First United Bank And Trust Company 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,709 |
| Total Mortgage Loan Application Amount | $2,247,556,000 |
| Average Mortgage Loan Application Amount | $181,666 |
| Highest Mortgage Loan Application Amount | $3,010,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $3,943,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,100 | $ 314,054,000 | $ 285,000 | $ 148,000 |
| Oklahoma County Oklahoma | 929 | $ 165,733,000 | $ 178,000 | $ 90,000 |
| Dallas County Texas | 672 | $ 234,836,000 | $ 349,000 | $ 172,000 |
| Tulsa County Oklahoma | 656 | $ 130,052,000 | $ 198,000 | $ 98,000 |
| Denton County Texas | 634 | $ 193,282,000 | $ 304,000 | $ 151,000 |
| Collin County Texas | 471 | $ 153,185,000 | $ 325,000 | $ 152,000 |
| Cleveland County Oklahoma | 462 | $ 80,638,000 | $ 174,000 | $ 80,000 |
| Grayson County Texas | 339 | $ 46,016,000 | $ 135,000 | $ 92,000 |
| Bryan County Oklahoma | 316 | $ 47,769,000 | $ 151,000 | $ 79,000 |
| Pottawatomie County Oklahoma | 311 | $ 36,130,000 | $ 116,000 | $ 60,000 |
| Canadian County Oklahoma | 197 | $ 33,987,000 | $ 172,000 | $ 87,000 |
| Travis County Texas | 193 | $ 72,014,000 | $ 373,000 | $ 177,000 |
| Bexar County Texas | 187 | $ 46,630,000 | $ 249,000 | $ 117,000 |
| Harris County Texas | 187 | $ 65,675,000 | $ 351,000 | $ 191,000 |
| Rogers County Oklahoma | 186 | $ 34,933,000 | $ 187,000 | $ 96,000 |
| Parker County Texas | 147 | $ 41,559,000 | $ 282,000 | $ 151,000 |
| Montgomery County Texas | 143 | $ 59,502,000 | $ 416,000 | $ 271,000 |
| Creek County Oklahoma | 127 | $ 22,069,000 | $ 173,000 | $ 99,000 |
| Pontotoc County Oklahoma | 122 | $ 15,044,000 | $ 123,000 | $ 65,000 |
| Williamson County Texas | 115 | $ 33,767,000 | $ 293,000 | $ 144,000 |
| Muskogee County Oklahoma | 111 | $ 13,689,000 | $ 123,000 | $ 67,000 |
| Fannin County Texas | 107 | $ 10,302,000 | $ 96,000 | $ 63,000 |
| McClain County Oklahoma | 100 | $ 16,707,000 | $ 167,000 | $ 87,000 |
| Garvin County Oklahoma | 99 | $ 12,135,000 | $ 122,000 | $ 73,000 |
| Wagoner County Oklahoma | 99 | $ 18,370,000 | $ 185,000 | $ 82,000 |
| Rockwall County Texas | 72 | $ 21,881,000 | $ 303,000 | $ 132,000 |
| Seminole County Oklahoma | 68 | $ 8,755,000 | $ 128,000 | $ 77,000 |
| Burnet County Texas | 64 | $ 8,047,000 | $ 125,000 | $ 72,000 |
| Hughes County Oklahoma | 63 | $ 6,041,000 | $ 95,000 | $ 56,000 |
| Marshall County Oklahoma | 63 | $ 7,759,000 | $ 123,000 | $ 67,000 |
| Logan County Oklahoma | 51 | $ 11,911,000 | $ 233,000 | $ 110,000 |
| Johnson County Texas | 51 | $ 10,887,000 | $ 213,000 | $ 108,000 |
| Carter County Oklahoma | 50 | $ 6,369,000 | $ 127,000 | $ 63,000 |
| Cooke County Texas | 45 | $ 8,668,000 | $ 192,000 | $ 118,000 |
| Osage County Oklahoma | 44 | $ 8,234,000 | $ 187,000 | $ 89,000 |
| Comal County Texas | 44 | $ 14,432,000 | $ 328,000 | $ 145,000 |
| Guadalupe County Texas | 44 | $ 7,674,000 | $ 174,000 | $ 135,000 |
| Grady County Oklahoma | 43 | $ 8,097,000 | $ 188,000 | $ 113,000 |
| Wise County Texas | 42 | $ 10,336,000 | $ 246,000 | $ 107,000 |
| Hunt County Texas | 38 | $ 7,096,000 | $ 186,000 | $ 99,000 |
| Cherokee County Oklahoma | 37 | $ 5,809,000 | $ 157,000 | $ 99,000 |
| Ellis County Texas | 34 | $ 9,515,000 | $ 279,000 | $ 197,000 |
| Mayes County Oklahoma | 33 | $ 4,336,000 | $ 131,000 | $ 67,000 |
| Lincoln County Oklahoma | 31 | $ 5,060,000 | $ 163,000 | $ 74,000 |
