Franklin Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Franklin Financial 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Financial 26060 Acero Street, #200 Mission Viejo, CA 92691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,488 |
| Total Mortgage Loan Application Amount | $652,804,000 |
| Average Mortgage Loan Application Amount | $237,000 |
| Highest Mortgage Loan Application Amount | $7,750,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $9,795,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Franklin Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Franklin Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Financial's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 320 | $ 157,142,000 | $ 491,000 | $ 229,000 |
| Los Angeles County California | 301 | $ 106,951,000 | $ 355,000 | $ 111,000 |
| Riverside County California | 132 | $ 35,722,000 | $ 270,000 | $ 110,000 |
| San Bernardino County California | 116 | $ 29,223,000 | $ 251,000 | $ 194,000 |
| San Diego County California | 93 | $ 26,070,000 | $ 280,000 | $ 132,000 |
| Fulton County Georgia | 88 | $ 11,404,000 | $ 129,000 | $ 65,000 |
| Clark County Nevada | 50 | $ 11,542,000 | $ 230,000 | $ 89,000 |
| Tarrant County Texas | 47 | $ 5,384,000 | $ 114,000 | $ 82,000 |
| Alameda County California | 39 | $ 9,578,000 | $ 245,000 | $ 106,000 |
| Maricopa County Arizona | 37 | $ 9,516,000 | $ 257,000 | $ 85,000 |
| DeKalb County Georgia | 32 | $ 4,801,000 | $ 150,000 | $ 83,000 |
| Cook County Illinois | 29 | $ 5,650,000 | $ 194,000 | $ 59,000 |
| Kern County California | 28 | $ 6,044,000 | $ 215,000 | $ 83,000 |
| Harris County Texas | 27 | $ 3,061,000 | $ 113,000 | $ 54,000 |
| Miami-Dade County Florida | 25 | $ 5,697,000 | $ 227,000 | $ 85,000 |
| Santa Clara County California | 23 | $ 7,737,000 | $ 336,000 | $ 147,000 |
| Salt Lake County Utah | 22 | $ 4,595,000 | $ 208,000 | $ 42,000 |
| Wayne County Michigan | 19 | $ 1,583,000 | $ 83,000 | $ 76,000 |
| Sacramento County California | 18 | $ 2,892,000 | $ 160,000 | $ 39,000 |
| Contra Costa County California | 17 | $ 3,625,000 | $ 213,000 | $ 96,000 |
| San Joaquin County California | 17 | $ 3,846,000 | $ 226,000 | $ 75,000 |
| Broward County Florida | 17 | $ 3,949,000 | $ 232,000 | $ 106,000 |
| Pinellas County Florida | 17 | $ 4,725,000 | $ 277,000 | $ 131,000 |
| Honolulu County Hawaii | 16 | $ 4,469,000 | $ 279,000 | $ 272,000 |
| Jackson County Missouri | 16 | $ 2,230,000 | $ 139,000 | $ 219,000 |
| Ventura County California | 15 | $ 4,711,000 | $ 314,000 | $ 107,000 |
| Utah County Utah | 15 | $ 2,935,000 | $ 195,000 | $ 145,000 |
| Bexar County Texas | 14 | $ 1,572,000 | $ 112,000 | $ 50,000 |
| Hillsborough County Florida | 13 | $ 1,902,000 | $ 146,000 | $ 116,000 |
| Orange County Florida | 13 | $ 1,898,000 | $ 146,000 | $ 105,000 |
| Gwinnett County Georgia | 13 | $ 1,280,000 | $ 98,000 | $ 65,000 |
| King County Washington | 13 | $ 4,875,000 | $ 375,000 | $ 127,000 |
| Duval County Florida | 12 | $ 1,056,000 | $ 88,000 | $ 31,000 |
| Clayton County Georgia | 12 | $ 2,052,000 | $ 171,000 | $ 109,000 |
| Henry County Georgia | 12 | $ 1,433,000 | $ 119,000 | $ 51,000 |
| Oakland County Michigan | 12 | $ 3,374,000 | $ 281,000 | $ 222,000 |
| Shelby County Tennessee | 12 | $ 1,160,000 | $ 96,000 | $ 36,000 |
| Dallas County Texas | 12 | $ 1,482,000 | $ 123,000 | $ 52,000 |
| Solano County California | 11 | $ 2,501,000 | $ 227,000 | $ 75,000 |
| Adams County Colorado | 11 | $ 839,000 | $ 76,000 | $ 19,000 |
| El Paso County Colorado | 11 | $ 1,143,000 | $ 103,000 | $ 261,000 |
| Palm Beach County Florida | 11 | $ 2,697,000 | $ 245,000 | $ 26,000 |
