Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Centennial Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 6,623 |
| Total Mortgage Loan Application Amount | $1,659,195,000 |
| Average Mortgage Loan Application Amount | $214,000 |
| Highest Mortgage Loan Application Amount | $57,755,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $6,556,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 800 | $ 162,510,000 | $ 203,000 | $ 102,000 |
| Pulaski County Arkansas | 470 | $ 98,130,000 | $ 208,000 | $ 117,000 |
| Bay County Florida | 384 | $ 90,880,000 | $ 236,000 | $ 114,000 |
| Washington County Arkansas | 273 | $ 56,525,000 | $ 207,000 | $ 108,000 |
| Craighead County Arkansas | 264 | $ 48,600,000 | $ 184,000 | $ 98,000 |
| Lonoke County Arkansas | 211 | $ 34,735,000 | $ 164,000 | $ 99,000 |
| Benton County Arkansas | 201 | $ 40,505,000 | $ 201,000 | $ 96,000 |
| Osceola County Florida | 201 | $ 58,395,000 | $ 290,000 | $ 198,000 |
| Okaloosa County Florida | 180 | $ 52,870,000 | $ 293,000 | $ 130,000 |
| Leon County Florida | 176 | $ 37,720,000 | $ 214,000 | $ 111,000 |
| Broward County Florida | 159 | $ 59,545,000 | $ 374,000 | $ 174,000 |
| Gulf County Florida | 154 | $ 38,100,000 | $ 247,000 | $ 115,000 |
| White County Arkansas | 148 | $ 24,440,000 | $ 165,000 | $ 84,000 |
| Monroe County Florida | 131 | $ 65,335,000 | $ 498,000 | $ 193,000 |
| Escambia County Florida | 128 | $ 27,600,000 | $ 215,000 | $ 187,000 |
| Conway County Arkansas | 126 | $ 18,390,000 | $ 145,000 | $ 71,000 |
| Saline County Arkansas | 125 | $ 26,875,000 | $ 215,000 | $ 105,000 |
| Pope County Arkansas | 118 | $ 17,760,000 | $ 150,000 | $ 80,000 |
| Baldwin County Alabama | 109 | $ 25,535,000 | $ 234,000 | $ 102,000 |
| Sarasota County Florida | 109 | $ 34,995,000 | $ 321,000 | $ 169,000 |
| Walton County Florida | 109 | $ 52,365,000 | $ 480,000 | $ 261,000 |
| Orange County Florida | 100 | $ 28,700,000 | $ 287,000 | $ 173,000 |
| Palm Beach County Florida | 90 | $ 40,350,000 | $ 448,000 | $ 281,000 |
| Hillsborough County Florida | 87 | $ 39,345,000 | $ 452,000 | $ 245,000 |
| Charlotte County Florida | 82 | $ 25,740,000 | $ 313,000 | $ 142,000 |
| Santa Rosa County Florida | 79 | $ 22,695,000 | $ 287,000 | $ 153,000 |
| Greene County Arkansas | 78 | $ 11,130,000 | $ 142,000 | $ 90,000 |
| Wakulla County Florida | 78 | $ 11,890,000 | $ 152,000 | $ 66,000 |
| Independence County Arkansas | 77 | $ 10,925,000 | $ 141,000 | $ 89,000 |
| Crawford County Arkansas | 66 | $ 10,140,000 | $ 153,000 | $ 71,000 |
| Pasco County Florida | 65 | $ 15,205,000 | $ 233,000 | $ 127,000 |
| Pinellas County Florida | 61 | $ 24,245,000 | $ 397,000 | $ 164,000 |
| Franklin County Florida | 59 | $ 13,145,000 | $ 222,000 | $ 144,000 |
| Polk County Florida | 56 | $ 13,820,000 | $ 246,000 | $ 200,000 |
| Miami-Dade County Florida | 51 | $ 39,545,000 | $ 775,000 | $ 330,000 |
| Cleburne County Arkansas | 50 | $ 9,030,000 | $ 180,000 | $ 126,000 |
| Baxter County Arkansas | 49 | $ 6,905,000 | $ 140,000 | $ 93,000 |
| Sebastian County Arkansas | 49 | $ 6,525,000 | $ 133,000 | $ 52,000 |
| Lee County Florida | 48 | $ 17,150,000 | $ 357,000 | $ 205,000 |
| Collier County Florida | 47 | $ 28,155,000 | $ 599,000 | $ 314,000 |
| Hernando County Florida | 38 | $ 8,310,000 | $ 218,000 | $ 126,000 |
| Sharp County Arkansas | 36 | $ 3,200,000 | $ 88,000 | $ 65,000 |
| Stone County Arkansas | 33 | $ 3,655,000 | $ 110,000 | $ 73,000 |
| Garland County Arkansas | 31 | $ 9,135,000 | $ 294,000 | $ 213,000 |
| Yell County Arkansas | 30 | $ 3,240,000 | $ 108,000 | $ 54,000 |
| Manatee County Florida | 28 | $ 10,520,000 | $ 375,000 | $ 171,000 |
| Perry County Arkansas | 27 | $ 3,915,000 | $ 145,000 | $ 91,000 |
| Lake County Florida | 27 | $ 6,865,000 | $ 254,000 | $ 135,000 |
| Gadsden County Florida | 24 | $ 3,230,000 | $ 134,000 | $ 75,000 |
| Clay County Arkansas | 20 | $ 1,280,000 | $ 64,000 | $ 49,000 |
| Jefferson County Arkansas | 19 | $ 2,555,000 | $ 134,000 | $ 42,000 |
| Johnson County Arkansas | 15 | $ 1,605,000 | $ 107,000 | $ 77,000 |
| Poinsett County Arkansas | 15 | $ 1,575,000 | $ 105,000 | $ 63,000 |
| Phillips County Arkansas | 14 | $ 1,420,000 | $ 101,000 | $ 54,000 |
| Van Buren County Arkansas | 14 | $ 1,640,000 | $ 117,000 | $ 92,000 |
| Washington County Florida | 14 | $ 2,010,000 | $ 143,000 | $ 164,000 |
| Seminole County Florida | 13 | $ 3,105,000 | $ 238,000 | $ 88,000 |
| Volusia County Florida | 13 | $ 3,305,000 | $ 254,000 | $ 130,000 |
| Izard County Arkansas | 12 | $ 1,760,000 | $ 146,000 | $ 82,000 |
| Mississippi County Arkansas | 12 | $ 1,390,000 | $ 115,000 | $ 106,000 |
