Franklin Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Franklin Bank Ssb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Bank Ssb 9800 Richmond, Suite 680 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,284 |
| Total Mortgage Loan Application Amount | $3,164,492,000 |
| Average Mortgage Loan Application Amount | $224,504 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $43,446 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Franklin Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Franklin Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Bank Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Bank Ssb's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 674 | $ 95,334,000 | $ 141,000 | $ 81,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 588 | $ 267,193,000 | $ 454,000 | $ 122,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 481 | $ 226,781,000 | $ 471,000 | $ 131,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 401 | $ 70,992,000 | $ 177,000 | $ 42,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 391 | $ 184,205,000 | $ 471,000 | $ 172,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 334 | $ 71,371,000 | $ 213,000 | $ 84,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 318 | $ 98,650,000 | $ 310,000 | $ 82,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 281 | $ 129,490,000 | $ 460,000 | $ 114,000 |
| ROCKFORD, IL | 262 | $ 26,866,000 | $ 102,000 | $ 42,000 |
| WACO, TX | 249 | $ 28,227,000 | $ 113,000 | $ 54,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 242 | $ 66,848,000 | $ 276,000 | $ 108,000 |
| TYLER, TX | 226 | $ 25,263,000 | $ 111,000 | $ 65,000 |
| LAS VEGAS-PARADISE, NV | 222 | $ 64,189,000 | $ 289,000 | $ 63,000 |
| PARKERSBURG-MARIETTA, WV-OH | 217 | $ 16,139,000 | $ 74,000 | $ 37,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 217 | $ 107,696,000 | $ 496,000 | $ 94,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 208 | $ 47,331,000 | $ 227,000 | $ 60,000 |
| DAYTON, OH | 207 | $ 21,109,000 | $ 101,000 | $ 45,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 205 | $ 16,697,000 | $ 81,000 | $ 45,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 204 | $ 56,652,000 | $ 277,000 | $ 68,000 |
| LAREDO, TX | 186 | $ 16,049,000 | $ 86,000 | $ 37,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 181 | $ 41,367,000 | $ 228,000 | $ 54,000 |
| COLUMBUS, OH | 179 | $ 31,923,000 | $ 178,000 | $ 42,000 |
| DENVER-AURORA, CO | 169 | $ 42,027,000 | $ 248,000 | $ 31,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 162 | $ 93,025,000 | $ 574,000 | $ 74,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 132 | $ 46,609,000 | $ 353,000 | $ 57,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 131 | $ 21,559,000 | $ 164,000 | $ 48,000 |
| GREENSBORO-HIGH POINT, NC | 112 | $ 12,255,000 | $ 109,000 | $ 42,000 |
| DALLAS-PLANO-IRVING, TX | 105 | $ 20,299,000 | $ 193,000 | $ 73,000 |
| ORLANDO, FL | 95 | $ 19,566,000 | $ 205,000 | $ 63,000 |
| TOLEDO, OH | 94 | $ 9,809,000 | $ 104,000 | $ 46,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 93 | $ 15,636,000 | $ 168,000 | $ 51,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 82 | $ 34,218,000 | $ 417,000 | $ 44,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 80 | $ 13,902,000 | $ 173,000 | $ 52,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 78 | $ 38,653,000 | $ 495,000 | $ 123,000 |
