First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First United Bank And Trust Company 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,196 |
| Total Mortgage Loan Application Amount | $1,585,156,000 |
| Average Mortgage Loan Application Amount | $161,666 |
| Highest Mortgage Loan Application Amount | $6,150,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $2,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,127 | $ 183,919,000 | $ 163,000 | $ 90,000 |
| Tarrant County Texas | 788 | $ 194,563,000 | $ 246,000 | $ 135,000 |
| Tulsa County Oklahoma | 687 | $ 117,158,000 | $ 170,000 | $ 83,000 |
| Denton County Texas | 663 | $ 181,008,000 | $ 273,000 | $ 136,000 |
| Cleveland County Oklahoma | 607 | $ 98,553,000 | $ 162,000 | $ 77,000 |
| Dallas County Texas | 563 | $ 149,056,000 | $ 264,000 | $ 146,000 |
| Collin County Texas | 505 | $ 131,292,000 | $ 259,000 | $ 135,000 |
| Bryan County Oklahoma | 296 | $ 40,642,000 | $ 137,000 | $ 73,000 |
| Pottawatomie County Oklahoma | 281 | $ 34,558,000 | $ 122,000 | $ 67,000 |
| Canadian County Oklahoma | 229 | $ 37,570,000 | $ 164,000 | $ 77,000 |
| Rogers County Oklahoma | 219 | $ 35,760,000 | $ 163,000 | $ 77,000 |
| Wagoner County Oklahoma | 151 | $ 25,787,000 | $ 170,000 | $ 77,000 |
| Garvin County Oklahoma | 140 | $ 15,904,000 | $ 113,000 | $ 72,000 |
| Muskogee County Oklahoma | 115 | $ 15,390,000 | $ 133,000 | $ 75,000 |
| Creek County Oklahoma | 107 | $ 15,369,000 | $ 143,000 | $ 78,000 |
| McClain County Oklahoma | 104 | $ 18,556,000 | $ 178,000 | $ 88,000 |
| Carter County Oklahoma | 89 | $ 11,946,000 | $ 134,000 | $ 74,000 |
| Pontotoc County Oklahoma | 85 | $ 12,428,000 | $ 146,000 | $ 64,000 |
| Rockwall County Texas | 80 | $ 22,339,000 | $ 279,000 | $ 117,000 |
| Parker County Texas | 77 | $ 20,529,000 | $ 266,000 | $ 129,000 |
| Logan County Oklahoma | 70 | $ 14,609,000 | $ 208,000 | $ 88,000 |
| Hughes County Oklahoma | 66 | $ 4,937,000 | $ 74,000 | $ 56,000 |
| Grady County Oklahoma | 60 | $ 9,158,000 | $ 152,000 | $ 74,000 |
| Marshall County Oklahoma | 54 | $ 5,197,000 | $ 96,000 | $ 69,000 |
| Harris County Texas | 54 | $ 13,094,000 | $ 242,000 | $ 124,000 |
| Grayson County Texas | 49 | $ 7,008,000 | $ 143,000 | $ 98,000 |
| Osage County Oklahoma | 43 | $ 6,512,000 | $ 151,000 | $ 77,000 |
| Stephens County Oklahoma | 42 | $ 5,291,000 | $ 125,000 | $ 66,000 |
| Seminole County Oklahoma | 41 | $ 4,722,000 | $ 115,000 | $ 100,000 |
| Travis County Texas | 31 | $ 8,559,000 | $ 276,000 | $ 131,000 |
| Lincoln County Oklahoma | 28 | $ 3,837,000 | $ 137,000 | $ 79,000 |
| Mayes County Oklahoma | 28 | $ 5,398,000 | $ 192,000 | $ 92,000 |
| Kaufman County Texas | 28 | $ 5,555,000 | $ 198,000 | $ 98,000 |
| Johnson County Texas | 27 | $ 5,334,000 | $ 197,000 | $ 90,000 |
| Cherokee County Oklahoma | 26 | $ 3,651,000 | $ 140,000 | $ 64,000 |
| Atoka County Oklahoma | 23 | $ 4,092,000 | $ 177,000 | $ 92,000 |
| Choctaw County Oklahoma | 22 | $ 1,615,000 | $ 73,000 | $ 68,000 |
| Garfield County Oklahoma | 22 | $ 3,662,000 | $ 166,000 | $ 85,000 |
| Bexar County Texas | 21 | $ 3,901,000 | $ 185,000 | $ 131,000 |
| McCurtain County Oklahoma | 19 | $ 4,257,000 | $ 224,000 | $ 162,000 |
