Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Flanagan State Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,214 |
| Total Mortgage Loan Application Amount | $307,901,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $732,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 207 | $ 37,764,000 | $ 182,000 | $ 65,000 |
| McLean County Illinois | 181 | $ 21,484,000 | $ 118,000 | $ 86,000 |
| Lawrence County Indiana | 142 | $ 14,313,000 | $ 100,000 | $ 46,000 |
| Campbell County Wyoming | 75 | $ 17,050,000 | $ 227,000 | $ 89,000 |
| Cook County Illinois | 66 | $ 10,670,000 | $ 161,000 | $ 55,000 |
| Woodford County Illinois | 64 | $ 7,611,000 | $ 118,000 | $ 76,000 |
| Butler County Missouri | 52 | $ 6,090,000 | $ 117,000 | $ 43,000 |
| Stoddard County Missouri | 52 | $ 5,729,000 | $ 110,000 | $ 48,000 |
| Pennington County South Dakota | 48 | $ 8,056,000 | $ 167,000 | $ 81,000 |
| Kankakee County Illinois | 45 | $ 6,553,000 | $ 145,000 | $ 54,000 |
| Tippecanoe County Indiana | 37 | $ 4,914,000 | $ 132,000 | $ 45,000 |
| Livingston County Illinois | 34 | $ 4,361,000 | $ 128,000 | $ 76,000 |
| Muscatine County Iowa | 34 | $ 3,764,000 | $ 110,000 | $ 53,000 |
| Mills County Iowa | 31 | $ 4,154,000 | $ 134,000 | $ 61,000 |
| Lake County Indiana | 26 | $ 5,427,000 | $ 208,000 | $ 56,000 |
| Marion County Florida | 25 | $ 2,522,000 | $ 100,000 | $ 39,000 |
| Berks County Pennsylvania | 25 | $ 2,851,000 | $ 114,000 | $ 43,000 |
| Henry County Illinois | 24 | $ 1,640,000 | $ 68,000 | $ 36,000 |
| Anderson County Texas | 23 | $ 2,574,000 | $ 111,000 | $ 57,000 |
| Logan County Illinois | 22 | $ 1,798,000 | $ 81,000 | $ 53,000 |
| Tazewell County Illinois | 22 | $ 2,777,000 | $ 126,000 | $ 68,000 |
| Cass County Iowa | 20 | $ 1,802,000 | $ 90,000 | $ 46,000 |
| Big Horn County Wyoming | 20 | $ 3,266,000 | $ 163,000 | $ 101,000 |
| Laramie County Wyoming | 19 | $ 4,260,000 | $ 224,000 | $ 83,000 |
| Peoria County Illinois | 18 | $ 1,971,000 | $ 109,000 | $ 51,000 |
| St. Louis County Minnesota | 18 | $ 1,964,000 | $ 109,000 | $ 58,000 |
| Washakie County Wyoming | 18 | $ 2,375,000 | $ 131,000 | $ 66,000 |
| Polk County Florida | 16 | $ 2,426,000 | $ 151,000 | $ 62,000 |
| LaSalle County Illinois | 16 | $ 1,931,000 | $ 120,000 | $ 67,000 |
| Minnehaha County South Dakota | 16 | $ 1,998,000 | $ 124,000 | $ 44,000 |
| Orange County Indiana | 15 | $ 1,282,000 | $ 85,000 | $ 39,000 |
| Fulton County Illinois | 14 | $ 876,000 | $ 62,000 | $ 37,000 |
| Yellowstone County Montana | 14 | $ 2,768,000 | $ 197,000 | $ 73,000 |
| Brevard County Florida | 13 | $ 1,639,000 | $ 126,000 | $ 43,000 |
| Sangamon County Illinois | 13 | $ 1,424,000 | $ 109,000 | $ 55,000 |
| De Witt County Illinois | 12 | $ 1,328,000 | $ 110,000 | $ 89,000 |
| Lee County Illinois | 11 | $ 1,149,000 | $ 104,000 | $ 61,000 |
| Monroe County Indiana | 11 | $ 1,576,000 | $ 143,000 | $ 58,000 |
| Jackson County Minnesota | 11 | $ 933,000 | $ 84,000 | $ 39,000 |
| Sheridan County Wyoming | 11 | $ 2,388,000 | $ 217,000 | $ 100,000 |
| McDonough County Illinois | 10 | $ 922,000 | $ 92,000 | $ 50,000 |
| Ogle County Illinois | 10 | $ 1,466,000 | $ 146,000 | $ 53,000 |
| Montgomery County Iowa | 10 | $ 1,087,000 | $ 108,000 | $ 48,000 |
| Meade County South Dakota | 9 | $ 1,877,000 | $ 208,000 | $ 77,000 |
| Natrona County Wyoming | 9 | $ 1,588,000 | $ 176,000 | $ 49,000 |
| Uinta County Wyoming | 9 | $ 1,131,000 | $ 125,000 | $ 69,000 |
| Maricopa County Arizona | 8 | $ 2,090,000 | $ 261,000 | $ 88,000 |
| Broward County Florida | 8 | $ 1,810,000 | $ 226,000 | $ 78,000 |
