Firstrust Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Firstrust Savings Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstrust Savings Bank 1 Walnut Grove Drive Conshohocken, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,675 |
| Total Mortgage Loan Application Amount | $1,164,535,000 |
| Average Mortgage Loan Application Amount | $249,000 |
| Highest Mortgage Loan Application Amount | $2,595,000 |
| Average Applicant Income | $180,200 |
| Highest Applicant Income | $6,921,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Firstrust Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstrust Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Firstrust Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstrust Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstrust Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstrust Savings Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 696 | $ 174,230,000 | $ 250,000 | $ 120,000 |
| Montgomery County Pennsylvania | 660 | $ 205,480,000 | $ 311,000 | $ 165,000 |
| Bucks County Pennsylvania | 572 | $ 185,120,000 | $ 323,000 | $ 163,000 |
| Chester County Pennsylvania | 328 | $ 124,030,000 | $ 378,000 | $ 176,000 |
| Delaware County Pennsylvania | 191 | $ 63,795,000 | $ 334,000 | $ 195,000 |
| Cape May County New Jersey | 176 | $ 61,740,000 | $ 350,000 | $ 332,000 |
| Middlesex County Massachusetts | 95 | $ 42,505,000 | $ 447,000 | $ 202,000 |
| Hancock County Maine | 94 | $ 27,480,000 | $ 292,000 | $ 144,000 |
| Camden County New Jersey | 58 | $ 20,090,000 | $ 346,000 | $ 260,000 |
| Burlington County New Jersey | 52 | $ 13,690,000 | $ 263,000 | $ 171,000 |
| Worcester County Massachusetts | 46 | $ 16,770,000 | $ 364,000 | $ 155,000 |
| Essex County Massachusetts | 44 | $ 20,920,000 | $ 475,000 | $ 167,000 |
| Atlantic County New Jersey | 44 | $ 15,860,000 | $ 360,000 | $ 225,000 |
| Gloucester County New Jersey | 37 | $ 9,245,000 | $ 249,000 | $ 126,000 |
| New Castle County Delaware | 32 | $ 9,070,000 | $ 283,000 | $ 134,000 |
| Rockingham County New Hampshire | 31 | $ 8,965,000 | $ 289,000 | $ 131,000 |
| Lehigh County Pennsylvania | 31 | $ 6,055,000 | $ 195,000 | $ 134,000 |
| Norfolk County Massachusetts | 29 | $ 12,745,000 | $ 439,000 | $ 170,000 |
| Berks County Pennsylvania | 29 | $ 6,115,000 | $ 210,000 | $ 95,000 |
| Lancaster County Pennsylvania | 29 | $ 7,165,000 | $ 247,000 | $ 132,000 |
| Middlesex County New Jersey | 22 | $ 6,830,000 | $ 310,000 | $ 151,000 |
| Ocean County New Jersey | 19 | $ 5,685,000 | $ 299,000 | $ 198,000 |
| Hillsborough County New Hampshire | 17 | $ 5,515,000 | $ 324,000 | $ 136,000 |
| Bergen County New Jersey | 16 | $ 6,030,000 | $ 376,000 | $ 147,000 |
| Monmouth County New Jersey | 16 | $ 5,670,000 | $ 354,000 | $ 190,000 |
| Mercer County New Jersey | 15 | $ 3,495,000 | $ 233,000 | $ 154,000 |
| Morris County New Jersey | 15 | $ 6,655,000 | $ 443,000 | $ 243,000 |
| Northampton County Pennsylvania | 14 | $ 3,410,000 | $ 243,000 | $ 138,000 |
| Barnstable County Massachusetts | 13 | $ 4,835,000 | $ 371,000 | $ 175,000 |
| Bristol County Massachusetts | 13 | $ 4,515,000 | $ 347,000 | $ 136,000 |
| Allegheny County Pennsylvania | 12 | $ 2,560,000 | $ 213,000 | $ 163,000 |
| Plymouth County Massachusetts | 11 | $ 4,915,000 | $ 446,000 | $ 174,000 |
| Essex County New Jersey | 11 | $ 6,805,000 | $ 618,000 | $ 272,000 |
| Suffolk County Massachusetts | 10 | $ 4,090,000 | $ 409,000 | $ 160,000 |
| Cumberland County Pennsylvania | 9 | $ 2,345,000 | $ 260,000 | $ 132,000 |
| Fairfield County Connecticut | 8 | $ 5,900,000 | $ 737,000 | $ 266,000 |
| Sussex County Delaware | 8 | $ 1,670,000 | $ 208,000 | $ 202,000 |
| Palm Beach County Florida | 7 | $ 2,005,000 | $ 286,000 | $ 370,000 |
| Hudson County New Jersey | 7 | $ 2,965,000 | $ 423,000 | $ 170,000 |
| Somerset County New Jersey | 7 | $ 3,405,000 | $ 486,000 | $ 174,000 |
