Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | First State Bank 24300 Little Mack St Clair Shores, MI 48080 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 354 |
Total Mortgage Loan Application Amount | $68,993,000 |
Average Mortgage Loan Application Amount | $200,000 |
Highest Mortgage Loan Application Amount | $742,000 |
Average Applicant Income | $30,666 |
Highest Applicant Income | $764,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Macomb County Michigan | 191 | $ 9,452,000 | $ 49,000 | $ 51,000 |
St. Clair County Michigan | 26 | $ 972,000 | $ 37,000 | $ 54,000 |
Wayne County Michigan | 14 | $ 680,000 | $ 48,000 | $ 40,000 |
Oakland County Michigan | 7 | $ 628,000 | $ 89,000 | $ 35,000 |
Los Angeles County California | 5 | $ 2,682,000 | $ 536,000 | $ 0 |
Maricopa County Arizona | 4 | $ 2,087,000 | $ 521,000 | $ 0 |
Cook County Illinois | 4 | $ 1,844,000 | $ 461,000 | $ 0 |
Multnomah County Oregon | 4 | $ 2,670,000 | $ 667,000 | $ 0 |
Orange County California | 3 | $ 1,683,000 | $ 561,000 | $ 0 |
Arapahoe County Colorado | 3 | $ 1,754,000 | $ 584,000 | $ 0 |
Lee County Florida | 3 | $ 1,522,000 | $ 507,000 | $ 0 |
Baltimore County Maryland | 3 | $ 1,469,000 | $ 489,000 | $ 0 |
Suffolk County New York | 3 | $ 1,429,000 | $ 476,000 | $ 0 |
Fairfax County Virginia | 3 | $ 1,605,000 | $ 535,000 | $ 0 |
Prince William County Virginia | 3 | $ 1,416,000 | $ 472,000 | $ 0 |
Snohomish County Washington | 3 | $ 1,584,000 | $ 528,000 | $ 0 |
Pima County Arizona | 2 | $ 1,183,000 | $ 591,000 | $ 0 |
Shasta County California | 2 | $ 558,000 | $ 279,000 | $ 0 |
Carver County Minnesota | 2 | $ 1,168,000 | $ 584,000 | $ 0 |
Hennepin County Minnesota | 2 | $ 989,000 | $ 494,000 | $ 0 |
Olmsted County Minnesota | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
Monmouth County New Jersey | 2 | $ 1,045,000 | $ 522,000 | $ 0 |
King County Washington | 2 | $ 1,274,000 | $ 637,000 | $ 0 |
Barbour County Alabama | 1 | $ 439,000 | $ 439,000 | $ 0 |
Pulaski County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 0 |
Napa County California | 1 | $ 407,000 | $ 407,000 | $ 0 |
San Diego County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
San Mateo County California | 1 | $ 636,000 | $ 636,000 | $ 0 |
La Plata County Colorado | 1 | $ 477,000 | $ 477,000 | $ 0 |
Fairfield County Connecticut | 1 | $ 630,000 | $ 630,000 | $ 0 |
Broward County Florida | 1 | $ 742,000 | $ 742,000 | $ 0 |
Martin County Florida | 1 | $ 78,000 | $ 78,000 | $ 0 |
Miami-Dade County Florida | 1 | $ 159,000 | $ 159,000 | $ 0 |
Palm Beach County Florida | 1 | $ 504,000 | $ 504,000 | $ 0 |
Volusia County Florida | 1 | $ 522,000 | $ 522,000 | $ 0 |
Walton County Florida | 1 | $ 694,000 | $ 694,000 | $ 0 |
Cobb County Georgia | 1 | $ 168,000 | $ 168,000 | $ 0 |
DeKalb County Georgia | 1 | $ 473,000 | $ 473,000 | $ 0 |
Forsyth County Georgia | 1 | $ 427,000 | $ 427,000 | $ 0 |
Fulton County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
Glynn County Georgia | 1 | $ 529,000 | $ 529,000 | $ 0 |
Hall County Georgia | 1 | $ 492,000 | $ 492,000 | $ 0 |
Ada County Idaho | 1 | $ 622,000 | $ 622,000 | $ 0 |
Valley County Idaho | 1 | $ 411,000 | $ 411,000 | $ 0 |
Hamilton County Indiana | 1 | $ 737,000 | $ 737,000 | $ 0 |
Warren County Kentucky | 1 | $ 713,000 | $ 713,000 | $ 0 |
Anne Arundel County Maryland | 1 | $ 244,000 | $ 244,000 | $ 0 |
Montgomery County Maryland | 1 | $ 505,000 | $ 505,000 | $ 0 |
Prince George's County Maryland | 1 | $ 447,000 | $ 447,000 | $ 0 |
Essex County Massachusetts | 1 | $ 520,000 | $ 520,000 | $ 0 |
