First Horizon Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Horizon Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5Th Floor Memphis, TN 38101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,497 |
| Total Mortgage Loan Application Amount | $990,884,000 |
| Average Mortgage Loan Application Amount | $260,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $158,333 |
| Highest Applicant Income | $5,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 476 | $ 179,630,000 | $ 377,000 | $ 192,000 |
| Shelby County Tennessee | 335 | $ 72,715,000 | $ 217,000 | $ 147,000 |
| Hamilton County Tennessee | 330 | $ 99,286,000 | $ 300,000 | $ 201,000 |
| Williamson County Tennessee | 303 | $ 143,472,000 | $ 473,000 | $ 246,000 |
| Knox County Tennessee | 276 | $ 83,861,000 | $ 303,000 | $ 216,000 |
| Washington County Tennessee | 162 | $ 38,449,000 | $ 237,000 | $ 149,000 |
| Rutherford County Tennessee | 161 | $ 27,078,000 | $ 168,000 | $ 91,000 |
| Sullivan County Tennessee | 112 | $ 25,290,000 | $ 225,000 | $ 148,000 |
| Sumner County Tennessee | 96 | $ 22,769,000 | $ 237,000 | $ 128,000 |
| Blount County Tennessee | 80 | $ 16,382,000 | $ 204,000 | $ 129,000 |
| Greene County Tennessee | 73 | $ 12,100,000 | $ 165,000 | $ 98,000 |
| Wilson County Tennessee | 68 | $ 13,288,000 | $ 195,000 | $ 108,000 |
| Maury County Tennessee | 64 | $ 10,794,000 | $ 168,000 | $ 84,000 |
| Putnam County Tennessee | 54 | $ 7,472,000 | $ 138,000 | $ 81,000 |
| DeSoto County Mississippi | 50 | $ 7,448,000 | $ 148,000 | $ 70,000 |
| Forsyth County North Carolina | 47 | $ 21,979,000 | $ 467,000 | $ 277,000 |
| Wake County North Carolina | 46 | $ 13,345,000 | $ 290,000 | $ 156,000 |
| Bradley County Tennessee | 37 | $ 6,579,000 | $ 177,000 | $ 111,000 |
| Hamblen County Tennessee | 34 | $ 6,521,000 | $ 191,000 | $ 131,000 |
| Madison County Tennessee | 30 | $ 7,114,000 | $ 237,000 | $ 173,000 |
| Sevier County Tennessee | 30 | $ 5,908,000 | $ 196,000 | $ 174,000 |
| Harris County Texas | 30 | $ 5,944,000 | $ 198,000 | $ 74,000 |
| Jefferson County Tennessee | 23 | $ 3,870,000 | $ 168,000 | $ 95,000 |
| Catoosa County Georgia | 21 | $ 4,635,000 | $ 220,000 | $ 121,000 |
| Lawrence County Tennessee | 21 | $ 1,729,000 | $ 82,000 | $ 44,000 |
| Carter County Tennessee | 20 | $ 3,048,000 | $ 152,000 | $ 97,000 |
| Roane County Tennessee | 20 | $ 2,935,000 | $ 146,000 | $ 103,000 |
| Charleston County South Carolina | 17 | $ 4,806,000 | $ 282,000 | $ 148,000 |
| Fayette County Tennessee | 15 | $ 2,791,000 | $ 186,000 | $ 253,000 |
| Loudon County Tennessee | 15 | $ 4,569,000 | $ 304,000 | $ 188,000 |
| Marshall County Tennessee | 14 | $ 1,447,000 | $ 103,000 | $ 98,000 |
| Unicoi County Tennessee | 13 | $ 1,410,000 | $ 108,000 | $ 58,000 |
| White County Tennessee | 12 | $ 918,000 | $ 76,000 | $ 49,000 |
| Richmond City County Virginia | 12 | $ 2,717,000 | $ 226,000 | $ 173,000 |
| Walker County Georgia | 11 | $ 2,034,000 | $ 184,000 | $ 131,000 |
| Hawkins County Tennessee | 10 | $ 1,827,000 | $ 182,000 | $ 82,000 |
| Henrico County Virginia | 10 | $ 3,204,000 | $ 320,000 | $ 234,000 |
| Duval County Florida | 9 | $ 1,967,000 | $ 218,000 | $ 110,000 |
| Tate County Mississippi | 9 | $ 748,000 | $ 83,000 | $ 42,000 |
| DeKalb County Tennessee | 9 | $ 3,486,000 | $ 387,000 | $ 316,000 |
| Tipton County Tennessee | 9 | $ 748,000 | $ 83,000 | $ 49,000 |
| Anderson County Tennessee | 8 | $ 1,939,000 | $ 242,000 | $ 152,000 |
| Grainger County Tennessee | 8 | $ 1,027,000 | $ 128,000 | $ 72,000 |
