Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Fulton Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 4,137 |
| Total Mortgage Loan Application Amount | $1,001,555,000 |
| Average Mortgage Loan Application Amount | $229,000 |
| Highest Mortgage Loan Application Amount | $19,125,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $2,172,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 985 | $ 192,470,000 | $ 195,000 | $ 97,000 |
| Berks County Pennsylvania | 413 | $ 70,626,000 | $ 171,000 | $ 101,000 |
| York County Pennsylvania | 289 | $ 53,294,000 | $ 184,000 | $ 88,000 |
| Lebanon County Pennsylvania | 279 | $ 44,450,000 | $ 159,000 | $ 88,000 |
| Dauphin County Pennsylvania | 189 | $ 35,598,000 | $ 188,000 | $ 119,000 |
| Chester County Pennsylvania | 168 | $ 40,228,000 | $ 239,000 | $ 158,000 |
| Cumberland County Pennsylvania | 151 | $ 32,027,000 | $ 212,000 | $ 110,000 |
| Sussex County Delaware | 148 | $ 39,325,000 | $ 265,000 | $ 144,000 |
| Virginia Beach County Virginia | 85 | $ 31,945,000 | $ 375,000 | $ 166,000 |
| New Castle County Delaware | 77 | $ 23,193,000 | $ 301,000 | $ 119,000 |
| James City County Virginia | 67 | $ 16,728,000 | $ 249,000 | $ 107,000 |
| Albemarle County Virginia | 65 | $ 30,014,000 | $ 461,000 | $ 162,000 |
| Schuylkill County Pennsylvania | 61 | $ 6,810,000 | $ 111,000 | $ 59,000 |
| Montgomery County Pennsylvania | 52 | $ 13,021,000 | $ 250,000 | $ 153,000 |
| Henrico County Virginia | 52 | $ 20,203,000 | $ 388,000 | $ 185,000 |
| Bucks County Pennsylvania | 51 | $ 14,588,000 | $ 286,000 | $ 153,000 |
| Richmond City County Virginia | 48 | $ 23,697,000 | $ 493,000 | $ 179,000 |
| Harford County Maryland | 46 | $ 10,348,000 | $ 224,000 | $ 65,000 |
| Baltimore County Maryland | 45 | $ 11,264,000 | $ 250,000 | $ 81,000 |
| Chesterfield County Virginia | 36 | $ 10,697,000 | $ 297,000 | $ 124,000 |
| Newport News County Virginia | 36 | $ 13,760,000 | $ 382,000 | $ 86,000 |
| York County Virginia | 36 | $ 10,262,000 | $ 285,000 | $ 119,000 |
| Northumberland County Pennsylvania | 35 | $ 3,378,000 | $ 96,000 | $ 47,000 |
| Northampton County Pennsylvania | 33 | $ 6,643,000 | $ 201,000 | $ 77,000 |
| Fairfax County Virginia | 33 | $ 16,402,000 | $ 497,000 | $ 187,000 |
| Hanover County Virginia | 31 | $ 12,098,000 | $ 390,000 | $ 158,000 |
| Chesapeake County Virginia | 30 | $ 8,591,000 | $ 286,000 | $ 105,000 |
| Delaware County Pennsylvania | 26 | $ 7,395,000 | $ 284,000 | $ 195,000 |
| Centre County Pennsylvania | 25 | $ 17,370,000 | $ 694,000 | $ 124,000 |
| Hampton County Virginia | 21 | $ 3,297,000 | $ 157,000 | $ 88,000 |
| Norfolk County Virginia | 21 | $ 5,016,000 | $ 238,000 | $ 53,000 |
| Lehigh County Pennsylvania | 20 | $ 5,996,000 | $ 299,000 | $ 184,000 |
| Washington County Maryland | 19 | $ 2,875,000 | $ 151,000 | $ 43,000 |
| New Kent County Virginia | 18 | $ 4,489,000 | $ 249,000 | $ 126,000 |
| Columbia County Pennsylvania | 17 | $ 2,341,000 | $ 137,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 17 | $ 3,843,000 | $ 226,000 | $ 85,000 |
| Louisa County Virginia | 17 | $ 5,709,000 | $ 335,000 | $ 275,000 |
