First Star Bank, S.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Star Bank, S.S.B. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Star Bank, S.S.B. 109 S Commerce / Po Box 7 Bremond, TX 76629 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,737 |
| Total Mortgage Loan Application Amount | $299,595,000 |
| Average Mortgage Loan Application Amount | $137,333 |
| Highest Mortgage Loan Application Amount | $699,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,742,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Star Bank, S.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Star Bank, S.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Star Bank, S.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Star Bank, S.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Star Bank, S.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Star Bank, S.S.B.'s mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LAS VEGAS-PARADISE, NV | 405 | $ 78,317,000 | $ 193,000 | $ 75,000 |
| DALLAS-PLANO-IRVING, TX | 99 | $ 11,973,000 | $ 120,000 | $ 50,000 |
| COLLEGE STATION-BRYAN, TX | 79 | $ 6,615,000 | $ 83,000 | $ 102,000 |
| AUSTIN-ROUND ROCK, TX | 58 | $ 8,879,000 | $ 153,000 | $ 87,000 |
| ROCHESTER, NY | 48 | $ 6,499,000 | $ 135,000 | $ 82,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 41 | $ 12,148,000 | $ 296,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 40 | $ 8,548,000 | $ 213,000 | $ 85,000 |
| FORT WORTH-ARLINGTON, TX | 38 | $ 4,407,000 | $ 115,000 | $ 56,000 |
| VICTORIA, TX | 30 | $ 3,024,000 | $ 100,000 | $ 59,000 |
| BIRMINGHAM-HOOVER, AL | 28 | $ 3,376,000 | $ 120,000 | $ 60,000 |
| SAN ANTONIO, TX | 28 | $ 3,172,000 | $ 113,000 | $ 49,000 |
| BUFFALO-NIAGARA FALLS, NY | 22 | $ 2,722,000 | $ 123,000 | $ 62,000 |
| NASSAU-SUFFOLK, NY | 21 | $ 7,073,000 | $ 336,000 | $ 108,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 20 | $ 4,021,000 | $ 201,000 | $ 77,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 19 | $ 2,383,000 | $ 125,000 | $ 61,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 19 | $ 5,867,000 | $ 308,000 | $ 108,000 |
| ELMIRA, NY | 18 | $ 1,680,000 | $ 93,000 | $ 55,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 16 | $ 2,997,000 | $ 201,000 | $ 72,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 15 | $ 6,186,000 | $ 412,000 | $ 109,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 1,948,000 | $ 125,000 | $ 45,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 13 | $ 3,021,000 | $ 232,000 | $ 78,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 12 | $ 2,247,000 | $ 187,000 | $ 78,000 |
| SALT LAKE CITY, UT | 12 | $ 2,705,000 | $ 225,000 | $ 74,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 11 | $ 2,712,000 | $ 246,000 | $ 80,000 |
| LONGVIEW, TX | 11 | $ 1,405,000 | $ 127,000 | $ 71,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 11 | $ 2,733,000 | $ 248,000 | $ 69,000 |
| DOTHAN, AL | 9 | $ 1,365,000 | $ 151,000 | $ 57,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 8 | $ 1,278,000 | $ 159,000 | $ 61,000 |
| FRESNO, CA | 7 | $ 1,560,000 | $ 222,000 | $ 77,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 7 | $ 768,000 | $ 109,000 | $ 60,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 906,000 | $ 129,000 | $ 68,000 |
| TACOMA, WA | 7 | $ 1,464,000 | $ 209,000 | $ 73,000 |
| UTICA-ROME, NY | 7 | $ 516,000 | $ 73,000 | $ 41,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,236,000 | $ 206,000 | $ 43,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 6 | $ 1,408,000 | $ 234,000 | $ 71,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 6 | $ 1,542,000 | $ 257,000 | $ 120,000 |
| BOSTON-QUINCY, MA | 5 | $ 948,000 | $ 189,000 | $ 104,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 680,000 | $ 170,000 | $ 99,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 4 | $ 993,000 | $ 248,000 | $ 207,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 622,000 | $ 155,000 | $ 19,000 |
