Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Franklin First Financial, Ltd 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,643 |
| Total Mortgage Loan Application Amount | $639,593,000 |
| Average Mortgage Loan Application Amount | $176,333 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $1,413,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 218 | $ 56,626,000 | $ 259,000 | $ 106,000 |
| Queens County New York | 187 | $ 57,543,000 | $ 307,000 | $ 89,000 |
| Nassau County New York | 164 | $ 56,389,000 | $ 343,000 | $ 127,000 |
| Kings County New York | 91 | $ 31,084,000 | $ 341,000 | $ 82,000 |
| Richmond County New York | 72 | $ 22,319,000 | $ 309,000 | $ 95,000 |
| Monmouth County New Jersey | 71 | $ 20,611,000 | $ 290,000 | $ 127,000 |
| Essex County New Jersey | 55 | $ 12,980,000 | $ 236,000 | $ 69,000 |
| Bronx County New York | 54 | $ 16,642,000 | $ 308,000 | $ 70,000 |
| Westchester County New York | 51 | $ 16,171,000 | $ 317,000 | $ 75,000 |
| Bergen County New Jersey | 48 | $ 14,186,000 | $ 295,000 | $ 91,000 |
| Middlesex County New Jersey | 48 | $ 11,785,000 | $ 245,000 | $ 73,000 |
| Hudson County New Jersey | 46 | $ 10,460,000 | $ 227,000 | $ 82,000 |
| Burlington County New Jersey | 45 | $ 9,330,000 | $ 207,000 | $ 82,000 |
| Dutchess County New York | 44 | $ 9,769,000 | $ 222,000 | $ 86,000 |
| Union County New Jersey | 42 | $ 10,179,000 | $ 242,000 | $ 93,000 |
| Ocean County New Jersey | 40 | $ 10,082,000 | $ 252,000 | $ 83,000 |
| Palm Beach County Florida | 38 | $ 8,405,000 | $ 221,000 | $ 111,000 |
| Broward County Florida | 36 | $ 7,041,000 | $ 195,000 | $ 86,000 |
| Camden County New Jersey | 35 | $ 6,438,000 | $ 183,000 | $ 69,000 |
| Prince George's County Maryland | 32 | $ 8,284,000 | $ 258,000 | $ 84,000 |
| Passaic County New Jersey | 31 | $ 7,696,000 | $ 248,000 | $ 81,000 |
| Atlantic County New Jersey | 30 | $ 5,995,000 | $ 199,000 | $ 78,000 |
| Orange County New York | 28 | $ 6,132,000 | $ 219,000 | $ 104,000 |
| Mercer County New Jersey | 26 | $ 4,987,000 | $ 191,000 | $ 77,000 |
| Miami-Dade County Florida | 24 | $ 6,103,000 | $ 254,000 | $ 100,000 |
| Gloucester County New Jersey | 24 | $ 3,461,000 | $ 144,000 | $ 62,000 |
| Fairfield County Connecticut | 21 | $ 5,593,000 | $ 266,000 | $ 147,000 |
| Hartford County Connecticut | 21 | $ 3,800,000 | $ 180,000 | $ 74,000 |
| Fulton County Georgia | 21 | $ 4,624,000 | $ 220,000 | $ 95,000 |
| Lee County Florida | 19 | $ 3,785,000 | $ 199,000 | $ 84,000 |
| Morris County New Jersey | 19 | $ 4,823,000 | $ 253,000 | $ 90,000 |
| Somerset County New Jersey | 19 | $ 6,396,000 | $ 336,000 | $ 82,000 |
| Gwinnett County Georgia | 18 | $ 3,158,000 | $ 175,000 | $ 101,000 |
| Sussex County New Jersey | 18 | $ 3,807,000 | $ 211,000 | $ 83,000 |
| Ulster County New York | 18 | $ 3,392,000 | $ 188,000 | $ 58,000 |
| New Haven County Connecticut | 17 | $ 3,558,000 | $ 209,000 | $ 93,000 |
| Hillsborough County Florida | 17 | $ 2,966,000 | $ 174,000 | $ 80,000 |
| Orange County Florida | 16 | $ 3,113,000 | $ 194,000 | $ 68,000 |
| Cumberland County New Jersey | 16 | $ 2,359,000 | $ 147,000 | $ 68,000 |
| Pasco County Florida | 15 | $ 2,871,000 | $ 191,000 | $ 81,000 |
| Erie County New York | 15 | $ 1,601,000 | $ 106,000 | $ 75,000 |
| Baltimore City County Maryland | 14 | $ 2,200,000 | $ 157,000 | $ 63,000 |
| Essex County Massachusetts | 14 | $ 3,636,000 | $ 259,000 | $ 86,000 |
| New London County Connecticut | 13 | $ 2,964,000 | $ 228,000 | $ 80,000 |
| Pinellas County Florida | 13 | $ 2,096,000 | $ 161,000 | $ 49,000 |
| Putnam County New York | 13 | $ 3,209,000 | $ 246,000 | $ 81,000 |
| Hampden County Massachusetts | 12 | $ 1,693,000 | $ 141,000 | $ 46,000 |
| Cape May County New Jersey | 12 | $ 2,661,000 | $ 221,000 | $ 59,000 |
| New York County New York | 12 | $ 6,838,000 | $ 569,000 | $ 214,000 |
| Rockland County New York | 12 | $ 3,675,000 | $ 306,000 | $ 96,000 |
