First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

First United Bank And Trust Company 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First United Bank And Trust Company
Po Box 130
Durant, OK 74702
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,249
Total Mortgage Loan Application Amount $1,386,133,000
Average Mortgage Loan Application Amount $131,666
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $88,666
Highest Applicant Income $3,980,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.

Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2013.

Mortgage Loan Application Totals for First United Bank And Trust Company by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 1,114 $ 165,780,000 $ 148,000 $ 77,000
Tulsa County Oklahoma 858 $ 144,746,000 $ 168,000 $ 88,000
Tarrant County Texas 702 $ 141,375,000 $ 201,000 $ 121,000
Denton County Texas 666 $ 146,780,000 $ 220,000 $ 117,000
Collin County Texas 601 $ 136,414,000 $ 226,000 $ 135,000
Cleveland County Oklahoma 516 $ 78,944,000 $ 152,000 $ 73,000
Dallas County Texas 493 $ 107,146,000 $ 217,000 $ 120,000
Bryan County Oklahoma 391 $ 39,252,000 $ 100,000 $ 66,000
Pottawatomie County Oklahoma 312 $ 36,593,000 $ 117,000 $ 67,000
Rogers County Oklahoma 211 $ 34,455,000 $ 163,000 $ 83,000
Canadian County Oklahoma 210 $ 33,161,000 $ 157,000 $ 78,000
Garvin County Oklahoma 167 $ 19,921,000 $ 119,000 $ 76,000
Creek County Oklahoma 149 $ 19,435,000 $ 130,000 $ 71,000
Pontotoc County Oklahoma 147 $ 19,502,000 $ 132,000 $ 83,000
Muskogee County Oklahoma 143 $ 18,622,000 $ 130,000 $ 71,000
Wagoner County Oklahoma 136 $ 20,814,000 $ 153,000 $ 68,000
Carter County Oklahoma 88 $ 11,582,000 $ 131,000 $ 65,000
Johnson County Texas 78 $ 13,037,000 $ 167,000 $ 78,000
Hughes County Oklahoma 71 $ 5,062,000 $ 71,000 $ 56,000
McClain County Oklahoma 65 $ 11,953,000 $ 183,000 $ 86,000
Marshall County Oklahoma 63 $ 5,199,000 $ 82,000 $ 62,000
Grayson County Texas 63 $ 9,993,000 $ 158,000 $ 85,000
Seminole County Oklahoma 62 $ 5,952,000 $ 96,000 $ 72,000
Grady County Oklahoma 59 $ 10,785,000 $ 182,000 $ 71,000
Harris County Texas 54 $ 11,292,000 $ 209,000 $ 130,000
Rockwall County Texas 50 $ 11,228,000 $ 224,000 $ 117,000
Choctaw County Oklahoma 44 $ 2,790,000 $ 63,000 $ 60,000
Logan County Oklahoma 43 $ 9,704,000 $ 225,000 $ 84,000
Osage County Oklahoma 38 $ 5,710,000 $ 150,000 $ 91,000
Mayes County Oklahoma 31 $ 4,555,000 $ 146,000 $ 74,000
Atoka County Oklahoma 30 $ 4,253,000 $ 141,000 $ 72,000
Pittsburg County Oklahoma 22 $ 2,905,000 $ 132,000 $ 74,000
Lincoln County Oklahoma 21 $ 2,273,000 $ 108,000 $ 69,000
Fort Bend County Texas 21 $ 3,841,000 $ 182,000 $ 117,000
Parker County Texas 19 $ 3,958,000 $ 208,000 $ 89,000
Garfield County Oklahoma 18 $ 2,610,000 $ 145,000 $ 101,000
Murray County Oklahoma 18 $ 2,445,000 $ 135,000 $ 77,000
Ellis County Texas 17 $ 3,002,000 $ 176,000 $ 91,000
