Firstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Firstar Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstar Bank Po Box 308 Sallisaw, OK 74954 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,337 |
| Total Mortgage Loan Application Amount | $270,355,000 |
| Average Mortgage Loan Application Amount | $145,666 |
| Highest Mortgage Loan Application Amount | $4,165,000 |
| Average Applicant Income | $159,000 |
| Highest Applicant Income | $3,121,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Firstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Firstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstar Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sebastian County Arkansas | 329 | $ 68,675,000 | $ 208,000 | $ 136,000 |
| Sequoyah County Oklahoma | 236 | $ 37,290,000 | $ 158,000 | $ 81,000 |
| Tulsa County Oklahoma | 143 | $ 33,805,000 | $ 236,000 | $ 114,000 |
| Le Flore County Oklahoma | 135 | $ 23,145,000 | $ 171,000 | $ 77,000 |
| Crawford County Arkansas | 121 | $ 26,255,000 | $ 216,000 | $ 115,000 |
| Muskogee County Oklahoma | 103 | $ 16,295,000 | $ 158,000 | $ 81,000 |
| Wagoner County Oklahoma | 56 | $ 17,390,000 | $ 310,000 | $ 194,000 |
| Cherokee County Oklahoma | 26 | $ 5,510,000 | $ 211,000 | $ 94,000 |
| Haskell County Oklahoma | 21 | $ 3,625,000 | $ 172,000 | $ 84,000 |
| Washington County Arkansas | 20 | $ 4,800,000 | $ 240,000 | $ 115,000 |
| Franklin County Arkansas | 18 | $ 3,080,000 | $ 171,000 | $ 73,000 |
| McIntosh County Oklahoma | 13 | $ 2,645,000 | $ 203,000 | $ 202,000 |
| Benton County Arkansas | 9 | $ 2,665,000 | $ 296,000 | $ 266,000 |
| Mayes County Oklahoma | 8 | $ 2,090,000 | $ 261,000 | $ 89,000 |
| Logan County Arkansas | 7 | $ 935,000 | $ 133,000 | $ 74,000 |
| Johnson County Arkansas | 6 | $ 920,000 | $ 153,000 | $ 86,000 |
| Scott County Arkansas | 5 | $ 785,000 | $ 157,000 | $ 54,000 |
| Creek County Oklahoma | 5 | $ 1,235,000 | $ 247,000 | $ 109,000 |
| Oklahoma County Oklahoma | 5 | $ 2,005,000 | $ 401,000 | $ 310,000 |
| Osage County Oklahoma | 5 | $ 1,285,000 | $ 257,000 | $ 127,000 |
| Rogers County Oklahoma | 5 | $ 1,865,000 | $ 373,000 | $ 151,000 |
| Stephens County Oklahoma | 5 | $ 1,295,000 | $ 259,000 | $ 153,000 |
| Sedgwick County Kansas | 3 | $ 775,000 | $ 258,000 | $ 118,000 |
| Okmulgee County Oklahoma | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| Pottawatomie County Oklahoma | 3 | $ 415,000 | $ 138,000 | $ 69,000 |
| Pushmataha County Oklahoma | 3 | $ 495,000 | $ 165,000 | $ 95,000 |
| Garland County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Hot Spring County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Brevard County Florida | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Adair County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 150,000 |
| Canadian County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 56,000 |
| Delaware County Oklahoma | 2 | $ 2,010,000 | $ 1,005,000 | $ 299,000 |
| Latimer County Oklahoma | 2 | $ 510,000 | $ 255,000 | $ 118,000 |
| Jefferson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Maricopa County Arizona | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Boone County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Faulkner County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Independence County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Izard County Arkansas | 1 | $ 495,000 | $ 495,000 | $ 3,121,000 |
| Montgomery County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Polk County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Pope County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Yell County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 166,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Lake County Florida | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Lee County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Walton County Florida | 1 | $ 435,000 | $ 435,000 | $ 423,000 |
| Butler County Kansas | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Jasper County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Stone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Bryan County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Craig County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Garvin County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Logan County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| McClain County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| McCurtain County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Grayson County Texas | 1 | $ 405,000 | $ 405,000 | $ 112,000 |
| Navarro County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Red River County Texas | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Rusk County Texas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Firstar Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 981 | $194,145,000 | $197,000 | $4,165,000 | $105,000 | $3,030,000 |
| Refinancing | 294 | $70,520,000 | $239,000 | $1,705,000 | $126,000 | $3,121,000 |
| Home Improvement | 34 | $2,990,000 | $87,000 | $285,000 | $111,000 | $450,000 |
| Other Purpose | 19 | $1,245,000 | $65,000 | $155,000 | $121,000 | $1,003,000 |
| Cash-out Refinancing | 7 | $1,235,000 | $176,000 | $305,000 | $491,000 | $2,484,000 |
| Not Applicable | 2 | $220,000 | $110,000 | $215,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 901 | $181,945,000 | $201,000 | $1,705,000 | $117,000 | $3,121,000 |
| Not applicable | 178 | $39,680,000 | $222,000 | $4,165,000 | $0 | $0 |
| American Indian or Alaskan Native | 94 | $17,680,000 | $188,000 | $555,000 | $83,000 | $256,000 |
| Hispanic | 72 | $11,760,000 | $163,000 | $535,000 | $73,000 | $279,000 |
| Black or African American | 39 | $8,855,000 | $227,000 | $645,000 | $105,000 | $264,000 |
| Not Provided | 34 | $6,450,000 | $189,000 | $655,000 | $174,000 | $2,484,000 |
| Asian | 14 | $2,650,000 | $189,000 | $375,000 | $111,000 | $355,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 954 | $197,460,000 | $206,000 | $4,165,000 | $134,000 | $3,121,000 |
| FHA-insured (Federal Housing Administration) | 240 | $44,390,000 | $184,000 | $425,000 | $69,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $13,405,000 | $154,000 | $335,000 | $54,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 56 | $15,100,000 | $269,000 | $555,000 | $91,000 | $241,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,094 | $226,140,000 | $206,000 | $4,165,000 | $106,000 | $3,121,000 |
| Application Withdrawn By Applicant | 211 | $40,435,000 | $191,000 | $1,705,000 | $149,000 | $3,030,000 |
| Application Denied By Financial Institution | 30 | $3,560,000 | $118,000 | $305,000 | $58,000 | $279,000 |
| Loan Purchased By The Institution | 2 | $220,000 | $110,000 | $215,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,307 | $266,795,000 | $204,000 | $4,165,000 | $114,000 | $3,121,000 |
| Credit History | 20 | $2,410,000 | $120,000 | $305,000 | $66,000 | $279,000 |
| Debt-To-Income Ratio | 7 | $605,000 | $86,000 | $135,000 | $46,000 | $74,000 |
| Employment History | 2 | $350,000 | $175,000 | $205,000 | $34,000 | $50,000 |
| Other | 1 | $195,000 | $195,000 | $195,000 | $47,000 | $47,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstar Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.