Firstmerit Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Firstmerit Bank Na 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstmerit Bank Na Iii Cascade Plaza - Cas46 Akron, OH 44308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,807 |
| Total Mortgage Loan Application Amount | $973,042,000 |
| Average Mortgage Loan Application Amount | $177,000 |
| Highest Mortgage Loan Application Amount | $30,334,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $5,897,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Firstmerit Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmerit Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Firstmerit Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmerit Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstmerit Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmerit Bank Na's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Summit County Ohio | 559 | $ 58,927,000 | $ 105,000 | $ 95,000 |
| Stark County Ohio | 423 | $ 35,517,000 | $ 83,000 | $ 74,000 |
| Cuyahoga County Ohio | 314 | $ 63,415,000 | $ 201,000 | $ 84,000 |
| Genesee County Michigan | 291 | $ 16,526,000 | $ 56,000 | $ 63,000 |
| Lorain County Ohio | 290 | $ 31,755,000 | $ 109,000 | $ 62,000 |
| Cook County Illinois | 266 | $ 55,432,000 | $ 208,000 | $ 149,000 |
| Medina County Ohio | 208 | $ 24,803,000 | $ 119,000 | $ 81,000 |
| Lake County Ohio | 168 | $ 13,946,000 | $ 83,000 | $ 97,000 |
| Oakland County Michigan | 166 | $ 57,822,000 | $ 348,000 | $ 185,000 |
| Wayne County Michigan | 160 | $ 18,875,000 | $ 117,000 | $ 95,000 |
| Saginaw County Michigan | 130 | $ 5,936,000 | $ 45,000 | $ 59,000 |
| Ashtabula County Ohio | 127 | $ 6,914,000 | $ 54,000 | $ 54,000 |
| Wayne County Ohio | 118 | $ 10,363,000 | $ 87,000 | $ 70,000 |
| Lawrence County Pennsylvania | 114 | $ 8,784,000 | $ 77,000 | $ 59,000 |
| Franklin County Ohio | 84 | $ 30,165,000 | $ 359,000 | $ 125,000 |
| Richland County Ohio | 79 | $ 3,962,000 | $ 50,000 | $ 55,000 |
| Bay County Michigan | 72 | $ 3,521,000 | $ 48,000 | $ 58,000 |
| Livingston County Michigan | 72 | $ 15,834,000 | $ 219,000 | $ 98,000 |
| Jackson County Michigan | 69 | $ 5,922,000 | $ 85,000 | $ 78,000 |
| Ashland County Ohio | 56 | $ 6,392,000 | $ 114,000 | $ 43,000 |
| Portage County Ohio | 56 | $ 27,704,000 | $ 494,000 | $ 97,000 |
| Washtenaw County Michigan | 54 | $ 7,936,000 | $ 146,000 | $ 115,000 |
| Geauga County Ohio | 53 | $ 8,247,000 | $ 155,000 | $ 161,000 |
| DuPage County Illinois | 52 | $ 28,700,000 | $ 551,000 | $ 158,000 |
| Wexford County Michigan | 49 | $ 2,555,000 | $ 52,000 | $ 52,000 |
| Macomb County Michigan | 47 | $ 7,364,000 | $ 156,000 | $ 140,000 |
| Crawford County Ohio | 47 | $ 1,818,000 | $ 38,000 | $ 48,000 |
| Lake County Illinois | 42 | $ 13,902,000 | $ 331,000 | $ 171,000 |
| Ingham County Michigan | 42 | $ 2,835,000 | $ 67,000 | $ 93,000 |
| Delaware County Ohio | 39 | $ 12,167,000 | $ 311,000 | $ 170,000 |
| Osceola County Michigan | 38 | $ 1,503,000 | $ 39,000 | $ 46,000 |
| Brown County Wisconsin | 38 | $ 10,178,000 | $ 267,000 | $ 113,000 |
| Clinton County Michigan | 37 | $ 2,390,000 | $ 64,000 | $ 106,000 |
| Shiawassee County Michigan | 37 | $ 1,762,000 | $ 47,000 | $ 49,000 |
| Erie County Ohio | 37 | $ 3,645,000 | $ 98,000 | $ 73,000 |
| Midland County Michigan | 35 | $ 4,046,000 | $ 115,000 | $ 89,000 |