| Baltimore City County Maryland | 11 | $ 1,440,000 | $ 130,000 | $ 34,000 |
| Pima County Arizona | 10 | $ 2,757,000 | $ 275,000 | $ 145,000 |
| Lake County California | 10 | $ 1,003,000 | $ 100,000 | $ 71,000 |
| Arapahoe County Colorado | 10 | $ 1,264,000 | $ 126,000 | $ 120,000 |
| Collier County Florida | 10 | $ 2,908,000 | $ 290,000 | $ 93,000 |
| Hawaii County Hawaii | 10 | $ 5,125,000 | $ 512,000 | $ 195,000 |
| Cuyahoga County Ohio | 10 | $ 1,834,000 | $ 183,000 | $ 45,000 |
| Fresno County California | 9 | $ 1,330,000 | $ 147,000 | $ 69,000 |
| Douglas County Colorado | 9 | $ 4,122,000 | $ 458,000 | $ 93,000 |
| Lowndes County Georgia | 9 | $ 568,000 | $ 63,000 | $ 232,000 |
| Hennepin County Minnesota | 9 | $ 1,601,000 | $ 177,000 | $ 205,000 |
| San Mateo County California | 8 | $ 2,271,000 | $ 283,000 | $ 280,000 |
| Denver County Colorado | 8 | $ 1,165,000 | $ 145,000 | $ 57,000 |
| Newton County Georgia | 8 | $ 1,375,000 | $ 171,000 | $ 191,000 |
| Fort Bend County Texas | 8 | $ 469,000 | $ 58,000 | $ 147,000 |
| Weber County Utah | 8 | $ 765,000 | $ 95,000 | $ 36,000 |
| Fairfax County Virginia | 8 | $ 1,808,000 | $ 226,000 | $ 132,000 |
| Imperial County California | 7 | $ 741,000 | $ 105,000 | $ 83,000 |
| Placer County California | 7 | $ 3,260,000 | $ 465,000 | $ 63,000 |
| Jefferson County Colorado | 7 | $ 3,569,000 | $ 509,000 | $ 75,000 |
| Anne Arundel County Maryland | 7 | $ 2,037,000 | $ 291,000 | $ 44,000 |
| Anoka County Minnesota | 7 | $ 1,186,000 | $ 169,000 | $ 0 |
| Washington County Minnesota | 7 | $ 945,000 | $ 135,000 | $ 0 |
| Oklahoma County Oklahoma | 7 | $ 385,000 | $ 55,000 | $ 68,000 |
| Multnomah County Oregon | 7 | $ 818,000 | $ 116,000 | $ 131,000 |
| El Dorado County California | 6 | $ 1,622,000 | $ 270,000 | $ 170,000 |
| Monterey County California | 6 | $ 1,919,000 | $ 319,000 | $ 66,000 |
| Polk County Florida | 6 | $ 1,067,000 | $ 177,000 | $ 37,000 |
| Cobb County Georgia | 6 | $ 349,000 | $ 58,000 | $ 58,000 |
| Rockdale County Georgia | 6 | $ 750,000 | $ 125,000 | $ 39,000 |
| St. Joseph County Indiana | 6 | $ 566,000 | $ 94,000 | $ 302,000 |
| Dakota County Minnesota | 6 | $ 1,103,000 | $ 183,000 | $ 55,000 |
| Sherburne County Minnesota | 6 | $ 733,000 | $ 122,000 | $ 33,000 |
| Franklin County Ohio | 6 | $ 566,000 | $ 94,000 | $ 63,000 |
| Knox County Tennessee | 6 | $ 683,000 | $ 113,000 | $ 0 |
| Loudoun County Virginia | 6 | $ 1,480,000 | $ 246,000 | $ 26,000 |
| Pierce County Washington | 6 | $ 899,000 | $ 149,000 | $ 43,000 |
| Milwaukee County Wisconsin | 6 | $ 1,862,000 | $ 310,000 | $ 71,000 |
| Butte County California | 5 | $ 689,000 | $ 137,000 | $ 20,000 |
| San Francisco County California | 5 | $ 1,729,000 | $ 345,000 | $ 195,000 |
| Sonoma County California | 5 | $ 1,139,000 | $ 227,000 | $ 153,000 |
| Leon County Florida | 5 | $ 449,000 | $ 89,000 | $ 115,000 |
| Marion County Florida | 5 | $ 551,000 | $ 110,000 | $ 144,000 |
| Canyon County Idaho | 5 | $ 582,000 | $ 116,000 | $ 137,000 |
| East Baton Rouge County Louisiana | 5 | $ 435,000 | $ 87,000 | $ 38,000 |
| Barnstable County Massachusetts | 5 | $ 1,674,000 | $ 334,000 | $ 166,000 |
| St. Louis County Missouri | 5 | $ 382,000 | $ 76,000 | $ 18,000 |
| Travis County Texas | 5 | $ 2,015,000 | $ 403,000 | $ 47,000 |
| Prince William County Virginia | 5 | $ 1,720,000 | $ 344,000 | $ 261,000 |
| Dane County Wisconsin | 5 | $ 1,439,000 | $ 287,000 | $ 256,000 |
| Mohave County Arizona | 4 | $ 886,000 | $ 221,000 | $ 229,000 |
| Pinal County Arizona | 4 | $ 672,000 | $ 168,000 | $ 11,000 |
| Merced County California | 4 | $ 1,717,000 | $ 429,000 | $ 20,000 |
| Tulare County California | 4 | $ 347,000 | $ 86,000 | $ 91,000 |
