Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Centennial Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,867 |
| Total Mortgage Loan Application Amount | $1,185,624,000 |
| Average Mortgage Loan Application Amount | $221,000 |
| Highest Mortgage Loan Application Amount | $36,075,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $7,315,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 421 | $ 75,714,000 | $ 179,000 | $ 91,000 |
| Pulaski County Arkansas | 365 | $ 75,910,000 | $ 207,000 | $ 84,000 |
| Benton County Arkansas | 226 | $ 37,169,000 | $ 164,000 | $ 74,000 |
| Bay County Florida | 221 | $ 48,669,000 | $ 220,000 | $ 131,000 |
| Washington County Arkansas | 204 | $ 35,713,000 | $ 175,000 | $ 99,000 |
| Craighead County Arkansas | 188 | $ 28,250,000 | $ 150,000 | $ 78,000 |
| Gulf County Florida | 184 | $ 38,540,000 | $ 209,000 | $ 119,000 |
| Okaloosa County Florida | 132 | $ 41,321,000 | $ 313,000 | $ 120,000 |
| Lonoke County Arkansas | 120 | $ 15,790,000 | $ 131,000 | $ 63,000 |
| Pope County Arkansas | 120 | $ 13,293,000 | $ 110,000 | $ 56,000 |
| Monroe County Florida | 112 | $ 57,931,000 | $ 517,000 | $ 223,000 |
| Osceola County Florida | 108 | $ 27,864,000 | $ 258,000 | $ 146,000 |
| Broward County Florida | 107 | $ 66,883,000 | $ 625,000 | $ 245,000 |
| Greene County Arkansas | 105 | $ 13,621,000 | $ 129,000 | $ 65,000 |
| Sarasota County Florida | 100 | $ 52,325,000 | $ 523,000 | $ 124,000 |
| Leon County Florida | 97 | $ 14,690,000 | $ 151,000 | $ 97,000 |
| Sebastian County Arkansas | 92 | $ 11,802,000 | $ 128,000 | $ 71,000 |
| Franklin County Florida | 92 | $ 15,482,000 | $ 168,000 | $ 77,000 |
| Saline County Arkansas | 88 | $ 21,242,000 | $ 241,000 | $ 69,000 |
| Walton County Florida | 88 | $ 39,455,000 | $ 448,000 | $ 345,000 |
| Conway County Arkansas | 84 | $ 10,137,000 | $ 120,000 | $ 90,000 |
| White County Arkansas | 78 | $ 8,319,000 | $ 106,000 | $ 62,000 |
| Escambia County Florida | 74 | $ 17,022,000 | $ 230,000 | $ 291,000 |
| Crawford County Arkansas | 73 | $ 8,442,000 | $ 115,000 | $ 58,000 |
| Charlotte County Florida | 73 | $ 20,594,000 | $ 282,000 | $ 151,000 |
| Baldwin County Alabama | 70 | $ 14,649,000 | $ 209,000 | $ 103,000 |
| Polk County Florida | 69 | $ 11,030,000 | $ 159,000 | $ 84,000 |
| Collier County Florida | 67 | $ 35,179,000 | $ 525,000 | $ 395,000 |
| Pinellas County Florida | 64 | $ 18,993,000 | $ 296,000 | $ 169,000 |
| Orange County Florida | 59 | $ 18,378,000 | $ 311,000 | $ 132,000 |
| Independence County Arkansas | 55 | $ 7,632,000 | $ 138,000 | $ 70,000 |
| Hillsborough County Florida | 54 | $ 19,342,000 | $ 358,000 | $ 154,000 |
| Santa Rosa County Florida | 49 | $ 10,725,000 | $ 218,000 | $ 94,000 |
| Palm Beach County Florida | 45 | $ 70,365,000 | $ 1,563,000 | $ 360,000 |
| Lee County Florida | 44 | $ 15,180,000 | $ 345,000 | $ 254,000 |
| Cleburne County Arkansas | 41 | $ 5,970,000 | $ 145,000 | $ 73,000 |
| Yell County Arkansas | 36 | $ 2,912,000 | $ 80,000 | $ 48,000 |
| Hernando County Florida | 36 | $ 5,952,000 | $ 165,000 | $ 78,000 |
| Miami-Dade County Florida | 34 | $ 46,633,000 | $ 1,371,000 | $ 732,000 |
| Stone County Arkansas | 33 | $ 4,096,000 | $ 124,000 | $ 58,000 |
