First State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First State Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank 706 Washington Street Mendota, IL 61342 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 725 |
| Total Mortgage Loan Application Amount | $86,641,000 |
| Average Mortgage Loan Application Amount | $111,666 |
| Highest Mortgage Loan Application Amount | $1,260,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $1,293,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaSalle County Illinois | 299 | $ 30,924,000 | $ 103,000 | $ 80,000 |
| Bureau County Illinois | 72 | $ 7,058,000 | $ 98,000 | $ 70,000 |
| McLean County Illinois | 57 | $ 7,145,000 | $ 125,000 | $ 76,000 |
| Ogle County Illinois | 51 | $ 4,825,000 | $ 94,000 | $ 96,000 |
| Kane County Illinois | 44 | $ 8,135,000 | $ 184,000 | $ 117,000 |
| DeKalb County Illinois | 33 | $ 4,464,000 | $ 135,000 | $ 97,000 |
| Lee County Illinois | 27 | $ 2,740,000 | $ 101,000 | $ 82,000 |
| Cook County Illinois | 19 | $ 5,113,000 | $ 269,000 | $ 51,000 |
| Kendall County Illinois | 19 | $ 2,013,000 | $ 105,000 | $ 67,000 |
| Livingston County Illinois | 17 | $ 1,182,000 | $ 69,000 | $ 63,000 |
| Will County Illinois | 16 | $ 2,469,000 | $ 154,000 | $ 96,000 |
| DuPage County Illinois | 10 | $ 2,040,000 | $ 204,000 | $ 72,000 |
| Putnam County Illinois | 7 | $ 474,000 | $ 67,000 | $ 82,000 |
| Winnebago County Illinois | 6 | $ 606,000 | $ 101,000 | $ 79,000 |
| Grundy County Illinois | 4 | $ 577,000 | $ 144,000 | $ 68,000 |
| Marshall County Illinois | 4 | $ 449,000 | $ 112,000 | $ 67,000 |
| Tazewell County Illinois | 3 | $ 450,000 | $ 150,000 | $ 97,000 |
| Henry County Illinois | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Jo Daviess County Illinois | 2 | $ 135,000 | $ 67,000 | $ 220,000 |
| Kankakee County Illinois | 2 | $ 351,000 | $ 175,000 | $ 104,000 |
| Whiteside County Illinois | 2 | $ 76,000 | $ 38,000 | $ 96,000 |
| Dodge County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 247,000 |
| Walworth County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 200,000 |
| Pinal County Arizona | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Collier County Florida | 1 | $ 490,000 | $ 490,000 | $ 1,293,000 |
| Manatee County Florida | 1 | $ 336,000 | $ 336,000 | $ 179,000 |
| Iroquois County Illinois | 1 | $ 155,000 | $ 155,000 | $ 335,000 |
| Knox County Illinois | 1 | $ 27,000 | $ 27,000 | $ 41,000 |
| Lake County Illinois | 1 | $ 794,000 | $ 794,000 | $ 301,000 |
| Schuyler County Illinois | 1 | $ 51,000 | $ 51,000 | $ 149,000 |
| Woodford County Illinois | 1 | $ 176,000 | $ 176,000 | $ 125,000 |
| Dubuque County Iowa | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Polk County Iowa | 1 | $ 234,000 | $ 234,000 | $ 92,000 |
| Mason County Michigan | 1 | $ 417,000 | $ 417,000 | $ 501,000 |
| Ottawa County Michigan | 1 | $ 436,000 | $ 436,000 | $ 335,000 |
| Van Buren County Michigan | 1 | $ 90,000 | $ 90,000 | $ 159,000 |
| Douglas County Missouri | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Taney County Missouri | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Wayne County Missouri | 1 | $ 110,000 | $ 110,000 | $ 91,000 |
| Ottawa County Ohio | 1 | $ 43,000 | $ 43,000 | $ 82,000 |
| Sevier County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 144,000 |
| Caldwell County Texas | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Collin County Texas | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Wise County Virginia | 1 | $ 57,000 | $ 57,000 | $ 91,000 |
| Door County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Kenosha County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Sawyer County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| Vilas County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 247,000 |
Mortgage Loan Application Detail Totals for First State Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 370 | $41,378,000 | $111,000 | $560,000 | $85,000 | $1,293,000 |
| Refinancing | 286 | $39,198,000 | $137,000 | $1,260,000 | $94,000 | $572,000 |
| Home Improvement | 69 | $6,065,000 | $87,000 | $350,000 | $67,000 | $186,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 629 | $73,133,000 | $116,000 | $845,000 | $93,000 | $1,293,000 |
| Hispanic | 52 | $4,588,000 | $88,000 | $323,000 | $59,000 | $239,000 |
| Not applicable | 37 | $8,134,000 | $219,000 | $1,260,000 | $4,000 | $99,000 |
| Asian | 4 | $639,000 | $159,000 | $286,000 | $164,000 | $360,000 |
| Black or African American | 2 | $98,000 | $49,000 | $53,000 | $152,000 | $200,000 |
| American Indian or Alaskan Native | 1 | $49,000 | $49,000 | $49,000 | $90,000 | $90,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 689 | $83,918,000 | $121,000 | $1,260,000 | $89,000 | $1,293,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $2,723,000 | $75,000 | $178,000 | $41,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 644 | $77,363,000 | $120,000 | $1,260,000 | $89,000 | $1,293,000 |
| Application Denied By Financial Institution | 37 | $3,920,000 | $105,000 | $417,000 | $58,000 | $176,000 |
| Application Withdrawn By Applicant | 33 | $4,008,000 | $121,000 | $417,000 | $95,000 | $276,000 |
| Application Approved But Not Accepted | 10 | $1,210,000 | $121,000 | $387,000 | $54,000 | $133,000 |
| File Closed For Incompleteness | 1 | $140,000 | $140,000 | $140,000 | $81,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.