Cherokee County Oklahoma 16 $ 2,737,000 $ 171,000 $ 105,000
Cooke County Texas 16 $ 3,826,000 $ 239,000 $ 122,000
Johnston County Oklahoma 15 $ 1,838,000 $ 122,000 $ 82,000
Bexar County Texas 15 $ 3,728,000 $ 248,000 $ 188,000
Fannin County Texas 15 $ 1,721,000 $ 114,000 $ 69,000
McCurtain County Oklahoma 14 $ 1,931,000 $ 137,000 $ 119,000
McIntosh County Oklahoma 14 $ 1,984,000 $ 141,000 $ 80,000
Williamson County Texas 14 $ 3,383,000 $ 241,000 $ 107,000
Kaufman County Texas 13 $ 2,079,000 $ 159,000 $ 95,000
Travis County Texas 13 $ 3,481,000 $ 267,000 $ 139,000
Love County Oklahoma 12 $ 1,520,000 $ 126,000 $ 54,000
Okmulgee County Oklahoma 12 $ 1,456,000 $ 121,000 $ 55,000
Custer County Oklahoma 11 $ 2,361,000 $ 214,000 $ 112,000
Washington County Oklahoma 11 $ 1,333,000 $ 121,000 $ 54,000
Henderson County Texas 10 $ 1,512,000 $ 151,000 $ 151,000
Payne County Oklahoma 9 $ 844,000 $ 93,000 $ 60,000
Pushmataha County Oklahoma 9 $ 785,000 $ 87,000 $ 68,000
Montgomery County Texas 9 $ 2,165,000 $ 240,000 $ 88,000
Sequoyah County Oklahoma 8 $ 1,170,000 $ 146,000 $ 73,000
Hood County Texas 8 $ 1,148,000 $ 143,000 $ 99,000
Comanche County Oklahoma 7 $ 815,000 $ 116,000 $ 114,000
Delaware County Oklahoma 7 $ 1,410,000 $ 201,000 $ 115,000
Brazos County Texas 7 $ 1,014,000 $ 144,000 $ 92,000
Wise County Texas 7 $ 1,194,000 $ 170,000 $ 79,000
Coal County Oklahoma 6 $ 570,000 $ 95,000 $ 56,000
Okfuskee County Oklahoma 6 $ 905,000 $ 150,000 $ 56,000
Pawnee County Oklahoma 6 $ 781,000 $ 130,000 $ 83,000
Stephens County Oklahoma 6 $ 913,000 $ 152,000 $ 153,000
Lamar County Texas 5 $ 1,381,000 $ 276,000 $ 149,000
Smith County Texas 5 $ 766,000 $ 153,000 $ 59,000
Texas County Oklahoma 4 $ 548,000 $ 137,000 $ 73,000
Woodward County Oklahoma 4 $ 715,000 $ 178,000 $ 130,000
Hunt County Texas 4 $ 674,000 $ 168,000 $ 125,000
Jefferson County Colorado 3 $ 959,000 $ 319,000 $ 157,000
Fulton County Georgia 3 $ 1,164,000 $ 388,000 $ 106,000
Johnson County Kansas 3 $ 658,000 $ 219,000 $ 136,000
Sedgwick County Kansas 3 $ 350,000 $ 116,000 $ 60,000
Beckham County Oklahoma 3 $ 377,000 $ 125,000 $ 70,000
Blaine County Oklahoma 3 $ 356,000 $ 118,000 $ 92,000
Caddo County Oklahoma 3 $ 226,000 $ 75,000 $ 35,000
Haskell County Oklahoma 3 $ 243,000 $ 81,000 $ 58,000
Latimer County Oklahoma 3 $ 165,000 $ 55,000 $ 65,000
Nowata County Oklahoma 3 $ 358,000 $ 119,000 $ 99,000
Washita County Oklahoma 3 $ 194,000 $ 64,000 $ 53,000
Hays County Texas 3 $ 582,000 $ 194,000 $ 61,000
Hill County Texas 3 $ 558,000 $ 186,000 $ 90,000
McLennan County Texas 3 $ 284,000 $ 94,000 $ 131,000
Palo Pinto County Texas 3 $ 1,039,000 $ 346,000 $ 498,000
Randall County Texas 3 $ 701,000 $ 233,000 $ 111,000
Benton County Arkansas 2 $ 577,000 $ 288,000 $ 202,000
Garland County Arkansas 2 $ 615,000 $ 307,000 $ 235,000
Arapahoe County Colorado 2 $ 834,000 $ 417,000 $ 250,000
Douglas County Colorado 2 $ 545,000 $ 272,000 $ 121,000
