Prosperity Home Mortgage, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Prosperity Home Mortgage, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Home Mortgage, Llc 14501 George Carter Way Suite 300 Glen Allen, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,685 |
| Total Mortgage Loan Application Amount | $4,141,022,000 |
| Average Mortgage Loan Application Amount | $293,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Prosperity Home Mortgage, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Home Mortgage, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Prosperity Home Mortgage, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Home Mortgage, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Home Mortgage, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Home Mortgage, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 1,103 | $ 276,871,000 | $ 251,000 | $ 105,000 |
| Montgomery County Maryland | 1,055 | $ 439,506,000 | $ 416,000 | $ 152,000 |
| Fairfax County Virginia | 972 | $ 421,886,000 | $ 434,000 | $ 143,000 |
| District of Columbia County District Of Columbia | 615 | $ 294,937,000 | $ 479,000 | $ 175,000 |
| Chesterfield County Virginia | 532 | $ 128,525,000 | $ 241,000 | $ 92,000 |
| Delaware County Pennsylvania | 450 | $ 95,486,000 | $ 212,000 | $ 99,000 |
| Baltimore County Maryland | 442 | $ 107,629,000 | $ 243,000 | $ 100,000 |
| Montgomery County Pennsylvania | 416 | $ 103,284,000 | $ 248,000 | $ 107,000 |
| Henrico County Virginia | 374 | $ 89,060,000 | $ 238,000 | $ 97,000 |
| Allegheny County Pennsylvania | 332 | $ 53,514,000 | $ 161,000 | $ 82,000 |
| Prince George's County Maryland | 330 | $ 87,392,000 | $ 264,000 | $ 94,000 |
| Loudoun County Virginia | 324 | $ 124,845,000 | $ 385,000 | $ 128,000 |
| Prince William County Virginia | 291 | $ 96,837,000 | $ 332,000 | $ 112,000 |
| Hamilton County Tennessee | 270 | $ 45,771,000 | $ 169,000 | $ 75,000 |
| Anne Arundel County Maryland | 250 | $ 77,729,000 | $ 310,000 | $ 112,000 |
| Durham County North Carolina | 245 | $ 47,066,000 | $ 192,000 | $ 92,000 |
| Howard County Maryland | 232 | $ 83,380,000 | $ 359,000 | $ 134,000 |
| Chester County Pennsylvania | 229 | $ 66,680,000 | $ 291,000 | $ 127,000 |
| Richmond City County Virginia | 229 | $ 55,989,000 | $ 244,000 | $ 124,000 |
| Baltimore City County Maryland | 226 | $ 47,784,000 | $ 211,000 | $ 102,000 |
| Charleston County South Carolina | 203 | $ 63,062,000 | $ 310,000 | $ 146,000 |
| Harford County Maryland | 188 | $ 45,625,000 | $ 242,000 | $ 93,000 |
| Bucks County Pennsylvania | 182 | $ 45,756,000 | $ 251,000 | $ 103,000 |
| Frederick County Maryland | 181 | $ 47,482,000 | $ 262,000 | $ 105,000 |
| Arlington County Virginia | 178 | $ 86,233,000 | $ 484,000 | $ 166,000 |
| Alexandria County Virginia | 152 | $ 61,530,000 | $ 404,000 | $ 168,000 |
| Carroll County Maryland | 151 | $ 41,706,000 | $ 276,000 | $ 99,000 |
| New Castle County Delaware | 148 | $ 40,587,000 | $ 274,000 | $ 126,000 |
| Philadelphia County Pennsylvania | 145 | $ 30,275,000 | $ 208,000 | $ 104,000 |
| Montgomery County Virginia | 142 | $ 30,369,000 | $ 213,000 | $ 105,000 |
| Virginia Beach County Virginia | 140 | $ 36,125,000 | $ 258,000 | $ 88,000 |
| Westmoreland County Pennsylvania | 129 | $ 18,706,000 | $ 145,000 | $ 75,000 |
| Sussex County Delaware | 112 | $ 26,840,000 | $ 239,000 | $ 127,000 |
| Luzerne County Pennsylvania | 112 | $ 14,534,000 | $ 129,000 | $ 67,000 |
| Johnston County North Carolina | 107 | $ 18,853,000 | $ 176,000 | $ 72,000 |
| Cape May County New Jersey | 91 | $ 29,783,000 | $ 327,000 | $ 200,000 |
| Spotsylvania County Virginia | 84 | $ 20,713,000 | $ 246,000 | $ 95,000 |
| Hanover County Virginia | 82 | $ 20,664,000 | $ 252,000 | $ 93,000 |
