Fleet National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Fleet National Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fleet National Bank 525 N Tryon St Nc1-023-06-04 Charlotte, NC 28255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 72,278 |
| Total Mortgage Loan Application Amount | $10,006,105,000 |
| Average Mortgage Loan Application Amount | $175,523 |
| Highest Mortgage Loan Application Amount | $7,600,000 |
| Average Applicant Income | $63,276 |
| Highest Applicant Income | $6,511,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Fleet National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fleet National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Fleet National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fleet National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fleet National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fleet National Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| EDISON, NJ | 6,868 | $ 972,078,000 | $ 141,000 | $ 90,000 |
| NEWARK-UNION, NJ-PA | 4,942 | $ 786,198,000 | $ 159,000 | $ 94,000 |
| NASSAU-SUFFOLK, NY | 4,514 | $ 754,336,000 | $ 167,000 | $ 101,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 4,364 | $ 758,946,000 | $ 173,000 | $ 90,000 |
| BOSTON-QUINCY, MA | 3,367 | $ 557,854,000 | $ 165,000 | $ 87,000 |
| PHILADELPHIA, PA | 2,674 | $ 281,320,000 | $ 105,000 | $ 85,000 |
| CAMDEN, NJ | 2,505 | $ 224,521,000 | $ 89,000 | $ 64,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,434 | $ 340,204,000 | $ 139,000 | $ 80,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2,426 | $ 293,062,000 | $ 120,000 | $ 76,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,149 | $ 368,196,000 | $ 171,000 | $ 88,000 |
| SPRINGFIELD, MA | 1,830 | $ 182,320,000 | $ 99,000 | $ 65,000 |
| NEW HAVEN-MILFORD, CT | 1,742 | $ 212,701,000 | $ 122,000 | $ 69,000 |
| WORCESTER, MA | 1,660 | $ 223,883,000 | $ 134,000 | $ 67,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,486 | $ 241,246,000 | $ 162,000 | $ 81,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,271 | $ 191,549,000 | $ 150,000 | $ 83,000 |
| ATLANTIC CITY, NJ | 1,270 | $ 133,527,000 | $ 105,000 | $ 60,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,089 | $ 70,386,000 | $ 64,000 | $ 85,000 |
| ESSEX COUNTY, MA | 1,052 | $ 171,063,000 | $ 162,000 | $ 76,000 |
| ROCHESTER, NY | 1,022 | $ 82,994,000 | $ 81,000 | $ 58,000 |
| ALBANY-SCHENECTADY-TROY, NY | 972 | $ 93,459,000 | $ 96,000 | $ 66,000 |
| TRENTON-EWING, NJ | 829 | $ 105,214,000 | $ 126,000 | $ 82,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 780 | $ 96,909,000 | $ 124,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 729 | $ 68,960,000 | $ 94,000 | $ 67,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 621 | $ 83,024,000 | $ 133,000 | $ 75,000 |
| SYRACUSE, NY | 618 | $ 40,408,000 | $ 65,000 | $ 54,000 |
| MANCHESTER-NASHUA, NH | 556 | $ 75,889,000 | $ 136,000 | $ 84,000 |
| OCEAN CITY, NJ | 541 | $ 71,397,000 | $ 131,000 | $ 86,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 464 | $ 31,871,000 | $ 68,000 | $ 48,000 |
| NORWICH-NEW LONDON, CT | 463 | $ 53,185,000 | $ 114,000 | $ 71,000 |
| BARNSTABLE TOWN, MA | 430 | $ 70,022,000 | $ 162,000 | $ 90,000 |
| UTICA-ROME, NY | 419 | $ 24,813,000 | $ 59,000 | $ 54,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 419 | $ 69,005,000 | $ 164,000 | $ 94,000 |
