Firstrust Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Firstrust Savings Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstrust Savings Bank 1 Walnut Grove Drive Conshohocken, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,644 |
| Total Mortgage Loan Application Amount | $684,600,000 |
| Average Mortgage Loan Application Amount | $312,400 |
| Highest Mortgage Loan Application Amount | $2,595,000 |
| Average Applicant Income | $206,000 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Firstrust Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstrust Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Firstrust Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstrust Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstrust Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstrust Savings Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 299 | $ 97,385,000 | $ 325,000 | $ 173,000 |
| Montgomery County Pennsylvania | 217 | $ 79,685,000 | $ 367,000 | $ 237,000 |
| Bucks County Pennsylvania | 140 | $ 58,080,000 | $ 414,000 | $ 195,000 |
| Cape May County New Jersey | 123 | $ 54,825,000 | $ 445,000 | $ 253,000 |
| Chester County Pennsylvania | 107 | $ 41,805,000 | $ 390,000 | $ 168,000 |
| Delaware County Pennsylvania | 72 | $ 29,560,000 | $ 410,000 | $ 185,000 |
| Middlesex County New Jersey | 40 | $ 18,860,000 | $ 471,000 | $ 186,000 |
| Middlesex County Massachusetts | 32 | $ 22,680,000 | $ 708,000 | $ 243,000 |
| Hancock County Maine | 30 | $ 10,130,000 | $ 337,000 | $ 161,000 |
| Camden County New Jersey | 27 | $ 10,985,000 | $ 406,000 | $ 588,000 |
| Lehigh County Pennsylvania | 25 | $ 7,075,000 | $ 283,000 | $ 121,000 |
| Worcester County Massachusetts | 23 | $ 9,805,000 | $ 426,000 | $ 198,000 |
| Essex County New Jersey | 23 | $ 15,635,000 | $ 679,000 | $ 264,000 |
| Essex County Massachusetts | 22 | $ 12,180,000 | $ 553,000 | $ 202,000 |
| Burlington County New Jersey | 21 | $ 7,445,000 | $ 354,000 | $ 167,000 |
| Atlantic County New Jersey | 19 | $ 10,945,000 | $ 576,000 | $ 602,000 |
| Lancaster County Pennsylvania | 18 | $ 4,600,000 | $ 255,000 | $ 145,000 |
| Collier County Florida | 17 | $ 9,555,000 | $ 562,000 | $ 387,000 |
| Gloucester County New Jersey | 17 | $ 5,415,000 | $ 318,000 | $ 131,000 |
| Somerset County New Jersey | 17 | $ 10,005,000 | $ 588,000 | $ 222,000 |
| Barnstable County Massachusetts | 14 | $ 6,490,000 | $ 463,000 | $ 251,000 |
| Mercer County New Jersey | 14 | $ 8,820,000 | $ 630,000 | $ 233,000 |
| Monroe County Pennsylvania | 14 | $ 3,720,000 | $ 265,000 | $ 289,000 |
| Norfolk County Massachusetts | 13 | $ 9,545,000 | $ 734,000 | $ 339,000 |
| Suffolk County Massachusetts | 13 | $ 7,435,000 | $ 571,000 | $ 215,000 |
| Monmouth County New Jersey | 13 | $ 8,515,000 | $ 655,000 | $ 297,000 |
| Morris County New Jersey | 13 | $ 8,045,000 | $ 618,000 | $ 244,000 |
| Hillsborough County New Hampshire | 12 | $ 5,230,000 | $ 435,000 | $ 206,000 |
| Rockingham County New Hampshire | 12 | $ 7,330,000 | $ 610,000 | $ 301,000 |
| Allegheny County Pennsylvania | 12 | $ 4,850,000 | $ 404,000 | $ 171,000 |
| Bergen County New Jersey | 10 | $ 5,880,000 | $ 588,000 | $ 218,000 |
| Ocean County New Jersey | 9 | $ 4,905,000 | $ 545,000 | $ 296,000 |
| New Castle County Delaware | 8 | $ 2,780,000 | $ 347,000 | $ 151,000 |
| Baltimore County Maryland | 8 | $ 2,510,000 | $ 313,000 | $ 142,000 |
| Carbon County Pennsylvania | 8 | $ 2,770,000 | $ 346,000 | $ 262,000 |
| Palm Beach County Florida | 7 | $ 2,855,000 | $ 407,000 | $ 263,000 |
| Plymouth County Massachusetts | 7 | $ 4,075,000 | $ 582,000 | $ 200,000 |
| Hudson County New Jersey | 7 | $ 3,585,000 | $ 512,000 | $ 218,000 |
| Union County New Jersey | 7 | $ 3,405,000 | $ 486,000 | $ 203,000 |
| Berks County Pennsylvania | 7 | $ 855,000 | $ 122,000 | $ 64,000 |
| York County Maine | 6 | $ 3,600,000 | $ 600,000 | $ 275,000 |
| Orange County Florida | 5 | $ 3,115,000 | $ 623,000 | $ 179,000 |
| Baltimore City County Maryland | 5 | $ 1,575,000 | $ 315,000 | $ 409,000 |
| Manatee County Florida | 4 | $ 2,430,000 | $ 607,000 | $ 388,000 |
| Miami-Dade County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 190,000 |
| Sarasota County Florida | 4 | $ 1,930,000 | $ 482,000 | $ 182,000 |
