Gate City Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Gate City Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Gate City Bank 500 2Nd Ave N Fargo, ND 58102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,496 |
| Total Mortgage Loan Application Amount | $1,013,850,000 |
| Average Mortgage Loan Application Amount | $148,600 |
| Highest Mortgage Loan Application Amount | $3,785,000 |
| Average Applicant Income | $107,800 |
| Highest Applicant Income | $2,123,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 1,358 | $ 243,110,000 | $ 179,000 | $ 110,000 |
| Burleigh County North Dakota | 809 | $ 164,855,000 | $ 203,000 | $ 112,000 |
| Clay County Minnesota | 426 | $ 73,180,000 | $ 171,000 | $ 89,000 |
| Grand Forks County North Dakota | 392 | $ 64,310,000 | $ 164,000 | $ 104,000 |
| Ward County North Dakota | 345 | $ 65,685,000 | $ 190,000 | $ 102,000 |
| Morton County North Dakota | 215 | $ 40,365,000 | $ 187,000 | $ 108,000 |
| Otter Tail County Minnesota | 212 | $ 39,230,000 | $ 185,000 | $ 121,000 |
| Williams County North Dakota | 197 | $ 43,675,000 | $ 221,000 | $ 124,000 |
| Stark County North Dakota | 125 | $ 26,045,000 | $ 208,000 | $ 107,000 |
| Stutsman County North Dakota | 115 | $ 16,175,000 | $ 140,000 | $ 96,000 |
| Douglas County Minnesota | 92 | $ 17,740,000 | $ 192,000 | $ 98,000 |
| Polk County Minnesota | 84 | $ 12,280,000 | $ 146,000 | $ 127,000 |
| Becker County Minnesota | 79 | $ 21,535,000 | $ 272,000 | $ 160,000 |
| Ramsey County North Dakota | 71 | $ 12,575,000 | $ 177,000 | $ 79,000 |
| Richland County North Dakota | 65 | $ 8,455,000 | $ 130,000 | $ 91,000 |
| Wilkin County Minnesota | 26 | $ 2,760,000 | $ 106,000 | $ 84,000 |
| Foster County North Dakota | 26 | $ 3,440,000 | $ 132,000 | $ 73,000 |
| McLean County North Dakota | 25 | $ 5,255,000 | $ 210,000 | $ 104,000 |
| Traill County North Dakota | 24 | $ 2,920,000 | $ 121,000 | $ 69,000 |
| Bottineau County North Dakota | 22 | $ 4,470,000 | $ 203,000 | $ 121,000 |
| Maricopa County Arizona | 18 | $ 4,980,000 | $ 276,000 | $ 284,000 |
| Mercer County North Dakota | 18 | $ 3,150,000 | $ 175,000 | $ 117,000 |
| McHenry County North Dakota | 16 | $ 2,760,000 | $ 172,000 | $ 86,000 |
| Hennepin County Minnesota | 15 | $ 3,895,000 | $ 259,000 | $ 128,000 |
| Walsh County North Dakota | 13 | $ 1,255,000 | $ 96,000 | $ 75,000 |
| Barnes County North Dakota | 12 | $ 1,890,000 | $ 157,000 | $ 82,000 |
| McKenzie County North Dakota | 11 | $ 3,355,000 | $ 305,000 | $ 115,000 |
| Hubbard County Minnesota | 9 | $ 2,155,000 | $ 239,000 | $ 152,000 |
| Nelson County North Dakota | 9 | $ 1,135,000 | $ 126,000 | $ 68,000 |
| Norman County Minnesota | 8 | $ 1,220,000 | $ 152,000 | $ 114,000 |
| Renville County North Dakota | 8 | $ 950,000 | $ 118,000 | $ 75,000 |
| Beltrami County Minnesota | 7 | $ 1,575,000 | $ 225,000 | $ 152,000 |
| Marshall County Minnesota | 7 | $ 615,000 | $ 87,000 | $ 97,000 |
| Pope County Minnesota | 7 | $ 1,065,000 | $ 152,000 | $ 98,000 |
| Eddy County North Dakota | 7 | $ 735,000 | $ 105,000 | $ 77,000 |
| Pinal County Arizona | 6 | $ 1,380,000 | $ 230,000 | $ 176,000 |
| Dakota County Minnesota | 6 | $ 1,190,000 | $ 198,000 | $ 90,000 |
| Grant County Minnesota | 6 | $ 680,000 | $ 113,000 | $ 66,000 |
| Stearns County Minnesota | 6 | $ 1,120,000 | $ 186,000 | $ 88,000 |
| Todd County Minnesota | 6 | $ 890,000 | $ 148,000 | $ 87,000 |
| Mountrail County North Dakota | 6 | $ 1,260,000 | $ 210,000 | $ 76,000 |
| Pembina County North Dakota | 6 | $ 620,000 | $ 103,000 | $ 63,000 |
| Clearwater County Minnesota | 5 | $ 935,000 | $ 187,000 | $ 94,000 |
| Benson County North Dakota | 5 | $ 955,000 | $ 191,000 | $ 157,000 |
| Burke County North Dakota | 5 | $ 925,000 | $ 185,000 | $ 144,000 |
| Dunn County North Dakota | 5 | $ 855,000 | $ 171,000 | $ 102,000 |
| Rolette County North Dakota | 5 | $ 425,000 | $ 85,000 | $ 86,000 |
| Sargent County North Dakota | 5 | $ 765,000 | $ 153,000 | $ 80,000 |
| Riley County Kansas | 4 | $ 1,150,000 | $ 287,000 | $ 375,000 |
| Cass County Minnesota | 4 | $ 770,000 | $ 192,000 | $ 89,000 |
| Ramsey County Minnesota | 4 | $ 790,000 | $ 197,000 | $ 89,000 |
| Washington County Minnesota | 4 | $ 1,030,000 | $ 257,000 | $ 182,000 |
| McIntosh County North Dakota | 4 | $ 340,000 | $ 85,000 | $ 73,000 |
| Wells County North Dakota | 4 | $ 300,000 | $ 75,000 | $ 61,000 |
| Lee County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 197,000 |
| Anoka County Minnesota | 3 | $ 715,000 | $ 238,000 | $ 80,000 |
| Crow Wing County Minnesota | 3 | $ 485,000 | $ 161,000 | $ 85,000 |
| Lake of the Woods County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 117,000 |
