Frontier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Frontier Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Frontier Bank 17002 Marcy St, Ste 120 Omaha, NE 68118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 964 |
| Total Mortgage Loan Application Amount | $267,650,000 |
| Average Mortgage Loan Application Amount | $228,200 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $176,000 |
| Highest Applicant Income | $2,201,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Frontier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Frontier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Frontier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Frontier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Frontier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Frontier Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 298 | $ 89,600,000 | $ 300,000 | $ 173,000 |
| Douglas County Nebraska | 193 | $ 59,915,000 | $ 310,000 | $ 266,000 |
| Richardson County Nebraska | 92 | $ 8,870,000 | $ 96,000 | $ 87,000 |
| Madison County Nebraska | 72 | $ 12,200,000 | $ 169,000 | $ 80,000 |
| Sarpy County Nebraska | 62 | $ 17,040,000 | $ 274,000 | $ 189,000 |
| Maricopa County Arizona | 19 | $ 9,145,000 | $ 481,000 | $ 270,000 |
| Stanton County Nebraska | 19 | $ 2,945,000 | $ 155,000 | $ 71,000 |
| Saunders County Nebraska | 13 | $ 6,195,000 | $ 476,000 | $ 595,000 |
| Thurston County Nebraska | 11 | $ 985,000 | $ 89,000 | $ 137,000 |
| Wayne County Nebraska | 10 | $ 1,940,000 | $ 194,000 | $ 99,000 |
| Camden County Missouri | 9 | $ 3,015,000 | $ 335,000 | $ 326,000 |
| Cass County Nebraska | 9 | $ 7,085,000 | $ 787,000 | $ 224,000 |
| Otoe County Nebraska | 9 | $ 2,425,000 | $ 269,000 | $ 109,000 |
| Pottawattamie County Iowa | 8 | $ 1,800,000 | $ 225,000 | $ 172,000 |
| Pierce County Nebraska | 8 | $ 1,160,000 | $ 145,000 | $ 92,000 |
| Platte County Nebraska | 8 | $ 1,680,000 | $ 210,000 | $ 117,000 |
| Colfax County Nebraska | 5 | $ 935,000 | $ 187,000 | $ 87,000 |
| Antelope County Nebraska | 4 | $ 490,000 | $ 122,000 | $ 59,000 |
| Gage County Nebraska | 4 | $ 690,000 | $ 172,000 | $ 101,000 |
| Nance County Nebraska | 4 | $ 510,000 | $ 127,000 | $ 80,000 |
| Seward County Nebraska | 4 | $ 1,080,000 | $ 270,000 | $ 130,000 |
| Larimer County Colorado | 3 | $ 1,535,000 | $ 511,000 | $ 492,000 |
| Holt County Missouri | 3 | $ 355,000 | $ 118,000 | $ 119,000 |
| Nodaway County Missouri | 3 | $ 495,000 | $ 165,000 | $ 73,000 |
| Cedar County Nebraska | 3 | $ 615,000 | $ 205,000 | $ 61,000 |
| Cuming County Nebraska | 3 | $ 475,000 | $ 158,000 | $ 90,000 |
| Howard County Nebraska | 3 | $ 435,000 | $ 145,000 | $ 75,000 |
| Nemaha County Nebraska | 3 | $ 465,000 | $ 155,000 | $ 100,000 |
| Saline County Nebraska | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| Arapahoe County Colorado | 2 | $ 2,930,000 | $ 1,465,000 | $ 1,148,000 |
| Eagle County Colorado | 2 | $ 650,000 | $ 325,000 | $ 253,000 |
| Gunnison County Colorado | 2 | $ 440,000 | $ 220,000 | $ 199,000 |
| Jefferson County Colorado | 2 | $ 990,000 | $ 495,000 | $ 199,000 |
| Dickinson County Iowa | 2 | $ 640,000 | $ 320,000 | $ 160,000 |
| Harrison County Iowa | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Brown County Kansas | 2 | $ 1,210,000 | $ 605,000 | $ 73,000 |
| Burt County Nebraska | 2 | $ 600,000 | $ 300,000 | $ 88,000 |
| Dakota County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 544,000 |
| Washington County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Spink County South Dakota | 2 | $ 670,000 | $ 335,000 | $ 98,000 |
| Clark County Washington | 2 | $ 640,000 | $ 320,000 | $ 309,000 |
| Gila County Arizona | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Benton County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 215,000 |
| Chaffee County Colorado | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| Denver County Colorado | 1 | $ 525,000 | $ 525,000 | $ 215,000 |
| Douglas County Colorado | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Summit County Colorado | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Teller County Colorado | 1 | $ 445,000 | $ 445,000 | $ 177,000 |
| Collier County Florida | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Lee County Florida | 1 | $ 1,885,000 | $ 1,885,000 | $ 1,131,000 |
| Monroe County Florida | 1 | $ 245,000 | $ 245,000 | $ 225,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 288,000 |
| Pickens County Georgia | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Honolulu County Hawaii | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Fremont County Iowa | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mills County Iowa | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Polk County Iowa | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Woodbury County Iowa | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Johnson County Kansas | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Riley County Kansas | 1 | $ 4,325,000 | $ 4,325,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 115,000 | $ 115,000 | $ 214,000 |