| Pasco County Florida | 32 | $ 8,948,000 | $ 279,000 | $ 92,000 |
| Manatee County Florida | 30 | $ 9,738,000 | $ 324,000 | $ 194,000 |
| Jefferson County Arkansas | 28 | $ 1,882,000 | $ 67,000 | $ 22,000 |
| Perry County Arkansas | 28 | $ 2,838,000 | $ 101,000 | $ 60,000 |
| Wakulla County Florida | 24 | $ 2,973,000 | $ 123,000 | $ 55,000 |
| Gadsden County Florida | 21 | $ 2,022,000 | $ 96,000 | $ 43,000 |
| Clay County Arkansas | 20 | $ 1,656,000 | $ 82,000 | $ 48,000 |
| Baxter County Arkansas | 19 | $ 2,558,000 | $ 134,000 | $ 69,000 |
| Van Buren County Arkansas | 18 | $ 2,299,000 | $ 127,000 | $ 101,000 |
| Sharp County Arkansas | 17 | $ 1,672,000 | $ 98,000 | $ 89,000 |
| Garland County Arkansas | 16 | $ 3,724,000 | $ 232,000 | $ 111,000 |
| Poinsett County Arkansas | 14 | $ 1,547,000 | $ 110,000 | $ 41,000 |
| Johnson County Arkansas | 13 | $ 1,917,000 | $ 147,000 | $ 39,000 |
| Lake County Florida | 13 | $ 5,557,000 | $ 427,000 | $ 120,000 |
| Seminole County Florida | 13 | $ 3,505,000 | $ 269,000 | $ 103,000 |
| Liberty County Florida | 12 | $ 1,323,000 | $ 110,000 | $ 60,000 |
| Brevard County Florida | 11 | $ 1,938,000 | $ 176,000 | $ 60,000 |
| Calhoun County Florida | 11 | $ 1,344,000 | $ 122,000 | $ 82,000 |
| Volusia County Florida | 11 | $ 2,098,000 | $ 190,000 | $ 57,000 |
| Mississippi County Arkansas | 10 | $ 1,247,000 | $ 124,000 | $ 48,000 |
| Citrus County Florida | 10 | $ 1,512,000 | $ 151,000 | $ 77,000 |
| Jackson County Arkansas | 9 | $ 815,000 | $ 90,000 | $ 59,000 |
| Washington County Florida | 9 | $ 796,000 | $ 88,000 | $ 49,000 |
| Grant County Arkansas | 8 | $ 1,428,000 | $ 178,000 | $ 63,000 |
| Logan County Arkansas | 6 | $ 670,000 | $ 111,000 | $ 92,000 |
| Izard County Arkansas | 5 | $ 563,000 | $ 112,000 | $ 45,000 |
| Phillips County Arkansas | 5 | $ 215,000 | $ 43,000 | $ 27,000 |
| Searcy County Arkansas | 5 | $ 421,000 | $ 84,000 | $ 106,000 |
| Jefferson County Florida | 5 | $ 1,091,000 | $ 218,000 | $ 153,000 |
| Franklin County Arkansas | 4 | $ 374,000 | $ 93,000 | $ 46,000 |
| Lawrence County Arkansas | 4 | $ 376,000 | $ 94,000 | $ 25,000 |
| Randolph County Arkansas | 4 | $ 432,000 | $ 108,000 | $ 69,000 |
| Fulton County Georgia | 4 | $ 1,180,000 | $ 295,000 | $ 244,000 |
| Adair County Oklahoma | 4 | $ 412,000 | $ 103,000 | $ 65,000 |
| Delaware County Oklahoma | 4 | $ 401,000 | $ 100,000 | $ 56,000 |
| Marion County Arkansas | 3 | $ 330,000 | $ 110,000 | $ 46,000 |
| Highlands County Florida | 3 | $ 611,000 | $ 203,000 | $ 106,000 |
| Martin County Florida | 3 | $ 1,938,000 | $ 646,000 | $ 217,000 |
| Cherokee County Georgia | 3 | $ 481,000 | $ 160,000 | $ 90,000 |
| Hamilton County Indiana | 3 | $ 672,000 | $ 224,000 | $ 202,000 |
| Sequoyah County Oklahoma | 3 | $ 322,000 | $ 107,000 | $ 101,000 |
| Houston County Alabama | 2 | $ 256,000 | $ 128,000 | $ 33,000 |
| Lee County Alabama | 2 | $ 120,000 | $ 60,000 | $ 201,000 |
| Montgomery County Alabama | 2 | $ 275,000 | $ 137,000 | $ 61,000 |
| Arkansas County Arkansas | 2 | $ 525,000 | $ 262,000 | $ 99,000 |
| Cross County Arkansas | 2 | $ 292,000 | $ 146,000 | $ 69,000 |
| Dallas County Arkansas | 2 | $ 156,000 | $ 78,000 | $ 69,000 |
| Fulton County Arkansas | 2 | $ 148,000 | $ 74,000 | $ 31,000 |
