First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First State Bank Of St. Charles, Missouri 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,863 |
| Total Mortgage Loan Application Amount | $1,011,172,000 |
| Average Mortgage Loan Application Amount | $205,666 |
| Highest Mortgage Loan Application Amount | $2,050,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $5,185,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,060 | $ 265,332,000 | $ 250,000 | $ 127,000 |
| St. Louis County Missouri | 666 | $ 116,442,000 | $ 174,000 | $ 91,000 |
| St. Charles County Missouri | 652 | $ 124,159,000 | $ 190,000 | $ 86,000 |
| Jackson County Missouri | 587 | $ 122,679,000 | $ 208,000 | $ 118,000 |
| Maricopa County Arizona | 302 | $ 81,738,000 | $ 270,000 | $ 112,000 |
| Camden County Missouri | 213 | $ 36,061,000 | $ 169,000 | $ 140,000 |
| St. Louis City County Missouri | 187 | $ 22,420,000 | $ 119,000 | $ 64,000 |
| Clay County Missouri | 137 | $ 26,633,000 | $ 194,000 | $ 91,000 |
| Cass County Missouri | 92 | $ 19,762,000 | $ 214,000 | $ 89,000 |
| Wyandotte County Kansas | 90 | $ 13,097,000 | $ 145,000 | $ 74,000 |
| Jefferson County Missouri | 86 | $ 14,388,000 | $ 167,000 | $ 69,000 |
| Platte County Missouri | 80 | $ 18,204,000 | $ 227,000 | $ 110,000 |
| Leavenworth County Kansas | 77 | $ 15,873,000 | $ 206,000 | $ 86,000 |
| Lincoln County Missouri | 67 | $ 9,900,000 | $ 147,000 | $ 51,000 |
| Miller County Missouri | 57 | $ 8,277,000 | $ 145,000 | $ 82,000 |
| Warren County Missouri | 35 | $ 6,253,000 | $ 178,000 | $ 69,000 |
| Morgan County Missouri | 32 | $ 6,030,000 | $ 188,000 | $ 166,000 |
| Franklin County Missouri | 24 | $ 4,764,000 | $ 198,000 | $ 98,000 |
| Pinal County Arizona | 22 | $ 3,916,000 | $ 178,000 | $ 59,000 |
| Miami County Kansas | 22 | $ 6,447,000 | $ 293,000 | $ 136,000 |
| St. Clair County Illinois | 13 | $ 2,141,000 | $ 164,000 | $ 73,000 |
| Union County New Jersey | 11 | $ 5,906,000 | $ 536,000 | $ 206,000 |
| Douglas County Kansas | 8 | $ 1,398,000 | $ 174,000 | $ 76,000 |
| Coconino County Arizona | 7 | $ 2,167,000 | $ 309,000 | $ 150,000 |
| San Diego County California | 7 | $ 2,906,000 | $ 415,000 | $ 176,000 |
| Franklin County Kansas | 7 | $ 804,000 | $ 114,000 | $ 61,000 |
| Boone County Missouri | 7 | $ 1,221,000 | $ 174,000 | $ 247,000 |
| Cole County Missouri | 7 | $ 1,204,000 | $ 172,000 | $ 88,000 |
| Johnson County Missouri | 7 | $ 1,267,000 | $ 181,000 | $ 78,000 |
| Delaware County Oklahoma | 7 | $ 1,048,000 | $ 149,000 | $ 105,000 |
| Madison County Illinois | 6 | $ 933,000 | $ 155,000 | $ 126,000 |
| Pima County Arizona | 5 | $ 1,010,000 | $ 202,000 | $ 58,000 |
| Yavapai County Arizona | 5 | $ 887,000 | $ 177,000 | $ 65,000 |
| Lee County Florida | 5 | $ 1,515,000 | $ 303,000 | $ 212,000 |
| Jefferson County Kansas | 5 | $ 829,000 | $ 165,000 | $ 84,000 |
| Linn County Kansas | 5 | $ 682,000 | $ 136,000 | $ 78,000 |
| Clark County Nevada | 5 | $ 1,449,000 | $ 289,000 | $ 242,000 |
| Tarrant County Texas | 5 | $ 1,088,000 | $ 217,000 | $ 124,000 |
| Los Angeles County California | 4 | $ 1,481,000 | $ 370,000 | $ 198,000 |
| Shawnee County Kansas | 4 | $ 521,000 | $ 130,000 | $ 63,000 |
| St. Francois County Missouri | 4 | $ 814,000 | $ 203,000 | $ 105,000 |
| Tulsa County Oklahoma | 4 | $ 926,000 | $ 231,000 | $ 111,000 |
| Navajo County Arizona | 3 | $ 390,000 | $ 130,000 | $ 130,000 |
| Okaloosa County Florida | 3 | $ 612,000 | $ 204,000 | $ 131,000 |
| DuPage County Illinois | 3 | $ 800,000 | $ 266,000 | $ 105,000 |
| Polk County Iowa | 3 | $ 561,000 | $ 187,000 | $ 90,000 |
| Montgomery County Maryland | 3 | $ 1,190,000 | $ 396,000 | $ 178,000 |
| Benton County Missouri | 3 | $ 373,000 | $ 124,000 | $ 83,000 |
| Clinton County Missouri | 3 | $ 389,000 | $ 129,000 | $ 58,000 |
| Greene County Missouri | 3 | $ 2,504,000 | $ 834,000 | $ 317,000 |
| Lafayette County Missouri | 3 | $ 444,000 | $ 148,000 | $ 65,000 |
| Pike County Missouri | 3 | $ 285,000 | $ 95,000 | $ 32,000 |
| Knox County Tennessee | 3 | $ 419,000 | $ 139,000 | $ 49,000 |
| Mohave County Arizona | 2 | $ 277,000 | $ 138,000 | $ 61,000 |
