Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Fulton Bank, National Association 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fulton Bank, National Association
One Penn Square
Lancaster, PA 17604
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 11,754
Total Mortgage Loan Application Amount $2,196,219,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $3,230,000
Average Applicant Income $85,666
Highest Applicant Income $6,628,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2009.

Mortgage Loan Application Totals for Fulton Bank, National Association by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Pennsylvania 2,247 $ 338,316,000 $ 150,000 $ 80,000
York County Pennsylvania 1,462 $ 236,267,000 $ 161,000 $ 90,000
Berks County Pennsylvania 1,124 $ 166,842,000 $ 148,000 $ 80,000
Lebanon County Pennsylvania 693 $ 91,888,000 $ 132,000 $ 72,000
Virginia Beach County Virginia 486 $ 118,556,000 $ 243,000 $ 82,000
Dauphin County Pennsylvania 453 $ 70,018,000 $ 154,000 $ 91,000
Cumberland County Pennsylvania 312 $ 57,150,000 $ 183,000 $ 98,000
Chester County Pennsylvania 287 $ 61,529,000 $ 214,000 $ 111,000
Henrico County Virginia 260 $ 54,537,000 $ 209,000 $ 82,000
Chesterfield County Virginia 252 $ 63,073,000 $ 250,000 $ 98,000
Chesapeake County Virginia 240 $ 59,857,000 $ 249,000 $ 71,000
Newport News County Virginia 237 $ 47,452,000 $ 200,000 $ 74,000
Howard County Maryland 212 $ 64,546,000 $ 304,000 $ 131,000
Richmond City County Virginia 211 $ 44,947,000 $ 213,000 $ 102,000
James City County Virginia 189 $ 50,157,000 $ 265,000 $ 97,000
Bucks County Pennsylvania 183 $ 49,484,000 $ 270,000 $ 123,000
York County Virginia 171 $ 44,419,000 $ 259,000 $ 89,000
Schuylkill County Pennsylvania 169 $ 19,407,000 $ 114,000 $ 62,000
Hampton County Virginia 156 $ 28,985,000 $ 185,000 $ 70,000
Norfolk County Virginia 146 $ 27,536,000 $ 188,000 $ 76,000
Montgomery County Pennsylvania 116 $ 23,522,000 $ 202,000 $ 106,000
Baltimore County Maryland 115 $ 29,008,000 $ 252,000 $ 94,000
Centre County Pennsylvania 108 $ 20,000,000 $ 185,000 $ 106,000
Hanover County Virginia 105 $ 29,676,000 $ 282,000 $ 93,000
Gloucester County Virginia 75 $ 17,447,000 $ 232,000 $ 68,000
Portsmouth County Virginia 57 $ 9,324,000 $ 163,000 $ 65,000
Adams County Pennsylvania 55 $ 10,367,000 $ 188,000 $ 102,000
Suffolk County Virginia 54 $ 12,497,000 $ 231,000 $ 70,000
Delaware County Pennsylvania 53 $ 12,039,000 $ 227,000 $ 112,000
Harford County Maryland 50 $ 12,221,000 $ 244,000 $ 66,000
Montgomery County Maryland 49 $ 20,279,000 $ 413,000 $ 176,000
Fairfax County Virginia 48 $ 18,411,000 $ 383,000 $ 151,000
Mifflin County Pennsylvania 43 $ 4,194,000 $ 97,000 $ 46,000
Poquoson County Virginia 36 $ 9,214,000 $ 255,000 $ 83,000
Baltimore City County Maryland 35 $ 8,755,000 $ 250,000 $ 116,000
Albemarle County Virginia 33 $ 9,325,000 $ 282,000 $ 91,000
Perry County Pennsylvania 32 $ 4,897,000 $ 153,000 $ 64,000
Isle of Wight County Virginia 31 $ 7,212,000 $ 232,000 $ 64,000
New Kent County Virginia 30 $ 7,610,000 $ 253,000 $ 73,000
Prince George's County Maryland 29 $ 10,775,000 $ 371,000 $ 95,000
Philadelphia County Pennsylvania 29 $ 6,677,000 $ 230,000 $ 118,000
Anne Arundel County Maryland 28 $ 9,514,000 $ 339,000 $ 107,000
Carroll County Maryland 28 $ 7,384,000 $ 263,000 $ 106,000
Dare County North Carolina 26 $ 8,262,000 $ 317,000 $ 214,000
