Gardner Financial Services, Ltd.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Gardner Financial Services, Ltd. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gardner Financial Services, Ltd. 3503 Paesanos Pkwy San Antonio, TX 78231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,755 |
| Total Mortgage Loan Application Amount | $1,700,322,000 |
| Average Mortgage Loan Application Amount | $262,500 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $122,500 |
| Highest Applicant Income | $1,906,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Gardner Financial Services, Ltd.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gardner Financial Services, Ltd.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Gardner Financial Services, Ltd.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gardner Financial Services, Ltd. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gardner Financial Services, Ltd., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gardner Financial Services, Ltd.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,561 | $ 361,074,000 | $ 231,000 | $ 104,000 |
| Harris County Texas | 562 | $ 141,285,000 | $ 251,000 | $ 125,000 |
| Tarrant County Texas | 485 | $ 111,486,000 | $ 229,000 | $ 119,000 |
| Travis County Texas | 378 | $ 117,338,000 | $ 310,000 | $ 144,000 |
| Williamson County Texas | 319 | $ 83,961,000 | $ 263,000 | $ 115,000 |
| Davidson County Tennessee | 244 | $ 60,613,000 | $ 248,000 | $ 107,000 |
| Comal County Texas | 240 | $ 72,022,000 | $ 300,000 | $ 121,000 |
| Rutherford County Tennessee | 225 | $ 53,120,000 | $ 236,000 | $ 84,000 |
| Dallas County Texas | 192 | $ 59,199,000 | $ 308,000 | $ 151,000 |
| Denton County Texas | 191 | $ 48,752,000 | $ 255,000 | $ 109,000 |
| Guadalupe County Texas | 190 | $ 45,459,000 | $ 239,000 | $ 96,000 |
| Adams County Colorado | 163 | $ 47,539,000 | $ 291,000 | $ 97,000 |
| Maury County Tennessee | 162 | $ 33,837,000 | $ 208,000 | $ 70,000 |
| Collin County Texas | 118 | $ 35,289,000 | $ 299,000 | $ 140,000 |
| Fort Bend County Texas | 118 | $ 29,185,000 | $ 247,000 | $ 122,000 |
| Brazos County Texas | 106 | $ 23,025,000 | $ 217,000 | $ 118,000 |
| Williamson County Tennessee | 103 | $ 34,478,000 | $ 334,000 | $ 140,000 |
| Hays County Texas | 82 | $ 22,293,000 | $ 271,000 | $ 131,000 |
| Wise County Texas | 67 | $ 16,509,000 | $ 246,000 | $ 113,000 |
| Johnson County Texas | 61 | $ 12,308,000 | $ 201,000 | $ 95,000 |
| Kendall County Texas | 57 | $ 18,240,000 | $ 320,000 | $ 139,000 |
| Jefferson County Colorado | 55 | $ 18,463,000 | $ 335,000 | $ 115,000 |
| Wilson County Tennessee | 52 | $ 14,197,000 | $ 273,000 | $ 99,000 |
| Montgomery County Texas | 45 | $ 11,427,000 | $ 253,000 | $ 140,000 |
| Sumner County Tennessee | 44 | $ 10,727,000 | $ 243,000 | $ 82,000 |
| Parker County Texas | 44 | $ 11,792,000 | $ 268,000 | $ 139,000 |
| Denver County Colorado | 38 | $ 11,154,000 | $ 293,000 | $ 105,000 |
| Marshall County Tennessee | 38 | $ 6,188,000 | $ 162,000 | $ 66,000 |
| Arapahoe County Colorado | 36 | $ 11,138,000 | $ 309,000 | $ 104,000 |
| Wilson County Texas | 34 | $ 8,766,000 | $ 257,000 | $ 109,000 |
| Brazoria County Texas | 28 | $ 6,343,000 | $ 226,000 | $ 108,000 |
| Weld County Colorado | 26 | $ 7,176,000 | $ 276,000 | $ 74,000 |
| Atascosa County Texas | 26 | $ 5,202,000 | $ 200,000 | $ 96,000 |