| District of Columbia County District Of Columbia | 11 | $ 3,174,000 | $ 288,000 | $ 88,000 |
| Middlesex County Massachusetts | 11 | $ 2,891,000 | $ 262,000 | $ 115,000 |
| Anne Arundel County Maryland | 10 | $ 3,193,000 | $ 319,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 10 | $ 1,064,000 | $ 106,000 | $ 47,000 |
| Horry County South Carolina | 10 | $ 1,708,000 | $ 170,000 | $ 89,000 |
| Worcester County Massachusetts | 9 | $ 1,860,000 | $ 206,000 | $ 76,000 |
| Brunswick County North Carolina | 9 | $ 1,227,000 | $ 136,000 | $ 49,000 |
| Polk County Florida | 8 | $ 940,000 | $ 117,000 | $ 64,000 |
| DeKalb County Georgia | 8 | $ 1,175,000 | $ 146,000 | $ 75,000 |
| Saratoga County New York | 8 | $ 1,598,000 | $ 199,000 | $ 112,000 |
| Anchorage County Alaska | 7 | $ 2,080,000 | $ 297,000 | $ 180,000 |
| Brevard County Florida | 7 | $ 1,228,000 | $ 175,000 | $ 70,000 |
| Lake County Florida | 7 | $ 1,304,000 | $ 186,000 | $ 91,000 |
| Volusia County Florida | 7 | $ 1,668,000 | $ 238,000 | $ 77,000 |
| Clayton County Georgia | 7 | $ 623,000 | $ 89,000 | $ 42,000 |
| Baltimore County Maryland | 7 | $ 1,281,000 | $ 183,000 | $ 109,000 |
| Berkshire County Massachusetts | 7 | $ 827,000 | $ 118,000 | $ 46,000 |
| Albany County New York | 7 | $ 1,021,000 | $ 145,000 | $ 51,000 |
| Broome County New York | 7 | $ 945,000 | $ 135,000 | $ 70,000 |
| Columbia County New York | 7 | $ 1,067,000 | $ 152,000 | $ 72,000 |
| Buncombe County North Carolina | 7 | $ 776,000 | $ 110,000 | $ 51,000 |
| Cumberland County North Carolina | 7 | $ 858,000 | $ 122,000 | $ 55,000 |
| Mecklenburg County North Carolina | 7 | $ 1,351,000 | $ 193,000 | $ 94,000 |
| Wake County North Carolina | 7 | $ 1,568,000 | $ 224,000 | $ 105,000 |
| Tolland County Connecticut | 6 | $ 987,000 | $ 164,000 | $ 115,000 |
| Osceola County Florida | 6 | $ 1,287,000 | $ 214,000 | $ 80,000 |
| Cherokee County Georgia | 6 | $ 1,262,000 | $ 210,000 | $ 118,000 |
| Cobb County Georgia | 6 | $ 878,000 | $ 146,000 | $ 52,000 |
| Frederick County Maryland | 6 | $ 1,804,000 | $ 300,000 | $ 86,000 |
| Bristol County Massachusetts | 6 | $ 1,297,000 | $ 216,000 | $ 76,000 |
| Wayne County Michigan | 6 | $ 824,000 | $ 137,000 | $ 76,000 |
| Greene County New York | 6 | $ 1,775,000 | $ 295,000 | $ 290,000 |
| Schenectady County New York | 6 | $ 862,000 | $ 143,000 | $ 70,000 |
| York County South Carolina | 6 | $ 1,185,000 | $ 197,000 | $ 83,000 |
| Litchfield County Connecticut | 5 | $ 1,149,000 | $ 229,000 | $ 82,000 |
| Middlesex County Connecticut | 5 | $ 1,457,000 | $ 291,000 | $ 89,000 |
| Charlotte County Florida | 5 | $ 852,000 | $ 170,000 | $ 78,000 |
| Duval County Florida | 5 | $ 902,000 | $ 180,000 | $ 80,000 |
| Manatee County Florida | 5 | $ 1,231,000 | $ 246,000 | $ 68,000 |
| Sarasota County Florida | 5 | $ 905,000 | $ 181,000 | $ 76,000 |
| St. Lucie County Florida | 5 | $ 1,187,000 | $ 237,000 | $ 69,000 |
| Salem County New Jersey | 5 | $ 816,000 | $ 163,000 | $ 93,000 |
| Warren County New Jersey | 5 | $ 838,000 | $ 167,000 | $ 51,000 |
| Onondaga County New York | 5 | $ 528,000 | $ 105,000 | $ 61,000 |
| Forsyth County North Carolina | 5 | $ 398,000 | $ 79,000 | $ 47,000 |
| Monroe County Pennsylvania | 5 | $ 1,054,000 | $ 210,000 | $ 114,000 |
| Aiken County South Carolina | 5 | $ 428,000 | $ 85,000 | $ 41,000 |
| Charleston County South Carolina | 5 | $ 856,000 | $ 171,000 | $ 31,000 |
| Matanuska-Susitna County Alaska | 4 | $ 821,000 | $ 205,000 | $ 64,000 |
| Citrus County Florida | 4 | $ 1,261,000 | $ 315,000 | $ 170,000 |
| Clay County Florida | 4 | $ 706,000 | $ 176,000 | $ 58,000 |
| Lowndes County Georgia | 4 | $ 432,000 | $ 108,000 | $ 172,000 |
| Harford County Maryland | 4 | $ 683,000 | $ 170,000 | $ 57,000 |
| Montgomery County Maryland | 4 | $ 1,734,000 | $ 433,000 | $ 60,000 |
| Barnstable County Massachusetts | 4 | $ 881,000 | $ 220,000 | $ 81,000 |
| Norfolk County Massachusetts | 4 | $ 985,000 | $ 246,000 | $ 78,000 |
| Suffolk County Massachusetts | 4 | $ 1,507,000 | $ 376,000 | $ 69,000 |