| Howard County Maryland | 15 | $ 4,989,000 | $ 332,000 | $ 117,000 |
| Charlottesville County Virginia | 14 | $ 4,766,000 | $ 340,000 | $ 106,000 |
| Anne Arundel County Maryland | 13 | $ 4,491,000 | $ 345,000 | $ 100,000 |
| Union County Pennsylvania | 13 | $ 1,748,000 | $ 134,000 | $ 52,000 |
| Gloucester County Virginia | 13 | $ 2,672,000 | $ 205,000 | $ 91,000 |
| Kent County Delaware | 12 | $ 3,400,000 | $ 283,000 | $ 113,000 |
| Cecil County Maryland | 12 | $ 2,655,000 | $ 221,000 | $ 190,000 |
| Atlantic County New Jersey | 12 | $ 4,118,000 | $ 343,000 | $ 298,000 |
| Adams County Pennsylvania | 12 | $ 9,344,000 | $ 778,000 | $ 95,000 |
| Gloucester County New Jersey | 11 | $ 1,594,000 | $ 144,000 | $ 38,000 |
| Snyder County Pennsylvania | 10 | $ 1,451,000 | $ 145,000 | $ 73,000 |
| Goochland County Virginia | 10 | $ 4,881,000 | $ 488,000 | $ 160,000 |
| Spotsylvania County Virginia | 10 | $ 4,298,000 | $ 429,000 | $ 208,000 |
| Baltimore City County Maryland | 9 | $ 2,226,000 | $ 247,000 | $ 105,000 |
| Perry County Pennsylvania | 8 | $ 1,281,000 | $ 160,000 | $ 61,000 |
| Loudoun County Virginia | 8 | $ 3,142,000 | $ 392,000 | $ 145,000 |
| Prince William County Virginia | 8 | $ 3,562,000 | $ 445,000 | $ 242,000 |
| Montour County Pennsylvania | 7 | $ 847,000 | $ 121,000 | $ 53,000 |
| Isle of Wight County Virginia | 7 | $ 1,056,000 | $ 150,000 | $ 123,000 |
| Montgomery County Maryland | 6 | $ 1,701,000 | $ 283,000 | $ 101,000 |
| Monroe County Pennsylvania | 6 | $ 772,000 | $ 128,000 | $ 56,000 |
| Fluvanna County Virginia | 6 | $ 1,490,000 | $ 248,000 | $ 97,000 |
| Greene County Virginia | 6 | $ 1,897,000 | $ 316,000 | $ 135,000 |
| Portsmouth County Virginia | 6 | $ 1,019,000 | $ 169,000 | $ 58,000 |
| Powhatan County Virginia | 6 | $ 1,610,000 | $ 268,000 | $ 114,000 |
| Suffolk County Virginia | 6 | $ 1,595,000 | $ 265,000 | $ 97,000 |
| Cape May County New Jersey | 5 | $ 5,654,000 | $ 1,130,000 | $ 576,000 |
| Franklin County Pennsylvania | 5 | $ 1,295,000 | $ 259,000 | $ 161,000 |
| Lycoming County Pennsylvania | 5 | $ 12,671,000 | $ 2,534,000 | $ 96,000 |
| Arlington County Virginia | 5 | $ 3,914,000 | $ 782,000 | $ 281,000 |
| Prince George's County Maryland | 4 | $ 1,479,000 | $ 369,000 | $ 131,000 |
| Burlington County New Jersey | 4 | $ 1,145,000 | $ 286,000 | $ 87,000 |
| Camden County New Jersey | 4 | $ 753,000 | $ 188,000 | $ 90,000 |
| Mercer County New Jersey | 4 | $ 1,429,000 | $ 357,000 | $ 220,000 |
| Salem County New Jersey | 4 | $ 670,000 | $ 167,000 | $ 77,000 |
| Northampton County Virginia | 4 | $ 1,557,000 | $ 389,000 | $ 130,000 |
| Prince George County Virginia | 4 | $ 962,000 | $ 240,000 | $ 108,000 |
| Kent County Maryland | 3 | $ 367,000 | $ 122,000 | $ 185,000 |
| Talbot County Maryland | 3 | $ 1,379,000 | $ 459,000 | $ 160,000 |
| Worcester County Maryland | 3 | $ 454,000 | $ 151,000 | $ 315,000 |
| Passaic County New Jersey | 3 | $ 607,000 | $ 202,000 | $ 55,000 |
| Currituck County North Carolina | 3 | $ 496,000 | $ 165,000 | $ 97,000 |
| Perquimans County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 68,000 |