| Pittsburg County Oklahoma | 19 | $ 2,770,000 | $ 145,000 | $ 67,000 |
| Hunt County Texas | 17 | $ 2,767,000 | $ 162,000 | $ 82,000 |
| Williamson County Texas | 17 | $ 3,923,000 | $ 230,000 | $ 105,000 |
| Fort Bend County Texas | 16 | $ 4,376,000 | $ 273,000 | $ 131,000 |
| Cooke County Texas | 15 | $ 2,818,000 | $ 187,000 | $ 113,000 |
| Ellis County Texas | 15 | $ 3,445,000 | $ 229,000 | $ 110,000 |
| Delaware County Oklahoma | 14 | $ 3,102,000 | $ 221,000 | $ 164,000 |
| McIntosh County Oklahoma | 14 | $ 1,591,000 | $ 113,000 | $ 75,000 |
| Murray County Oklahoma | 14 | $ 2,060,000 | $ 147,000 | $ 86,000 |
| Kingfisher County Oklahoma | 13 | $ 1,666,000 | $ 128,000 | $ 76,000 |
| Pushmataha County Oklahoma | 13 | $ 3,026,000 | $ 232,000 | $ 125,000 |
| Hood County Texas | 12 | $ 2,299,000 | $ 191,000 | $ 92,000 |
| Johnston County Oklahoma | 11 | $ 922,000 | $ 83,000 | $ 78,000 |
| Okmulgee County Oklahoma | 11 | $ 1,415,000 | $ 128,000 | $ 60,000 |
| Washington County Oklahoma | 10 | $ 1,290,000 | $ 129,000 | $ 70,000 |
| McLennan County Texas | 10 | $ 1,425,000 | $ 142,000 | $ 82,000 |
| Montgomery County Texas | 9 | $ 2,519,000 | $ 279,000 | $ 177,000 |
| Palo Pinto County Texas | 9 | $ 2,368,000 | $ 263,000 | $ 274,000 |
| Van Zandt County Texas | 8 | $ 1,612,000 | $ 201,000 | $ 83,000 |
| Wise County Texas | 8 | $ 2,093,000 | $ 261,000 | $ 104,000 |
| Coal County Oklahoma | 7 | $ 752,000 | $ 107,000 | $ 67,000 |
| Payne County Oklahoma | 7 | $ 1,752,000 | $ 250,000 | $ 125,000 |
| Henderson County Texas | 7 | $ 1,746,000 | $ 249,000 | $ 177,000 |
| Smith County Texas | 7 | $ 1,118,000 | $ 159,000 | $ 111,000 |
| Comanche County Oklahoma | 6 | $ 1,598,000 | $ 266,000 | $ 130,000 |
| Love County Oklahoma | 6 | $ 850,000 | $ 141,000 | $ 84,000 |
| Pawnee County Oklahoma | 6 | $ 813,000 | $ 135,000 | $ 67,000 |
| Sequoyah County Oklahoma | 6 | $ 1,038,000 | $ 173,000 | $ 140,000 |
| Brazoria County Texas | 6 | $ 1,364,000 | $ 227,000 | $ 229,000 |
| Hays County Texas | 6 | $ 1,187,000 | $ 197,000 | $ 103,000 |
| Le Flore County Oklahoma | 5 | $ 630,000 | $ 126,000 | $ 59,000 |
| Okfuskee County Oklahoma | 5 | $ 810,000 | $ 162,000 | $ 82,000 |
| Maricopa County Arizona | 4 | $ 1,399,000 | $ 349,000 | $ 128,000 |
| Caddo County Oklahoma | 4 | $ 161,000 | $ 40,000 | $ 22,000 |
| Noble County Oklahoma | 4 | $ 844,000 | $ 211,000 | $ 101,000 |
| Nowata County Oklahoma | 4 | $ 435,000 | $ 108,000 | $ 64,000 |
| Texas County Oklahoma | 4 | $ 757,000 | $ 189,000 | $ 97,000 |
| Brazos County Texas | 4 | $ 588,000 | $ 147,000 | $ 163,000 |
| Fannin County Texas | 4 | $ 1,017,000 | $ 254,000 | $ 166,000 |
| Galveston County Texas | 4 | $ 812,000 | $ 203,000 | $ 218,000 |
| Hill County Texas | 4 | $ 554,000 | $ 138,000 | $ 125,000 |
| Midland County Texas | 4 | $ 1,045,000 | $ 261,000 | $ 264,000 |
| King County Washington | 4 | $ 2,436,000 | $ 609,000 | $ 189,000 |
| Pulaski County Arkansas | 3 | $ 696,000 | $ 232,000 | $ 137,000 |
| Bay County Florida | 3 | $ 700,000 | $ 233,000 | $ 86,000 |
| Haskell County Oklahoma | 3 | $ 172,000 | $ 57,000 | $ 96,000 |
| Aransas County Texas | 3 | $ 546,000 | $ 182,000 | $ 166,000 |