| Genesee County New York | 4 | $ 462,000 | $ 115,000 | $ 212,000 |
| Rensselaer County New York | 4 | $ 628,000 | $ 157,000 | $ 56,000 |
| Montgomery County Pennsylvania | 4 | $ 774,000 | $ 193,000 | $ 55,000 |
| Richland County South Carolina | 4 | $ 573,000 | $ 143,000 | $ 25,000 |
| Kenai Peninsula County Alaska | 3 | $ 477,000 | $ 159,000 | $ 42,000 |
| Jefferson County Colorado | 3 | $ 1,282,000 | $ 427,000 | $ 178,000 |
| Larimer County Colorado | 3 | $ 539,000 | $ 179,000 | $ 135,000 |
| Flagler County Florida | 3 | $ 606,000 | $ 202,000 | $ 53,000 |
| Marion County Florida | 3 | $ 405,000 | $ 135,000 | $ 134,000 |
| Fayette County Georgia | 3 | $ 584,000 | $ 194,000 | $ 58,000 |
| Hall County Georgia | 3 | $ 282,000 | $ 94,000 | $ 89,000 |
| Henry County Georgia | 3 | $ 667,000 | $ 222,000 | $ 80,000 |
| Hampshire County Massachusetts | 3 | $ 509,000 | $ 169,000 | $ 87,000 |
| Plymouth County Massachusetts | 3 | $ 877,000 | $ 292,000 | $ 95,000 |
| Grand Traverse County Michigan | 3 | $ 627,000 | $ 209,000 | $ 60,000 |
| Oakland County Michigan | 3 | $ 752,000 | $ 250,000 | $ 94,000 |
| Hunterdon County New Jersey | 3 | $ 717,000 | $ 239,000 | $ 119,000 |
| Delaware County New York | 3 | $ 264,000 | $ 88,000 | $ 111,000 |
| Fulton County New York | 3 | $ 474,000 | $ 158,000 | $ 83,000 |
| Herkimer County New York | 3 | $ 281,000 | $ 93,000 | $ 54,000 |
| Jefferson County New York | 3 | $ 200,000 | $ 66,000 | $ 53,000 |
| Oswego County New York | 3 | $ 432,000 | $ 144,000 | $ 63,000 |
| Steuben County New York | 3 | $ 374,000 | $ 124,000 | $ 203,000 |
| Sullivan County New York | 3 | $ 437,000 | $ 145,000 | $ 67,000 |
| Caswell County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 409,000 |
| Currituck County North Carolina | 3 | $ 920,000 | $ 306,000 | $ 97,000 |
| Durham County North Carolina | 3 | $ 328,000 | $ 109,000 | $ 38,000 |
| Union County North Carolina | 3 | $ 501,000 | $ 167,000 | $ 74,000 |
| Bucks County Pennsylvania | 3 | $ 790,000 | $ 263,000 | $ 95,000 |
| Delaware County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 100,000 |
| Northampton County Pennsylvania | 3 | $ 472,000 | $ 157,000 | $ 46,000 |
| Berkeley County South Carolina | 3 | $ 444,000 | $ 148,000 | $ 61,000 |
| Greenville County South Carolina | 3 | $ 543,000 | $ 181,000 | $ 61,000 |
| Lexington County South Carolina | 3 | $ 402,000 | $ 134,000 | $ 118,000 |
| Orangeburg County South Carolina | 3 | $ 467,000 | $ 155,000 | $ 111,000 |
| Sumter County South Carolina | 3 | $ 444,000 | $ 148,000 | $ 58,000 |
| Arapahoe County Colorado | 2 | $ 207,000 | $ 103,000 | $ 87,000 |
| Fremont County Colorado | 2 | $ 270,000 | $ 135,000 | $ 151,000 |
| Windham County Connecticut | 2 | $ 409,000 | $ 204,000 | $ 27,000 |
| Kent County Delaware | 2 | $ 320,000 | $ 160,000 | $ 259,000 |
| New Castle County Delaware | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Alachua County Florida | 2 | $ 452,000 | $ 226,000 | $ 96,000 |
| Escambia County Florida | 2 | $ 215,000 | $ 107,000 | $ 120,000 |
| Leon County Florida | 2 | $ 264,000 | $ 132,000 | $ 76,000 |
| Levy County Florida | 2 | $ 575,000 | $ 287,000 | $ 75,000 |
| Monroe County Florida | 2 | $ 1,525,000 | $ 762,000 | $ 411,000 |
| Okaloosa County Florida | 2 | $ 622,000 | $ 311,000 | $ 134,000 |
| Santa Rosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 36,000 |
| Bartow County Georgia | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Bibb County Georgia | 2 | $ 127,000 | $ 63,000 | $ 72,000 |
| Camden County Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Chatham County Georgia | 2 | $ 231,000 | $ 115,000 | $ 37,000 |
| Clarke County Georgia | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Columbia County Georgia | 2 | $ 367,000 | $ 183,000 | $ 52,000 |
| Muscogee County Georgia | 2 | $ 208,000 | $ 104,000 | $ 61,000 |
| Howard County Maryland | 2 | $ 427,000 | $ 213,000 | $ 95,000 |
| Washington County Maryland | 2 | $ 195,000 | $ 97,000 | $ 94,000 |