| Bureau County Illinois | 8 | $ 661,000 | $ 82,000 | $ 46,000 |
| DeKalb County Illinois | 8 | $ 1,093,000 | $ 136,000 | $ 78,000 |
| Pottawattamie County Iowa | 8 | $ 828,000 | $ 103,000 | $ 48,000 |
| Taylor County Kentucky | 8 | $ 894,000 | $ 111,000 | $ 44,000 |
| Lafayette County Louisiana | 8 | $ 1,314,000 | $ 164,000 | $ 52,000 |
| Dunklin County Missouri | 8 | $ 613,000 | $ 76,000 | $ 35,000 |
| Nodaway County Missouri | 8 | $ 811,000 | $ 101,000 | $ 46,000 |
| Ripley County Missouri | 8 | $ 779,000 | $ 97,000 | $ 43,000 |
| Collin County Texas | 8 | $ 2,246,000 | $ 280,000 | $ 125,000 |
| Dallas County Texas | 8 | $ 1,666,000 | $ 208,000 | $ 82,000 |
| Hot Spring County Arkansas | 7 | $ 700,000 | $ 100,000 | $ 39,000 |
| Pasco County Florida | 7 | $ 657,000 | $ 93,000 | $ 37,000 |
| Marshall County Illinois | 7 | $ 655,000 | $ 93,000 | $ 78,000 |
| White County Indiana | 7 | $ 1,130,000 | $ 161,000 | $ 57,000 |
| Buchanan County Missouri | 7 | $ 660,000 | $ 94,000 | $ 32,000 |
| Denton County Texas | 7 | $ 1,422,000 | $ 203,000 | $ 95,000 |
| Jefferson County Alabama | 6 | $ 683,000 | $ 113,000 | $ 39,000 |
| St. Lucie County Florida | 6 | $ 1,039,000 | $ 173,000 | $ 50,000 |
| Grundy County Illinois | 6 | $ 1,265,000 | $ 210,000 | $ 57,000 |
| Rock Island County Illinois | 6 | $ 624,000 | $ 104,000 | $ 57,000 |
| Stephenson County Illinois | 6 | $ 489,000 | $ 81,000 | $ 35,000 |
| Scott County Iowa | 6 | $ 1,224,000 | $ 204,000 | $ 81,000 |
| Lincoln County Mississippi | 6 | $ 806,000 | $ 134,000 | $ 65,000 |
| Scott County Missouri | 6 | $ 648,000 | $ 108,000 | $ 44,000 |
| Wayne County Missouri | 6 | $ 620,000 | $ 103,000 | $ 52,000 |
| Madison County Montana | 6 | $ 887,000 | $ 147,000 | $ 51,000 |
| McKenzie County North Dakota | 6 | $ 1,471,000 | $ 245,000 | $ 99,000 |
| Lincoln County South Dakota | 6 | $ 1,412,000 | $ 235,000 | $ 93,000 |
| Citrus County Florida | 5 | $ 522,000 | $ 104,000 | $ 45,000 |
| Lake County Florida | 5 | $ 756,000 | $ 151,000 | $ 76,000 |
| Greene County Indiana | 5 | $ 366,000 | $ 73,000 | $ 35,000 |
| Linn County Iowa | 5 | $ 658,000 | $ 131,000 | $ 60,000 |
| Russell County Kentucky | 5 | $ 521,000 | $ 104,000 | $ 42,000 |
| East Baton Rouge County Louisiana | 5 | $ 532,000 | $ 106,000 | $ 34,000 |
| Madison County Nebraska | 5 | $ 453,000 | $ 90,000 | $ 42,000 |
| Wake County North Carolina | 5 | $ 912,000 | $ 182,000 | $ 77,000 |
| Madison County Tennessee | 5 | $ 507,000 | $ 101,000 | $ 30,000 |
| Mobile County Alabama | 4 | $ 388,000 | $ 97,000 | $ 48,000 |
| Hernando County Florida | 4 | $ 568,000 | $ 142,000 | $ 49,000 |
| Christian County Illinois | 4 | $ 404,000 | $ 101,000 | $ 44,000 |
| DuPage County Illinois | 4 | $ 963,000 | $ 240,000 | $ 47,000 |
| Iroquois County Illinois | 4 | $ 482,000 | $ 120,000 | $ 47,000 |
| Newton County Indiana | 4 | $ 614,000 | $ 153,000 | $ 26,000 |
| Cottonwood County Minnesota | 4 | $ 292,000 | $ 73,000 | $ 36,000 |
| Carter County Missouri | 4 | $ 321,000 | $ 80,000 | $ 32,000 |
| Brookings County South Dakota | 4 | $ 798,000 | $ 199,000 | $ 55,000 |
| Gibson County Tennessee | 4 | $ 407,000 | $ 101,000 | $ 52,000 |
| Crook County Wyoming | 4 | $ 791,000 | $ 197,000 | $ 67,000 |
| Sweetwater County Wyoming | 4 | $ 713,000 | $ 178,000 | $ 79,000 |
| Mesa County Colorado | 3 | $ 549,000 | $ 183,000 | $ 64,000 |
| Weld County Colorado | 3 | $ 883,000 | $ 294,000 | $ 65,000 |
| Miami-Dade County Florida | 3 | $ 435,000 | $ 145,000 | $ 82,000 |
| Kendall County Illinois | 3 | $ 510,000 | $ 170,000 | $ 50,000 |
| Mason County Illinois | 3 | $ 153,000 | $ 51,000 | $ 41,000 |