| St. Joseph County Michigan | 34 | $ 1,431,000 | $ 42,000 | $ 54,000 |
| Oconto County Wisconsin | 34 | $ 2,828,000 | $ 83,000 | $ 56,000 |
| Crawford County Michigan | 29 | $ 1,986,000 | $ 68,000 | $ 67,000 |
| Knox County Ohio | 28 | $ 2,039,000 | $ 72,000 | $ 85,000 |
| Outagamie County Wisconsin | 28 | $ 2,556,000 | $ 91,000 | $ 80,000 |
| Muskegon County Michigan | 26 | $ 1,120,000 | $ 43,000 | $ 61,000 |
| Lucas County Ohio | 26 | $ 8,559,000 | $ 329,000 | $ 92,000 |
| Arenac County Michigan | 25 | $ 745,000 | $ 29,000 | $ 40,000 |
| Otsego County Michigan | 24 | $ 2,038,000 | $ 84,000 | $ 59,000 |
| Missaukee County Michigan | 22 | $ 1,297,000 | $ 58,000 | $ 54,000 |
| Vilas County Wisconsin | 21 | $ 2,192,000 | $ 104,000 | $ 67,000 |
| Will County Illinois | 20 | $ 17,286,000 | $ 864,000 | $ 98,000 |
| Alpena County Michigan | 20 | $ 1,554,000 | $ 77,000 | $ 67,000 |
| Charlevoix County Michigan | 20 | $ 2,517,000 | $ 125,000 | $ 73,000 |
| Grand Traverse County Michigan | 20 | $ 2,738,000 | $ 136,000 | $ 162,000 |
| Monroe County Michigan | 20 | $ 1,397,000 | $ 69,000 | $ 59,000 |
| Ottawa County Michigan | 20 | $ 1,750,000 | $ 87,000 | $ 77,000 |
| Grant County Wisconsin | 19 | $ 1,423,000 | $ 74,000 | $ 55,000 |
| Waushara County Wisconsin | 19 | $ 1,159,000 | $ 61,000 | $ 43,000 |
| Tuscola County Michigan | 18 | $ 749,000 | $ 41,000 | $ 48,000 |
| Madison County Ohio | 18 | $ 1,214,000 | $ 67,000 | $ 57,000 |
| Walworth County Wisconsin | 18 | $ 1,493,000 | $ 82,000 | $ 68,000 |
| Winnebago County Wisconsin | 18 | $ 8,394,000 | $ 466,000 | $ 72,000 |
| McHenry County Illinois | 17 | $ 2,686,000 | $ 158,000 | $ 196,000 |
| Antrim County Michigan | 17 | $ 1,686,000 | $ 99,000 | $ 69,000 |
| Carroll County Ohio | 17 | $ 1,618,000 | $ 95,000 | $ 50,000 |
| Huron County Ohio | 17 | $ 847,000 | $ 49,000 | $ 73,000 |
| Wood County Ohio | 17 | $ 1,155,000 | $ 67,000 | $ 51,000 |
| Licking County Ohio | 15 | $ 2,482,000 | $ 165,000 | $ 74,000 |
| Tuscarawas County Ohio | 15 | $ 25,686,000 | $ 1,712,000 | $ 90,000 |
| Calumet County Wisconsin | 15 | $ 1,649,000 | $ 109,000 | $ 59,000 |
| Marquette County Michigan | 14 | $ 802,000 | $ 57,000 | $ 47,000 |
| Mercer County Pennsylvania | 14 | $ 1,047,000 | $ 74,000 | $ 40,000 |
| Douglas County Wisconsin | 14 | $ 1,395,000 | $ 99,000 | $ 54,000 |
| Oneida County Wisconsin | 14 | $ 1,114,000 | $ 79,000 | $ 71,000 |
| Portage County Wisconsin | 14 | $ 1,057,000 | $ 75,000 | $ 67,000 |
| Lapeer County Michigan | 13 | $ 673,000 | $ 51,000 | $ 55,000 |
| Marinette County Wisconsin | 13 | $ 914,000 | $ 70,000 | $ 45,000 |
| Ogemaw County Michigan | 12 | $ 404,000 | $ 33,000 | $ 34,000 |
| Oscoda County Michigan | 12 | $ 668,000 | $ 55,000 | $ 55,000 |
| Trumbull County Ohio | 12 | $ 1,050,000 | $ 87,000 | $ 55,000 |
| Alger County Michigan | 11 | $ 312,000 | $ 28,000 | $ 44,000 |
| Fairfield County Ohio | 11 | $ 2,204,000 | $ 200,000 | $ 128,000 |
| Iosco County Michigan | 10 | $ 499,000 | $ 49,000 | $ 48,000 |
| Presque Isle County Michigan | 10 | $ 339,000 | $ 33,000 | $ 80,000 |
| Jefferson County Wisconsin | 10 | $ 1,127,000 | $ 112,000 | $ 58,000 |
| Roscommon County Michigan | 9 | $ 676,000 | $ 75,000 | $ 107,000 |
| Lee County Florida | 8 | $ 3,419,000 | $ 427,000 | $ 256,000 |
| Holmes County Ohio | 8 | $ 435,000 | $ 54,000 | $ 59,000 |
| Mahoning County Ohio | 8 | $ 673,000 | $ 84,000 | $ 43,000 |
