Firstrust Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Firstrust Savings Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstrust Savings Bank 1 Walnut Grove Drive Conshohocken, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,364 |
| Total Mortgage Loan Application Amount | $444,290,000 |
| Average Mortgage Loan Application Amount | $269,600 |
| Highest Mortgage Loan Application Amount | $4,175,000 |
| Average Applicant Income | $196,800 |
| Highest Applicant Income | $6,134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Firstrust Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstrust Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Firstrust Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstrust Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstrust Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstrust Savings Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 264 | $ 52,730,000 | $ 199,000 | $ 118,000 |
| Montgomery County Pennsylvania | 215 | $ 59,805,000 | $ 278,000 | $ 227,000 |
| Bucks County Pennsylvania | 153 | $ 48,145,000 | $ 314,000 | $ 191,000 |
| Chester County Pennsylvania | 83 | $ 34,655,000 | $ 417,000 | $ 228,000 |
| Delaware County Pennsylvania | 74 | $ 24,230,000 | $ 327,000 | $ 194,000 |
| Cape May County New Jersey | 68 | $ 30,860,000 | $ 453,000 | $ 471,000 |
| Lehigh County Pennsylvania | 60 | $ 12,370,000 | $ 206,000 | $ 84,000 |
| Middlesex County New Jersey | 36 | $ 15,900,000 | $ 441,000 | $ 227,000 |
| Burlington County New Jersey | 32 | $ 5,620,000 | $ 175,000 | $ 167,000 |
| Atlantic County New Jersey | 26 | $ 10,790,000 | $ 415,000 | $ 265,000 |
| Camden County New Jersey | 26 | $ 6,620,000 | $ 254,000 | $ 208,000 |
| Gloucester County New Jersey | 18 | $ 2,720,000 | $ 151,000 | $ 126,000 |
| Mercer County New Jersey | 17 | $ 7,505,000 | $ 441,000 | $ 201,000 |
| Somerset County New Jersey | 15 | $ 8,525,000 | $ 568,000 | $ 274,000 |
| Collier County Florida | 13 | $ 6,545,000 | $ 503,000 | $ 321,000 |
| Middlesex County Massachusetts | 13 | $ 11,565,000 | $ 889,000 | $ 278,000 |
| Manatee County Florida | 12 | $ 10,960,000 | $ 913,000 | $ 642,000 |
| Northampton County Pennsylvania | 12 | $ 2,510,000 | $ 209,000 | $ 60,000 |
| Baltimore County Maryland | 11 | $ 2,965,000 | $ 269,000 | $ 425,000 |
| Barnstable County Massachusetts | 10 | $ 4,670,000 | $ 467,000 | $ 304,000 |
| Lee County Florida | 8 | $ 6,270,000 | $ 783,000 | $ 334,000 |
| Palm Beach County Florida | 8 | $ 5,820,000 | $ 727,000 | $ 845,000 |
| Essex County Massachusetts | 8 | $ 3,600,000 | $ 450,000 | $ 205,000 |
| Monmouth County New Jersey | 8 | $ 1,600,000 | $ 200,000 | $ 247,000 |
| Berks County Pennsylvania | 8 | $ 1,490,000 | $ 186,000 | $ 93,000 |
| Norfolk County Massachusetts | 7 | $ 5,075,000 | $ 725,000 | $ 233,000 |
| Bergen County New Jersey | 7 | $ 3,305,000 | $ 472,000 | $ 198,000 |
| Rockingham County New Hampshire | 6 | $ 2,500,000 | $ 416,000 | $ 439,000 |
| Lancaster County Pennsylvania | 6 | $ 1,610,000 | $ 268,000 | $ 155,000 |
| New Castle County Delaware | 5 | $ 985,000 | $ 197,000 | $ 146,000 |
| Hancock County Maine | 5 | $ 2,415,000 | $ 483,000 | $ 241,000 |
| Worcester County Massachusetts | 5 | $ 1,795,000 | $ 359,000 | $ 258,000 |
| Hudson County New Jersey | 5 | $ 2,585,000 | $ 517,000 | $ 233,000 |
| Morris County New Jersey | 5 | $ 2,975,000 | $ 595,000 | $ 174,000 |
| Passaic County New Jersey | 5 | $ 1,715,000 | $ 343,000 | $ 195,000 |
| Union County New Jersey | 5 | $ 2,115,000 | $ 423,000 | $ 136,000 |
| Monroe County Pennsylvania | 5 | $ 1,835,000 | $ 367,000 | $ 266,000 |
| Hillsborough County Florida | 4 | $ 2,300,000 | $ 575,000 | $ 241,000 |
| Hillsborough County New Hampshire | 4 | $ 1,840,000 | $ 460,000 | $ 223,000 |
| Ocean County New Jersey | 4 | $ 1,490,000 | $ 372,000 | $ 158,000 |
| Allegheny County Pennsylvania | 4 | $ 1,540,000 | $ 385,000 | $ 175,000 |
| Luzerne County Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 77,000 |
| Pinellas County Florida | 3 | $ 1,715,000 | $ 571,000 | $ 157,000 |
| Polk County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 375,000 |
| Volusia County Florida | 3 | $ 1,245,000 | $ 415,000 | $ 273,000 |
| Bristol County Massachusetts | 3 | $ 1,935,000 | $ 645,000 | $ 254,000 |
| Grafton County New Hampshire | 3 | $ 865,000 | $ 288,000 | $ 284,000 |
| Cumberland County New Jersey | 3 | $ 295,000 | $ 98,000 | $ 94,000 |
| Salem County New Jersey | 3 | $ 495,000 | $ 165,000 | $ 174,000 |
| Wayne County Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 198,000 |
| Sussex County Delaware | 2 | $ 580,000 | $ 290,000 | $ 116,000 |
| Broward County Florida | 2 | $ 2,100,000 | $ 1,050,000 | $ 721,000 |
| Charlotte County Florida | 2 | $ 540,000 | $ 270,000 | $ 188,000 |
| Sarasota County Florida | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Baltimore City County Maryland | 2 | $ 650,000 | $ 325,000 | $ 191,000 |
| Cecil County Maryland | 2 | $ 290,000 | $ 145,000 | $ 185,000 |
| Belknap County New Hampshire | 2 | $ 610,000 | $ 305,000 | $ 230,000 |
| Essex County New Jersey | 2 | $ 1,580,000 | $ 790,000 | $ 278,000 |
| Wake County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 116,000 |