| Clay County Florida | 4 | $ 335,000 | $ 83,000 | $ 76,000 |
| Lake County Florida | 4 | $ 691,000 | $ 172,000 | $ 0 |
| Lee County Florida | 4 | $ 881,000 | $ 220,000 | $ 96,000 |
| Osceola County Florida | 4 | $ 799,000 | $ 199,000 | $ 504,000 |
| Pasco County Florida | 4 | $ 1,527,000 | $ 381,000 | $ 258,000 |
| Volusia County Florida | 4 | $ 627,000 | $ 156,000 | $ 0 |
| Fayette County Georgia | 4 | $ 1,187,000 | $ 296,000 | $ 0 |
| Paulding County Georgia | 4 | $ 502,000 | $ 125,000 | $ 132,000 |
| Twin Falls County Idaho | 4 | $ 309,000 | $ 77,000 | $ 115,000 |
| Lake County Indiana | 4 | $ 218,000 | $ 54,000 | $ 70,000 |
| Marion County Indiana | 4 | $ 579,000 | $ 144,000 | $ 0 |
| Ramsey County Minnesota | 4 | $ 516,000 | $ 129,000 | $ 28,000 |
| DeSoto County Mississippi | 4 | $ 679,000 | $ 169,000 | $ 123,000 |
| Harrison County Mississippi | 4 | $ 271,000 | $ 67,000 | $ 107,000 |
| Deschutes County Oregon | 4 | $ 1,128,000 | $ 282,000 | $ 244,000 |
| Lane County Oregon | 4 | $ 582,000 | $ 145,000 | $ 72,000 |
| Collin County Texas | 4 | $ 1,627,000 | $ 406,000 | $ 0 |
| Denton County Texas | 4 | $ 1,013,000 | $ 253,000 | $ 194,000 |
| El Paso County Texas | 4 | $ 252,000 | $ 63,000 | $ 65,000 |
| Yuma County Arizona | 3 | $ 473,000 | $ 157,000 | $ 0 |
| Madera County California | 3 | $ 286,000 | $ 95,000 | $ 30,000 |
| Santa Barbara County California | 3 | $ 1,113,000 | $ 371,000 | $ 88,000 |
| Litchfield County Connecticut | 3 | $ 610,000 | $ 203,000 | $ 19,000 |
| Sussex County Delaware | 3 | $ 475,000 | $ 158,000 | $ 76,000 |
| Santa Rosa County Florida | 3 | $ 293,000 | $ 97,000 | $ 40,000 |
| St. Lucie County Florida | 3 | $ 419,000 | $ 139,000 | $ 192,000 |
| Hall County Georgia | 3 | $ 2,250,000 | $ 750,000 | $ 255,000 |
| Winnebago County Illinois | 3 | $ 272,000 | $ 90,000 | $ 74,000 |
| Clark County Indiana | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 311,000 | $ 103,000 | $ 23,000 |
| Montgomery County Maryland | 3 | $ 488,000 | $ 162,000 | $ 84,000 |
| Prince George's County Maryland | 3 | $ 625,000 | $ 208,000 | $ 93,000 |
| Cass County Missouri | 3 | $ 378,000 | $ 126,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 151,000 | $ 50,000 | $ 48,000 |
| Washoe County Nevada | 3 | $ 316,000 | $ 105,000 | $ 60,000 |
| Bernalillo County New Mexico | 3 | $ 271,000 | $ 90,000 | $ 30,000 |
| Horry County South Carolina | 3 | $ 368,000 | $ 122,000 | $ 77,000 |
| Rutherford County Tennessee | 3 | $ 298,000 | $ 99,000 | $ 55,000 |
| Iron County Utah | 3 | $ 651,000 | $ 217,000 | $ 46,000 |
| Arlington County Virginia | 3 | $ 1,130,000 | $ 376,000 | $ 0 |
| Clark County Washington | 3 | $ 179,000 | $ 59,000 | $ 114,000 |
| Natrona County Wyoming | 3 | $ 279,000 | $ 93,000 | $ 64,000 |
| Kings County California | 2 | $ 743,000 | $ 371,000 | $ 72,000 |
| Marin County California | 2 | $ 310,000 | $ 155,000 | $ 135,000 |
| Mendocino County California | 2 | $ 1,432,000 | $ 716,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 420,000 |
| Yolo County California | 2 | $ 74,000 | $ 37,000 | $ 88,000 |
| Brevard County Florida | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Citrus County Florida | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| Okeechobee County Florida | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Sarasota County Florida | 2 | $ 553,000 | $ 276,000 | $ 68,000 |
| Sumter County Florida | 2 | $ 261,000 | $ 130,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 155,000 | $ 77,000 | $ 236,000 |
| Coweta County Georgia | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Crawford County Georgia | 2 | $ 115,000 | $ 57,000 | $ 45,000 |