| Milwaukee County Wisconsin | 8 | $ 848,000 | $ 106,000 | $ 88,000 |
| Shawano County Wisconsin | 8 | $ 582,000 | $ 72,000 | $ 109,000 |
| Waukesha County Wisconsin | 8 | $ 1,532,000 | $ 191,000 | $ 120,000 |
| Kane County Illinois | 7 | $ 1,031,000 | $ 147,000 | $ 114,000 |
| Calhoun County Michigan | 7 | $ 311,000 | $ 44,000 | $ 43,000 |
| Chippewa County Michigan | 7 | $ 658,000 | $ 94,000 | $ 78,000 |
| Houghton County Michigan | 7 | $ 459,000 | $ 65,000 | $ 80,000 |
| Kent County Michigan | 7 | $ 1,199,000 | $ 171,000 | $ 108,000 |
| Seneca County Ohio | 7 | $ 1,803,000 | $ 257,000 | $ 68,000 |
| Door County Wisconsin | 7 | $ 690,000 | $ 98,000 | $ 35,000 |
| Collier County Florida | 6 | $ 7,083,000 | $ 1,180,000 | $ 930,000 |
| St. Clair County Michigan | 6 | $ 971,000 | $ 161,000 | $ 98,000 |
| Lafayette County Wisconsin | 6 | $ 312,000 | $ 52,000 | $ 76,000 |
| Polk County Wisconsin | 6 | $ 526,000 | $ 87,000 | $ 80,000 |
| Palm Beach County Florida | 5 | $ 1,068,000 | $ 213,000 | $ 249,000 |
| Alcona County Michigan | 5 | $ 207,000 | $ 41,000 | $ 63,000 |
| Eaton County Michigan | 5 | $ 215,000 | $ 43,000 | $ 56,000 |
| Gladwin County Michigan | 5 | $ 426,000 | $ 85,000 | $ 75,000 |
| Mackinac County Michigan | 5 | $ 771,000 | $ 154,000 | $ 112,000 |
| Menominee County Michigan | 5 | $ 298,000 | $ 59,000 | $ 34,000 |
| Montmorency County Michigan | 5 | $ 659,000 | $ 131,000 | $ 88,000 |
| Columbiana County Ohio | 5 | $ 222,000 | $ 44,000 | $ 49,000 |
| Marion County Ohio | 5 | $ 522,000 | $ 104,000 | $ 72,000 |
| Morrow County Ohio | 5 | $ 137,000 | $ 27,000 | $ 45,000 |
| Sandusky County Ohio | 5 | $ 685,000 | $ 137,000 | $ 89,000 |
| Lincoln County Wisconsin | 5 | $ 346,000 | $ 69,000 | $ 41,000 |
| Manitowoc County Wisconsin | 5 | $ 398,000 | $ 79,000 | $ 52,000 |
| Kendall County Illinois | 4 | $ 87,000 | $ 21,000 | $ 77,000 |
| Allegan County Michigan | 4 | $ 665,000 | $ 166,000 | $ 248,000 |
| Clare County Michigan | 4 | $ 242,000 | $ 60,000 | $ 56,000 |
| Gogebic County Michigan | 4 | $ 72,000 | $ 18,000 | $ 38,000 |
| Mecosta County Michigan | 4 | $ 213,000 | $ 53,000 | $ 33,000 |
| Union County Ohio | 4 | $ 806,000 | $ 201,000 | $ 203,000 |
| Allegheny County Pennsylvania | 4 | $ 4,749,000 | $ 1,187,000 | $ 249,000 |
| Beaver County Pennsylvania | 4 | $ 430,000 | $ 107,000 | $ 53,000 |
| Dane County Wisconsin | 4 | $ 29,006,000 | $ 7,251,000 | $ 42,000 |
| Green County Wisconsin | 4 | $ 121,000 | $ 30,000 | $ 48,000 |
| Kewaunee County Wisconsin | 4 | $ 374,000 | $ 93,000 | $ 86,000 |
| Langlade County Wisconsin | 4 | $ 213,000 | $ 53,000 | $ 52,000 |
| St. Croix County Wisconsin | 4 | $ 260,000 | $ 65,000 | $ 77,000 |
| Hamilton County Indiana | 3 | $ 89,000 | $ 29,000 | $ 101,000 |
| Marion County Indiana | 3 | $ 52,000 | $ 17,000 | $ 57,000 |
| Dickinson County Michigan | 3 | $ 91,000 | $ 30,000 | $ 30,000 |
| Gratiot County Michigan | 3 | $ 149,000 | $ 49,000 | $ 36,000 |
| Isabella County Michigan | 3 | $ 150,000 | $ 50,000 | $ 34,000 |
| Kalamazoo County Michigan | 3 | $ 174,000 | $ 58,000 | $ 83,000 |
| Lenawee County Michigan | 3 | $ 195,000 | $ 65,000 | $ 255,000 |
| Manistee County Michigan | 3 | $ 159,000 | $ 53,000 | $ 41,000 |
| Fayette County Ohio | 3 | $ 231,000 | $ 77,000 | $ 34,000 |
| Greene County Ohio | 3 | $ 381,000 | $ 127,000 | $ 66,000 |
| Harrison County Ohio | 3 | $ 347,000 | $ 115,000 | $ 59,000 |
