Gate City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Gate City Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gate City Bank 500 2Nd Ave N Fargo, ND 58102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,459 |
| Total Mortgage Loan Application Amount | $1,752,655,000 |
| Average Mortgage Loan Application Amount | $159,600 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $115,600 |
| Highest Applicant Income | $4,683,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Gate City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gate City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Gate City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gate City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gate City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gate City Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 2,029 | $ 423,865,000 | $ 208,000 | $ 121,000 |
| Burleigh County North Dakota | 1,350 | $ 318,430,000 | $ 235,000 | $ 123,000 |
| Clay County Minnesota | 615 | $ 109,885,000 | $ 178,000 | $ 93,000 |
| Ward County North Dakota | 597 | $ 120,615,000 | $ 202,000 | $ 108,000 |
| Grand Forks County North Dakota | 570 | $ 107,970,000 | $ 189,000 | $ 104,000 |
| Morton County North Dakota | 353 | $ 73,595,000 | $ 208,000 | $ 108,000 |
| Otter Tail County Minnesota | 305 | $ 64,565,000 | $ 211,000 | $ 124,000 |
| Williams County North Dakota | 266 | $ 67,840,000 | $ 255,000 | $ 134,000 |
| Stutsman County North Dakota | 159 | $ 25,055,000 | $ 157,000 | $ 87,000 |
| Douglas County Minnesota | 152 | $ 29,740,000 | $ 195,000 | $ 100,000 |
| Stark County North Dakota | 140 | $ 27,740,000 | $ 198,000 | $ 102,000 |
| Becker County Minnesota | 129 | $ 34,845,000 | $ 270,000 | $ 160,000 |
| Polk County Minnesota | 112 | $ 20,220,000 | $ 180,000 | $ 108,000 |
| Richland County North Dakota | 105 | $ 16,105,000 | $ 153,000 | $ 95,000 |
| Ramsey County North Dakota | 87 | $ 14,645,000 | $ 168,000 | $ 95,000 |
| Foster County North Dakota | 52 | $ 6,370,000 | $ 122,000 | $ 82,000 |
| Stearns County Minnesota | 44 | $ 7,880,000 | $ 179,000 | $ 116,000 |
| Traill County North Dakota | 40 | $ 6,220,000 | $ 155,000 | $ 101,000 |
| Hennepin County Minnesota | 38 | $ 11,770,000 | $ 309,000 | $ 148,000 |
| McLean County North Dakota | 37 | $ 7,565,000 | $ 204,000 | $ 108,000 |
| Maricopa County Arizona | 28 | $ 7,110,000 | $ 253,000 | $ 184,000 |
| McHenry County North Dakota | 27 | $ 4,935,000 | $ 182,000 | $ 103,000 |
| Wilkin County Minnesota | 24 | $ 3,620,000 | $ 150,000 | $ 71,000 |
| Bottineau County North Dakota | 24 | $ 5,280,000 | $ 220,000 | $ 109,000 |
| Mercer County North Dakota | 24 | $ 5,130,000 | $ 213,000 | $ 124,000 |
| Walsh County North Dakota | 21 | $ 2,405,000 | $ 114,000 | $ 71,000 |
| Benton County Minnesota | 20 | $ 3,800,000 | $ 190,000 | $ 82,000 |
| Barnes County North Dakota | 16 | $ 2,840,000 | $ 177,000 | $ 96,000 |
| Grant County Minnesota | 15 | $ 2,245,000 | $ 149,000 | $ 97,000 |
| Nelson County North Dakota | 15 | $ 1,955,000 | $ 130,000 | $ 92,000 |
| Anoka County Minnesota | 14 | $ 3,440,000 | $ 245,000 | $ 123,000 |
| Hubbard County Minnesota | 14 | $ 2,590,000 | $ 185,000 | $ 136,000 |
| Renville County North Dakota | 13 | $ 1,725,000 | $ 132,000 | $ 81,000 |
| Pinal County Arizona | 12 | $ 2,320,000 | $ 193,000 | $ 95,000 |
| McKenzie County North Dakota | 12 | $ 3,200,000 | $ 266,000 | $ 142,000 |
| Wells County North Dakota | 11 | $ 1,745,000 | $ 158,000 | $ 99,000 |
| Beltrami County Minnesota | 10 | $ 1,680,000 | $ 168,000 | $ 124,000 |
| Pennington County Minnesota | 10 | $ 1,680,000 | $ 168,000 | $ 106,000 |
| Sherburne County Minnesota | 10 | $ 2,330,000 | $ 233,000 | $ 220,000 |
| Benson County North Dakota | 10 | $ 1,860,000 | $ 186,000 | $ 94,000 |
