Fortress Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Fortress Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fortress Bank 9000 N. Knoxville Avenue Peoria, IL 61615 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 625 |
| Total Mortgage Loan Application Amount | $119,075,000 |
| Average Mortgage Loan Application Amount | $140,400 |
| Highest Mortgage Loan Application Amount | $1,195,000 |
| Average Applicant Income | $76,800 |
| Highest Applicant Income | $1,105,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Fortress Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fortress Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Fortress Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fortress Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fortress Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fortress Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Peoria County Illinois | 100 | $ 13,640,000 | $ 136,000 | $ 99,000 |
| Tazewell County Illinois | 96 | $ 11,960,000 | $ 124,000 | $ 67,000 |
| Polk County Iowa | 82 | $ 18,400,000 | $ 224,000 | $ 109,000 |
| Hancock County Illinois | 45 | $ 4,505,000 | $ 100,000 | $ 71,000 |
| Dallas County Iowa | 41 | $ 11,595,000 | $ 282,000 | $ 114,000 |
| McDonough County Illinois | 25 | $ 2,455,000 | $ 98,000 | $ 72,000 |
| Scott County Iowa | 17 | $ 3,885,000 | $ 228,000 | $ 87,000 |
| DuPage County Illinois | 9 | $ 2,295,000 | $ 255,000 | $ 159,000 |
| Kane County Illinois | 9 | $ 2,105,000 | $ 233,000 | $ 183,000 |
| Rock Island County Illinois | 9 | $ 1,985,000 | $ 220,000 | $ 129,000 |
| Woodford County Illinois | 9 | $ 1,835,000 | $ 203,000 | $ 136,000 |
| Cook County Illinois | 8 | $ 2,440,000 | $ 305,000 | $ 0 |
| Jasper County Iowa | 8 | $ 1,160,000 | $ 145,000 | $ 66,000 |
| Warren County Iowa | 8 | $ 2,040,000 | $ 255,000 | $ 88,000 |
| Henry County Illinois | 5 | $ 1,595,000 | $ 319,000 | $ 109,000 |
| Knox County Illinois | 5 | $ 295,000 | $ 59,000 | $ 86,000 |
| Lee County Iowa | 5 | $ 385,000 | $ 77,000 | $ 77,000 |
| Marion County Iowa | 5 | $ 1,255,000 | $ 251,000 | $ 85,000 |
| Lake County Illinois | 4 | $ 1,910,000 | $ 477,000 | $ 0 |
| Warren County Illinois | 4 | $ 490,000 | $ 122,000 | $ 117,000 |
| Will County Illinois | 4 | $ 690,000 | $ 172,000 | $ 62,000 |
| Sacramento County California | 3 | $ 1,325,000 | $ 441,000 | $ 118,000 |
| Fulton County Illinois | 3 | $ 415,000 | $ 138,000 | $ 76,000 |
| Henderson County Illinois | 3 | $ 325,000 | $ 108,000 | $ 59,000 |
| Mason County Illinois | 3 | $ 165,000 | $ 55,000 | $ 38,000 |
| Linn County Iowa | 3 | $ 505,000 | $ 168,000 | $ 51,000 |
| Story County Iowa | 3 | $ 735,000 | $ 245,000 | $ 120,000 |
| Webster County Iowa | 3 | $ 385,000 | $ 128,000 | $ 78,000 |
| Shelby County Tennessee | 3 | $ 305,000 | $ 101,000 | $ 198,000 |
| Maricopa County Arizona | 2 | $ 1,510,000 | $ 755,000 | $ 227,000 |
| Pima County Arizona | 2 | $ 1,470,000 | $ 735,000 | $ 400,000 |
| Lee County Florida | 2 | $ 490,000 | $ 245,000 | $ 138,000 |
| Martin County Florida | 2 | $ 690,000 | $ 345,000 | $ 857,000 |
| Palm Beach County Florida | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Pinellas County Florida | 2 | $ 490,000 | $ 245,000 | $ 216,000 |
| Sarasota County Florida | 2 | $ 650,000 | $ 325,000 | $ 347,000 |
| Macon County Illinois | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Marshall County Illinois | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Mercer County Illinois | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Lake County Indiana | 2 | $ 210,000 | $ 105,000 | $ 140,000 |
| St. Joseph County Indiana | 2 | $ 200,000 | $ 100,000 | $ 74,000 |
| Sullivan County Indiana | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Des Moines County Iowa | 2 | $ 120,000 | $ 60,000 | $ 59,000 |
| Jones County Iowa | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Keokuk County Iowa | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Mahaska County Iowa | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| East Baton Rouge County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 198,000 |
| Jackson County Missouri | 2 | $ 250,000 | $ 125,000 | $ 162,000 |
| St. Louis City County Missouri | 2 | $ 440,000 | $ 220,000 | $ 190,000 |
| Mecklenburg County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 131,000 |
| Charleston County South Carolina | 2 | $ 1,710,000 | $ 855,000 | $ 1,105,000 |
| Benton County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 312,000 |
| Alameda County California | 1 | $ 415,000 | $ 415,000 | $ 129,000 |
| Fairfield County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Bay County Florida | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Collier County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Indian River County Florida | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Gwinnett County Georgia | 1 | $ 405,000 | $ 405,000 | $ 476,000 |
| Adams County Illinois | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Christian County Illinois | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| DeKalb County Illinois | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Grundy County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hardin County Illinois | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Jo Daviess County Illinois | 1 | $ 145,000 | $ 145,000 | $ 437,000 |
