First Star Bank, S.S.B. Mortgage Lending & HMDA Data, 2008
In 2008, First Star Bank, S.S.B. of Bremond, TX reported 1,737 mortgage applications totaling $299.6 million, up 844% from 2007. The average application was for $172,478, and applicants reported an average income of $73,932. 4% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Las Vegas-Paradise, NV (405), Dallas-Plano-Irving, TX (99) and College Station-Bryan, TX (79) (applications in parentheses).
| Mortgage Company & Address | First Star Bank, S.S.B. 109 S Commerce / Po Box 7 Bremond, TX 76629 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,737 |
| Total Mortgage Loan Application Amount | $299,595,000 |
| Average Mortgage Loan Application Amount | $172,478 |
| Highest Mortgage Loan Application Amount | $699,000 |
| Average Applicant Income | $73,932 |
| Highest Applicant Income | $1,742,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Star Bank, S.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 405 | $ 78,317,000 | $ 193,375 | $ 75,000 |
| Robertson, Texas | 73 | $ 5,729,000 | $ 78,479 | $ 89,000 |
| Dallas, Texas | 69 | $ 7,423,000 | $ 107,579 | $ 45,000 |
| New Haven, Connecticut | 40 | $ 8,548,000 | $ 213,700 | $ 85,000 |
| Tarrant, Texas | 34 | $ 3,990,000 | $ 117,352 | $ 59,000 |
| King, Washington | 34 | $ 9,694,000 | $ 285,117 | $ 93,000 |
| Monroe, New York | 29 | $ 4,060,000 | $ 140,000 | $ 79,000 |
| Victoria, Texas | 29 | $ 2,971,000 | $ 102,448 | $ 59,000 |
| Travis, Texas | 28 | $ 4,456,000 | $ 159,142 | $ 113,000 |
| Williamson, Texas | 25 | $ 3,802,000 | $ 152,080 | $ 62,000 |
| Bexar, Texas | 22 | $ 2,336,000 | $ 106,181 | $ 45,000 |
| Jefferson, Alabama | 21 | $ 2,090,000 | $ 99,523 | $ 58,000 |
| Los Angeles, California | 19 | $ 5,867,000 | $ 308,789 | $ 108,000 |
| Chemung, New York | 18 | $ 1,680,000 | $ 93,333 | $ 55,000 |
| Denton, Texas | 15 | $ 2,434,000 | $ 162,266 | $ 66,000 |
| Steuben, New York | 13 | $ 1,340,000 | $ 103,076 | $ 68,000 |
| Niagara, New York | 12 | $ 1,158,000 | $ 96,500 | $ 50,000 |
| Harris, Texas | 12 | $ 1,579,000 | $ 131,583 | $ 59,000 |
| Sacramento, California | 11 | $ 2,079,000 | $ 189,000 | $ 80,000 |
| Fairfield, Connecticut | 11 | $ 2,712,000 | $ 246,545 | $ 80,000 |
| Nassau, New York | 11 | $ 3,860,000 | $ 350,909 | $ 113,000 |
| Schuyler, New York | 11 | $ 1,472,000 | $ 133,818 | $ 57,000 |
| Providence, Rhode Island | 11 | $ 1,941,000 | $ 176,454 | $ 74,000 |
| Salt Lake, Utah | 11 | $ 2,289,000 | $ 208,090 | $ 71,000 |
| DeSoto, Mississippi | 10 | $ 1,575,000 | $ 157,500 | $ 55,000 |
| Cayuga, New York | 10 | $ 950,000 | $ 95,000 | $ 51,000 |
| Erie, New York | 10 | $ 1,564,000 | $ 156,400 | $ 75,000 |
| Ontario, New York | 10 | $ 1,647,000 | $ 164,700 | $ 109,000 |
| Suffolk, New York | 10 | $ 3,213,000 | $ 321,300 | $ 104,000 |
| Seneca, New York | 9 | $ 1,202,000 | $ 133,555 | $ 81,000 |
| Gregg, Texas | 9 | $ 1,145,000 | $ 127,222 | $ 67,000 |
| Middlesex, Connecticut | 8 | $ 1,971,000 | $ 246,375 | $ 73,000 |
| Houston, Alabama | 7 | $ 1,121,000 | $ 160,142 | $ 69,000 |
| Fresno, California | 7 | $ 1,560,000 | $ 222,857 | $ 77,000 |
| Fulton, Georgia | 7 | $ 1,968,000 | $ 281,142 | $ 109,000 |
| Collin, Texas | 7 | $ 977,000 | $ 139,571 | $ 62,000 |
| Hidalgo, Texas | 7 | $ 906,000 | $ 129,428 | $ 68,000 |
| Milam, Texas | 7 | $ 499,000 | $ 71,285 | $ 71,000 |
| Pierce, Washington | 7 | $ 1,464,000 | $ 209,142 | $ 73,000 |
| Snohomish, Washington | 7 | $ 2,454,000 | $ 350,571 | $ 99,000 |
| Riverside, California | 6 | $ 1,581,000 | $ 263,500 | $ 77,000 |
| El Paso, Colorado | 6 | $ 1,236,000 | $ 206,000 | $ 43,000 |
| Oneida, New York | 6 | $ 463,000 | $ 77,166 | $ 44,000 |
| Orleans, New York | 6 | $ 439,000 | $ 73,166 | $ 44,000 |
| Charleston, South Carolina | 6 | $ 1,134,000 | $ 189,000 | $ 67,000 |
| Brazos, Texas | 6 | $ 886,000 | $ 147,666 | $ 254,000 |
| Cullman, Alabama | 5 | $ 353,000 | $ 70,600 | $ 30,000 |
| Maricopa, Arizona | 5 | $ 1,414,000 | $ 282,800 | $ 132,000 |
