Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Centennial Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,994 |
| Total Mortgage Loan Application Amount | $1,693,900,000 |
| Average Mortgage Loan Application Amount | $252,800 |
| Highest Mortgage Loan Application Amount | $42,005,000 |
| Average Applicant Income | $152,000 |
| Highest Applicant Income | $7,729,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton County Arkansas | 447 | $ 141,975,000 | $ 317,000 | $ 137,000 |
| Faulkner County Arkansas | 325 | $ 69,895,000 | $ 215,000 | $ 115,000 |
| Pulaski County Arkansas | 315 | $ 61,525,000 | $ 195,000 | $ 102,000 |
| Washington County Arkansas | 208 | $ 54,400,000 | $ 261,000 | $ 163,000 |
| Bay County Florida | 206 | $ 60,300,000 | $ 292,000 | $ 139,000 |
| Randall County Texas | 117 | $ 35,765,000 | $ 305,000 | $ 219,000 |
| Craighead County Arkansas | 108 | $ 20,900,000 | $ 193,000 | $ 114,000 |
| Osceola County Florida | 105 | $ 42,295,000 | $ 402,000 | $ 233,000 |
| Lonoke County Arkansas | 100 | $ 20,700,000 | $ 207,000 | $ 107,000 |
| Tarrant County Texas | 99 | $ 79,055,000 | $ 798,000 | $ 156,000 |
| Pope County Arkansas | 97 | $ 13,695,000 | $ 141,000 | $ 82,000 |
| Gulf County Florida | 96 | $ 32,780,000 | $ 341,000 | $ 171,000 |
| Potter County Texas | 92 | $ 14,640,000 | $ 159,000 | $ 94,000 |
| Orange County Florida | 86 | $ 50,480,000 | $ 586,000 | $ 307,000 |
| White County Arkansas | 82 | $ 12,070,000 | $ 147,000 | $ 94,000 |
| Conway County Arkansas | 80 | $ 11,970,000 | $ 149,000 | $ 75,000 |
| Dallas County Texas | 75 | $ 31,355,000 | $ 418,000 | $ 186,000 |
| Wakulla County Florida | 68 | $ 11,470,000 | $ 168,000 | $ 81,000 |
| Monroe County Florida | 67 | $ 41,115,000 | $ 613,000 | $ 312,000 |
| Lubbock County Texas | 64 | $ 14,260,000 | $ 222,000 | $ 136,000 |
| Saline County Arkansas | 62 | $ 14,520,000 | $ 234,000 | $ 92,000 |
| Escambia County Florida | 62 | $ 16,580,000 | $ 267,000 | $ 213,000 |
| Leon County Florida | 62 | $ 15,760,000 | $ 254,000 | $ 124,000 |
| Sebastian County Arkansas | 59 | $ 8,895,000 | $ 150,000 | $ 76,000 |
| Broward County Florida | 50 | $ 27,540,000 | $ 550,000 | $ 284,000 |
| Sarasota County Florida | 48 | $ 29,840,000 | $ 621,000 | $ 284,000 |
| Denton County Texas | 48 | $ 21,310,000 | $ 443,000 | $ 528,000 |
| Santa Rosa County Florida | 46 | $ 18,910,000 | $ 411,000 | $ 184,000 |
| Yell County Arkansas | 44 | $ 4,200,000 | $ 95,000 | $ 92,000 |
| Charlotte County Florida | 44 | $ 12,330,000 | $ 280,000 | $ 123,000 |
| Baldwin County Alabama | 43 | $ 12,815,000 | $ 298,000 | $ 158,000 |
| Walton County Florida | 43 | $ 23,125,000 | $ 537,000 | $ 256,000 |
| Okaloosa County Florida | 40 | $ 15,060,000 | $ 376,000 | $ 151,000 |
| Greene County Arkansas | 37 | $ 5,005,000 | $ 135,000 | $ 97,000 |
| Travis County Texas | 37 | $ 68,605,000 | $ 1,854,000 | $ 458,000 |
| Miami-Dade County Florida | 34 | $ 21,330,000 | $ 627,000 | $ 334,000 |
| Hillsborough County Florida | 33 | $ 22,865,000 | $ 692,000 | $ 314,000 |
| Polk County Florida | 33 | $ 18,695,000 | $ 566,000 | $ 237,000 |
| Lee County Florida | 31 | $ 11,815,000 | $ 381,000 | $ 247,000 |
| Franklin County Florida | 29 | $ 7,145,000 | $ 246,000 | $ 202,000 |
| Kerr County Texas | 29 | $ 9,945,000 | $ 342,000 | $ 142,000 |
| Crawford County Arkansas | 28 | $ 6,480,000 | $ 231,000 | $ 99,000 |
| Perry County Arkansas | 27 | $ 3,795,000 | $ 140,000 | $ 64,000 |
| Pasco County Florida | 27 | $ 9,325,000 | $ 345,000 | $ 166,000 |
| Lake County Florida | 25 | $ 10,255,000 | $ 410,000 | $ 159,000 |