| AUSTIN-ROUND ROCK, TX | 73 | $ 12,056,000 | $ 165,000 | $ 80,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 72 | $ 27,015,000 | $ 375,000 | $ 81,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 70 | $ 11,556,000 | $ 165,000 | $ 17,000 |
| LONGVIEW, TX | 66 | $ 5,931,000 | $ 89,000 | $ 62,000 |
| BALTIMORE-TOWSON, MD | 62 | $ 15,678,000 | $ 252,000 | $ 57,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 60 | $ 19,364,000 | $ 322,000 | $ 70,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 52 | $ 17,035,000 | $ 327,000 | $ 42,000 |
| FAYETTEVILLE, NC | 51 | $ 4,643,000 | $ 91,000 | $ 37,000 |
| KANSAS CITY, MO-KS | 49 | $ 5,772,000 | $ 117,000 | $ 27,000 |
| PHILADELPHIA, PA | 48 | $ 14,392,000 | $ 299,000 | $ 33,000 |
| ALBANY-SCHENECTADY-TROY, NY | 47 | $ 6,155,000 | $ 130,000 | $ 43,000 |
| WINSTON-SALEM, NC | 46 | $ 5,620,000 | $ 122,000 | $ 43,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 44 | $ 7,336,000 | $ 166,000 | $ 64,000 |
| SANTA ROSA-PETALUMA, CA | 44 | $ 18,341,000 | $ 416,000 | $ 44,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 44 | $ 8,084,000 | $ 183,000 | $ 35,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 43 | $ 11,292,000 | $ 262,000 | $ 27,000 |
| NASSAU-SUFFOLK, NY | 42 | $ 16,200,000 | $ 385,000 | $ 77,000 |
| BOSTON-QUINCY, MA | 40 | $ 17,453,000 | $ 436,000 | $ 15,000 |
| ST. LOUIS, MO-IL | 39 | $ 8,899,000 | $ 228,000 | $ 21,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 39 | $ 13,283,000 | $ 340,000 | $ 72,000 |
| EDISON, NJ | 38 | $ 11,839,000 | $ 311,000 | $ 16,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 38 | $ 15,766,000 | $ 414,000 | $ 49,000 |
| SAN ANTONIO, TX | 38 | $ 5,456,000 | $ 143,000 | $ 41,000 |
| FORT WORTH-ARLINGTON, TX | 36 | $ 6,127,000 | $ 170,000 | $ 61,000 |
| RENO-SPARKS, NV | 36 | $ 9,186,000 | $ 255,000 | $ 15,000 |
| FORT WAYNE, IN | 35 | $ 3,666,000 | $ 104,000 | $ 51,000 |
| GRAND RAPIDS-WYOMING, MI | 35 | $ 4,073,000 | $ 116,000 | $ 36,000 |
| RALEIGH-CARY, NC | 35 | $ 6,697,000 | $ 191,000 | $ 40,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 34 | $ 7,107,000 | $ 209,000 | $ 11,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 33 | $ 8,924,000 | $ 270,000 | $ 92,000 |
| MACON, GA | 31 | $ 2,822,000 | $ 91,000 | $ 39,000 |
| VALLEJO-FAIRFIELD, CA | 31 | $ 10,073,000 | $ 324,000 | $ 46,000 |
| NEWARK-UNION, NJ-PA | 29 | $ 11,758,000 | $ 405,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 28 | $ 4,336,000 | $ 154,000 | $ 43,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 7,130,000 | $ 274,000 | $ 50,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 26 | $ 11,670,000 | $ 448,000 | $ 99,000 |
| STOCKTON, CA | 26 | $ 7,767,000 | $ 298,000 | $ 57,000 |
| ANN ARBOR, MI | 25 | $ 6,167,000 | $ 246,000 | $ 46,000 |
| INDIANAPOLIS, IN | 25 | $ 5,910,000 | $ 236,000 | $ 40,000 |
| KALAMAZOO-PORTAGE, MI | 24 | $ 2,914,000 | $ 121,000 | $ 36,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 2,086,000 | $ 90,000 | $ 33,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 23 | $ 13,576,000 | $ 590,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 23 | $ 2,540,000 | $ 110,000 | $ 62,000 |
| SALINAS, CA | 22 | $ 11,261,000 | $ 511,000 | $ 52,000 |
| SALT LAKE CITY, UT | 22 | $ 6,336,000 | $ 288,000 | $ 14,000 |
| VALDOSTA, GA | 22 | $ 2,588,000 | $ 117,000 | $ 58,000 |
| CHARLESTON, WV | 21 | $ 1,666,000 | $ 79,000 | $ 41,000 |
