First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First State Bank Of St. Charles, Missouri 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,839 |
| Total Mortgage Loan Application Amount | $989,928,000 |
| Average Mortgage Loan Application Amount | $218,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $8,028,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,448 | $ 338,659,000 | $ 233,000 | $ 120,000 |
| Jackson County Missouri | 673 | $ 130,556,000 | $ 193,000 | $ 119,000 |
| St. Charles County Missouri | 618 | $ 110,199,000 | $ 178,000 | $ 83,000 |
| St. Louis County Missouri | 503 | $ 98,851,000 | $ 196,000 | $ 98,000 |
| Camden County Missouri | 187 | $ 32,038,000 | $ 171,000 | $ 149,000 |
| Clay County Missouri | 139 | $ 27,633,000 | $ 198,000 | $ 92,000 |
| Cass County Missouri | 95 | $ 22,626,000 | $ 238,000 | $ 107,000 |
| Platte County Missouri | 92 | $ 21,037,000 | $ 228,000 | $ 109,000 |
| Jefferson County Missouri | 88 | $ 14,267,000 | $ 162,000 | $ 70,000 |
| Leavenworth County Kansas | 84 | $ 16,283,000 | $ 193,000 | $ 82,000 |
| Wyandotte County Kansas | 84 | $ 11,145,000 | $ 132,000 | $ 72,000 |
| St. Louis City County Missouri | 68 | $ 9,611,000 | $ 141,000 | $ 89,000 |
| Miller County Missouri | 54 | $ 8,859,000 | $ 164,000 | $ 85,000 |
| Madison County Illinois | 50 | $ 8,152,000 | $ 163,000 | $ 65,000 |
| Lincoln County Missouri | 39 | $ 5,663,000 | $ 145,000 | $ 57,000 |
| Morgan County Missouri | 37 | $ 6,560,000 | $ 177,000 | $ 159,000 |
| Warren County Missouri | 31 | $ 5,353,000 | $ 172,000 | $ 68,000 |
| Miami County Kansas | 30 | $ 5,840,000 | $ 194,000 | $ 96,000 |
| Franklin County Missouri | 29 | $ 4,239,000 | $ 146,000 | $ 60,000 |
| Osage County Missouri | 28 | $ 4,072,000 | $ 145,000 | $ 67,000 |
| St. Francois County Missouri | 18 | $ 2,778,000 | $ 154,000 | $ 75,000 |
| Union County New Jersey | 16 | $ 7,613,000 | $ 475,000 | $ 228,000 |
| Douglas County Kansas | 15 | $ 2,199,000 | $ 146,000 | $ 93,000 |
| St. Clair County Illinois | 13 | $ 2,243,000 | $ 172,000 | $ 90,000 |
| Maricopa County Arizona | 11 | $ 3,265,000 | $ 296,000 | $ 168,000 |
| Cook County Illinois | 10 | $ 3,091,000 | $ 309,000 | $ 177,000 |
| Cole County Missouri | 10 | $ 1,181,000 | $ 118,000 | $ 44,000 |
| Johnson County Missouri | 10 | $ 1,722,000 | $ 172,000 | $ 73,000 |
| Boone County Missouri | 8 | $ 1,451,000 | $ 181,000 | $ 61,000 |
| Summit County Colorado | 7 | $ 2,738,000 | $ 391,000 | $ 302,000 |
| Gasconade County Missouri | 7 | $ 579,000 | $ 82,000 | $ 53,000 |
| Washington County Missouri | 7 | $ 470,000 | $ 67,000 | $ 32,000 |
| Delaware County Oklahoma | 7 | $ 1,685,000 | $ 240,000 | $ 157,000 |
| Tulsa County Oklahoma | 7 | $ 1,462,000 | $ 208,000 | $ 97,000 |
| Ray County Missouri | 6 | $ 1,135,000 | $ 189,000 | $ 86,000 |
| Denver County Colorado | 5 | $ 1,986,000 | $ 397,000 | $ 124,000 |
| Franklin County Kansas | 5 | $ 889,000 | $ 177,000 | $ 64,000 |
| Benton County Missouri | 5 | $ 541,000 | $ 108,000 | $ 75,000 |
| Cape Girardeau County Missouri | 5 | $ 1,256,000 | $ 251,000 | $ 118,000 |
| Douglas County Nebraska | 5 | $ 933,000 | $ 186,000 | $ 105,000 |
| Essex County New Jersey | 5 | $ 2,474,000 | $ 494,000 | $ 172,000 |
| Lee County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 205,000 |
| Monroe County Illinois | 4 | $ 785,000 | $ 196,000 | $ 90,000 |
| Cherokee County Kansas | 4 | $ 682,000 | $ 170,000 | $ 106,000 |
