Firstrust Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Firstrust Savings Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstrust Savings Bank 1 Walnut Grove Drive Conshohocken, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,849 |
| Total Mortgage Loan Application Amount | $714,327,000 |
| Average Mortgage Loan Application Amount | $204,333 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $142,000 |
| Highest Applicant Income | $3,178,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Firstrust Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstrust Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Firstrust Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstrust Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstrust Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstrust Savings Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bucks County Pennsylvania | 403 | $ 106,647,000 | $ 264,000 | $ 146,000 |
| Montgomery County Pennsylvania | 400 | $ 103,736,000 | $ 259,000 | $ 161,000 |
| Philadelphia County Pennsylvania | 363 | $ 66,473,000 | $ 183,000 | $ 129,000 |
| Chester County Pennsylvania | 261 | $ 74,777,000 | $ 286,000 | $ 165,000 |
| Middlesex County Massachusetts | 186 | $ 58,991,000 | $ 317,000 | $ 152,000 |
| Delaware County Pennsylvania | 120 | $ 30,617,000 | $ 255,000 | $ 163,000 |
| Barnstable County Massachusetts | 87 | $ 22,241,000 | $ 255,000 | $ 124,000 |
| Norfolk County Massachusetts | 64 | $ 20,379,000 | $ 318,000 | $ 148,000 |
| Rockingham County New Hampshire | 64 | $ 17,723,000 | $ 276,000 | $ 162,000 |
| Cape May County New Jersey | 57 | $ 17,427,000 | $ 305,000 | $ 284,000 |
| Hampden County Massachusetts | 56 | $ 9,211,000 | $ 164,000 | $ 83,000 |
| Suffolk County Massachusetts | 56 | $ 17,236,000 | $ 307,000 | $ 140,000 |
| Worcester County Massachusetts | 52 | $ 11,896,000 | $ 228,000 | $ 104,000 |
| Essex County Massachusetts | 50 | $ 15,089,000 | $ 301,000 | $ 159,000 |
| Camden County New Jersey | 42 | $ 7,756,000 | $ 184,000 | $ 179,000 |
| Middlesex County New Jersey | 38 | $ 8,416,000 | $ 221,000 | $ 128,000 |
| New Castle County Delaware | 37 | $ 6,356,000 | $ 171,000 | $ 111,000 |
| Mercer County New Jersey | 33 | $ 6,301,000 | $ 190,000 | $ 128,000 |
| Lehigh County Pennsylvania | 31 | $ 4,811,000 | $ 155,000 | $ 105,000 |
| Hancock County Maine | 30 | $ 7,966,000 | $ 265,000 | $ 153,000 |
| Hillsborough County New Hampshire | 29 | $ 7,389,000 | $ 254,000 | $ 123,000 |
| Burlington County New Jersey | 29 | $ 5,803,000 | $ 200,000 | $ 151,000 |
| Atlantic County New Jersey | 24 | $ 9,943,000 | $ 414,000 | $ 370,000 |
| Strafford County New Hampshire | 19 | $ 3,750,000 | $ 197,000 | $ 135,000 |
| Gloucester County New Jersey | 16 | $ 2,476,000 | $ 154,000 | $ 127,000 |
| Ocean County New Jersey | 16 | $ 3,558,000 | $ 222,000 | $ 176,000 |
| Plymouth County Massachusetts | 15 | $ 3,904,000 | $ 260,000 | $ 131,000 |
| Monmouth County New Jersey | 15 | $ 5,861,000 | $ 390,000 | $ 187,000 |
| Bergen County New Jersey | 14 | $ 3,819,000 | $ 272,000 | $ 176,000 |
| Hunterdon County New Jersey | 14 | $ 4,127,000 | $ 294,000 | $ 112,000 |
| Lancaster County Pennsylvania | 14 | $ 2,498,000 | $ 178,000 | $ 108,000 |
| Somerset County New Jersey | 13 | $ 3,748,000 | $ 288,000 | $ 233,000 |
