Firstmerit Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Firstmerit Bank Na 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstmerit Bank Na Iii Cascade Plaza - Cas46 Akron, OH 44308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,120 |
| Total Mortgage Loan Application Amount | $1,364,293,000 |
| Average Mortgage Loan Application Amount | $121,000 |
| Highest Mortgage Loan Application Amount | $22,000,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $2,623,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Firstmerit Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmerit Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Firstmerit Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmerit Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstmerit Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmerit Bank Na's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Summit County Ohio | 1,575 | $ 188,321,000 | $ 119,000 | $ 87,000 |
| Stark County Ohio | 1,190 | $ 144,023,000 | $ 121,000 | $ 76,000 |
| Medina County Ohio | 774 | $ 126,027,000 | $ 162,000 | $ 94,000 |
| Cuyahoga County Ohio | 608 | $ 86,871,000 | $ 142,000 | $ 97,000 |
| Lorain County Ohio | 583 | $ 68,474,000 | $ 117,000 | $ 78,000 |
| Cook County Illinois | 526 | $ 116,003,000 | $ 220,000 | $ 109,000 |
| Wayne County Ohio | 469 | $ 53,913,000 | $ 114,000 | $ 79,000 |
| Lake County Ohio | 382 | $ 47,521,000 | $ 124,000 | $ 75,000 |
| Lawrence County Pennsylvania | 293 | $ 30,863,000 | $ 105,000 | $ 65,000 |
| Richland County Ohio | 261 | $ 26,589,000 | $ 101,000 | $ 66,000 |
| Ashland County Ohio | 239 | $ 23,046,000 | $ 96,000 | $ 57,000 |
| Portage County Ohio | 227 | $ 27,982,000 | $ 123,000 | $ 74,000 |
| Franklin County Ohio | 209 | $ 43,196,000 | $ 206,000 | $ 109,000 |
| Ashtabula County Ohio | 187 | $ 17,102,000 | $ 91,000 | $ 97,000 |
| Delaware County Ohio | 147 | $ 61,254,000 | $ 416,000 | $ 121,000 |
| Geauga County Ohio | 138 | $ 22,116,000 | $ 160,000 | $ 86,000 |
| Crawford County Ohio | 103 | $ 6,978,000 | $ 67,000 | $ 52,000 |
| Erie County Ohio | 101 | $ 11,082,000 | $ 109,000 | $ 82,000 |
| Knox County Ohio | 89 | $ 10,478,000 | $ 117,000 | $ 78,000 |
| DuPage County Illinois | 71 | $ 21,088,000 | $ 297,000 | $ 139,000 |
| Will County Illinois | 68 | $ 19,886,000 | $ 292,000 | $ 104,000 |
| Huron County Ohio | 64 | $ 6,497,000 | $ 101,000 | $ 73,000 |
| Lucas County Ohio | 53 | $ 8,871,000 | $ 167,000 | $ 93,000 |
| Lake County Illinois | 44 | $ 10,969,000 | $ 249,000 | $ 143,000 |
| Holmes County Ohio | 39 | $ 5,199,000 | $ 133,000 | $ 74,000 |
| Madison County Ohio | 39 | $ 4,126,000 | $ 105,000 | $ 77,000 |
| Morrow County Ohio | 32 | $ 2,850,000 | $ 89,000 | $ 55,000 |
| Seneca County Ohio | 32 | $ 2,596,000 | $ 81,000 | $ 53,000 |
| Wood County Ohio | 32 | $ 6,197,000 | $ 193,000 | $ 63,000 |
| Kane County Illinois | 29 | $ 6,519,000 | $ 224,000 | $ 94,000 |
| Carroll County Ohio | 29 | $ 3,847,000 | $ 132,000 | $ 87,000 |
| Trumbull County Ohio | 29 | $ 2,597,000 | $ 89,000 | $ 54,000 |
| McHenry County Illinois | 28 | $ 5,766,000 | $ 205,000 | $ 103,000 |
| Tuscarawas County Ohio | 27 | $ 3,443,000 | $ 127,000 | $ 74,000 |
| Mahoning County Ohio | 22 | $ 3,689,000 | $ 167,000 | $ 92,000 |
| Fairfield County Ohio | 21 | $ 3,468,000 | $ 165,000 | $ 129,000 |
| Licking County Ohio | 21 | $ 2,958,000 | $ 140,000 | $ 95,000 |
| Ottawa County Ohio | 19 | $ 3,430,000 | $ 180,000 | $ 140,000 |
| Lee County Florida | 18 | $ 3,951,000 | $ 219,000 | $ 279,000 |
| Mercer County Pennsylvania | 14 | $ 1,765,000 | $ 126,000 | $ 79,000 |