| Crawford County Kansas | 4 | $ 1,053,000 | $ 263,000 | $ 100,000 |
| Clark County Nevada | 4 | $ 752,000 | $ 188,000 | $ 92,000 |
| Dallas County Texas | 4 | $ 1,077,000 | $ 269,000 | $ 113,000 |
| King County Washington | 4 | $ 1,837,000 | $ 459,000 | $ 155,000 |
| San Diego County California | 3 | $ 2,247,000 | $ 749,000 | $ 380,000 |
| Collier County Florida | 3 | $ 978,000 | $ 326,000 | $ 227,000 |
| Gwinnett County Georgia | 3 | $ 934,000 | $ 311,000 | $ 66,000 |
| Kauai County Hawaii | 3 | $ 3,432,000 | $ 1,144,000 | $ 592,000 |
| Clinton County Illinois | 3 | $ 235,000 | $ 78,000 | $ 54,000 |
| Polk County Iowa | 3 | $ 417,000 | $ 139,000 | $ 64,000 |
| Jefferson County Kansas | 3 | $ 519,000 | $ 173,000 | $ 59,000 |
| Shawnee County Kansas | 3 | $ 500,000 | $ 166,000 | $ 70,000 |
| Hennepin County Minnesota | 3 | $ 603,000 | $ 201,000 | $ 72,000 |
| Buchanan County Missouri | 3 | $ 404,000 | $ 134,000 | $ 61,000 |
| Callaway County Missouri | 3 | $ 469,000 | $ 156,000 | $ 63,000 |
| Iron County Missouri | 3 | $ 217,000 | $ 72,000 | $ 25,000 |
| Maries County Missouri | 3 | $ 371,000 | $ 123,000 | $ 62,000 |
| Marion County Missouri | 3 | $ 391,000 | $ 130,000 | $ 83,000 |
| Saline County Missouri | 3 | $ 296,000 | $ 98,000 | $ 54,000 |
| Stone County Missouri | 3 | $ 725,000 | $ 241,000 | $ 186,000 |
| Bergen County New Jersey | 3 | $ 904,000 | $ 301,000 | $ 163,000 |
| Hudson County New Jersey | 3 | $ 973,000 | $ 324,000 | $ 277,000 |
| Mercer County New Jersey | 3 | $ 1,096,000 | $ 365,000 | $ 184,000 |
| Morris County New Jersey | 3 | $ 960,000 | $ 320,000 | $ 203,000 |
| Clermont County Ohio | 3 | $ 607,000 | $ 202,000 | $ 93,000 |
| Oklahoma County Oklahoma | 3 | $ 946,000 | $ 315,000 | $ 121,000 |
| Collin County Texas | 3 | $ 648,000 | $ 216,000 | $ 128,000 |
| Baldwin County Alabama | 2 | $ 477,000 | $ 238,000 | $ 222,000 |
| Riverside County California | 2 | $ 888,000 | $ 444,000 | $ 154,000 |
| San Luis Obispo County California | 2 | $ 935,000 | $ 467,000 | $ 191,000 |
| Douglas County Colorado | 2 | $ 681,000 | $ 340,000 | $ 109,000 |
| Weld County Colorado | 2 | $ 447,000 | $ 223,000 | $ 112,000 |
| Broward County Florida | 2 | $ 834,000 | $ 417,000 | $ 289,000 |
| Orange County Florida | 2 | $ 466,000 | $ 233,000 | $ 86,000 |
| Palm Beach County Florida | 2 | $ 472,000 | $ 236,000 | $ 75,000 |
| DeKalb County Georgia | 2 | $ 193,000 | $ 96,000 | $ 59,000 |
| Calhoun County Illinois | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Macoupin County Illinois | 2 | $ 294,000 | $ 147,000 | $ 77,000 |
| St. Joseph County Indiana | 2 | $ 423,000 | $ 211,000 | $ 178,000 |
| Vanderburgh County Indiana | 2 | $ 287,000 | $ 143,000 | $ 40,000 |
| Sedgwick County Kansas | 2 | $ 285,000 | $ 142,000 | $ 64,000 |
| Anne Arundel County Maryland | 2 | $ 498,000 | $ 249,000 | $ 167,000 |
| Ottawa County Michigan | 2 | $ 422,000 | $ 211,000 | $ 80,000 |
| Adair County Missouri | 2 | $ 265,000 | $ 132,000 | $ 52,000 |
| Andrew County Missouri | 2 | $ 259,000 | $ 129,000 | $ 61,000 |
| Caldwell County Missouri | 2 | $ 202,000 | $ 101,000 | $ 69,000 |
| Greene County Missouri | 2 | $ 318,000 | $ 159,000 | $ 123,000 |
| Lafayette County Missouri | 2 | $ 223,000 | $ 111,000 | $ 73,000 |
| Montgomery County Missouri | 2 | $ 247,000 | $ 123,000 | $ 89,000 |
| Pettis County Missouri | 2 | $ 272,000 | $ 136,000 | $ 58,000 |
| Polk County Missouri | 2 | $ 187,000 | $ 93,000 | $ 31,000 |