Hopewell County Virginia 23 $ 3,630,000 $ 157,000 $ 54,000
Sussex County Delaware 20 $ 4,974,000 $ 248,000 $ 221,000
Northumberland County Pennsylvania 20 $ 1,378,000 $ 68,000 $ 40,000
Worcester County Maryland 17 $ 4,134,000 $ 243,000 $ 138,000
Charlottesville County Virginia 16 $ 3,600,000 $ 225,000 $ 61,000
Dinwiddie County Virginia 16 $ 3,920,000 $ 245,000 $ 72,000
Prince George County Virginia 15 $ 3,444,000 $ 229,000 $ 52,000
Cecil County Maryland 14 $ 3,078,000 $ 219,000 $ 140,000
King William County Virginia 14 $ 2,564,000 $ 183,000 $ 60,000
Loudoun County Virginia 14 $ 6,831,000 $ 487,000 $ 188,000
Powhatan County Virginia 14 $ 3,887,000 $ 277,000 $ 129,000
Currituck County North Carolina 13 $ 4,243,000 $ 326,000 $ 103,000
Columbia County Pennsylvania 12 $ 1,584,000 $ 132,000 $ 50,000
Juniata County Pennsylvania 12 $ 1,205,000 $ 100,000 $ 44,000
Franklin County Pennsylvania 11 $ 2,317,000 $ 210,000 $ 328,000
Frederick County Maryland 10 $ 2,186,000 $ 218,000 $ 94,000
Colonial Heights County Virginia 10 $ 1,191,000 $ 119,000 $ 56,000
Goochland County Virginia 10 $ 3,886,000 $ 388,000 $ 271,000
Louisa County Virginia 10 $ 2,109,000 $ 210,000 $ 87,000
Prince William County Virginia 10 $ 4,043,000 $ 404,000 $ 214,000
Clearfield County Pennsylvania 9 $ 787,000 $ 87,000 $ 63,000
Snyder County Pennsylvania 9 $ 998,000 $ 110,000 $ 33,000
Arlington County Virginia 9 $ 4,502,000 $ 500,000 $ 259,000
Fluvanna County Virginia 9 $ 1,861,000 $ 206,000 $ 66,000
Cape May County New Jersey 8 $ 2,630,000 $ 328,000 $ 380,000
Lehigh County Pennsylvania 8 $ 1,664,000 $ 208,000 $ 80,000
Alexandria County Virginia 8 $ 3,235,000 $ 404,000 $ 166,000
Greene County Virginia 8 $ 1,763,000 $ 220,000 $ 73,000
Middlesex County Virginia 8 $ 1,914,000 $ 239,000 $ 96,000
Northumberland County Virginia 8 $ 2,295,000 $ 286,000 $ 177,000
Williamsburg County Virginia 8 $ 1,971,000 $ 246,000 $ 93,000
District of Columbia County District Of Columbia 7 $ 2,463,000 $ 351,000 $ 141,000
Huntingdon County Pennsylvania 7 $ 1,388,000 $ 198,000 $ 135,000
Northampton County Virginia 7 $ 1,282,000 $ 183,000 $ 170,000
Southampton County Virginia 7 $ 1,104,000 $ 157,000 $ 61,000
Guilford County North Carolina 6 $ 994,000 $ 165,000 $ 63,000
Lycoming County Pennsylvania 6 $ 755,000 $ 125,000 $ 71,000
Caroline County Virginia 6 $ 917,000 $ 152,000 $ 44,000
Petersburg County Virginia 6 $ 558,000 $ 93,000 $ 42,000
New Castle County Delaware 5 $ 1,110,000 $ 222,000 $ 81,000
Talbot County Maryland 5 $ 1,951,000 $ 390,000 $ 357,000
Northampton County Pennsylvania 5 $ 1,275,000 $ 255,000 $ 111,000
Union County Pennsylvania 5 $ 632,000 $ 126,000 $ 57,000
Mathews County Virginia 5 $ 1,127,000 $ 225,000 $ 32,000
Garrett County Maryland 4 $ 963,000 $ 240,000 $ 155,000
Blair County Pennsylvania 4 $ 582,000 $ 145,000 $ 408,000
Carbon County Pennsylvania 4 $ 462,000 $ 115,000 $ 129,000
Monroe County Pennsylvania 4 $ 874,000 $ 218,000 $ 463,000
Montour County Pennsylvania 4 $ 679,000 $ 169,000 $ 71,000
Pike County Pennsylvania 4 $ 642,000 $ 160,000 $ 172,000
Wayne County Pennsylvania 4 $ 792,000 $ 198,000 $ 175,000
Charles City County Virginia 4 $ 751,000 $ 187,000 $ 78,000
Manassas County Virginia 4 $ 1,173,000 $ 293,000 $ 94,000
Charles County Maryland 3 $ 773,000 $ 257,000 $ 73,000
Washington County Maryland 3 $ 959,000 $ 319,000 $ 34,000