| Hale County Texas | 25 | $ 2,055,000 | $ 82,000 | $ 78,000 |
| Cleburne County Arkansas | 24 | $ 4,890,000 | $ 203,000 | $ 96,000 |
| Pinellas County Florida | 24 | $ 11,000,000 | $ 458,000 | $ 511,000 |
| Bexar County Texas | 23 | $ 52,715,000 | $ 2,291,000 | $ 152,000 |
| Baxter County Arkansas | 21 | $ 2,455,000 | $ 116,000 | $ 72,000 |
| Collin County Texas | 21 | $ 19,735,000 | $ 939,000 | $ 426,000 |
| Hutchinson County Texas | 21 | $ 2,255,000 | $ 107,000 | $ 139,000 |
| Collier County Florida | 19 | $ 7,605,000 | $ 400,000 | $ 281,000 |
| Washington County Florida | 19 | $ 3,695,000 | $ 194,000 | $ 106,000 |
| Manatee County Florida | 18 | $ 14,320,000 | $ 795,000 | $ 326,000 |
| Gray County Texas | 18 | $ 1,890,000 | $ 105,000 | $ 136,000 |
| Harris County Texas | 18 | $ 9,300,000 | $ 516,000 | $ 251,000 |
| Palm Beach County Florida | 17 | $ 16,755,000 | $ 985,000 | $ 403,000 |
| Moore County Texas | 17 | $ 2,225,000 | $ 130,000 | $ 109,000 |
| Sharp County Arkansas | 16 | $ 1,890,000 | $ 118,000 | $ 136,000 |
| Hidalgo County Texas | 15 | $ 4,095,000 | $ 273,000 | $ 123,000 |
| Johnson County Texas | 15 | $ 4,525,000 | $ 301,000 | $ 112,000 |
| Independence County Arkansas | 14 | $ 2,360,000 | $ 168,000 | $ 91,000 |
| Jefferson County Arkansas | 14 | $ 2,490,000 | $ 177,000 | $ 54,000 |
| Comal County Texas | 14 | $ 7,740,000 | $ 552,000 | $ 248,000 |
| Montgomery County Texas | 14 | $ 8,290,000 | $ 592,000 | $ 280,000 |
| Williamson County Texas | 14 | $ 6,620,000 | $ 472,000 | $ 575,000 |
| Stone County Arkansas | 13 | $ 2,255,000 | $ 173,000 | $ 70,000 |
| Marion County Florida | 13 | $ 4,695,000 | $ 361,000 | $ 224,000 |
| Deaf Smith County Texas | 13 | $ 2,015,000 | $ 155,000 | $ 93,000 |
| Kendall County Texas | 12 | $ 8,100,000 | $ 675,000 | $ 457,000 |
| Johnson County Arkansas | 11 | $ 1,185,000 | $ 107,000 | $ 198,000 |
| Carson County Texas | 11 | $ 1,435,000 | $ 130,000 | $ 98,000 |
| Parker County Texas | 11 | $ 4,545,000 | $ 413,000 | $ 146,000 |
| Van Buren County Arkansas | 10 | $ 1,300,000 | $ 130,000 | $ 117,000 |
| Jackson County Florida | 10 | $ 1,510,000 | $ 151,000 | $ 61,000 |
| Delaware County Oklahoma | 10 | $ 1,680,000 | $ 168,000 | $ 58,000 |
| Nueces County Texas | 10 | $ 1,840,000 | $ 184,000 | $ 151,000 |
| Clay County Arkansas | 9 | $ 535,000 | $ 59,000 | $ 29,000 |
| Garland County Arkansas | 9 | $ 2,665,000 | $ 296,000 | $ 113,000 |
| Madison County Arkansas | 9 | $ 1,145,000 | $ 127,000 | $ 77,000 |
| Poinsett County Arkansas | 9 | $ 1,575,000 | $ 175,000 | $ 47,000 |
| Calhoun County Florida | 9 | $ 965,000 | $ 107,000 | $ 60,000 |
| Fort Bend County Texas | 9 | $ 5,035,000 | $ 559,000 | $ 313,000 |
| Hemphill County Texas | 9 | $ 1,045,000 | $ 116,000 | $ 95,000 |
| Lamb County Texas | 9 | $ 925,000 | $ 102,000 | $ 82,000 |
| Indian River County Florida | 8 | $ 6,740,000 | $ 842,000 | $ 437,000 |
| Castro County Texas | 8 | $ 950,000 | $ 118,000 | $ 176,000 |
| Lynn County Texas | 8 | $ 1,830,000 | $ 228,000 | $ 121,000 |
| Carroll County Arkansas | 7 | $ 1,495,000 | $ 213,000 | $ 84,000 |
| Lawrence County Arkansas | 7 | $ 535,000 | $ 76,000 | $ 61,000 |
| Prairie County Arkansas | 7 | $ 1,165,000 | $ 166,000 | $ 101,000 |
| Hernando County Florida | 7 | $ 1,575,000 | $ 225,000 | $ 85,000 |
| Hays County Texas | 7 | $ 3,355,000 | $ 479,000 | $ 727,000 |
| Kaufman County Texas | 7 | $ 2,085,000 | $ 297,000 | $ 149,000 |
| Sherman County Texas | 7 | $ 585,000 | $ 83,000 | $ 121,000 |
| Swisher County Texas | 7 | $ 725,000 | $ 103,000 | $ 66,000 |