| Huntingdon County Pennsylvania | 3 | $ 446,000 | $ 148,000 | $ 84,000 |
| Alexandria County Virginia | 3 | $ 1,274,000 | $ 424,000 | $ 228,000 |
| Charles City County Virginia | 3 | $ 1,575,000 | $ 525,000 | $ 173,000 |
| Fauquier County Virginia | 3 | $ 941,000 | $ 313,000 | $ 98,000 |
| King William County Virginia | 3 | $ 537,000 | $ 179,000 | $ 44,000 |
| Northumberland County Virginia | 3 | $ 1,249,000 | $ 416,000 | $ 243,000 |
| Poquoson County Virginia | 3 | $ 1,057,000 | $ 352,000 | $ 151,000 |
| Williamsburg County Virginia | 3 | $ 712,000 | $ 237,000 | $ 52,000 |
| Duval County Florida | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Carroll County Maryland | 2 | $ 370,000 | $ 185,000 | $ 59,000 |
| Wicomico County Maryland | 2 | $ 334,000 | $ 167,000 | $ 90,000 |
| Hunterdon County New Jersey | 2 | $ 405,000 | $ 202,000 | $ 59,000 |
| Bedford County Pennsylvania | 2 | $ 444,000 | $ 222,000 | $ 44,000 |
| Blair County Pennsylvania | 2 | $ 2,688,000 | $ 1,344,000 | $ 112,000 |
| Carbon County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 311,000 |
| Mifflin County Pennsylvania | 2 | $ 67,000 | $ 33,000 | $ 34,000 |
| Sullivan County Pennsylvania | 2 | $ 38,000 | $ 19,000 | $ 58,000 |
| Wayne County Pennsylvania | 2 | $ 562,000 | $ 281,000 | $ 258,000 |
| Amelia County Virginia | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Caroline County Virginia | 2 | $ 585,000 | $ 292,000 | $ 131,000 |
| Middlesex County Virginia | 2 | $ 627,000 | $ 313,000 | $ 195,000 |
| Orange County Virginia | 2 | $ 535,000 | $ 267,000 | $ 107,000 |
| District of Columbia County District Of Columbia | 1 | $ 650,000 | $ 650,000 | $ 163,000 |
| Dorchester County Maryland | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Queen Anne's County Maryland | 1 | $ 690,000 | $ 690,000 | $ 521,000 |
| Cumberland County New Jersey | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Morris County New Jersey | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Union County New Jersey | 1 | $ 1,050,000 | $ 1,050,000 | $ 400,000 |
| Juniata County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Lackawanna County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Luzerne County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Pike County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 70,000 |
| Potter County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 131,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 13,000 |
| Colonial Heights County Virginia | 1 | $ 146,000 | $ 146,000 | $ 38,000 |
| Culpeper County Virginia | 1 | $ 772,000 | $ 772,000 | $ 152,000 |
| Frederick County Virginia | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Harrisonburg County Virginia | 1 | $ 19,125,000 | $ 19,125,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Lancaster County Virginia | 1 | $ 443,000 | $ 443,000 | $ 342,000 |
| Lexington County Virginia | 1 | $ 317,000 | $ 317,000 | $ 110,000 |
| Madison County Virginia | 1 | $ 651,000 | $ 651,000 | $ 214,000 |
| Mathews County Virginia | 1 | $ 492,000 | $ 492,000 | $ 256,000 |
| Stafford County Virginia | 1 | $ 408,000 | $ 408,000 | $ 270,000 |
