First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First State Bank Of St. Charles, Missouri 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,155 |
| Total Mortgage Loan Application Amount | $1,100,153,000 |
| Average Mortgage Loan Application Amount | $220,333 |
| Highest Mortgage Loan Application Amount | $1,592,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $1,497,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,329 | $ 325,552,000 | $ 244,000 | $ 121,000 |
| Jackson County Missouri | 730 | $ 145,137,000 | $ 198,000 | $ 106,000 |
| St. Charles County Missouri | 641 | $ 121,153,000 | $ 189,000 | $ 92,000 |
| St. Louis County Missouri | 628 | $ 130,708,000 | $ 208,000 | $ 98,000 |
| Camden County Missouri | 239 | $ 39,701,000 | $ 166,000 | $ 133,000 |
| Maricopa County Arizona | 218 | $ 59,209,000 | $ 271,000 | $ 120,000 |
| Clay County Missouri | 180 | $ 33,104,000 | $ 183,000 | $ 92,000 |
| Cass County Missouri | 125 | $ 25,592,000 | $ 204,000 | $ 85,000 |
| St. Louis City County Missouri | 121 | $ 18,523,000 | $ 153,000 | $ 92,000 |
| Platte County Missouri | 96 | $ 22,278,000 | $ 232,000 | $ 115,000 |
| Leavenworth County Kansas | 88 | $ 17,683,000 | $ 200,000 | $ 86,000 |
| Wyandotte County Kansas | 77 | $ 11,615,000 | $ 150,000 | $ 77,000 |
| Jefferson County Missouri | 77 | $ 13,475,000 | $ 175,000 | $ 88,000 |
| Lincoln County Missouri | 44 | $ 6,966,000 | $ 158,000 | $ 53,000 |
| Miller County Missouri | 43 | $ 6,355,000 | $ 147,000 | $ 73,000 |
| Miami County Kansas | 36 | $ 7,990,000 | $ 221,000 | $ 92,000 |
| Morgan County Missouri | 32 | $ 5,006,000 | $ 156,000 | $ 160,000 |
| Warren County Missouri | 28 | $ 5,184,000 | $ 185,000 | $ 80,000 |
| Union County New Jersey | 20 | $ 8,783,000 | $ 439,000 | $ 180,000 |
| Franklin County Missouri | 15 | $ 1,867,000 | $ 124,000 | $ 52,000 |
| King County Washington | 15 | $ 4,909,000 | $ 327,000 | $ 148,000 |
| Pinal County Arizona | 14 | $ 2,489,000 | $ 177,000 | $ 62,000 |
| Madison County Illinois | 8 | $ 1,512,000 | $ 189,000 | $ 119,000 |
| St. Francois County Missouri | 8 | $ 1,510,000 | $ 188,000 | $ 88,000 |
| Boone County Missouri | 7 | $ 1,206,000 | $ 172,000 | $ 126,000 |
| Delaware County Oklahoma | 7 | $ 2,482,000 | $ 354,000 | $ 190,000 |
| Dallas County Texas | 7 | $ 1,569,000 | $ 224,000 | $ 136,000 |
| St. Clair County Illinois | 6 | $ 807,000 | $ 134,000 | $ 85,000 |
| Stone County Missouri | 6 | $ 1,029,000 | $ 171,000 | $ 167,000 |
| Somerset County New Jersey | 6 | $ 1,945,000 | $ 324,000 | $ 173,000 |
| Tulsa County Oklahoma | 6 | $ 1,298,000 | $ 216,000 | $ 95,000 |
| San Diego County California | 5 | $ 1,822,000 | $ 364,000 | $ 141,000 |
| Denver County Colorado | 5 | $ 1,478,000 | $ 295,000 | $ 166,000 |
| Monroe County Illinois | 5 | $ 1,162,000 | $ 232,000 | $ 117,000 |
| Douglas County Kansas | 5 | $ 678,000 | $ 135,000 | $ 86,000 |
| Clinton County Missouri | 5 | $ 1,034,000 | $ 206,000 | $ 76,000 |
| Greene County Missouri | 5 | $ 658,000 | $ 131,000 | $ 66,000 |
| Johnson County Missouri | 5 | $ 776,000 | $ 155,000 | $ 78,000 |
| Lafayette County Missouri | 5 | $ 1,095,000 | $ 219,000 | $ 78,000 |
| Taney County Missouri | 5 | $ 937,000 | $ 187,000 | $ 108,000 |
| Snohomish County Washington | 5 | $ 1,770,000 | $ 354,000 | $ 87,000 |
| Franklin County Kansas | 4 | $ 685,000 | $ 171,000 | $ 94,000 |
| Jefferson County Kansas | 4 | $ 729,000 | $ 182,000 | $ 61,000 |
| Buchanan County Missouri | 4 | $ 1,069,000 | $ 267,000 | $ 100,000 |
| Douglas County Nebraska | 4 | $ 920,000 | $ 230,000 | $ 69,000 |
| Essex County New Jersey | 4 | $ 2,540,000 | $ 635,000 | $ 270,000 |
| Pulaski County Arkansas | 3 | $ 480,000 | $ 160,000 | $ 79,000 |
| Orange County California | 3 | $ 1,509,000 | $ 503,000 | $ 339,000 |
| Larimer County Colorado | 3 | $ 812,000 | $ 270,000 | $ 159,000 |
| Sarasota County Florida | 3 | $ 1,018,000 | $ 339,000 | $ 240,000 |
| Fulton County Georgia | 3 | $ 1,170,000 | $ 390,000 | $ 134,000 |
| Polk County Iowa | 3 | $ 832,000 | $ 277,000 | $ 98,000 |
| Linn County Kansas | 3 | $ 426,000 | $ 142,000 | $ 55,000 |