Camden County New Jersey 3 $ 722,000 $ 240,000 $ 106,000
Clinton County Pennsylvania 3 $ 174,000 $ 58,000 $ 48,000
Luzerne County Pennsylvania 3 $ 497,000 $ 165,000 $ 63,000
Amelia County Virginia 3 $ 729,000 $ 243,000 $ 80,000
Lancaster County Virginia 3 $ 766,000 $ 255,000 $ 116,000
Mecklenburg County Virginia 3 $ 280,000 $ 93,000 $ 47,000
Nelson County Virginia 3 $ 1,577,000 $ 525,000 $ 434,000
Richmond County Virginia 3 $ 793,000 $ 264,000 $ 66,000
St. Mary's County Maryland 2 $ 536,000 $ 268,000 $ 0
Oswego County New York 2 $ 37,000 $ 18,000 $ 51,000
Wake County North Carolina 2 $ 424,000 $ 212,000 $ 91,000
Bradford County Pennsylvania 2 $ 197,000 $ 98,000 $ 47,000
Buckingham County Virginia 2 $ 172,000 $ 86,000 $ 38,000
Essex County Virginia 2 $ 425,000 $ 212,000 $ 123,000
Fairfax City County Virginia 2 $ 1,030,000 $ 515,000 $ 130,000
Franklin City County Virginia 2 $ 283,000 $ 141,000 $ 77,000
Frederick County Virginia 2 $ 400,000 $ 200,000 $ 97,000
King and Queen County Virginia 2 $ 225,000 $ 112,000 $ 52,000
Montgomery County Virginia 2 $ 319,000 $ 159,000 $ 52,000
Prince Edward County Virginia 2 $ 245,000 $ 122,000 $ 30,000
Spotsylvania County Virginia 2 $ 127,000 $ 63,000 $ 32,000
Sussex County Virginia 2 $ 346,000 $ 173,000 $ 52,000
Collier County Florida 1 $ 245,000 $ 245,000 $ 242,000
Hillsborough County Florida 1 $ 8,000 $ 8,000 $ 107,000
Lee County Florida 1 $ 108,000 $ 108,000 $ 230,000
Sumter County Florida 1 $ 224,000 $ 224,000 $ 64,000
Honolulu County Hawaii 1 $ 20,000 $ 20,000 $ 132,000
Clark County Indiana 1 $ 5,000 $ 5,000 $ 21,000
Calvert County Maryland 1 $ 220,000 $ 220,000 $ 203,000
Dorchester County Maryland 1 $ 192,000 $ 192,000 $ 74,000
Kent County Maryland 1 $ 90,000 $ 90,000 $ 114,000
Queen Anne's County Maryland 1 $ 247,000 $ 247,000 $ 275,000
Somerset County Maryland 1 $ 728,000 $ 728,000 $ 80,000
Wicomico County Maryland 1 $ 284,000 $ 284,000 $ 101,000
Atlantic County New Jersey 1 $ 398,000 $ 398,000 $ 316,000
Bergen County New Jersey 1 $ 400,000 $ 400,000 $ 181,000
Mercer County New Jersey 1 $ 417,000 $ 417,000 $ 174,000
Middlesex County New Jersey 1 $ 204,000 $ 204,000 $ 165,000
Monmouth County New Jersey 1 $ 150,000 $ 150,000 $ 73,000
Ocean County New Jersey 1 $ 15,000 $ 15,000 $ 94,000
Alamance County North Carolina 1 $ 177,000 $ 177,000 $ 64,000
Camden County North Carolina 1 $ 350,000 $ 350,000 $ 109,000
Forsyth County North Carolina 1 $ 222,000 $ 222,000 $ 114,000
Gates County North Carolina 1 $ 170,000 $ 170,000 $ 29,000
Hertford County North Carolina 1 $ 69,000 $ 69,000 $ 20,000
New Hanover County North Carolina 1 $ 245,000 $ 245,000 $ 163,000
Northampton County North Carolina 1 $ 295,000 $ 295,000 $ 93,000
Pasquotank County North Carolina 1 $ 314,000 $ 314,000 $ 108,000
Perquimans County North Carolina 1 $ 309,000 $ 309,000 $ 78,000
Randolph County North Carolina 1 $ 72,000 $ 72,000 $ 171,000
Yadkin County North Carolina 1 $ 78,000 $ 78,000 $ 0
Yancey County North Carolina 1 $ 120,000 $ 120,000 $ 103,000
Cleveland County Oklahoma 1 $ 7,000 $ 7,000 $ 48,000
Bedford County Pennsylvania 1 $ 145,000 $ 145,000 $ 178,000
Potter County Pennsylvania 1 $ 54,000 $ 54,000 $ 47,000
Tioga County Pennsylvania 1 $ 66,000 $ 66,000 $ 46,000
Washington County Pennsylvania 1 $ 71,000 $ 71,000 $ 115,000
Bedford County Virginia 1 $ 271,000 $ 271,000 $ 112,000
Brunswick County Virginia 1 $ 331,000 $ 331,000 $ 124,000