| Berks County Pennsylvania | 13 | $ 2,071,000 | $ 159,000 | $ 106,000 |
| Northampton County Pennsylvania | 13 | $ 2,583,000 | $ 198,000 | $ 178,000 |
| Cumberland County Maine | 12 | $ 3,492,000 | $ 291,000 | $ 158,000 |
| Bristol County Massachusetts | 12 | $ 2,816,000 | $ 234,000 | $ 88,000 |
| Morris County New Jersey | 11 | $ 2,176,000 | $ 197,000 | $ 188,000 |
| York County Maine | 8 | $ 2,444,000 | $ 305,000 | $ 151,000 |
| Sussex County Delaware | 7 | $ 931,000 | $ 133,000 | $ 144,000 |
| Essex County New Jersey | 7 | $ 1,555,000 | $ 222,000 | $ 196,000 |
| Passaic County New Jersey | 6 | $ 1,064,000 | $ 177,000 | $ 136,000 |
| Luzerne County Pennsylvania | 6 | $ 531,000 | $ 88,000 | $ 71,000 |
| Hartford County Connecticut | 5 | $ 1,019,000 | $ 203,000 | $ 74,000 |
| Union County New Jersey | 5 | $ 1,018,000 | $ 203,000 | $ 185,000 |
| Palm Beach County Florida | 4 | $ 643,000 | $ 160,000 | $ 446,000 |
| Belknap County New Hampshire | 4 | $ 707,000 | $ 176,000 | $ 122,000 |
| Cheshire County New Hampshire | 4 | $ 826,000 | $ 206,000 | $ 84,000 |
| Hudson County New Jersey | 4 | $ 1,208,000 | $ 302,000 | $ 160,000 |
| Cumberland County Pennsylvania | 4 | $ 1,302,000 | $ 325,000 | $ 164,000 |
| Lackawanna County Pennsylvania | 4 | $ 964,000 | $ 241,000 | $ 301,000 |
| Monroe County Pennsylvania | 4 | $ 660,000 | $ 165,000 | $ 477,000 |
| Hampshire County Massachusetts | 3 | $ 576,000 | $ 192,000 | $ 86,000 |
| Grafton County New Hampshire | 3 | $ 660,000 | $ 220,000 | $ 169,000 |
| New York County New York | 3 | $ 3,722,000 | $ 1,240,000 | $ 789,000 |
| Providence County Rhode Island | 3 | $ 401,000 | $ 133,000 | $ 66,000 |
| Litchfield County Connecticut | 2 | $ 203,000 | $ 101,000 | $ 72,000 |
| Middlesex County Connecticut | 2 | $ 753,000 | $ 376,000 | $ 239,000 |
| Tolland County Connecticut | 2 | $ 418,000 | $ 209,000 | $ 190,000 |
| Merrimack County New Hampshire | 2 | $ 387,000 | $ 193,000 | $ 108,000 |
| Salem County New Jersey | 2 | $ 146,000 | $ 73,000 | $ 169,000 |
| Allegheny County Pennsylvania | 2 | $ 422,000 | $ 211,000 | $ 85,000 |
| Carbon County Pennsylvania | 2 | $ 281,000 | $ 140,000 | $ 205,000 |
| Columbia County Pennsylvania | 2 | $ 178,000 | $ 89,000 | $ 38,000 |
| Pike County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 130,000 |
| Schuylkill County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Wayne County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 259,000 |
| Kent County Rhode Island | 2 | $ 437,000 | $ 218,000 | $ 97,000 |
| Fort Bend County Texas | 2 | $ 570,000 | $ 285,000 | $ 156,000 |
| Chittenden County Vermont | 2 | $ 144,000 | $ 72,000 | $ 99,000 |
| Maricopa County Arizona | 1 | $ 184,000 | $ 184,000 | $ 49,000 |
| Fairfield County Connecticut | 1 | $ 348,000 | $ 348,000 | $ 135,000 |
| New Haven County Connecticut | 1 | $ 360,000 | $ 360,000 | $ 131,000 |
| Kent County Delaware | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| Broward County Florida | 1 | $ 100,000 | $ 100,000 | $ 240,000 |
| Lee County Florida | 1 | $ 167,000 | $ 167,000 | $ 152,000 |
| Manatee County Florida | 1 | $ 210,000 | $ 210,000 | $ 389,000 |
| Marion County Florida | 1 | $ 218,000 | $ 218,000 | $ 52,000 |
| Monroe County Florida | 1 | $ 168,000 | $ 168,000 | $ 159,000 |
| Orange County Florida | 1 | $ 201,000 | $ 201,000 | $ 46,000 |