| Fulton County Arkansas | 11 | $ 1,325,000 | $ 120,000 | $ 568,000 |
| Liberty County Florida | 11 | $ 905,000 | $ 82,000 | $ 55,000 |
| St. Lucie County Florida | 10 | $ 2,360,000 | $ 236,000 | $ 109,000 |
| Marion County Arkansas | 9 | $ 1,045,000 | $ 116,000 | $ 73,000 |
| Franklin County Arkansas | 8 | $ 1,220,000 | $ 152,000 | $ 98,000 |
| Calhoun County Florida | 8 | $ 970,000 | $ 121,000 | $ 83,000 |
| Grant County Arkansas | 7 | $ 1,555,000 | $ 222,000 | $ 119,000 |
| Madison County Arkansas | 7 | $ 1,285,000 | $ 183,000 | $ 53,000 |
| Randolph County Arkansas | 7 | $ 985,000 | $ 140,000 | $ 118,000 |
| Citrus County Florida | 7 | $ 1,055,000 | $ 150,000 | $ 61,000 |
| Lawrence County Arkansas | 6 | $ 540,000 | $ 90,000 | $ 48,000 |
| Woodruff County Arkansas | 6 | $ 350,000 | $ 58,000 | $ 73,000 |
| Martin County Florida | 6 | $ 2,170,000 | $ 361,000 | $ 131,000 |
| Logan County Arkansas | 5 | $ 685,000 | $ 137,000 | $ 69,000 |
| Jefferson County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 94,000 |
| Cabarrus County North Carolina | 5 | $ 495,000 | $ 99,000 | $ 136,000 |
| Adair County Oklahoma | 5 | $ 1,005,000 | $ 201,000 | $ 125,000 |
| Carroll County Arkansas | 4 | $ 600,000 | $ 150,000 | $ 70,000 |
| Cross County Arkansas | 4 | $ 320,000 | $ 80,000 | $ 55,000 |
| Prairie County Arkansas | 4 | $ 820,000 | $ 205,000 | $ 140,000 |
| Marion County Florida | 4 | $ 2,280,000 | $ 570,000 | $ 55,000 |
| Sumter County Florida | 4 | $ 630,000 | $ 157,000 | $ 40,000 |
| Curry County New Mexico | 4 | $ 770,000 | $ 192,000 | $ 59,000 |
| Le Flore County Oklahoma | 4 | $ 320,000 | $ 80,000 | $ 67,000 |
| Sequoyah County Oklahoma | 4 | $ 380,000 | $ 95,000 | $ 74,000 |
| Harris County Texas | 4 | $ 760,000 | $ 190,000 | $ 85,000 |
| Tarrant County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 121,000 |
| Alachua County Florida | 3 | $ 505,000 | $ 168,000 | $ 180,000 |
| Brevard County Florida | 3 | $ 965,000 | $ 321,000 | $ 196,000 |
| DeSoto County Florida | 3 | $ 425,000 | $ 141,000 | $ 158,000 |
| Duval County Florida | 3 | $ 545,000 | $ 181,000 | $ 94,000 |
| Cherokee County Georgia | 3 | $ 905,000 | $ 301,000 | $ 495,000 |
| New York County New York | 3 | $ 61,365,000 | $ 20,455,000 | $ 269,000 |
| Lee County Alabama | 2 | $ 530,000 | $ 265,000 | $ 301,000 |
| Madison County Alabama | 2 | $ 510,000 | $ 255,000 | $ 65,000 |
| Mobile County Alabama | 2 | $ 2,040,000 | $ 1,020,000 | $ 54,000 |
| Arkansas County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 155,000 |
| Bradley County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| Crittenden County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Jackson County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 92,000 |
| Lee County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Searcy County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Los Angeles County California | 2 | $ 2,170,000 | $ 1,085,000 | $ 102,000 |
| Flagler County Florida | 2 | $ 450,000 | $ 225,000 | $ 113,000 |
| Jackson County Florida | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| St. Johns County Florida | 2 | $ 980,000 | $ 490,000 | $ 203,000 |
| Bibb County Georgia | 2 | $ 400,000 | $ 200,000 | $ 158,000 |
| Decatur County Georgia | 2 | $ 430,000 | $ 215,000 | $ 17,000 |
| Forsyth County Georgia | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Pickens County Georgia | 2 | $ 860,000 | $ 430,000 | $ 278,000 |
| Thomas County Georgia | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Union County Georgia | 2 | $ 330,000 | $ 165,000 | $ 198,000 |
| Williamson County Illinois | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Dunklin County Missouri | 2 | $ 100,000 | $ 50,000 | $ 90,000 |
| Mecklenburg County North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 188,000 |
| Delaware County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 34,000 |
| Oklahoma County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Bexar County Texas | 2 | $ 530,000 | $ 265,000 | $ 365,000 |
| Collin County Texas | 2 | $ 650,000 | $ 325,000 | $ 226,000 |
| Denton County Texas | 2 | $ 660,000 | $ 330,000 | $ 201,000 |
| Montgomery County Texas | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Coffee County Alabama | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Dale County Alabama | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Wilcox County Alabama | 1 | $ 235,000 | $ 235,000 | $ 188,000 |
| Dillingham County Alaska | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Pima County Arizona | 1 | $ 425,000 | $ 425,000 | $ 124,000 |
| Ashley County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Clark County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 224,000 |
