $ 294,000 | $ 105,000 |
| Onondaga County New York | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| Westchester County New York | 3 | $ 872,000 | $ 290,000 | $ 168,000 |
| Burke County North Carolina | 3 | $ 496,000 | $ 165,000 | $ 17,000 |
| Jackson County Oregon | 3 | $ 693,000 | $ 231,000 | $ 42,000 |
| Kent County Rhode Island | 3 | $ 615,000 | $ 205,000 | $ 53,000 |
| Greenwood County South Carolina | 3 | $ 274,000 | $ 91,000 | $ 30,000 |
| Shelby County Tennessee | 3 | $ 288,000 | $ 96,000 | $ 36,000 |
| Brown County Texas | 3 | $ 245,000 | $ 81,000 | $ 58,000 |
| Guadalupe County Texas | 3 | $ 394,000 | $ 131,000 | $ 65,000 |
| Hays County Texas | 3 | $ 449,000 | $ 149,000 | $ 81,000 |
| Limestone County Texas | 3 | $ 272,000 | $ 90,000 | $ 81,000 |
| Nueces County Texas | 3 | $ 299,000 | $ 99,000 | $ 62,000 |
| Utah County Utah | 3 | $ 692,000 | $ 230,000 | $ 55,000 |
| Kitsap County Washington | 3 | $ 721,000 | $ 240,000 | $ 109,000 |
| Spokane County Washington | 3 | $ 484,000 | $ 161,000 | $ 65,000 |
| Henry County Alabama | 2 | $ 244,000 | $ 122,000 | $ 14,000 |
| Mobile County Alabama | 2 | $ 266,000 | $ 133,000 | $ 27,000 |
| Alameda County California | 2 | $ 628,000 | $ 314,000 | $ 72,000 |
| Marin County California | 2 | $ 902,000 | $ 451,000 | $ 127,000 |
| Orange County California | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| San Luis Obispo County California | 2 | $ 523,000 | $ 261,000 | $ 69,000 |
| New London County Connecticut | 2 | $ 593,000 | $ 296,000 | $ 105,000 |
| Broward County Florida | 2 | $ 336,000 | $ 168,000 | $ 90,000 |
| Citrus County Florida | 2 | $ 159,000 | $ 79,000 | $ 193,000 |
| Miami-Dade County Florida | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| Palm Beach County Florida | 2 | $ 349,000 | $ 174,000 | $ 107,000 |
| Pinellas County Florida | 2 | $ 171,000 | $ 85,000 | $ 31,000 |
| Chatham County Georgia | 2 | $ 295,000 | $ 147,000 | $ 80,000 |
| Cherokee County Georgia | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| DeKalb County Georgia | 2 | $ 403,000 | $ 201,000 | $ 100,000 |
| Emanuel County Georgia | 2 | $ 183,000 | $ 91,000 | $ 80,000 |
| Gwinnett County Georgia | 2 | $ 169,000 | $ 84,000 | $ 33,000 |
| Honolulu County Hawaii | 2 | $ 796,000 | $ 398,000 | $ 84,000 |
| Cook County Illinois | 2 | $ 600,000 | $ 300,000 | $ 327,000 |
| DuPage County Illinois | 2 | $ 393,000 | $ 196,000 | $ 87,000 |
| Lake County Indiana | 2 | $ 392,000 | $ 196,000 | $ 63,000 |
| Baltimore County Maryland | 2 | $ 351,000 | $ 175,000 | $ 120,000 |
| Bristol County Massachusetts | 2 | $ 441,000 | $ 220,000 | $ 75,000 |
| Suffolk County Massachusetts | 2 | $ 202,000 | $ 101,000 | $ 72,000 |
| Ramsey County Minnesota | 2 | $ 375,000 | $ 187,000 | $ 45,000 |
| Washoe County Nevada | 2 | $ 577,000 | $ 288,000 | $ 65,000 |
| Bronx County New York | 2 | $ 822,000 | $ 411,000 | $ 82,000 |
| Genesee County New York | 2 | $ 149,000 | $ 74,000 | $ 56,000 |
| Livingston County New York | 2 | $ 217,000 | $ 108,000 | $ 109,000 |
| Richmond County New York | 2 | $ 768,000 | $ 384,000 | $ 110,000 |
| Wyoming County New York | 2 | $ 261,000 | $ 130,000 | $ 46,000 |
| Buncombe County North Carolina | 2 | $ 392,000 | $ 196,000 | $ 94,000 |
| Marion County Oregon | 2 | $ 557,000 | $ 278,000 | $ 94,000 |
| Multnomah County Oregon | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| York County South Carolina | 2 | $ 393,000 | $ 196,000 | $ 91,000 |
| Hamblen County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 63,000 |
| Knox County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 45,000 |
| Bastrop County Texas | 2 | $ 172,000 | $ 86,000 | $ 49,000 |
| Coryell County Texas | 2 | $ 246,000 | $ 123,000 | $ 51,000 |
| Ector County Texas | 2 | $ 144,000 | $ 72,000 | $ 60,000 |
| El Paso County Texas | 2 | $ 346,000 | $ 173,000 | $ 45,000 |
| Ellis County Texas | 2 | $ 319,000 | $ 159,000 | $ 48,000 |
| Falls County Texas | 2 | $ 193,000 | $ 96,000 | $ 53,000 |
| Harrison County Texas | 2 | $ 264,000 | $ 132,000 | $ 94,000 |
| Hood County Texas | 2 | $ 186,000 | $ 93,000 | $ 11,000 |
| Jasper County Texas | 2 | $ 213,000 | $ 106,000 | $ 97,000 |
| Leon County Texas | 2 | $ 458,000 | $ 229,000 | $ 183,000 |
| Lubbock County Texas | 2 | $ 214,000 | $ 107,000 | $ 39,000 |
| Montgomery County Texas | 2 | $ 182,000 | $ 91,000 | $ 43,000 |
| Palo Pinto County Texas | 2 | $ 362,000 | $ 181,000 | $ 67,000 |
| Rockwall County Texas | 2 | $ 296,000 | $ 148,000 | $ 52,000 |
| Wilson County Texas | 2 | $ 307,000 | $ 153,000 | $ 66,000 |
| Franklin County Vermont | 2 | $ 327,000 | $ 163,000 | $ 90,000 |
| Grays Harbor County Washington | 2 | $ 413,000 | $ 206,000 | $ 118,000 |
| Mason County Washington | 2 | $ 448,000 | $ 224,000 | $ 48,000 |
| Whatcom County Washington | 2 | $ 367,000 | $ 183,000 | $ 94,000 |
| Barbour County Alabama | 1 | $ 163,000 | $ 163,000 | $ 49,000 |
| Bibb County Alabama | 1 | $ 309,000 | $ 309,000 | $ 108,000 |