| Chesterfield County Virginia | 7 | $ 2,308,000 | $ 329,000 | $ 159,000 |
| Los Angeles County California | 6 | $ 7,382,000 | $ 1,230,000 | $ 1,910,000 |
| Cheatham County Tennessee | 6 | $ 809,000 | $ 134,000 | $ 194,000 |
| Marion County Tennessee | 6 | $ 1,258,000 | $ 209,000 | $ 182,000 |
| Monroe County Tennessee | 6 | $ 1,288,000 | $ 214,000 | $ 117,000 |
| Walton County Florida | 5 | $ 2,790,000 | $ 558,000 | $ 769,000 |
| Cherokee County Georgia | 5 | $ 1,234,000 | $ 246,000 | $ 75,000 |
| Fulton County Georgia | 5 | $ 1,533,000 | $ 306,000 | $ 261,000 |
| Whitfield County Georgia | 5 | $ 1,364,000 | $ 272,000 | $ 266,000 |
| Mecklenburg County North Carolina | 5 | $ 1,276,000 | $ 255,000 | $ 185,000 |
| Dickson County Tennessee | 5 | $ 745,000 | $ 149,000 | $ 65,000 |
| Robertson County Tennessee | 5 | $ 559,000 | $ 111,000 | $ 85,000 |
| Sequatchie County Tennessee | 5 | $ 1,310,000 | $ 262,000 | $ 172,000 |
| Crittenden County Arkansas | 4 | $ 549,000 | $ 137,000 | $ 87,000 |
| Marshall County Mississippi | 4 | $ 268,000 | $ 67,000 | $ 69,000 |
| Orange County North Carolina | 4 | $ 3,772,000 | $ 943,000 | $ 341,000 |
| Campbell County Tennessee | 4 | $ 1,732,000 | $ 433,000 | $ 418,000 |
| Cannon County Tennessee | 4 | $ 595,000 | $ 148,000 | $ 54,000 |
| Gibson County Tennessee | 4 | $ 435,000 | $ 108,000 | $ 89,000 |
| Humphreys County Tennessee | 4 | $ 318,000 | $ 79,000 | $ 31,000 |
| Jackson County Tennessee | 4 | $ 367,000 | $ 91,000 | $ 41,000 |
| Johnson County Tennessee | 4 | $ 739,000 | $ 184,000 | $ 100,000 |
| Rhea County Tennessee | 4 | $ 565,000 | $ 141,000 | $ 55,000 |
| Washington County Virginia | 4 | $ 1,304,000 | $ 326,000 | $ 151,000 |
| Jefferson County Alabama | 3 | $ 1,726,000 | $ 575,000 | $ 330,000 |
| Madison County Alabama | 3 | $ 1,883,000 | $ 627,000 | $ 434,000 |
| District of Columbia County District Of Columbia | 3 | $ 4,015,000 | $ 1,338,000 | $ 461,000 |
| Bay County Florida | 3 | $ 756,000 | $ 252,000 | $ 236,000 |
| Dade County Georgia | 3 | $ 978,000 | $ 326,000 | $ 181,000 |
| Davie County North Carolina | 3 | $ 1,264,000 | $ 421,000 | $ 185,000 |
| Guilford County North Carolina | 3 | $ 1,259,000 | $ 419,000 | $ 315,000 |
| Watauga County North Carolina | 3 | $ 839,000 | $ 279,000 | $ 284,000 |
| Beaufort County South Carolina | 3 | $ 1,018,000 | $ 339,000 | $ 152,000 |
| Cocke County Tennessee | 3 | $ 155,000 | $ 51,000 | $ 59,000 |
| Franklin County Tennessee | 3 | $ 1,173,000 | $ 391,000 | $ 966,000 |
| Hardeman County Tennessee | 3 | $ 414,000 | $ 138,000 | $ 149,000 |
| Hardin County Tennessee | 3 | $ 281,000 | $ 93,000 | $ 130,000 |
| Meigs County Tennessee | 3 | $ 314,000 | $ 104,000 | $ 114,000 |
| Overton County Tennessee | 3 | $ 706,000 | $ 235,000 | $ 144,000 |
| Van Buren County Tennessee | 3 | $ 321,000 | $ 107,000 | $ 111,000 |
| Bristol County Virginia | 3 | $ 390,000 | $ 130,000 | $ 84,000 |
| Fairfax County Virginia | 3 | $ 1,483,000 | $ 494,000 | $ 236,000 |
| Scott County Virginia | 3 | $ 500,000 | $ 166,000 | $ 179,000 |
| Franklin County Arkansas | 2 | $ 131,000 | $ 65,000 | $ 23,000 |
| Broward County Florida | 2 | $ 2,239,000 | $ 1,119,000 | $ 357,000 |
| Hillsborough County Florida | 2 | $ 1,370,000 | $ 685,000 | $ 258,000 |
| Okaloosa County Florida | 2 | $ 487,000 | $ 243,000 | $ 242,000 |
| Orange County Florida | 2 | $ 1,300,000 | $ 650,000 | $ 371,000 |
| Cobb County Georgia | 2 | $ 424,000 | $ 212,000 | $ 136,000 |
| DeKalb County Georgia | 2 | $ 1,087,000 | $ 543,000 | $ 264,000 |