| Washington County Arkansas | 2 | $ 258,000 | $ 129,000 | $ 453,000 |
| Plumas County California | 2 | $ 292,000 | $ 146,000 | $ 116,000 |
| Arapahoe County Colorado | 2 | $ 728,000 | $ 364,000 | $ 122,000 |
| Denver County Colorado | 2 | $ 711,000 | $ 355,000 | $ 213,000 |
| Orange County Florida | 2 | $ 566,000 | $ 283,000 | $ 111,000 |
| Pasco County Florida | 2 | $ 293,000 | $ 146,000 | $ 124,000 |
| Pinellas County Florida | 2 | $ 1,019,000 | $ 509,000 | $ 328,000 |
| Sumter County Florida | 2 | $ 259,000 | $ 129,000 | $ 64,000 |
| Greene County Georgia | 2 | $ 648,000 | $ 324,000 | $ 113,000 |
| Maui County Hawaii | 2 | $ 878,000 | $ 439,000 | $ 258,000 |
| Canyon County Idaho | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Cook County Illinois | 2 | $ 886,000 | $ 443,000 | $ 160,000 |
| Williamson County Illinois | 2 | $ 154,000 | $ 77,000 | $ 32,000 |
| Ellis County Kansas | 2 | $ 107,000 | $ 53,000 | $ 40,000 |
| Saline County Kansas | 2 | $ 487,000 | $ 243,000 | $ 218,000 |
| Sedgwick County Kansas | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Ingham County Michigan | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Caldwell County Missouri | 2 | $ 345,000 | $ 172,000 | $ 64,000 |
| Callaway County Missouri | 2 | $ 300,000 | $ 150,000 | $ 314,000 |
| Christian County Missouri | 2 | $ 317,000 | $ 158,000 | $ 60,000 |
| Henry County Missouri | 2 | $ 267,000 | $ 133,000 | $ 54,000 |
| McDonald County Missouri | 2 | $ 327,000 | $ 163,000 | $ 54,000 |
| Phelps County Missouri | 2 | $ 848,000 | $ 424,000 | $ 133,000 |
| Ray County Missouri | 2 | $ 415,000 | $ 207,000 | $ 76,000 |
| Ste. Genevieve County Missouri | 2 | $ 388,000 | $ 194,000 | $ 54,000 |
| Stone County Missouri | 2 | $ 433,000 | $ 216,000 | $ 157,000 |
| Taney County Missouri | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Douglas County Nebraska | 2 | $ 616,000 | $ 308,000 | $ 113,000 |
| Platte County Nebraska | 2 | $ 182,000 | $ 91,000 | $ 173,000 |
| Hudson County New Jersey | 2 | $ 1,068,000 | $ 534,000 | $ 247,000 |
| Suffolk County New York | 2 | $ 1,635,000 | $ 817,000 | $ 2,644,000 |
| Cuyahoga County Ohio | 2 | $ 382,000 | $ 191,000 | $ 83,000 |
| Franklin County Ohio | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Canadian County Oklahoma | 2 | $ 333,000 | $ 166,000 | $ 56,000 |
| Brazoria County Texas | 2 | $ 743,000 | $ 371,000 | $ 260,000 |
| Denton County Texas | 2 | $ 799,000 | $ 399,000 | $ 143,000 |
| Randall County Texas | 2 | $ 612,000 | $ 306,000 | $ 148,000 |
| Salt Lake County Utah | 2 | $ 485,000 | $ 242,000 | $ 197,000 |
| Pierce County Washington | 2 | $ 691,000 | $ 345,000 | $ 134,000 |
| Gila County Arizona | 1 | $ 190,000 | $ 190,000 | $ 196,000 |
| Baxter County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 123,000 |
| Pulaski County Arkansas | 1 | $ 372,000 | $ 372,000 | $ 275,000 |
| Fresno County California | 1 | $ 216,000 | $ 216,000 | $ 92,000 |
| Merced County California | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Placer County California | 1 | $ 341,000 | $ 341,000 | $ 144,000 |
| Archuleta County Colorado | 1 | $ 156,000 | $ 156,000 | $ 178,000 |
| Boulder County Colorado | 1 | $ 300,000 | $ 300,000 | $ 245,000 |
| Eagle County Colorado | 1 | $ 450,000 | $ 450,000 | $ 211,000 |
| Jefferson County Colorado | 1 | $ 347,000 | $ 347,000 | $ 189,000 |
| Summit County Colorado | 1 | $ 334,000 | $ 334,000 | $ 168,000 |
| New Castle County Delaware | 1 | $ 386,000 | $ 386,000 | $ 160,000 |
| Brevard County Florida | 1 | $ 369,000 | $ 369,000 | $ 145,000 |
| Broward County Florida | 1 | $ 410,000 | $ 410,000 | $ 617,000 |
| Charlotte County Florida | 1 | $ 165,000 | $ 165,000 | $ 513,000 |
| Manatee County Florida | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Marion County Florida | 1 | $ 173,000 | $ 173,000 | $ 41,000 |
| Miami-Dade County Florida | 1 | $ 392,000 | $ 392,000 | $ 104,000 |
| Osceola County Florida | 1 | $ 136,000 | $ 136,000 | $ 550,000 |
| Palm Beach County Florida | 1 | $ 346,000 | $ 346,000 | $ 175,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Sarasota County Florida | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