| York County Pennsylvania | 7 | $ 1,435,000 | $ 205,000 | $ 183,000 |
| Broward County Florida | 6 | $ 1,390,000 | $ 231,000 | $ 128,000 |
| Collier County Florida | 5 | $ 1,325,000 | $ 265,000 | $ 345,000 |
| Baltimore County Maryland | 5 | $ 2,245,000 | $ 449,000 | $ 188,000 |
| Passaic County New Jersey | 5 | $ 1,625,000 | $ 325,000 | $ 126,000 |
| Carbon County Pennsylvania | 5 | $ 1,475,000 | $ 295,000 | $ 163,000 |
| Hampden County Massachusetts | 4 | $ 2,010,000 | $ 502,000 | $ 287,000 |
| Dauphin County Pennsylvania | 4 | $ 1,050,000 | $ 262,000 | $ 90,000 |
| Lebanon County Pennsylvania | 4 | $ 670,000 | $ 167,000 | $ 71,000 |
| Westmoreland County Pennsylvania | 4 | $ 1,270,000 | $ 317,000 | $ 148,000 |
| Hartford County Connecticut | 3 | $ 455,000 | $ 151,000 | $ 73,000 |
| Martin County Florida | 3 | $ 955,000 | $ 318,000 | $ 145,000 |
| Pinellas County Florida | 3 | $ 855,000 | $ 285,000 | $ 136,000 |
| Baltimore City County Maryland | 3 | $ 1,285,000 | $ 428,000 | $ 122,000 |
| Grafton County New Hampshire | 3 | $ 495,000 | $ 165,000 | $ 167,000 |
| Merrimack County New Hampshire | 3 | $ 1,835,000 | $ 611,000 | $ 412,000 |
| Strafford County New Hampshire | 3 | $ 775,000 | $ 258,000 | $ 115,000 |
| Cumberland County New Jersey | 3 | $ 525,000 | $ 175,000 | $ 132,000 |
| Hunterdon County New Jersey | 3 | $ 1,245,000 | $ 415,000 | $ 155,000 |
| Union County New Jersey | 3 | $ 1,205,000 | $ 401,000 | $ 194,000 |
| Warren County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 95,000 |
| Columbia County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 53,000 |
| Lackawanna County Pennsylvania | 3 | $ 315,000 | $ 105,000 | $ 72,000 |
| Monroe County Pennsylvania | 3 | $ 985,000 | $ 328,000 | $ 164,000 |
| Schuylkill County Pennsylvania | 3 | $ 765,000 | $ 255,000 | $ 190,000 |
| Union County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 49,000 |
| Kent County Delaware | 2 | $ 500,000 | $ 250,000 | $ 78,000 |
| Charlotte County Florida | 2 | $ 680,000 | $ 340,000 | $ 97,000 |
| Pasco County Florida | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Sumter County Florida | 2 | $ 550,000 | $ 275,000 | $ 97,000 |
| Montgomery County Maryland | 2 | $ 640,000 | $ 320,000 | $ 156,000 |
| Worcester County Maryland | 2 | $ 650,000 | $ 325,000 | $ 462,000 |
| Hampshire County Massachusetts | 2 | $ 550,000 | $ 275,000 | $ 86,000 |
| Wake County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 93,000 |
| Luzerne County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 188,000 |
| Lycoming County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Washington County Pennsylvania | 2 | $ 1,000,000 | $ 500,000 | $ 223,000 |
| Providence County Rhode Island | 2 | $ 600,000 | $ 300,000 | $ 163,000 |
| Riverside County California | 1 | $ 555,000 | $ 555,000 | $ 240,000 |
| Middlesex County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
| Alachua County Florida | 1 | $ 995,000 | $ 995,000 | $ 359,000 |
| Hillsborough County Florida | 1 | $ 305,000 | $ 305,000 | $ 234,000 |
| Indian River County Florida | 1 | $ 465,000 | $ 465,000 | $ 133,000 |
| Lake County Florida | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Seminole County Florida | 1 | $ 435,000 | $ 435,000 | $ 240,000 |
| Lincoln County Maine | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Waldo County Maine | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Washington County Maine | 1 | $ 245,000 | $ 245,000 | $ 258,000 |
| Cecil County Maryland | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Dukes County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Carroll County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Sussex County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| New Hanover County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 143,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Butler County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Cambria County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Centre County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 256,000 |