| Montgomery County Ohio | 3 | $ 2,472,000 | $ 824,000 | $ 32,000 |
| Ottawa County Ohio | 3 | $ 399,000 | $ 133,000 | $ 77,000 |
| Perry County Ohio | 3 | $ 864,000 | $ 288,000 | $ 174,000 |
| Westmoreland County Pennsylvania | 3 | $ 194,000 | $ 64,000 | $ 40,000 |
| Beaufort County South Carolina | 3 | $ 2,926,000 | $ 975,000 | $ 660,000 |
| Forest County Wisconsin | 3 | $ 238,000 | $ 79,000 | $ 67,000 |
| Iron County Wisconsin | 3 | $ 283,000 | $ 94,000 | $ 42,000 |
| Rock County Wisconsin | 3 | $ 338,000 | $ 112,000 | $ 18,000 |
| Waupaca County Wisconsin | 3 | $ 93,000 | $ 31,000 | $ 40,000 |
| Pinellas County Florida | 2 | $ 364,000 | $ 182,000 | $ 38,000 |
| Polk County Florida | 2 | $ 478,000 | $ 239,000 | $ 225,000 |
| Sarasota County Florida | 2 | $ 1,738,000 | $ 869,000 | $ 928,000 |
| Volusia County Florida | 2 | $ 262,000 | $ 131,000 | $ 136,000 |
| Hendricks County Indiana | 2 | $ 63,000 | $ 31,000 | $ 77,000 |
| St. Joseph County Indiana | 2 | $ 9,748,000 | $ 4,874,000 | $ 62,000 |
| Garrett County Maryland | 2 | $ 159,000 | $ 79,000 | $ 290,000 |
| Cheboygan County Michigan | 2 | $ 29,000 | $ 14,000 | $ 146,000 |
| Hillsdale County Michigan | 2 | $ 24,000 | $ 12,000 | $ 50,000 |
| Kalkaska County Michigan | 2 | $ 495,000 | $ 247,000 | $ 159,000 |
| Lake County Michigan | 2 | $ 226,000 | $ 113,000 | $ 123,000 |
| Luce County Michigan | 2 | $ 45,000 | $ 22,000 | $ 41,000 |
| Montcalm County Michigan | 2 | $ 30,000 | $ 15,000 | $ 34,000 |
| Newaygo County Michigan | 2 | $ 80,000 | $ 40,000 | $ 90,000 |
| Currituck County North Carolina | 2 | $ 3,009,000 | $ 1,504,000 | $ 894,000 |
| Transylvania County North Carolina | 2 | $ 375,000 | $ 187,000 | $ 228,000 |
| Butler County Ohio | 2 | $ 130,000 | $ 65,000 | $ 113,000 |
| Clark County Ohio | 2 | $ 224,000 | $ 112,000 | $ 104,000 |
| Hamilton County Ohio | 2 | $ 9,279,000 | $ 4,639,000 | $ 90,000 |
| Hardin County Ohio | 2 | $ 82,000 | $ 41,000 | $ 185,000 |
| Muskingum County Ohio | 2 | $ 117,000 | $ 58,000 | $ 82,000 |
| Pickaway County Ohio | 2 | $ 472,000 | $ 236,000 | $ 192,000 |
| Wyandot County Ohio | 2 | $ 169,000 | $ 84,000 | $ 44,000 |
| Butler County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 64,000 |
| Barron County Wisconsin | 2 | $ 38,000 | $ 19,000 | $ 45,000 |
| Kenosha County Wisconsin | 2 | $ 225,000 | $ 112,000 | $ 132,000 |
| Washington County Wisconsin | 2 | $ 57,000 | $ 28,000 | $ 111,000 |
| Tuscaloosa County Alabama | 1 | $ 6,350,000 | $ 6,350,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 1,000,000 | $ 1,000,000 | $ 386,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Citrus County Florida | 1 | $ 104,000 | $ 104,000 | $ 81,000 |
| Hillsborough County Florida | 1 | $ 508,000 | $ 508,000 | $ 199,000 |
| Manatee County Florida | 1 | $ 727,000 | $ 727,000 | $ 429,000 |
| Marion County Florida | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 500,000 | $ 500,000 | $ 245,000 |
| Monroe County Florida | 1 | $ 440,000 | $ 440,000 | $ 751,000 |
| Pasco County Florida | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Walton County Florida | 1 | $ 282,000 | $ 282,000 | $ 172,000 |
| Bureau County Illinois | 1 | $ 13,000 | $ 13,000 | $ 53,000 |
| Grundy County Illinois | 1 | $ 68,000 | $ 68,000 | $ 174,000 |
| Knox County Illinois | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Madison County Illinois | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| McDonough County Illinois | 1 | $ 36,000 | $ 36,000 | $ 129,000 |