| Stafford County Virginia | 82 | $ 24,477,000 | $ 298,000 | $ 96,000 |
| Orange County North Carolina | 81 | $ 20,722,000 | $ 255,000 | $ 120,000 |
| Burlington County New Jersey | 80 | $ 16,464,000 | $ 205,000 | $ 110,000 |
| Berkeley County South Carolina | 73 | $ 14,705,000 | $ 201,000 | $ 96,000 |
| Camden County New Jersey | 71 | $ 14,943,000 | $ 210,000 | $ 111,000 |
| Worcester County Maryland | 69 | $ 13,645,000 | $ 197,000 | $ 150,000 |
| Atlantic County New Jersey | 62 | $ 11,239,000 | $ 181,000 | $ 110,000 |
| Wicomico County Maryland | 61 | $ 8,500,000 | $ 139,000 | $ 59,000 |
| Chesapeake County Virginia | 60 | $ 15,838,000 | $ 263,000 | $ 82,000 |
| James City County Virginia | 60 | $ 16,151,000 | $ 269,000 | $ 90,000 |
| Dorchester County South Carolina | 58 | $ 11,007,000 | $ 189,000 | $ 69,000 |
| Norfolk County Virginia | 58 | $ 12,660,000 | $ 218,000 | $ 85,000 |
| Catoosa County Georgia | 55 | $ 8,137,000 | $ 147,000 | $ 58,000 |
| Roanoke County Virginia | 53 | $ 9,330,000 | $ 176,000 | $ 72,000 |
| Charles County Maryland | 51 | $ 12,319,000 | $ 241,000 | $ 81,000 |
| Beaver County Pennsylvania | 51 | $ 7,137,000 | $ 139,000 | $ 76,000 |
| Albemarle County Virginia | 46 | $ 14,229,000 | $ 309,000 | $ 136,000 |
| Powhatan County Virginia | 45 | $ 13,222,000 | $ 293,000 | $ 104,000 |
| St. Mary's County Maryland | 44 | $ 11,970,000 | $ 272,000 | $ 98,000 |
| Augusta County Virginia | 42 | $ 6,780,000 | $ 161,000 | $ 66,000 |
| Newport News County Virginia | 41 | $ 7,530,000 | $ 183,000 | $ 77,000 |
| Calvert County Maryland | 37 | $ 11,975,000 | $ 323,000 | $ 104,000 |
| Berkeley County West Virginia | 37 | $ 5,911,000 | $ 159,000 | $ 66,000 |
| Chatham County North Carolina | 35 | $ 12,185,000 | $ 348,000 | $ 165,000 |
| Dinwiddie County Virginia | 35 | $ 5,530,000 | $ 158,000 | $ 60,000 |
| Franklin County North Carolina | 34 | $ 5,804,000 | $ 170,000 | $ 70,000 |
| Berks County Pennsylvania | 34 | $ 6,495,000 | $ 191,000 | $ 78,000 |
| Washington County Maryland | 33 | $ 6,185,000 | $ 187,000 | $ 63,000 |
| Hampton County Virginia | 33 | $ 5,239,000 | $ 158,000 | $ 59,000 |
| Mercer County New Jersey | 31 | $ 10,081,000 | $ 325,000 | $ 151,000 |
| Washington County Pennsylvania | 31 | $ 5,766,000 | $ 186,000 | $ 92,000 |
| Roanoke City County Virginia | 31 | $ 3,831,000 | $ 123,000 | $ 64,000 |
| York County Virginia | 31 | $ 9,269,000 | $ 299,000 | $ 105,000 |
| Walker County Georgia | 30 | $ 3,801,000 | $ 126,000 | $ 53,000 |
| Harnett County North Carolina | 29 | $ 5,129,000 | $ 176,000 | $ 71,000 |
| Fairfax City County Virginia | 29 | $ 12,230,000 | $ 421,000 | $ 138,000 |
| Granville County North Carolina | 27 | $ 4,428,000 | $ 164,000 | $ 72,000 |
| Butler County Pennsylvania | 27 | $ 5,136,000 | $ 190,000 | $ 100,000 |
| Bedford County Virginia | 27 | $ 5,488,000 | $ 203,000 | $ 73,000 |
| Portsmouth County Virginia | 27 | $ 4,151,000 | $ 153,000 | $ 57,000 |
| Queen Anne's County Maryland | 26 | $ 7,262,000 | $ 279,000 | $ 96,000 |
| Fauquier County Virginia | 26 | $ 7,682,000 | $ 295,000 | $ 92,000 |
| Goochland County Virginia | 25 | $ 10,437,000 | $ 417,000 | $ 177,000 |
| New Kent County Virginia | 25 | $ 5,859,000 | $ 234,000 | $ 70,000 |
| Giles County Virginia | 24 | $ 4,656,000 | $ 194,000 | $ 77,000 |
| Prince George County Virginia | 24 | $ 4,914,000 | $ 204,000 | $ 78,000 |
| Staunton County Virginia | 24 | $ 4,197,000 | $ 174,000 | $ 87,000 |
| Gloucester County New Jersey | 23 | $ 4,544,000 | $ 197,000 | $ 90,000 |
| Manassas County Virginia | 23 | $ 6,720,000 | $ 292,000 | $ 82,000 |
| Cecil County Maryland | 22 | $ 5,113,000 | $ 232,000 | $ 91,000 |
| Jefferson County West Virginia | 20 | $ 5,165,000 | $ 258,000 | $ 103,000 |
