Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Fulton Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 4,125 |
| Total Mortgage Loan Application Amount | $1,082,284,000 |
| Average Mortgage Loan Application Amount | $221,333 |
| Highest Mortgage Loan Application Amount | $16,400,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 948 | $ 201,659,000 | $ 212,000 | $ 99,000 |
| Berks County Pennsylvania | 481 | $ 99,129,000 | $ 206,000 | $ 97,000 |
| York County Pennsylvania | 253 | $ 44,735,000 | $ 176,000 | $ 94,000 |
| Lebanon County Pennsylvania | 248 | $ 42,544,000 | $ 171,000 | $ 72,000 |
| Dauphin County Pennsylvania | 201 | $ 44,584,000 | $ 221,000 | $ 107,000 |
| Chester County Pennsylvania | 126 | $ 37,620,000 | $ 298,000 | $ 151,000 |
| Sussex County Delaware | 118 | $ 33,526,000 | $ 284,000 | $ 124,000 |
| Cumberland County Pennsylvania | 117 | $ 29,007,000 | $ 247,000 | $ 112,000 |
| Virginia Beach County Virginia | 75 | $ 27,678,000 | $ 369,000 | $ 175,000 |
| Henrico County Virginia | 71 | $ 24,922,000 | $ 351,000 | $ 157,000 |
| Schuylkill County Pennsylvania | 69 | $ 6,739,000 | $ 97,000 | $ 63,000 |
| Albemarle County Virginia | 63 | $ 23,790,000 | $ 377,000 | $ 148,000 |
| New Castle County Delaware | 61 | $ 42,930,000 | $ 703,000 | $ 114,000 |
| James City County Virginia | 60 | $ 16,639,000 | $ 277,000 | $ 154,000 |
| Montgomery County Pennsylvania | 53 | $ 18,286,000 | $ 345,000 | $ 120,000 |
| Chesapeake County Virginia | 52 | $ 15,286,000 | $ 293,000 | $ 139,000 |
| Richmond City County Virginia | 48 | $ 17,773,000 | $ 370,000 | $ 162,000 |
| Bucks County Pennsylvania | 46 | $ 12,951,000 | $ 281,000 | $ 169,000 |
| Baltimore County Maryland | 45 | $ 11,523,000 | $ 256,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 45 | $ 32,407,000 | $ 720,000 | $ 206,000 |
| Norfolk County Virginia | 39 | $ 10,331,000 | $ 264,000 | $ 102,000 |
| Chesterfield County Virginia | 33 | $ 9,531,000 | $ 288,000 | $ 124,000 |
| Hanover County Virginia | 33 | $ 13,402,000 | $ 406,000 | $ 137,000 |
| York County Virginia | 32 | $ 9,575,000 | $ 299,000 | $ 103,000 |
| Northumberland County Pennsylvania | 30 | $ 3,605,000 | $ 120,000 | $ 52,000 |
| Northampton County Pennsylvania | 29 | $ 5,309,000 | $ 183,000 | $ 85,000 |
| Newport News County Virginia | 29 | $ 4,817,000 | $ 166,000 | $ 104,000 |
| Anne Arundel County Maryland | 27 | $ 10,762,000 | $ 398,000 | $ 102,000 |
| Harford County Maryland | 26 | $ 5,328,000 | $ 204,000 | $ 74,000 |
| Centre County Pennsylvania | 26 | $ 6,261,000 | $ 240,000 | $ 166,000 |
| Howard County Maryland | 25 | $ 8,815,000 | $ 352,000 | $ 117,000 |
| Columbia County Pennsylvania | 25 | $ 3,562,000 | $ 142,000 | $ 58,000 |
| Louisa County Virginia | 25 | $ 9,663,000 | $ 386,000 | $ 186,000 |
| Fairfax County Virginia | 24 | $ 13,024,000 | $ 542,000 | $ 220,000 |
| Lehigh County Pennsylvania | 21 | $ 7,855,000 | $ 374,000 | $ 210,000 |
| New Kent County Virginia | 17 | $ 4,896,000 | $ 288,000 | $ 98,000 |
| Montgomery County Maryland | 16 | $ 7,841,000 | $ 490,000 | $ 196,000 |
| Delaware County Pennsylvania | 16 | $ 6,275,000 | $ 392,000 | $ 214,000 |
| Perry County Pennsylvania | 16 | $ 3,031,000 | $ 189,000 | $ 105,000 |
| Hampton County Virginia | 16 | $ 2,080,000 | $ 130,000 | $ 59,000 |
| Adams County Pennsylvania | 15 | $ 2,855,000 | $ 190,000 | $ 74,000 |