| Pierce County Georgia | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Spalding County Georgia | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Maui County Hawaii | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
| Bannock County Idaho | 2 | $ 524,000 | $ 262,000 | $ 1,800,000 |
| Owyhee County Idaho | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Madison County Illinois | 2 | $ 436,000 | $ 218,000 | $ 91,000 |
| McLean County Illinois | 2 | $ 161,000 | $ 80,000 | $ 116,000 |
| Allen County Indiana | 2 | $ 123,000 | $ 61,000 | $ 36,000 |
| Campbell County Kentucky | 2 | $ 228,000 | $ 114,000 | $ 24,000 |
| Ascension County Louisiana | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| Caddo County Louisiana | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Jefferson County Louisiana | 2 | $ 341,000 | $ 170,000 | $ 57,000 |
| St. Mary's County Maryland | 2 | $ 286,000 | $ 143,000 | $ 190,000 |
| Genesee County Michigan | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| Ingham County Michigan | 2 | $ 141,000 | $ 70,000 | $ 144,000 |
| Ionia County Michigan | 2 | $ 129,000 | $ 64,000 | $ 36,000 |
| Kent County Michigan | 2 | $ 288,000 | $ 144,000 | $ 104,000 |
| Washtenaw County Michigan | 2 | $ 1,126,000 | $ 563,000 | $ 270,000 |
| Scott County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 59,000 |
| Wright County Minnesota | 2 | $ 267,000 | $ 133,000 | $ 83,000 |
| Greene County Missouri | 2 | $ 453,000 | $ 226,000 | $ 392,000 |
| St. Charles County Missouri | 2 | $ 293,000 | $ 146,000 | $ 66,000 |
| Douglas County Nevada | 2 | $ 1,420,000 | $ 710,000 | $ 0 |
| Storey County Nevada | 2 | $ 430,000 | $ 215,000 | $ 121,000 |
| San Juan County New Mexico | 2 | $ 143,000 | $ 71,000 | $ 62,000 |
| Clark County Ohio | 2 | $ 179,000 | $ 89,000 | $ 81,000 |
| Clermont County Ohio | 2 | $ 137,000 | $ 68,000 | $ 174,000 |
| Fairfield County Ohio | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 175,000 | $ 87,000 | $ 96,000 |
| Huron County Ohio | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Lawrence County Ohio | 2 | $ 379,000 | $ 189,000 | $ 75,000 |
| Licking County Ohio | 2 | $ 179,000 | $ 89,000 | $ 101,000 |
| Warren County Ohio | 2 | $ 580,000 | $ 290,000 | $ 492,000 |
| Cherokee County Oklahoma | 2 | $ 297,000 | $ 148,000 | $ 67,000 |
| Jefferson County Oregon | 2 | $ 163,000 | $ 81,000 | $ 0 |
| Marion County Oregon | 2 | $ 136,000 | $ 68,000 | $ 165,000 |
| Montgomery County Pennsylvania | 2 | $ 797,000 | $ 398,000 | $ 383,000 |
| Aiken County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 249,000 |
| Charleston County South Carolina | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 369,000 | $ 184,000 | $ 300,000 |
| Hardeman County Tennessee | 2 | $ 167,000 | $ 83,000 | $ 80,000 |
| Madison County Tennessee | 2 | $ 85,000 | $ 42,000 | $ 80,000 |
| Roane County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Bell County Texas | 2 | $ 148,000 | $ 74,000 | $ 83,000 |
| Cameron County Texas | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Ector County Texas | 2 | $ 251,000 | $ 125,000 | $ 192,000 |
| Hunt County Texas | 2 | $ 247,000 | $ 123,000 | $ 0 |
| Rockwall County Texas | 2 | $ 531,000 | $ 265,000 | $ 214,000 |
| Skagit County Washington | 2 | $ 560,000 | $ 280,000 | $ 37,000 |
| Whatcom County Washington | 2 | $ 271,000 | $ 135,000 | $ 87,000 |
| Outagamie County Wisconsin | 2 | $ 107,000 | $ 53,000 | $ 0 |
| Racine County Wisconsin | 2 | $ 2,450,000 | $ 1,225,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 141,000 | $ 141,000 | $ 164,000 |
| Houston County Alabama | 1 | $ 109,000 | $ 109,000 | $ 164,000 |