| Blount County Alabama | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Covington County Alabama | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Madison County Alabama | 1 | $ 59,000 | $ 59,000 | $ 80,000 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Morgan County Alabama | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Randolph County Alabama | 1 | $ 236,000 | $ 236,000 | $ 71,000 |
| Sumter County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Walker County Alabama | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Winston County Alabama | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Anchorage County Alaska | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| Pinal County Arizona | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| El Dorado County California | 1 | $ 168,000 | $ 168,000 | $ 59,000 |
| Madera County California | 1 | $ 271,000 | $ 271,000 | $ 69,000 |
| San Benito County California | 1 | $ 281,000 | $ 281,000 | $ 85,000 |
| San Diego County California | 1 | $ 226,000 | $ 226,000 | $ 170,000 |
| Santa Clara County California | 1 | $ 334,000 | $ 334,000 | $ 94,000 |
| Stanislaus County California | 1 | $ 163,000 | $ 163,000 | $ 44,000 |
| Boulder County Colorado | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| Las Animas County Colorado | 1 | $ 216,000 | $ 216,000 | $ 79,000 |
| Windham County Connecticut | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Bay County Florida | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Brevard County Florida | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Charlotte County Florida | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Hillsborough County Florida | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Pasco County Florida | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
| St. Johns County Florida | 1 | $ 276,000 | $ 276,000 | $ 148,000 |
| Clayton County Georgia | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Dawson County Georgia | 1 | $ 202,000 | $ 202,000 | $ 78,000 |
| Fannin County Georgia | 1 | $ 193,000 | $ 193,000 | $ 54,000 |
| Forsyth County Georgia | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
| Franklin County Georgia | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Hall County Georgia | 1 | $ 244,000 | $ 244,000 | $ 86,000 |
| Lowndes County Georgia | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Putnam County Georgia | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Rockdale County Georgia | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Screven County Georgia | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Thomas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Minidoka County Idaho | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Marion County Indiana | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| St. Joseph County Indiana | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Anne Arundel County Maryland | 1 | $ 276,000 | $ 276,000 | $ 109,000 |
| Barnstable County Massachusetts | 1 | $ 272,000 | $ 272,000 | $ 76,000 |
| Middlesex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| Calhoun County Michigan | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Washtenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Hennepin County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 54,000 |
| Boone County Missouri | 1 | $ 147,000 | $ 147,000 | $ 98,000 |
| Buchanan County Missouri | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Camden County Missouri | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Greene County Missouri | 1 | $ 171,000 | $ 171,000 | $ 121,000 |
| Jackson County Missouri | 1 | $ 48,000 | $ 48,000 | $ 200,000 |
| St. Louis County Missouri | 1 | $ 148,000 | $ 148,000 | $ 111,000 |
| Gloucester County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| Morris County New Jersey | 1 | $ 238,000 | $ 238,000 | $ 102,000 |
| Union County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Herkimer County New York | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| Tompkins County New York | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Ulster County New York | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Warren County New York | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Wayne County New York | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Yates County New York | 1 | $ 252,000 | $ 252,000 | $ 141,000 |
| Catawba County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| Wake County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 91,000 |
| Le Flore County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 335,000 |
| Oklahoma County Oklahoma | 1 | $ 179,000 | $ 179,000 | $ 101,000 |
| Tulsa County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Deschutes County Oregon | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Hood River County Oregon | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Josephine County Oregon | 1 | $ 416,000 | $ 416,000 | $ 69,000 |
| Lane County Oregon | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Wasco County Oregon | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Beaufort County South Carolina | 1 | $ 309,000 | $ 309,000 | $ 67,000 |