| ORLANDO-KISSIMMEE, FL | 4 | $ 513,000 | $ 128,000 | $ 46,000 |
| SHERMAN-DENISON, TX | 4 | $ 296,000 | $ 74,000 | $ 45,000 |
| ST. LOUIS, MO-IL | 4 | $ 559,000 | $ 139,000 | $ 80,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4 | $ 407,000 | $ 101,000 | $ 32,000 |
| BALTIMORE-TOWSON, MD | 3 | $ 627,000 | $ 209,000 | $ 116,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 255,000 | $ 85,000 | $ 73,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 721,000 | $ 240,000 | $ 109,000 |
| CORPUS CHRISTI, TX | 3 | $ 299,000 | $ 99,000 | $ 62,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 353,000 | $ 117,000 | $ 66,000 |
| EDISON-NEW BRUNSWICK, NJ | 3 | $ 883,000 | $ 294,000 | $ 105,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 384,000 | $ 128,000 | $ 38,000 |
| MEDFORD, OR | 3 | $ 693,000 | $ 231,000 | $ 42,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 584,000 | $ 194,000 | $ 48,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 715,000 | $ 238,000 | $ 128,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3 | $ 606,000 | $ 213,000 | $ 59,500 |
| PROVO-OREM, UT | 3 | $ 692,000 | $ 230,000 | $ 55,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 745,000 | $ 248,000 | $ 130,000 |
| SPOKANE, WA | 3 | $ 484,000 | $ 161,000 | $ 65,000 |
| SPRINGFIELD, MA | 3 | $ 403,000 | $ 134,000 | $ 64,000 |
| STOCKTON, CA | 3 | $ 644,000 | $ 214,000 | $ 148,000 |
| SYRACUSE, NY | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 911,000 | $ 303,000 | $ 95,000 |
| WORCESTER, MA | 3 | $ 658,000 | $ 219,000 | $ 51,000 |
| ASHEVILLE, NC | 2 | $ 392,000 | $ 196,000 | $ 94,000 |
| BELLINGHAM, WA | 2 | $ 367,000 | $ 183,000 | $ 94,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 327,000 | $ 163,000 | $ 90,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 2 | $ 393,000 | $ 196,000 | $ 91,000 |
| EL PASO, TX | 2 | $ 346,000 | $ 173,000 | $ 45,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 336,000 | $ 168,000 | $ 90,000 |
| GARY, IN | 2 | $ 392,000 | $ 196,000 | $ 63,000 |
| HONOLULU, HI | 2 | $ 796,000 | $ 398,000 | $ 84,000 |
| KNOXVILLE, TN | 2 | $ 205,000 | $ 102,000 | $ 45,000 |
| LUBBOCK, TX | 2 | $ 214,000 | $ 107,000 | $ 39,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| MOBILE, AL | 2 | $ 266,000 | $ 133,000 | $ 27,000 |
| MORRISTOWN, TN | 2 | $ 315,000 | $ 157,000 | $ 63,000 |
| NEWARK-UNION, NJ-PA | 2 | $ 478,000 | $ 239,000 | $ 83,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 593,000 | $ 296,000 | $ 105,000 |
| ODESSA, TX | 2 | $ 144,000 | $ 72,000 | $ 60,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 422,000 | $ 211,000 | $ 65,000 |
| RENO-SPARKS, NV | 2 | $ 577,000 | $ 288,000 | $ 65,000 |
| SALEM, OR | 2 | $ 557,000 | $ 278,000 | $ 94,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 902,000 | $ 451,000 | $ 127,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 615,000 | $ 307,000 | $ 89,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 523,000 | $ 261,000 | $ 69,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| SAVANNAH, GA | 2 | $ 295,000 | $ 147,000 | $ 80,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 474,000 | $ 237,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2 | $ 349,000 | $ 174,000 | $ 107,000 |
| ANCHORAGE, AK | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| ANDERSON, SC | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| ANN ARBOR, MI | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| BARNSTABLE TOWN, MA | 1 | $ 272,000 | $ 272,000 | $ 76,000 |