| COLORADO SPRINGS, CO | 21 | $ 6,794,000 | $ 323,000 | $ 22,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 21 | $ 2,640,000 | $ 125,000 | $ 44,000 |
| JANESVILLE, WI | 21 | $ 1,751,000 | $ 83,000 | $ 41,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 21 | $ 4,120,000 | $ 196,000 | $ 10,000 |
| RICHMOND, VA | 21 | $ 3,401,000 | $ 161,000 | $ 26,000 |
| SANTA CRUZ-WATSONVILLE, CA | 21 | $ 9,345,000 | $ 445,000 | $ 21,000 |
| SPOKANE, WA | 21 | $ 2,963,000 | $ 141,000 | $ 35,000 |
| AKRON, OH | 20 | $ 3,438,000 | $ 171,000 | $ 47,000 |
| BIRMINGHAM-HOOVER, AL | 20 | $ 4,034,000 | $ 201,000 | $ 19,000 |
| TUCSON, AZ | 20 | $ 4,652,000 | $ 232,000 | $ 45,000 |
| ABILENE, TX | 19 | $ 1,636,000 | $ 86,000 | $ 74,000 |
| JACKSONVILLE, FL | 19 | $ 5,334,000 | $ 280,000 | $ 39,000 |
| LOUISVILLE, KY-IN | 19 | $ 2,551,000 | $ 134,000 | $ 49,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 18 | $ 8,594,000 | $ 477,000 | $ 110,000 |
| MCALLEN-EDINBURG-PHARR, TX | 18 | $ 3,321,000 | $ 184,000 | $ 128,000 |
| SARASOTA-BRADENTON-VENICE, FL | 18 | $ 4,824,000 | $ 268,000 | $ 42,000 |
| BREMERTON-SILVERDALE, WA | 17 | $ 4,887,000 | $ 287,000 | $ 45,000 |
| OKLAHOMA CITY, OK | 17 | $ 2,248,000 | $ 132,000 | $ 19,000 |
| MOBILE, AL | 16 | $ 1,756,000 | $ 109,000 | $ 50,000 |
| MONROE, MI | 16 | $ 2,233,000 | $ 139,000 | $ 42,000 |
| DURHAM, NC | 15 | $ 1,997,000 | $ 133,000 | $ 39,000 |
| LANSING-EAST LANSING, MI | 15 | $ 1,855,000 | $ 123,000 | $ 25,000 |
| NAPA, CA | 15 | $ 6,818,000 | $ 454,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 15 | $ 5,849,000 | $ 389,000 | $ 170,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 15 | $ 2,959,000 | $ 197,000 | $ 13,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 14 | $ 5,809,000 | $ 414,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 2,424,000 | $ 173,000 | $ 39,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 14 | $ 1,046,000 | $ 74,000 | $ 52,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 14 | $ 5,554,000 | $ 396,000 | $ 62,000 |
| GREELEY, CO | 13 | $ 3,052,000 | $ 234,000 | $ 5,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 2,242,000 | $ 172,000 | $ 37,000 |
| PITTSBURGH, PA | 13 | $ 2,899,000 | $ 223,000 | $ 67,000 |
| WILMINGTON, NC | 13 | $ 2,918,000 | $ 224,000 | $ 31,000 |
| BOULDER, CO | 12 | $ 3,454,000 | $ 287,000 | $ 28,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 12 | $ 4,597,000 | $ 383,000 | $ 0 |
| FRESNO, CA | 12 | $ 3,481,000 | $ 290,000 | $ 34,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 12 | $ 3,451,000 | $ 287,000 | $ 26,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 12 | $ 2,723,000 | $ 226,000 | $ 53,000 |
| TACOMA, WA | 12 | $ 2,543,000 | $ 211,000 | $ 12,000 |
| VICTORIA, TX | 12 | $ 1,031,000 | $ 85,000 | $ 59,000 |
| BAKERSFIELD, CA | 11 | $ 1,692,000 | $ 153,000 | $ 48,000 |
| BATON ROUGE, LA | 11 | $ 1,030,000 | $ 93,000 | $ 34,000 |
| MICHIGAN CITY-LA PORTE, IN | 11 | $ 958,000 | $ 87,000 | $ 31,000 |
| MODESTO, CA | 11 | $ 2,780,000 | $ 252,000 | $ 34,000 |
| OCEAN CITY, NJ | 11 | $ 5,821,000 | $ 529,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 10 | $ 1,262,000 | $ 126,000 | $ 39,000 |
| HOLLAND-GRAND HAVEN, MI | 10 | $ 983,000 | $ 98,000 | $ 28,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 10 | $ 2,281,000 | $ 228,000 | $ 18,000 |
| PROVO-OREM, UT | 10 | $ 2,284,000 | $ 228,000 | $ 29,000 |