| Bernalillo County New Mexico | 23 | $ 4,128,000 | $ 179,000 | $ 66,000 |
| Sandoval County New Mexico | 23 | $ 4,832,000 | $ 210,000 | $ 85,000 |
| El Paso County Texas | 23 | $ 5,519,000 | $ 239,000 | $ 193,000 |
| Ellis County Texas | 22 | $ 4,965,000 | $ 225,000 | $ 100,000 |
| Tom Green County Texas | 22 | $ 4,098,000 | $ 186,000 | $ 90,000 |
| Bedford County Tennessee | 20 | $ 3,718,000 | $ 185,000 | $ 66,000 |
| Lawrence County Tennessee | 18 | $ 2,253,000 | $ 125,000 | $ 48,000 |
| Bandera County Texas | 18 | $ 5,597,000 | $ 310,000 | $ 128,000 |
| Medina County Texas | 18 | $ 5,007,000 | $ 278,000 | $ 138,000 |
| Galveston County Texas | 17 | $ 4,016,000 | $ 236,000 | $ 131,000 |
| Hood County Texas | 15 | $ 2,810,000 | $ 187,000 | $ 128,000 |
| Waller County Texas | 14 | $ 3,879,000 | $ 277,000 | $ 107,000 |
| Douglas County Colorado | 13 | $ 4,547,000 | $ 349,000 | $ 261,000 |
| Cheatham County Tennessee | 13 | $ 2,773,000 | $ 213,000 | $ 78,000 |
| Dickson County Tennessee | 13 | $ 2,396,000 | $ 184,000 | $ 56,000 |
| Robertson County Tennessee | 13 | $ 2,854,000 | $ 219,000 | $ 63,000 |
| Bell County Texas | 13 | $ 2,793,000 | $ 214,000 | $ 113,000 |
| Coffee County Tennessee | 12 | $ 1,807,000 | $ 150,000 | $ 45,000 |
| Rockwall County Texas | 12 | $ 3,397,000 | $ 283,000 | $ 127,000 |
| Montgomery County Tennessee | 11 | $ 1,842,000 | $ 167,000 | $ 77,000 |
| Larimer County Colorado | 10 | $ 3,181,000 | $ 318,000 | $ 78,000 |
| Bastrop County Texas | 10 | $ 2,263,000 | $ 226,000 | $ 88,000 |
| Grayson County Texas | 10 | $ 1,603,000 | $ 160,000 | $ 112,000 |
| Boulder County Colorado | 9 | $ 3,267,000 | $ 363,000 | $ 130,000 |
| El Paso County Colorado | 9 | $ 1,799,000 | $ 199,000 | $ 68,000 |
| Blanco County Texas | 9 | $ 2,127,000 | $ 236,000 | $ 104,000 |
| Lubbock County Texas | 9 | $ 1,247,000 | $ 138,000 | $ 117,000 |
| Nueces County Texas | 9 | $ 1,799,000 | $ 199,000 | $ 135,000 |
| Kerr County Texas | 8 | $ 1,586,000 | $ 198,000 | $ 115,000 |
| Broomfield County Colorado | 7 | $ 2,984,000 | $ 426,000 | $ 142,000 |
| Burnet County Texas | 7 | $ 1,553,000 | $ 221,000 | $ 168,000 |
| Henderson County Texas | 7 | $ 1,533,000 | $ 219,000 | $ 228,000 |
| Hickman County Tennessee | 6 | $ 1,311,000 | $ 218,000 | $ 141,000 |
| Cameron County Texas | 6 | $ 1,355,000 | $ 225,000 | $ 120,000 |
| Cooke County Texas | 6 | $ 1,627,000 | $ 271,000 | $ 107,000 |
| Kaufman County Texas | 6 | $ 1,348,000 | $ 224,000 | $ 81,000 |
| Santa Fe County New Mexico | 5 | $ 973,000 | $ 194,000 | $ 65,000 |
| DeKalb County Tennessee | 5 | $ 869,000 | $ 173,000 | $ 116,000 |
| Gillespie County Texas | 5 | $ 1,759,000 | $ 351,000 | $ 392,000 |
| Los Angeles County California | 4 | $ 2,296,000 | $ 574,000 | $ 214,000 |
| Franklin County Tennessee | 4 | $ 508,000 | $ 127,000 | $ 65,000 |
| Trousdale County Tennessee | 4 | $ 909,000 | $ 227,000 | $ 113,000 |
| Grimes County Texas | 4 | $ 1,089,000 | $ 272,000 | $ 124,000 |
| Midland County Texas | 4 | $ 1,002,000 | $ 250,000 | $ 130,000 |
| Dona Ana County New Mexico | 3 | $ 885,000 | $ 295,000 | $ 105,000 |
| Cleveland County Oklahoma | 3 | $ 625,000 | $ 208,000 | $ 81,000 |
| Giles County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 80,000 |
| Shelby County Tennessee | 3 | $ 424,000 | $ 141,000 | $ 86,000 |
| Caldwell County Texas | 3 | $ 581,000 | $ 193,000 | $ 134,000 |
| Erath County Texas | 3 | $ 535,000 | $ 178,000 | $ 62,000 |