| Bastrop County Texas | 3 | $ 540,000 | $ 180,000 | $ 60,000 |
| Erath County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 88,000 |
| Franklin County Texas | 3 | $ 1,210,000 | $ 403,000 | $ 183,000 |
| Lamar County Texas | 3 | $ 241,000 | $ 80,000 | $ 69,000 |
| Lubbock County Texas | 3 | $ 355,000 | $ 118,000 | $ 113,000 |
| Baldwin County Alabama | 2 | $ 498,000 | $ 249,000 | $ 126,000 |
| Benton County Arkansas | 2 | $ 541,000 | $ 270,000 | $ 101,000 |
| Jefferson County Colorado | 2 | $ 793,000 | $ 396,000 | $ 81,000 |
| Brevard County Florida | 2 | $ 254,000 | $ 127,000 | $ 70,000 |
| Miami-Dade County Florida | 2 | $ 1,125,000 | $ 562,000 | $ 616,000 |
| Orange County Florida | 2 | $ 883,000 | $ 441,000 | $ 209,000 |
| Fannin County Georgia | 2 | $ 225,000 | $ 112,000 | $ 102,000 |
| Kane County Illinois | 2 | $ 427,000 | $ 213,000 | $ 144,000 |
| Sumner County Kansas | 2 | $ 164,000 | $ 82,000 | $ 36,000 |
| Macomb County Michigan | 2 | $ 303,000 | $ 151,000 | $ 127,000 |
| Clark County Nevada | 2 | $ 464,000 | $ 232,000 | $ 103,000 |
| Beckham County Oklahoma | 2 | $ 509,000 | $ 254,000 | $ 89,000 |
| Major County Oklahoma | 2 | $ 343,000 | $ 171,000 | $ 96,000 |
| Ottawa County Oklahoma | 2 | $ 272,000 | $ 136,000 | $ 76,000 |
| Woodward County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 87,000 |
| Bell County Texas | 2 | $ 359,000 | $ 179,000 | $ 61,000 |
| Burnet County Texas | 2 | $ 347,000 | $ 173,000 | $ 140,000 |
| Ector County Texas | 2 | $ 292,000 | $ 146,000 | $ 80,000 |
| El Paso County Texas | 2 | $ 267,000 | $ 133,000 | $ 98,000 |
| Harrison County Texas | 2 | $ 178,000 | $ 89,000 | $ 41,000 |
| Navarro County Texas | 2 | $ 723,000 | $ 361,000 | $ 165,000 |
| Nueces County Texas | 2 | $ 381,000 | $ 190,000 | $ 112,000 |
| Upshur County Texas | 2 | $ 445,000 | $ 222,000 | $ 34,000 |
| Wood County Texas | 2 | $ 273,000 | $ 136,000 | $ 176,000 |
| Mobile County Alabama | 1 | $ 162,000 | $ 162,000 | $ 135,000 |
| Kenai Peninsula County Alaska | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Garland County Arkansas | 1 | $ 330,000 | $ 330,000 | $ 179,000 |
| Johnson County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Saline County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Sebastian County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Washington County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Los Angeles County California | 1 | $ 328,000 | $ 328,000 | $ 67,000 |
| Riverside County California | 1 | $ 272,000 | $ 272,000 | $ 910,000 |
| Stanislaus County California | 1 | $ 163,000 | $ 163,000 | $ 35,000 |
| Chaffee County Colorado | 1 | $ 254,000 | $ 254,000 | $ 353,000 |
| Douglas County Colorado | 1 | $ 372,000 | $ 372,000 | $ 110,000 |
| Elbert County Colorado | 1 | $ 340,000 | $ 340,000 | $ 128,000 |
| Gunnison County Colorado | 1 | $ 700,000 | $ 700,000 | $ 400,000 |
| Larimer County Colorado | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Mesa County Colorado | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Hillsborough County Florida | 1 | $ 78,000 | $ 78,000 | $ 214,000 |
| Palm Beach County Florida | 1 | $ 194,000 | $ 194,000 | $ 143,000 |