| Menard County Illinois | 3 | $ 348,000 | $ 116,000 | $ 58,000 |
| Shelby County Illinois | 3 | $ 409,000 | $ 136,000 | $ 72,000 |
| Stark County Illinois | 3 | $ 234,000 | $ 78,000 | $ 50,000 |
| Whiteside County Illinois | 3 | $ 357,000 | $ 119,000 | $ 62,000 |
| Winnebago County Illinois | 3 | $ 232,000 | $ 77,000 | $ 43,000 |
| Montgomery County Indiana | 3 | $ 380,000 | $ 126,000 | $ 52,000 |
| Porter County Indiana | 3 | $ 406,000 | $ 135,000 | $ 52,000 |
| Buchanan County Iowa | 3 | $ 261,000 | $ 87,000 | $ 53,000 |
| Cedar County Iowa | 3 | $ 350,000 | $ 116,000 | $ 60,000 |
| Clinton County Iowa | 3 | $ 276,000 | $ 92,000 | $ 48,000 |
| Harrison County Iowa | 3 | $ 483,000 | $ 161,000 | $ 97,000 |
| Adair County Kentucky | 3 | $ 225,000 | $ 75,000 | $ 46,000 |
| Benton County Minnesota | 3 | $ 800,000 | $ 266,000 | $ 124,000 |
| Mississippi County Missouri | 3 | $ 194,000 | $ 64,000 | $ 27,000 |
| New Madrid County Missouri | 3 | $ 271,000 | $ 90,000 | $ 47,000 |
| Gallatin County Montana | 3 | $ 644,000 | $ 214,000 | $ 74,000 |
| Elko County Nevada | 3 | $ 795,000 | $ 265,000 | $ 75,000 |
| Orange County North Carolina | 3 | $ 612,000 | $ 204,000 | $ 83,000 |
| Tarrant County Texas | 3 | $ 659,000 | $ 219,000 | $ 51,000 |
| Hot Springs County Wyoming | 3 | $ 509,000 | $ 169,000 | $ 72,000 |
| Baldwin County Alabama | 2 | $ 430,000 | $ 215,000 | $ 36,000 |
| Shelby County Alabama | 2 | $ 516,000 | $ 258,000 | $ 57,000 |
| Clark County Arkansas | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Garland County Arkansas | 2 | $ 326,000 | $ 163,000 | $ 45,000 |
| Saline County Arkansas | 2 | $ 234,000 | $ 117,000 | $ 48,000 |
| Bay County Florida | 2 | $ 242,000 | $ 121,000 | $ 78,000 |
| Charlotte County Florida | 2 | $ 163,000 | $ 81,000 | $ 49,000 |
| Gadsden County Florida | 2 | $ 222,000 | $ 111,000 | $ 60,000 |
| Hillsborough County Florida | 2 | $ 301,000 | $ 150,000 | $ 126,000 |
| Leon County Florida | 2 | $ 268,000 | $ 134,000 | $ 55,000 |
| Osceola County Florida | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| Palm Beach County Florida | 2 | $ 422,000 | $ 211,000 | $ 66,000 |
| Volusia County Florida | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Jasper County Illinois | 2 | $ 149,000 | $ 74,000 | $ 50,000 |
| Jefferson County Illinois | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Knox County Illinois | 2 | $ 262,000 | $ 131,000 | $ 58,000 |
| Macoupin County Illinois | 2 | $ 442,000 | $ 221,000 | $ 29,000 |
| Mercer County Illinois | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Pulaski County Illinois | 2 | $ 172,000 | $ 86,000 | $ 59,000 |
| Warren County Illinois | 2 | $ 148,000 | $ 74,000 | $ 64,000 |
| Daviess County Indiana | 2 | $ 121,000 | $ 60,000 | $ 27,000 |
| Harrison County Indiana | 2 | $ 188,000 | $ 94,000 | $ 34,000 |
| Jackson County Indiana | 2 | $ 192,000 | $ 96,000 | $ 53,000 |
| Jasper County Indiana | 2 | $ 216,000 | $ 108,000 | $ 29,000 |
| Johnson County Indiana | 2 | $ 355,000 | $ 177,000 | $ 75,000 |
| Washington County Indiana | 2 | $ 196,000 | $ 98,000 | $ 57,000 |
| Audubon County Iowa | 2 | $ 246,000 | $ 123,000 | $ 44,000 |
| Bremer County Iowa | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Clayton County Iowa | 2 | $ 367,000 | $ 183,000 | $ 76,000 |
| Des Moines County Iowa | 2 | $ 163,000 | $ 81,000 | $ 44,000 |
| Dubuque County Iowa | 2 | $ 265,000 | $ 132,000 | $ 42,000 |
| Page County Iowa | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Concordia County Louisiana | 2 | $ 191,000 | $ 95,000 | $ 66,000 |