| BANGOR, ME | 365 | $ 32,391,000 | $ 88,000 | $ 65,000 |
| SCRANTON--WILKES-BARRE, PA | 357 | $ 24,468,000 | $ 68,000 | $ 54,000 |
| LEWISTON-AUBURN, ME | 351 | $ 33,299,000 | $ 94,000 | $ 78,000 |
| KINGSTON, NY | 251 | $ 24,863,000 | $ 99,000 | $ 72,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 237 | $ 35,128,000 | $ 148,000 | $ 77,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 182 | $ 37,299,000 | $ 204,000 | $ 118,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 170 | $ 63,832,000 | $ 375,000 | $ 55,000 |
| ORLANDO, FL | 168 | $ 19,375,000 | $ 115,000 | $ 65,000 |
| READING, PA | 168 | $ 13,004,000 | $ 77,000 | $ 67,000 |
| PITTSBURGH, PA | 163 | $ 13,176,000 | $ 80,000 | $ 36,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 149 | $ 14,617,000 | $ 98,000 | $ 64,000 |
| LANCASTER, PA | 122 | $ 11,866,000 | $ 97,000 | $ 49,000 |
| GLENS FALLS, NY | 121 | $ 12,764,000 | $ 105,000 | $ 83,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 117 | $ 33,844,000 | $ 289,000 | $ 78,000 |
| SARASOTA-BRADENTON-VENICE, FL | 111 | $ 14,166,000 | $ 127,000 | $ 97,000 |
| BALTIMORE-TOWSON, MD | 89 | $ 10,181,000 | $ 114,000 | $ 66,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 79 | $ 33,658,000 | $ 426,000 | $ 71,000 |
| CAPE CORAL-FORT MYERS, FL | 77 | $ 11,665,000 | $ 151,000 | $ 101,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 61 | $ 8,162,000 | $ 133,000 | $ 89,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 60 | $ 15,855,000 | $ 264,000 | $ 60,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 58 | $ 24,551,000 | $ 423,000 | $ 46,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 57 | $ 16,224,000 | $ 284,000 | $ 147,000 |
| YORK-HANOVER, PA | 56 | $ 3,675,000 | $ 65,000 | $ 40,000 |
| NAPLES-MARCO ISLAND, FL | 55 | $ 9,083,000 | $ 165,000 | $ 105,000 |
| JACKSONVILLE, FL | 54 | $ 6,612,000 | $ 122,000 | $ 67,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 53 | $ 6,590,000 | $ 124,000 | $ 63,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 51 | $ 12,173,000 | $ 238,000 | $ 90,000 |
| PITTSFIELD, MA | 47 | $ 6,592,000 | $ 140,000 | $ 107,000 |
| HARRISBURG-CARLISLE, PA | 44 | $ 3,748,000 | $ 85,000 | $ 46,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 44 | $ 5,583,000 | $ 126,000 | $ 58,000 |
| LAS VEGAS-PARADISE, NV | 43 | $ 8,428,000 | $ 196,000 | $ 65,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 43 | $ 10,411,000 | $ 242,000 | $ 83,000 |
| LAKELAND, FL | 42 | $ 3,846,000 | $ 91,000 | $ 88,000 |
| WILMINGTON, DE-MD-NJ | 37 | $ 5,313,000 | $ 143,000 | $ 64,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 36 | $ 11,050,000 | $ 306,000 | $ 92,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 36 | $ 16,159,000 | $ 448,000 | $ 76,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 36 | $ 11,849,000 | $ 329,000 | $ 51,000 |
| BINGHAMTON, NY | 35 | $ 2,089,000 | $ 59,000 | $ 50,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 34 | $ 3,192,000 | $ 93,000 | $ 106,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 33 | $ 19,994,000 | $ 605,000 | $ 183,000 |
| ITHACA, NY | 31 | $ 2,626,000 | $ 84,000 | $ 63,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 31 | $ 5,952,000 | $ 192,000 | $ 41,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 30 | $ 14,127,000 | $ 470,000 | $ 24,000 |