| San Bernardino, California | 5 | $ 1,152,000 | $ 230,400 | $ 60,000 |
| Hartford, Connecticut | 5 | $ 1,050,000 | $ 210,000 | $ 85,000 |
| Bell, Texas | 5 | $ 522,000 | $ 104,400 | $ 64,000 |
| Coleman, Texas | 5 | $ 406,000 | $ 81,200 | $ 51,000 |
| Shelby, Alabama | 4 | $ 672,000 | $ 168,000 | $ 83,000 |
| Contra Costa, California | 4 | $ 780,000 | $ 195,000 | $ 71,000 |
| Lee, Florida | 4 | $ 680,000 | $ 170,000 | $ 99,000 |
| Orange, Florida | 4 | $ 513,000 | $ 128,250 | $ 46,000 |
| Nye, Nevada | 4 | $ 678,000 | $ 169,500 | $ 17,000 |
| Kings, New York | 4 | $ 1,897,000 | $ 474,250 | $ 118,000 |
| Queens, New York | 4 | $ 1,827,000 | $ 456,750 | $ 68,000 |
| Grayson, Texas | 4 | $ 296,000 | $ 74,000 | $ 45,000 |
| Johnson, Texas | 4 | $ 417,000 | $ 104,250 | $ 30,000 |
| Kaufman, Texas | 4 | $ 524,000 | $ 131,000 | $ 53,000 |
| San Joaquin, California | 3 | $ 644,000 | $ 214,666 | $ 148,000 |
| Solano, California | 3 | $ 911,000 | $ 303,666 | $ 95,000 |
| Sonoma, California | 3 | $ 745,000 | $ 248,333 | $ 130,000 |
| Collier, Florida | 3 | $ 715,000 | $ 238,333 | $ 128,000 |
| Polk, Florida | 3 | $ 384,000 | $ 128,000 | $ 38,000 |
| Cobb, Georgia | 3 | $ 481,000 | $ 160,333 | $ 52,000 |
| Hampden, Massachusetts | 3 | $ 403,000 | $ 134,333 | $ 64,000 |
| Plymouth, Massachusetts | 3 | $ 746,000 | $ 248,666 | $ 125,000 |
| Worcester, Massachusetts | 3 | $ 658,000 | $ 219,333 | $ 51,000 |
| Wayne, Michigan | 3 | $ 353,000 | $ 117,666 | $ 66,000 |
| St. Charles, Missouri | 3 | $ 411,000 | $ 137,000 | $ 70,000 |
| Monmouth, New Jersey | 3 | $ 883,000 | $ 294,333 | $ 105,000 |
| Onondaga, New York | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| Westchester, New York | 3 | $ 872,000 | $ 290,666 | $ 168,000 |
| Burke, North Carolina | 3 | $ 496,000 | $ 165,333 | $ 17,000 |
| Jackson, Oregon | 3 | $ 693,000 | $ 231,000 | $ 42,000 |
| Kent, Rhode Island | 3 | $ 615,000 | $ 205,000 | $ 53,000 |
| Greenwood, South Carolina | 3 | $ 274,000 | $ 91,333 | $ 30,000 |
| Shelby, Tennessee | 3 | $ 288,000 | $ 96,000 | $ 36,000 |
| Brown, Texas | 3 | $ 245,000 | $ 81,666 | $ 58,000 |
| Guadalupe, Texas | 3 | $ 394,000 | $ 131,333 | $ 65,000 |
| Hays, Texas | 3 | $ 449,000 | $ 149,666 | $ 81,000 |
| Limestone, Texas | 3 | $ 272,000 | $ 90,666 | $ 81,000 |
| Nueces, Texas | 3 | $ 299,000 | $ 99,666 | $ 62,000 |
| Utah, Utah | 3 | $ 692,000 | $ 230,666 | $ 55,000 |
| Kitsap, Washington | 3 | $ 721,000 | $ 240,333 | $ 109,000 |
| Spokane, Washington | 3 | $ 484,000 | $ 161,333 | $ 65,000 |
| Henry, Alabama | 2 | $ 244,000 | $ 122,000 | $ 14,000 |
| Mobile, Alabama | 2 | $ 266,000 | $ 133,000 | $ 27,000 |
| Alameda, California | 2 | $ 628,000 | $ 314,000 | $ 72,000 |
| Marin, California | 2 | $ 902,000 | $ 451,000 | $ 127,000 |
| Orange, California | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| San Luis Obispo, California | 2 | $ 523,000 | $ 261,500 | $ 69,000 |
| New London, Connecticut | 2 | $ 593,000 | $ 296,500 | $ 105,000 |
| Broward, Florida | 2 | $ 336,000 | $ 168,000 | $ 90,000 |
| Citrus, Florida | 2 | $ 159,000 | $ 79,500 | $ 193,000 |
| Miami-Dade, Florida | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| Palm Beach, Florida | 2 | $ 349,000 | $ 174,500 | $ 107,000 |
| Pinellas, Florida | 2 | $ 171,000 | $ 85,500 | $ 31,000 |
| Chatham, Georgia | 2 | $ 295,000 | $ 147,500 | $ 80,000 |
| Cherokee, Georgia | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| DeKalb, Georgia | 2 | $ 403,000 | $ 201,500 | $ 100,000 |
| Emanuel, Georgia | 2 | $ 183,000 | $ 91,500 | $ 80,000 |
| Gwinnett, Georgia | 2 | $ 169,000 | $ 84,500 | $ 33,000 |
| Honolulu, Hawaii | 2 | $ 796,000 | $ 398,000 | $ 84,000 |
| Cook, Illinois | 2 | $ 600,000 | $ 300,000 | $ 327,000 |
| DuPage, Illinois | 2 | $ 393,000 | $ 196,500 | $ 87,000 |
| Lake, Indiana | 2 | $ 392,000 | $ 196,000 | $ 63,000 |
| Baltimore, Maryland | 2 | $ 351,000 | $ 175,500 | $ 120,000 |
| Bristol, Massachusetts | 2 | $ 441,000 | $ 220,500 | $ 75,000 |