| Brevard County Florida | 6 | $ 3,350,000 | $ 558,000 | $ 171,000 |
| Seminole County Florida | 6 | $ 6,150,000 | $ 1,025,000 | $ 394,000 |
| Volusia County Florida | 6 | $ 2,460,000 | $ 410,000 | $ 143,000 |
| Brazoria County Texas | 6 | $ 2,560,000 | $ 426,000 | $ 198,000 |
| Briscoe County Texas | 6 | $ 1,430,000 | $ 238,000 | $ 75,000 |
| Gillespie County Texas | 6 | $ 2,980,000 | $ 496,000 | $ 451,000 |
| Mississippi County Arkansas | 5 | $ 745,000 | $ 149,000 | $ 74,000 |
| Gadsden County Florida | 5 | $ 525,000 | $ 105,000 | $ 57,000 |
| Newton County Missouri | 5 | $ 775,000 | $ 155,000 | $ 75,000 |
| Ellis County Texas | 5 | $ 2,365,000 | $ 473,000 | $ 194,000 |
| Garza County Texas | 5 | $ 1,755,000 | $ 351,000 | $ 183,000 |
| Henderson County Texas | 5 | $ 4,395,000 | $ 879,000 | $ 582,000 |
| Hockley County Texas | 5 | $ 495,000 | $ 99,000 | $ 34,000 |
| Hunt County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 54,000 |
| Taylor County Texas | 5 | $ 455,000 | $ 91,000 | $ 65,000 |
| Franklin County Arkansas | 4 | $ 250,000 | $ 62,000 | $ 68,000 |
| Martin County Florida | 4 | $ 2,730,000 | $ 682,000 | $ 366,000 |
| Barry County Missouri | 4 | $ 720,000 | $ 180,000 | $ 94,000 |
| Jasper County Missouri | 4 | $ 980,000 | $ 245,000 | $ 81,000 |
| Bailey County Texas | 4 | $ 420,000 | $ 105,000 | $ 74,000 |
| Bandera County Texas | 4 | $ 2,750,000 | $ 687,000 | $ 242,000 |
| Burnet County Texas | 4 | $ 1,670,000 | $ 417,000 | $ 131,000 |
| Cameron County Texas | 4 | $ 880,000 | $ 220,000 | $ 90,000 |
| Grayson County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 360,000 |
| Hartley County Texas | 4 | $ 620,000 | $ 155,000 | $ 130,000 |
| Smith County Texas | 4 | $ 1,940,000 | $ 485,000 | $ 309,000 |
| Lee County Alabama | 3 | $ 9,325,000 | $ 3,108,000 | $ 320,000 |
| Mobile County Alabama | 3 | $ 745,000 | $ 248,000 | $ 85,000 |
| Maricopa County Arizona | 3 | $ 1,855,000 | $ 618,000 | $ 173,000 |
| Crittenden County Arkansas | 3 | $ 1,005,000 | $ 335,000 | $ 92,000 |
| Cross County Arkansas | 3 | $ 205,000 | $ 68,000 | $ 42,000 |
| Fulton County Arkansas | 3 | $ 405,000 | $ 135,000 | $ 84,000 |
| Izard County Arkansas | 3 | $ 265,000 | $ 88,000 | $ 86,000 |
| Randolph County Arkansas | 3 | $ 675,000 | $ 225,000 | $ 70,000 |
| Citrus County Florida | 3 | $ 715,000 | $ 238,000 | $ 120,000 |
| Duval County Florida | 3 | $ 825,000 | $ 275,000 | $ 114,000 |
| Highlands County Florida | 3 | $ 985,000 | $ 328,000 | $ 295,000 |
| Jefferson County Florida | 3 | $ 815,000 | $ 271,000 | $ 81,000 |
| Summit County Ohio | 3 | $ 195,000 | $ 65,000 | $ 252,000 |
| Adair County Oklahoma | 3 | $ 435,000 | $ 145,000 | $ 136,000 |
| Tulsa County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 97,000 |
| Armstrong County Texas | 3 | $ 495,000 | $ 165,000 | $ 180,000 |
| Blanco County Texas | 3 | $ 2,535,000 | $ 845,000 | $ 413,000 |
| Brazos County Texas | 3 | $ 635,000 | $ 211,000 | $ 109,000 |
| Callahan County Texas | 3 | $ 875,000 | $ 291,000 | $ 80,000 |
| Fannin County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 122,000 |
| Gaines County Texas | 3 | $ 1,605,000 | $ 535,000 | $ 225,000 |
| Hall County Texas | 3 | $ 135,000 | $ 45,000 | $ 45,000 |
| Hood County Texas | 3 | $ 625,000 | $ 208,000 | $ 66,000 |
| Midland County Texas | 3 | $ 605,000 | $ 201,000 | $ 75,000 |
| Navarro County Texas | 3 | $ 1,615,000 | $ 538,000 | $ 83,000 |
| Parmer County Texas | 3 | $ 305,000 | $ 101,000 | $ 46,000 |
| Wheeler County Texas | 3 | $ 235,000 | $ 78,000 | $ 76,000 |
