Firstbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Firstbank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank 10403 West Colfax Avenue Lakewood, CO 80215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 12,485 |
| Total Mortgage Loan Application Amount | $5,493,615,000 |
| Average Mortgage Loan Application Amount | $333,400 |
| Highest Mortgage Loan Application Amount | $52,505,000 |
| Average Applicant Income | $194,400 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Firstbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Firstbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver County Colorado | 1,814 | $ 886,200,000 | $ 488,000 | $ 245,000 |
| Jefferson County Colorado | 1,733 | $ 586,105,000 | $ 338,000 | $ 184,000 |
| Arapahoe County Colorado | 1,178 | $ 418,870,000 | $ 355,000 | $ 216,000 |
| Maricopa County Arizona | 1,015 | $ 520,065,000 | $ 512,000 | $ 244,000 |
| Douglas County Colorado | 831 | $ 352,395,000 | $ 424,000 | $ 230,000 |
| Adams County Colorado | 785 | $ 241,035,000 | $ 307,000 | $ 151,000 |
| Larimer County Colorado | 773 | $ 306,095,000 | $ 395,000 | $ 194,000 |
| Weld County Colorado | 716 | $ 200,640,000 | $ 280,000 | $ 165,000 |
| Eagle County Colorado | 704 | $ 453,560,000 | $ 644,000 | $ 267,000 |
| El Paso County Colorado | 651 | $ 262,905,000 | $ 403,000 | $ 188,000 |
| Boulder County Colorado | 648 | $ 388,610,000 | $ 599,000 | $ 278,000 |
| Summit County Colorado | 465 | $ 256,835,000 | $ 552,000 | $ 300,000 |
| Riverside County California | 275 | $ 125,055,000 | $ 454,000 | $ 376,000 |
| Garfield County Colorado | 110 | $ 65,420,000 | $ 594,000 | $ 205,000 |
| Grand County Colorado | 110 | $ 52,120,000 | $ 473,000 | $ 290,000 |
| Pitkin County Colorado | 104 | $ 146,730,000 | $ 1,410,000 | $ 577,000 |
| Broomfield County Colorado | 99 | $ 27,175,000 | $ 274,000 | $ 207,000 |
| Park County Colorado | 88 | $ 26,060,000 | $ 296,000 | $ 194,000 |
| Elbert County Colorado | 56 | $ 19,450,000 | $ 347,000 | $ 165,000 |
| Pinal County Arizona | 54 | $ 12,060,000 | $ 223,000 | $ 154,000 |
| Clear Creek County Colorado | 42 | $ 18,070,000 | $ 430,000 | $ 219,000 |
| Pueblo County Colorado | 27 | $ 8,725,000 | $ 323,000 | $ 173,000 |
| Teller County Colorado | 22 | $ 7,770,000 | $ 353,000 | $ 156,000 |
| Gunnison County Colorado | 21 | $ 25,035,000 | $ 1,192,000 | $ 489,000 |
| Routt County Colorado | 19 | $ 9,825,000 | $ 517,000 | $ 366,000 |
| Gilpin County Colorado | 17 | $ 4,345,000 | $ 255,000 | $ 125,000 |
| Lake County Colorado | 17 | $ 5,365,000 | $ 315,000 | $ 145,000 |
| Mesa County Colorado | 13 | $ 11,225,000 | $ 863,000 | $ 193,000 |
| Pima County Arizona | 11 | $ 4,935,000 | $ 448,000 | $ 1,664,000 |
| Los Angeles County California | 7 | $ 5,715,000 | $ 816,000 | $ 224,000 |
| Orange County California | 7 | $ 4,345,000 | $ 620,000 | $ 505,000 |
| San Diego County California | 7 | $ 3,955,000 | $ 565,000 | $ 242,000 |
| Chaffee County Colorado | 6 | $ 3,410,000 | $ 568,000 | $ 304,000 |
| Yavapai County Arizona | 5 | $ 1,595,000 | $ 319,000 | $ 136,000 |
| Fremont County Colorado | 5 | $ 745,000 | $ 149,000 | $ 166,000 |
| Coconino County Arizona | 4 | $ 4,340,000 | $ 1,085,000 | $ 1,205,000 |
| Navajo County Arizona | 3 | $ 675,000 | $ 225,000 | $ 192,000 |
| Delta County Colorado | 3 | $ 585,000 | $ 195,000 | $ 162,000 |
| Morgan County Colorado | 3 | $ 1,275,000 | $ 425,000 | $ 1,283,000 |
| San Bernardino County California | 2 | $ 1,490,000 | $ 745,000 | $ 1,178,000 |
| Mohave County Arizona | 1 | $ 435,000 | $ 435,000 | $ 281,000 |
| San Luis Obispo County California | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Santa Barbara County California | 1 | $ 475,000 | $ 475,000 | $ 270,000 |
| Archuleta County Colorado | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Custer County Colorado | 1 | $ 105,000 | $ 105,000 | $ 246,000 |
| Jackson County Colorado | 1 | $ 325,000 | $ 325,000 | $ 627,000 |
| Kit Carson County Colorado | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lincoln County Colorado | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Moffat County Colorado | 1 | $ 1,465,000 | $ 1,465,000 | $ 0 |
| Otero County Colorado | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| San Miguel County Colorado | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Sedgwick County Colorado | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Hartford County Connecticut | 1 | $ 565,000 | $ 565,000 | $ 3,576,000 |