| Monroe County Arkansas | 2 | $ 67,000 | $ 33,000 | $ 66,000 |
| Prairie County Arkansas | 2 | $ 78,000 | $ 39,000 | $ 77,000 |
| Scott County Arkansas | 2 | $ 293,000 | $ 146,000 | $ 106,000 |
| Adams County Colorado | 2 | $ 473,000 | $ 236,000 | $ 127,000 |
| Duval County Florida | 2 | $ 407,000 | $ 203,000 | $ 72,000 |
| St. Johns County Florida | 2 | $ 702,000 | $ 351,000 | $ 92,000 |
| St. Lucie County Florida | 2 | $ 612,000 | $ 306,000 | $ 51,000 |
| Lafayette County Mississippi | 2 | $ 335,000 | $ 167,000 | $ 80,000 |
| Le Flore County Oklahoma | 2 | $ 379,000 | $ 189,000 | $ 137,000 |
| Oklahoma County Oklahoma | 2 | $ 9,830,000 | $ 4,915,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 368,000 | $ 184,000 | $ 64,000 |
| Collin County Texas | 2 | $ 543,000 | $ 271,000 | $ 103,000 |
| Dallas County Texas | 2 | $ 283,000 | $ 141,000 | $ 143,000 |
| Autauga County Alabama | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Jefferson County Alabama | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Mobile County Alabama | 1 | $ 8,000 | $ 8,000 | $ 115,000 |
| Carroll County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 24,000 |
| Hempstead County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lee County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Madison County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Nevada County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 159,000 |
| Newton County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Union County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| El Paso County Colorado | 1 | $ 356,000 | $ 356,000 | $ 106,000 |
| Holmes County Florida | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Indian River County Florida | 1 | $ 162,000 | $ 162,000 | $ 119,000 |
| Jackson County Florida | 1 | $ 73,000 | $ 73,000 | $ 145,000 |
| Marion County Florida | 1 | $ 210,000 | $ 210,000 | $ 40,000 |
| Sumter County Florida | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Cobb County Georgia | 1 | $ 216,000 | $ 216,000 | $ 92,000 |
| Colquitt County Georgia | 1 | $ 43,000 | $ 43,000 | $ 63,000 |
| Coweta County Georgia | 1 | $ 258,000 | $ 258,000 | $ 82,000 |
| Decatur County Georgia | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Floyd County Georgia | 1 | $ 563,000 | $ 563,000 | $ 177,000 |
| Grady County Georgia | 1 | $ 188,000 | $ 188,000 | $ 79,000 |
| Greene County Georgia | 1 | $ 400,000 | $ 400,000 | $ 850,000 |
| Lowndes County Georgia | 1 | $ 324,000 | $ 324,000 | $ 331,000 |
| Muscogee County Georgia | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Sedgwick County Kansas | 1 | $ 287,000 | $ 287,000 | $ 207,000 |
| Calcasieu County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 104,000 |
| East Baton Rouge County Louisiana | 1 | $ 725,000 | $ 725,000 | $ 585,000 |
| Suffolk County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 252,000 |
| DeSoto County Mississippi | 1 | $ 296,000 | $ 296,000 | $ 154,000 |
| Boone County Missouri | 1 | $ 187,000 | $ 187,000 | $ 106,000 |
| Dunklin County Missouri | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Middlesex County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 178,000 |
| Albany County New York | 1 | $ 193,000 | $ 193,000 | $ 148,000 |