| Wilson County Texas | 3 | $ 1,175,000 | $ 391,000 | $ 199,000 |
| Yoakum County Texas | 3 | $ 675,000 | $ 225,000 | $ 136,000 |
| Madison County Alabama | 2 | $ 540,000 | $ 270,000 | $ 75,000 |
| Boone County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Desha County Arkansas | 2 | $ 280,000 | $ 140,000 | $ 106,000 |
| Grant County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 141,000 |
| Logan County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 119,000 |
| El Dorado County California | 2 | $ 1,690,000 | $ 845,000 | $ 199,000 |
| Orange County California | 2 | $ 2,540,000 | $ 1,270,000 | $ 249,000 |
| Larimer County Colorado | 2 | $ 830,000 | $ 415,000 | $ 122,000 |
| Holmes County Florida | 2 | $ 180,000 | $ 90,000 | $ 81,000 |
| Putnam County Florida | 2 | $ 660,000 | $ 330,000 | $ 564,000 |
| St. Johns County Florida | 2 | $ 2,010,000 | $ 1,005,000 | $ 249,000 |
| Decatur County Georgia | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Butler County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 67,000 |
| McDonald County Missouri | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| Douglas County Nebraska | 2 | $ 370,000 | $ 185,000 | $ 139,000 |
| Durham County North Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 235,000 |
| Beckham County Oklahoma | 2 | $ 660,000 | $ 330,000 | $ 156,000 |
| Texas County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 89,000 |
| Montgomery County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| Atascosa County Texas | 2 | $ 510,000 | $ 255,000 | $ 94,000 |
| Dallam County Texas | 2 | $ 110,000 | $ 55,000 | $ 463,000 |
| El Paso County Texas | 2 | $ 410,000 | $ 205,000 | $ 156,000 |
| Erath County Texas | 2 | $ 710,000 | $ 355,000 | $ 159,000 |
| Floyd County Texas | 2 | $ 570,000 | $ 285,000 | $ 33,000 |
| Guadalupe County Texas | 2 | $ 770,000 | $ 385,000 | $ 158,000 |
| Hardeman County Texas | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Howard County Texas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| McLennan County Texas | 2 | $ 780,000 | $ 390,000 | $ 142,000 |
| Medina County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 200,000 |
| Montague County Texas | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Nacogdoches County Texas | 2 | $ 1,140,000 | $ 570,000 | $ 420,000 |
| Ochiltree County Texas | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| Oldham County Texas | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Rockwall County Texas | 2 | $ 2,800,000 | $ 1,400,000 | $ 641,000 |
| Scurry County Texas | 2 | $ 760,000 | $ 380,000 | $ 379,000 |
| Terry County Texas | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
| Tom Green County Texas | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Wise County Texas | 2 | $ 730,000 | $ 365,000 | $ 109,000 |
| Conecuh County Alabama | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Covington County Alabama | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Cullman County Alabama | 1 | $ 495,000 | $ 495,000 | $ 255,000 |
| DeKalb County Alabama | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Etowah County Alabama | 1 | $ 185,000 | $ 185,000 | $ 245,000 |