| Sedgwick County Kansas | 3 | $ 919,000 | $ 306,000 | $ 113,000 |
| Shawnee County Kansas | 3 | $ 739,000 | $ 246,000 | $ 77,000 |
| Christian County Missouri | 3 | $ 541,000 | $ 180,000 | $ 67,000 |
| Cole County Missouri | 3 | $ 513,000 | $ 171,000 | $ 62,000 |
| Ste. Genevieve County Missouri | 3 | $ 632,000 | $ 210,000 | $ 108,000 |
| Tipton County Tennessee | 3 | $ 374,000 | $ 124,000 | $ 98,000 |
| Racine County Wisconsin | 3 | $ 871,000 | $ 290,000 | $ 164,000 |
| Coconino County Arizona | 2 | $ 708,000 | $ 354,000 | $ 229,000 |
| Benton County Arkansas | 2 | $ 571,000 | $ 285,000 | $ 137,000 |
| Hot Spring County Arkansas | 2 | $ 337,000 | $ 168,000 | $ 77,000 |
| Los Angeles County California | 2 | $ 864,000 | $ 432,000 | $ 167,000 |
| Douglas County Colorado | 2 | $ 625,000 | $ 312,000 | $ 129,000 |
| Huerfano County Colorado | 2 | $ 245,000 | $ 122,000 | $ 74,000 |
| Fairfield County Connecticut | 2 | $ 788,000 | $ 394,000 | $ 159,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,665,000 | $ 832,000 | $ 229,000 |
| Collier County Florida | 2 | $ 764,000 | $ 382,000 | $ 227,000 |
| Hernando County Florida | 2 | $ 221,000 | $ 110,000 | $ 33,000 |
| Lee County Florida | 2 | $ 356,000 | $ 178,000 | $ 236,000 |
| Palm Beach County Florida | 2 | $ 385,000 | $ 192,000 | $ 77,000 |
| DeKalb County Georgia | 2 | $ 288,000 | $ 144,000 | $ 80,000 |
| Cook County Illinois | 2 | $ 620,000 | $ 310,000 | $ 109,000 |
| Lake County Illinois | 2 | $ 433,000 | $ 216,000 | $ 113,000 |
| Dallas County Iowa | 2 | $ 778,000 | $ 389,000 | $ 116,000 |
| Scott County Iowa | 2 | $ 467,000 | $ 233,000 | $ 88,000 |
| Cherokee County Kansas | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
| Monroe County Michigan | 2 | $ 282,000 | $ 141,000 | $ 71,000 |
| Hennepin County Minnesota | 2 | $ 283,000 | $ 141,000 | $ 107,000 |
| Adair County Missouri | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| Andrew County Missouri | 2 | $ 404,000 | $ 202,000 | $ 79,000 |
| Caldwell County Missouri | 2 | $ 265,000 | $ 132,000 | $ 46,000 |
| Cape Girardeau County Missouri | 2 | $ 226,000 | $ 113,000 | $ 69,000 |
| Jasper County Missouri | 2 | $ 241,000 | $ 120,000 | $ 104,000 |
| Marion County Missouri | 2 | $ 301,000 | $ 150,000 | $ 103,000 |
| Ralls County Missouri | 2 | $ 263,000 | $ 131,000 | $ 118,000 |
| Red Willow County Nebraska | 2 | $ 477,000 | $ 238,000 | $ 98,000 |
| Bergen County New Jersey | 2 | $ 684,000 | $ 342,000 | $ 151,000 |
| Morris County New Jersey | 2 | $ 1,051,000 | $ 525,000 | $ 204,000 |
| Bernalillo County New Mexico | 2 | $ 363,000 | $ 181,000 | $ 69,000 |
| Wake County North Carolina | 2 | $ 528,000 | $ 264,000 | $ 172,000 |
| Miami County Ohio | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Davidson County Tennessee | 2 | $ 1,148,000 | $ 574,000 | $ 80,000 |
| Williamson County Tennessee | 2 | $ 417,000 | $ 208,000 | $ 86,000 |
| Harris County Texas | 2 | $ 399,000 | $ 199,000 | $ 145,000 |
| Hood County Texas | 2 | $ 688,000 | $ 344,000 | $ 96,000 |
| Montgomery County Texas | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Travis County Texas | 2 | $ 413,000 | $ 206,000 | $ 165,000 |
| James City County Virginia | 2 | $ 761,000 | $ 380,000 | $ 105,000 |
| Navajo County Arizona | 1 | $ 207,000 | $ 207,000 | $ 179,000 |
| Pima County Arizona | 1 | $ 360,000 | $ 360,000 | $ 121,000 |
| Yavapai County Arizona | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Faulkner County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Jackson County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Alameda County California | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Contra Costa County California | 1 | $ 273,000 | $ 273,000 | $ 293,000 |
| El Dorado County California | 1 | $ 463,000 | $ 463,000 | $ 258,000 |
| Plumas County California | 1 | $ 262,000 | $ 262,000 | $ 196,000 |
| San Mateo County California | 1 | $ 358,000 | $ 358,000 | $ 293,000 |
| Santa Clara County California | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Ventura County California | 1 | $ 250,000 | $ 250,000 | $ 202,000 |