| Gwinnett County Georgia | 2 | $ 600,000 | $ 300,000 | $ 167,000 |
| Jefferson County Kentucky | 2 | $ 444,000 | $ 222,000 | $ 194,000 |
| Avery County North Carolina | 2 | $ 995,000 | $ 497,000 | $ 355,000 |
| Chatham County North Carolina | 2 | $ 1,246,000 | $ 623,000 | $ 332,000 |
| Pender County North Carolina | 2 | $ 512,000 | $ 256,000 | $ 198,000 |
| Medina County Ohio | 2 | $ 902,000 | $ 451,000 | $ 326,000 |
| Oconee County South Carolina | 2 | $ 1,800,000 | $ 900,000 | $ 716,000 |
| Bedford County Tennessee | 2 | $ 363,000 | $ 181,000 | $ 73,000 |
| Cumberland County Tennessee | 2 | $ 378,000 | $ 189,000 | $ 66,000 |
| Decatur County Tennessee | 2 | $ 94,000 | $ 47,000 | $ 22,000 |
| Henderson County Tennessee | 2 | $ 145,000 | $ 72,000 | $ 71,000 |
| Montgomery County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 269,000 |
| Polk County Tennessee | 2 | $ 341,000 | $ 170,000 | $ 156,000 |
| Smith County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Trousdale County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 74,000 |
| Union County Tennessee | 2 | $ 201,000 | $ 100,000 | $ 88,000 |
| Lee County Virginia | 2 | $ 66,000 | $ 33,000 | $ 16,000 |
| Prince William County Virginia | 2 | $ 596,000 | $ 298,000 | $ 114,000 |
| Winchester County Virginia | 2 | $ 1,780,000 | $ 890,000 | $ 450,000 |
| Chambers County Alabama | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Colbert County Alabama | 1 | $ 552,000 | $ 552,000 | $ 738,000 |
| DeKalb County Alabama | 1 | $ 74,000 | $ 74,000 | $ 255,000 |
| Yavapai County Arizona | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Cleburne County Arkansas | 1 | $ 250,000 | $ 250,000 | $ 719,000 |
| Fulton County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| Izard County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Mississippi County Arkansas | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Pike County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 65,000 |
| Sharp County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 136,000 |
| Yell County Arkansas | 1 | $ 251,000 | $ 251,000 | $ 120,000 |
| Orange County California | 1 | $ 743,000 | $ 743,000 | $ 347,000 |
| Riverside County California | 1 | $ 337,000 | $ 337,000 | $ 667,000 |
| Ventura County California | 1 | $ 2,319,000 | $ 2,319,000 | $ 5,900,000 |
| Boulder County Colorado | 1 | $ 321,000 | $ 321,000 | $ 124,000 |
| Denver County Colorado | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Huerfano County Colorado | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Brevard County Florida | 1 | $ 753,000 | $ 753,000 | $ 150,000 |
| Collier County Florida | 1 | $ 161,000 | $ 161,000 | $ 172,000 |
| Escambia County Florida | 1 | $ 564,000 | $ 564,000 | $ 1,268,000 |
| Manatee County Florida | 1 | $ 2,763,000 | $ 2,763,000 | $ 0 |
| Polk County Florida | 1 | $ 88,000 | $ 88,000 | $ 199,000 |
| Sumter County Florida | 1 | $ 832,000 | $ 832,000 | $ 269,000 |
| Dawson County Georgia | 1 | $ 234,000 | $ 234,000 | $ 93,000 |
| Glynn County Georgia | 1 | $ 732,000 | $ 732,000 | $ 269,000 |
| Gordon County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Jackson County Georgia | 1 | $ 171,000 | $ 171,000 | $ 139,000 |
| Murray County Georgia | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| Union County Georgia | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Cook County Illinois | 1 | $ 1,806,000 | $ 1,806,000 | $ 1,001,000 |
| Will County Illinois | 1 | $ 70,000 | $ 70,000 | $ 110,000 |
| Monroe County Indiana | 1 | $ 347,000 | $ 347,000 | $ 257,000 |