| Lamar County Alabama | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Tuscaloosa County Alabama | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Pima County Arizona | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Arkansas County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Clark County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Hot Spring County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Marion County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Montgomery County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Ouachita County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Scott County Arkansas | 1 | $ 395,000 | $ 395,000 | $ 636,000 |
| Searcy County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| St. Francis County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Los Angeles County California | 1 | $ 8,755,000 | $ 8,755,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 335,000 | $ 335,000 | $ 368,000 |
| Grand County Colorado | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| DeSoto County Florida | 1 | $ 11,105,000 | $ 11,105,000 | $ 0 |
| Flagler County Florida | 1 | $ 725,000 | $ 725,000 | $ 1,372,000 |
| Glades County Florida | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Hamilton County Florida | 1 | $ 115,000 | $ 115,000 | $ 215,000 |
| St. Lucie County Florida | 1 | $ 565,000 | $ 565,000 | $ 182,000 |
| Sumter County Florida | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| DeKalb County Georgia | 1 | $ 245,000 | $ 245,000 | $ 306,000 |
| Dougherty County Georgia | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Fannin County Georgia | 1 | $ 595,000 | $ 595,000 | $ 819,000 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pulaski County Georgia | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Madison County Illinois | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 355,000 | $ 355,000 | $ 367,000 |
| Putnam County Indiana | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| St. Joseph County Indiana | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Leavenworth County Kansas | 1 | $ 195,000 | $ 195,000 | $ 294,000 |
| Osage County Kansas | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Reno County Kansas | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Jefferson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Calcasieu County Louisiana | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Knox County Maine | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 1,405,000 | $ 1,405,000 | $ 299,000 |
| Hampden County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 198,000 |
| Middlesex County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 142,000 |
| Koochiching County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Bolivar County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Monroe County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Prentiss County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Cass County Missouri | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Dunklin County Missouri | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Jackson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 171,000 |
| St. Louis County Missouri | 1 | $ 95,000 | $ 95,000 | $ 314,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 276,000 |
| Stone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Vernon County Missouri | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Clark County Nevada | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Carroll County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 407,000 |
| Burlington County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Lea County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 1,375,000 | $ 1,375,000 | $ 351,000 |