| Suffolk, Massachusetts | 2 | $ 202,000 | $ 101,000 | $ 72,000 |
| Ramsey, Minnesota | 2 | $ 375,000 | $ 187,500 | $ 45,000 |
| Washoe, Nevada | 2 | $ 577,000 | $ 288,500 | $ 65,000 |
| Bronx, New York | 2 | $ 822,000 | $ 411,000 | $ 82,000 |
| Genesee, New York | 2 | $ 149,000 | $ 74,500 | $ 56,000 |
| Livingston, New York | 2 | $ 217,000 | $ 108,500 | $ 109,000 |
| Richmond, New York | 2 | $ 768,000 | $ 384,000 | $ 110,000 |
| Wyoming, New York | 2 | $ 261,000 | $ 130,500 | $ 46,000 |
| Buncombe, North Carolina | 2 | $ 392,000 | $ 196,000 | $ 94,000 |
| Marion, Oregon | 2 | $ 557,000 | $ 278,500 | $ 94,000 |
| Multnomah, Oregon | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| York, South Carolina | 2 | $ 393,000 | $ 196,500 | $ 91,000 |
| Hamblen, Tennessee | 2 | $ 315,000 | $ 157,500 | $ 63,000 |
| Knox, Tennessee | 2 | $ 205,000 | $ 102,500 | $ 45,000 |
| Bastrop, Texas | 2 | $ 172,000 | $ 86,000 | $ 49,000 |
| Coryell, Texas | 2 | $ 246,000 | $ 123,000 | $ 51,000 |
| Ector, Texas | 2 | $ 144,000 | $ 72,000 | $ 60,000 |
| El Paso, Texas | 2 | $ 346,000 | $ 173,000 | $ 45,000 |
| Ellis, Texas | 2 | $ 319,000 | $ 159,500 | $ 48,000 |
| Falls, Texas | 2 | $ 193,000 | $ 96,500 | $ 53,000 |
| Harrison, Texas | 2 | $ 264,000 | $ 132,000 | $ 94,000 |
| Hood, Texas | 2 | $ 186,000 | $ 93,000 | $ 11,000 |
| Jasper, Texas | 2 | $ 213,000 | $ 106,500 | $ 97,000 |
| Leon, Texas | 2 | $ 458,000 | $ 229,000 | $ 183,000 |
| Lubbock, Texas | 2 | $ 214,000 | $ 107,000 | $ 39,000 |
| Montgomery, Texas | 2 | $ 182,000 | $ 91,000 | $ 43,000 |
| Palo Pinto, Texas | 2 | $ 362,000 | $ 181,000 | $ 67,000 |
| Rockwall, Texas | 2 | $ 296,000 | $ 148,000 | $ 52,000 |
| Wilson, Texas | 2 | $ 307,000 | $ 153,500 | $ 66,000 |
| Franklin, Vermont | 2 | $ 327,000 | $ 163,500 | $ 90,000 |
| Grays Harbor, Washington | 2 | $ 413,000 | $ 206,500 | $ 118,000 |
| Mason, Washington | 2 | $ 448,000 | $ 224,000 | $ 48,000 |
| Whatcom, Washington | 2 | $ 367,000 | $ 183,500 | $ 94,000 |
| Barbour, Alabama | 1 | $ 163,000 | $ 163,000 | $ 49,000 |
| Bibb, Alabama | 1 | $ 309,000 | $ 309,000 | $ 108,000 |
| Blount, Alabama | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Covington, Alabama | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Madison, Alabama | 1 | $ 59,000 | $ 59,000 | $ 80,000 |
| Montgomery, Alabama | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Morgan, Alabama | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Randolph, Alabama | 1 | $ 236,000 | $ 236,000 | $ 71,000 |
| Sumter, Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Walker, Alabama | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Winston, Alabama | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Anchorage, Alaska | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| Pinal, Arizona | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| El Dorado, California | 1 | $ 168,000 | $ 168,000 | $ 59,000 |
| Madera, California | 1 | $ 271,000 | $ 271,000 | $ 69,000 |
| San Benito, California | 1 | $ 281,000 | $ 281,000 | $ 85,000 |
| San Diego, California | 1 | $ 226,000 | $ 226,000 | $ 170,000 |
| Santa Clara, California | 1 | $ 334,000 | $ 334,000 | $ 94,000 |
| Stanislaus, California | 1 | $ 163,000 | $ 163,000 | $ 44,000 |
| Boulder, Colorado | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| Las Animas, Colorado | 1 | $ 216,000 | $ 216,000 | $ 79,000 |
| Windham, Connecticut | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Bay, Florida | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Brevard, Florida | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Charlotte, Florida | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Hillsborough, Florida | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Pasco, Florida | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
| St. Johns, Florida | 1 | $ 276,000 | $ 276,000 | $ 148,000 |
| Clayton, Georgia | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Dawson, Georgia | 1 | $ 202,000 | $ 202,000 | $ 78,000 |