Hampshire County Massachusetts | 1 | $ 209,000 | $ 209,000 | $ 0 |
Middlesex County Massachusetts | 1 | $ 492,000 | $ 492,000 | $ 0 |
Plymouth County Massachusetts | 1 | $ 559,000 | $ 559,000 | $ 0 |
Bay County Michigan | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
Monroe County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
Ogemaw County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
St. Louis County Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
Gallatin County Montana | 1 | $ 630,000 | $ 630,000 | $ 0 |
Clark County Nevada | 1 | $ 597,000 | $ 597,000 | $ 0 |
Camden County New Jersey | 1 | $ 640,000 | $ 640,000 | $ 0 |
Cape May County New Jersey | 1 | $ 729,000 | $ 729,000 | $ 0 |
Hudson County New Jersey | 1 | $ 418,000 | $ 418,000 | $ 0 |
Middlesex County New Jersey | 1 | $ 244,000 | $ 244,000 | $ 0 |
Kings County New York | 1 | $ 521,000 | $ 521,000 | $ 0 |
Nassau County New York | 1 | $ 441,000 | $ 441,000 | $ 0 |
New York County New York | 1 | $ 540,000 | $ 540,000 | $ 0 |
Mecklenburg County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
Hamilton County Ohio | 1 | $ 473,000 | $ 473,000 | $ 0 |
Deschutes County Oregon | 1 | $ 498,000 | $ 498,000 | $ 0 |
Lane County Oregon | 1 | $ 663,000 | $ 663,000 | $ 0 |
Washington County Oregon | 1 | $ 633,000 | $ 633,000 | $ 0 |
Bucks County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 0 |
Delaware County Pennsylvania | 1 | $ 533,000 | $ 533,000 | $ 0 |
Newport County Rhode Island | 1 | $ 649,000 | $ 649,000 | $ 0 |
Providence County Rhode Island | 1 | $ 516,000 | $ 516,000 | $ 0 |
Shelby County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 0 |
Wilson County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 0 |
Dallas County Texas | 1 | $ 713,000 | $ 713,000 | $ 0 |
Galveston County Texas | 1 | $ 467,000 | $ 467,000 | $ 0 |
Harris County Texas | 1 | $ 639,000 | $ 639,000 | $ 0 |
Davis County Utah | 1 | $ 513,000 | $ 513,000 | $ 0 |
Loudoun County Virginia | 1 | $ 517,000 | $ 517,000 | $ 0 |
Pierce County Washington | 1 | $ 565,000 | $ 565,000 | $ 0 |
Spokane County Washington | 1 | $ 457,000 | $ 457,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 196 | $40,588,000 | $207,000 | $742,000 | $38,000 | $764,000 |
Home Improvement | 87 | $2,229,000 | $25,000 | $597,000 | $47,000 | $216,000 |
Home Purchase | 71 | $26,176,000 | $368,000 | $713,000 | $7,000 | $78,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 203 | $8,970,000 | $44,000 | $710,000 | $57,000 | $764,000 |
Not applicable | 143 | $59,895,000 | $418,000 | $742,000 | $0 | $0 |
Black or African American | 4 | $60,000 | $15,000 | $25,000 | $23,000 | $60,000 |
Hispanic | 1 | $9,000 | $9,000 | $9,000 | $40,000 | $40,000 |
Native Hawaiian or Other Pacific Islander | 1 | $11,000 | $11,000 | $11,000 | $14,000 | $14,000 |
Asian | 1 | $40,000 | $40,000 | $40,000 | $198,000 | $198,000 |
Not Provided | 1 | $8,000 | $8,000 | $8,000 | $89,000 | $89,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 354 | $68,993,000 | $194,000 | $742,000 | $34,000 | $764,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 181 | $10,285,000 | $56,000 | $710,000 | $51,000 | $764,000 |
Loan Purchased By The Institution | 113 | $57,021,000 | $504,000 | $742,000 | $0 | $0 |
Application Denied By Financial Institution | 45 | $1,162,000 | $25,000 | $93,000 | $46,000 | $126,000 |
Application Withdrawn By Applicant | 10 | $291,000 | $29,000 | $62,000 | $44,000 | $105,000 |
Application Approved But Not Accepted | 5 | $234,000 | $46,000 | $150,000 | $55,000 | $88,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.