| Erie County New York | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Kings County New York | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Tompkins County New York | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Franklin County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 1,305,000 | $ 1,305,000 | $ 945,000 |
| Pitt County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 679,000 |
| Transylvania County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| Montgomery County Ohio | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Bryan County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| McIntosh County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Washita County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Deschutes County Oregon | 1 | $ 655,000 | $ 655,000 | $ 757,000 |
| Jackson County Oregon | 1 | $ 95,000 | $ 95,000 | $ 236,000 |
| Allegheny County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Franklin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Lexington County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| Hamilton County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Knox County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 232,000 |
| Monroe County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 10,635,000 | $ 10,635,000 | $ 0 |
| Bee County Texas | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Bell County Texas | 1 | $ 1,145,000 | $ 1,145,000 | $ 1,201,000 |
| Calhoun County Texas | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Collingsworth County Texas | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Comanche County Texas | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Cooke County Texas | 1 | $ 445,000 | $ 445,000 | $ 168,000 |
| DeWitt County Texas | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Galveston County Texas | 1 | $ 505,000 | $ 505,000 | $ 208,000 |
| Gregg County Texas | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Grimes County Texas | 1 | $ 555,000 | $ 555,000 | $ 193,000 |
| Hansford County Texas | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Harrison County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hill County Texas | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Houston County Texas | 1 | $ 505,000 | $ 505,000 | $ 216,000 |
| Jack County Texas | 1 | $ 205,000 | $ 205,000 | $ 202,000 |
| Jasper County Texas | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Jefferson County Texas | 1 | $ 425,000 | $ 425,000 | $ 131,000 |
| Jim Wells County Texas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Kimble County Texas | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| King County Texas | 1 | $ 505,000 | $ 505,000 | $ 130,000 |
| Lamar County Texas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Liberty County Texas | 1 | $ 505,000 | $ 505,000 | $ 228,000 |
| Lipscomb County Texas | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Live Oak County Texas | 1 | $ 85,000 | $ 85,000 | $ 505,000 |
| Llano County Texas | 1 | $ 855,000 | $ 855,000 | $ 150,000 |
| Motley County Texas | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Palo Pinto County Texas | 1 | $ 1,445,000 | $ 1,445,000 | $ 5,837,000 |
| Roberts County Texas | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Runnels County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| San Patricio County Texas | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Victoria County Texas | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Walker County Texas | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| Wood County Texas | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Rutland County Vermont | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Alexandria County Virginia | 1 | $ 705,000 | $ 705,000 | $ 825,000 |