| Pulaski County Virginia | 19 | $ 2,502,000 | $ 131,000 | $ 51,000 |
| Radford County Virginia | 19 | $ 3,357,000 | $ 176,000 | $ 95,000 |
| Isle of Wight County Virginia | 18 | $ 4,955,000 | $ 275,000 | $ 93,000 |
| Alamance County North Carolina | 17 | $ 2,779,000 | $ 163,000 | $ 68,000 |
| Suffolk County Virginia | 16 | $ 3,894,000 | $ 243,000 | $ 85,000 |
| Caroline County Maryland | 15 | $ 2,011,000 | $ 134,000 | $ 46,000 |
| Botetourt County Virginia | 15 | $ 2,785,000 | $ 185,000 | $ 75,000 |
| Charlottesville County Virginia | 15 | $ 4,512,000 | $ 300,000 | $ 123,000 |
| Frederick County Virginia | 15 | $ 3,853,000 | $ 256,000 | $ 85,000 |
| Louisa County Virginia | 15 | $ 3,141,000 | $ 209,000 | $ 104,000 |
| York County Pennsylvania | 14 | $ 2,692,000 | $ 192,000 | $ 69,000 |
| Sumter County South Carolina | 14 | $ 1,840,000 | $ 131,000 | $ 66,000 |
| Caroline County Virginia | 14 | $ 2,615,000 | $ 186,000 | $ 68,000 |
| Petersburg County Virginia | 14 | $ 1,638,000 | $ 117,000 | $ 43,000 |
| Bradley County Tennessee | 13 | $ 1,763,000 | $ 135,000 | $ 48,000 |
| Colonial Heights County Virginia | 13 | $ 1,836,000 | $ 141,000 | $ 66,000 |
| Culpeper County Virginia | 13 | $ 3,422,000 | $ 263,000 | $ 107,000 |
| Franklin County Virginia | 13 | $ 2,230,000 | $ 171,000 | $ 79,000 |
| Fredericksburg County Virginia | 13 | $ 3,491,000 | $ 268,000 | $ 103,000 |
| King George County Virginia | 12 | $ 3,563,000 | $ 296,000 | $ 108,000 |
| Orange County Virginia | 12 | $ 3,053,000 | $ 254,000 | $ 81,000 |
| Talbot County Maryland | 11 | $ 4,347,000 | $ 395,000 | $ 132,000 |
| Falls Church County Virginia | 11 | $ 6,725,000 | $ 611,000 | $ 205,000 |
| Whitfield County Georgia | 10 | $ 1,517,000 | $ 151,000 | $ 69,000 |
| Lehigh County Pennsylvania | 10 | $ 2,284,000 | $ 228,000 | $ 87,000 |
| Fluvanna County Virginia | 10 | $ 1,857,000 | $ 185,000 | $ 74,000 |
| Mecklenburg County Virginia | 10 | $ 1,658,000 | $ 165,000 | $ 94,000 |
| Kent County Delaware | 9 | $ 1,588,000 | $ 176,000 | $ 63,000 |
| Dorchester County Maryland | 9 | $ 1,371,000 | $ 152,000 | $ 136,000 |
| Ocean County New Jersey | 9 | $ 2,153,000 | $ 239,000 | $ 112,000 |
| Person County North Carolina | 9 | $ 1,420,000 | $ 157,000 | $ 67,000 |
| Adams County Pennsylvania | 9 | $ 1,166,000 | $ 129,000 | $ 54,000 |
| Fayette County Pennsylvania | 9 | $ 1,201,000 | $ 133,000 | $ 57,000 |
| Accomack County Virginia | 9 | $ 1,145,000 | $ 127,000 | $ 69,000 |
| Halifax County Virginia | 9 | $ 1,501,000 | $ 166,000 | $ 89,000 |
| King William County Virginia | 9 | $ 1,646,000 | $ 182,000 | $ 91,000 |
| Salem County Virginia | 9 | $ 1,084,000 | $ 120,000 | $ 72,000 |
| Waynesboro County Virginia | 9 | $ 1,333,000 | $ 148,000 | $ 49,000 |
| Somerset County Maryland | 8 | $ 1,264,000 | $ 158,000 | $ 59,000 |
| Franklin County Pennsylvania | 8 | $ 1,398,000 | $ 174,000 | $ 57,000 |
| Floyd County Virginia | 8 | $ 1,867,000 | $ 233,000 | $ 92,000 |
| Hopewell County Virginia | 8 | $ 976,000 | $ 122,000 | $ 93,000 |
| Lynchburg County Virginia | 8 | $ 991,000 | $ 123,000 | $ 54,000 |
| Monmouth County New Jersey | 7 | $ 1,882,000 | $ 268,000 | $ 190,000 |
| Dare County North Carolina | 7 | $ 1,581,000 | $ 225,000 | $ 155,000 |
| Lawrence County Pennsylvania | 7 | $ 881,000 | $ 125,000 | $ 73,000 |
| Mecklenburg County North Carolina | 6 | $ 2,640,000 | $ 440,000 | $ 316,000 |
| New Hanover County North Carolina | 6 | $ 2,116,000 | $ 352,000 | $ 154,000 |
| Amelia County Virginia | 6 | $ 954,000 | $ 159,000 | $ 36,000 |
| Campbell County Virginia | 6 | $ 1,047,000 | $ 174,000 | $ 66,000 |
| Manassas Park County Virginia | 6 | $ 1,283,000 | $ 213,000 | $ 49,000 |