| Ralls County Missouri | 2 | $ 527,000 | $ 263,000 | $ 155,000 |
| Platte County Nebraska | 2 | $ 225,000 | $ 112,000 | $ 38,000 |
| Middlesex County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 176,000 |
| Santa Fe County New Mexico | 2 | $ 617,000 | $ 308,000 | $ 118,000 |
| Cherokee County Oklahoma | 2 | $ 708,000 | $ 354,000 | $ 241,000 |
| Horry County South Carolina | 2 | $ 176,000 | $ 88,000 | $ 114,000 |
| Davidson County Tennessee | 2 | $ 536,000 | $ 268,000 | $ 408,000 |
| Williamson County Tennessee | 2 | $ 607,000 | $ 303,000 | $ 98,000 |
| Denton County Texas | 2 | $ 377,000 | $ 188,000 | $ 100,000 |
| Erath County Texas | 2 | $ 154,000 | $ 77,000 | $ 122,000 |
| Lubbock County Texas | 2 | $ 293,000 | $ 146,000 | $ 91,000 |
| Randall County Texas | 2 | $ 417,000 | $ 208,000 | $ 150,000 |
| Dane County Wisconsin | 2 | $ 445,000 | $ 222,000 | $ 75,000 |
| Madison County Alabama | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Montgomery County Alabama | 1 | $ 180,000 | $ 180,000 | $ 211,000 |
| Apache County Arizona | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| Benton County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Faulkner County Arkansas | 1 | $ 214,000 | $ 214,000 | $ 63,000 |
| Garland County Arkansas | 1 | $ 226,000 | $ 226,000 | $ 254,000 |
| Hot Spring County Arkansas | 1 | $ 272,000 | $ 272,000 | $ 77,000 |
| Lonoke County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Pulaski County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Yell County Arkansas | 1 | $ 219,000 | $ 219,000 | $ 96,000 |
| Los Angeles County California | 1 | $ 720,000 | $ 720,000 | $ 193,000 |
| Santa Clara County California | 1 | $ 700,000 | $ 700,000 | $ 94,000 |
| Sonoma County California | 1 | $ 270,000 | $ 270,000 | $ 71,000 |
| Adams County Colorado | 1 | $ 268,000 | $ 268,000 | $ 93,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 621,000 |
| Jefferson County Colorado | 1 | $ 391,000 | $ 391,000 | $ 578,000 |
| Pitkin County Colorado | 1 | $ 244,000 | $ 244,000 | $ 170,000 |
| Fairfield County Connecticut | 1 | $ 232,000 | $ 232,000 | $ 102,000 |
| Hartford County Connecticut | 1 | $ 189,000 | $ 189,000 | $ 70,000 |
| Bay County Florida | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 252,000 | $ 252,000 | $ 137,000 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Manatee County Florida | 1 | $ 346,000 | $ 346,000 | $ 127,000 |
| Miami-Dade County Florida | 1 | $ 400,000 | $ 400,000 | $ 300,000 |
| Monroe County Florida | 1 | $ 250,000 | $ 250,000 | $ 181,000 |
| Polk County Florida | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Sarasota County Florida | 1 | $ 248,000 | $ 248,000 | $ 175,000 |
| Walton County Florida | 1 | $ 171,000 | $ 171,000 | $ 153,000 |
| Cherokee County Georgia | 1 | $ 243,000 | $ 243,000 | $ 85,000 |
| Fayette County Georgia | 1 | $ 267,000 | $ 267,000 | $ 99,000 |
| Forsyth County Georgia | 1 | $ 190,000 | $ 190,000 | $ 112,000 |
| Fulton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 550,000 |
| Maui County Hawaii | 1 | $ 436,000 | $ 436,000 | $ 226,000 |
| Jersey County Illinois | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Jasper County Indiana | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Clinton County Iowa | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Warren County Iowa | 1 | $ 58,000 | $ 58,000 | $ 265,000 |