| BATTLE CREEK, MI | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| BEND, OR | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| BOULDER, CO | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| CAMDEN, NJ | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| CHATTANOOGA, TN-GA | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| COLUMBIA, MO | 1 | $ 147,000 | $ 147,000 | $ 98,000 |
| DECATUR, AL | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| FLORENCE, SC | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| FORT SMITH, AR-OK | 1 | $ 76,000 | $ 76,000 | $ 335,000 |
| GAINESVILLE, GA | 1 | $ 244,000 | $ 244,000 | $ 86,000 |
| GLENS FALLS, NY | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| HUNTSVILLE, AL | 1 | $ 59,000 | $ 59,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL, IN | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| ITHACA, NY | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| JACKSONVILLE, FL | 1 | $ 276,000 | $ 276,000 | $ 148,000 |
| KANSAS CITY, MO-KS | 1 | $ 48,000 | $ 48,000 | $ 200,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 164,000 | $ 164,000 | $ 155,000 |
| KINGSTON, NY | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| LONGVIEW, WA | 1 | $ 259,000 | $ 259,000 | $ 53,000 |
| MADERA, CA | 1 | $ 271,000 | $ 271,000 | $ 69,000 |
| MODESTO, CA | 1 | $ 163,000 | $ 163,000 | $ 44,000 |
| MONTGOMERY, AL | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 148,000 | $ 148,000 | $ 41,000 |
| OKLAHOMA CITY, OK | 1 | $ 179,000 | $ 179,000 | $ 101,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| PUNTA GORDA, FL | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| RALEIGH-CARY, NC | 1 | $ 129,000 | $ 129,000 | $ 91,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1 | $ 226,000 | $ 226,000 | $ 170,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| SPRINGFIELD, MO | 1 | $ 171,000 | $ 171,000 | $ 121,000 |
| ST. GEORGE, UT | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| ST. JOSEPH, MO-KS | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 269,000 | $ 269,000 | $ 100,000 |
| TULSA, OK | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| TUSCALOOSA, AL | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| VALDOSTA, GA | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| WACO, TX | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for First Star Bank, S.S.B. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,321 | $218,342,000 | $165,000 | $680,000 | $74,000 | $1,742,000 |
| Refinancing | 407 | $80,804,000 | $198,000 | $699,000 | $74,000 | $349,000 |
| Home Improvement | 9 | $449,000 | $49,000 | $130,000 | $61,000 | $107,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,644 | $291,818,000 | $177,000 | $699,000 | $73,000 | $1,742,000 |
| White | 76 | $6,809,000 | $89,000 | $291,000 | $104,000 | $842,000 |
| Hispanic | 10 | $812,000 | $81,000 | $301,000 | $62,000 | $144,000 |
| Black or African American | 7 | $156,000 | $22,000 | $31,000 | $61,000 | $90,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,073 | $172,477,000 | $160,000 | $561,000 | $61,000 | $335,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 616 | $119,571,000 | $194,000 | $699,000 | $98,000 | $1,742,000 |
| VA-guaranteed (Veterans Administration) | 48 | $7,547,000 | $157,000 | $417,000 | $60,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,642 | $291,178,000 | $177,000 | $699,000 | $72,000 | $1,742,000 |
| Loan Originated | 78 | $7,425,000 | $95,000 | $420,000 | $119,000 | $851,000 |
| Application Denied By Financial Institution | 13 | $725,000 | $55,000 | $135,000 | $50,000 | $90,000 |
| Application Withdrawn By Applicant | 4 | $267,000 | $66,000 | $129,000 | $74,000 | $102,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Star Bank, S.S.B.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Star Bank, S.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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