| Middlesex County Virginia | 6 | $ 974,000 | $ 162,000 | $ 75,000 |
| Warren County Virginia | 6 | $ 1,448,000 | $ 241,000 | $ 103,000 |
| Middlesex County New Jersey | 5 | $ 1,845,000 | $ 369,000 | $ 110,000 |
| Brunswick County North Carolina | 5 | $ 1,084,000 | $ 216,000 | $ 142,000 |
| Lee County North Carolina | 5 | $ 806,000 | $ 161,000 | $ 64,000 |
| Lackawanna County Pennsylvania | 5 | $ 907,000 | $ 181,000 | $ 70,000 |
| Colleton County South Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 75,000 |
| Amherst County Virginia | 5 | $ 517,000 | $ 103,000 | $ 44,000 |
| Clarke County Virginia | 5 | $ 1,520,000 | $ 304,000 | $ 152,000 |
| Gloucester County Virginia | 5 | $ 1,563,000 | $ 312,000 | $ 178,000 |
| Madison County Virginia | 5 | $ 1,408,000 | $ 281,000 | $ 126,000 |
| Westmoreland County Virginia | 5 | $ 1,182,000 | $ 236,000 | $ 150,000 |
| Williamsburg County Virginia | 5 | $ 1,037,000 | $ 207,000 | $ 199,000 |
| Hampshire County West Virginia | 5 | $ 813,000 | $ 162,000 | $ 81,000 |
| Currituck County North Carolina | 4 | $ 933,000 | $ 233,000 | $ 77,000 |
| Forsyth County North Carolina | 4 | $ 957,000 | $ 239,000 | $ 89,000 |
| Guilford County North Carolina | 4 | $ 955,000 | $ 238,000 | $ 107,000 |
| Union County North Carolina | 4 | $ 831,000 | $ 207,000 | $ 76,000 |
| Indiana County Pennsylvania | 4 | $ 626,000 | $ 156,000 | $ 92,000 |
| Lancaster County Pennsylvania | 4 | $ 867,000 | $ 216,000 | $ 77,000 |
| Northampton County Pennsylvania | 4 | $ 853,000 | $ 213,000 | $ 76,000 |
| Mathews County Virginia | 4 | $ 1,929,000 | $ 482,000 | $ 248,000 |
| Nelson County Virginia | 4 | $ 717,000 | $ 179,000 | $ 198,000 |
| Rappahannock County Virginia | 4 | $ 1,198,000 | $ 299,000 | $ 337,000 |
| Kent County Maryland | 3 | $ 744,000 | $ 248,000 | $ 177,000 |
| Hunterdon County New Jersey | 3 | $ 978,000 | $ 326,000 | $ 136,000 |
| Somerset County New Jersey | 3 | $ 1,424,000 | $ 474,000 | $ 246,000 |
| Carteret County North Carolina | 3 | $ 431,000 | $ 143,000 | $ 128,000 |
| Halifax County North Carolina | 3 | $ 362,000 | $ 120,000 | $ 134,000 |
| Nash County North Carolina | 3 | $ 504,000 | $ 168,000 | $ 49,000 |
| Warren County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 140,000 |
| Wilson County North Carolina | 3 | $ 263,000 | $ 87,000 | $ 49,000 |
| Carbon County Pennsylvania | 3 | $ 358,000 | $ 119,000 | $ 42,000 |
| Marion County Tennessee | 3 | $ 460,000 | $ 153,000 | $ 62,000 |
| Rhea County Tennessee | 3 | $ 444,000 | $ 148,000 | $ 88,000 |
| Greene County Virginia | 3 | $ 641,000 | $ 213,000 | $ 49,000 |
| Lancaster County Virginia | 3 | $ 1,041,000 | $ 347,000 | $ 260,000 |
| Lunenburg County Virginia | 3 | $ 710,000 | $ 236,000 | $ 109,000 |
| Northampton County Virginia | 3 | $ 574,000 | $ 191,000 | $ 166,000 |
| Nottoway County Virginia | 3 | $ 469,000 | $ 156,000 | $ 54,000 |
| Rockingham County Virginia | 3 | $ 552,000 | $ 184,000 | $ 67,000 |
| Surry County Virginia | 3 | $ 669,000 | $ 223,000 | $ 81,000 |
| Cumberland County New Jersey | 2 | $ 386,000 | $ 193,000 | $ 101,000 |
| Cabarrus County North Carolina | 2 | $ 625,000 | $ 312,000 | $ 133,000 |
| Davidson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Davie County North Carolina | 2 | $ 597,000 | $ 298,000 | $ 122,000 |
| Martin County North Carolina | 2 | $ 378,000 | $ 189,000 | $ 61,000 |
| Pasquotank County North Carolina | 2 | $ 182,000 | $ 91,000 | $ 65,000 |
| Pender County North Carolina | 2 | $ 687,000 | $ 343,000 | $ 241,000 |
| Scotland County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| Watauga County North Carolina | 2 | $ 303,000 | $ 151,000 | $ 129,000 |
| Bedford County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 67,000 |