| ST. LOUIS, MO-IL | 29 | $ 6,535,000 | $ 225,000 | $ 48,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 27 | $ 8,891,000 | $ 329,000 | $ 55,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 27 | $ 6,667,000 | $ 246,000 | $ 107,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 27 | $ 7,583,000 | $ 280,000 | $ 27,000 |
| DALLAS-PLANO-IRVING, TX | 25 | $ 7,932,000 | $ 317,000 | $ 173,000 |
| DENVER-AURORA, CO | 25 | $ 6,847,000 | $ 273,000 | $ 41,000 |
| ERIE, PA | 24 | $ 1,826,000 | $ 76,000 | $ 23,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 24 | $ 3,831,000 | $ 159,000 | $ 30,000 |
| COLUMBUS, OH | 23 | $ 3,077,000 | $ 133,000 | $ 65,000 |
| PUNTA GORDA, FL | 23 | $ 2,907,000 | $ 126,000 | $ 113,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 23 | $ 8,579,000 | $ 373,000 | $ 119,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 22 | $ 2,386,000 | $ 108,000 | $ 70,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 22 | $ 3,076,000 | $ 139,000 | $ 39,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 22 | $ 4,711,000 | $ 214,000 | $ 36,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 21 | $ 8,717,000 | $ 415,000 | $ 37,000 |
| RICHMOND, VA | 19 | $ 2,509,000 | $ 132,000 | $ 54,000 |
| DAYTON, OH | 18 | $ 1,016,000 | $ 56,000 | $ 37,000 |
| ALBUQUERQUE, NM | 16 | $ 2,290,000 | $ 143,000 | $ 90,000 |
| ELMIRA, NY | 16 | $ 713,000 | $ 44,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 16 | $ 1,977,000 | $ 123,000 | $ 48,000 |
| COLORADO SPRINGS, CO | 15 | $ 1,260,000 | $ 84,000 | $ 36,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 15 | $ 958,000 | $ 63,000 | $ 22,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 15 | $ 4,870,000 | $ 324,000 | $ 37,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 15 | $ 2,233,000 | $ 148,000 | $ 48,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 15 | $ 2,938,000 | $ 195,000 | $ 20,000 |
| FRESNO, CA | 14 | $ 2,806,000 | $ 200,000 | $ 43,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 14 | $ 1,623,000 | $ 115,000 | $ 84,000 |
| TUCSON, AZ | 14 | $ 2,131,000 | $ 152,000 | $ 71,000 |
| GARY, IN | 13 | $ 1,362,000 | $ 104,000 | $ 30,000 |
| INDIANAPOLIS, IN | 13 | $ 3,026,000 | $ 232,000 | $ 49,000 |
| LEBANON, PA | 13 | $ 1,305,000 | $ 100,000 | $ 185,000 |
| MEMPHIS, TN-MS-AR | 13 | $ 1,301,000 | $ 100,000 | $ 43,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 1,556,000 | $ 119,000 | $ 32,000 |
| RALEIGH-CARY, NC | 13 | $ 3,101,000 | $ 238,000 | $ 40,000 |
| AUSTIN-ROUND ROCK, TX | 12 | $ 4,695,000 | $ 391,000 | $ 88,000 |
| KANSAS CITY, MO-KS | 12 | $ 1,148,000 | $ 95,000 | $ 37,000 |
| TULSA, OK | 12 | $ 719,000 | $ 59,000 | $ 24,000 |
| ALTOONA, PA | 11 | $ 457,000 | $ 41,000 | $ 25,000 |
| BAKERSFIELD, CA | 11 | $ 1,203,000 | $ 109,000 | $ 27,000 |
| OCALA, FL | 11 | $ 1,485,000 | $ 135,000 | $ 127,000 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 3,427,000 | $ 311,000 | $ 65,000 |
| VERO BEACH, FL | 11 | $ 2,268,000 | $ 206,000 | $ 78,000 |
| WILLIAMSPORT, PA | 11 | $ 899,000 | $ 81,000 | $ 45,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 2,649,000 | $ 264,000 | $ 104,000 |
| KNOXVILLE, TN | 10 | $ 797,000 | $ 79,000 | $ 30,000 |
| TACOMA, WA | 10 | $ 1,756,000 | $ 175,000 | $ 44,000 |
| WILMINGTON, NC | 10 | $ 2,628,000 | $ 262,000 | $ 88,000 |
| SPRINGFIELD, MO | 8 | $ 847,000 | $ 105,000 | $ 36,000 |