| Drew County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Lincoln County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Miller County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Monroe County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 311,000 |
| Newton County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Pike County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Scott County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| St. Francis County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Arapahoe County Colorado | 1 | $ 275,000 | $ 275,000 | $ 186,000 |
| Denver County Colorado | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| La Plata County Colorado | 1 | $ 785,000 | $ 785,000 | $ 276,000 |
| Highlands County Florida | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Cobb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 1,045,000 | $ 1,045,000 | $ 360,000 |
| Fulton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Glynn County Georgia | 1 | $ 405,000 | $ 405,000 | $ 216,000 |
| Grady County Georgia | 1 | $ 245,000 | $ 245,000 | $ 182,000 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Houston County Georgia | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Lumpkin County Georgia | 1 | $ 385,000 | $ 385,000 | $ 386,000 |
| Seminole County Georgia | 1 | $ 115,000 | $ 115,000 | $ 343,000 |
| White County Georgia | 1 | $ 245,000 | $ 245,000 | $ 231,000 |
| Cook County Illinois | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Kane County Illinois | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
| Will County Illinois | 1 | $ 365,000 | $ 365,000 | $ 225,000 |
| Marion County Indiana | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Hardin County Iowa | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Wyandotte County Kansas | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Jefferson County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Lafayette County Louisiana | 1 | $ 445,000 | $ 445,000 | $ 93,000 |
| St. Tammany County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 716,000 |
| Norfolk County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Suffolk County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
| Oakland County Michigan | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Washtenaw County Michigan | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Cass County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 342,000 |
| Alcorn County Mississippi | 1 | $ 495,000 | $ 495,000 | $ 200,000 |
| Hancock County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Camden County Missouri | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Jackson County Missouri | 1 | $ 315,000 | $ 315,000 | $ 465,000 |
| Ozark County Missouri | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Pemiscot County Missouri | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| St. Louis City County Missouri | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Taney County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Deer Lodge County Montana | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Cuming County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Otero County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Roosevelt County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Oswego County New York | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Schenectady County New York | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Suffolk County New York | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Gaston County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Haywood County North Carolina | 1 | $ 935,000 | $ 935,000 | $ 723,000 |
| Jackson County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Macon County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Madison County North Carolina | 1 | $ 955,000 | $ 955,000 | $ 262,000 |
| Pasquotank County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Wake County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Cuyahoga County Ohio | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Delaware County Ohio | 1 | $ 565,000 | $ 565,000 | $ 209,000 |
| Medina County Ohio | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Garvin County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Johnston County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Rogers County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 170,000 |
| Wagoner County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 217,000 |