| Mercer County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 68,000 |
| Beaufort County South Carolina | 2 | $ 712,000 | $ 356,000 | $ 138,000 |
| Clarendon County South Carolina | 2 | $ 252,000 | $ 126,000 | $ 44,000 |
| Greenville County South Carolina | 2 | $ 419,000 | $ 209,000 | $ 129,000 |
| Horry County South Carolina | 2 | $ 241,000 | $ 120,000 | $ 149,000 |
| Charles City County Virginia | 2 | $ 491,000 | $ 245,000 | $ 145,000 |
| Cumberland County Virginia | 2 | $ 404,000 | $ 202,000 | $ 68,000 |
| Northumberland County Virginia | 2 | $ 430,000 | $ 215,000 | $ 28,000 |
| Shenandoah County Virginia | 2 | $ 464,000 | $ 232,000 | $ 165,000 |
| Cobb County Georgia | 1 | $ 247,000 | $ 247,000 | $ 110,000 |
| Dade County Georgia | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Fulton County Georgia | 1 | $ 441,000 | $ 441,000 | $ 197,000 |
| Jackson County Georgia | 1 | $ 181,000 | $ 181,000 | $ 89,000 |
| Murray County Georgia | 1 | $ 130,000 | $ 130,000 | $ 163,000 |
| Taylor County Georgia | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| Garrett County Maryland | 1 | $ 226,000 | $ 226,000 | $ 111,000 |
| Morris County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 160,000 |
| Salem County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Sussex County New Jersey | 1 | $ 302,000 | $ 302,000 | $ 154,000 |
| Warren County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Beaufort County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 179,000 |
| Camden County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 41,000 |
| Caswell County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
| Catawba County North Carolina | 1 | $ 741,000 | $ 741,000 | $ 601,000 |
| Cumberland County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 95,000 |
| Henderson County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 35,000 |
| Iredell County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| Jackson County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Lenoir County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 114,000 |
| Madison County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 100,000 |
| Moore County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Pamlico County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 95,000 |
| Pitt County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 180,000 |
| Polk County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 41,000 |
| Vance County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 22,000 |
| Wayne County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 48,000 |
| Wilkes County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 72,000 |
| Centre County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 131,000 |
| Columbia County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 66,000 |
| Crawford County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 116,000 |
| Cumberland County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Dauphin County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Erie County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Monroe County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 86,000 |
| Schuylkill County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 140,000 |
| Somerset County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
| Wyoming County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| Anderson County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Spartanburg County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 81,000 |
| McMinn County Tennessee | 1 | $ 332,000 | $ 332,000 | $ 95,000 |
| Monroe County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 82,000 |