| Spokane County Washington | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Monongalia County West Virginia | 1 | $ 725,000 | $ 725,000 | $ 258,000 |
| Carbon County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,119 | $1,507,115,000 | $365,000 | $42,005,000 | $169,000 | $7,729,000 |
| Home Improvement | 313 | $42,545,000 | $135,000 | $1,605,000 | $154,000 | $2,187,000 |
| Cash-out Refinancing | 235 | $77,315,000 | $329,000 | $7,705,000 | $134,000 | $1,558,000 |
| Other Purpose | 199 | $31,155,000 | $156,000 | $5,505,000 | $138,000 | $4,515,000 |
| Refinancing | 128 | $35,770,000 | $279,000 | $2,105,000 | $165,000 | $1,620,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,559 | $718,595,000 | $280,000 | $8,755,000 | $157,000 | $7,729,000 |
| Not Provided | 988 | $372,930,000 | $377,000 | $7,005,000 | $210,000 | $5,837,000 |
| Hispanic | 704 | $178,170,000 | $253,000 | $2,205,000 | $146,000 | $5,472,000 |
| Not applicable | 251 | $255,295,000 | $1,017,000 | $42,005,000 | $0 | $0 |
| Black or African American | 232 | $57,000,000 | $245,000 | $2,385,000 | $108,000 | $888,000 |
| Asian | 151 | $59,615,000 | $394,000 | $3,295,000 | $165,000 | $1,067,000 |
| American Indian or Alaskan Native | 36 | $7,720,000 | $214,000 | $1,035,000 | $109,000 | $853,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $97,000 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,115 | $1,484,875,000 | $360,000 | $42,005,000 | $184,000 | $7,729,000 |
| FHA-insured (Federal Housing Administration) | 605 | $134,945,000 | $223,000 | $545,000 | $82,000 | $1,534,000 |
| VA-guaranteed (Veterans Administration) | 182 | $59,280,000 | $325,000 | $1,055,000 | $110,000 | $382,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $14,800,000 | $160,000 | $365,000 | $62,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,651 | $825,345,000 | $311,000 | $40,255,000 | $167,000 | $5,837,000 |
| Application Denied By Financial Institution | 1,023 | $397,745,000 | $388,000 | $42,005,000 | $123,000 | $7,729,000 |
| Application Withdrawn By Applicant | 856 | $299,530,000 | $349,000 | $10,005,000 | $203,000 | $5,930,000 |
| File Closed For Incompleteness | 357 | $135,195,000 | $378,000 | $3,045,000 | $185,000 | $2,178,000 |
| Application Approved But Not Accepted | 45 | $14,795,000 | $328,000 | $2,625,000 | $201,000 | $929,000 |
| Preapproval Denied by Financial Institution | 32 | $11,190,000 | $349,000 | $2,125,000 | $100,000 | $702,000 |
| Preapproval Approved but not Accepted | 18 | $7,790,000 | $432,000 | $1,705,000 | $200,000 | $859,000 |
| Loan Purchased By The Institution | 12 | $2,310,000 | $192,000 | $455,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,939 | $1,284,965,000 | $326,000 | $40,255,000 | $177,000 | $5,930,000 |
| Debt-To-Income Ratio | 574 | $201,180,000 | $350,000 | $6,305,000 | $91,000 | $1,871,000 |
| Credit History | 264 | $44,740,000 | $169,000 | $2,465,000 | $168,000 | $7,729,000 |
| Collateral | 103 | $25,725,000 | $249,000 | $5,905,000 | $180,000 | $5,166,000 |
| Other | 65 | $122,475,000 | $1,884,000 | $42,005,000 | $164,000 | $1,991,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 43 | $13,505,000 | $314,000 | $2,005,000 | $132,000 | $707,000 |
| Employment History | 6 | $1,310,000 | $218,000 | $435,000 | $46,000 | $103,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.