| Llano County Texas | 31 | $ 6,549,000 | $ 211,000 | $ 100,000 |
| Gillespie County Texas | 26 | $ 8,710,000 | $ 335,000 | $ 124,000 |
| Kaufman County Texas | 26 | $ 5,994,000 | $ 230,000 | $ 85,000 |
| Stephens County Oklahoma | 24 | $ 4,314,000 | $ 179,000 | $ 80,000 |
| Hays County Texas | 23 | $ 7,187,000 | $ 312,000 | $ 154,000 |
| Fort Bend County Texas | 22 | $ 7,639,000 | $ 347,000 | $ 139,000 |
| Choctaw County Oklahoma | 19 | $ 2,232,000 | $ 117,000 | $ 65,000 |
| McCurtain County Oklahoma | 19 | $ 5,494,000 | $ 289,000 | $ 214,000 |
| Payne County Oklahoma | 19 | $ 3,071,000 | $ 161,000 | $ 89,000 |
| Murray County Oklahoma | 18 | $ 2,429,000 | $ 134,000 | $ 66,000 |
| McIntosh County Oklahoma | 17 | $ 2,482,000 | $ 146,000 | $ 78,000 |
| Hood County Texas | 17 | $ 4,280,000 | $ 251,000 | $ 130,000 |
| Brazos County Texas | 16 | $ 2,642,000 | $ 165,000 | $ 192,000 |
| Delaware County Oklahoma | 15 | $ 3,051,000 | $ 203,000 | $ 154,000 |
| Okmulgee County Oklahoma | 15 | $ 2,635,000 | $ 175,000 | $ 79,000 |
| Atoka County Oklahoma | 13 | $ 2,696,000 | $ 207,000 | $ 63,000 |
| Comanche County Oklahoma | 13 | $ 2,783,000 | $ 214,000 | $ 62,000 |
| Johnston County Oklahoma | 11 | $ 1,191,000 | $ 108,000 | $ 68,000 |
| Washington County Oklahoma | 11 | $ 2,501,000 | $ 227,000 | $ 104,000 |
| Galveston County Texas | 11 | $ 2,731,000 | $ 248,000 | $ 170,000 |
| Pittsburg County Oklahoma | 10 | $ 1,318,000 | $ 131,000 | $ 82,000 |
| Kingfisher County Oklahoma | 9 | $ 1,703,000 | $ 189,000 | $ 94,000 |
| Sequoyah County Oklahoma | 9 | $ 991,000 | $ 110,000 | $ 65,000 |
| Midland County Texas | 9 | $ 2,758,000 | $ 306,000 | $ 166,000 |
| Love County Oklahoma | 8 | $ 1,437,000 | $ 179,000 | $ 76,000 |
| Okfuskee County Oklahoma | 8 | $ 1,451,000 | $ 181,000 | $ 125,000 |
| Pushmataha County Oklahoma | 8 | $ 1,153,000 | $ 144,000 | $ 95,000 |
| Henderson County Texas | 7 | $ 1,298,000 | $ 185,000 | $ 203,000 |
| Palo Pinto County Texas | 7 | $ 1,922,000 | $ 274,000 | $ 423,000 |
| Wilson County Texas | 7 | $ 2,130,000 | $ 304,000 | $ 125,000 |
| Brazoria County Texas | 6 | $ 1,279,000 | $ 213,000 | $ 153,000 |
| Smith County Texas | 6 | $ 1,811,000 | $ 301,000 | $ 181,000 |
| Le Flore County Oklahoma | 5 | $ 848,000 | $ 169,000 | $ 77,000 |
| Pawnee County Oklahoma | 5 | $ 784,000 | $ 156,000 | $ 65,000 |
| Texas County Oklahoma | 5 | $ 479,000 | $ 95,000 | $ 56,000 |
| Bell County Texas | 5 | $ 703,000 | $ 140,000 | $ 133,000 |
| Cherokee County Texas | 5 | $ 1,851,000 | $ 370,000 | $ 201,000 |
| Montague County Texas | 5 | $ 636,000 | $ 127,000 | $ 55,000 |
| Nueces County Texas | 5 | $ 1,229,000 | $ 245,000 | $ 154,000 |
| Denver County Colorado | 4 | $ 856,000 | $ 214,000 | $ 75,000 |
| Palm Beach County Florida | 4 | $ 570,000 | $ 142,000 | $ 127,000 |
| Garfield County Oklahoma | 4 | $ 607,000 | $ 151,000 | $ 129,000 |
| Haskell County Oklahoma | 4 | $ 382,000 | $ 95,000 | $ 45,000 |
| Woodward County Oklahoma | 4 | $ 1,076,000 | $ 269,000 | $ 138,000 |
| Davidson County Tennessee | 4 | $ 859,000 | $ 214,000 | $ 268,000 |
| Hopkins County Texas | 4 | $ 808,000 | $ 202,000 | $ 123,000 |
| Kendall County Texas | 4 | $ 1,443,000 | $ 360,000 | $ 135,000 |
| Lamar County Texas | 4 | $ 513,000 | $ 128,000 | $ 99,000 |
| Wichita County Texas | 4 | $ 477,000 | $ 119,000 | $ 90,000 |
| Maricopa County Arizona | 3 | $ 890,000 | $ 296,000 | $ 227,000 |