| Columbiana County Ohio | 12 | $ 1,386,000 | $ 115,000 | $ 84,000 |
| Collier County Florida | 10 | $ 4,186,000 | $ 418,000 | $ 369,000 |
| Beaver County Pennsylvania | 8 | $ 802,000 | $ 100,000 | $ 71,000 |
| Marion County Ohio | 7 | $ 805,000 | $ 115,000 | $ 76,000 |
| Palm Beach County Florida | 6 | $ 1,375,000 | $ 229,000 | $ 175,000 |
| Union County Ohio | 6 | $ 1,365,000 | $ 227,000 | $ 105,000 |
| Butler County Pennsylvania | 6 | $ 1,201,000 | $ 200,000 | $ 73,000 |
| Washington County Pennsylvania | 6 | $ 682,000 | $ 113,000 | $ 85,000 |
| Broward County Florida | 5 | $ 1,483,000 | $ 296,000 | $ 314,000 |
| Pinellas County Florida | 5 | $ 1,042,000 | $ 208,000 | $ 394,000 |
| Kendall County Illinois | 5 | $ 788,000 | $ 157,000 | $ 71,000 |
| Lake County Indiana | 5 | $ 894,000 | $ 178,000 | $ 111,000 |
| Pickaway County Ohio | 5 | $ 787,000 | $ 157,000 | $ 83,000 |
| Crawford County Pennsylvania | 5 | $ 424,000 | $ 84,000 | $ 97,000 |
| Charlotte County Florida | 4 | $ 717,000 | $ 179,000 | $ 139,000 |
| Sarasota County Florida | 4 | $ 717,000 | $ 179,000 | $ 156,000 |
| Coshocton County Ohio | 4 | $ 287,000 | $ 71,000 | $ 52,000 |
| Fulton County Ohio | 4 | $ 675,000 | $ 168,000 | $ 86,000 |
| Guernsey County Ohio | 4 | $ 1,301,000 | $ 325,000 | $ 328,000 |
| Jefferson County Ohio | 4 | $ 606,000 | $ 151,000 | $ 62,000 |
| Ross County Ohio | 4 | $ 446,000 | $ 111,000 | $ 178,000 |
| Sandusky County Ohio | 4 | $ 386,000 | $ 96,000 | $ 47,000 |
| Allegheny County Pennsylvania | 4 | $ 462,000 | $ 115,000 | $ 75,000 |
| Bucks County Pennsylvania | 4 | $ 22,779,000 | $ 5,694,000 | $ 47,000 |
| Dauphin County Pennsylvania | 4 | $ 391,000 | $ 97,000 | $ 66,000 |
| Delaware County Pennsylvania | 4 | $ 468,000 | $ 117,000 | $ 44,000 |
| Luzerne County Pennsylvania | 4 | $ 542,000 | $ 135,000 | $ 103,000 |
| Emmet County Michigan | 3 | $ 2,528,000 | $ 842,000 | $ 176,000 |
| Lenawee County Michigan | 3 | $ 542,000 | $ 180,000 | $ 370,000 |
| Clark County Ohio | 3 | $ 267,000 | $ 89,000 | $ 46,000 |
| Hamilton County Ohio | 3 | $ 327,000 | $ 109,000 | $ 133,000 |
| Logan County Ohio | 3 | $ 645,000 | $ 215,000 | $ 180,000 |
| Washington County Ohio | 3 | $ 245,000 | $ 81,000 | $ 74,000 |
| Wyandot County Ohio | 3 | $ 107,000 | $ 35,000 | $ 48,000 |
| Chester County Pennsylvania | 3 | $ 632,000 | $ 210,000 | $ 89,000 |
| Monroe County Pennsylvania | 3 | $ 300,000 | $ 100,000 | $ 110,000 |
| Beaufort County South Carolina | 3 | $ 587,000 | $ 195,000 | $ 241,000 |
| Walworth County Wisconsin | 3 | $ 1,142,000 | $ 380,000 | $ 232,000 |
| Duval County Florida | 2 | $ 622,000 | $ 311,000 | $ 84,000 |
| Manatee County Florida | 2 | $ 267,000 | $ 133,000 | $ 70,000 |
| Miami-Dade County Florida | 2 | $ 424,000 | $ 212,000 | $ 170,000 |
| Monroe County Florida | 2 | $ 720,000 | $ 360,000 | $ 651,000 |
| Berrien County Michigan | 2 | $ 834,000 | $ 417,000 | $ 254,000 |
| Livingston County Michigan | 2 | $ 457,000 | $ 228,000 | $ 150,000 |
| Monroe County Michigan | 2 | $ 268,000 | $ 134,000 | $ 62,000 |
| Washtenaw County Michigan | 2 | $ 14,275,000 | $ 7,137,000 | $ 0 |
| Belmont County Ohio | 2 | $ 192,000 | $ 96,000 | $ 95,000 |
| Champaign County Ohio | 2 | $ 133,000 | $ 66,000 | $ 48,000 |
| Greene County Ohio | 2 | $ 1,317,000 | $ 658,000 | $ 91,000 |
| Lawrence County Ohio | 2 | $ 5,560,000 | $ 2,780,000 | $ 0 |
| Perry County Ohio | 2 | $ 526,000 | $ 263,000 | $ 130,000 |
| Clarion County Pennsylvania | 2 | $ 187,000 | $ 93,000 | $ 44,000 |
| Indiana County Pennsylvania | 2 | $ 231,000 | $ 115,000 | $ 75,000 |
| Montgomery County Pennsylvania | 2 | $ 603,000 | $ 301,000 | $ 26,000 |