| Fulton County Georgia | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| Gilmer County Georgia | 1 | $ 276,000 | $ 276,000 | $ 90,000 |
| DuPage County Illinois | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Douglas County Kansas | 1 | $ 141,000 | $ 141,000 | $ 23,000 |
| Lyon County Kansas | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Graves County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Bossier County Louisiana | 1 | $ 174,000 | $ 174,000 | $ 64,000 |
| Livingston County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Rapides County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| St. Mary County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 8,000 |
| Charles County Maryland | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| Howard County Maryland | 1 | $ 448,000 | $ 448,000 | $ 92,000 |
| Prince George's County Maryland | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Huron County Michigan | 1 | $ 110,000 | $ 110,000 | $ 63,000 |
| Livingston County Michigan | 1 | $ 196,000 | $ 196,000 | $ 127,000 |
| Ottawa County Michigan | 1 | $ 364,000 | $ 364,000 | $ 162,000 |
| St. Clair County Michigan | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Crow Wing County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 243,000 |
| Ramsey County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 100,000 |
| Madison County Mississippi | 1 | $ 141,000 | $ 141,000 | $ 196,000 |
| Barry County Missouri | 1 | $ 220,000 | $ 220,000 | $ 141,000 |
| Cass County Missouri | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Jackson County Missouri | 1 | $ 231,000 | $ 231,000 | $ 141,000 |
| St. Charles County Missouri | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Lincoln County New Mexico | 1 | $ 229,000 | $ 229,000 | $ 105,000 |
| Mecklenburg County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 237,000 |
| Stokes County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 95,000 |
| Wake County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Blaine County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Custer County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 239,000 |
| Dewey County Oklahoma | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
| Grant County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Greer County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Latimer County Oklahoma | 1 | $ 296,000 | $ 296,000 | $ 180,000 |
| Roger Mills County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Davidson County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 119,000 |
| Rutherford County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 92,000 |
| Anderson County Texas | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Bandera County Texas | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Cameron County Texas | 1 | $ 277,000 | $ 277,000 | $ 186,000 |
| Comal County Texas | 1 | $ 206,000 | $ 206,000 | $ 265,000 |
| Crockett County Texas | 1 | $ 144,000 | $ 144,000 | $ 124,000 |
| Freestone County Texas | 1 | $ 159,000 | $ 159,000 | $ 215,000 |
| Guadalupe County Texas | 1 | $ 147,000 | $ 147,000 | $ 37,000 |