| Adams County Colorado | 1 | $ 128,000 | $ 128,000 | $ 179,000 |
| Arapahoe County Colorado | 1 | $ 306,000 | $ 306,000 | $ 79,000 |
| Boulder County Colorado | 1 | $ 290,000 | $ 290,000 | $ 500,000 |
| Broomfield County Colorado | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Eagle County Colorado | 1 | $ 326,000 | $ 326,000 | $ 95,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Jefferson County Colorado | 1 | $ 388,000 | $ 388,000 | $ 591,000 |
| Summit County Colorado | 1 | $ 481,000 | $ 481,000 | $ 591,000 |
| Indian River County Florida | 1 | $ 293,000 | $ 293,000 | $ 101,000 |
| Orange County Florida | 1 | $ 193,000 | $ 193,000 | $ 78,000 |
| Pasco County Florida | 1 | $ 216,000 | $ 216,000 | $ 102,000 |
| Pinellas County Florida | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| St. Johns County Florida | 1 | $ 412,000 | $ 412,000 | $ 140,000 |
| Sumter County Florida | 1 | $ 179,000 | $ 179,000 | $ 51,000 |
| Bryan County Georgia | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Cherokee County Georgia | 1 | $ 296,000 | $ 296,000 | $ 173,000 |
| Cobb County Georgia | 1 | $ 289,000 | $ 289,000 | $ 111,000 |
| Gwinnett County Georgia | 1 | $ 247,000 | $ 247,000 | $ 120,000 |
| Kootenai County Idaho | 1 | $ 417,000 | $ 417,000 | $ 459,000 |
| Jefferson County Illinois | 1 | $ 104,000 | $ 104,000 | $ 82,000 |
| Kane County Illinois | 1 | $ 372,000 | $ 372,000 | $ 127,000 |
| LaSalle County Illinois | 1 | $ 231,000 | $ 231,000 | $ 176,000 |
| Macoupin County Illinois | 1 | $ 218,000 | $ 218,000 | $ 92,000 |
| Floyd County Indiana | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Parke County Indiana | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Vigo County Indiana | 1 | $ 294,000 | $ 294,000 | $ 155,000 |
| Bourbon County Kansas | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Coffey County Kansas | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Ford County Kansas | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Montgomery County Kansas | 1 | $ 104,000 | $ 104,000 | $ 155,000 |
| Rice County Kansas | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Riley County Kansas | 1 | $ 173,000 | $ 173,000 | $ 84,000 |
| Jefferson County Kentucky | 1 | $ 412,000 | $ 412,000 | $ 204,000 |
| Bossier County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Prince George's County Maryland | 1 | $ 662,000 | $ 662,000 | $ 220,000 |
| Muskegon County Michigan | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Oakland County Michigan | 1 | $ 318,000 | $ 318,000 | $ 73,000 |
| Anoka County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Olmsted County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| Ramsey County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Bates County Missouri | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Benton County Missouri | 1 | $ 382,000 | $ 382,000 | $ 135,000 |
| Callaway County Missouri | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Cedar County Missouri | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Crawford County Missouri | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Daviess County Missouri | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Laclede County Missouri | 1 | $ 193,000 | $ 193,000 | $ 210,000 |
| Monroe County Missouri | 1 | $ 146,000 | $ 146,000 | $ 62,000 |
| Montgomery County Missouri | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Newton County Missouri | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| Nodaway County Missouri | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Osage County Missouri | 1 | $ 162,000 | $ 162,000 | $ 173,000 |
| Ozark County Missouri | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Perry County Missouri | 1 | $ 227,000 | $ 227,000 | $ 61,000 |
| Polk County Missouri | 1 | $ 64,000 | $ 64,000 | $ 25,000 |
| Ray County Missouri | 1 | $ 243,000 | $ 243,000 | $ 125,000 |
| Wright County Missouri | 1 | $ 159,000 | $ 159,000 | $ 150,000 |
| Platte County Nebraska | 1 | $ 313,000 | $ 313,000 | $ 136,000 |