| TOLEDO, OH | 8 | $ 651,000 | $ 81,000 | $ 15,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 631,000 | $ 78,000 | $ 16,000 |
| ANN ARBOR, MI | 7 | $ 3,092,000 | $ 441,000 | $ 26,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 2,198,000 | $ 314,000 | $ 188,000 |
| CHARLOTTESVILLE, VA | 7 | $ 1,478,000 | $ 211,000 | $ 120,000 |
| JOHNSTOWN, PA | 7 | $ 413,000 | $ 59,000 | $ 49,000 |
| LANSING-EAST LANSING, MI | 7 | $ 421,000 | $ 60,000 | $ 23,000 |
| LOUISVILLE, KY-IN | 7 | $ 1,517,000 | $ 216,000 | $ 21,000 |
| PANAMA CITY-LYNN HAVEN, FL | 7 | $ 1,733,000 | $ 247,000 | $ 48,000 |
| RENO-SPARKS, NV | 7 | $ 730,000 | $ 104,000 | $ 156,000 |
| SALINAS, CA | 7 | $ 2,457,000 | $ 351,000 | $ 12,000 |
| SALT LAKE CITY, UT | 7 | $ 2,603,000 | $ 371,000 | $ 34,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 7 | $ 2,474,000 | $ 353,000 | $ 75,000 |
| STATE COLLEGE, PA | 7 | $ 487,000 | $ 69,000 | $ 84,000 |
| STOCKTON, CA | 7 | $ 1,436,000 | $ 205,000 | $ 13,000 |
| TALLAHASSEE, FL | 7 | $ 858,000 | $ 122,000 | $ 47,000 |
| YAKIMA, WA | 7 | $ 612,000 | $ 87,000 | $ 29,000 |
| BATON ROUGE, LA | 6 | $ 404,000 | $ 67,000 | $ 37,000 |
| FLAGSTAFF, AZ | 6 | $ 1,510,000 | $ 251,000 | $ 129,000 |
| FLINT, MI | 6 | $ 238,000 | $ 39,000 | $ 38,000 |
| FLORENCE, SC | 6 | $ 514,000 | $ 85,000 | $ 40,000 |
| GREENVILLE, NC | 6 | $ 270,000 | $ 45,000 | $ 51,000 |
| HATTIESBURG, MS | 6 | $ 1,481,000 | $ 246,000 | $ 18,000 |
| KALAMAZOO-PORTAGE, MI | 6 | $ 634,000 | $ 105,000 | $ 22,000 |
| LYNCHBURG, VA | 6 | $ 1,002,000 | $ 167,000 | $ 18,000 |
| MODESTO, CA | 6 | $ 441,000 | $ 73,000 | $ 11,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 6 | $ 3,466,000 | $ 577,000 | $ 0 |
| SANTA FE, NM | 6 | $ 1,339,000 | $ 223,000 | $ 41,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 1,137,000 | $ 189,000 | $ 236,000 |
| WINCHESTER, VA-WV | 6 | $ 1,094,000 | $ 182,000 | $ 54,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 317,000 | $ 52,000 | $ 51,000 |
| AKRON, OH | 5 | $ 409,000 | $ 81,000 | $ 53,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 2,138,000 | $ 427,000 | $ 11,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 324,000 | $ 64,000 | $ 33,000 |
| COLUMBIA, SC | 5 | $ 695,000 | $ 139,000 | $ 28,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 813,000 | $ 162,000 | $ 13,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 887,000 | $ 177,000 | $ 184,000 |
| GULFPORT-BILOXI, MS | 5 | $ 655,000 | $ 131,000 | $ 31,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 814,000 | $ 162,000 | $ 25,000 |
| ROCKFORD, IL | 5 | $ 915,000 | $ 183,000 | $ 95,000 |
| SPOKANE, WA | 5 | $ 1,147,000 | $ 229,000 | $ 28,000 |
| SPRINGFIELD, IL | 5 | $ 157,000 | $ 31,000 | $ 27,000 |
| ST. CLOUD, MN | 5 | $ 343,000 | $ 68,000 | $ 64,000 |
| TOPEKA, KS | 5 | $ 513,000 | $ 102,000 | $ 67,000 |
| WICHITA, KS | 5 | $ 427,000 | $ 85,000 | $ 11,000 |
| DES MOINES, IA | 4 | $ 943,000 | $ 235,000 | $ 32,000 |
| DOVER, DE | 4 | $ 344,000 | $ 86,000 | $ 37,000 |
| DULUTH, MN-WI | 4 | $ 113,000 | $ 28,000 | $ 17,000 |
| DURHAM, NC | 4 | $ 1,029,000 | $ 257,000 | $ 106,000 |
| EVANSVILLE, IN-KY | 4 | $ 293,000 | $ 73,000 | $ 36,000 |
| FARMINGTON, NM | 4 | $ 370,000 | $ 92,000 | $ 81,000 |
| GAINESVILLE, FL | 4 | $ 161,000 | $ 40,000 | $ 32,000 |
| GRAND JUNCTION, CO | 4 | $ 512,000 | $ 128,000 | $ 47,000 |
| HONOLULU, HI | 4 | $ 1,692,000 | $ 423,000 | $ 62,000 |
| JACKSONVILLE, NC | 4 | $ 293,000 | $ 73,000 | $ 91,000 |
