First Western Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Western Trust Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Trust Bank 1900 16Th Street Suite #500 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,465 |
| Total Mortgage Loan Application Amount | $611,765,000 |
| Average Mortgage Loan Application Amount | $435,000 |
| Highest Mortgage Loan Application Amount | $16,705,000 |
| Average Applicant Income | $172,000 |
| Highest Applicant Income | $2,184,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Western Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Western Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Trust Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver County Colorado | 291 | $ 126,335,000 | $ 434,000 | $ 167,000 |
| Larimer County Colorado | 217 | $ 67,755,000 | $ 312,000 | $ 130,000 |
| Arapahoe County Colorado | 193 | $ 98,655,000 | $ 511,000 | $ 176,000 |
| Douglas County Colorado | 156 | $ 67,770,000 | $ 434,000 | $ 168,000 |
| Jefferson County Colorado | 106 | $ 41,150,000 | $ 388,000 | $ 161,000 |
| Weld County Colorado | 96 | $ 29,620,000 | $ 308,000 | $ 121,000 |
| Maricopa County Arizona | 56 | $ 35,310,000 | $ 630,000 | $ 205,000 |
| Adams County Colorado | 53 | $ 15,945,000 | $ 300,000 | $ 117,000 |
| Boulder County Colorado | 43 | $ 24,765,000 | $ 575,000 | $ 201,000 |
| Natrona County Wyoming | 17 | $ 4,005,000 | $ 235,000 | $ 75,000 |
| Broomfield County Colorado | 16 | $ 5,540,000 | $ 346,000 | $ 193,000 |
| El Paso County Colorado | 14 | $ 3,930,000 | $ 280,000 | $ 129,000 |
| Eagle County Colorado | 13 | $ 8,635,000 | $ 664,000 | $ 262,000 |
| Teton County Wyoming | 11 | $ 10,675,000 | $ 970,000 | $ 395,000 |
| Grand County Colorado | 9 | $ 2,885,000 | $ 320,000 | $ 282,000 |
| Summit County Colorado | 9 | $ 4,335,000 | $ 481,000 | $ 363,000 |
| Los Angeles County California | 7 | $ 5,085,000 | $ 726,000 | $ 260,000 |
| Pitkin County Colorado | 7 | $ 7,385,000 | $ 1,055,000 | $ 434,000 |
| Clear Creek County Colorado | 5 | $ 2,935,000 | $ 587,000 | $ 387,000 |
| Johnson County Kansas | 5 | $ 2,445,000 | $ 489,000 | $ 227,000 |
| Gallatin County Montana | 5 | $ 1,425,000 | $ 285,000 | $ 320,000 |
| Laramie County Wyoming | 5 | $ 1,245,000 | $ 249,000 | $ 89,000 |
| Chaffee County Colorado | 4 | $ 1,050,000 | $ 262,000 | $ 104,000 |
| Elbert County Colorado | 4 | $ 1,500,000 | $ 375,000 | $ 134,000 |
| Riley County Kansas | 4 | $ 470,000 | $ 117,000 | $ 158,000 |
| Stanislaus County California | 3 | $ 945,000 | $ 315,000 | $ 65,000 |
| Garfield County Colorado | 3 | $ 885,000 | $ 295,000 | $ 89,000 |
| Lake County Colorado | 3 | $ 735,000 | $ 245,000 | $ 104,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,585,000 | $ 528,000 | $ 138,000 |
| Dallas County Texas | 3 | $ 1,695,000 | $ 565,000 | $ 822,000 |
| Pima County Arizona | 2 | $ 500,000 | $ 250,000 | $ 200,000 |
| Placer County California | 2 | $ 940,000 | $ 470,000 | $ 199,000 |
| San Diego County California | 2 | $ 1,290,000 | $ 645,000 | $ 428,000 |
| San Luis Obispo County California | 2 | $ 960,000 | $ 480,000 | $ 112,000 |
| Ventura County California | 2 | $ 1,140,000 | $ 570,000 | $ 149,000 |
| Gunnison County Colorado | 2 | $ 610,000 | $ 305,000 | $ 374,000 |
| Logan County Colorado | 2 | $ 320,000 | $ 160,000 | $ 96,000 |
| Morgan County Colorado | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Park County Colorado | 2 | $ 580,000 | $ 290,000 | $ 260,000 |
| Pueblo County Colorado | 2 | $ 380,000 | $ 190,000 | $ 96,000 |
| Cook County Illinois | 2 | $ 2,160,000 | $ 1,080,000 | $ 347,000 |
| Hamilton County Indiana | 2 | $ 550,000 | $ 275,000 | $ 164,000 |
| Marion County Indiana | 2 | $ 500,000 | $ 250,000 | $ 125,000 |
| Douglas County Nebraska | 2 | $ 430,000 | $ 215,000 | $ 118,000 |
| Medina County Ohio | 2 | $ 750,000 | $ 375,000 | $ 195,000 |
| Pierce County Washington | 2 | $ 660,000 | $ 330,000 | $ 80,000 |
| Autauga County Alabama | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Limestone County Alabama | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Navajo County Arizona | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Washington County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| El Dorado County California | 1 | $ 785,000 | $ 785,000 | $ 360,000 |
| Monterey County California | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Orange County California | 1 | $ 525,000 | $ 525,000 | $ 122,000 |
| Sacramento County California | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| San Mateo County California | 1 | $ 615,000 | $ 615,000 | $ 136,000 |
| Archuleta County Colorado | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Delta County Colorado | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Rio Grande County Colorado | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Routt County Colorado | 1 | $ 315,000 | $ 315,000 | $ 517,000 |
| Yuma County Colorado | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Broward County Florida | 1 | $ 225,000 | $ 225,000 | $ 500,000 |
| Collier County Florida | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Maui County Hawaii | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Cumberland County Maine | 1 | $ 515,000 | $ 515,000 | $ 545,000 |
| Montgomery County Maryland | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Barnstable County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Oakland County Michigan | 1 | $ 125,000 | $ 125,000 | $ 471,000 |
| Wayne County Michigan | 1 | $ 395,000 | $ 395,000 | $ 208,000 |
