Firstrust Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Firstrust Savings Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstrust Savings Bank 1 Walnut Grove Drive Conshohocken, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,660 |
| Total Mortgage Loan Application Amount | $927,550,000 |
| Average Mortgage Loan Application Amount | $243,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $143,333 |
| Highest Applicant Income | $5,887,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Firstrust Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstrust Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Firstrust Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstrust Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstrust Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstrust Savings Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 709 | $ 116,833,000 | $ 164,000 | $ 81,000 |
| Montgomery County Pennsylvania | 494 | $ 140,104,000 | $ 283,000 | $ 172,000 |
| Bucks County Pennsylvania | 436 | $ 121,050,000 | $ 277,000 | $ 150,000 |
| Chester County Pennsylvania | 318 | $ 96,852,000 | $ 304,000 | $ 169,000 |
| Middlesex County Massachusetts | 213 | $ 74,886,000 | $ 351,000 | $ 157,000 |
| Delaware County Pennsylvania | 164 | $ 45,674,000 | $ 278,000 | $ 145,000 |
| Hampden County Massachusetts | 123 | $ 22,417,000 | $ 182,000 | $ 86,000 |
| Barnstable County Massachusetts | 109 | $ 28,341,000 | $ 260,000 | $ 110,000 |
| Essex County Massachusetts | 77 | $ 22,428,000 | $ 291,000 | $ 118,000 |
| Norfolk County Massachusetts | 77 | $ 24,754,000 | $ 321,000 | $ 143,000 |
| Cape May County New Jersey | 76 | $ 19,635,000 | $ 258,000 | $ 222,000 |
| Suffolk County Massachusetts | 62 | $ 21,553,000 | $ 347,000 | $ 200,000 |
| Rockingham County New Hampshire | 58 | $ 17,013,000 | $ 293,000 | $ 155,000 |
| Worcester County Massachusetts | 51 | $ 12,396,000 | $ 243,000 | $ 117,000 |
| Hancock County Maine | 46 | $ 11,515,000 | $ 250,000 | $ 190,000 |
| Middlesex County New Jersey | 44 | $ 9,154,000 | $ 208,000 | $ 115,000 |
| Hillsborough County New Hampshire | 43 | $ 10,944,000 | $ 254,000 | $ 123,000 |
| Camden County New Jersey | 36 | $ 7,028,000 | $ 195,000 | $ 225,000 |
| Hartford County Connecticut | 32 | $ 6,461,000 | $ 201,000 | $ 120,000 |
| Plymouth County Massachusetts | 29 | $ 7,921,000 | $ 273,000 | $ 111,000 |
| Burlington County New Jersey | 26 | $ 7,183,000 | $ 276,000 | $ 172,000 |
| Bristol County Massachusetts | 24 | $ 5,485,000 | $ 228,000 | $ 82,000 |
| Lehigh County Pennsylvania | 23 | $ 3,988,000 | $ 173,000 | $ 114,000 |
| New Castle County Delaware | 21 | $ 4,643,000 | $ 221,000 | $ 105,000 |
| York County Maine | 19 | $ 4,116,000 | $ 216,000 | $ 113,000 |
| Mercer County New Jersey | 18 | $ 4,573,000 | $ 254,000 | $ 143,000 |
| Hampshire County Massachusetts | 17 | $ 4,621,000 | $ 271,000 | $ 133,000 |
| Atlantic County New Jersey | 17 | $ 5,385,000 | $ 316,000 | $ 291,000 |
| Berks County Pennsylvania | 15 | $ 3,161,000 | $ 210,000 | $ 136,000 |
| Gloucester County New Jersey | 14 | $ 2,281,000 | $ 162,000 | $ 90,000 |
| Monmouth County New Jersey | 14 | $ 3,992,000 | $ 285,000 | $ 104,000 |
| Morris County New Jersey | 14 | $ 2,525,000 | $ 180,000 | $ 171,000 |
| Ocean County New Jersey | 13 | $ 2,771,000 | $ 213,000 | $ 195,000 |
| Somerset County New Jersey | 13 | $ 3,598,000 | $ 276,000 | $ 217,000 |
| Lancaster County Pennsylvania | 13 | $ 2,327,000 | $ 179,000 | $ 118,000 |
| Northampton County Pennsylvania | 13 | $ 3,509,000 | $ 269,000 | $ 154,000 |