| LAFAYETTE, IN | 4 | $ 141,000 | $ 35,000 | $ 23,000 |
| LAFAYETTE, LA | 4 | $ 167,000 | $ 41,000 | $ 34,000 |
| MADISON, WI | 4 | $ 679,000 | $ 169,000 | $ 15,000 |
| PASCAGOULA, MS | 4 | $ 861,000 | $ 215,000 | $ 40,000 |
| SALISBURY, MD | 4 | $ 347,000 | $ 86,000 | $ 860,000 |
| SAN ANTONIO, TX | 4 | $ 1,131,000 | $ 282,000 | $ 19,000 |
| WINSTON-SALEM, NC | 4 | $ 962,000 | $ 240,000 | $ 25,000 |
| BEND, OR | 3 | $ 908,000 | $ 302,000 | $ 119,000 |
| BOULDER, CO | 3 | $ 594,000 | $ 198,000 | $ 63,000 |
| BOWLING GREEN, KY | 3 | $ 252,000 | $ 84,000 | $ 5,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 1,172,000 | $ 390,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 572,000 | $ 190,000 | $ 69,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 168,000 | $ 56,000 | $ 64,000 |
| EL PASO, TX | 3 | $ 933,000 | $ 311,000 | $ 36,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 708,000 | $ 236,000 | $ 18,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 3 | $ 372,000 | $ 124,000 | $ 55,000 |
| FORT WAYNE, IN | 3 | $ 599,000 | $ 199,000 | $ 17,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 1,220,000 | $ 406,000 | $ 12,000 |
| GREELEY, CO | 3 | $ 653,000 | $ 217,000 | $ 0 |
| HUNTSVILLE, AL | 3 | $ 185,000 | $ 61,000 | $ 93,000 |
| LAKE CHARLES, LA | 3 | $ 749,000 | $ 249,000 | $ 37,000 |
| LAS CRUCES, NM | 3 | $ 484,000 | $ 161,000 | $ 82,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 322,000 | $ 107,000 | $ 94,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 3 | $ 239,000 | $ 79,000 | $ 43,000 |
| MOBILE, AL | 3 | $ 326,000 | $ 108,000 | $ 46,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 270,000 | $ 90,000 | $ 97,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 300,000 | $ 100,000 | $ 45,000 |
| PUEBLO, CO | 3 | $ 339,000 | $ 113,000 | $ 66,000 |
| REDDING, CA | 3 | $ 583,000 | $ 194,000 | $ 0 |
| ROCHESTER, MN | 3 | $ 639,000 | $ 213,000 | $ 110,000 |
| SAVANNAH, GA | 3 | $ 462,000 | $ 154,000 | $ 69,000 |
| WENATCHEE, WA | 3 | $ 104,000 | $ 34,000 | $ 35,000 |
| ASHEVILLE, NC | 2 | $ 728,000 | $ 364,000 | $ 25,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 919,000 | $ 459,000 | $ 0 |
| CANTON-MASSILLON, OH | 2 | $ 347,000 | $ 173,000 | $ 80,000 |
| CHATTANOOGA, TN-GA | 2 | $ 131,000 | $ 65,000 | $ 26,000 |
| CHICO, CA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| CUMBERLAND, MD-WV | 2 | $ 95,000 | $ 47,000 | $ 41,000 |
| EL CENTRO, CA | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 171,000 | $ 85,000 | $ 26,000 |
| FAYETTEVILLE, NC | 2 | $ 208,000 | $ 104,000 | $ 49,000 |
| FORT SMITH, AR-OK | 2 | $ 161,000 | $ 80,000 | $ 87,000 |
| GREEN BAY, WI | 2 | $ 391,000 | $ 195,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 113,000 | $ 56,000 | $ 14,000 |
| HANFORD-CORCORAN, CA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 1,501,000 | $ 750,000 | $ 0 |
| JACKSON, MI | 2 | $ 149,000 | $ 74,000 | $ 41,000 |
| JACKSON, MS | 2 | $ 205,000 | $ 102,000 | $ 42,000 |
| JANESVILLE, WI | 2 | $ 133,000 | $ 66,000 | $ 49,000 |
| JOHNSON CITY, TN | 2 | $ 376,000 | $ 188,000 | $ 118,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 2 | $ 308,000 | $ 154,000 | $ 59,000 |
| MCALLEN-EDINBURG-PHARR, TX | 2 | $ 408,000 | $ 204,000 | $ 19,000 |
| MEDFORD, OR | 2 | $ 1,195,000 | $ 597,000 | $ 0 |
| MERCED, CA | 2 | $ 192,000 | $ 96,000 | $ 19,000 |