| Macoupin County Illinois | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| McLean County Illinois | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Schuyler County Illinois | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Stark County Illinois | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Allen County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Hamilton County Indiana | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Appanoose County Iowa | 1 | $ 855,000 | $ 855,000 | $ 140,000 |
| Boone County Iowa | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Cedar County Iowa | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Clinton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Franklin County Iowa | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Guthrie County Iowa | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Johnson County Iowa | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Madison County Iowa | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Muscatine County Iowa | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Osceola County Iowa | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Calloway County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Berrien County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cass County Michigan | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Marquette County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Oakland County Michigan | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Rice County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 23,000 |
| St. Louis County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 198,000 |
| Washington County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Boone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Clark County Missouri | 1 | $ 345,000 | $ 345,000 | $ 111,000 |
| Morgan County Missouri | 1 | $ 305,000 | $ 305,000 | $ 278,000 |
| Putnam County Missouri | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| St. Louis County Missouri | 1 | $ 425,000 | $ 425,000 | $ 278,000 |
| Camden County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 383,000 |
| Buncombe County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 124,000 |
| Cass County North Dakota | 1 | $ 915,000 | $ 915,000 | $ 650,000 |
| Multnomah County Oregon | 1 | $ 315,000 | $ 315,000 | $ 169,000 |
| Umatilla County Oregon | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Allegheny County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 110,000 |
| Monroe County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 185,000 |
| Williamson County Tennessee | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 167,000 |
| Bastrop County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Bexar County Texas | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Racine County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 345,000 |
| Natrona County Wyoming | 1 | $ 395,000 | $ 395,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Fortress Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 477 | $93,295,000 | $195,000 | $1,195,000 | $101,000 | $1,105,000 |
| Refinancing | 83 | $16,875,000 | $203,000 | $855,000 | $122,000 | $400,000 |
| Cash-out Refinancing | 62 | $8,640,000 | $139,000 | $505,000 | $90,000 | $278,000 |
| Other Purpose | 2 | $200,000 | $100,000 | $115,000 | $23,000 | $35,000 |
| Home Improvement | 1 | $65,000 | $65,000 | $65,000 | $48,000 | $48,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 466 | $81,910,000 | $175,000 | $915,000 | $98,000 | $1,105,000 |
| Not Provided | 56 | $11,310,000 | $201,000 | $535,000 | $129,000 | $536,000 |
| Not applicable | 41 | $13,315,000 | $324,000 | $1,195,000 | $0 | $0 |
| Hispanic | 22 | $3,520,000 | $160,000 | $365,000 | $97,000 | $382,000 |
| Black or African American | 12 | $1,580,000 | $131,000 | $295,000 | $93,000 | $345,000 |
| Asian | 11 | $2,965,000 | $269,000 | $445,000 | $107,000 | $284,000 |
| American Indian or Alaskan Native | 2 | $240,000 | $120,000 | $155,000 | $53,000 | $59,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 507 | $100,515,000 | $198,000 | $1,195,000 | $112,000 | $1,105,000 |
| FHA-insured (Federal Housing Administration) | 79 | $12,175,000 | $154,000 | $355,000 | $63,000 | $216,000 |
| VA-guaranteed (Veterans Administration) | 21 | $4,335,000 | $206,000 | $385,000 | $89,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,050,000 | $113,000 | $265,000 | $52,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 468 | $83,780,000 | $179,000 | $915,000 | $103,000 | $1,105,000 |
| Application Withdrawn By Applicant | 86 | $18,210,000 | $211,000 | $735,000 | $110,000 | $575,000 |
| Loan Purchased By The Institution | 41 | $13,315,000 | $324,000 | $1,195,000 | $0 | $0 |
| Application Denied By Financial Institution | 30 | $3,770,000 | $125,000 | $325,000 | $66,000 | $216,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 595 | $115,305,000 | $193,000 | $1,195,000 | $104,000 | $1,105,000 |
| Credit History | 8 | $900,000 | $112,000 | $255,000 | $87,000 | $216,000 |
| Debt-To-Income Ratio | 8 | $1,390,000 | $173,000 | $325,000 | $51,000 | $91,000 |
| Collateral | 4 | $280,000 | $70,000 | $85,000 | $78,000 | $130,000 |
| Other | 3 | $485,000 | $161,000 | $275,000 | $85,000 | $92,000 |
| Unverifiable Information | 3 | $285,000 | $95,000 | $135,000 | $40,000 | $54,000 |
| Employment History | 2 | $220,000 | $110,000 | $195,000 | $22,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fortress Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fortress Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.