| Philadelphia County Pennsylvania | 2 | $ 396,000 | $ 198,000 | $ 75,000 |
| Venango County Pennsylvania | 2 | $ 306,000 | $ 153,000 | $ 39,000 |
| Charleston County South Carolina | 2 | $ 599,000 | $ 299,000 | $ 541,000 |
| Maricopa County Arizona | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Pima County Arizona | 1 | $ 1,187,000 | $ 1,187,000 | $ 1,065,000 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Hillsborough County Florida | 1 | $ 308,000 | $ 308,000 | $ 224,000 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 471,000 |
| Nassau County Florida | 1 | $ 260,000 | $ 260,000 | $ 98,000 |
| Orange County Florida | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Osceola County Florida | 1 | $ 253,000 | $ 253,000 | $ 246,000 |
| Volusia County Florida | 1 | $ 120,000 | $ 120,000 | $ 280,000 |
| Chatham County Georgia | 1 | $ 2,813,000 | $ 2,813,000 | $ 0 |
| Columbia County Georgia | 1 | $ 819,000 | $ 819,000 | $ 462,000 |
| Boone County Illinois | 1 | $ 164,000 | $ 164,000 | $ 372,000 |
| Champaign County Illinois | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Clark County Illinois | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| Jo Daviess County Illinois | 1 | $ 93,000 | $ 93,000 | $ 175,000 |
| LaSalle County Illinois | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Lee County Illinois | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| McLean County Illinois | 1 | $ 3,450,000 | $ 3,450,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 330,000 | $ 330,000 | $ 131,000 |
| Marshall County Indiana | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Porter County Indiana | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Scott County Iowa | 1 | $ 8,000 | $ 8,000 | $ 27,000 |
| Boone County Kentucky | 1 | $ 406,000 | $ 406,000 | $ 185,000 |
| Nantucket County Massachusetts | 1 | $ 3,000,000 | $ 3,000,000 | $ 1,335,000 |
| Jackson County Michigan | 1 | $ 168,000 | $ 168,000 | $ 240,000 |
| Kalkaska County Michigan | 1 | $ 98,000 | $ 98,000 | $ 208,000 |
| Kent County Michigan | 1 | $ 18,000,000 | $ 18,000,000 | $ 0 |
| Macomb County Michigan | 1 | $ 330,000 | $ 330,000 | $ 104,000 |
| Muskegon County Michigan | 1 | $ 312,000 | $ 312,000 | $ 475,000 |
| Oakland County Michigan | 1 | $ 184,000 | $ 184,000 | $ 154,000 |
| Van Buren County Michigan | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Chautauqua County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Athens County Ohio | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Fayette County Ohio | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Hancock County Ohio | 1 | $ 4,000 | $ 4,000 | $ 67,000 |
| Harrison County Ohio | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Henry County Ohio | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Highland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Morgan County Ohio | 1 | $ 37,000 | $ 37,000 | $ 71,000 |
| Muskingum County Ohio | 1 | $ 76,000 | $ 76,000 | $ 75,000 |
| Noble County Ohio | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Putnam County Ohio | 1 | $ 196,000 | $ 196,000 | $ 133,000 |
| Cumberland County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 101,000 |
| Erie County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Fayette County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Lackawanna County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Lancaster County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 44,000 |
| Pike County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 172,000 |