| Union County Pennsylvania | 14 | $ 2,006,000 | $ 143,000 | $ 52,000 |
| Cecil County Maryland | 13 | $ 2,642,000 | $ 203,000 | $ 104,000 |
| Charlottesville County Virginia | 13 | $ 3,730,000 | $ 286,000 | $ 109,000 |
| Snyder County Pennsylvania | 12 | $ 1,747,000 | $ 145,000 | $ 50,000 |
| Gloucester County Virginia | 12 | $ 2,679,000 | $ 223,000 | $ 117,000 |
| District of Columbia County District Of Columbia | 11 | $ 7,422,000 | $ 674,000 | $ 249,000 |
| Baltimore City County Maryland | 11 | $ 1,889,000 | $ 171,000 | $ 57,000 |
| Lycoming County Pennsylvania | 11 | $ 2,425,000 | $ 220,000 | $ 170,000 |
| King William County Virginia | 11 | $ 1,514,000 | $ 137,000 | $ 69,000 |
| Kent County Delaware | 10 | $ 2,858,000 | $ 285,000 | $ 56,000 |
| Greene County Virginia | 10 | $ 1,740,000 | $ 174,000 | $ 86,000 |
| Cape May County New Jersey | 9 | $ 4,399,000 | $ 488,000 | $ 394,000 |
| Fluvanna County Virginia | 9 | $ 2,180,000 | $ 242,000 | $ 104,000 |
| Loudoun County Virginia | 9 | $ 3,542,000 | $ 393,000 | $ 114,000 |
| Portsmouth County Virginia | 9 | $ 1,308,000 | $ 145,000 | $ 95,000 |
| Worcester County Maryland | 8 | $ 1,825,000 | $ 228,000 | $ 156,000 |
| Bergen County New Jersey | 8 | $ 5,636,000 | $ 704,000 | $ 222,000 |
| Camden County New Jersey | 8 | $ 2,269,000 | $ 283,000 | $ 164,000 |
| Monmouth County New Jersey | 8 | $ 5,518,000 | $ 689,000 | $ 266,000 |
| Spotsylvania County Virginia | 8 | $ 4,702,000 | $ 587,000 | $ 296,000 |
| Suffolk County Virginia | 8 | $ 3,419,000 | $ 427,000 | $ 218,000 |
| Salem County New Jersey | 7 | $ 817,000 | $ 116,000 | $ 65,000 |
| Montour County Pennsylvania | 7 | $ 833,000 | $ 119,000 | $ 41,000 |
| Prince William County Virginia | 7 | $ 2,186,000 | $ 312,000 | $ 102,000 |
| Prince George's County Maryland | 6 | $ 1,759,000 | $ 293,000 | $ 110,000 |
| Warren County New Jersey | 6 | $ 1,021,000 | $ 170,000 | $ 82,000 |
| Currituck County North Carolina | 6 | $ 1,757,000 | $ 292,000 | $ 195,000 |
| Arlington County Virginia | 6 | $ 4,015,000 | $ 669,000 | $ 202,000 |
| Powhatan County Virginia | 6 | $ 1,483,000 | $ 247,000 | $ 84,000 |
| Williamsburg County Virginia | 6 | $ 1,037,000 | $ 172,000 | $ 51,000 |
| Frederick County Maryland | 5 | $ 1,957,000 | $ 391,000 | $ 108,000 |
| Atlantic County New Jersey | 5 | $ 1,673,000 | $ 334,000 | $ 207,000 |
| Gloucester County New Jersey | 5 | $ 834,000 | $ 166,000 | $ 66,000 |
| Morris County New Jersey | 5 | $ 1,369,000 | $ 273,000 | $ 143,000 |
| Union County New Jersey | 5 | $ 3,748,000 | $ 749,000 | $ 269,000 |
| Alexandria County Virginia | 5 | $ 1,133,000 | $ 226,000 | $ 78,000 |
| Goochland County Virginia | 5 | $ 2,712,000 | $ 542,000 | $ 143,000 |
| Nelson County Virginia | 5 | $ 1,817,000 | $ 363,000 | $ 195,000 |
| Franklin County Pennsylvania | 4 | $ 1,061,000 | $ 265,000 | $ 156,000 |
| Accomack County Virginia | 4 | $ 786,000 | $ 196,000 | $ 142,000 |
| Middlesex County Virginia | 4 | $ 523,000 | $ 130,000 | $ 93,000 |
| Orange County Virginia | 4 | $ 978,000 | $ 244,000 | $ 130,000 |
| Poquoson County Virginia | 4 | $ 1,596,000 | $ 399,000 | $ 114,000 |
| Surry County Virginia | 4 | $ 300,000 | $ 75,000 | $ 38,000 |
| Kent County Maryland | 3 | $ 1,252,000 | $ 417,000 | $ 363,000 |
| Washington County Maryland | 3 | $ 876,000 | $ 292,000 | $ 68,000 |
