First United Bank And Trust Company 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,249 |
| Total Mortgage Loan Application Amount | $1,386,133,000 |
| Average Mortgage Loan Application Amount | $131,666 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $3,980,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,114 | $ 165,780,000 | $ 148,000 | $ 77,000 |
| Tulsa County Oklahoma | 858 | $ 144,746,000 | $ 168,000 | $ 88,000 |
| Tarrant County Texas | 702 | $ 141,375,000 | $ 201,000 | $ 121,000 |
| Denton County Texas | 666 | $ 146,780,000 | $ 220,000 | $ 117,000 |
| Collin County Texas | 601 | $ 136,414,000 | $ 226,000 | $ 135,000 |
| Cleveland County Oklahoma | 516 | $ 78,944,000 | $ 152,000 | $ 73,000 |
| Dallas County Texas | 493 | $ 107,146,000 | $ 217,000 | $ 120,000 |
| Bryan County Oklahoma | 391 | $ 39,252,000 | $ 100,000 | $ 66,000 |
| Pottawatomie County Oklahoma | 312 | $ 36,593,000 | $ 117,000 | $ 67,000 |
| Rogers County Oklahoma | 211 | $ 34,455,000 | $ 163,000 | $ 83,000 |
| Canadian County Oklahoma | 210 | $ 33,161,000 | $ 157,000 | $ 78,000 |
| Garvin County Oklahoma | 167 | $ 19,921,000 | $ 119,000 | $ 76,000 |
| Creek County Oklahoma | 149 | $ 19,435,000 | $ 130,000 | $ 71,000 |
| Pontotoc County Oklahoma | 147 | $ 19,502,000 | $ 132,000 | $ 83,000 |
| Muskogee County Oklahoma | 143 | $ 18,622,000 | $ 130,000 | $ 71,000 |
| Wagoner County Oklahoma | 136 | $ 20,814,000 | $ 153,000 | $ 68,000 |
| Carter County Oklahoma | 88 | $ 11,582,000 | $ 131,000 | $ 65,000 |
| Johnson County Texas | 78 | $ 13,037,000 | $ 167,000 | $ 78,000 |
| Hughes County Oklahoma | 71 | $ 5,062,000 | $ 71,000 | $ 56,000 |
| McClain County Oklahoma | 65 | $ 11,953,000 | $ 183,000 | $ 86,000 |
| Marshall County Oklahoma | 63 | $ 5,199,000 | $ 82,000 | $ 62,000 |
| Grayson County Texas | 63 | $ 9,993,000 | $ 158,000 | $ 85,000 |
| Seminole County Oklahoma | 62 | $ 5,952,000 | $ 96,000 | $ 72,000 |
| Grady County Oklahoma | 59 | $ 10,785,000 | $ 182,000 | $ 71,000 |
| Harris County Texas | 54 | $ 11,292,000 | $ 209,000 | $ 130,000 |
| Rockwall County Texas | 50 | $ 11,228,000 | $ 224,000 | $ 117,000 |
| Choctaw County Oklahoma | 44 | $ 2,790,000 | $ 63,000 | $ 60,000 |
| Logan County Oklahoma | 43 | $ 9,704,000 | $ 225,000 | $ 84,000 |
| Osage County Oklahoma | 38 | $ 5,710,000 | $ 150,000 | $ 91,000 |
| Mayes County Oklahoma | 31 | $ 4,555,000 | $ 146,000 | $ 74,000 |
| Atoka County Oklahoma | 30 | $ 4,253,000 | $ 141,000 | $ 72,000 |
| Pittsburg County Oklahoma | 22 | $ 2,905,000 | $ 132,000 | $ 74,000 |
| Lincoln County Oklahoma | 21 | $ 2,273,000 | $ 108,000 | $ 69,000 |
| Fort Bend County Texas | 21 | $ 3,841,000 | $ 182,000 | $ 117,000 |
| Parker County Texas | 19 | $ 3,958,000 | $ 208,000 | $ 89,000 |
| Garfield County Oklahoma | 18 | $ 2,610,000 | $ 145,000 | $ 101,000 |
| Murray County Oklahoma | 18 | $ 2,445,000 | $ 135,000 | $ 77,000 |
| Ellis County Texas | 17 | $ 3,002,000 | $ 176,000 | $ 91,000 |
| Cherokee County Oklahoma | 16 | $ 2,737,000 | $ 171,000 | $ 105,000 |
| Cooke County Texas | 16 | $ 3,826,000 | $ 239,000 | $ 122,000 |
| Johnston County Oklahoma | 15 | $ 1,838,000 | $ 122,000 | $ 82,000 |
| Bexar County Texas | 15 | $ 3,728,000 | $ 248,000 | $ 188,000 |
| Fannin County Texas | 15 | $ 1,721,000 | $ 114,000 | $ 69,000 |
| McCurtain County Oklahoma | 14 | $ 1,931,000 | $ 137,000 | $ 119,000 |
| McIntosh County Oklahoma | 14 | $ 1,984,000 | $ 141,000 | $ 80,000 |
