Freedom First
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Freedom First.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Freedom First
5240 Valleypark Drive
Roanoke, VA 24019
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 255
Total Mortgage Loan Application Amount $26,109,000
Average Mortgage Loan Application Amount $125,909
Highest Mortgage Loan Application Amount $324,000
Average Applicant Income $62,727
Highest Applicant Income $193,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Freedom First by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Virginia 76 $ 8,133,000 $ 107,000 $ 56,000
Roanoke County Virginia 34 $ 3,677,000 $ 108,000 $ 57,000
Roanoke City County Virginia 21 $ 1,622,000 $ 77,000 $ 45,000
Salem County Virginia 16 $ 1,521,000 $ 95,000 $ 49,000
Bedford County Virginia 12 $ 1,042,000 $ 86,000 $ 41,000
Giles County Virginia 12 $ 869,000 $ 72,000 $ 41,000
Botetourt County Virginia 10 $ 869,000 $ 86,000 $ 53,000
Floyd County Virginia 7 $ 681,000 $ 97,000 $ 51,000
Franklin County Virginia 6 $ 577,000 $ 96,000 $ 47,000
Albemarle County Virginia 4 $ 378,000 $ 94,000 $ 65,000
Pulaski County Virginia 4 $ 418,000 $ 104,000 $ 79,000
Radford County Virginia 4 $ 349,000 $ 87,000 $ 54,000
Charlottesville County Virginia 3 $ 269,000 $ 89,000 $ 44,000
Chesterfield County Virginia 3 $ 310,000 $ 103,000 $ 65,000
Stafford County Virginia 3 $ 400,000 $ 133,000 $ 102,000
Alamance County North Carolina 2 $ 144,000 $ 72,000 $ 30,000
Orange County North Carolina 2 $ 168,000 $ 84,000 $ 33,000
Craig County Virginia 2 $ 124,000 $ 62,000 $ 46,000
Fairfax County Virginia 2 $ 263,000 $ 131,000 $ 86,000
Greene County Virginia 2 $ 241,000 $ 120,000 $ 44,000
Henrico County Virginia 2 $ 313,000 $ 156,000 $ 87,000
Lynchburg County Virginia 2 $ 187,000 $ 93,000 $ 59,000
Prince William County Virginia 2 $ 364,000 $ 182,000 $ 67,000
Smyth County Virginia 2 $ 174,000 $ 87,000 $ 67,000
Denver County Colorado 1 $ 168,000 $ 168,000 $ 61,000
Cook County Illinois 1 $ 128,000 $ 128,000 $ 58,000
Callaway County Missouri 1 $ 152,000 $ 152,000 $ 40,000
Caswell County North Carolina 1 $ 42,000 $ 42,000 $ 36,000
Durham County North Carolina 1 $ 125,000 $ 125,000 $ 32,000
Montgomery County North Carolina 1 $ 115,000 $ 115,000 $ 25,000
New Hanover County North Carolina 1 $ 176,000 $ 176,000 $ 90,000
Wake County North Carolina 1 $ 147,000 $ 147,000 $ 116,000
Oconee County South Carolina 1 $ 157,000 $ 157,000 $ 127,000
Shelby County Tennessee 1 $ 103,000 $ 103,000 $ 70,000
Chesapeake County Virginia 1 $ 148,000 $ 148,000 $ 104,000
Culpeper County Virginia 1 $ 75,000 $ 75,000 $ 104,000
Fluvanna County Virginia 1 $ 57,000 $ 57,000 $ 32,000
Lancaster County Virginia 1 $ 242,000 $ 242,000 $ 116,000
Loudoun County Virginia 1 $ 160,000 $ 160,000 $ 91,000
Manassas County Virginia 1 $ 147,000 $ 147,000 $ 95,000
Orange County Virginia 1 $ 168,000 $ 168,000 $ 46,000
Richmond City County Virginia 1 $ 118,000 $ 118,000 $ 65,000
Spotsylvania County Virginia 1 $ 216,000 $ 216,000 $ 59,000
Virginia Beach County Virginia 1 $ 119,000 $ 119,000 $ 23,000
Snohomish County Washington 1 $ 164,000 $ 164,000 $ 97,000
Mercer County West Virginia 1 $ 89,000 $ 89,000 $ 40,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Freedom First in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 200 $19,869,000 $117,800 $324,000 $67,600 $193,000
Home Purchase (one-to-four family) 55 $6,240,000 $132,666 $216,000 $58,666 $127,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 213 $21,514,000 $120,200 $324,000 $63,000 $193,000
Information not provided by applicant in mail or telephone application 22 $2,452,000 $126,666 $195,000 $63,333 $148,000
Black 13 $1,388,000 $107,000 $207,000 $48,666 $107,000
Asian or Pacific Islander 3 $370,000 $133,500 $164,000 $104,000 $111,000
Hispanic 2 $192,000 $96,000 $125,000 $34,000 $39,000
Other 2 $193,000 $96,000 $115,000 $53,000 $61,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 250 $25,707,000 $129,222 $324,000 $66,777 $193,000
FHA-insured (Federal Housing Administration) 5 $402,000 $80,000 $102,000 $30,000 $53,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 245 $25,399,000 $129,333 $324,000 $66,888 $193,000
Application Withdrawn By Applicant 9 $635,000 $70,000 $111,000 $36,000 $49,000
Application Denied By Financial Institution 1 $75,000 $75,000 $75,000 $17,000 $17,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List