Orange County Florida 2 $ 451,000 $ 225,000 $ 131,000
Kay County Oklahoma 2 $ 193,000 $ 96,000 $ 57,000
Kingfisher County Oklahoma 2 $ 411,000 $ 205,000 $ 132,000
Le Flore County Oklahoma 2 $ 267,000 $ 133,000 $ 61,000
Brazoria County Texas 2 $ 431,000 $ 215,000 $ 64,000
Burnet County Texas 2 $ 397,000 $ 198,000 $ 231,000
Comal County Texas 2 $ 688,000 $ 344,000 $ 134,000
Orange County Texas 2 $ 237,000 $ 118,000 $ 107,000
Webb County Texas 2 $ 542,000 $ 271,000 $ 376,000
Wichita County Texas 2 $ 138,000 $ 69,000 $ 44,000
Wood County Texas 2 $ 111,000 $ 55,000 $ 149,000
Baldwin County Alabama 1 $ 266,000 $ 266,000 $ 755,000
Houston County Alabama 1 $ 222,000 $ 222,000 $ 45,000
Maricopa County Arizona 1 $ 417,000 $ 417,000 $ 105,000
Crawford County Arkansas 1 $ 178,000 $ 178,000 $ 186,000
Johnson County Arkansas 1 $ 54,000 $ 54,000 $ 61,000
Pulaski County Arkansas 1 $ 200,000 $ 200,000 $ 132,000
Saline County Arkansas 1 $ 269,000 $ 269,000 $ 115,000
Washington County Arkansas 1 $ 96,000 $ 96,000 $ 86,000
Los Angeles County California 1 $ 399,000 $ 399,000 $ 161,000
El Paso County Colorado 1 $ 192,000 $ 192,000 $ 95,000
Gunnison County Colorado 1 $ 244,000 $ 244,000 $ 190,000
Huerfano County Colorado 1 $ 134,000 $ 134,000 $ 473,000
Las Animas County Colorado 1 $ 230,000 $ 230,000 $ 65,000
Rio Grande County Colorado 1 $ 384,000 $ 384,000 $ 289,000
Summit County Colorado 1 $ 248,000 $ 248,000 $ 301,000
Escambia County Florida 1 $ 162,000 $ 162,000 $ 240,000
Gulf County Florida 1 $ 400,000 $ 400,000 $ 212,000
Cherokee County Georgia 1 $ 293,000 $ 293,000 $ 147,000
Cook County Illinois 1 $ 263,000 $ 263,000 $ 422,000
Madison County Illinois 1 $ 248,000 $ 248,000 $ 140,000
Hamilton County Indiana 1 $ 378,000 $ 378,000 $ 98,000
Leavenworth County Kansas 1 $ 206,000 $ 206,000 $ 44,000
Shawnee County Kansas 1 $ 242,000 $ 242,000 $ 140,000
Pointe Coupee County Louisiana 1 $ 134,000 $ 134,000 $ 129,000
St. Mary County Louisiana 1 $ 124,000 $ 124,000 $ 54,000
Baltimore County Maryland 1 $ 360,000 $ 360,000 $ 126,000
Emmet County Michigan 1 $ 167,000 $ 167,000 $ 333,000
Greene County Missouri 1 $ 215,000 $ 215,000 $ 179,000
Stone County Missouri 1 $ 159,000 $ 159,000 $ 354,000
Taney County Missouri 1 $ 196,000 $ 196,000 $ 64,000
Colfax County New Mexico 1 $ 160,000 $ 160,000 $ 95,000
Dona Ana County New Mexico 1 $ 175,000 $ 175,000 $ 262,000
Moore County North Carolina 1 $ 141,000 $ 141,000 $ 94,000
Jackson County Oklahoma 1 $ 77,000 $ 77,000 $ 81,000
Kiowa County Oklahoma 1 $ 115,000 $ 115,000 $ 57,000
Major County Oklahoma 1 $ 55,000 $ 55,000 $ 29,000
Ottawa County Oklahoma 1 $ 67,000 $ 67,000 $ 195,000
York County Pennsylvania 1 $ 90,000 $ 90,000 $ 61,000
Davidson County Tennessee 1 $ 80,000 $ 80,000 $ 32,000
Hamilton County Tennessee 1 $ 417,000 $ 417,000 $ 175,000
Aransas County Texas 1 $ 253,000 $ 253,000 $ 74,000
Brown County Texas 1 $ 82,000 $ 82,000 $ 45,000