| Navajo County Arizona | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Inyo County California | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Mono County California | 1 | $ 1,278,000 | $ 1,278,000 | $ 1,080,000 |
| Napa County California | 1 | $ 72,000 | $ 72,000 | $ 150,000 |
| Santa Cruz County California | 1 | $ 1,015,000 | $ 1,015,000 | $ 337,000 |
| Siskiyou County California | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Stanislaus County California | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Sutter County California | 1 | $ 78,000 | $ 78,000 | $ 175,000 |
| Tuolumne County California | 1 | $ 147,000 | $ 147,000 | $ 322,000 |
| Yuba County California | 1 | $ 943,000 | $ 943,000 | $ 0 |
| Bent County Colorado | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Larimer County Colorado | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 58,000 | $ 58,000 | $ 86,000 |
| New Haven County Connecticut | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Alachua County Florida | 1 | $ 312,000 | $ 312,000 | $ 180,000 |
| Bay County Florida | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Escambia County Florida | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Flagler County Florida | 1 | $ 451,000 | $ 451,000 | $ 153,000 |
| Franklin County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Highlands County Florida | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Manatee County Florida | 1 | $ 315,000 | $ 315,000 | $ 240,000 |
| Nassau County Florida | 1 | $ 133,000 | $ 133,000 | $ 90,000 |
| Okaloosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| St. Johns County Florida | 1 | $ 307,000 | $ 307,000 | $ 175,000 |
| Suwannee County Florida | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Walton County Florida | 1 | $ 129,000 | $ 129,000 | $ 81,000 |
| Peach County Georgia | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Walton County Georgia | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Blaine County Idaho | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Jefferson County Idaho | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Jerome County Idaho | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Kootenai County Idaho | 1 | $ 189,000 | $ 189,000 | $ 177,000 |
| Lake County Illinois | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Hancock County Indiana | 1 | $ 39,000 | $ 39,000 | $ 86,000 |
| Starke County Indiana | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Jefferson County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Kenton County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
| Charles County Maryland | 1 | $ 328,000 | $ 328,000 | $ 72,000 |
| Frederick County Maryland | 1 | $ 331,000 | $ 331,000 | $ 72,000 |
| Emmet County Michigan | 1 | $ 397,000 | $ 397,000 | $ 220,000 |
| Benton County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Otter Tail County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Madison County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Clay County Missouri | 1 | $ 62,000 | $ 62,000 | $ 354,000 |
| Crawford County Missouri | 1 | $ 99,000 | $ 99,000 | $ 70,000 |
| Sandoval County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Kings County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 323,000 |
| Nassau County New York | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Medina County Ohio | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| Portage County Ohio | 1 | $ 164,000 | $ 164,000 | $ 62,000 |
| Sandusky County Ohio | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Summit County Ohio | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Washington County Oregon | 1 | $ 23,000 | $ 23,000 | $ 62,000 |
