First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First United Bank And Trust Company 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,795 |
| Total Mortgage Loan Application Amount | $596,213,000 |
| Average Mortgage Loan Application Amount | $94,666 |
| Highest Mortgage Loan Application Amount | $2,343,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $2,559,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 706 | $ 82,655,000 | $ 117,000 | $ 58,000 |
| Bryan County Oklahoma | 528 | $ 48,685,000 | $ 92,000 | $ 63,000 |
| Pottawatomie County Oklahoma | 413 | $ 44,436,000 | $ 107,000 | $ 64,000 |
| Tulsa County Oklahoma | 364 | $ 51,368,000 | $ 141,000 | $ 70,000 |
| Cleveland County Oklahoma | 327 | $ 44,117,000 | $ 134,000 | $ 69,000 |
| Denton County Texas | 227 | $ 37,721,000 | $ 166,000 | $ 97,000 |
| Pontotoc County Oklahoma | 206 | $ 23,819,000 | $ 115,000 | $ 72,000 |
| Collin County Texas | 171 | $ 40,384,000 | $ 236,000 | $ 124,000 |
| Garvin County Oklahoma | 170 | $ 17,797,000 | $ 104,000 | $ 70,000 |
| Creek County Oklahoma | 159 | $ 18,075,000 | $ 113,000 | $ 68,000 |
| Seminole County Oklahoma | 156 | $ 11,391,000 | $ 73,000 | $ 58,000 |
| Hughes County Oklahoma | 118 | $ 9,605,000 | $ 81,000 | $ 80,000 |
| Canadian County Oklahoma | 110 | $ 17,104,000 | $ 155,000 | $ 70,000 |
| Dallas County Texas | 106 | $ 18,966,000 | $ 178,000 | $ 123,000 |
| Grayson County Texas | 87 | $ 10,597,000 | $ 121,000 | $ 75,000 |
| Marshall County Oklahoma | 70 | $ 5,445,000 | $ 77,000 | $ 58,000 |
| Rogers County Oklahoma | 67 | $ 9,543,000 | $ 142,000 | $ 70,000 |
| Tarrant County Texas | 53 | $ 12,459,000 | $ 235,000 | $ 151,000 |
| Choctaw County Oklahoma | 51 | $ 2,407,000 | $ 47,000 | $ 56,000 |
| Wagoner County Oklahoma | 44 | $ 6,218,000 | $ 141,000 | $ 64,000 |
| McClain County Oklahoma | 34 | $ 4,152,000 | $ 122,000 | $ 71,000 |
| Atoka County Oklahoma | 32 | $ 3,199,000 | $ 99,000 | $ 66,000 |
| Lincoln County Oklahoma | 29 | $ 3,305,000 | $ 113,000 | $ 54,000 |
| Grady County Oklahoma | 28 | $ 4,648,000 | $ 166,000 | $ 94,000 |
| Logan County Oklahoma | 28 | $ 4,865,000 | $ 173,000 | $ 72,000 |
| Osage County Oklahoma | 27 | $ 3,283,000 | $ 121,000 | $ 67,000 |
| Washington County Oklahoma | 27 | $ 2,155,000 | $ 79,000 | $ 39,000 |
| Murray County Oklahoma | 25 | $ 2,789,000 | $ 111,000 | $ 80,000 |
| Mayes County Oklahoma | 23 | $ 2,454,000 | $ 106,000 | $ 51,000 |
| Carter County Oklahoma | 22 | $ 2,559,000 | $ 116,000 | $ 76,000 |
| Pittsburg County Oklahoma | 21 | $ 2,943,000 | $ 140,000 | $ 111,000 |
| Comanche County Oklahoma | 20 | $ 2,020,000 | $ 101,000 | $ 61,000 |
| Johnston County Oklahoma | 17 | $ 1,594,000 | $ 93,000 | $ 65,000 |
| Payne County Oklahoma | 17 | $ 2,260,000 | $ 132,000 | $ 70,000 |
| Delaware County Oklahoma | 11 | $ 1,601,000 | $ 145,000 | $ 94,000 |
| Garfield County Oklahoma | 11 | $ 1,066,000 | $ 96,000 | $ 68,000 |
| Cooke County Texas | 11 | $ 1,736,000 | $ 157,000 | $ 79,000 |
| Navarro County Texas | 11 | $ 1,128,000 | $ 102,000 | $ 65,000 |
| Love County Oklahoma | 10 | $ 953,000 | $ 95,000 | $ 63,000 |
| Rockwall County Texas | 10 | $ 1,896,000 | $ 189,000 | $ 89,000 |
| Muskogee County Oklahoma | 9 | $ 955,000 | $ 106,000 | $ 51,000 |
| Okmulgee County Oklahoma | 9 | $ 964,000 | $ 107,000 | $ 76,000 |
| Custer County Oklahoma | 8 | $ 906,000 | $ 113,000 | $ 56,000 |
| McIntosh County Oklahoma | 8 | $ 547,000 | $ 68,000 | $ 57,000 |
| Caddo County Oklahoma | 7 | $ 801,000 | $ 114,000 | $ 77,000 |
| Cherokee County Oklahoma | 7 | $ 669,000 | $ 95,000 | $ 40,000 |
| Noble County Oklahoma | 7 | $ 786,000 | $ 112,000 | $ 52,000 |
| Okfuskee County Oklahoma | 7 | $ 599,000 | $ 85,000 | $ 66,000 |
| Pushmataha County Oklahoma | 7 | $ 669,000 | $ 95,000 | $ 410,000 |
| Stephens County Oklahoma | 7 | $ 798,000 | $ 114,000 | $ 71,000 |
| Fannin County Texas | 7 | $ 1,124,000 | $ 160,000 | $ 68,000 |
| Harris County Texas | 7 | $ 1,787,000 | $ 255,000 | $ 128,000 |