| Rock Island County Illinois | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| Stephenson County Illinois | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Winnebago County Illinois | 1 | $ 49,000 | $ 49,000 | $ 80,000 |
| Howard County Indiana | 1 | $ 3,038,000 | $ 3,038,000 | $ 0 |
| Johnson County Indiana | 1 | $ 19,000 | $ 19,000 | $ 41,000 |
| Lake County Indiana | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Fayette County Kentucky | 1 | $ 14,535,000 | $ 14,535,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 30,334,000 | $ 30,334,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 330,000 | $ 330,000 | $ 70,000 |
| Baraga County Michigan | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Berrien County Michigan | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Branch County Michigan | 1 | $ 42,000 | $ 42,000 | $ 120,000 |
| Cass County Michigan | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| Delta County Michigan | 1 | $ 12,000 | $ 12,000 | $ 19,000 |
| Emmet County Michigan | 1 | $ 341,000 | $ 341,000 | $ 179,000 |
| Huron County Michigan | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Ionia County Michigan | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Iron County Michigan | 1 | $ 2,630,000 | $ 2,630,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 300,000 | $ 300,000 | $ 443,000 |
| Sanilac County Michigan | 1 | $ 388,000 | $ 388,000 | $ 1,010,000 |
| Todd County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 245,000 |
| Erie County New York | 1 | $ 9,400,000 | $ 9,400,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 68,000 |
| Mecklenburg County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 119,000 |
| Moore County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Athens County Ohio | 1 | $ 242,000 | $ 242,000 | $ 103,000 |
| Auglaize County Ohio | 1 | $ 93,000 | $ 93,000 | $ 83,000 |
| Belmont County Ohio | 1 | $ 329,000 | $ 329,000 | $ 257,000 |
| Clermont County Ohio | 1 | $ 2,512,000 | $ 2,512,000 | $ 0 |
| Fulton County Ohio | 1 | $ 192,000 | $ 192,000 | $ 73,000 |
| Guernsey County Ohio | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Henry County Ohio | 1 | $ 43,000 | $ 43,000 | $ 103,000 |
| Miami County Ohio | 1 | $ 12,250,000 | $ 12,250,000 | $ 0 |
| Scioto County Ohio | 1 | $ 231,000 | $ 231,000 | $ 126,000 |
| Warren County Ohio | 1 | $ 40,000 | $ 40,000 | $ 81,000 |
| Chester County Pennsylvania | 1 | $ 540,000 | $ 540,000 | $ 173,000 |
| Clarion County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Crawford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 390,000 |
| Somerset County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 202,000 |
| Dorchester County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Greenville County South Carolina | 1 | $ 13,869,000 | $ 13,869,000 | $ 0 |
| York County South Carolina | 1 | $ 19,000,000 | $ 19,000,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
| Loudoun County Virginia | 1 | $ 600,000 | $ 600,000 | $ 1,270,000 |
| Tazewell County Virginia | 1 | $ 2,993,000 | $ 2,993,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Fond du Lac County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Green Lake County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 6,000 |