| Atchison County Missouri | 1 | $ 395,000 | $ 395,000 | $ 143,000 |
| St. Louis City County Missouri | 1 | $ 485,000 | $ 485,000 | $ 391,000 |
| Gallatin County Montana | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Missoula County Montana | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Buffalo County Nebraska | 1 | $ 445,000 | $ 445,000 | $ 240,000 |
| Butler County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Custer County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Dodge County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Franklin County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Knox County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Lincoln County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 57,000 |
| Merrick County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 197,000 |
| Pawnee County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 0 |
| York County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Clark County Nevada | 1 | $ 515,000 | $ 515,000 | $ 358,000 |
| Durham County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Lorain County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 355,000 | $ 355,000 | $ 244,000 |
| Deschutes County Oregon | 1 | $ 305,000 | $ 305,000 | $ 45,000 |
| Hand County South Dakota | 1 | $ 415,000 | $ 415,000 | $ 111,000 |
| Pennington County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 1,441,000 |
| Sevier County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 0 |
| McLennan County Texas | 1 | $ 445,000 | $ 445,000 | $ 195,000 |
| Montgomery County Texas | 1 | $ 415,000 | $ 415,000 | $ 129,000 |
| Tarrant County Texas | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Summit County Utah | 1 | $ 835,000 | $ 835,000 | $ 334,000 |
| Charlottesville County Virginia | 1 | $ 545,000 | $ 545,000 | $ 275,000 |
| Thurston County Washington | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Fremont County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Park County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Frontier Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 437 | $122,175,000 | $279,000 | $4,325,000 | $187,000 | $1,500,000 |
| Refinancing | 354 | $105,890,000 | $299,000 | $8,005,000 | $176,000 | $772,000 |
| Cash-out Refinancing | 121 | $28,925,000 | $239,000 | $545,000 | $151,000 | $915,000 |
| Other Purpose | 38 | $9,680,000 | $254,000 | $2,715,000 | $288,000 | $2,201,000 |
| Home Improvement | 14 | $980,000 | $70,000 | $235,000 | $78,000 | $132,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 672 | $170,360,000 | $253,000 | $8,005,000 | $186,000 | $2,201,000 |
| Not applicable | 136 | $54,770,000 | $402,000 | $5,035,000 | $0 | $0 |
| Not Provided | 101 | $31,505,000 | $311,000 | $775,000 | $201,000 | $1,284,000 |
| Hispanic | 30 | $5,280,000 | $176,000 | $545,000 | $85,000 | $334,000 |
| Asian | 10 | $2,190,000 | $219,000 | $335,000 | $79,000 | $150,000 |
| Black or African American | 8 | $2,300,000 | $287,000 | $515,000 | $112,000 | $154,000 |
| American Indian or Alaskan Native | 4 | $570,000 | $142,000 | $285,000 | $55,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 942 | $262,260,000 | $278,000 | $8,005,000 | $183,000 | $2,201,000 |
| VA-guaranteed (Veterans Administration) | 13 | $3,935,000 | $302,000 | $445,000 | $105,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,455,000 | $161,000 | $255,000 | $62,000 | $89,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 895 | $249,445,000 | $278,000 | $8,005,000 | $184,000 | $2,201,000 |
| Application Withdrawn By Applicant | 29 | $9,725,000 | $335,000 | $825,000 | $160,000 | $1,498,000 |
| Application Denied By Financial Institution | 25 | $5,055,000 | $202,000 | $545,000 | $74,000 | $255,000 |
| Application Approved But Not Accepted | 15 | $3,425,000 | $228,000 | $545,000 | $226,000 | $900,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 939 | $262,595,000 | $279,000 | $8,005,000 | $184,000 | $2,201,000 |
| Debt-To-Income Ratio | 7 | $1,005,000 | $143,000 | $265,000 | $39,000 | $81,000 |
| Collateral | 6 | $1,280,000 | $213,000 | $315,000 | $94,000 | $122,000 |
| Credit History | 5 | $835,000 | $167,000 | $545,000 | $60,000 | $89,000 |
| Other | 4 | $740,000 | $185,000 | $335,000 | $71,000 | $99,000 |
| Unverifiable Information | 3 | $1,195,000 | $398,000 | $485,000 | $137,000 | $255,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Frontier Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Frontier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.