| Westmoreland County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 69,000 |
| York County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Horry County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 160,000 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Wasatch County Utah | 1 | $ 300,000 | $ 300,000 | $ 125,000 |
| Northampton County Virginia | 1 | $ 279,000 | $ 279,000 | $ 132,000 |
| Brooke County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Green Lake County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 0 |
Mortgage Loan Application Detail Totals for Firstmerit Bank Na in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,727 | $1,065,358,000 | $158,000 | $22,000,000 | $89,000 | $2,152,000 |
| Home Purchase | 1,771 | $263,233,000 | $148,000 | $4,275,000 | $91,000 | $2,623,000 |
| Home Improvement | 622 | $35,702,000 | $57,000 | $18,000,000 | $57,000 | $1,797,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,994 | $908,124,000 | $129,000 | $2,295,000 | $87,000 | $2,623,000 |
| Not Provided | 1,664 | $237,986,000 | $143,000 | $3,000,000 | $95,000 | $1,712,000 |
| Black or African American | 189 | $14,415,000 | $76,000 | $417,000 | $53,000 | $327,000 |
| Hispanic | 142 | $15,101,000 | $106,000 | $417,000 | $71,000 | $744,000 |
| Asian | 65 | $15,967,000 | $245,000 | $4,275,000 | $125,000 | $485,000 |
| Not applicable | 47 | $170,110,000 | $3,619,000 | $22,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $797,000 | $79,000 | $269,000 | $59,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,793,000 | $199,000 | $429,000 | $70,000 | $106,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,946 | $1,344,286,000 | $150,000 | $22,000,000 | $88,000 | $2,623,000 |
| FHA-insured (Federal Housing Administration) | 141 | $15,342,000 | $108,000 | $276,000 | $49,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 33 | $4,665,000 | $141,000 | $300,000 | $62,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,296 | $952,560,000 | $151,000 | $18,000,000 | $90,000 | $2,623,000 |
| Application Withdrawn By Applicant | 1,296 | $214,136,000 | $165,000 | $14,350,000 | $90,000 | $2,599,000 |
| Application Denied By Financial Institution | 1,222 | $163,172,000 | $133,000 | $22,000,000 | $71,000 | $1,612,000 |
| Application Approved But Not Accepted | 176 | $15,495,000 | $88,000 | $417,000 | $80,000 | $435,000 |
| File Closed For Incompleteness | 113 | $17,448,000 | $154,000 | $411,000 | $115,000 | $1,088,000 |
| Preapproval Denied by Financial Institution | 17 | $1,482,000 | $87,000 | $218,000 | $33,000 | $61,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 493 | $76,915,000 | $156,000 | $2,295,000 | $95,000 | $1,491,000 |
| Debt-To-Income Ratio | 348 | $28,870,000 | $82,000 | $1,800,000 | $43,000 | $245,000 |
| Credit History | 278 | $17,584,000 | $63,000 | $5,250,000 | $62,000 | $1,612,000 |
| Other | 73 | $27,548,000 | $377,000 | $22,000,000 | $64,000 | $760,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $11,271,000 | $751,000 | $9,000,000 | $78,000 | $222,000 |
| Unverifiable Information | 11 | $1,051,000 | $95,000 | $339,000 | $51,000 | $144,000 |
| Employment History | 10 | $856,000 | $85,000 | $139,000 | $22,000 | $45,000 |
| Credit Application Incomplete | 8 | $278,000 | $34,000 | $102,000 | $74,000 | $124,000 |
| Mortgage Insurance Denied | 3 | $281,000 | $93,000 | $118,000 | $84,000 | $94,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmerit Bank Na's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstmerit Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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