| Coal County Oklahoma | 5 | $ 617,000 | $ 123,000 | $ 63,000 |
| Haskell County Oklahoma | 5 | $ 573,000 | $ 114,000 | $ 63,000 |
| Pawnee County Oklahoma | 5 | $ 418,000 | $ 83,000 | $ 47,000 |
| Ellis County Texas | 5 | $ 852,000 | $ 170,000 | $ 73,000 |
| Franklin County Texas | 5 | $ 1,442,000 | $ 288,000 | $ 598,000 |
| Wise County Texas | 5 | $ 472,000 | $ 94,000 | $ 67,000 |
| Blaine County Oklahoma | 4 | $ 359,000 | $ 89,000 | $ 29,000 |
| Major County Oklahoma | 4 | $ 483,000 | $ 120,000 | $ 86,000 |
| McCurtain County Oklahoma | 4 | $ 135,000 | $ 33,000 | $ 48,000 |
| Texas County Oklahoma | 4 | $ 405,000 | $ 101,000 | $ 69,000 |
| Kaufman County Texas | 4 | $ 686,000 | $ 171,000 | $ 120,000 |
| Lamar County Texas | 4 | $ 371,000 | $ 92,000 | $ 53,000 |
| Kay County Oklahoma | 3 | $ 300,000 | $ 100,000 | $ 75,000 |
| Kingfisher County Oklahoma | 3 | $ 200,000 | $ 66,000 | $ 69,000 |
| Woodward County Oklahoma | 3 | $ 727,000 | $ 242,000 | $ 90,000 |
| Fort Bend County Texas | 3 | $ 647,000 | $ 215,000 | $ 117,000 |
| Live Oak County Texas | 3 | $ 620,000 | $ 206,000 | $ 159,000 |
| Benton County Arkansas | 2 | $ 277,000 | $ 138,000 | $ 114,000 |
| Washington County Arkansas | 2 | $ 403,000 | $ 201,000 | $ 82,000 |
| Polk County Florida | 2 | $ 693,000 | $ 346,000 | $ 120,000 |
| Jefferson County Missouri | 2 | $ 275,000 | $ 137,000 | $ 68,000 |
| Adair County Oklahoma | 2 | $ 151,000 | $ 75,000 | $ 38,000 |
| Beckham County Oklahoma | 2 | $ 145,000 | $ 72,000 | $ 42,000 |
| Le Flore County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Nowata County Oklahoma | 2 | $ 203,000 | $ 101,000 | $ 44,000 |
| Washita County Oklahoma | 2 | $ 237,000 | $ 118,000 | $ 45,000 |
| Brazoria County Texas | 2 | $ 459,000 | $ 229,000 | $ 83,000 |
| Guadalupe County Texas | 2 | $ 185,000 | $ 92,000 | $ 33,000 |
| Hunt County Texas | 2 | $ 227,000 | $ 113,000 | $ 125,000 |
| Johnson County Texas | 2 | $ 424,000 | $ 212,000 | $ 201,000 |
| Parker County Texas | 2 | $ 401,000 | $ 200,000 | $ 76,000 |
| Randall County Texas | 2 | $ 317,000 | $ 158,000 | $ 57,000 |
| Taylor County Texas | 2 | $ 174,000 | $ 87,000 | $ 41,000 |
| Conway County Arkansas | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Crittenden County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Grant County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 41,000 |
| Jefferson County Arkansas | 1 | $ 101,000 | $ 101,000 | $ 82,000 |
| Pope County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Los Angeles County California | 1 | $ 287,000 | $ 287,000 | $ 43,000 |
| Orange County California | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Lee County Florida | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 233,000 | $ 233,000 | $ 50,000 |
| Kane County Illinois | 1 | $ 360,000 | $ 360,000 | $ 123,000 |
| Madison County Illinois | 1 | $ 259,000 | $ 259,000 | $ 94,000 |
| Saline County Kansas | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Sedgwick County Kansas | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Shawnee County Kansas | 1 | $ 221,000 | $ 221,000 | $ 61,000 |
| St. Mary County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Terrebonne County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Montgomery County Maryland | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Plymouth County Massachusetts | 1 | $ 167,000 | $ 167,000 | $ 38,000 |
| Greene County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cotton County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Ellis County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Grant County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Jackson County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 70,000 |
| Jefferson County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Kiowa County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Ottawa County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 43,000 |