| SAVANNAH, GA | 10 | $ 2,076,000 | $ 207,000 | $ 65,000 |
| TULSA, OK | 10 | $ 1,546,000 | $ 154,000 | $ 43,000 |
| ALBUQUERQUE, NM | 9 | $ 1,798,000 | $ 199,000 | $ 20,000 |
| ASHEVILLE, NC | 9 | $ 1,222,000 | $ 135,000 | $ 45,000 |
| BEND, OR | 9 | $ 2,650,000 | $ 294,000 | $ 0 |
| FLINT, MI | 9 | $ 1,884,000 | $ 209,000 | $ 44,000 |
| GLENS FALLS, NY | 9 | $ 1,006,000 | $ 111,000 | $ 25,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 9 | $ 3,078,000 | $ 342,000 | $ 0 |
| ROCHESTER, NY | 9 | $ 1,066,000 | $ 118,000 | $ 43,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,693,000 | $ 188,000 | $ 34,000 |
| TRENTON-EWING, NJ | 9 | $ 2,329,000 | $ 258,000 | $ 15,000 |
| BOISE CITY-NAMPA, ID | 8 | $ 1,460,000 | $ 182,000 | $ 33,000 |
| CAMDEN, NJ | 8 | $ 2,130,000 | $ 266,000 | $ 8,000 |
| CHICO, CA | 8 | $ 1,657,000 | $ 207,000 | $ 29,000 |
| COLUMBIA, SC | 8 | $ 2,285,000 | $ 285,000 | $ 75,000 |
| ESSEX COUNTY, MA | 8 | $ 3,654,000 | $ 456,000 | $ 0 |
| GREENVILLE, SC | 8 | $ 1,219,000 | $ 152,000 | $ 31,000 |
| LAKELAND, FL | 8 | $ 1,182,000 | $ 147,000 | $ 45,000 |
| PEORIA, IL | 8 | $ 854,000 | $ 106,000 | $ 19,000 |
| SPRINGFIELD, IL | 8 | $ 670,000 | $ 83,000 | $ 147,000 |
| TALLAHASSEE, FL | 8 | $ 1,224,000 | $ 153,000 | $ 49,000 |
| WARNER ROBINS, GA | 8 | $ 751,000 | $ 93,000 | $ 44,000 |
| ANCHORAGE, AK | 7 | $ 1,281,000 | $ 183,000 | $ 45,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 722,000 | $ 103,000 | $ 51,000 |
| GARY, IN | 7 | $ 730,000 | $ 104,000 | $ 50,000 |
| GRAND JUNCTION, CO | 7 | $ 1,239,000 | $ 177,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 2,359,000 | $ 337,000 | $ 14,000 |
| HONOLULU, HI | 7 | $ 2,582,000 | $ 368,000 | $ 24,000 |
| MORGANTOWN, WV | 7 | $ 564,000 | $ 80,000 | $ 44,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,665,000 | $ 237,000 | $ 6,000 |
| NILES-BENTON HARBOR, MI | 7 | $ 929,000 | $ 132,000 | $ 44,000 |
| PRESCOTT, AZ | 7 | $ 1,854,000 | $ 264,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 7 | $ 1,009,000 | $ 144,000 | $ 31,000 |
| WORCESTER, MA | 7 | $ 1,539,000 | $ 219,000 | $ 15,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 870,000 | $ 145,000 | $ 43,000 |
| BURLINGTON, NC | 6 | $ 581,000 | $ 96,000 | $ 29,000 |
| COLLEGE STATION-BRYAN, TX | 6 | $ 665,000 | $ 110,000 | $ 110,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 549,000 | $ 91,000 | $ 45,000 |
| KNOXVILLE, TN | 6 | $ 1,136,000 | $ 189,000 | $ 40,000 |
| MADISON, WI | 6 | $ 877,000 | $ 146,000 | $ 41,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 6 | $ 1,108,000 | $ 184,000 | $ 63,000 |
| OCALA, FL | 6 | $ 699,000 | $ 116,000 | $ 21,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 1,994,000 | $ 332,000 | $ 36,000 |
| OLYMPIA, WA | 6 | $ 1,177,000 | $ 196,000 | $ 29,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 926,000 | $ 154,000 | $ 24,000 |
| PUEBLO, CO | 6 | $ 718,000 | $ 119,000 | $ 39,000 |
| READING, PA | 6 | $ 1,050,000 | $ 175,000 | $ 68,000 |
| SANTA FE, NM | 6 | $ 2,361,000 | $ 393,000 | $ 51,000 |
| SPRINGFIELD, OH | 6 | $ 683,000 | $ 113,000 | $ 64,000 |
| ANDERSON, SC | 5 | $ 405,000 | $ 81,000 | $ 52,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,903,000 | $ 380,000 | $ 58,000 |
| BATTLE CREEK, MI | 5 | $ 332,000 | $ 66,000 | $ 21,000 |
| BUFFALO-NIAGARA FALLS, NY | 5 | $ 897,000 | $ 179,000 | $ 25,000 |