| Burlington County New Jersey | 3 | $ 1,333,000 | $ 444,000 | $ 231,000 |
| Essex County New Jersey | 3 | $ 1,841,000 | $ 613,000 | $ 288,000 |
| Ocean County New Jersey | 3 | $ 763,000 | $ 254,000 | $ 110,000 |
| Somerset County New Jersey | 3 | $ 1,664,000 | $ 554,000 | $ 169,000 |
| Juniata County Pennsylvania | 3 | $ 602,000 | $ 200,000 | $ 57,000 |
| Tioga County Pennsylvania | 3 | $ 212,000 | $ 70,000 | $ 444,000 |
| Mathews County Virginia | 3 | $ 1,856,000 | $ 618,000 | $ 226,000 |
| Northampton County Virginia | 3 | $ 1,142,000 | $ 380,000 | $ 111,000 |
| Carroll County Maryland | 2 | $ 709,000 | $ 354,000 | $ 68,000 |
| Charles County Maryland | 2 | $ 16,652,000 | $ 8,326,000 | $ 79,000 |
| Passaic County New Jersey | 2 | $ 1,225,000 | $ 612,000 | $ 205,000 |
| Carbon County Pennsylvania | 2 | $ 229,000 | $ 114,000 | $ 82,000 |
| Huntingdon County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 317,000 |
| Luzerne County Pennsylvania | 2 | $ 275,000 | $ 137,000 | $ 59,000 |
| Mifflin County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Charles City County Virginia | 2 | $ 1,413,000 | $ 706,000 | $ 217,000 |
| Fauquier County Virginia | 2 | $ 701,000 | $ 350,000 | $ 135,000 |
| Northumberland County Virginia | 2 | $ 687,000 | $ 343,000 | $ 97,000 |
| Rockingham County Virginia | 2 | $ 424,000 | $ 212,000 | $ 88,000 |
| Salem County Virginia | 2 | $ 696,000 | $ 348,000 | $ 175,000 |
| Berkeley County West Virginia | 2 | $ 425,000 | $ 212,000 | $ 61,000 |
| Broward County Florida | 1 | $ 25,000 | $ 25,000 | $ 176,000 |
| Collier County Florida | 1 | $ 220,000 | $ 220,000 | $ 96,000 |
| Caroline County Maryland | 1 | $ 261,000 | $ 261,000 | $ 81,000 |
| Dorchester County Maryland | 1 | $ 417,000 | $ 417,000 | $ 310,000 |
| Garrett County Maryland | 1 | $ 248,000 | $ 248,000 | $ 319,000 |
| Queen Anne's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 243,000 |
| Talbot County Maryland | 1 | $ 640,000 | $ 640,000 | $ 268,000 |
| Wicomico County Maryland | 1 | $ 332,000 | $ 332,000 | $ 401,000 |
| Hunterdon County New Jersey | 1 | $ 670,000 | $ 670,000 | $ 325,000 |
| Mercer County New Jersey | 1 | $ 211,000 | $ 211,000 | $ 64,000 |
| Sussex County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Dare County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 185,000 |
| Blair County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Clinton County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 423,000 | $ 423,000 | $ 450,000 |
| Pike County Pennsylvania | 1 | $ 568,000 | $ 568,000 | $ 660,000 |
| Potter County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 88,000 |
| Wayne County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 112,000 |
| Bedford County Virginia | 1 | $ 417,000 | $ 417,000 | $ 288,000 |
| Buckingham County Virginia | 1 | $ 198,000 | $ 198,000 | $ 134,000 |
| Colonial Heights County Virginia | 1 | $ 236,000 | $ 236,000 | $ 63,000 |
| Culpeper County Virginia | 1 | $ 408,000 | $ 408,000 | $ 173,000 |
| Fairfax City County Virginia | 1 | $ 432,000 | $ 432,000 | $ 178,000 |
| Falls Church County Virginia | 1 | $ 1,352,000 | $ 1,352,000 | $ 333,000 |
| Franklin County Virginia | 1 | $ 480,000 | $ 480,000 | $ 264,000 |
| Franklin City County Virginia | 1 | $ 219,000 | $ 219,000 | $ 222,000 |
| Harrisonburg County Virginia | 1 | $ 107,000 | $ 107,000 | $ 96,000 |
| Hopewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Lancaster County Virginia | 1 | $ 1,182,000 | $ 1,182,000 | $ 1,458,000 |
| Madison County Virginia | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Manassas County Virginia | 1 | $ 272,000 | $ 272,000 | $ 84,000 |
| Petersburg County Virginia | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Rockbridge County Virginia | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Stafford County Virginia | 1 | $ 440,000 | $ 440,000 | $ 272,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,705 | $766,079,000 | $283,000 | $16,400,000 | $113,000 | $2,970,000 |
| Refinancing | 1,083 | $272,256,000 | $251,000 | $4,875,000 | $125,000 | $3,600,000 |
| Home Improvement | 337 | $43,949,000 | $130,000 | $1,568,000 | $88,000 | $825,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,105 | $676,238,000 | $217,000 | $3,300,000 | $115,000 | $3,600,000 |
| Not Provided | 518 | $171,026,000 | $330,000 | $1,568,000 | $149,000 | $946,000 |
| Hispanic | 152 | $20,186,000 | $132,000 | $654,000 | $51,000 | $361,000 |
| Black or African American | 133 | $27,627,000 | $207,000 | $1,500,000 | $89,000 | $515,000 |
| Not applicable | 110 | $153,095,000 | $1,391,000 | $16,400,000 | $0 | $0 |
| Asian | 92 | $29,664,000 | $322,000 | $1,600,000 | $162,000 | $1,091,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $3,912,000 | $326,000 | $1,133,000 | $151,000 | $484,000 |
| American Indian or Alaskan Native | 3 | $536,000 | $178,000 | $344,000 | $64,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,340 | $928,145,000 | $277,000 | $16,400,000 | $125,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 544 | $96,271,000 | $176,000 | $589,000 | $65,000 | $349,000 |
| VA-guaranteed (Veterans Administration) | 152 | $45,757,000 | $301,000 | $1,479,000 | $92,000 | $319,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $12,111,000 | $136,000 | $285,000 | $47,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,053 | $849,805,000 | $278,000 | $16,400,000 | $117,000 | $2,970,000 |
| Application Denied By Financial Institution | 435 | $79,392,000 | $182,000 | $1,692,000 | $83,000 | $1,376,000 |
| Application Withdrawn By Applicant | 292 | $71,976,000 | $246,000 | $1,100,000 | $126,000 | $3,600,000 |
| Application Approved But Not Accepted | 191 | $41,397,000 | $216,000 | $1,185,000 | $112,000 | $1,458,000 |
| File Closed For Incompleteness | 150 | $39,048,000 | $260,000 | $924,000 | $131,000 | $653,000 |
| Loan Purchased By The Institution | 4 | $666,000 | $166,000 | $373,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 154 | $28,631,000 | $185,000 | $1,487,000 | $59,000 | $570,000 |
| Credit History | 124 | $14,196,000 | $114,000 | $1,568,000 | $66,000 | $800,000 |
| Collateral | 80 | $20,989,000 | $262,000 | $1,692,000 | $141,000 | $825,000 |
| Other | 41 | $8,341,000 | $203,000 | $1,000,000 | $66,000 | $400,000 |
| Unverifiable Information | 14 | $2,498,000 | $178,000 | $560,000 | $125,000 | $758,000 |
| Employment History | 11 | $1,725,000 | $156,000 | $285,000 | $79,000 | $262,000 |
| Credit Application Incomplete | 10 | $2,876,000 | $287,000 | $1,025,000 | $207,000 | $1,376,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $136,000 | $136,000 | $136,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.