| Evangeline County Louisiana | 2 | $ 118,000 | $ 59,000 | $ 30,000 |
| Jefferson County Louisiana | 2 | $ 271,000 | $ 135,000 | $ 56,000 |
| Livingston County Louisiana | 2 | $ 385,000 | $ 192,000 | $ 73,000 |
| Hennepin County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 117,000 |
| Andrew County Missouri | 2 | $ 237,000 | $ 118,000 | $ 52,000 |
| Barton County Missouri | 2 | $ 117,000 | $ 58,000 | $ 23,000 |
| Cape Girardeau County Missouri | 2 | $ 250,000 | $ 125,000 | $ 71,000 |
| Howell County Missouri | 2 | $ 177,000 | $ 88,000 | $ 43,000 |
| Franklin County North Carolina | 2 | $ 674,000 | $ 337,000 | $ 141,000 |
| Union County North Carolina | 2 | $ 239,000 | $ 119,000 | $ 87,000 |
| Williams County North Dakota | 2 | $ 626,000 | $ 313,000 | $ 121,000 |
| Butte County South Dakota | 2 | $ 253,000 | $ 126,000 | $ 61,000 |
| Harris County Texas | 2 | $ 331,000 | $ 165,000 | $ 59,000 |
| Liberty County Texas | 2 | $ 254,000 | $ 127,000 | $ 66,000 |
| Columbia County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 111,000 |
| Kenosha County Wisconsin | 2 | $ 175,000 | $ 87,000 | $ 117,000 |
| Fremont County Wyoming | 2 | $ 326,000 | $ 163,000 | $ 50,000 |
| Lee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Winston County Alabama | 1 | $ 126,000 | $ 126,000 | $ 154,000 |
| Pima County Arizona | 1 | $ 114,000 | $ 114,000 | $ 84,000 |
| Grant County Arkansas | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Lonoke County Arkansas | 1 | $ 191,000 | $ 191,000 | $ 62,000 |
| Sacramento County California | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Adams County Colorado | 1 | $ 328,000 | $ 328,000 | $ 151,000 |
| Garfield County Colorado | 1 | $ 626,000 | $ 626,000 | $ 686,000 |
| La Plata County Colorado | 1 | $ 129,000 | $ 129,000 | $ 53,000 |
| Las Animas County Colorado | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Otero County Colorado | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Pitkin County Colorado | 1 | $ 171,000 | $ 171,000 | $ 93,000 |
| Yuma County Colorado | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Escambia County Florida | 1 | $ 139,000 | $ 139,000 | $ 86,000 |
| Franklin County Florida | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Indian River County Florida | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Forsyth County Georgia | 1 | $ 264,000 | $ 264,000 | $ 114,000 |
| Gwinnett County Georgia | 1 | $ 191,000 | $ 191,000 | $ 96,000 |
| Hall County Georgia | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Jackson County Georgia | 1 | $ 219,000 | $ 219,000 | $ 73,000 |
| Fremont County Idaho | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Adams County Illinois | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Bond County Illinois | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Boone County Illinois | 1 | $ 164,000 | $ 164,000 | $ 104,000 |
| Cass County Illinois | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
| Champaign County Illinois | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Fayette County Illinois | 1 | $ 92,000 | $ 92,000 | $ 90,000 |
| Ford County Illinois | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Franklin County Illinois | 1 | $ 24,000 | $ 24,000 | $ 65,000 |
| Jackson County Illinois | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Kane County Illinois | 1 | $ 221,000 | $ 221,000 | $ 84,000 |
| Lake County Illinois | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Macon County Illinois | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| McHenry County Illinois | 1 | $ 134,000 | $ 134,000 | $ 82,000 |