| MORRISTOWN, TN | 2 | $ 516,000 | $ 258,000 | $ 74,000 |
| SALEM, OR | 2 | $ 236,000 | $ 118,000 | $ 125,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 764,000 | $ 382,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 65,000 | $ 32,000 | $ 0 |
| ST. JOSEPH, MO-KS | 2 | $ 134,000 | $ 67,000 | $ 37,000 |
| TUSCALOOSA, AL | 2 | $ 183,000 | $ 91,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 185,000 | $ 92,000 | $ 25,000 |
| WAUSAU, WI | 2 | $ 146,000 | $ 73,000 | $ 86,000 |
| ABILENE, TX | 1 | $ 445,000 | $ 445,000 | $ 0 |
| ANDERSON, IN | 1 | $ 116,000 | $ 116,000 | $ 74,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 126,000 | $ 126,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 60,000 | $ 60,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 432,000 | $ 432,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 94,000 | $ 94,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 100,000 | $ 100,000 | $ 240,000 |
| CHARLESTON, WV | 1 | $ 48,000 | $ 48,000 | $ 100,000 |
| CHEYENNE, WY | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| CLARKSVILLE, TN-KY | 1 | $ 100,000 | $ 100,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 493,000 | $ 493,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 89,000 | $ 89,000 | $ 102,000 |
| CORVALLIS, OR | 1 | $ 157,000 | $ 157,000 | $ 0 |
| DANVILLE, IL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| DOTHAN, AL | 1 | $ 88,000 | $ 88,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 39,000 | $ 39,000 | $ 28,000 |
| ELIZABETHTOWN, KY | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| ELKHART-GOSHEN, IN | 1 | $ 15,000 | $ 15,000 | $ 0 |
| GREENVILLE, SC | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| HARRISONBURG, VA | 1 | $ 144,000 | $ 144,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 37,000 | $ 37,000 | $ 37,000 |
| HOT SPRINGS, AR | 1 | $ 530,000 | $ 530,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 59,000 | $ 59,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| IOWA CITY, IA | 1 | $ 53,000 | $ 53,000 | $ 67,000 |
| JEFFERSON CITY, MO | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| KOKOMO, IN | 1 | $ 149,000 | $ 149,000 | $ 122,000 |
| LIMA, OH | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| LINCOLN, NE | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| LONGVIEW, TX | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| LONGVIEW, WA | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| MADERA, CA | 1 | $ 359,000 | $ 359,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 150,000 | $ 150,000 | $ 0 |
| MONROE, LA | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| MUNCIE, IN | 1 | $ 67,000 | $ 67,000 | $ 128,000 |
| NAPA, CA | 1 | $ 553,000 | $ 553,000 | $ 333,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 24,000 | $ 24,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 468,000 | $ 468,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 113,000 | $ 113,000 | $ 0 |
| PEORIA, IL | 1 | $ 82,000 | $ 82,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 364,000 | $ 364,000 | $ 94,000 |
| RACINE, WI | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| ROANOKE, VA | 1 | $ 334,000 | $ 334,000 | $ 150,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 90,000 | $ 90,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| ST. GEORGE, UT | 1 | $ 218,000 | $ 218,000 | $ 231,000 |