| Cumberland County Maine | 10 | $ 2,845,000 | $ 284,000 | $ 252,000 |
| Hudson County New Jersey | 10 | $ 2,668,000 | $ 266,000 | $ 212,000 |
| Bergen County New Jersey | 9 | $ 2,210,000 | $ 245,000 | $ 236,000 |
| Hunterdon County New Jersey | 9 | $ 2,812,000 | $ 312,000 | $ 227,000 |
| Litchfield County Connecticut | 7 | $ 784,000 | $ 112,000 | $ 63,000 |
| Strafford County New Hampshire | 7 | $ 1,488,000 | $ 212,000 | $ 100,000 |
| Franklin County Massachusetts | 6 | $ 757,000 | $ 126,000 | $ 85,000 |
| Carroll County New Hampshire | 6 | $ 1,023,000 | $ 170,000 | $ 166,000 |
| Allegheny County Pennsylvania | 6 | $ 2,115,000 | $ 352,000 | $ 149,000 |
| Essex County New Jersey | 5 | $ 1,643,000 | $ 328,000 | $ 156,000 |
| Passaic County New Jersey | 5 | $ 1,061,000 | $ 212,000 | $ 178,000 |
| Carbon County Pennsylvania | 5 | $ 1,203,000 | $ 240,000 | $ 90,000 |
| Tolland County Connecticut | 4 | $ 871,000 | $ 217,000 | $ 100,000 |
| Windham County Connecticut | 4 | $ 548,000 | $ 137,000 | $ 91,000 |
| Broward County Florida | 4 | $ 774,000 | $ 193,000 | $ 151,000 |
| Collier County Florida | 4 | $ 1,323,000 | $ 330,000 | $ 227,000 |
| Cheshire County New Hampshire | 4 | $ 872,000 | $ 218,000 | $ 191,000 |
| Cumberland County Pennsylvania | 4 | $ 1,246,000 | $ 311,000 | $ 120,000 |
| Fairfield County Connecticut | 3 | $ 795,000 | $ 265,000 | $ 159,000 |
| New Haven County Connecticut | 3 | $ 453,000 | $ 151,000 | $ 111,000 |
| Sussex County Delaware | 3 | $ 1,235,000 | $ 411,000 | $ 187,000 |
| Palm Beach County Florida | 3 | $ 1,241,000 | $ 413,000 | $ 445,000 |
| Lycoming County Pennsylvania | 3 | $ 295,000 | $ 98,000 | $ 138,000 |
| Monroe County Pennsylvania | 3 | $ 688,000 | $ 229,000 | $ 216,000 |
| Wayne County Pennsylvania | 3 | $ 460,000 | $ 153,000 | $ 154,000 |
| Bennington County Vermont | 3 | $ 872,000 | $ 290,000 | $ 346,000 |
| New London County Connecticut | 2 | $ 469,000 | $ 234,000 | $ 73,000 |
| Lee County Florida | 2 | $ 307,000 | $ 153,000 | $ 179,000 |
| Berkshire County Massachusetts | 2 | $ 447,000 | $ 223,000 | $ 124,000 |
| Clark County Nevada | 2 | $ 1,212,000 | $ 606,000 | $ 116,000 |
| Belknap County New Hampshire | 2 | $ 436,000 | $ 218,000 | $ 69,000 |
| Grafton County New Hampshire | 2 | $ 536,000 | $ 268,000 | $ 437,000 |
| Merrimack County New Hampshire | 2 | $ 892,000 | $ 446,000 | $ 158,000 |
| Cumberland County New Jersey | 2 | $ 168,000 | $ 84,000 | $ 72,000 |
| Salem County New Jersey | 2 | $ 87,000 | $ 43,000 | $ 113,000 |
| Union County New Jersey | 2 | $ 402,000 | $ 201,000 | $ 202,000 |
| Adams County Pennsylvania | 2 | $ 297,000 | $ 148,000 | $ 278,000 |
| Dauphin County Pennsylvania | 2 | $ 676,000 | $ 338,000 | $ 449,000 |
| Providence County Rhode Island | 2 | $ 426,000 | $ 213,000 | $ 63,000 |
| San Diego County California | 1 | $ 700,000 | $ 700,000 | $ 268,000 |
| District of Columbia County District Of Columbia | 1 | $ 398,000 | $ 398,000 | $ 118,000 |
| Citrus County Florida | 1 | $ 124,000 | $ 124,000 | $ 237,000 |
| Gulf County Florida | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Lake County Florida | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Seminole County Florida | 1 | $ 270,000 | $ 270,000 | $ 125,000 |
| St. Lucie County Florida | 1 | $ 204,000 | $ 204,000 | $ 156,000 |
| Oxford County Maine | 1 | $ 300,000 | $ 300,000 | $ 288,000 |
| Piscataquis County Maine | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Waldo County Maine | 1 | $ 272,000 | $ 272,000 | $ 238,000 |
| Bernalillo County New Mexico | 1 | $ 372,000 | $ 372,000 | $ 180,000 |