| Russell County Kansas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Marshall County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 223,000 |
| St. Tammany County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 69,000 |
| West Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Essex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
| Muskegon County Michigan | 1 | $ 159,000 | $ 159,000 | $ 81,000 |
| Wayne County Michigan | 1 | $ 117,000 | $ 117,000 | $ 145,000 |
| Anoka County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Chippewa County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Olmsted County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 183,000 |
| Scott County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 129,000 |
| Jackson County Mississippi | 1 | $ 223,000 | $ 223,000 | $ 277,000 |
| Atchison County Missouri | 1 | $ 95,000 | $ 95,000 | $ 152,000 |
| Barry County Missouri | 1 | $ 330,000 | $ 330,000 | $ 382,000 |
| Bollinger County Missouri | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Clinton County Missouri | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Daviess County Missouri | 1 | $ 532,000 | $ 532,000 | $ 80,000 |
| DeKalb County Missouri | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Gentry County Missouri | 1 | $ 453,000 | $ 453,000 | $ 259,000 |
| Grundy County Missouri | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Henry County Missouri | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Hickory County Missouri | 1 | $ 146,000 | $ 146,000 | $ 71,000 |
| Holt County Missouri | 1 | $ 192,000 | $ 192,000 | $ 111,000 |
| Jasper County Missouri | 1 | $ 149,000 | $ 149,000 | $ 104,000 |
| Laclede County Missouri | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Linn County Missouri | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Mercer County Missouri | 1 | $ 160,000 | $ 160,000 | $ 104,000 |
| Moniteau County Missouri | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Nodaway County Missouri | 1 | $ 103,000 | $ 103,000 | $ 98,000 |
| Perry County Missouri | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Scotland County Missouri | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Ste. Genevieve County Missouri | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
| Cedar County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Hall County Nebraska | 1 | $ 258,000 | $ 258,000 | $ 130,000 |
| Red Willow County Nebraska | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| Sarpy County Nebraska | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| Ocean County New Jersey | 1 | $ 407,000 | $ 407,000 | $ 91,000 |
| Somerset County New Jersey | 1 | $ 406,000 | $ 406,000 | $ 135,000 |
| Erie County New York | 1 | $ 246,000 | $ 246,000 | $ 252,000 |
| New York County New York | 1 | $ 238,000 | $ 238,000 | $ 612,000 |
| Buncombe County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 206,000 |
| Henderson County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 175,000 |
| New Hanover County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| Butler County Ohio | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Cuyahoga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 218,000 |
| Greene County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Wood County Ohio | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| Jackson County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Lane County Oregon | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Bucks County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Providence County Rhode Island | 1 | $ 399,000 | $ 399,000 | $ 313,000 |