| SUMTER, SC | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| TYLER, TX | 1 | $ 378,000 | $ 378,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| YUBA CITY, CA | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| YUMA, AZ | 1 | $ 68,000 | $ 68,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fleet National Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 40,702 | $6,050,063,000 | $194,282 | $7,600,000 | $55,956 | $6,053,000 |
| Home Purchase | 16,167 | $3,052,071,000 | $258,521 | $5,100,000 | $75,195 | $6,511,000 |
| Home Improvement | 15,409 | $903,971,000 | $52,342 | $3,100,000 | $57,710 | $5,274,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 44,942 | $5,819,843,000 | $125,914 | $5,100,000 | $81,425 | $6,511,000 |
| Hispanic | 7,939 | $1,010,659,000 | $99,861 | $1,500,000 | $44,916 | $1,976,000 |
| Not Provided | 7,886 | $1,228,290,000 | $153,465 | $7,600,000 | $90,674 | $6,000,000 |
| Black or African American | 5,668 | $678,983,000 | $98,256 | $990,000 | $67,307 | $3,906,000 |
| Asian | 3,447 | $534,072,000 | $136,303 | $960,000 | $85,090 | $5,820,000 |
| Not applicable | 1,455 | $616,250,000 | $425,297 | $1,489,000 | $0 | $0 |
| American Indian or Alaskan Native | 682 | $82,611,000 | $107,217 | $626,000 | $116,391 | $6,053,000 |
| Native Hawaiian or Other Pacific Islander | 259 | $35,397,000 | $115,117 | $500,000 | $79,235 | $900,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70,740 | $9,781,987,000 | $190,812 | $7,600,000 | $65,145 | $6,511,000 |
| FHA-insured (Federal Housing Administration) | 1,408 | $205,440,000 | $114,526 | $456,000 | $43,842 | $263,000 |
| VA-guaranteed (Veterans Administration) | 130 | $18,678,000 | $156,176 | $321,000 | $56,823 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43,050 | $5,682,117,000 | $138,543 | $5,100,000 | $89,782 | $6,511,000 |
| Application Denied By Financial Institution | 18,715 | $2,462,414,000 | $105,674 | $3,600,000 | $60,093 | $6,053,000 |
| Application Approved But Not Accepted | 6,579 | $774,997,000 | $99,575 | $4,500,000 | $53,075 | $3,490,000 |
| Application Withdrawn By Applicant | 2,266 | $415,822,000 | $161,666 | $7,600,000 | $94,527 | $6,000,000 |
| Loan Purchased By The Institution | 1,244 | $583,877,000 | $453,723 | $1,489,000 | $0 | $0 |
| File Closed For Incompleteness | 424 | $86,878,000 | $177,526 | $1,388,000 | $85,947 | $1,200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,273 | $839,784,000 | $96,756 | $3,600,000 | $63,000 | $3,729,000 |
| Collateral | 5,127 | $717,615,000 | $111,761 | $2,200,000 | $59,166 | $6,053,000 |
| Debt-To-Income Ratio | 2,419 | $490,784,000 | $155,296 | $1,543,000 | $43,296 | $960,000 |
| Credit Application Incomplete | 1,410 | $215,702,000 | $111,178 | $1,200,000 | $70,714 | $3,900,000 |
| Other | 942 | $124,105,000 | $118,692 | $1,000,000 | $88,384 | $1,216,000 |
| Unverifiable Information | 336 | $36,789,000 | $77,722 | $591,000 | $83,333 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 127 | $23,798,000 | $169,000 | $960,000 | $69,000 | $250,000 |
| Employment History | 77 | $13,164,000 | $142,222 | $594,000 | $68,555 | $425,000 |
| Mortgage Insurance Denied | 4 | $673,000 | $168,000 | $396,000 | $59,500 | $104,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fleet National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fleet National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.