| Hill County Texas | 3 | $ 622,000 | $ 207,000 | $ 163,000 |
| Hunt County Texas | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Robertson County Texas | 3 | $ 373,000 | $ 124,000 | $ 51,000 |
| San Patricio County Texas | 3 | $ 538,000 | $ 179,000 | $ 69,000 |
| Sacramento County California | 2 | $ 1,012,000 | $ 506,000 | $ 700,000 |
| Chaffee County Colorado | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Elbert County Colorado | 2 | $ 368,000 | $ 184,000 | $ 131,000 |
| Gilpin County Colorado | 2 | $ 841,000 | $ 420,000 | $ 170,000 |
| Grand County Colorado | 2 | $ 522,000 | $ 261,000 | $ 272,000 |
| Hillsborough County Florida | 2 | $ 667,000 | $ 333,000 | $ 115,000 |
| St. Johns County Florida | 2 | $ 629,000 | $ 314,000 | $ 101,000 |
| Baldwin County Georgia | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| Fulton County Georgia | 2 | $ 561,000 | $ 280,000 | $ 149,000 |
| Gwinnett County Georgia | 2 | $ 175,000 | $ 87,000 | $ 186,000 |
| Muscogee County Georgia | 2 | $ 368,000 | $ 184,000 | $ 240,000 |
| Cannon County Tennessee | 2 | $ 251,000 | $ 125,000 | $ 30,000 |
| Knox County Tennessee | 2 | $ 384,000 | $ 192,000 | $ 97,000 |
| Lewis County Tennessee | 2 | $ 348,000 | $ 174,000 | $ 51,000 |
| Sevier County Tennessee | 2 | $ 302,000 | $ 151,000 | $ 344,000 |
| Sullivan County Tennessee | 2 | $ 276,000 | $ 138,000 | $ 50,000 |
| Warren County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Chambers County Texas | 2 | $ 499,000 | $ 249,000 | $ 79,000 |
| Fannin County Texas | 2 | $ 513,000 | $ 256,000 | $ 108,000 |
| Gaines County Texas | 2 | $ 464,000 | $ 232,000 | $ 120,000 |
| Gonzales County Texas | 2 | $ 331,000 | $ 165,000 | $ 76,000 |
| Hidalgo County Texas | 2 | $ 424,000 | $ 212,000 | $ 160,000 |
| Jack County Texas | 2 | $ 209,000 | $ 104,000 | $ 63,000 |
| Lee County Texas | 2 | $ 487,000 | $ 243,000 | $ 79,000 |
| Llano County Texas | 2 | $ 530,000 | $ 265,000 | $ 213,000 |
| Milam County Texas | 2 | $ 334,000 | $ 167,000 | $ 380,000 |
| Orange County Texas | 2 | $ 281,000 | $ 140,000 | $ 55,000 |
| Palo Pinto County Texas | 2 | $ 484,000 | $ 242,000 | $ 60,000 |
| Van Zandt County Texas | 2 | $ 225,000 | $ 112,000 | $ 76,000 |
| Victoria County Texas | 2 | $ 434,000 | $ 217,000 | $ 103,000 |
| Washington County Texas | 2 | $ 566,000 | $ 283,000 | $ 106,000 |
| Webb County Texas | 2 | $ 299,000 | $ 149,000 | $ 61,000 |
| Wichita County Texas | 2 | $ 287,000 | $ 143,000 | $ 71,000 |
| Zapata County Texas | 2 | $ 208,000 | $ 104,000 | $ 55,000 |
| Baldwin County Alabama | 1 | $ 391,000 | $ 391,000 | $ 136,000 |
| Limestone County Alabama | 1 | $ 384,000 | $ 384,000 | $ 115,000 |
| Madison County Alabama | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Marshall County Alabama | 1 | $ 515,000 | $ 515,000 | $ 201,000 |
| Maricopa County Arizona | 1 | $ 960,000 | $ 960,000 | $ 542,000 |
| Pima County Arizona | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Alameda County California | 1 | $ 378,000 | $ 378,000 | $ 105,000 |
| El Dorado County California | 1 | $ 795,000 | $ 795,000 | $ 705,000 |
| Solano County California | 1 | $ 424,000 | $ 424,000 | $ 189,000 |
| Archuleta County Colorado | 1 | $ 840,000 | $ 840,000 | $ 448,000 |
| Eagle County Colorado | 1 | $ 200,000 | $ 200,000 | $ 456,000 |
| Garfield County Colorado | 1 | $ 424,000 | $ 424,000 | $ 90,000 |