| St. Johns County Florida | 1 | $ 123,000 | $ 123,000 | $ 91,000 |
| Cobb County Georgia | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| DeKalb County Georgia | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Fayette County Georgia | 1 | $ 348,000 | $ 348,000 | $ 154,000 |
| Forsyth County Georgia | 1 | $ 468,000 | $ 468,000 | $ 127,000 |
| Fulton County Georgia | 1 | $ 227,000 | $ 227,000 | $ 94,000 |
| Ware County Georgia | 1 | $ 278,000 | $ 278,000 | $ 90,000 |
| Kootenai County Idaho | 1 | $ 209,000 | $ 209,000 | $ 72,000 |
| Fulton County Illinois | 1 | $ 340,000 | $ 340,000 | $ 709,000 |
| Johnson County Illinois | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| McHenry County Illinois | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Monroe County Illinois | 1 | $ 161,000 | $ 161,000 | $ 77,000 |
| Randolph County Illinois | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Elkhart County Indiana | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Hamilton County Indiana | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| Huntington County Indiana | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Lake County Indiana | 1 | $ 191,000 | $ 191,000 | $ 81,000 |
| Ripley County Indiana | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Vanderburgh County Indiana | 1 | $ 203,000 | $ 203,000 | $ 47,000 |
| Guthrie County Iowa | 1 | $ 323,000 | $ 323,000 | $ 63,000 |
| Jefferson County Iowa | 1 | $ 218,000 | $ 218,000 | $ 280,000 |
| Johnson County Iowa | 1 | $ 274,000 | $ 274,000 | $ 193,000 |
| Allen County Kansas | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Bourbon County Kansas | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Chase County Kansas | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Crawford County Kansas | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Geary County Kansas | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Neosho County Kansas | 1 | $ 167,000 | $ 167,000 | $ 81,000 |
| Trigg County Kentucky | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Middlesex County Massachusetts | 1 | $ 252,000 | $ 252,000 | $ 39,000 |
| Plymouth County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Barry County Michigan | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Berrien County Michigan | 1 | $ 420,000 | $ 420,000 | $ 189,000 |
| Eaton County Michigan | 1 | $ 213,000 | $ 213,000 | $ 52,000 |
| Genesee County Michigan | 1 | $ 121,000 | $ 121,000 | $ 31,000 |
| Ottawa County Michigan | 1 | $ 424,000 | $ 424,000 | $ 238,000 |
| Andrew County Missouri | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Barry County Missouri | 1 | $ 134,000 | $ 134,000 | $ 37,000 |
| Cape Girardeau County Missouri | 1 | $ 210,000 | $ 210,000 | $ 382,000 |
| Cedar County Missouri | 1 | $ 170,000 | $ 170,000 | $ 614,000 |
| Crawford County Missouri | 1 | $ 56,000 | $ 56,000 | $ 107,000 |
| Gentry County Missouri | 1 | $ 417,000 | $ 417,000 | $ 259,000 |
| Howell County Missouri | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Jasper County Missouri | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Laclede County Missouri | 1 | $ 228,000 | $ 228,000 | $ 102,000 |
| Livingston County Missouri | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Macon County Missouri | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Moniteau County Missouri | 1 | $ 16,000 | $ 16,000 | $ 37,000 |
| Pettis County Missouri | 1 | $ 172,000 | $ 172,000 | $ 10,000 |
| Ralls County Missouri | 1 | $ 249,000 | $ 249,000 | $ 109,000 |
| Stoddard County Missouri | 1 | $ 164,000 | $ 164,000 | $ 137,000 |
| Washington County Missouri | 1 | $ 167,000 | $ 167,000 | $ 52,000 |
| Flathead County Montana | 1 | $ 242,000 | $ 242,000 | $ 130,000 |
| Missoula County Montana | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Lancaster County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Red Willow County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
| Washoe County Nevada | 1 | $ 424,000 | $ 424,000 | $ 121,000 |
| Cape May County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 275,000 |
| Middlesex County New Jersey | 1 | $ 402,000 | $ 402,000 | $ 144,000 |