| Luzerne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Northampton County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Beaufort County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Charleston County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Horry County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 1,615,000 | $ 1,615,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Sumter County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Anderson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Fayette County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Hamblen County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Haywood County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 141,000 |
| Obion County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Shelby County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Williamson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 152,000 |
| Gillespie County Texas | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
| Hidalgo County Texas | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Hill County Texas | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Hunt County Texas | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Taylor County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Travis County Texas | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Val Verde County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Chesapeake County Virginia | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Fairfax County Virginia | 1 | $ 905,000 | $ 905,000 | $ 172,000 |
| Prince William County Virginia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Pierce County Washington | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,808 | $926,380,000 | $243,000 | $9,045,000 | $126,000 | $6,556,000 |
| Refinancing | 1,647 | $464,145,000 | $281,000 | $57,755,000 | $132,000 | $2,073,000 |
| Cash-out Refinancing | 1,038 | $248,760,000 | $239,000 | $4,705,000 | $133,000 | $4,535,000 |
| Home Improvement | 69 | $9,635,000 | $139,000 | $515,000 | $103,000 | $606,000 |
| Other Purpose | 61 | $10,275,000 | $168,000 | $675,000 | $96,000 | $494,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,838 | $1,165,120,000 | $240,000 | $5,505,000 | $129,000 | $4,535,000 |
| Hispanic | 602 | $146,770,000 | $243,000 | $1,905,000 | $136,000 | $2,703,000 |
| Not Provided | 440 | $113,170,000 | $257,000 | $4,135,000 | $144,000 | $6,556,000 |
| Black or African American | 300 | $50,800,000 | $169,000 | $845,000 | $82,000 | $1,015,000 |
| Not applicable | 270 | $141,700,000 | $524,000 | $57,755,000 | $0 | $0 |
| Asian | 131 | $32,915,000 | $251,000 | $705,000 | $129,000 | $761,000 |
| American Indian or Alaskan Native | 34 | $6,930,000 | $203,000 | $605,000 | $99,000 | $304,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $670,000 | $167,000 | $245,000 | $50,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,364 | $1,402,630,000 | $261,000 | $57,755,000 | $142,000 | $6,556,000 |
| FHA-insured (Federal Housing Administration) | 596 | $103,360,000 | $173,000 | $435,000 | $62,000 | $540,000 |
| VA-guaranteed (Veterans Administration) | 443 | $123,525,000 | $278,000 | $935,000 | $95,000 | $464,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 220 | $29,680,000 | $134,000 | $275,000 | $47,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,467 | $1,025,535,000 | $229,000 | $9,045,000 | $129,000 | $6,556,000 |
| Application Withdrawn By Applicant | 1,191 | $322,055,000 | $270,000 | $3,525,000 | $140,000 | $4,535,000 |
| Application Denied By Financial Institution | 732 | $188,840,000 | $257,000 | $4,705,000 | $102,000 | $2,703,000 |
| File Closed For Incompleteness | 197 | $56,025,000 | $284,000 | $5,505,000 | $134,000 | $1,766,000 |
| Application Approved But Not Accepted | 36 | $66,740,000 | $1,853,000 | $57,755,000 | $194,000 | $1,053,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,891 | $1,470,355,000 | $249,000 | $57,755,000 | $132,000 | $6,556,000 |
| Debt-To-Income Ratio | 330 | $98,260,000 | $297,000 | $4,495,000 | $64,000 | $547,000 |
| Credit History | 252 | $47,160,000 | $187,000 | $2,325,000 | $115,000 | $2,496,000 |
| Collateral | 88 | $23,250,000 | $264,000 | $4,705,000 | $153,000 | $2,703,000 |
| Other | 37 | $13,895,000 | $375,000 | $4,345,000 | $191,000 | $1,049,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,955,000 | $260,000 | $825,000 | $145,000 | $593,000 |
| Employment History | 4 | $900,000 | $225,000 | $455,000 | $76,000 | $166,000 |
| Unverifiable Information | 2 | $420,000 | $210,000 | $265,000 | $83,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.