| Garland County Arkansas | 3 | $ 554,000 | $ 184,000 | $ 147,000 |
| Johnson County Arkansas | 3 | $ 278,000 | $ 92,000 | $ 125,000 |
| Sebastian County Arkansas | 3 | $ 300,000 | $ 100,000 | $ 61,000 |
| Washington County Arkansas | 3 | $ 718,000 | $ 239,000 | $ 190,000 |
| El Paso County Colorado | 3 | $ 505,000 | $ 168,000 | $ 97,000 |
| Manatee County Florida | 3 | $ 1,400,000 | $ 466,000 | $ 440,000 |
| Pinellas County Florida | 3 | $ 895,000 | $ 298,000 | $ 360,000 |
| Santa Fe County New Mexico | 3 | $ 1,401,000 | $ 467,000 | $ 183,000 |
| Coal County Oklahoma | 3 | $ 386,000 | $ 128,000 | $ 85,000 |
| Craig County Oklahoma | 3 | $ 835,000 | $ 278,000 | $ 50,000 |
| Woods County Oklahoma | 3 | $ 305,000 | $ 101,000 | $ 67,000 |
| Bastrop County Texas | 3 | $ 482,000 | $ 160,000 | $ 75,000 |
| Bosque County Texas | 3 | $ 622,000 | $ 207,000 | $ 54,000 |
| Grimes County Texas | 3 | $ 801,000 | $ 267,000 | $ 124,000 |
| Jack County Texas | 3 | $ 754,000 | $ 251,000 | $ 91,000 |
| Polk County Texas | 3 | $ 669,000 | $ 223,000 | $ 153,000 |
| Waller County Texas | 3 | $ 690,000 | $ 230,000 | $ 156,000 |
| Yavapai County Arizona | 2 | $ 260,000 | $ 130,000 | $ 105,000 |
| Benton County Arkansas | 2 | $ 473,000 | $ 236,000 | $ 58,000 |
| Eagle County Colorado | 2 | $ 1,231,000 | $ 615,000 | $ 828,000 |
| Grand County Colorado | 2 | $ 2,364,000 | $ 1,182,000 | $ 344,000 |
| La Plata County Colorado | 2 | $ 1,620,000 | $ 810,000 | $ 124,000 |
| Larimer County Colorado | 2 | $ 641,000 | $ 320,000 | $ 156,000 |
| Bay County Florida | 2 | $ 1,015,000 | $ 507,000 | $ 151,000 |
| Duval County Florida | 2 | $ 398,000 | $ 199,000 | $ 319,000 |
| Hillsborough County Florida | 2 | $ 610,000 | $ 305,000 | $ 162,000 |
| Walton County Florida | 2 | $ 1,249,000 | $ 624,000 | $ 523,000 |
| Lake County Illinois | 2 | $ 425,000 | $ 212,000 | $ 80,000 |
| Butler County Kansas | 2 | $ 426,000 | $ 213,000 | $ 51,000 |
| Comanche County Kansas | 2 | $ 449,000 | $ 224,000 | $ 106,000 |
| Douglas County Kansas | 2 | $ 324,000 | $ 162,000 | $ 68,000 |
| Wyandotte County Kansas | 2 | $ 531,000 | $ 265,000 | $ 109,000 |
| St. Louis County Missouri | 2 | $ 243,000 | $ 121,000 | $ 140,000 |
| Bernalillo County New Mexico | 2 | $ 414,000 | $ 207,000 | $ 61,000 |
| Granville County North Carolina | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 554,000 | $ 277,000 | $ 381,000 |
| Cuyahoga County Ohio | 2 | $ 721,000 | $ 360,000 | $ 242,000 |
| Beckham County Oklahoma | 2 | $ 451,000 | $ 225,000 | $ 206,000 |
| Custer County Oklahoma | 2 | $ 438,000 | $ 219,000 | $ 112,000 |
| Jackson County Oklahoma | 2 | $ 258,000 | $ 129,000 | $ 68,000 |
| Kay County Oklahoma | 2 | $ 305,000 | $ 152,000 | $ 97,000 |
| Major County Oklahoma | 2 | $ 226,000 | $ 113,000 | $ 91,000 |
| Noble County Oklahoma | 2 | $ 457,000 | $ 228,000 | $ 223,000 |
| Washita County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Delta County Texas | 2 | $ 172,000 | $ 86,000 | $ 103,000 |
| Ector County Texas | 2 | $ 303,000 | $ 151,000 | $ 61,000 |
| Erath County Texas | 2 | $ 291,000 | $ 145,000 | $ 46,000 |
| Fayette County Texas | 2 | $ 873,000 | $ 436,000 | $ 168,000 |
| Gonzales County Texas | 2 | $ 30,000 | $ 15,000 | $ 46,000 |
| Hill County Texas | 2 | $ 282,000 | $ 141,000 | $ 71,000 |
| Lubbock County Texas | 2 | $ 300,000 | $ 150,000 | $ 26,000 |
| McLennan County Texas | 2 | $ 209,000 | $ 104,000 | $ 97,000 |