| Delaware County New York | 1 | $ 200,000 | $ 200,000 | $ 354,000 |
| St. Lawrence County New York | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Mecklenburg County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
| Wake County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 198,000 |
| Centre County Pennsylvania | 1 | $ 503,000 | $ 503,000 | $ 225,000 |
| Fulton County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 250,000 |
| Lackawanna County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 94,000 |
| Luzerne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 134,000 |
| Sullivan County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 269,000 |
| Washington County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 135,000 |
| Westmoreland County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 77,000 |
| Wyoming County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 140,000 |
| York County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Kent County Rhode Island | 1 | $ 222,000 | $ 222,000 | $ 84,000 |
| Newport County Rhode Island | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
| Beaufort County South Carolina | 1 | $ 915,000 | $ 915,000 | $ 312,000 |
| Windham County Vermont | 1 | $ 235,000 | $ 235,000 | $ 299,000 |
| Fauquier County Virginia | 1 | $ 502,000 | $ 502,000 | $ 217,000 |
| Stafford County Virginia | 1 | $ 417,000 | $ 417,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Firstrust Savings Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,969 | $475,862,000 | $241,000 | $2,500,000 | $125,000 | $5,887,000 |
| Refinancing | 1,303 | $373,115,000 | $286,000 | $2,500,000 | $162,000 | $2,296,000 |
| Home Improvement | 388 | $78,573,000 | $202,000 | $1,050,000 | $143,000 | $1,522,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,572 | $702,085,000 | $272,000 | $2,500,000 | $152,000 | $5,887,000 |
| Hispanic | 343 | $47,579,000 | $138,000 | $608,000 | $55,000 | $827,000 |
| Not Provided | 293 | $78,400,000 | $267,000 | $2,500,000 | $143,000 | $1,482,000 |
| Asian | 282 | $71,333,000 | $252,000 | $650,000 | $165,000 | $1,435,000 |
| Black or African American | 156 | $24,466,000 | $156,000 | $748,000 | $74,000 | $550,000 |
| Native Hawaiin or Other Pacific Islander | 10 | $2,779,000 | $277,000 | $500,000 | $215,000 | $840,000 |
| American Indian or Alaskan Native | 4 | $908,000 | $227,000 | $363,000 | $62,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,122 | $839,288,000 | $268,000 | $2,500,000 | $155,000 | $5,887,000 |
| FHA-insured (Federal Housing Administration) | 507 | $79,881,000 | $157,000 | $719,000 | $52,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 31 | $8,381,000 | $270,000 | $526,000 | $98,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,581 | $669,493,000 | $259,000 | $2,500,000 | $143,000 | $5,887,000 |
| Application Withdrawn By Applicant | 391 | $94,557,000 | $241,000 | $1,285,000 | $144,000 | $1,594,000 |
| Application Denied By Financial Institution | 364 | $71,521,000 | $196,000 | $1,280,000 | $97,000 | $1,312,000 |
| Application Approved But Not Accepted | 254 | $70,968,000 | $279,000 | $880,000 | $157,000 | $773,000 |
| File Closed For Incompleteness | 64 | $19,725,000 | $308,000 | $960,000 | $178,000 | $1,435,000 |
| Loan Purchased By The Institution | 6 | $1,286,000 | $214,000 | $380,000 | $92,000 | $135,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstrust Savings Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstrust Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.