| Williamson County Texas | 14 | $ 3,383,000 | $ 241,000 | $ 107,000 |
| Kaufman County Texas | 13 | $ 2,079,000 | $ 159,000 | $ 95,000 |
| Travis County Texas | 13 | $ 3,481,000 | $ 267,000 | $ 139,000 |
| Love County Oklahoma | 12 | $ 1,520,000 | $ 126,000 | $ 54,000 |
| Okmulgee County Oklahoma | 12 | $ 1,456,000 | $ 121,000 | $ 55,000 |
| Custer County Oklahoma | 11 | $ 2,361,000 | $ 214,000 | $ 112,000 |
| Washington County Oklahoma | 11 | $ 1,333,000 | $ 121,000 | $ 54,000 |
| Henderson County Texas | 10 | $ 1,512,000 | $ 151,000 | $ 151,000 |
| Payne County Oklahoma | 9 | $ 844,000 | $ 93,000 | $ 60,000 |
| Pushmataha County Oklahoma | 9 | $ 785,000 | $ 87,000 | $ 68,000 |
| Montgomery County Texas | 9 | $ 2,165,000 | $ 240,000 | $ 88,000 |
| Sequoyah County Oklahoma | 8 | $ 1,170,000 | $ 146,000 | $ 73,000 |
| Hood County Texas | 8 | $ 1,148,000 | $ 143,000 | $ 99,000 |
| Comanche County Oklahoma | 7 | $ 815,000 | $ 116,000 | $ 114,000 |
| Delaware County Oklahoma | 7 | $ 1,410,000 | $ 201,000 | $ 115,000 |
| Brazos County Texas | 7 | $ 1,014,000 | $ 144,000 | $ 92,000 |
| Wise County Texas | 7 | $ 1,194,000 | $ 170,000 | $ 79,000 |
| Coal County Oklahoma | 6 | $ 570,000 | $ 95,000 | $ 56,000 |
| Okfuskee County Oklahoma | 6 | $ 905,000 | $ 150,000 | $ 56,000 |
| Pawnee County Oklahoma | 6 | $ 781,000 | $ 130,000 | $ 83,000 |
| Stephens County Oklahoma | 6 | $ 913,000 | $ 152,000 | $ 153,000 |
| Lamar County Texas | 5 | $ 1,381,000 | $ 276,000 | $ 149,000 |
| Smith County Texas | 5 | $ 766,000 | $ 153,000 | $ 59,000 |
| Texas County Oklahoma | 4 | $ 548,000 | $ 137,000 | $ 73,000 |
| Woodward County Oklahoma | 4 | $ 715,000 | $ 178,000 | $ 130,000 |
| Hunt County Texas | 4 | $ 674,000 | $ 168,000 | $ 125,000 |
| Jefferson County Colorado | 3 | $ 959,000 | $ 319,000 | $ 157,000 |
| Fulton County Georgia | 3 | $ 1,164,000 | $ 388,000 | $ 106,000 |
| Johnson County Kansas | 3 | $ 658,000 | $ 219,000 | $ 136,000 |
| Sedgwick County Kansas | 3 | $ 350,000 | $ 116,000 | $ 60,000 |
| Beckham County Oklahoma | 3 | $ 377,000 | $ 125,000 | $ 70,000 |
| Blaine County Oklahoma | 3 | $ 356,000 | $ 118,000 | $ 92,000 |
| Caddo County Oklahoma | 3 | $ 226,000 | $ 75,000 | $ 35,000 |
| Haskell County Oklahoma | 3 | $ 243,000 | $ 81,000 | $ 58,000 |
| Latimer County Oklahoma | 3 | $ 165,000 | $ 55,000 | $ 65,000 |
| Nowata County Oklahoma | 3 | $ 358,000 | $ 119,000 | $ 99,000 |
| Washita County Oklahoma | 3 | $ 194,000 | $ 64,000 | $ 53,000 |
| Hays County Texas | 3 | $ 582,000 | $ 194,000 | $ 61,000 |
| Hill County Texas | 3 | $ 558,000 | $ 186,000 | $ 90,000 |
| McLennan County Texas | 3 | $ 284,000 | $ 94,000 | $ 131,000 |
| Palo Pinto County Texas | 3 | $ 1,039,000 | $ 346,000 | $ 498,000 |
| Randall County Texas | 3 | $ 701,000 | $ 233,000 | $ 111,000 |
| Benton County Arkansas | 2 | $ 577,000 | $ 288,000 | $ 202,000 |
| Garland County Arkansas | 2 | $ 615,000 | $ 307,000 | $ 235,000 |
| Arapahoe County Colorado | 2 | $ 834,000 | $ 417,000 | $ 250,000 |
| Douglas County Colorado | 2 | $ 545,000 | $ 272,000 | $ 121,000 |
| Orange County Florida | 2 | $ 451,000 | $ 225,000 | $ 131,000 |
| Kay County Oklahoma | 2 | $ 193,000 | $ 96,000 | $ 57,000 |
| Kingfisher County Oklahoma | 2 | $ 411,000 | $ 205,000 | $ 132,000 |
| Le Flore County Oklahoma | 2 | $ 267,000 | $ 133,000 | $ 61,000 |
| Brazoria County Texas | 2 | $ 431,000 | $ 215,000 | $ 64,000 |