| Rains County Texas | 2 | $ 546,000 | $ 273,000 | $ 142,000 |
| Van Zandt County Texas | 2 | $ 572,000 | $ 286,000 | $ 127,000 |
| Walker County Texas | 2 | $ 663,000 | $ 331,000 | $ 143,000 |
| Webb County Texas | 2 | $ 345,000 | $ 172,000 | $ 76,000 |
| Wood County Texas | 2 | $ 222,000 | $ 111,000 | $ 87,000 |
| Faulkner County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 347,000 |
| Polk County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 151,000 |
| Pulaski County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 190,000 |
| Saline County Arkansas | 1 | $ 226,000 | $ 226,000 | $ 49,000 |
| Stone County Arkansas | 1 | $ 370,000 | $ 370,000 | $ 150,000 |
| Alameda County California | 1 | $ 364,000 | $ 364,000 | $ 127,000 |
| Los Angeles County California | 1 | $ 636,000 | $ 636,000 | $ 284,000 |
| Riverside County California | 1 | $ 600,000 | $ 600,000 | $ 131,000 |
| Santa Clara County California | 1 | $ 1,656,000 | $ 1,656,000 | $ 1,254,000 |
| Stanislaus County California | 1 | $ 315,000 | $ 315,000 | $ 184,000 |
| Gunnison County Colorado | 1 | $ 1,150,000 | $ 1,150,000 | $ 486,000 |
| Jefferson County Colorado | 1 | $ 308,000 | $ 308,000 | $ 126,000 |
| Park County Colorado | 1 | $ 324,000 | $ 324,000 | $ 127,000 |
| Routt County Colorado | 1 | $ 1,252,000 | $ 1,252,000 | $ 2,082,000 |
| Teller County Colorado | 1 | $ 419,000 | $ 419,000 | $ 205,000 |
| Fairfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 205,000 |
| Alachua County Florida | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Broward County Florida | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Martin County Florida | 1 | $ 271,000 | $ 271,000 | $ 69,000 |
| Cherokee County Georgia | 1 | $ 362,000 | $ 362,000 | $ 104,000 |
| Columbia County Georgia | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Richmond County Georgia | 1 | $ 54,000 | $ 54,000 | $ 90,000 |
| DuPage County Illinois | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Story County Iowa | 1 | $ 292,000 | $ 292,000 | $ 95,000 |
| Finney County Kansas | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
| Grant County Kansas | 1 | $ 131,000 | $ 131,000 | $ 90,000 |
| Johnson County Kansas | 1 | $ 273,000 | $ 273,000 | $ 94,000 |
| Montgomery County Kansas | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Warren County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 120,000 |
| Calcasieu County Louisiana | 1 | $ 280,000 | $ 280,000 | $ 68,000 |
| Lafayette County Louisiana | 1 | $ 178,000 | $ 178,000 | $ 154,000 |
| Livingston County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 42,000 |
| Orleans County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 852,000 |
| Penobscot County Maine | 1 | $ 127,000 | $ 127,000 | $ 80,000 |
| Frederick County Maryland | 1 | $ 310,000 | $ 310,000 | $ 111,000 |
| Hennepin County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 520,000 |
| Grenada County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 105,000 |
| Rankin County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Greene County Missouri | 1 | $ 188,000 | $ 188,000 | $ 76,000 |
| Jackson County Missouri | 1 | $ 354,000 | $ 354,000 | $ 142,000 |
| Jasper County Missouri | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Stone County Missouri | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Taney County Missouri | 1 | $ 154,000 | $ 154,000 | $ 171,000 |
| Gallatin County Montana | 1 | $ 867,000 | $ 867,000 | $ 449,000 |