| Pinellas County Florida | 1 | $ 143,000 | $ 143,000 | $ 121,000 |
| Chatham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 186,000 |
| Washington County Maine | 1 | $ 171,000 | $ 171,000 | $ 113,000 |
| Worcester County Maryland | 1 | $ 180,000 | $ 180,000 | $ 236,000 |
| Franklin County Massachusetts | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Carroll County New Hampshire | 1 | $ 238,000 | $ 238,000 | $ 124,000 |
| Coos County New Hampshire | 1 | $ 73,000 | $ 73,000 | $ 92,000 |
| Cumberland County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Westchester County New York | 1 | $ 333,000 | $ 333,000 | $ 126,000 |
| Wake County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| Cambria County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Dauphin County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 161,000 |
| Lebanon County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Washington County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 137,000 |
| York County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Horry County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 88,000 |
| Denton County Texas | 1 | $ 380,000 | $ 380,000 | $ 137,000 |
| Loudoun County Virginia | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Firstrust Savings Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,375 | $357,488,000 | $259,000 | $1,556,000 | $152,000 | $3,178,000 |
| Refinancing | 1,232 | $337,003,000 | $273,000 | $3,100,000 | $158,000 | $1,731,000 |
| Home Improvement | 242 | $19,836,000 | $81,000 | $700,000 | $116,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,224 | $560,593,000 | $252,000 | $2,940,000 | $150,000 | $2,411,000 |
| Not Provided | 256 | $70,537,000 | $275,000 | $3,100,000 | $197,000 | $3,178,000 |
| Asian | 224 | $56,664,000 | $252,000 | $750,000 | $147,000 | $1,016,000 |
| Black or African American | 88 | $12,836,000 | $145,000 | $524,000 | $83,000 | $429,000 |
| Hispanic | 49 | $11,260,000 | $229,000 | $900,000 | $132,000 | $596,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,972,000 | $328,000 | $750,000 | $157,000 | $380,000 |
| American Indian or Alaskan Native | 2 | $465,000 | $232,000 | $430,000 | $163,000 | $173,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,683 | $675,698,000 | $251,000 | $3,100,000 | $156,000 | $3,178,000 |
| FHA-insured (Federal Housing Administration) | 145 | $32,504,000 | $224,000 | $604,000 | $85,000 | $384,000 |
| VA-guaranteed (Veterans Administration) | 21 | $6,125,000 | $291,000 | $396,000 | $96,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,241 | $587,262,000 | $262,000 | $3,100,000 | $155,000 | $3,178,000 |
| Application Denied By Financial Institution | 285 | $52,810,000 | $185,000 | $2,940,000 | $124,000 | $1,298,000 |
| Application Approved But Not Accepted | 151 | $35,747,000 | $236,000 | $1,200,000 | $152,000 | $862,000 |
| Application Withdrawn By Applicant | 121 | $26,940,000 | $222,000 | $1,265,000 | $170,000 | $1,216,000 |
| Loan Purchased By The Institution | 51 | $11,568,000 | $226,000 | $570,000 | $134,000 | $716,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstrust Savings Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstrust Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.