| Franklin County Massachusetts | 2 | $ 119,000 | $ 59,000 | $ 35,000 |
| Macomb County Michigan | 2 | $ 268,000 | $ 134,000 | $ 61,000 |
| Chenango County New York | 2 | $ 250,000 | $ 125,000 | $ 19,000 |
| Monroe County New York | 2 | $ 198,000 | $ 99,000 | $ 62,000 |
| Oneida County New York | 2 | $ 261,000 | $ 130,000 | $ 50,000 |
| Ontario County New York | 2 | $ 326,000 | $ 163,000 | $ 45,000 |
| Orleans County New York | 2 | $ 228,000 | $ 114,000 | $ 49,000 |
| Washington County New York | 2 | $ 125,000 | $ 62,000 | $ 39,000 |
| Cabarrus County North Carolina | 2 | $ 277,000 | $ 138,000 | $ 50,000 |
| Carteret County North Carolina | 2 | $ 271,000 | $ 135,000 | $ 33,000 |
| Catawba County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 44,000 |
| Columbus County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 25,000 |
| Craven County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 57,000 |
| Harnett County North Carolina | 2 | $ 335,000 | $ 167,000 | $ 84,000 |
| Iredell County North Carolina | 2 | $ 443,000 | $ 221,000 | $ 76,000 |
| Johnston County North Carolina | 2 | $ 485,000 | $ 242,000 | $ 106,000 |
| Onslow County North Carolina | 2 | $ 355,000 | $ 177,000 | $ 17,000 |
| Person County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Rockingham County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 209,000 |
| Sampson County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 64,000 |
| Allegheny County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| Bedford County Pennsylvania | 2 | $ 141,000 | $ 70,000 | $ 42,000 |
| Carbon County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 33,000 |
| Crawford County Pennsylvania | 2 | $ 522,000 | $ 261,000 | $ 92,000 |
| Franklin County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Lehigh County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| Beaufort County South Carolina | 2 | $ 359,000 | $ 179,000 | $ 65,000 |
| Spartanburg County South Carolina | 2 | $ 679,000 | $ 339,000 | $ 129,000 |
| Fairbanks North Star County Alaska | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Ketchikan Gateway County Alaska | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Sacramento County California | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
| Denver County Colorado | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Lake County Colorado | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Rio Grande County Colorado | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Teller County Colorado | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Weld County Colorado | 1 | $ 291,000 | $ 291,000 | $ 87,000 |
| Baker County Florida | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Bay County Florida | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Collier County Florida | 1 | $ 416,000 | $ 416,000 | $ 84,000 |
| Hardee County Florida | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Hernando County Florida | 1 | $ 116,000 | $ 116,000 | $ 18,000 |
| Indian River County Florida | 1 | $ 360,000 | $ 360,000 | $ 228,000 |
| Jackson County Florida | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Walton County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 180,000 | $ 180,000 | $ 31,000 |
| Bryan County Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 147,000 | $ 147,000 | $ 32,000 |
| Carroll County Georgia | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Catoosa County Georgia | 1 | $ 116,000 | $ 116,000 | $ 174,000 |
| Coweta County Georgia | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Crawford County Georgia | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Glynn County Georgia | 1 | $ 260,000 | $ 260,000 | $ 130,000 |
| Jackson County Georgia | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Lamar County Georgia | 1 | $ 300,000 | $ 300,000 | $ 135,000 |
| Liberty County Georgia | 1 | $ 102,000 | $ 102,000 | $ 62,000 |