| Montgomery County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 99,000 |
| Polk County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Rutherford County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Brunswick County Virginia | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
| Buckingham County Virginia | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Carroll County Virginia | 1 | $ 212,000 | $ 212,000 | $ 141,000 |
| Charlotte County Virginia | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| Craig County Virginia | 1 | $ 226,000 | $ 226,000 | $ 73,000 |
| Essex County Virginia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Page County Virginia | 1 | $ 344,000 | $ 344,000 | $ 248,000 |
| Southampton County Virginia | 1 | $ 211,000 | $ 211,000 | $ 102,000 |
| Winchester County Virginia | 1 | $ 174,000 | $ 174,000 | $ 40,000 |
| Wythe County Virginia | 1 | $ 168,000 | $ 168,000 | $ 70,000 |
| Fayette County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Pendleton County West Virginia | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Randolph County West Virginia | 1 | $ 256,000 | $ 256,000 | $ 247,000 |
| Webster County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,283 | $3,393,189,000 | $276,000 | $3,000,000 | $108,000 | $3,024,000 |
| Refinancing | 2,402 | $747,833,000 | $311,000 | $2,950,000 | $134,000 | $3,600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,045 | $2,751,355,000 | $273,000 | $2,258,000 | $112,000 | $3,600,000 |
| Not Provided | 2,184 | $727,969,000 | $333,000 | $3,000,000 | $130,000 | $2,410,000 |
| Black or African American | 1,191 | $285,133,000 | $239,000 | $1,220,000 | $85,000 | $542,000 |
| Asian | 624 | $201,942,000 | $323,000 | $1,340,000 | $117,000 | $759,000 |
| Hispanic | 593 | $160,849,000 | $271,000 | $2,400,000 | $91,000 | $600,000 |
| American Indian or Alaskan Native | 34 | $9,874,000 | $290,000 | $541,000 | $99,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $2,972,000 | $247,000 | $490,000 | $76,000 | $135,000 |
| Not applicable | 2 | $928,000 | $464,000 | $668,000 | $187,000 | $314,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,075 | $3,006,166,000 | $298,000 | $3,000,000 | $127,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 2,728 | $566,791,000 | $207,000 | $636,000 | $72,000 | $580,000 |
| VA-guaranteed (Veterans Administration) | 1,537 | $510,874,000 | $332,000 | $1,092,000 | $99,000 | $585,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 345 | $57,191,000 | $165,000 | $384,000 | $53,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,589 | $3,290,484,000 | $283,000 | $2,258,000 | $112,000 | $3,024,000 |
| Application Withdrawn By Applicant | 2,518 | $714,695,000 | $283,000 | $3,000,000 | $121,000 | $3,600,000 |
| Application Denied By Financial Institution | 423 | $91,577,000 | $216,000 | $1,350,000 | $76,000 | $779,000 |
| File Closed For Incompleteness | 155 | $44,266,000 | $285,000 | $2,400,000 | $105,000 | $802,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 141 | $29,625,000 | $210,000 | $610,000 | $58,000 | $261,000 |
| Credit History | 89 | $22,077,000 | $248,000 | $1,350,000 | $99,000 | $779,000 |
| Collateral | 61 | $10,119,000 | $165,000 | $626,000 | $85,000 | $279,000 |
| Other | 54 | $12,798,000 | $237,000 | $1,100,000 | $72,000 | $252,000 |
| Employment History | 44 | $8,448,000 | $192,000 | $590,000 | $58,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,300,000 | $191,000 | $452,000 | $71,000 | $193,000 |
| Unverifiable Information | 12 | $2,941,000 | $245,000 | $1,056,000 | $105,000 | $396,000 |
| Credit Application Incomplete | 1 | $548,000 | $548,000 | $548,000 | $102,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.