| Mifflin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 188,000 |
| Northumberland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Perry County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 233,000 |
| Sullivan County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 211,000 |
| Susquehanna County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Newport County Rhode Island | 1 | $ 705,000 | $ 705,000 | $ 152,000 |
| Washington County Rhode Island | 1 | $ 455,000 | $ 455,000 | $ 304,000 |
| Florence County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Fairfax County Virginia | 1 | $ 675,000 | $ 675,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for Firstrust Savings Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,521 | $490,485,000 | $322,000 | $2,475,000 | $178,000 | $6,921,000 |
| Home Purchase | 1,314 | $412,080,000 | $313,000 | $2,595,000 | $151,000 | $4,166,000 |
| Cash-out Refinancing | 745 | $246,895,000 | $331,000 | $2,075,000 | $175,000 | $5,974,000 |
| Other Purpose | 66 | $12,430,000 | $188,000 | $515,000 | $218,000 | $1,468,000 |
| Home Improvement | 29 | $2,645,000 | $91,000 | $515,000 | $179,000 | $550,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,798 | $903,860,000 | $323,000 | $2,595,000 | $178,000 | $6,921,000 |
| Not Provided | 296 | $107,350,000 | $362,000 | $2,475,000 | $177,000 | $1,468,000 |
| Asian | 252 | $90,210,000 | $357,000 | $1,525,000 | $180,000 | $873,000 |
| Hispanic | 193 | $37,035,000 | $191,000 | $805,000 | $61,000 | $425,000 |
| Black or African American | 131 | $25,165,000 | $192,000 | $705,000 | $87,000 | $612,000 |
| Not applicable | 2 | $460,000 | $230,000 | $265,000 | $101,000 | $119,000 |
| American Indian or Alaskan Native | 1 | $165,000 | $165,000 | $165,000 | $241,000 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $65,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,483 | $1,124,325,000 | $322,000 | $2,595,000 | $174,000 | $6,921,000 |
| FHA-insured (Federal Housing Administration) | 177 | $36,675,000 | $207,000 | $415,000 | $61,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,400,000 | $242,000 | $455,000 | $65,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $135,000 | $135,000 | $135,000 | $39,000 | $39,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,551 | $790,895,000 | $310,000 | $2,595,000 | $163,000 | $6,921,000 |
| Application Withdrawn By Applicant | 730 | $250,020,000 | $342,000 | $2,245,000 | $193,000 | $5,974,000 |
| Application Approved But Not Accepted | 289 | $98,765,000 | $341,000 | $2,475,000 | $164,000 | $771,000 |
| Application Denied By Financial Institution | 103 | $24,475,000 | $237,000 | $1,525,000 | $121,000 | $1,468,000 |
| File Closed For Incompleteness | 2 | $380,000 | $190,000 | $225,000 | $177,000 | $177,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,572 | $1,140,060,000 | $319,000 | $2,595,000 | $170,000 | $6,921,000 |
| Debt-To-Income Ratio | 40 | $11,100,000 | $277,000 | $1,525,000 | $92,000 | $342,000 |
| Credit History | 22 | $3,450,000 | $156,000 | $555,000 | $113,000 | $496,000 |
| Collateral | 17 | $3,165,000 | $186,000 | $475,000 | $112,000 | $494,000 |
| Unverifiable Information | 8 | $1,790,000 | $223,000 | $385,000 | $109,000 | $304,000 |
| Other | 6 | $1,830,000 | $305,000 | $725,000 | $141,000 | $269,000 |
| Employment History | 6 | $1,840,000 | $306,000 | $455,000 | $377,000 | $1,468,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,300,000 | $325,000 | $415,000 | $93,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstrust Savings Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstrust Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.