| Hunterdon County New Jersey | 4 | $ 1,420,000 | $ 355,000 | $ 225,000 |
| Northampton County Pennsylvania | 4 | $ 1,280,000 | $ 320,000 | $ 234,000 |
| Susquehanna County Pennsylvania | 4 | $ 1,090,000 | $ 272,000 | $ 224,000 |
| Fairfield County Connecticut | 3 | $ 2,835,000 | $ 945,000 | $ 338,000 |
| New Haven County Connecticut | 3 | $ 1,715,000 | $ 571,000 | $ 270,000 |
| Sussex County Delaware | 3 | $ 1,605,000 | $ 535,000 | $ 219,000 |
| Alachua County Florida | 3 | $ 1,955,000 | $ 651,000 | $ 216,000 |
| Flagler County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 251,000 |
| Lee County Florida | 3 | $ 995,000 | $ 331,000 | $ 132,000 |
| Pinellas County Florida | 3 | $ 815,000 | $ 271,000 | $ 209,000 |
| Cumberland County Maine | 3 | $ 1,245,000 | $ 415,000 | $ 201,000 |
| Merrimack County New Hampshire | 3 | $ 1,175,000 | $ 391,000 | $ 160,000 |
| Pike County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 152,000 |
| Brevard County Florida | 2 | $ 950,000 | $ 475,000 | $ 210,000 |
| Broward County Florida | 2 | $ 1,490,000 | $ 745,000 | $ 299,000 |
| Indian River County Florida | 2 | $ 380,000 | $ 190,000 | $ 149,000 |
| Marion County Florida | 2 | $ 440,000 | $ 220,000 | $ 504,000 |
| St. Lucie County Florida | 2 | $ 820,000 | $ 410,000 | $ 493,000 |
| Volusia County Florida | 2 | $ 870,000 | $ 435,000 | $ 551,000 |
| Washington County Maine | 2 | $ 640,000 | $ 320,000 | $ 81,000 |
| Bristol County Massachusetts | 2 | $ 950,000 | $ 475,000 | $ 131,000 |
| Coos County New Hampshire | 2 | $ 640,000 | $ 320,000 | $ 329,000 |
| Passaic County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 188,000 |
| Warren County New Jersey | 2 | $ 950,000 | $ 475,000 | $ 168,000 |
| Brunswick County North Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 253,000 |
| Iredell County North Carolina | 2 | $ 1,860,000 | $ 930,000 | $ 259,000 |
| Cumberland County Pennsylvania | 2 | $ 910,000 | $ 455,000 | $ 123,000 |
| York County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
| Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 595,000 |
| Kent County Delaware | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| District of Columbia County District Of Columbia | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Hillsborough County Florida | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Monroe County Florida | 1 | $ 685,000 | $ 685,000 | $ 256,000 |
| Okaloosa County Florida | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Pasco County Florida | 1 | $ 475,000 | $ 475,000 | $ 134,000 |
| Santa Rosa County Florida | 1 | $ 855,000 | $ 855,000 | $ 199,000 |
| DuPage County Illinois | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| Monroe County Indiana | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Lincoln County Maine | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
| Oxford County Maine | 1 | $ 215,000 | $ 215,000 | $ 238,000 |
| Penobscot County Maine | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Anne Arundel County Maryland | 1 | $ 595,000 | $ 595,000 | $ 269,000 |
| Montgomery County Maryland | 1 | $ 635,000 | $ 635,000 | $ 181,000 |
| Washington County Maryland | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Worcester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 257,000 |
| Carroll County New Hampshire | 1 | $ 395,000 | $ 395,000 | $ 424,000 |
| Grafton County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 242,000 |
| Cumberland County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Sussex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 232,000 |
| Warren County New York | 1 | $ 605,000 | $ 605,000 | $ 212,000 |
| Cherokee County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Pitt County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Wake County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 182,000 |
| Watauga County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 260,000 |
| Bradford County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 330,000 |
| Butler County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 137,000 |
| Cambria County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Centre County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 227,000 |