| COEUR D'ALENE, ID | 5 | $ 733,000 | $ 146,000 | $ 51,000 |
| CORPUS CHRISTI, TX | 5 | $ 624,000 | $ 124,000 | $ 31,000 |
| FLAGSTAFF, AZ | 5 | $ 1,705,000 | $ 341,000 | $ 13,000 |
| GAINESVILLE, GA | 5 | $ 891,000 | $ 178,000 | $ 88,000 |
| GREENVILLE, NC | 5 | $ 560,000 | $ 112,000 | $ 66,000 |
| MONTGOMERY, AL | 5 | $ 669,000 | $ 133,000 | $ 18,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 500,000 | $ 100,000 | $ 37,000 |
| PANAMA CITY-LYNN HAVEN, FL | 5 | $ 2,058,000 | $ 411,000 | $ 21,000 |
| PUNTA GORDA, FL | 5 | $ 1,213,000 | $ 242,000 | $ 43,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,266,000 | $ 253,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 310,000 | $ 77,000 | $ 46,000 |
| CANTON-MASSILLON, OH | 4 | $ 502,000 | $ 125,000 | $ 39,000 |
| CHARLOTTESVILLE, VA | 4 | $ 322,000 | $ 80,000 | $ 26,000 |
| CLARKSVILLE, TN-KY | 4 | $ 610,000 | $ 152,000 | $ 28,000 |
| DANVILLE, VA | 4 | $ 226,000 | $ 56,000 | $ 30,000 |
| EAU CLAIRE, WI | 4 | $ 820,000 | $ 205,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 837,000 | $ 209,000 | $ 31,000 |
| JONESBORO, AR | 4 | $ 331,000 | $ 82,000 | $ 34,000 |
| KINGSTON, NY | 4 | $ 599,000 | $ 149,000 | $ 55,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 862,000 | $ 215,000 | $ 51,000 |
| LYNCHBURG, VA | 4 | $ 506,000 | $ 126,000 | $ 11,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 1,428,000 | $ 357,000 | $ 120,000 |
| REDDING, CA | 4 | $ 785,000 | $ 196,000 | $ 0 |
| ROANOKE, VA | 4 | $ 894,000 | $ 223,000 | $ 46,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 4 | $ 414,000 | $ 103,000 | $ 32,000 |
| SALEM, OR | 4 | $ 784,000 | $ 196,000 | $ 47,000 |
| SYRACUSE, NY | 4 | $ 340,000 | $ 85,000 | $ 43,000 |
| TUSCALOOSA, AL | 4 | $ 690,000 | $ 172,000 | $ 36,000 |
| WICHITA, KS | 4 | $ 604,000 | $ 151,000 | $ 63,000 |
| YUBA CITY, CA | 4 | $ 742,000 | $ 185,000 | $ 17,000 |
| ALBANY, GA | 3 | $ 314,000 | $ 104,000 | $ 57,000 |
| BAY CITY, MI | 3 | $ 274,000 | $ 91,000 | $ 45,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 226,000 | $ 75,000 | $ 22,000 |
| BRUNSWICK, GA | 3 | $ 451,000 | $ 150,000 | $ 42,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 315,000 | $ 105,000 | $ 0 |
| CHATTANOOGA, TN-GA | 3 | $ 284,000 | $ 94,000 | $ 18,000 |
| DES MOINES, IA | 3 | $ 938,000 | $ 312,000 | $ 0 |
| DOVER, DE | 3 | $ 277,000 | $ 92,000 | $ 62,000 |
| EL CENTRO, CA | 3 | $ 600,000 | $ 200,000 | $ 23,000 |
| ELKHART-GOSHEN, IN | 3 | $ 352,000 | $ 117,000 | $ 226,000 |
| GULFPORT-BILOXI, MS | 3 | $ 347,000 | $ 115,000 | $ 25,000 |
| HARRISONBURG, VA | 3 | $ 411,000 | $ 137,000 | $ 42,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 316,000 | $ 105,000 | $ 21,000 |
| HUNTSVILLE, AL | 3 | $ 996,000 | $ 332,000 | $ 0 |
| JACKSON, MI | 3 | $ 388,000 | $ 129,000 | $ 16,000 |
| LIMA, OH | 3 | $ 346,000 | $ 115,000 | $ 62,000 |
| MEDFORD, OR | 3 | $ 982,000 | $ 327,000 | $ 0 |
| MERCED, CA | 3 | $ 1,048,000 | $ 349,000 | $ 12,000 |
| OWENSBORO, KY | 3 | $ 244,000 | $ 81,000 | $ 31,000 |
| ROCHESTER, MN | 3 | $ 461,000 | $ 153,000 | $ 30,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 218,000 | $ 72,000 | $ 41,000 |
| SPARTANBURG, SC | 3 | $ 428,000 | $ 142,000 | $ 10,000 |
| SPRINGFIELD, MO | 3 | $ 418,000 | $ 139,000 | $ 43,000 |
| VERO BEACH, FL | 3 | $ 1,383,000 | $ 461,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 3 | $ 726,000 | $ 242,000 | $ 43,000 |