| Berkeley County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Dorchester County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Florence County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Greenville County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| Horry County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 41,000 |
| Orangeburg County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Campbell County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Fayette County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Fentress County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Hamilton County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Lawrence County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 15,000 |
| Lewis County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Marshall County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| McNairy County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 289,000 |
| Putnam County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Rhea County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Austin County Texas | 1 | $ 133,000 | $ 133,000 | $ 98,000 |
| Bowie County Texas | 1 | $ 269,000 | $ 269,000 | $ 100,000 |
| Brazoria County Texas | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Burnet County Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Calhoun County Texas | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Cameron County Texas | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Comal County Texas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Cooke County Texas | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Fayette County Texas | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Fort Bend County Texas | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Galveston County Texas | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Hardin County Texas | 1 | $ 41,000 | $ 41,000 | $ 54,000 |
| Hill County Texas | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| Jackson County Texas | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Jefferson County Texas | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Liberty County Texas | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| McLennan County Texas | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Navarro County Texas | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Orange County Texas | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Rusk County Texas | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Upshur County Texas | 1 | $ 158,000 | $ 158,000 | $ 94,000 |
| Davis County Utah | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Sanpete County Utah | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Tooele County Utah | 1 | $ 416,000 | $ 416,000 | $ 115,000 |
| Washington County Utah | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Weber County Utah | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Norfolk County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Orange County Virginia | 1 | $ 288,000 | $ 288,000 | $ 153,000 |
| Virginia Beach County Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Benton County Washington | 1 | $ 164,000 | $ 164,000 | $ 155,000 |
| Clark County Washington | 1 | $ 246,000 | $ 246,000 | $ 58,000 |
| Cowlitz County Washington | 1 | $ 259,000 | $ 259,000 | $ 53,000 |
| Island County Washington | 1 | $ 388,000 | $ 388,000 | $ 173,000 |
| Kittitas County Washington | 1 | $ 299,000 | $ 299,000 | $ 205,000 |
Mortgage Loan Application Detail Totals for First Star Bank, S.S.B. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,321 | $218,342,000 | $165,000 | $680,000 | $74,000 | $1,742,000 |
| Refinancing | 407 | $80,804,000 | $198,000 | $699,000 | $74,000 | $349,000 |
| Home Improvement | 9 | $449,000 | $49,000 | $130,000 | $61,000 | $107,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,644 | $291,818,000 | $177,000 | $699,000 | $73,000 | $1,742,000 |
| White | 76 | $6,809,000 | $89,000 | $291,000 | $104,000 | $842,000 |
| Hispanic | 10 | $812,000 | $81,000 | $301,000 | $62,000 | $144,000 |
| Black or African American | 7 | $156,000 | $22,000 | $31,000 | $61,000 | $90,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,073 | $172,477,000 | $160,000 | $561,000 | $61,000 | $335,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 616 | $119,571,000 | $194,000 | $699,000 | $98,000 | $1,742,000 |
| VA-guaranteed (Veterans Administration) | 48 | $7,547,000 | $157,000 | $417,000 | $60,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,642 | $291,178,000 | $177,000 | $699,000 | $72,000 | $1,742,000 |
| Loan Originated | 78 | $7,425,000 | $95,000 | $420,000 | $119,000 | $851,000 |
| Application Denied By Financial Institution | 13 | $725,000 | $55,000 | $135,000 | $50,000 | $90,000 |
| Application Withdrawn By Applicant | 4 | $267,000 | $66,000 | $129,000 | $74,000 | $102,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Star Bank, S.S.B.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Star Bank, S.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.