| Hall County Nebraska | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| Clark County Nevada | 1 | $ 288,000 | $ 288,000 | $ 103,000 |
| Camden County New Jersey | 1 | $ 294,000 | $ 294,000 | $ 96,000 |
| Colfax County New Mexico | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Lea County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Los Alamos County New Mexico | 1 | $ 420,000 | $ 420,000 | $ 92,000 |
| Beaufort County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Dare County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Durham County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 165,000 |
| Iredell County North Carolina | 1 | $ 1,613,000 | $ 1,613,000 | $ 487,000 |
| Orange County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 165,000 |
| Delaware County Ohio | 1 | $ 322,000 | $ 322,000 | $ 425,000 |
| Summit County Ohio | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Blaine County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Dewey County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Greer County Oklahoma | 1 | $ 163,000 | $ 163,000 | $ 51,000 |
| Latimer County Oklahoma | 1 | $ 192,000 | $ 192,000 | $ 104,000 |
| Roger Mills County Oklahoma | 1 | $ 232,000 | $ 232,000 | $ 135,000 |
| Tillman County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 316,000 |
| Multnomah County Oregon | 1 | $ 432,000 | $ 432,000 | $ 137,000 |
| Yamhill County Oregon | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Delaware County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 225,000 |
| Greenville County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| Knox County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 145,000 |
| Montgomery County Tennessee | 1 | $ 277,000 | $ 277,000 | $ 133,000 |
| Shelby County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 246,000 |
| Austin County Texas | 1 | $ 264,000 | $ 264,000 | $ 227,000 |
| Bandera County Texas | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Blanco County Texas | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Bowie County Texas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Caldwell County Texas | 1 | $ 227,000 | $ 227,000 | $ 41,000 |
| Calhoun County Texas | 1 | $ 218,000 | $ 218,000 | $ 299,000 |
| Cameron County Texas | 1 | $ 395,000 | $ 395,000 | $ 262,000 |
| Childress County Texas | 1 | $ 24,000 | $ 24,000 | $ 67,000 |
| Clay County Texas | 1 | $ 33,000 | $ 33,000 | $ 97,000 |
| Collingsworth County Texas | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Deaf Smith County Texas | 1 | $ 111,000 | $ 111,000 | $ 86,000 |
| Franklin County Texas | 1 | $ 213,000 | $ 213,000 | $ 174,000 |
| Gregg County Texas | 1 | $ 132,000 | $ 132,000 | $ 106,000 |
| Harrison County Texas | 1 | $ 147,000 | $ 147,000 | $ 79,000 |
| Hidalgo County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Houston County Texas | 1 | $ 239,000 | $ 239,000 | $ 75,000 |
| Karnes County Texas | 1 | $ 183,000 | $ 183,000 | $ 44,000 |
| Lampasas County Texas | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| Liberty County Texas | 1 | $ 284,000 | $ 284,000 | $ 220,000 |
| Limestone County Texas | 1 | $ 428,000 | $ 428,000 | $ 258,000 |
| Live Oak County Texas | 1 | $ 226,000 | $ 226,000 | $ 177,000 |
| Medina County Texas | 1 | $ 246,000 | $ 246,000 | $ 89,000 |
| Mills County Texas | 1 | $ 89,000 | $ 89,000 | $ 109,000 |