| Allen County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 182,000 |
| Marshall County Kentucky | 1 | $ 500,000 | $ 500,000 | $ 404,000 |
| Simpson County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 129,000 |
| Warren County Kentucky | 1 | $ 596,000 | $ 596,000 | $ 846,000 |
| Jefferson County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 349,000 |
| Baltimore City County Maryland | 1 | $ 435,000 | $ 435,000 | $ 713,000 |
| Montgomery County Maryland | 1 | $ 265,000 | $ 265,000 | $ 419,000 |
| Middlesex County Massachusetts | 1 | $ 97,000 | $ 97,000 | $ 336,000 |
| Wayne County Michigan | 1 | $ 204,000 | $ 204,000 | $ 260,000 |
| Hennepin County Minnesota | 1 | $ 651,000 | $ 651,000 | $ 300,000 |
| Forrest County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 118,000 |
| Lamar County Mississippi | 1 | $ 377,000 | $ 377,000 | $ 348,000 |
| Oktibbeha County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 120,000 |
| Panola County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 23,000 |
| Tishomingo County Mississippi | 1 | $ 1,114,000 | $ 1,114,000 | $ 989,000 |
| Union County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 549,000 |
| Buchanan County Missouri | 1 | $ 220,000 | $ 220,000 | $ 252,000 |
| Steuben County New York | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Brunswick County North Carolina | 1 | $ 548,000 | $ 548,000 | $ 420,000 |
| Buncombe County North Carolina | 1 | $ 1,900,000 | $ 1,900,000 | $ 423,000 |
| Carteret County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Craven County North Carolina | 1 | $ 473,000 | $ 473,000 | $ 200,000 |
| Davidson County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 1,177,000 |
| Durham County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 150,000 |
| Haywood County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 101,000 |
| Jackson County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 319,000 |
| Moore County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 220,000 |
| New Hanover County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Pitt County North Carolina | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Stokes County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 39,000 |
| Warren County Ohio | 1 | $ 539,000 | $ 539,000 | $ 352,000 |
| Allegheny County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 350,000 |
| Dauphin County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 163,000 |
| Greenville County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Pickens County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 419,000 |
| York County South Carolina | 1 | $ 308,000 | $ 308,000 | $ 98,000 |
| Benton County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 364,000 |
| Carroll County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 120,000 |
| Chester County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 91,000 |
| Claiborne County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 152,000 |
| Coffee County Tennessee | 1 | $ 1,168,000 | $ 1,168,000 | $ 216,000 |
| Giles County Tennessee | 1 | $ 306,000 | $ 306,000 | $ 60,000 |
| Henry County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 364,000 |
| Hickman County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Lewis County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 35,000 |
| Macon County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Perry County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Pickett County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 215,000 |