| Clark County Nevada | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Cape May County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 131,000 |
| Hudson County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 231,000 |
| Middlesex County New Jersey | 1 | $ 376,000 | $ 376,000 | $ 92,000 |
| Monmouth County New Jersey | 1 | $ 346,000 | $ 346,000 | $ 99,000 |
| Dutchess County New York | 1 | $ 370,000 | $ 370,000 | $ 187,000 |
| Richmond County New York | 1 | $ 407,000 | $ 407,000 | $ 53,000 |
| Guilford County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 170,000 |
| Onslow County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Hamilton County Ohio | 1 | $ 263,000 | $ 263,000 | $ 136,000 |
| Cherokee County Oklahoma | 1 | $ 323,000 | $ 323,000 | $ 230,000 |
| McClain County Oklahoma | 1 | $ 206,000 | $ 206,000 | $ 51,000 |
| Oklahoma County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Bucks County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Delaware County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 197,000 |
| Berkeley County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Charleston County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
| Georgetown County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 480,000 |
| Sevier County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Collin County Texas | 1 | $ 197,000 | $ 197,000 | $ 55,000 |
| Comal County Texas | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| Kaufman County Texas | 1 | $ 250,000 | $ 250,000 | $ 115,000 |
| Salt Lake County Utah | 1 | $ 311,000 | $ 311,000 | $ 130,000 |
| Arlington County Virginia | 1 | $ 400,000 | $ 400,000 | $ 476,000 |
| Chesterfield County Virginia | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Virginia Beach County Virginia | 1 | $ 244,000 | $ 244,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,491 | $711,860,000 | $203,000 | $1,500,000 | $102,000 | $1,497,000 |
| Refinancing | 1,473 | $345,470,000 | $234,000 | $1,592,000 | $119,000 | $1,234,000 |
| Home Improvement | 191 | $42,823,000 | $224,000 | $712,000 | $113,000 | $436,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,579 | $991,186,000 | $216,000 | $1,592,000 | $111,000 | $1,497,000 |
| Not applicable | 137 | $9,916,000 | $72,000 | $425,000 | $0 | $0 |
| Asian | 136 | $35,734,000 | $262,000 | $1,500,000 | $134,000 | $780,000 |
| Black or African American | 131 | $24,672,000 | $188,000 | $578,000 | $88,000 | $411,000 |
| Hispanic | 124 | $26,031,000 | $209,000 | $606,000 | $87,000 | $263,000 |
| Not Provided | 23 | $6,301,000 | $273,000 | $1,400,000 | $155,000 | $900,000 |
| American Indian or Alaskan Native | 19 | $4,730,000 | $248,000 | $982,000 | $107,000 | $408,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,583,000 | $263,000 | $537,000 | $118,000 | $187,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,142 | $910,325,000 | $219,000 | $1,592,000 | $117,000 | $1,497,000 |
| FHA-insured (Federal Housing Administration) | 668 | $110,999,000 | $166,000 | $550,000 | $65,000 | $520,000 |
| VA-guaranteed (Veterans Administration) | 276 | $68,219,000 | $247,000 | $712,000 | $77,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 69 | $10,610,000 | $153,000 | $283,000 | $54,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,315 | $905,382,000 | $209,000 | $1,200,000 | $106,000 | $1,497,000 |
| Application Withdrawn By Applicant | 461 | $103,149,000 | $223,000 | $1,500,000 | $118,000 | $1,166,000 |
| Application Denied By Financial Institution | 239 | $52,078,000 | $217,000 | $1,269,000 | $94,000 | $780,000 |
| File Closed For Incompleteness | 105 | $33,222,000 | $316,000 | $1,592,000 | $164,000 | $867,000 |
| Application Approved But Not Accepted | 26 | $4,737,000 | $182,000 | $582,000 | $55,000 | $227,000 |
| Preapproval Denied by Financial Institution | 9 | $1,585,000 | $176,000 | $275,000 | $61,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 1 | $151,000 | $151,000 | $151,000 | $47,000 | $47,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.