| Jasper County Texas | 1 | $ 608,000 | $ 608,000 | $ 251,000 |
| Llano County Texas | 1 | $ 130,000 | $ 130,000 | $ 269,000 |
| Mason County Texas | 1 | $ 184,000 | $ 184,000 | $ 71,000 |
| Montague County Texas | 1 | $ 246,000 | $ 246,000 | $ 103,000 |
| Nacogdoches County Texas | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Polk County Texas | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| Potter County Texas | 1 | $ 271,000 | $ 271,000 | $ 94,000 |
| Rains County Texas | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Red River County Texas | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Rusk County Texas | 1 | $ 278,000 | $ 278,000 | $ 62,000 |
| San Patricio County Texas | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
| San Saba County Texas | 1 | $ 203,000 | $ 203,000 | $ 92,000 |
| Titus County Texas | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Walker County Texas | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Ward County Texas | 1 | $ 216,000 | $ 216,000 | $ 73,000 |
| Washington County Texas | 1 | $ 173,000 | $ 173,000 | $ 75,000 |
| Davis County Utah | 1 | $ 111,000 | $ 111,000 | $ 401,000 |
| Sheboygan County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Uinta County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,801 | $1,107,167,000 | $190,000 | $2,013,000 | $99,000 | $2,120,000 |
| Refinancing | 2,258 | $465,669,000 | $206,000 | $6,150,000 | $109,000 | $1,328,000 |
| Home Improvement | 137 | $12,320,000 | $89,000 | $1,078,000 | $87,000 | $457,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,910 | $1,178,290,000 | $199,000 | $2,025,000 | $107,000 | $2,120,000 |
| Not Provided | 567 | $104,961,000 | $185,000 | $842,000 | $114,000 | $1,494,000 |
| Hispanic | 548 | $82,464,000 | $150,000 | $1,860,000 | $77,000 | $1,741,000 |
| Asian | 371 | $79,742,000 | $214,000 | $979,000 | $117,000 | $698,000 |
| American Indian or Alaskan Native | 345 | $52,525,000 | $152,000 | $450,000 | $73,000 | $322,000 |
| Black or African American | 256 | $48,835,000 | $190,000 | $1,427,000 | $88,000 | $925,000 |
| Not applicable | 180 | $35,554,000 | $197,000 | $6,150,000 | $1,000 | $267,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $2,785,000 | $146,000 | $385,000 | $78,000 | $190,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,499 | $1,157,041,000 | $210,000 | $6,150,000 | $119,000 | $2,120,000 |
| FHA-insured (Federal Housing Administration) | 1,906 | $282,610,000 | $148,000 | $316,000 | $62,000 | $482,000 |
| VA-guaranteed (Veterans Administration) | 572 | $118,615,000 | $207,000 | $637,000 | $84,000 | $315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 219 | $26,890,000 | $122,000 | $250,000 | $49,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,326 | $1,227,515,000 | $194,000 | $6,150,000 | $101,000 | $2,120,000 |
| Application Withdrawn By Applicant | 850 | $173,186,000 | $203,000 | $1,760,000 | $105,000 | $966,000 |
| Application Approved But Not Accepted | 585 | $116,002,000 | $198,000 | $1,500,000 | $110,000 | $1,450,000 |
| Application Denied By Financial Institution | 435 | $68,453,000 | $157,000 | $840,000 | $93,000 | $1,334,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.