| WAUSAU, WI | 3 | $ 243,000 | $ 81,000 | $ 31,000 |
| WHEELING, WV-OH | 3 | $ 156,000 | $ 52,000 | $ 63,000 |
| YAKIMA, WA | 3 | $ 636,000 | $ 212,000 | $ 29,000 |
| YORK-HANOVER, PA | 3 | $ 360,000 | $ 120,000 | $ 29,000 |
| ANNISTON-OXFORD, AL | 2 | $ 144,000 | $ 72,000 | $ 22,000 |
| BILLINGS, MT | 2 | $ 239,000 | $ 119,000 | $ 56,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 164,000 | $ 82,000 | $ 39,000 |
| COLUMBUS, GA-AL | 2 | $ 436,000 | $ 218,000 | $ 7,000 |
| EL PASO, TX | 2 | $ 170,000 | $ 85,000 | $ 38,000 |
| ELMIRA, NY | 2 | $ 149,000 | $ 74,000 | $ 82,000 |
| ERIE, PA | 2 | $ 98,000 | $ 49,000 | $ 55,000 |
| EVANSVILLE, IN-KY | 2 | $ 113,000 | $ 56,000 | $ 44,000 |
| FARGO, ND-MN | 2 | $ 216,000 | $ 108,000 | $ 110,000 |
| GOLDSBORO, NC | 2 | $ 146,000 | $ 73,000 | $ 41,000 |
| HANFORD-CORCORAN, CA | 2 | $ 367,000 | $ 183,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 344,000 | $ 172,000 | $ 80,000 |
| JACKSONVILLE, NC | 2 | $ 544,000 | $ 272,000 | $ 43,000 |
| JOHNSON CITY, TN | 2 | $ 131,000 | $ 65,000 | $ 20,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| LANCASTER, PA | 2 | $ 326,000 | $ 163,000 | $ 13,000 |
| LAWRENCE, KS | 2 | $ 271,000 | $ 135,000 | $ 31,000 |
| LINCOLN, NE | 2 | $ 233,000 | $ 116,000 | $ 24,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 560,000 | $ 280,000 | $ 34,000 |
| LUBBOCK, TX | 2 | $ 126,000 | $ 63,000 | $ 46,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 470,000 | $ 235,000 | $ 102,000 |
| MANSFIELD, OH | 2 | $ 291,000 | $ 145,000 | $ 104,000 |
| MISSOULA, MT | 2 | $ 1,128,000 | $ 564,000 | $ 35,000 |
| SANDUSKY, OH | 2 | $ 526,000 | $ 263,000 | $ 14,000 |
| SHERMAN-DENISON, TX | 2 | $ 133,000 | $ 66,000 | $ 42,000 |
| SPRINGFIELD, MA | 2 | $ 207,000 | $ 103,000 | $ 0 |
| ST. CLOUD, MN | 2 | $ 291,000 | $ 145,000 | $ 0 |
| UTICA-ROME, NY | 2 | $ 148,000 | $ 74,000 | $ 48,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 399,000 | $ 199,000 | $ 30,000 |
| ALEXANDRIA, LA | 1 | $ 51,000 | $ 51,000 | $ 12,000 |
| AMARILLO, TX | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| ANDERSON, IN | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| APPLETON, WI | 1 | $ 320,000 | $ 320,000 | $ 0 |
| ATLANTIC CITY, NJ | 1 | $ 415,000 | $ 415,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 384,000 | $ 384,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 378,000 | $ 378,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 20,000 | $ 20,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| DALTON, GA | 1 | $ 209,000 | $ 209,000 | $ 69,000 |
| DANVILLE, IL | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 83,000 | $ 83,000 | $ 0 |
| DOTHAN, AL | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| FARMINGTON, NM | 1 | $ 418,000 | $ 418,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| GREAT FALLS, MT | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| GREEN BAY, WI | 1 | $ 500,000 | $ 500,000 | $ 266,000 |
| HOT SPRINGS, AR | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| JOPLIN, MO | 1 | $ 393,000 | $ 393,000 | $ 192,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 182,000 | $ 182,000 | $ 40,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 224,000 | $ 224,000 | $ 125,000 |
| KOKOMO, IN | 1 | $ 87,000 | $ 87,000 | $ 95,000 |