| Carbon County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Kent County Delaware | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Hernando County Florida | 1 | $ 265,000 | $ 265,000 | $ 334,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Miami-Dade County Florida | 1 | $ 875,000 | $ 875,000 | $ 425,000 |
| Orange County Florida | 1 | $ 365,000 | $ 365,000 | $ 191,000 |
| St. Johns County Florida | 1 | $ 605,000 | $ 605,000 | $ 203,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 202,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Androscoggin County Maine | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Oxford County Maine | 1 | $ 315,000 | $ 315,000 | $ 312,000 |
| Waldo County Maine | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| York County Maine | 1 | $ 315,000 | $ 315,000 | $ 217,000 |
| Caroline County Maryland | 1 | $ 295,000 | $ 295,000 | $ 283,000 |
| Carroll County Maryland | 1 | $ 125,000 | $ 125,000 | $ 221,000 |
| Howard County Maryland | 1 | $ 225,000 | $ 225,000 | $ 728,000 |
| Dukes County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 280,000 |
| Hampden County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Nantucket County Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 171,000 |
| Suffolk County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 189,000 |
| Coos County New Hampshire | 1 | $ 485,000 | $ 485,000 | $ 242,000 |
| Merrimack County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Strafford County New Hampshire | 1 | $ 435,000 | $ 435,000 | $ 199,000 |
| Hunterdon County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 149,000 |
| Chemung County New York | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Mecklenburg County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 119,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 249,000 |
| Lebanon County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Schuylkill County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Wyoming County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| York County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 181,000 |
| Providence County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Georgetown County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 318,000 |
| Richland County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 389,000 |
| Accomack County Virginia | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Franklin County Virginia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Goochland County Virginia | 1 | $ 1,575,000 | $ 1,575,000 | $ 713,000 |
Mortgage Loan Application Detail Totals for Firstrust Savings Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 762 | $327,560,000 | $429,000 | $4,175,000 | $223,000 | $6,134,000 |
| Other Purpose | 234 | $40,250,000 | $172,000 | $1,955,000 | $225,000 | $4,217,000 |
| Home Improvement | 194 | $24,230,000 | $124,000 | $1,005,000 | $160,000 | $1,009,000 |
| Refinancing | 125 | $35,605,000 | $284,000 | $2,905,000 | $225,000 | $1,386,000 |
| Cash-out Refinancing | 49 | $16,645,000 | $339,000 | $955,000 | $151,000 | $537,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 895 | $299,435,000 | $334,000 | $4,175,000 | $237,000 | $6,134,000 |
| Not Provided | 134 | $46,970,000 | $350,000 | $1,955,000 | $195,000 | $740,000 |
| Hispanic | 134 | $26,290,000 | $196,000 | $725,000 | $75,000 | $342,000 |
| Asian | 111 | $52,955,000 | $477,000 | $1,505,000 | $241,000 | $1,386,000 |
| Black or African American | 78 | $12,870,000 | $165,000 | $915,000 | $145,000 | $1,108,000 |
| American Indian or Alaskan Native | 2 | $670,000 | $335,000 | $605,000 | $155,000 | $226,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $97,000 | $97,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,248 | $414,330,000 | $331,000 | $4,175,000 | $223,000 | $6,134,000 |
| FHA-insured (Federal Housing Administration) | 107 | $26,895,000 | $251,000 | $625,000 | $86,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 9 | $3,065,000 | $340,000 | $675,000 | $100,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 758 | $252,700,000 | $333,000 | $4,175,000 | $230,000 | $4,217,000 |
| Application Denied By Financial Institution | 266 | $61,070,000 | $229,000 | $1,995,000 | $142,000 | $1,912,000 |
| Loan Purchased By The Institution | 112 | $34,420,000 | $307,000 | $985,000 | $136,000 | $537,000 |
| Application Approved But Not Accepted | 91 | $41,365,000 | $454,000 | $1,575,000 | $260,000 | $1,902,000 |
| Application Withdrawn By Applicant | 75 | $21,905,000 | $292,000 | $1,805,000 | $293,000 | $6,134,000 |
| File Closed For Incompleteness | 62 | $32,830,000 | $529,000 | $1,785,000 | $246,000 | $1,197,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,098 | $383,220,000 | $349,000 | $4,175,000 | $228,000 | $6,134,000 |
| Debt-To-Income Ratio | 157 | $41,815,000 | $266,000 | $1,995,000 | $112,000 | $645,000 |
| Credit History | 42 | $5,810,000 | $138,000 | $815,000 | $183,000 | $1,386,000 |
| Collateral | 39 | $8,285,000 | $212,000 | $675,000 | $187,000 | $1,912,000 |
| Other | 18 | $3,560,000 | $197,000 | $625,000 | $240,000 | $807,000 |
| Employment History | 6 | $1,100,000 | $183,000 | $305,000 | $79,000 | $182,000 |
| Unverifiable Information | 4 | $500,000 | $125,000 | $225,000 | $60,000 | $173,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstrust Savings Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstrust Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.