| Menominee County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 170,000 |
| Price County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Sheboygan County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 104,000 |
| Wood County Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 274,000 |
Mortgage Loan Application Detail Totals for Firstmerit Bank Na in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,926 | $384,422,000 | $131,000 | $10,325,000 | $91,000 | $1,900,000 |
| Home Purchase | 1,482 | $478,412,000 | $322,000 | $30,334,000 | $104,000 | $5,897,000 |
| Home Improvement | 1,399 | $110,208,000 | $78,000 | $12,874,000 | $67,000 | $1,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,196 | $377,013,000 | $89,000 | $2,350,000 | $85,000 | $5,897,000 |
| Not Provided | 899 | $188,562,000 | $209,000 | $4,000,000 | $134,000 | $3,500,000 |
| Black or African American | 406 | $20,848,000 | $51,000 | $762,000 | $51,000 | $600,000 |
| Hispanic | 153 | $9,561,000 | $62,000 | $506,000 | $62,000 | $433,000 |
| Not applicable | 79 | $369,979,000 | $4,683,000 | $30,334,000 | $0 | $0 |
| Asian | 49 | $6,049,000 | $123,000 | $915,000 | $110,000 | $525,000 |
| American Indian or Alaskan Native | 21 | $632,000 | $30,000 | $82,000 | $47,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $398,000 | $99,000 | $260,000 | $66,000 | $137,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,487 | $943,225,000 | $171,000 | $30,334,000 | $92,000 | $5,897,000 |
| FHA-insured (Federal Housing Administration) | 251 | $22,759,000 | $90,000 | $235,000 | $41,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $4,692,000 | $99,000 | $204,000 | $32,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 22 | $2,366,000 | $107,000 | $316,000 | $58,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,880 | $566,014,000 | $196,000 | $20,250,000 | $109,000 | $5,897,000 |
| Application Denied By Financial Institution | 1,751 | $182,132,000 | $104,000 | $30,334,000 | $64,000 | $1,992,000 |
| Application Withdrawn By Applicant | 733 | $154,276,000 | $210,000 | $21,050,000 | $73,000 | $1,651,000 |
| Application Approved But Not Accepted | 177 | $30,429,000 | $171,000 | $14,535,000 | $88,000 | $984,000 |
| File Closed For Incompleteness | 136 | $29,698,000 | $218,000 | $2,000,000 | $116,000 | $745,000 |
| Preapproval Denied by Financial Institution | 66 | $6,265,000 | $94,000 | $324,000 | $27,000 | $111,000 |
| Loan Purchased By The Institution | 64 | $4,228,000 | $66,000 | $139,000 | $39,000 | $136,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 726 | $48,385,000 | $66,000 | $12,874,000 | $53,000 | $1,284,000 |
| Debt-To-Income Ratio | 570 | $44,564,000 | $78,000 | $1,480,000 | $49,000 | $506,000 |
| Collateral | 252 | $65,234,000 | $258,000 | $30,334,000 | $94,000 | $1,992,000 |
| Credit Application Incomplete | 119 | $8,014,000 | $67,000 | $426,000 | $100,000 | $1,811,000 |
| Other | 80 | $15,698,000 | $196,000 | $9,500,000 | $118,000 | $773,000 |
| Unverifiable Information | 51 | $4,591,000 | $90,000 | $629,000 | $46,000 | $386,000 |
| Employment History | 16 | $1,332,000 | $83,000 | $300,000 | $34,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $579,000 | $193,000 | $399,000 | $80,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmerit Bank Na's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstmerit Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.