Charlotte County Virginia 1 $ 120,000 $ 120,000 $ 64,000
Cumberland County Virginia 1 $ 77,000 $ 77,000 $ 24,000
Fauquier County Virginia 1 $ 156,000 $ 156,000 $ 0
Harrisonburg County Virginia 1 $ 148,000 $ 148,000 $ 181,000
Pittsylvania County Virginia 1 $ 376,000 $ 376,000 $ 243,000
Radford County Virginia 1 $ 236,000 $ 236,000 $ 67,000
Roanoke County Virginia 1 $ 292,000 $ 292,000 $ 134,000
Rockingham County Virginia 1 $ 165,000 $ 165,000 $ 322,000
Staunton County Virginia 1 $ 236,000 $ 236,000 $ 130,000
Surry County Virginia 1 $ 172,000 $ 172,000 $ 33,000
Pleasants County West Virginia 1 $ 15,000 $ 15,000 $ 48,000

Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,536 $1,312,205,000 $200,000 $2,000,000 $93,000 $2,933,000
Home Purchase 3,978 $722,933,000 $181,000 $3,230,000 $80,000 $6,628,000
Home Improvement 1,240 $161,081,000 $129,000 $1,500,000 $84,000 $968,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,988 $1,657,419,000 $184,000 $1,500,000 $90,000 $6,628,000
Not Provided 1,584 $319,032,000 $201,000 $3,230,000 $92,000 $1,236,000
Black or African American 593 $117,922,000 $198,000 $1,500,000 $66,000 $729,000
Hispanic 296 $37,214,000 $125,000 $640,000 $54,000 $410,000
Asian 198 $43,939,000 $221,000 $730,000 $96,000 $710,000
Not applicable 61 $11,756,000 $192,000 $725,000 $0 $0
American Indian or Alaskan Native 17 $3,893,000 $229,000 $626,000 $104,000 $422,000
Native Hawaiian or Other Pacific Islander 17 $5,044,000 $296,000 $1,250,000 $81,000 $227,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,211 $1,716,665,000 $186,000 $3,230,000 $96,000 $6,628,000
FHA-insured (Federal Housing Administration) 1,825 $319,075,000 $174,000 $570,000 $56,000 $767,000
VA-guaranteed (Veterans Administration) 611 $148,597,000 $243,000 $713,000 $56,000 $261,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 107 $11,882,000 $111,000 $242,000 $40,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,878 $1,650,795,000 $185,000 $1,500,000 $91,000 $6,628,000
Application Withdrawn By Applicant 1,333 $291,836,000 $218,000 $2,000,000 $86,000 $1,000,000
Application Denied By Financial Institution 903 $148,777,000 $164,000 $1,493,000 $68,000 $762,000
Preapproval Denied by Financial Institution 407 $60,995,000 $149,000 $3,230,000 $52,000 $1,236,000
Application Approved But Not Accepted 229 $43,121,000 $188,000 $540,000 $103,000 $1,968,000
File Closed For Incompleteness 2 $198,000 $99,000 $158,000 $58,000 $83,000
Loan Purchased By The Institution 2 $497,000 $248,000 $417,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 550 $69,376,000 $126,000 $1,350,000 $54,000 $762,000
Debt-To-Income Ratio 352 $58,993,000 $167,000 $1,493,000 $45,000 $241,000
Collateral 230 $46,764,000 $203,000 $765,000 $95,000 $759,000
Other 75 $10,322,000 $137,000 $560,000 $85,000 $300,000
Credit Application Incomplete 44 $10,025,000 $227,000 $800,000 $93,000 $365,000
Employment History 21 $6,853,000 $326,000 $3,230,000 $102,000 $1,236,000
Unverifiable Information 20 $3,527,000 $176,000 $417,000 $70,000 $190,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,185,000 $245,000 $730,000 $75,000 $260,000
Mortgage Insurance Denied 5 $727,000 $145,000 $175,000 $70,000 $153,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fulton Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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