Camp County Texas 1 $ 152,000 $ 152,000 $ 100,000
Collingsworth County Texas 1 $ 45,000 $ 45,000 $ 13,000
Harrison County Texas 1 $ 231,000 $ 231,000 $ 71,000
Hidalgo County Texas 1 $ 186,000 $ 186,000 $ 50,000
Jefferson County Texas 1 $ 120,000 $ 120,000 $ 54,000
Live Oak County Texas 1 $ 114,000 $ 114,000 $ 119,000
Llano County Texas 1 $ 242,000 $ 242,000 $ 93,000
Lubbock County Texas 1 $ 101,000 $ 101,000 $ 120,000
Marion County Texas 1 $ 170,000 $ 170,000 $ 75,000
Montague County Texas 1 $ 194,000 $ 194,000 $ 96,000
Nacogdoches County Texas 1 $ 125,000 $ 125,000 $ 98,000
Navarro County Texas 1 $ 166,000 $ 166,000 $ 48,000
Nueces County Texas 1 $ 149,000 $ 149,000 $ 44,000
Robertson County Texas 1 $ 88,000 $ 88,000 $ 74,000
Runnels County Texas 1 $ 96,000 $ 96,000 $ 81,000
Taylor County Texas 1 $ 195,000 $ 195,000 $ 259,000
Tom Green County Texas 1 $ 60,000 $ 60,000 $ 65,000
Trinity County Texas 1 $ 127,000 $ 127,000 $ 74,000
Walker County Texas 1 $ 120,000 $ 120,000 $ 55,000
Henrico County Virginia 1 $ 252,000 $ 252,000 $ 87,000

Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,440 $926,970,000 $170,000 $2,000,000 $89,000 $3,980,000
Refinancing 2,651 $450,175,000 $169,000 $2,100,000 $101,000 $1,260,000
Home Improvement 158 $8,988,000 $56,000 $364,000 $76,000 $397,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,179 $1,051,975,000 $170,000 $1,300,000 $94,000 $1,211,000
Hispanic 450 $61,065,000 $135,000 $602,000 $68,000 $672,000
Not Provided 423 $72,301,000 $170,000 $2,000,000 $103,000 $1,260,000
Asian 411 $79,046,000 $192,000 $810,000 $124,000 $3,980,000
American Indian or Alaskan Native 386 $55,915,000 $144,000 $1,509,000 $75,000 $1,200,000
Black or African American 316 $52,072,000 $164,000 $851,000 $88,000 $1,021,000
Not applicable 66 $11,295,000 $171,000 $2,100,000 $0 $24,000
Native Hawaiian or Other Pacific Islander 18 $2,464,000 $136,000 $279,000 $63,000 $119,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,386 $969,987,000 $180,000 $2,100,000 $109,000 $3,980,000
FHA-insured (Federal Housing Administration) 2,039 $285,403,000 $139,000 $353,000 $61,000 $811,000
VA-guaranteed (Veterans Administration) 465 $86,264,000 $185,000 $467,000 $78,000 $459,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 359 $44,479,000 $123,000 $270,000 $45,000 $176,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,954 $1,020,226,000 $171,000 $2,100,000 $94,000 $3,980,000
Application Withdrawn By Applicant 1,341 $228,488,000 $170,000 $1,080,000 $97,000 $1,217,000
Application Denied By Financial Institution 572 $79,894,000 $139,000 $943,000 $72,000 $1,200,000
Application Approved But Not Accepted 381 $57,274,000 $150,000 $1,300,000 $92,000 $1,260,000
Loan Purchased By The Institution 1 $251,000 $251,000 $251,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First United Bank And Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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