| Dutchess County New York | 1 | $ 203,000 | $ 203,000 | $ 370,000 |
| Cumberland County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 160,000 |
| Macon County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 189,000 |
| Moore County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Rowan County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 364,000 |
| Cuyahoga County Ohio | 1 | $ 268,000 | $ 268,000 | $ 450,000 |
| Canadian County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Cleveland County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Horry County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| Fayette County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Maury County Tennessee | 1 | $ 318,000 | $ 318,000 | $ 246,000 |
| Archer County Texas | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Brazos County Texas | 1 | $ 262,000 | $ 262,000 | $ 87,000 |
| Gaines County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hale County Texas | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Tarrant County Texas | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Island County Washington | 1 | $ 210,000 | $ 210,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,890 | $952,396,000 | $244,000 | $36,075,000 | $119,000 | $7,315,000 |
| Refinancing | 704 | $193,575,000 | $274,000 | $8,170,000 | $134,000 | $7,018,000 |
| Home Improvement | 273 | $39,653,000 | $145,000 | $6,250,000 | $89,000 | $4,056,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,668 | $816,693,000 | $222,000 | $9,100,000 | $131,000 | $7,315,000 |
| Not applicable | 365 | $187,513,000 | $513,000 | $36,075,000 | $0 | $0 |
| Hispanic | 350 | $90,605,000 | $258,000 | $6,600,000 | $144,000 | $7,018,000 |
| Black or African American | 220 | $32,603,000 | $148,000 | $797,000 | $70,000 | $500,000 |
| Not Provided | 124 | $28,088,000 | $226,000 | $900,000 | $117,000 | $1,020,000 |
| Asian | 107 | $24,186,000 | $226,000 | $1,530,000 | $145,000 | $764,000 |
| American Indian or Alaskan Native | 25 | $3,861,000 | $154,000 | $356,000 | $64,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,075,000 | $259,000 | $750,000 | $124,000 | $431,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,644 | $983,699,000 | $269,000 | $36,075,000 | $138,000 | $7,315,000 |
| FHA-insured (Federal Housing Administration) | 659 | $98,588,000 | $149,000 | $461,000 | $61,000 | $540,000 |
| VA-guaranteed (Veterans Administration) | 295 | $71,950,000 | $243,000 | $856,000 | $84,000 | $301,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 269 | $31,387,000 | $116,000 | $370,000 | $41,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,215 | $796,406,000 | $247,000 | $36,075,000 | $121,000 | $7,315,000 |
| Application Withdrawn By Applicant | 837 | $200,470,000 | $239,000 | $9,100,000 | $143,000 | $6,663,000 |
| Application Denied By Financial Institution | 621 | $127,510,000 | $205,000 | $17,000,000 | $68,000 | $1,184,000 |
| Application Approved But Not Accepted | 145 | $49,623,000 | $342,000 | $6,230,000 | $164,000 | $1,899,000 |
| File Closed For Incompleteness | 49 | $11,615,000 | $237,000 | $900,000 | $89,000 | $312,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.