| Lumpkin County Georgia | 1 | $ 189,000 | $ 189,000 | $ 43,000 |
| McIntosh County Georgia | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| Newton County Georgia | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Oconee County Georgia | 1 | $ 270,000 | $ 270,000 | $ 72,000 |
| Oglethorpe County Georgia | 1 | $ 182,000 | $ 182,000 | $ 104,000 |
| Peach County Georgia | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Pulaski County Georgia | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Rabun County Georgia | 1 | $ 167,000 | $ 167,000 | $ 177,000 |
| Tattnall County Georgia | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Treutlen County Georgia | 1 | $ 84,000 | $ 84,000 | $ 80,000 |
| Troup County Georgia | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Walton County Georgia | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Ware County Georgia | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Whitfield County Georgia | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Marion County Indiana | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Noble County Indiana | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Allegany County Maryland | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Carroll County Maryland | 1 | $ 252,000 | $ 252,000 | $ 62,000 |
| Cecil County Maryland | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Queen Anne's County Maryland | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Somerset County Maryland | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Calhoun County Michigan | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Cass County Michigan | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Genesee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 15,000 |
| Gladwin County Michigan | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| Isabella County Michigan | 1 | $ 86,000 | $ 86,000 | $ 21,000 |
| Kent County Michigan | 1 | $ 399,000 | $ 399,000 | $ 106,000 |
| Lenawee County Michigan | 1 | $ 119,000 | $ 119,000 | $ 69,000 |
| Montmorency County Michigan | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Saginaw County Michigan | 1 | $ 322,000 | $ 322,000 | $ 95,000 |
| Cattaraugus County New York | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Clinton County New York | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Franklin County New York | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Livingston County New York | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Niagara County New York | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| St. Lawrence County New York | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Warren County New York | 1 | $ 222,000 | $ 222,000 | $ 76,000 |
| Wayne County New York | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Wyoming County New York | 1 | $ 305,000 | $ 305,000 | $ 267,000 |
| Ashe County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 104,000 |
| Cherokee County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Duplin County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Gaston County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 150,000 |
| Gates County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Granville County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Guilford County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 27,000 |
| Henderson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Lee County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
| Macon County North Carolina | 1 | $ 327,000 | $ 327,000 | $ 76,000 |
| McDowell County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 66,000 |
| New Hanover County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 70,000 |
| Pamlico County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Pasquotank County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Pender County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 77,000 |