| Fannin, Georgia | 1 | $ 193,000 | $ 193,000 | $ 54,000 |
| Forsyth, Georgia | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
| Franklin, Georgia | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Hall, Georgia | 1 | $ 244,000 | $ 244,000 | $ 86,000 |
| Lowndes, Georgia | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Putnam, Georgia | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Rockdale, Georgia | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Screven, Georgia | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Thomas, Georgia | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Minidoka, Idaho | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Marion, Indiana | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| St. Joseph, Indiana | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Anne Arundel, Maryland | 1 | $ 276,000 | $ 276,000 | $ 109,000 |
| Barnstable, Massachusetts | 1 | $ 272,000 | $ 272,000 | $ 76,000 |
| Middlesex, Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| Calhoun, Michigan | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Washtenaw, Michigan | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Hennepin, Minnesota | 1 | $ 209,000 | $ 209,000 | $ 54,000 |
| Boone, Missouri | 1 | $ 147,000 | $ 147,000 | $ 98,000 |
| Buchanan, Missouri | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Camden, Missouri | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Greene, Missouri | 1 | $ 171,000 | $ 171,000 | $ 121,000 |
| Jackson, Missouri | 1 | $ 48,000 | $ 48,000 | $ 200,000 |
| St. Louis, Missouri | 1 | $ 148,000 | $ 148,000 | $ 111,000 |
| Gloucester, New Jersey | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| Morris, New Jersey | 1 | $ 238,000 | $ 238,000 | $ 102,000 |
| Union, New Jersey | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Herkimer, New York | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| Tompkins, New York | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Ulster, New York | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Warren, New York | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Wayne, New York | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Yates, New York | 1 | $ 252,000 | $ 252,000 | $ 141,000 |
| Catawba, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| Wake, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 91,000 |
| Le Flore, Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 335,000 |
| Oklahoma, Oklahoma | 1 | $ 179,000 | $ 179,000 | $ 101,000 |
| Tulsa, Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Deschutes, Oregon | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Hood River, Oregon | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Josephine, Oregon | 1 | $ 416,000 | $ 416,000 | $ 69,000 |
| Lane, Oregon | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Wasco, Oregon | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Beaufort, South Carolina | 1 | $ 309,000 | $ 309,000 | $ 67,000 |
| Berkeley, South Carolina | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Dorchester, South Carolina | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Florence, South Carolina | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Greenville, South Carolina | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| Horry, South Carolina | 1 | $ 148,000 | $ 148,000 | $ 41,000 |
| Orangeburg, South Carolina | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Campbell, Tennessee | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Fayette, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Fentress, Tennessee | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Hamilton, Tennessee | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Lawrence, Tennessee | 1 | $ 46,000 | $ 46,000 | $ 15,000 |
| Lewis, Tennessee | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Marshall, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| McNairy, Tennessee | 1 | $ 360,000 | $ 360,000 | $ 289,000 |