| Montgomery County Texas | 1 | $ 600,000 | $ 600,000 | $ 475,000 |
| Utah County Utah | 1 | $ 450,000 | $ 450,000 | $ 662,000 |
| Amelia County Virginia | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Colonial Heights County Virginia | 1 | $ 118,000 | $ 118,000 | $ 61,000 |
| Frederick County Virginia | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Fredericksburg County Virginia | 1 | $ 646,000 | $ 646,000 | $ 338,000 |
| Goochland County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 249,000 |
| Loudoun County Virginia | 1 | $ 418,000 | $ 418,000 | $ 120,000 |
| Mecklenburg County Virginia | 1 | $ 330,000 | $ 330,000 | $ 300,000 |
| Norfolk County Virginia | 1 | $ 248,000 | $ 248,000 | $ 100,000 |
| Powhatan County Virginia | 1 | $ 465,000 | $ 465,000 | $ 305,000 |
| Russell County Virginia | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,764 | $404,818,000 | $229,000 | $2,420,000 | $145,000 | $1,847,000 |
| Home Purchase | 1,474 | $537,387,000 | $364,000 | $3,000,000 | $220,000 | $5,900,000 |
| Home Improvement | 259 | $48,679,000 | $187,000 | $1,840,000 | $110,000 | $1,001,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,541 | $633,257,000 | $249,000 | $3,000,000 | $159,000 | $5,900,000 |
| Not Provided | 583 | $279,706,000 | $479,000 | $3,000,000 | $275,000 | $3,250,000 |
| Black or African American | 194 | $27,549,000 | $142,000 | $1,000,000 | $88,000 | $1,000,000 |
| Asian | 90 | $27,053,000 | $300,000 | $1,435,000 | $187,000 | $1,314,000 |
| Hispanic | 64 | $16,269,000 | $254,000 | $1,168,000 | $144,000 | $843,000 |
| Not applicable | 15 | $5,234,000 | $348,000 | $1,491,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,093,000 | $156,000 | $757,000 | $79,000 | $350,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $723,000 | $241,000 | $380,000 | $109,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,375 | $972,370,000 | $288,000 | $3,000,000 | $178,000 | $5,900,000 |
| FHA-insured (Federal Housing Administration) | 102 | $15,641,000 | $153,000 | $303,000 | $49,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 20 | $2,873,000 | $143,000 | $303,000 | $58,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,036 | $676,059,000 | $332,000 | $3,000,000 | $219,000 | $5,900,000 |
| Application Denied By Financial Institution | 768 | $159,306,000 | $207,000 | $2,420,000 | $109,000 | $1,268,000 |
| Loan Purchased By The Institution | 342 | $57,227,000 | $167,000 | $410,000 | $55,000 | $339,000 |
| Application Withdrawn By Applicant | 291 | $83,337,000 | $286,000 | $2,738,000 | $173,000 | $1,314,000 |
| File Closed For Incompleteness | 41 | $6,039,000 | $147,000 | $336,000 | $93,000 | $840,000 |
| Application Approved But Not Accepted | 19 | $8,916,000 | $469,000 | $1,300,000 | $287,000 | $1,722,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 290 | $71,709,000 | $247,000 | $2,420,000 | $143,000 | $1,067,000 |
| Credit History | 191 | $25,345,000 | $132,000 | $1,244,000 | $77,000 | $798,000 |
| Debt-To-Income Ratio | 156 | $28,265,000 | $181,000 | $900,000 | $58,000 | $650,000 |
| Collateral | 114 | $30,603,000 | $268,000 | $1,349,000 | $144,000 | $1,268,000 |
| Employment History | 10 | $2,276,000 | $227,000 | $500,000 | $110,000 | $300,000 |
| Unverifiable Information | 5 | $703,000 | $140,000 | $190,000 | $104,000 | $250,000 |
| Credit Application Incomplete | 1 | $250,000 | $250,000 | $250,000 | $145,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.