| Luzerne County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 600,000 |
| Wayne County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 240,000 |
| Newport County Rhode Island | 1 | $ 695,000 | $ 695,000 | $ 157,000 |
| Providence County Rhode Island | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Washington County Rhode Island | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Beaufort County South Carolina | 1 | $ 925,000 | $ 925,000 | $ 537,000 |
| Berkeley County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Greenville County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 285,000 |
| Fort Bend County Texas | 1 | $ 425,000 | $ 425,000 | $ 150,000 |
| Summit County Utah | 1 | $ 1,005,000 | $ 1,005,000 | $ 869,000 |
| Bennington County Vermont | 1 | $ 305,000 | $ 305,000 | $ 234,000 |
| Rutland County Vermont | 1 | $ 575,000 | $ 575,000 | $ 524,000 |
| Chesterfield County Virginia | 1 | $ 875,000 | $ 875,000 | $ 281,000 |
| Franklin County Virginia | 1 | $ 325,000 | $ 325,000 | $ 59,000 |
| Gloucester County Virginia | 1 | $ 405,000 | $ 405,000 | $ 251,000 |
| Middlesex County Virginia | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Firstrust Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,217 | $541,285,000 | $444,000 | $1,575,000 | $222,000 | $9,600,000 |
| Cash-out Refinancing | 186 | $82,200,000 | $441,000 | $2,505,000 | $242,000 | $4,675,000 |
| Refinancing | 107 | $41,595,000 | $388,000 | $2,595,000 | $185,000 | $1,019,000 |
| Other Purpose | 68 | $12,150,000 | $178,000 | $645,000 | $210,000 | $1,038,000 |
| Home Improvement | 66 | $7,370,000 | $111,000 | $495,000 | $171,000 | $383,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,071 | $453,285,000 | $423,000 | $2,595,000 | $240,000 | $9,600,000 |
| Asian | 203 | $102,685,000 | $505,000 | $1,315,000 | $200,000 | $726,000 |
| Not Provided | 180 | $76,400,000 | $424,000 | $1,275,000 | $227,000 | $3,600,000 |
| Hispanic | 107 | $24,085,000 | $225,000 | $905,000 | $88,000 | $577,000 |
| Black or African American | 60 | $17,170,000 | $286,000 | $975,000 | $131,000 | $967,000 |
| Not applicable | 8 | $2,460,000 | $307,000 | $455,000 | $113,000 | $195,000 |
| American Indian or Alaskan Native | 2 | $340,000 | $170,000 | $325,000 | $63,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,490,000 | $745,000 | $1,005,000 | $362,000 | $506,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,608 | $676,180,000 | $420,000 | $2,595,000 | $222,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 31 | $6,875,000 | $221,000 | $465,000 | $70,000 | $169,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,545,000 | $309,000 | $425,000 | $109,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,186 | $508,040,000 | $428,000 | $2,595,000 | $217,000 | $4,675,000 |
| Application Denied By Financial Institution | 121 | $35,555,000 | $293,000 | $1,275,000 | $134,000 | $1,010,000 |
| File Closed For Incompleteness | 109 | $51,525,000 | $472,000 | $1,485,000 | $247,000 | $3,960,000 |
| Application Withdrawn By Applicant | 105 | $35,305,000 | $336,000 | $1,445,000 | $333,000 | $9,600,000 |
| Application Approved But Not Accepted | 102 | $46,880,000 | $459,000 | $1,115,000 | $212,000 | $1,243,000 |
| Loan Purchased By The Institution | 21 | $7,295,000 | $347,000 | $1,015,000 | $138,000 | $500,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,523 | $649,045,000 | $426,000 | $2,595,000 | $226,000 | $9,600,000 |
| Debt-To-Income Ratio | 59 | $17,065,000 | $289,000 | $1,275,000 | $98,000 | $318,000 |
| Collateral | 27 | $9,155,000 | $339,000 | $1,185,000 | $208,000 | $1,010,000 |
| Credit History | 16 | $3,220,000 | $201,000 | $885,000 | $144,000 | $335,000 |
| Other | 11 | $3,775,000 | $343,000 | $845,000 | $169,000 | $286,000 |
| Employment History | 3 | $825,000 | $275,000 | $305,000 | $75,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,025,000 | $341,000 | $635,000 | $105,000 | $195,000 |
| Unverifiable Information | 2 | $490,000 | $245,000 | $295,000 | $78,000 | $92,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstrust Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstrust Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.