| Putnam, Tennessee | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Rhea, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Austin, Texas | 1 | $ 133,000 | $ 133,000 | $ 98,000 |
| Bowie, Texas | 1 | $ 269,000 | $ 269,000 | $ 100,000 |
| Brazoria, Texas | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Burnet, Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Calhoun, Texas | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Cameron, Texas | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Comal, Texas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Cooke, Texas | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Fayette, Texas | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Fort Bend, Texas | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Galveston, Texas | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Hardin, Texas | 1 | $ 41,000 | $ 41,000 | $ 54,000 |
| Hill, Texas | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| Jackson, Texas | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Jefferson, Texas | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Liberty, Texas | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| McLennan, Texas | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Navarro, Texas | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Orange, Texas | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Rusk, Texas | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Upshur, Texas | 1 | $ 158,000 | $ 158,000 | $ 94,000 |
| Davis, Utah | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Sanpete, Utah | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Tooele, Utah | 1 | $ 416,000 | $ 416,000 | $ 115,000 |
| Washington, Utah | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Weber, Utah | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Norfolk, Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Orange, Virginia | 1 | $ 288,000 | $ 288,000 | $ 153,000 |
| Virginia Beach, Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Benton, Washington | 1 | $ 164,000 | $ 164,000 | $ 155,000 |
| Clark, Washington | 1 | $ 246,000 | $ 246,000 | $ 58,000 |
| Cowlitz, Washington | 1 | $ 259,000 | $ 259,000 | $ 53,000 |
| Island, Washington | 1 | $ 388,000 | $ 388,000 | $ 173,000 |
| Kittitas, Washington | 1 | $ 299,000 | $ 299,000 | $ 205,000 |
Mortgage Loan Application Detail Totals for First Star Bank, S.S.B. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,321 | $218,342,000 | $165,000 | $680,000 | $74,000 | $1,742,000 |
| Refinancing | 407 | $80,804,000 | $198,000 | $699,000 | $74,000 | $349,000 |
| Home Improvement | 9 | $449,000 | $49,000 | $130,000 | $61,000 | $107,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,644 | $291,818,000 | $177,000 | $699,000 | $73,000 | $1,742,000 |
| White | 76 | $6,809,000 | $89,000 | $291,000 | $104,000 | $842,000 |
| Hispanic | 10 | $812,000 | $81,000 | $301,000 | $62,000 | $144,000 |
| Black or African American | 7 | $156,000 | $22,000 | $31,000 | $61,000 | $90,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,073 | $172,477,000 | $160,000 | $561,000 | $61,000 | $335,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 616 | $119,571,000 | $194,000 | $699,000 | $98,000 | $1,742,000 |
| VA-guaranteed (Veterans Administration) | 48 | $7,547,000 | $157,000 | $417,000 | $60,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,642 | $291,178,000 | $177,000 | $699,000 | $72,000 | $1,742,000 |
| Loan Originated | 78 | $7,425,000 | $95,000 | $420,000 | $119,000 | $851,000 |
| Application Denied By Financial Institution | 13 | $725,000 | $55,000 | $135,000 | $50,000 | $90,000 |
| Application Withdrawn By Applicant | 4 | $267,000 | $66,000 | $129,000 | $74,000 | $102,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Star Bank, S.S.B.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Star Bank, S.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About