| Staunton County Virginia | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Surry County Virginia | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
| Sussex County Virginia | 1 | $ 360,000 | $ 360,000 | $ 196,000 |
| Warren County Virginia | 1 | $ 350,000 | $ 350,000 | $ 172,000 |
| Westmoreland County Virginia | 1 | $ 252,000 | $ 252,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,514 | $634,234,000 | $252,000 | $11,944,000 | $108,000 | $2,172,000 |
| Refinancing | 1,266 | $294,983,000 | $233,000 | $2,488,000 | $127,000 | $1,648,000 |
| Home Improvement | 357 | $72,338,000 | $202,000 | $19,125,000 | $95,000 | $2,020,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,188 | $654,975,000 | $205,000 | $2,350,000 | $113,000 | $2,172,000 |
| Not Provided | 565 | $159,970,000 | $283,000 | $1,500,000 | $144,000 | $1,230,000 |
| Hispanic | 105 | $12,137,000 | $115,000 | $364,000 | $54,000 | $234,000 |
| Black or African American | 102 | $22,111,000 | $216,000 | $1,000,000 | $95,000 | $599,000 |
| Not applicable | 91 | $128,272,000 | $1,409,000 | $19,125,000 | $0 | $0 |
| Asian | 72 | $20,767,000 | $288,000 | $1,600,000 | $111,000 | $611,000 |
| American Indian or Alaskan Native | 8 | $2,270,000 | $283,000 | $741,000 | $130,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,053,000 | $175,000 | $348,000 | $46,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,405 | $861,560,000 | $253,000 | $19,125,000 | $123,000 | $2,172,000 |
| FHA-insured (Federal Housing Administration) | 443 | $78,758,000 | $177,000 | $521,000 | $61,000 | $231,000 |
| VA-guaranteed (Veterans Administration) | 182 | $47,438,000 | $260,000 | $733,000 | $84,000 | $317,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 107 | $13,799,000 | $128,000 | $302,000 | $45,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,965 | $760,498,000 | $256,000 | $19,125,000 | $112,000 | $2,172,000 |
| Application Denied By Financial Institution | 483 | $90,587,000 | $187,000 | $1,643,000 | $92,000 | $2,020,000 |
| Application Withdrawn By Applicant | 354 | $81,337,000 | $229,000 | $1,500,000 | $140,000 | $1,095,000 |
| Application Approved But Not Accepted | 193 | $39,505,000 | $204,000 | $925,000 | $107,000 | $616,000 |
| File Closed For Incompleteness | 136 | $28,745,000 | $211,000 | $1,000,000 | $130,000 | $728,000 |
| Loan Purchased By The Institution | 6 | $883,000 | $147,000 | $411,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 170 | $36,691,000 | $215,000 | $1,600,000 | $65,000 | $455,000 |
| Credit History | 126 | $13,894,000 | $110,000 | $1,200,000 | $87,000 | $810,000 |
| Collateral | 106 | $25,147,000 | $237,000 | $1,643,000 | $144,000 | $2,020,000 |
| Other | 38 | $5,253,000 | $138,000 | $570,000 | $62,000 | $411,000 |
| Unverifiable Information | 15 | $2,868,000 | $191,000 | $480,000 | $145,000 | $237,000 |
| Credit Application Incomplete | 14 | $4,773,000 | $340,000 | $1,500,000 | $110,000 | $474,000 |
| Employment History | 10 | $1,203,000 | $120,000 | $268,000 | $56,000 | $177,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $758,000 | $189,000 | $293,000 | $86,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.