Four Points
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Four Points 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Four Points 510 N 127Th St Omaha, NE 68154 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 375 |
| Total Mortgage Loan Application Amount | $77,265,000 |
| Average Mortgage Loan Application Amount | $170,000 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $154,000 |
| Highest Applicant Income | $412,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Four Points. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Four Points's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Four Points's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Four Points serves its applicants.
Each category highlights the total number of mortgage applications processed by Four Points, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Four Points's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 60 | $ 12,230,000 | $ 203,000 | $ 151,000 |
| Sarpy County Nebraska | 31 | $ 7,025,000 | $ 226,000 | $ 132,000 |
| Stanislaus County California | 9 | $ 2,095,000 | $ 232,000 | $ 139,000 |
| Tulare County California | 8 | $ 1,860,000 | $ 232,000 | $ 276,000 |
| Holt County Nebraska | 6 | $ 1,430,000 | $ 238,000 | $ 0 |
| Antelope County Nebraska | 5 | $ 395,000 | $ 79,000 | $ 129,000 |
| Cass County Nebraska | 5 | $ 1,635,000 | $ 327,000 | $ 274,000 |
| Benton County Arkansas | 4 | $ 640,000 | $ 160,000 | $ 108,000 |
| Craighead County Arkansas | 4 | $ 1,000,000 | $ 250,000 | $ 110,000 |
| Adams County Nebraska | 4 | $ 250,000 | $ 62,000 | $ 66,000 |
| Burt County Nebraska | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Washington County Nebraska | 4 | $ 1,210,000 | $ 302,000 | $ 0 |
| York County Nebraska | 4 | $ 500,000 | $ 125,000 | $ 106,000 |
| Douglas County Colorado | 3 | $ 565,000 | $ 188,000 | $ 225,000 |
| Pottawattamie County Iowa | 3 | $ 855,000 | $ 285,000 | $ 73,000 |
| Lancaster County Nebraska | 3 | $ 695,000 | $ 231,000 | $ 108,000 |
| Saunders County Nebraska | 3 | $ 1,025,000 | $ 341,000 | $ 161,000 |
| Alamance County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 0 |
| Minnehaha County South Dakota | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Arkansas County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 140,000 |
| Greene County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Merced County California | 2 | $ 580,000 | $ 290,000 | $ 235,000 |
| Harrison County Iowa | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Jasper County Iowa | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Mills County Iowa | 2 | $ 160,000 | $ 80,000 | $ 132,000 |
| Hampden County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Lac qui Parle County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 65,000 |
| Greene County Missouri | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Boone County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Buffalo County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 100,000 |
| Cedar County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Chase County Nebraska | 2 | $ 440,000 | $ 220,000 | $ 153,000 |
| Cuming County Nebraska | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Custer County Nebraska | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Dawson County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 157,000 |
| Madison County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Pierce County Nebraska | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Platte County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Red Willow County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Valley County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Brown County South Dakota | 2 | $ 430,000 | $ 215,000 | $ 54,000 |
| Codington County South Dakota | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Yankton County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| Grant County Washington | 2 | $ 400,000 | $ 200,000 | $ 153,000 |
| Covington County Alabama | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Clay County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cleburne County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Conway County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
| Crawford County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cross County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hot Spring County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Mississippi County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Monroe County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| Pike County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Poinsett County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Polk County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Randolph County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Francis County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Washington County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 277,000 |
| White County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| Fresno County California | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Kings County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Monterey County California | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Placer County California | 1 | $ 445,000 | $ 445,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| El Paso County Colorado | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Rio Grande County Colorado | 1 | $ 215,000 | $ 215,000 | $ 219,000 |
| Weld County Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 625,000 | $ 625,000 | $ 334,000 |
| Ada County Idaho | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Adair County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cass County Iowa | 1 | $ 15,000 | $ 15,000 | $ 175,000 |
| Dallas County Iowa | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Hancock County Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Polk County Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Union County Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Johnson County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Ottawa County Michigan | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Anoka County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Marshall County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Coahoma County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washington County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Cass County Missouri | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Clinton County Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Howard County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Mississippi County Missouri | 1 | $ 195,000 | $ 195,000 | $ 238,000 |
| Scott County Missouri | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Taney County Missouri | 1 | $ 425,000 | $ 425,000 | $ 227,000 |
| Warren County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Butler County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clay County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Gage County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 162,000 |
| Jefferson County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Johnson County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Otoe County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Scotts Bluff County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Seward County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Monmouth County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Otsego County New York | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Richmond County New York | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Wayne County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LaMoure County North Dakota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Deschutes County Oregon | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Multnomah County Oregon | 1 | $ 485,000 | $ 485,000 | $ 155,000 |
| Lancaster County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Brule County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Edmunds County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Hughes County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hutchinson County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lawrence County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Turner County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Davis County Utah | 1 | $ 485,000 | $ 485,000 | $ 122,000 |
| Millard County Utah | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Weber County Utah | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Alexandria County Virginia | 1 | $ 575,000 | $ 575,000 | $ 0 |
| King County Washington | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Laramie County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Four Points in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 179 | $40,045,000 | $223,000 | $585,000 | $163,000 | $277,000 |
| Cash-out Refinancing | 100 | $16,920,000 | $169,000 | $435,000 | $172,000 | $274,000 |
| Home Improvement | 52 | $10,520,000 | $202,000 | $555,000 | $131,000 | $412,000 |
| Home Purchase | 42 | $9,730,000 | $231,000 | $625,000 | $118,000 | $365,000 |
| Other Purpose | 2 | $50,000 | $25,000 | $35,000 | $186,000 | $197,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 324 | $65,260,000 | $201,000 | $625,000 | $136,000 | $412,000 |
| Not Provided | 36 | $8,040,000 | $223,000 | $585,000 | $147,000 | $228,000 |
| Hispanic | 6 | $1,320,000 | $220,000 | $355,000 | $211,000 | $242,000 |
| Black or African American | 4 | $1,100,000 | $275,000 | $385,000 | $136,000 | $144,000 |
| American Indian or Alaskan Native | 2 | $440,000 | $220,000 | $375,000 | $64,000 | $64,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 375 | $77,265,000 | $206,000 | $625,000 | $138,000 | $412,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 266 | $56,420,000 | $212,000 | $625,000 | $144,000 | $412,000 |
| Application Denied By Financial Institution | 104 | $19,660,000 | $189,000 | $555,000 | $119,000 | $365,000 |
| Application Approved But Not Accepted | 4 | $900,000 | $225,000 | $495,000 | $70,000 | $70,000 |
| Application Withdrawn By Applicant | 1 | $285,000 | $285,000 | $285,000 | $161,000 | $161,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 375 | $77,265,000 | $206,000 | $625,000 | $138,000 | $412,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Four Points's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Four Points's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.