| Nacogdoches County Texas | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Potter County Texas | 1 | $ 123,000 | $ 123,000 | $ 34,000 |
| Randall County Texas | 1 | $ 188,000 | $ 188,000 | $ 259,000 |
| Robertson County Texas | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| San Jacinto County Texas | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| San Patricio County Texas | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Shelby County Texas | 1 | $ 368,000 | $ 368,000 | $ 121,000 |
| Taylor County Texas | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Val Verde County Texas | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Ward County Texas | 1 | $ 162,000 | $ 162,000 | $ 101,000 |
| Washington County Texas | 1 | $ 590,000 | $ 590,000 | $ 210,000 |
| Young County Texas | 1 | $ 138,000 | $ 138,000 | $ 98,000 |
| Albemarle County Virginia | 1 | $ 308,000 | $ 308,000 | $ 130,000 |
| Chesterfield County Virginia | 1 | $ 263,000 | $ 263,000 | $ 65,000 |
| Fairfax County Virginia | 1 | $ 214,000 | $ 214,000 | $ 180,000 |
| Norfolk County Virginia | 1 | $ 240,000 | $ 240,000 | $ 48,000 |
| Page County Virginia | 1 | $ 312,000 | $ 312,000 | $ 98,000 |
| Prince William County Virginia | 1 | $ 503,000 | $ 503,000 | $ 181,000 |
| Sauk County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,130 | $1,727,715,000 | $242,000 | $3,010,000 | $122,000 | $3,943,000 |
| Refinancing | 2,240 | $491,145,000 | $219,000 | $2,100,000 | $119,000 | $2,400,000 |
| Home Improvement | 339 | $28,696,000 | $84,000 | $1,440,000 | $80,000 | $685,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,672 | $1,594,053,000 | $238,000 | $3,010,000 | $127,000 | $3,943,000 |
| Not Provided | 1,148 | $274,241,000 | $238,000 | $2,660,000 | $132,000 | $1,855,000 |
| Hispanic | 605 | $122,293,000 | $202,000 | $2,660,000 | $99,000 | $1,741,000 |
| Asian | 367 | $99,063,000 | $269,000 | $1,768,000 | $133,000 | $989,000 |
| American Indian or Alaskan Native | 317 | $50,937,000 | $160,000 | $438,000 | $81,000 | $815,000 |
| Not applicable | 317 | $50,900,000 | $160,000 | $2,275,000 | $0 | $0 |
| Black or African American | 269 | $53,412,000 | $198,000 | $688,000 | $98,000 | $783,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,657,000 | $189,000 | $424,000 | $77,000 | $182,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,309 | $1,808,778,000 | $247,000 | $3,010,000 | $136,000 | $3,943,000 |
| FHA-insured (Federal Housing Administration) | 1,671 | $278,090,000 | $166,000 | $369,000 | $67,000 | $274,000 |
| VA-guaranteed (Veterans Administration) | 581 | $142,504,000 | $245,000 | $799,000 | $87,000 | $357,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 148 | $18,184,000 | $122,000 | $247,000 | $47,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,336 | $1,724,245,000 | $235,000 | $3,010,000 | $121,000 | $3,943,000 |
| Application Withdrawn By Applicant | 1,174 | $282,471,000 | $240,000 | $2,660,000 | $129,000 | $2,400,000 |
| Application Denied By Financial Institution | 539 | $102,654,000 | $190,000 | $1,613,000 | $92,000 | $1,426,000 |
| Application Approved But Not Accepted | 494 | $101,359,000 | $205,000 | $1,200,000 | $113,000 | $1,134,000 |
| File Closed For Incompleteness | 162 | $35,669,000 | $220,000 | $994,000 | $97,000 | $540,000 |
| Loan Purchased By The Institution | 4 | $1,158,000 | $289,000 | $386,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.