| Roseau County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 100,000 |
| Wright County Minnesota | 3 | $ 705,000 | $ 235,000 | $ 157,000 |
| Adams County North Dakota | 3 | $ 605,000 | $ 201,000 | $ 176,000 |
| Dickey County North Dakota | 3 | $ 1,255,000 | $ 418,000 | $ 218,000 |
| Griggs County North Dakota | 3 | $ 325,000 | $ 108,000 | $ 65,000 |
| Kidder County North Dakota | 3 | $ 575,000 | $ 191,000 | $ 126,000 |
| Pierce County North Dakota | 3 | $ 305,000 | $ 101,000 | $ 86,000 |
| Mesa County Colorado | 2 | $ 500,000 | $ 250,000 | $ 108,000 |
| Collier County Florida | 2 | $ 850,000 | $ 425,000 | $ 211,000 |
| Marion County Indiana | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Pottawatomie County Kansas | 2 | $ 590,000 | $ 295,000 | $ 550,000 |
| Big Stone County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 190,000 |
| Isanti County Minnesota | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Kandiyohi County Minnesota | 2 | $ 650,000 | $ 325,000 | $ 245,000 |
| Mahnomen County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 162,000 |
| Pennington County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 179,000 |
| Red Lake County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Scott County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| St. Louis County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 210,000 |
| Stevens County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Traverse County Minnesota | 2 | $ 1,420,000 | $ 710,000 | $ 60,000 |
| Douglas County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Sarpy County Nebraska | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Emmons County North Dakota | 2 | $ 300,000 | $ 150,000 | $ 109,000 |
| Golden Valley County North Dakota | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Hettinger County North Dakota | 2 | $ 110,000 | $ 55,000 | $ 37,000 |
| LaMoure County North Dakota | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Oliver County North Dakota | 2 | $ 380,000 | $ 190,000 | $ 155,000 |
| Ransom County North Dakota | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| Steele County North Dakota | 2 | $ 220,000 | $ 110,000 | $ 179,000 |
| Codington County South Dakota | 2 | $ 600,000 | $ 300,000 | $ 50,000 |
| Lawrence County South Dakota | 2 | $ 530,000 | $ 265,000 | $ 227,000 |
| Minnehaha County South Dakota | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| Jefferson County Alabama | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Mohave County Arizona | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Pima County Arizona | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Yavapai County Arizona | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Riverside County California | 1 | $ 405,000 | $ 405,000 | $ 401,000 |
| Boulder County Colorado | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Douglas County Colorado | 1 | $ 715,000 | $ 715,000 | $ 170,000 |
| El Paso County Colorado | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Jefferson County Colorado | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
| Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Polk County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Putnam County Georgia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Perry County Illinois | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Cerro Gordo County Iowa | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Dallas County Iowa | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Douglas County Kansas | 1 | $ 135,000 | $ 135,000 | $ 179,000 |
| Grant County Kansas | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Franklin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Brown County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Carver County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 124,000 |
| Itasca County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Kittson County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Koochiching County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Lake County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 184,000 |
| Lyon County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Martin County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Mille Lacs County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 198,000 |
| Olmsted County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 553,000 |