| Sequoyah County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 30,000 |
| Tillman County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 103,000 |
| Woods County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| York County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 165,000 |
| Shelby County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 168,000 |
| Bosque County Texas | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Bowie County Texas | 1 | $ 104,000 | $ 104,000 | $ 152,000 |
| Brazos County Texas | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Burleson County Texas | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Camp County Texas | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Cass County Texas | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| DeWitt County Texas | 1 | $ 248,000 | $ 248,000 | $ 151,000 |
| Ector County Texas | 1 | $ 143,000 | $ 143,000 | $ 97,000 |
| Hardin County Texas | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
| Hemphill County Texas | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Henderson County Texas | 1 | $ 210,000 | $ 210,000 | $ 410,000 |
| Hidalgo County Texas | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Hill County Texas | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Jefferson County Texas | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Kleberg County Texas | 1 | $ 164,000 | $ 164,000 | $ 85,000 |
| Lampasas County Texas | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| McLennan County Texas | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Montgomery County Texas | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
| Nueces County Texas | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Rains County Texas | 1 | $ 336,000 | $ 336,000 | $ 210,000 |
| Wichita County Texas | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Williamson County Texas | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Wood County Texas | 1 | $ 128,000 | $ 128,000 | $ 122,000 |
| Montgomery County Virginia | 1 | $ 417,000 | $ 417,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,343 | $331,657,000 | $141,000 | $2,343,000 | $82,000 | $2,559,000 |
| Home Purchase | 2,233 | $258,350,000 | $115,000 | $1,188,000 | $64,000 | $1,155,000 |
| Home Improvement | 219 | $6,206,000 | $28,000 | $348,000 | $61,000 | $400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,859 | $486,501,000 | $126,000 | $1,500,000 | $76,000 | $2,559,000 |
| Hispanic | 300 | $32,243,000 | $107,000 | $1,270,000 | $57,000 | $612,000 |
| Black or African American | 183 | $22,355,000 | $122,000 | $1,286,000 | $59,000 | $446,000 |
| American Indian or Alaskan Native | 180 | $17,291,000 | $96,000 | $399,000 | $62,000 | $864,000 |
| Not Provided | 132 | $13,129,000 | $99,000 | $417,000 | $68,000 | $350,000 |
| Asian | 72 | $10,868,000 | $150,000 | $401,000 | $84,000 | $893,000 |
| Not applicable | 54 | $12,232,000 | $226,000 | $2,343,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 15 | $1,594,000 | $106,000 | $191,000 | $74,000 | $295,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,924 | $370,684,000 | $126,000 | $2,343,000 | $85,000 | $2,559,000 |
| FHA-insured (Federal Housing Administration) | 1,301 | $158,671,000 | $121,000 | $276,000 | $55,000 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 430 | $44,662,000 | $103,000 | $286,000 | $43,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 140 | $22,196,000 | $158,000 | $431,000 | $71,000 | $265,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,192 | $388,695,000 | $121,000 | $2,343,000 | $72,000 | $1,033,000 |
| Application Withdrawn By Applicant | 983 | $138,557,000 | $140,000 | $1,286,000 | $79,000 | $2,000,000 |
| Application Denied By Financial Institution | 475 | $47,588,000 | $100,000 | $704,000 | $62,000 | $2,559,000 |
| Application Approved But Not Accepted | 145 | $21,373,000 | $147,000 | $1,188,000 | $80,000 | $840,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.