| Burnet County Texas | 2 | $ 397,000 | $ 198,000 | $ 231,000 |
| Comal County Texas | 2 | $ 688,000 | $ 344,000 | $ 134,000 |
| Orange County Texas | 2 | $ 237,000 | $ 118,000 | $ 107,000 |
| Webb County Texas | 2 | $ 542,000 | $ 271,000 | $ 376,000 |
| Wichita County Texas | 2 | $ 138,000 | $ 69,000 | $ 44,000 |
| Wood County Texas | 2 | $ 111,000 | $ 55,000 | $ 149,000 |
| Baldwin County Alabama | 1 | $ 266,000 | $ 266,000 | $ 755,000 |
| Houston County Alabama | 1 | $ 222,000 | $ 222,000 | $ 45,000 |
| Maricopa County Arizona | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| Crawford County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 186,000 |
| Johnson County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 61,000 |
| Pulaski County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Saline County Arkansas | 1 | $ 269,000 | $ 269,000 | $ 115,000 |
| Washington County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Los Angeles County California | 1 | $ 399,000 | $ 399,000 | $ 161,000 |
| El Paso County Colorado | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Gunnison County Colorado | 1 | $ 244,000 | $ 244,000 | $ 190,000 |
| Huerfano County Colorado | 1 | $ 134,000 | $ 134,000 | $ 473,000 |
| Las Animas County Colorado | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Rio Grande County Colorado | 1 | $ 384,000 | $ 384,000 | $ 289,000 |
| Summit County Colorado | 1 | $ 248,000 | $ 248,000 | $ 301,000 |
| Escambia County Florida | 1 | $ 162,000 | $ 162,000 | $ 240,000 |
| Gulf County Florida | 1 | $ 400,000 | $ 400,000 | $ 212,000 |
| Cherokee County Georgia | 1 | $ 293,000 | $ 293,000 | $ 147,000 |
| Cook County Illinois | 1 | $ 263,000 | $ 263,000 | $ 422,000 |
| Madison County Illinois | 1 | $ 248,000 | $ 248,000 | $ 140,000 |
| Hamilton County Indiana | 1 | $ 378,000 | $ 378,000 | $ 98,000 |
| Leavenworth County Kansas | 1 | $ 206,000 | $ 206,000 | $ 44,000 |
| Shawnee County Kansas | 1 | $ 242,000 | $ 242,000 | $ 140,000 |
| Pointe Coupee County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 129,000 |
| St. Mary County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Baltimore County Maryland | 1 | $ 360,000 | $ 360,000 | $ 126,000 |
| Emmet County Michigan | 1 | $ 167,000 | $ 167,000 | $ 333,000 |
| Greene County Missouri | 1 | $ 215,000 | $ 215,000 | $ 179,000 |
| Stone County Missouri | 1 | $ 159,000 | $ 159,000 | $ 354,000 |
| Taney County Missouri | 1 | $ 196,000 | $ 196,000 | $ 64,000 |
| Colfax County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Dona Ana County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 262,000 |
| Moore County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 94,000 |
| Jackson County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 81,000 |
| Kiowa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Major County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Ottawa County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 195,000 |
| York County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Davidson County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Hamilton County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Aransas County Texas | 1 | $ 253,000 | $ 253,000 | $ 74,000 |