| Carver County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Harrison County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Marshall County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Jackson County Missouri | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| St. Louis County Missouri | 1 | $ 165,000 | $ 165,000 | $ 255,000 |
| Clark County Nevada | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Bernalillo County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
| Dona Ana County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| San Juan County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Transylvania County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Stark County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Belmont County Ohio | 1 | $ 755,000 | $ 755,000 | $ 344,000 |
| Cuyahoga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Hamilton County Ohio | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Lake County Ohio | 1 | $ 85,000 | $ 85,000 | $ 197,000 |
| Lucas County Ohio | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Stark County Ohio | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Cleveland County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Curry County Oregon | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| McCormick County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 142,000 |
| Pennington County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Knox County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Williamson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 246,000 |
| Denton County Texas | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Fannin County Texas | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Fort Bend County Texas | 1 | $ 445,000 | $ 445,000 | $ 500,000 |
| Galveston County Texas | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Harris County Texas | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Parker County Texas | 1 | $ 525,000 | $ 525,000 | $ 257,000 |
| Tarrant County Texas | 1 | $ 555,000 | $ 555,000 | $ 190,000 |
| Summit County Utah | 1 | $ 325,000 | $ 325,000 | $ 320,000 |
| Wasatch County Utah | 1 | $ 195,000 | $ 195,000 | $ 225,000 |
| Benton County Washington | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| King County Washington | 1 | $ 1,055,000 | $ 1,055,000 | $ 247,000 |
| Albany County Wyoming | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Carbon County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Converse County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Park County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for First Western Trust Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,125 | $463,775,000 | $412,000 | $16,705,000 | $165,000 | $2,184,000 |
| Cash-out Refinancing | 174 | $61,240,000 | $351,000 | $3,005,000 | $152,000 | $730,000 |
| Refinancing | 113 | $64,325,000 | $569,000 | $4,525,000 | $200,000 | $1,182,000 |
| Home Improvement | 27 | $13,265,000 | $491,000 | $2,435,000 | $139,000 | $765,000 |
| Other Purpose | 26 | $9,160,000 | $352,000 | $755,000 | $204,000 | $756,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,186 | $502,860,000 | $423,000 | $16,705,000 | $172,000 | $2,184,000 |
| Asian | 120 | $51,440,000 | $428,000 | $4,525,000 | $140,000 | $1,182,000 |
| Hispanic | 64 | $19,900,000 | $310,000 | $625,000 | $124,000 | $545,000 |
| Not Provided | 58 | $17,840,000 | $307,000 | $575,000 | $154,000 | $1,050,000 |
| Not applicable | 11 | $8,435,000 | $766,000 | $1,335,000 | $0 | $0 |
| Black or African American | 10 | $4,120,000 | $412,000 | $1,585,000 | $210,000 | $500,000 |
| American Indian or Alaskan Native | 2 | $650,000 | $325,000 | $325,000 | $60,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $195,000 | $195,000 | $195,000 | $66,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,314 | $539,350,000 | $410,000 | $4,525,000 | $173,000 | $2,184,000 |
| VA-guaranteed (Veterans Administration) | 73 | $47,765,000 | $654,000 | $16,705,000 | $129,000 | $455,000 |
| FHA-insured (Federal Housing Administration) | 72 | $23,300,000 | $323,000 | $685,000 | $92,000 | $343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,350,000 | $225,000 | $245,000 | $59,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,105 | $450,005,000 | $407,000 | $4,525,000 | $168,000 | $2,022,000 |
| Application Withdrawn By Applicant | 191 | $98,295,000 | $514,000 | $16,705,000 | $180,000 | $2,184,000 |
| Application Approved But Not Accepted | 97 | $34,925,000 | $360,000 | $2,475,000 | $142,000 | $923,000 |
| Application Denied By Financial Institution | 49 | $18,825,000 | $384,000 | $2,305,000 | $136,000 | $406,000 |
| File Closed For Incompleteness | 23 | $9,715,000 | $422,000 | $875,000 | $168,000 | $463,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,416 | $592,940,000 | $418,000 | $16,705,000 | $168,000 | $2,184,000 |
| Credit History | 12 | $5,440,000 | $453,000 | $2,305,000 | $117,000 | $406,000 |
| Debt-To-Income Ratio | 12 | $3,500,000 | $291,000 | $755,000 | $118,000 | $318,000 |
| Collateral | 11 | $3,225,000 | $293,000 | $505,000 | $150,000 | $382,000 |
| Unverifiable Information | 9 | $4,595,000 | $510,000 | $1,275,000 | $189,000 | $405,000 |
| Other | 2 | $530,000 | $265,000 | $375,000 | $90,000 | $101,000 |
| Employment History | 2 | $730,000 | $365,000 | $395,000 | $92,000 | $116,000 |
| Credit Application Incomplete | 1 | $805,000 | $805,000 | $805,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.