| Hinsdale County Colorado | 1 | $ 200,000 | $ 200,000 | $ 291,000 |
| Mesa County Colorado | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Ouray County Colorado | 1 | $ 338,000 | $ 338,000 | $ 176,000 |
| Summit County Colorado | 1 | $ 312,000 | $ 312,000 | $ 178,000 |
| Sarasota County Florida | 1 | $ 320,000 | $ 320,000 | $ 436,000 |
| Seminole County Florida | 1 | $ 280,000 | $ 280,000 | $ 70,000 |
| Walton County Florida | 1 | $ 424,000 | $ 424,000 | $ 369,000 |
| Clayton County Georgia | 1 | $ 106,000 | $ 106,000 | $ 11,000 |
| Columbia County Georgia | 1 | $ 304,000 | $ 304,000 | $ 151,000 |
| DeKalb County Georgia | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| Jones County Georgia | 1 | $ 416,000 | $ 416,000 | $ 162,000 |
| Lowndes County Georgia | 1 | $ 74,000 | $ 74,000 | $ 90,000 |
| Paulding County Georgia | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Peach County Georgia | 1 | $ 121,000 | $ 121,000 | $ 55,000 |
| Clinton County Indiana | 1 | $ 385,000 | $ 385,000 | $ 51,000 |
| Valencia County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Canadian County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Kay County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Logan County Oklahoma | 1 | $ 306,000 | $ 306,000 | $ 88,000 |
| Oklahoma County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Payne County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 1,289,000 |
| Tulsa County Oklahoma | 1 | $ 254,000 | $ 254,000 | $ 128,000 |
| Anderson County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 96,000 |
| Hamilton County Tennessee | 1 | $ 314,000 | $ 314,000 | $ 175,000 |
| Houston County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Lincoln County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Macon County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| McMinn County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Moore County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 35,000 |
| Perry County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 95,000 |
| Putnam County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
| Smith County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Anderson County Texas | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Aransas County Texas | 1 | $ 289,000 | $ 289,000 | $ 176,000 |
| Cherokee County Texas | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Coryell County Texas | 1 | $ 178,000 | $ 178,000 | $ 88,000 |
| Dimmit County Texas | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Fayette County Texas | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Fisher County Texas | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Gregg County Texas | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
| Hopkins County Texas | 1 | $ 167,000 | $ 167,000 | $ 85,000 |
| Jefferson County Texas | 1 | $ 139,000 | $ 139,000 | $ 150,000 |
| Jim Wells County Texas | 1 | $ 92,000 | $ 92,000 | $ 100,000 |
| Jones County Texas | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Karnes County Texas | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Kimble County Texas | 1 | $ 349,000 | $ 349,000 | $ 111,000 |
| Lavaca County Texas | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
| Leon County Texas | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Liberty County Texas | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Montague County Texas | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Navarro County Texas | 1 | $ 424,000 | $ 424,000 | $ 180,000 |