| Colleton County South Carolina | 1 | $ 306,000 | $ 306,000 | $ 223,000 |
| Dorchester County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 79,000 |
| Cumberland County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 57,000 |
| Montgomery County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Moore County Tennessee | 1 | $ 297,000 | $ 297,000 | $ 315,000 |
| Bexar County Texas | 1 | $ 340,000 | $ 340,000 | $ 260,000 |
| Brazoria County Texas | 1 | $ 179,000 | $ 179,000 | $ 119,000 |
| Galveston County Texas | 1 | $ 160,000 | $ 160,000 | $ 105,000 |
| Harris County Texas | 1 | $ 700,000 | $ 700,000 | $ 145,000 |
| Hockley County Texas | 1 | $ 163,000 | $ 163,000 | $ 95,000 |
| Hood County Texas | 1 | $ 280,000 | $ 280,000 | $ 109,000 |
| Potter County Texas | 1 | $ 299,000 | $ 299,000 | $ 150,000 |
| Rockwall County Texas | 1 | $ 262,000 | $ 262,000 | $ 90,000 |
| Tarrant County Texas | 1 | $ 252,000 | $ 252,000 | $ 155,000 |
| Travis County Texas | 1 | $ 296,000 | $ 296,000 | $ 230,000 |
| Salt Lake County Utah | 1 | $ 310,000 | $ 310,000 | $ 142,000 |
| Fairfax County Virginia | 1 | $ 393,000 | $ 393,000 | $ 203,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,343 | $654,506,000 | $195,000 | $1,000,000 | $106,000 | $8,028,000 |
| Refinancing | 1,444 | $323,147,000 | $223,000 | $2,000,000 | $112,000 | $966,000 |
| Home Improvement | 52 | $12,275,000 | $236,000 | $1,140,000 | $157,000 | $813,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,393 | $908,295,000 | $206,000 | $2,000,000 | $111,000 | $8,028,000 |
| Hispanic | 111 | $21,884,000 | $197,000 | $650,000 | $94,000 | $445,000 |
| Asian | 103 | $26,655,000 | $258,000 | $850,000 | $131,000 | $389,000 |
| Black or African American | 103 | $18,056,000 | $175,000 | $605,000 | $72,000 | $384,000 |
| Not applicable | 96 | $8,944,000 | $93,000 | $375,000 | $0 | $0 |
| Not Provided | 13 | $2,731,000 | $210,000 | $390,000 | $104,000 | $223,000 |
| American Indian or Alaskan Native | 10 | $2,035,000 | $203,000 | $398,000 | $103,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,328,000 | $132,000 | $245,000 | $98,000 | $221,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,746 | $804,482,000 | $214,000 | $2,000,000 | $122,000 | $8,028,000 |
| FHA-insured (Federal Housing Administration) | 762 | $119,358,000 | $156,000 | $509,000 | $56,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 236 | $53,621,000 | $227,000 | $483,000 | $77,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 95 | $12,467,000 | $131,000 | $254,000 | $47,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,009 | $801,545,000 | $199,000 | $975,000 | $107,000 | $8,028,000 |
| Application Withdrawn By Applicant | 458 | $97,525,000 | $212,000 | $1,146,000 | $115,000 | $966,000 |
| Application Denied By Financial Institution | 222 | $44,394,000 | $199,000 | $1,500,000 | $83,000 | $612,000 |
| File Closed For Incompleteness | 128 | $42,678,000 | $333,000 | $2,000,000 | $173,000 | $776,000 |
| Application Approved But Not Accepted | 19 | $3,396,000 | $178,000 | $715,000 | $82,000 | $202,000 |
| Preapproval Denied by Financial Institution | 3 | $390,000 | $130,000 | $214,000 | $55,000 | $106,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.