| Perry County Illinois | 1 | $ 193,000 | $ 193,000 | $ 130,000 |
| St. Clair County Illinois | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Washington County Illinois | 1 | $ 108,000 | $ 108,000 | $ 80,000 |
| Williamson County Illinois | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Bartholomew County Indiana | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Benton County Indiana | 1 | $ 44,000 | $ 44,000 | $ 19,000 |
| Boone County Indiana | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Carroll County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Cass County Indiana | 1 | $ 84,000 | $ 84,000 | $ 31,000 |
| Elkhart County Indiana | 1 | $ 144,000 | $ 144,000 | $ 38,000 |
| Floyd County Indiana | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Grant County Indiana | 1 | $ 152,000 | $ 152,000 | $ 74,000 |
| Martin County Indiana | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Owen County Indiana | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Starke County Indiana | 1 | $ 96,000 | $ 96,000 | $ 108,000 |
| Tipton County Indiana | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Vanderburgh County Indiana | 1 | $ 157,000 | $ 157,000 | $ 90,000 |
| Warren County Indiana | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Adair County Iowa | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Benton County Iowa | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Clay County Iowa | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Dickinson County Iowa | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Emmet County Iowa | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Franklin County Iowa | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Fremont County Iowa | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Johnson County Iowa | 1 | $ 172,000 | $ 172,000 | $ 82,000 |
| Kossuth County Iowa | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
| Louisa County Iowa | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Plymouth County Iowa | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Webster County Iowa | 1 | $ 210,000 | $ 210,000 | $ 66,000 |
| Winnebago County Iowa | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Wright County Iowa | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Barren County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Green County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 69,000 |
| Nelson County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Pulaski County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 70,000 |
| Trigg County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 29,000 |
| Ascension County Louisiana | 1 | $ 103,000 | $ 103,000 | $ 163,000 |
| Iberville County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Lafourche County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Orleans County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Pointe Coupee County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| West Baton Rouge County Louisiana | 1 | $ 264,000 | $ 264,000 | $ 83,000 |
| Montgomery County Maryland | 1 | $ 504,000 | $ 504,000 | $ 94,000 |
| Macomb County Michigan | 1 | $ 189,000 | $ 189,000 | $ 39,000 |
| Oakland County Michigan | 1 | $ 378,000 | $ 378,000 | $ 131,000 |
| Wayne County Michigan | 1 | $ 49,000 | $ 49,000 | $ 91,000 |
| Blue Earth County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 31,000 |
| Dodge County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 113,000 |
| Lincoln County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 74,000 |