| Morris County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 111,000 |
| Somerset County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Dona Ana County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Durham County North Carolina | 1 | $ 339,000 | $ 339,000 | $ 110,000 |
| Pitt County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 107,000 |
| Geauga County Ohio | 1 | $ 254,000 | $ 254,000 | $ 92,000 |
| Craig County Oklahoma | 1 | $ 383,000 | $ 383,000 | $ 229,000 |
| Mayes County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 538,000 |
| Clatsop County Oregon | 1 | $ 388,000 | $ 388,000 | $ 122,000 |
| Jackson County Oregon | 1 | $ 549,000 | $ 549,000 | $ 305,000 |
| Washington County Oregon | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Allegheny County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 155,000 |
| Lancaster County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Providence County Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Beaufort County South Carolina | 1 | $ 330,000 | $ 330,000 | $ 128,000 |
| Charleston County South Carolina | 1 | $ 290,000 | $ 290,000 | $ 90,000 |
| Horry County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 140,000 |
| Lancaster County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Montgomery County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 76,000 |
| Union County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Collin County Texas | 1 | $ 424,000 | $ 424,000 | $ 130,000 |
| Ellis County Texas | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Harris County Texas | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Utah County Utah | 1 | $ 406,000 | $ 406,000 | $ 141,000 |
| Loudoun County Virginia | 1 | $ 400,000 | $ 400,000 | $ 205,000 |
| Grays Harbor County Washington | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| King County Washington | 1 | $ 381,000 | $ 381,000 | $ 82,000 |
| Snohomish County Washington | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Waukesha County Wisconsin | 1 | $ 282,000 | $ 282,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,807 | $793,087,000 | $208,000 | $1,508,000 | $107,000 | $5,185,000 |
| Refinancing | 918 | $190,157,000 | $207,000 | $2,050,000 | $105,000 | $747,000 |
| Home Improvement | 138 | $27,928,000 | $202,000 | $584,000 | $112,000 | $1,160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,074 | $880,579,000 | $216,000 | $1,508,000 | $113,000 | $5,185,000 |
| Not applicable | 258 | $17,360,000 | $67,000 | $390,000 | $0 | $0 |
| Black or African American | 180 | $34,039,000 | $189,000 | $800,000 | $93,000 | $1,044,000 |
| Hispanic | 150 | $29,890,000 | $199,000 | $524,000 | $87,000 | $480,000 |
| Asian | 144 | $37,127,000 | $257,000 | $2,050,000 | $151,000 | $693,000 |
| Not Provided | 32 | $5,814,000 | $181,000 | $480,000 | $129,000 | $629,000 |
| American Indian or Alaskan Native | 18 | $4,059,000 | $225,000 | $376,000 | $97,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,304,000 | $329,000 | $962,000 | $145,000 | $315,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,771 | $807,459,000 | $214,000 | $2,050,000 | $117,000 | $5,185,000 |
| FHA-insured (Federal Housing Administration) | 784 | $134,529,000 | $171,000 | $524,000 | $67,000 | $321,000 |
| VA-guaranteed (Veterans Administration) | 232 | $58,387,000 | $251,000 | $856,000 | $92,000 | $747,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $10,797,000 | $142,000 | $277,000 | $48,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,981 | $802,169,000 | $201,000 | $1,139,000 | $104,000 | $1,307,000 |
| Application Withdrawn By Applicant | 483 | $116,729,000 | $241,000 | $2,050,000 | $124,000 | $1,044,000 |
| Application Denied By Financial Institution | 274 | $58,478,000 | $213,000 | $1,395,000 | $114,000 | $5,185,000 |
| File Closed For Incompleteness | 72 | $24,253,000 | $336,000 | $1,120,000 | $148,000 | $716,000 |
| Application Approved But Not Accepted | 39 | $6,570,000 | $168,000 | $600,000 | $88,000 | $360,000 |
| Preapproval Denied by Financial Institution | 14 | $2,973,000 | $212,000 | $424,000 | $74,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.