| Pitt County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 75,000 |
| Polk County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Rowan County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Rutherford County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Scotland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Vance County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 110,000 |
| Wilkes County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Yancey County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Adams County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Butler County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 93,000 |
| Chester County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Dauphin County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 119,000 |
| Fayette County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 69,000 |
| Lackawanna County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Lebanon County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Luzerne County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Pike County Pennsylvania | 1 | $ 348,000 | $ 348,000 | $ 68,000 |
| Wayne County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Chester County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 32,000 |
| Dorchester County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Florence County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Georgetown County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Kershaw County South Carolina | 1 | $ 354,000 | $ 354,000 | $ 107,000 |
| Newberry County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Oconee County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,210 | $537,231,000 | $243,000 | $1,950,000 | $84,000 | $1,413,000 |
| Home Purchase | 432 | $102,312,000 | $236,000 | $1,128,000 | $119,000 | $1,200,000 |
| Home Improvement | 1 | $50,000 | $50,000 | $50,000 | $73,000 | $73,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,435 | $340,166,000 | $237,000 | $1,350,000 | $92,000 | $1,200,000 |
| Not Provided | 401 | $94,539,000 | $235,000 | $850,000 | $87,000 | $1,413,000 |
| Black or African American | 398 | $99,591,000 | $250,000 | $1,950,000 | $79,000 | $528,000 |
| Hispanic | 348 | $85,558,000 | $245,000 | $760,000 | $89,000 | $600,000 |
| Asian | 51 | $15,904,000 | $311,000 | $620,000 | $105,000 | $400,000 |
| American Indian or Alaskan Native | 8 | $3,031,000 | $378,000 | $945,000 | $150,000 | $279,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $804,000 | $402,000 | $506,000 | $69,000 | $98,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,642 | $639,418,000 | $242,000 | $1,950,000 | $90,000 | $1,413,000 |
| FHA-insured (Federal Housing Administration) | 1 | $175,000 | $175,000 | $175,000 | $56,000 | $56,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,993 | $483,003,000 | $242,000 | $1,350,000 | $89,000 | $1,200,000 |
| Application Approved But Not Accepted | 349 | $80,020,000 | $229,000 | $1,950,000 | $86,000 | $465,000 |
| Application Withdrawn By Applicant | 177 | $44,888,000 | $253,000 | $770,000 | $99,000 | $1,413,000 |
| Application Denied By Financial Institution | 119 | $30,638,000 | $257,000 | $1,000,000 | $103,000 | $671,000 |
| File Closed For Incompleteness | 5 | $1,044,000 | $208,000 | $403,000 | $71,000 | $104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 19 | $4,868,000 | $256,000 | $600,000 | $127,000 | $456,000 |
| Other | 16 | $4,347,000 | $271,000 | $780,000 | $119,000 | $671,000 |
| Collateral | 14 | $4,280,000 | $305,000 | $1,000,000 | $123,000 | $600,000 |
| Credit History | 13 | $2,440,000 | $187,000 | $479,000 | $111,000 | $252,000 |
| Debt-To-Income Ratio | 3 | $821,000 | $273,000 | $416,000 | $117,000 | $198,000 |
| Employment History | 3 | $538,000 | $179,000 | $265,000 | $44,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $670,000 | $335,000 | $440,000 | $51,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.