| LAFAYETTE, IN | 1 | $ 90,000 | $ 90,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| LAKE CHARLES, LA | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| LAS CRUCES, NM | 1 | $ 148,000 | $ 148,000 | $ 0 |
| MADERA, CA | 1 | $ 1,484,000 | $ 1,484,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 42,000 | $ 42,000 | $ 15,000 |
| MUNCIE, IN | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| PASCAGOULA, MS | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| PITTSFIELD, MA | 1 | $ 112,000 | $ 112,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| SAN ANGELO, TX | 1 | $ 33,000 | $ 33,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 99,000 | $ 99,000 | $ 58,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 41,000 | $ 41,000 | $ 21,000 |
| SIOUX FALLS, SD | 1 | $ 252,000 | $ 252,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 172,000 | $ 172,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 150,000 | $ 150,000 | $ 23,000 |
| TOPEKA, KS | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| WENATCHEE, WA | 1 | $ 224,000 | $ 224,000 | $ 92,000 |
| WINCHESTER, VA-WV | 1 | $ 89,000 | $ 89,000 | $ 0 |
| YUMA, AZ | 1 | $ 123,000 | $ 123,000 | $ 0 |
Mortgage Loan Application Detail Totals for Franklin Bank Ssb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,933 | $1,637,135,000 | $221,060 | $10,000,000 | $44,440 | $7,800,000 |
| Home Purchase | 6,324 | $1,525,968,000 | $234,280 | $2,000,000 | $38,520 | $1,173,000 |
| Home Improvement | 27 | $1,389,000 | $119,000 | $300,000 | $109,000 | $174,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,196 | $795,503,000 | $180,714 | $10,000,000 | $80,877 | $7,800,000 |
| Not applicable | 4,993 | $1,843,056,000 | $300,740 | $1,885,000 | $60 | $95,000 |
| Not Provided | 1,112 | $182,765,000 | $186,906 | $1,300,000 | $43,906 | $1,092,000 |
| Black or African American | 736 | $101,138,000 | $169,468 | $1,675,000 | $58,875 | $648,000 |
| Hispanic | 721 | $94,598,000 | $135,870 | $925,000 | $43,129 | $488,000 |
| Asian | 483 | $139,869,000 | $235,375 | $1,473,000 | $109,500 | $841,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $5,532,000 | $179,200 | $805,000 | $88,300 | $360,000 |
| American Indian or Alaskan Native | 18 | $2,031,000 | $102,000 | $300,000 | $67,444 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,851 | $3,014,653,000 | $236,392 | $10,000,000 | $44,137 | $7,800,000 |
| FHA-insured (Federal Housing Administration) | 1,267 | $129,004,000 | $117,941 | $452,000 | $36,676 | $964,000 |
| VA-guaranteed (Veterans Administration) | 164 | $20,580,000 | $128,320 | $272,000 | $31,920 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $255,000 | $127,500 | $205,000 | $61,500 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,989 | $1,842,603,000 | $300,920 | $1,885,000 | $0 | $95,000 |
| Loan Originated | 3,591 | $623,648,000 | $189,863 | $2,397,000 | $86,250 | $3,463,000 |
| Application Withdrawn By Applicant | 2,044 | $299,777,000 | $153,133 | $3,000,000 | $54,177 | $1,704,000 |
| Application Denied By Financial Institution | 1,514 | $222,905,000 | $200,888 | $10,000,000 | $59,866 | $7,800,000 |
| Application Approved But Not Accepted | 1,059 | $163,328,000 | $172,666 | $1,500,000 | $59,743 | $816,000 |
| File Closed For Incompleteness | 87 | $12,231,000 | $157,450 | $650,000 | $59,300 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Bank Ssb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Bank Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.