Franklin Templeton Bk & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Franklin Templeton Bk & Trust 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Templeton Bk & Trust 47 West 200 South, Suite 500 Salt Lake City, UT 84101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 222 |
| Total Mortgage Loan Application Amount | $34,456,000 |
| Average Mortgage Loan Application Amount | $176,040 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $140,183 |
| Highest Applicant Income | $2,043,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Franklin Templeton Bk & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Templeton Bk & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Franklin Templeton Bk & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Templeton Bk & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Templeton Bk & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Templeton Bk & Trust's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas County Florida | 24 | $ 2,710,000 | $ 112,000 | $ 55,000 |
| Sacramento County California | 22 | $ 3,797,000 | $ 172,000 | $ 67,000 |
| Broward County Florida | 7 | $ 1,106,000 | $ 158,000 | $ 83,000 |
| Hillsborough County Florida | 7 | $ 791,000 | $ 113,000 | $ 68,000 |
| San Mateo County California | 6 | $ 1,292,000 | $ 215,000 | $ 108,000 |
| Salt Lake County Utah | 6 | $ 631,000 | $ 105,000 | $ 222,000 |
| Contra Costa County California | 5 | $ 1,012,000 | $ 202,000 | $ 69,000 |
| Yavapai County Arizona | 4 | $ 415,000 | $ 103,000 | $ 68,000 |
| Riverside County California | 4 | $ 468,000 | $ 117,000 | $ 126,000 |
| San Diego County California | 4 | $ 479,000 | $ 119,000 | $ 49,000 |
| Alameda County California | 3 | $ 701,000 | $ 233,000 | $ 104,000 |
| El Dorado County California | 3 | $ 588,000 | $ 196,000 | $ 82,000 |
| Los Angeles County California | 3 | $ 393,000 | $ 131,000 | $ 74,000 |
| Santa Clara County California | 3 | $ 521,000 | $ 173,000 | $ 60,000 |
| Yolo County California | 3 | $ 790,000 | $ 263,000 | $ 79,000 |
| Clark County Nevada | 3 | $ 1,423,000 | $ 474,000 | $ 200,000 |
| Multnomah County Oregon | 3 | $ 289,000 | $ 96,000 | $ 52,000 |
| San Bernardino County California | 2 | $ 276,000 | $ 138,000 | $ 43,000 |
| Santa Cruz County California | 2 | $ 468,000 | $ 234,000 | $ 94,000 |
| El Paso County Colorado | 2 | $ 121,000 | $ 60,000 | $ 40,000 |
| Pasco County Florida | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
| Montgomery County Maryland | 2 | $ 305,000 | $ 152,000 | $ 96,000 |
| Prince George's County Maryland | 2 | $ 278,000 | $ 139,000 | $ 75,000 |
| Wayne County Michigan | 2 | $ 223,000 | $ 111,000 | $ 34,000 |
| Union County New Jersey | 2 | $ 274,000 | $ 137,000 | $ 133,000 |
| New York County New York | 2 | $ 1,272,000 | $ 636,000 | $ 308,000 |
| Queens County New York | 2 | $ 172,000 | $ 86,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Virginia Beach County Virginia | 2 | $ 253,000 | $ 126,000 | $ 111,000 |
| Baldwin County Alabama | 1 | $ 216,000 | $ 216,000 | $ 102,000 |
| Cochise County Arizona | 1 | $ 21,000 | $ 21,000 | $ 66,000 |
| La Paz County Arizona | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Maricopa County Arizona | 1 | $ 136,000 | $ 136,000 | $ 21,000 |
| Mohave County Arizona | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Pima County Arizona | 1 | $ 41,000 | $ 41,000 | $ 67,000 |
| Washington County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Calaveras County California | 1 | $ 150,000 | $ 150,000 | $ 166,000 |
| Fresno County California | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Kern County California | 1 | $ 103,000 | $ 103,000 | $ 99,000 |
| Lake County California | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
| Marin County California | 1 | $ 484,000 | $ 484,000 | $ 170,000 |
| Napa County California | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Orange County California | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| San Benito County California | 1 | $ 319,000 | $ 319,000 | $ 103,000 |
| San Francisco County California | 1 | $ 406,000 | $ 406,000 | $ 186,000 |
| San Joaquin County California | 1 | $ 142,000 | $ 142,000 | $ 31,000 |
| Solano County California | 1 | $ 284,000 | $ 284,000 | $ 194,000 |
| Stanislaus County California | 1 | $ 109,000 | $ 109,000 | $ 39,000 |
| La Plata County Colorado | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Hartford County Connecticut | 1 | $ 263,000 | $ 263,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 1 | $ 323,000 | $ 323,000 | $ 148,000 |
| Brevard County Florida | 1 | $ 87,000 | $ 87,000 | $ 125,000 |
| Clay County Florida | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Escambia County Florida | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
| Miami-Dade County Florida | 1 | $ 127,000 | $ 127,000 | $ 83,000 |
| Palm Beach County Florida | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Sarasota County Florida | 1 | $ 323,000 | $ 323,000 | $ 138,000 |
| Cobb County Georgia | 1 | $ 208,000 | $ 208,000 | $ 130,000 |
| Fulton County Georgia | 1 | $ 204,000 | $ 204,000 | $ 138,000 |
| Honolulu County Hawaii | 1 | $ 187,000 | $ 187,000 | $ 102,000 |
| Cook County Illinois | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| DuPage County Illinois | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Madison County Illinois | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Clinton County Indiana | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Hamilton County Indiana | 1 | $ 207,000 | $ 207,000 | $ 120,000 |