| Armstrong County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 162,000 |
| Greenville County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 23,000 |
| Lancaster County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Richland County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 108,000 |
| Hawkins County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 118,000 |
| Williamson County Tennessee | 1 | $ 746,000 | $ 746,000 | $ 300,000 |
| Hardin County Texas | 1 | $ 128,000 | $ 128,000 | $ 116,000 |
| Hidalgo County Texas | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Davis County Utah | 1 | $ 161,000 | $ 161,000 | $ 39,000 |
| Emery County Utah | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Summit County Utah | 1 | $ 394,000 | $ 394,000 | $ 360,000 |
| Washington County Utah | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Caroline County Virginia | 1 | $ 202,000 | $ 202,000 | $ 55,000 |
| Fairfax City County Virginia | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| Hampton County Virginia | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Newport News County Virginia | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| Norfolk County Virginia | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Spotsylvania County Virginia | 1 | $ 252,000 | $ 252,000 | $ 58,000 |
| Stafford County Virginia | 1 | $ 750,000 | $ 750,000 | $ 180,000 |
| Grays Harbor County Washington | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
| Island County Washington | 1 | $ 336,000 | $ 336,000 | $ 79,000 |
| Kitsap County Washington | 1 | $ 196,000 | $ 196,000 | $ 103,000 |
| Snohomish County Washington | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Spokane County Washington | 1 | $ 126,000 | $ 126,000 | $ 282,000 |
| Thurston County Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Franklin Financial in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,383 | $313,586,000 | $226,000 | $1,814,000 | $115,000 | $9,444,000 |
| Refinancing | 1,100 | $338,328,000 | $307,000 | $7,750,000 | $131,000 | $9,795,000 |
| Home Improvement | 5 | $890,000 | $178,000 | $360,000 | $104,000 | $283,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,494 | $419,498,000 | $280,000 | $2,000,000 | $135,000 | $9,795,000 |
| Hispanic | 408 | $96,967,000 | $237,000 | $1,778,000 | $93,000 | $876,000 |
| Black or African American | 277 | $47,258,000 | $170,000 | $1,000,000 | $94,000 | $372,000 |
| Not Provided | 156 | $47,705,000 | $305,000 | $7,750,000 | $134,000 | $1,027,000 |
| Asian | 128 | $35,379,000 | $276,000 | $1,000,000 | $106,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $5,102,000 | $231,000 | $665,000 | $122,000 | $600,000 |
| American Indian or Alaskan Native | 3 | $895,000 | $298,000 | $500,000 | $121,000 | $256,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,488 | $652,804,000 | $262,000 | $7,750,000 | $122,000 | $9,795,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,014 | $295,785,000 | $291,000 | $1,814,000 | $178,000 | $9,795,000 |
| Application Approved But Not Accepted | 620 | $131,755,000 | $212,000 | $1,388,000 | $123,000 | $1,800,000 |
| Application Denied By Financial Institution | 446 | $114,474,000 | $256,000 | $7,750,000 | $49,000 | $1,800,000 |
| File Closed For Incompleteness | 337 | $88,072,000 | $261,000 | $1,890,000 | $55,000 | $1,039,000 |
| Application Withdrawn By Applicant | 65 | $18,402,000 | $283,000 | $1,125,000 | $65,000 | $327,000 |
| Loan Purchased By The Institution | 6 | $4,316,000 | $719,000 | $1,540,000 | $293,000 | $1,029,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Financial's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.