| Potter County Texas | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Randall County Texas | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| San Jacinto County Texas | 1 | $ 340,000 | $ 340,000 | $ 140,000 |
| Taylor County Texas | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| Val Verde County Texas | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Wharton County Texas | 1 | $ 168,000 | $ 168,000 | $ 39,000 |
| Willacy County Texas | 1 | $ 395,000 | $ 395,000 | $ 719,000 |
| Young County Texas | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Gardner Financial Services, Ltd. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,054 | $1,505,940,000 | $248,000 | $1,388,000 | $111,000 | $1,906,000 |
| Refinancing | 701 | $194,382,000 | $277,000 | $2,250,000 | $134,000 | $1,248,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,229 | $1,094,715,000 | $258,000 | $1,358,000 | $120,000 | $1,906,000 |
| Hispanic | 1,254 | $277,424,000 | $221,000 | $1,388,000 | $95,000 | $1,004,000 |
| Not Provided | 650 | $167,944,000 | $258,000 | $2,250,000 | $120,000 | $1,148,000 |
| Black or African American | 341 | $86,953,000 | $254,000 | $917,000 | $90,000 | $453,000 |
| Asian | 237 | $62,173,000 | $262,000 | $1,200,000 | $120,000 | $558,000 |
| American Indian or Alaskan Native | 25 | $6,229,000 | $249,000 | $460,000 | $119,000 | $516,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,884,000 | $257,000 | $635,000 | $81,000 | $196,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,026 | $1,056,557,000 | $262,000 | $2,250,000 | $135,000 | $1,906,000 |
| FHA-insured (Federal Housing Administration) | 1,743 | $379,171,000 | $217,000 | $600,000 | $78,000 | $284,000 |
| VA-guaranteed (Veterans Administration) | 864 | $241,989,000 | $280,000 | $932,000 | $97,000 | $437,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $22,605,000 | $185,000 | $359,000 | $60,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,095 | $1,280,769,000 | $251,000 | $1,388,000 | $113,000 | $1,906,000 |
| Application Withdrawn By Applicant | 1,256 | $319,848,000 | $254,000 | $1,358,000 | $117,000 | $1,318,000 |
| Application Approved But Not Accepted | 276 | $68,665,000 | $248,000 | $892,000 | $113,000 | $607,000 |
| Application Denied By Financial Institution | 108 | $25,557,000 | $236,000 | $2,250,000 | $95,000 | $530,000 |
| File Closed For Incompleteness | 20 | $5,483,000 | $274,000 | $706,000 | $141,000 | $725,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 42 | $11,197,000 | $266,000 | $2,250,000 | $101,000 | $530,000 |
| Credit History | 20 | $4,357,000 | $217,000 | $368,000 | $75,000 | $153,000 |
| Collateral | 16 | $2,944,000 | $184,000 | $424,000 | $114,000 | $360,000 |
| Other | 13 | $2,399,000 | $184,000 | $276,000 | $82,000 | $169,000 |
| Employment History | 10 | $2,481,000 | $248,000 | $660,000 | $71,000 | $194,000 |
| Unverifiable Information | 5 | $1,307,000 | $261,000 | $396,000 | $108,000 | $278,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $872,000 | $436,000 | $672,000 | $170,000 | $262,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gardner Financial Services, Ltd.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gardner Financial Services, Ltd.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.