| Pipestone County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Rice County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Sherburne County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Wadena County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Oktibbeha County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Gallatin County Montana | 1 | $ 495,000 | $ 495,000 | $ 294,000 |
| Yellowstone County Montana | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Clark County Nevada | 1 | $ 405,000 | $ 405,000 | $ 153,000 |
| Eddy County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Wake County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Billings County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Bowman County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Cavalier County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Divide County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Grant County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Logan County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Sheridan County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Towner County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Washington County Oregon | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Brookings County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brown County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Campbell County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Dewey County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Meade County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Pennington County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Roberts County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Sevier County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 0 |
| McLennan County Texas | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Kitsap County Washington | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Oneida County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gate City Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,768 | $596,650,000 | $215,000 | $1,785,000 | $99,000 | $2,123,000 |
| Refinancing | 1,012 | $199,310,000 | $196,000 | $3,785,000 | $116,000 | $1,160,000 |
| Cash-out Refinancing | 744 | $163,500,000 | $219,000 | $745,000 | $106,000 | $785,000 |
| Home Improvement | 535 | $25,515,000 | $47,000 | $685,000 | $108,000 | $595,000 |
| Other Purpose | 437 | $28,875,000 | $66,000 | $735,000 | $110,000 | $658,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,623 | $843,435,000 | $182,000 | $1,105,000 | $104,000 | $2,123,000 |
| Not Provided | 512 | $84,860,000 | $165,000 | $695,000 | $109,000 | $618,000 |
| Not applicable | 158 | $48,520,000 | $307,000 | $3,785,000 | $29,000 | $29,000 |
| American Indian or Alaskan Native | 57 | $11,835,000 | $207,000 | $1,785,000 | $132,000 | $1,743,000 |
| Hispanic | 57 | $9,905,000 | $173,000 | $485,000 | $84,000 | $594,000 |
| Asian | 48 | $8,930,000 | $186,000 | $575,000 | $147,000 | $541,000 |
| Black or African American | 39 | $6,305,000 | $161,000 | $315,000 | $67,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,895 | $898,445,000 | $183,000 | $3,785,000 | $110,000 | $2,123,000 |
| FHA-insured (Federal Housing Administration) | 362 | $64,570,000 | $178,000 | $335,000 | $65,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 147 | $38,015,000 | $258,000 | $765,000 | $88,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $12,820,000 | $139,000 | $295,000 | $47,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,337 | $811,295,000 | $187,000 | $3,785,000 | $111,000 | $2,123,000 |
| Application Withdrawn By Applicant | 514 | $99,560,000 | $193,000 | $1,205,000 | $105,000 | $1,160,000 |
| Preapproval Denied by Financial Institution | 377 | $66,605,000 | $176,000 | $475,000 | $58,000 | $955,000 |
| Application Denied By Financial Institution | 211 | $29,145,000 | $138,000 | $1,635,000 | $75,000 | $396,000 |
| Application Approved But Not Accepted | 41 | $5,385,000 | $131,000 | $395,000 | $90,000 | $205,000 |
| File Closed For Incompleteness | 16 | $1,860,000 | $116,000 | $305,000 | $81,000 | $182,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,908 | $918,100,000 | $187,000 | $3,785,000 | $110,000 | $2,123,000 |
| Credit History | 264 | $41,200,000 | $156,000 | $475,000 | $70,000 | $955,000 |
| Debt-To-Income Ratio | 258 | $46,770,000 | $181,000 | $1,635,000 | $52,000 | $301,000 |
| Collateral | 31 | $3,755,000 | $121,000 | $475,000 | $93,000 | $242,000 |
| Other | 16 | $1,250,000 | $78,000 | $215,000 | $87,000 | $174,000 |
| Employment History | 16 | $2,590,000 | $161,000 | $365,000 | $53,000 | $177,000 |
| Unverifiable Information | 2 | $130,000 | $65,000 | $85,000 | $325,000 | $325,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.