| Martin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Wright County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 50,000 |
| DeSoto County Mississippi | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Hinds County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Pike County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Barry County Missouri | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Bollinger County Missouri | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Caldwell County Missouri | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Carroll County Missouri | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Cedar County Missouri | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Dent County Missouri | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Greene County Missouri | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Holt County Missouri | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Jasper County Missouri | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Linn County Missouri | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Madison County Missouri | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Marion County Missouri | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
| Newton County Missouri | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Oregon County Missouri | 1 | $ 154,000 | $ 154,000 | $ 29,000 |
| Platte County Missouri | 1 | $ 108,000 | $ 108,000 | $ 88,000 |
| Reynolds County Missouri | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Saline County Missouri | 1 | $ 234,000 | $ 234,000 | $ 72,000 |
| Shannon County Missouri | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| St. Louis County Missouri | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Washington County Missouri | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Big Horn County Montana | 1 | $ 231,000 | $ 231,000 | $ 75,000 |
| Carbon County Montana | 1 | $ 227,000 | $ 227,000 | $ 38,000 |
| Dawson County Montana | 1 | $ 261,000 | $ 261,000 | $ 143,000 |
| Flathead County Montana | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Musselshell County Montana | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Ravalli County Montana | 1 | $ 172,000 | $ 172,000 | $ 38,000 |
| Cedar County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Cheyenne County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| Pierce County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 49,000 |
| Sarpy County Nebraska | 1 | $ 194,000 | $ 194,000 | $ 83,000 |
| Wayne County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Lander County Nevada | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Lyon County Nevada | 1 | $ 247,000 | $ 247,000 | $ 160,000 |
| Pershing County Nevada | 1 | $ 190,000 | $ 190,000 | $ 123,000 |
| Chatham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Mecklenburg County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Wayne County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Dunn County North Dakota | 1 | $ 270,000 | $ 270,000 | $ 124,000 |
| Licking County Ohio | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Fayette County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Northampton County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Beadle County South Dakota | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Custer County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Kingsbury County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Lake County South Dakota | 1 | $ 146,000 | $ 146,000 | $ 430,000 |