| Marion County Indiana | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Johnson County Iowa | 1 | $ 84,000 | $ 84,000 | $ 74,000 |
| Johnson County Kansas | 1 | $ 154,000 | $ 154,000 | $ 300,000 |
| Neosho County Kansas | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Bossier County Louisiana | 1 | $ 73,000 | $ 73,000 | $ 66,000 |
| Gladwin County Michigan | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Ingham County Michigan | 1 | $ 51,000 | $ 51,000 | $ 49,000 |
| Jackson County Michigan | 1 | $ 61,000 | $ 61,000 | $ 28,000 |
| Aitkin County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Winona County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Jefferson County Missouri | 1 | $ 166,000 | $ 166,000 | $ 39,000 |
| Beaverhead County Montana | 1 | $ 554,000 | $ 554,000 | $ 2,043,000 |
| Lewis and Clark County Montana | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Douglas County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Sarpy County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 52,000 |
| Washoe County Nevada | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Essex County New Jersey | 1 | $ 630,000 | $ 630,000 | $ 275,000 |
| Middlesex County New Jersey | 1 | $ 121,000 | $ 121,000 | $ 105,000 |
| Monmouth County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Ocean County New Jersey | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Sandoval County New Mexico | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Taos County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Albany County New York | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Herkimer County New York | 1 | $ 43,000 | $ 43,000 | $ 18,000 |
| Nassau County New York | 1 | $ 409,000 | $ 409,000 | $ 126,000 |
| Suffolk County New York | 1 | $ 186,000 | $ 186,000 | $ 67,000 |
| Carteret County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 146,000 |
| Cumberland County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 68,000 |
| Onslow County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Medina County Ohio | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Washington County Ohio | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Wagoner County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
| Josephine County Oregon | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Lincoln County Oregon | 1 | $ 186,000 | $ 186,000 | $ 85,000 |
| Allegheny County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 75,000 |
| Beaver County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Luzerne County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Montgomery County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 68,000 |
| Bee County Texas | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Bexar County Texas | 1 | $ 300,000 | $ 300,000 | $ 220,000 |
| Cooke County Texas | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Tarrant County Texas | 1 | $ 93,000 | $ 93,000 | $ 68,000 |
| Upshur County Texas | 1 | $ 137,000 | $ 137,000 | $ 200,000 |
| Davis County Utah | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Summit County Utah | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Washington County Utah | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Chittenden County Vermont | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
| Washington County Vermont | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Fluvanna County Virginia | 1 | $ 104,000 | $ 104,000 | $ 92,000 |
| King County Washington | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
| Berkeley County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Jefferson County West Virginia | 1 | $ 172,000 | $ 172,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Franklin Templeton Bk & Trust in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 192 | $27,769,000 | $134,540 | $630,000 | $83,054 | $330,000 |
| Home Purchase (one-to-four family) | 30 | $6,687,000 | $304,000 | $1,100,000 | $316,333 | $2,043,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 127 | $20,027,000 | $162,714 | $1,000,000 | $165,000 | $2,043,000 |
| Information not provided by applicant in mail or telephone application | 69 | $9,986,000 | $145,304 | $1,100,000 | $79,652 | $476,000 |
| Hispanic | 11 | $1,878,000 | $135,250 | $274,000 | $63,750 | $116,000 |
| Asian or Pacific Islander | 7 | $1,528,000 | $217,000 | $283,000 | $99,333 | $162,000 |
| Other | 5 | $741,000 | $137,750 | $200,000 | $66,500 | $105,000 |
| Black | 3 | $296,000 | $98,666 | $123,000 | $55,000 | $89,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 222 | $34,456,000 | $150,837 | $1,100,000 | $113,540 | $2,043,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 187 | $29,251,000 | $152,270 | $1,100,000 | $115,324 | $2,043,000 |
| Application Withdrawn By Applicant | 17 | $1,977,000 | $116,111 | $205,000 | $65,111 | $112,000 |
| File Closed For Incompleteness | 7 | $890,000 | $117,000 | $272,000 | $56,600 | $162,000 |
| Application Approved But Not Accepted | 7 | $1,063,000 | $164,750 | $300,000 | $101,000 | $220,000 |
| Application Denied By Financial Institution | 4 | $1,275,000 | $318,750 | $1,000,000 | $150,000 | $455,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2 | $1,072,000 | $536,000 | $1,000,000 | $246,000 | $455,000 |
| Other | 1 | $93,000 | $93,000 | $93,000 | $68,000 | $68,000 |
| Debt-To-Income Ratio | 1 | $110,000 | $110,000 | $110,000 | $40,000 | $40,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Templeton Bk & Trust's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Templeton Bk & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.