| Brown County Texas | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Camp County Texas | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Collingsworth County Texas | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Harrison County Texas | 1 | $ 231,000 | $ 231,000 | $ 71,000 |
| Hidalgo County Texas | 1 | $ 186,000 | $ 186,000 | $ 50,000 |
| Jefferson County Texas | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Live Oak County Texas | 1 | $ 114,000 | $ 114,000 | $ 119,000 |
| Llano County Texas | 1 | $ 242,000 | $ 242,000 | $ 93,000 |
| Lubbock County Texas | 1 | $ 101,000 | $ 101,000 | $ 120,000 |
| Marion County Texas | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Montague County Texas | 1 | $ 194,000 | $ 194,000 | $ 96,000 |
| Nacogdoches County Texas | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Navarro County Texas | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Nueces County Texas | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Robertson County Texas | 1 | $ 88,000 | $ 88,000 | $ 74,000 |
| Runnels County Texas | 1 | $ 96,000 | $ 96,000 | $ 81,000 |
| Taylor County Texas | 1 | $ 195,000 | $ 195,000 | $ 259,000 |
| Tom Green County Texas | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Trinity County Texas | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Walker County Texas | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Henrico County Virginia | 1 | $ 252,000 | $ 252,000 | $ 87,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,440 | $926,970,000 | $170,000 | $2,000,000 | $89,000 | $3,980,000 |
| Refinancing | 2,651 | $450,175,000 | $169,000 | $2,100,000 | $101,000 | $1,260,000 |
| Home Improvement | 158 | $8,988,000 | $56,000 | $364,000 | $76,000 | $397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,179 | $1,051,975,000 | $170,000 | $1,300,000 | $94,000 | $1,211,000 |
| Hispanic | 450 | $61,065,000 | $135,000 | $602,000 | $68,000 | $672,000 |
| Not Provided | 423 | $72,301,000 | $170,000 | $2,000,000 | $103,000 | $1,260,000 |
| Asian | 411 | $79,046,000 | $192,000 | $810,000 | $124,000 | $3,980,000 |
| American Indian or Alaskan Native | 386 | $55,915,000 | $144,000 | $1,509,000 | $75,000 | $1,200,000 |
| Black or African American | 316 | $52,072,000 | $164,000 | $851,000 | $88,000 | $1,021,000 |
| Not applicable | 66 | $11,295,000 | $171,000 | $2,100,000 | $0 | $24,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,464,000 | $136,000 | $279,000 | $63,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,386 | $969,987,000 | $180,000 | $2,100,000 | $109,000 | $3,980,000 |
| FHA-insured (Federal Housing Administration) | 2,039 | $285,403,000 | $139,000 | $353,000 | $61,000 | $811,000 |
| VA-guaranteed (Veterans Administration) | 465 | $86,264,000 | $185,000 | $467,000 | $78,000 | $459,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 359 | $44,479,000 | $123,000 | $270,000 | $45,000 | $176,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,954 | $1,020,226,000 | $171,000 | $2,100,000 | $94,000 | $3,980,000 |
| Application Withdrawn By Applicant | 1,341 | $228,488,000 | $170,000 | $1,080,000 | $97,000 | $1,217,000 |
| Application Denied By Financial Institution | 572 | $79,894,000 | $139,000 | $943,000 | $72,000 | $1,200,000 |
| Application Approved But Not Accepted | 381 | $57,274,000 | $150,000 | $1,300,000 | $92,000 | $1,260,000 |
| Loan Purchased By The Institution | 1 | $251,000 | $251,000 | $251,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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