| Lawrence County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| DeKalb County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 95,000 |
| Hardin County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Obion County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 75,000 |
| Williamson County Tennessee | 1 | $ 309,000 | $ 309,000 | $ 71,000 |
| Cherokee County Texas | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Gray County Texas | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Henderson County Texas | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Jefferson County Texas | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Kaufman County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Leon County Texas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Orange County Texas | 1 | $ 128,000 | $ 128,000 | $ 74,000 |
| Smith County Texas | 1 | $ 74,000 | $ 74,000 | $ 65,000 |
| Trinity County Texas | 1 | $ 63,000 | $ 63,000 | $ 64,000 |
| Wasatch County Utah | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Washington County Utah | 1 | $ 99,000 | $ 99,000 | $ 128,000 |
| Outagamie County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
| Walworth County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
| Converse County Wyoming | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Johnson County Wyoming | 1 | $ 212,000 | $ 212,000 | $ 114,000 |
| Park County Wyoming | 1 | $ 193,000 | $ 193,000 | $ 74,000 |
| Platte County Wyoming | 1 | $ 142,000 | $ 142,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,391 | $175,909,000 | $126,000 | $720,000 | $57,000 | $390,000 |
| Refinancing | 784 | $128,397,000 | $163,000 | $626,000 | $72,000 | $732,000 |
| Home Improvement | 39 | $3,595,000 | $92,000 | $196,000 | $78,000 | $276,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,984 | $276,766,000 | $139,000 | $720,000 | $63,000 | $732,000 |
| Black or African American | 99 | $13,255,000 | $133,000 | $349,000 | $51,000 | $180,000 |
| Hispanic | 98 | $13,137,000 | $134,000 | $364,000 | $50,000 | $355,000 |
| Asian | 14 | $2,360,000 | $168,000 | $378,000 | $93,000 | $216,000 |
| Not Provided | 13 | $2,001,000 | $153,000 | $536,000 | $44,000 | $120,000 |
| Not applicable | 4 | $194,000 | $48,000 | $70,000 | $79,000 | $297,000 |
| American Indian or Alaskan Native | 1 | $118,000 | $118,000 | $118,000 | $33,000 | $33,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $70,000 | $70,000 | $70,000 | $29,000 | $29,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 888 | $138,283,000 | $155,000 | $720,000 | $86,000 | $732,000 |
| FHA-insured (Federal Housing Administration) | 709 | $96,038,000 | $135,000 | $386,000 | $45,000 | $233,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 443 | $45,904,000 | $103,000 | $349,000 | $43,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 174 | $27,676,000 | $159,000 | $508,000 | $60,000 | $191,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,115 | $145,236,000 | $130,000 | $504,000 | $64,000 | $390,000 |
| Loan Purchased By The Institution | 617 | $93,996,000 | $152,000 | $720,000 | $66,000 | $732,000 |
| Application Denied By Financial Institution | 236 | $33,183,000 | $140,000 | $536,000 | $48,000 | $210,000 |
| Application Withdrawn By Applicant | 126 | $18,760,000 | $148,000 | $395,000 | $57,000 | $228,000 |
| Application Approved But Not Accepted | 85 | $10,831,000 | $127,000 | $626,000 | $66,000 | $686,000 |
| File Closed For Incompleteness | 35 | $5,895,000 | $168,000 | $298,000 | $61,000 | $142,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.