| Collier County Florida | 1 | $ 805,000 | $ 805,000 | $ 953,000 |
| Sarasota County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Coweta County Georgia | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Kauai County Hawaii | 1 | $ 6,575,000 | $ 6,575,000 | $ 0 |
| Cook County Illinois | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Seward County Kansas | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Harrison County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 170,000 |
| Camden County Missouri | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Flathead County Montana | 1 | $ 3,445,000 | $ 3,445,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Cheyenne County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Clark County Nevada | 1 | $ 185,000 | $ 185,000 | $ 275,000 |
| New York County New York | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 188,000 |
| Oklahoma County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Tulsa County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 159,000 |
| Malheur County Oregon | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Beaufort County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 3,159,000 |
| Cumberland County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Williamson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Williamson County Texas | 1 | $ 5,000 | $ 5,000 | $ 125,000 |
| Summit County Utah | 1 | $ 2,015,000 | $ 2,015,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,078 | $3,283,550,000 | $646,000 | $52,505,000 | $285,000 | $7,200,000 |
| Refinancing | 3,796 | $1,631,330,000 | $429,000 | $50,605,000 | $218,000 | $6,900,000 |
| Home Improvement | 2,131 | $268,205,000 | $125,000 | $3,505,000 | $173,000 | $5,745,000 |
| Other Purpose | 999 | $165,255,000 | $165,000 | $2,945,000 | $190,000 | $4,898,000 |
| Cash-out Refinancing | 481 | $145,275,000 | $302,000 | $715,000 | $106,000 | $1,396,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,686 | $2,364,160,000 | $353,000 | $16,805,000 | $228,000 | $7,200,000 |
| Not applicable | 2,417 | $1,907,625,000 | $789,000 | $52,505,000 | $41,000 | $54,000 |
| Not Provided | 1,412 | $628,870,000 | $445,000 | $25,205,000 | $287,000 | $7,038,000 |
| Hispanic | 1,160 | $326,310,000 | $281,000 | $7,705,000 | $151,000 | $6,039,000 |
| Asian | 514 | $174,070,000 | $338,000 | $4,005,000 | $220,000 | $4,430,000 |
| Black or African American | 173 | $49,295,000 | $284,000 | $4,555,000 | $162,000 | $4,837,000 |
| American Indian or Alaskan Native | 42 | $14,160,000 | $337,000 | $1,205,000 | $166,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,300,000 | $216,000 | $485,000 | $98,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,470 | $5,489,000,000 | $440,000 | $52,505,000 | $225,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 15 | $4,615,000 | $307,000 | $505,000 | $101,000 | $570,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,769 | $3,993,135,000 | $455,000 | $52,505,000 | $219,000 | $5,700,000 |
| Application Withdrawn By Applicant | 1,770 | $859,170,000 | $485,000 | $16,805,000 | $314,000 | $7,200,000 |
| Application Denied By Financial Institution | 942 | $280,780,000 | $298,000 | $25,205,000 | $130,000 | $6,472,000 |
| Application Approved But Not Accepted | 584 | $248,790,000 | $426,000 | $11,105,000 | $221,000 | $5,745,000 |
| File Closed For Incompleteness | 409 | $109,595,000 | $267,000 | $3,785,000 | $200,000 | $6,900,000 |
| Loan Purchased By The Institution | 11 | $2,145,000 | $195,000 | $395,000 | $47,000 | $77,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,543 | $5,212,835,000 | $451,000 | $52,505,000 | $234,000 | $7,200,000 |
| Debt-To-Income Ratio | 504 | $157,790,000 | $313,000 | $2,575,000 | $100,000 | $3,162,000 |
| Other | 141 | $32,825,000 | $232,000 | $5,815,000 | $146,000 | $794,000 |
| Credit History | 136 | $52,510,000 | $386,000 | $25,205,000 | $191,000 | $6,472,000 |
| Collateral | 126 | $25,120,000 | $199,000 | $2,625,000 | $164,000 | $659,000 |
| Unverifiable Information | 26 | $6,920,000 | $266,000 | $505,000 | $96,000 | $529,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $4,540,000 | $756,000 | $2,805,000 | $176,000 | $493,000 |
| Mortgage Insurance Denied | 1 | $515,000 | $515,000 | $515,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 1 | $335,000 | $335,000 | $335,000 | $95,000 | $95,000 |
| Employment History | 1 | $225,000 | $225,000 | $225,000 | $69,000 | $69,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.