| Mountrail County North Dakota | 10 | $ 1,850,000 | $ 185,000 | $ 198,000 |
| Pope County Minnesota | 9 | $ 2,475,000 | $ 275,000 | $ 98,000 |
| Eddy County North Dakota | 9 | $ 995,000 | $ 110,000 | $ 76,000 |
| Oliver County North Dakota | 9 | $ 1,145,000 | $ 127,000 | $ 78,000 |
| Cass County Minnesota | 8 | $ 2,550,000 | $ 318,000 | $ 195,000 |
| Ramsey County Minnesota | 8 | $ 1,340,000 | $ 167,000 | $ 110,000 |
| Roseau County Minnesota | 8 | $ 1,810,000 | $ 226,000 | $ 129,000 |
| Washington County Minnesota | 8 | $ 2,690,000 | $ 336,000 | $ 146,000 |
| Wright County Minnesota | 8 | $ 1,720,000 | $ 215,000 | $ 130,000 |
| Pembina County North Dakota | 8 | $ 950,000 | $ 118,000 | $ 95,000 |
| Stevens County Minnesota | 7 | $ 2,895,000 | $ 413,000 | $ 63,000 |
| Todd County Minnesota | 7 | $ 2,915,000 | $ 416,000 | $ 111,000 |
| Sargent County North Dakota | 7 | $ 955,000 | $ 136,000 | $ 66,000 |
| Crow Wing County Minnesota | 6 | $ 1,390,000 | $ 231,000 | $ 104,000 |
| Clark County Nevada | 6 | $ 1,650,000 | $ 275,000 | $ 112,000 |
| Adams County North Dakota | 6 | $ 410,000 | $ 68,000 | $ 76,000 |
| LaMoure County North Dakota | 6 | $ 640,000 | $ 106,000 | $ 123,000 |
| Pierce County North Dakota | 6 | $ 1,070,000 | $ 178,000 | $ 96,000 |
| Rolette County North Dakota | 6 | $ 670,000 | $ 111,000 | $ 98,000 |
| Dakota County Minnesota | 5 | $ 1,215,000 | $ 243,000 | $ 139,000 |
| Kandiyohi County Minnesota | 5 | $ 1,135,000 | $ 227,000 | $ 153,000 |
| Marshall County Minnesota | 5 | $ 835,000 | $ 167,000 | $ 97,000 |
| Wadena County Minnesota | 5 | $ 845,000 | $ 169,000 | $ 130,000 |
| Dunn County North Dakota | 5 | $ 675,000 | $ 135,000 | $ 105,000 |
| Griggs County North Dakota | 5 | $ 525,000 | $ 105,000 | $ 235,000 |
| Ransom County North Dakota | 5 | $ 635,000 | $ 127,000 | $ 61,000 |
| Pennington County South Dakota | 5 | $ 1,055,000 | $ 211,000 | $ 81,000 |
| Lake of the Woods County Minnesota | 4 | $ 2,370,000 | $ 592,000 | $ 158,000 |
| Olmsted County Minnesota | 4 | $ 930,000 | $ 232,000 | $ 147,000 |
| St. Louis County Minnesota | 4 | $ 1,130,000 | $ 282,000 | $ 107,000 |
| Gallatin County Montana | 4 | $ 1,310,000 | $ 327,000 | $ 174,000 |
| Burke County North Dakota | 4 | $ 510,000 | $ 127,000 | $ 96,000 |
| Dickey County North Dakota | 4 | $ 500,000 | $ 125,000 | $ 86,000 |
| Logan County North Dakota | 4 | $ 410,000 | $ 102,000 | $ 73,000 |
| Lee County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 250,000 |
| Scott County Minnesota | 3 | $ 675,000 | $ 225,000 | $ 96,000 |
| Cavalier County North Dakota | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Hettinger County North Dakota | 3 | $ 205,000 | $ 68,000 | $ 50,000 |
| Steele County North Dakota | 3 | $ 355,000 | $ 118,000 | $ 76,000 |
| Bon Homme County South Dakota | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Brookings County South Dakota | 3 | $ 1,365,000 | $ 455,000 | $ 79,000 |
| San Diego County California | 2 | $ 1,780,000 | $ 890,000 | $ 227,000 |
| Arapahoe County Colorado | 2 | $ 560,000 | $ 280,000 | $ 111,000 |
| Mesa County Colorado | 2 | $ 460,000 | $ 230,000 | $ 66,000 |
| Weld County Colorado | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
| Big Stone County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 156,000 |
| McLeod County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Mille Lacs County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 161,000 |
| Norman County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Traverse County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 86,000 |
| Richland County Montana | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Cass County Nebraska | 2 | $ 810,000 | $ 405,000 | $ 359,000 |
| Billings County North Dakota | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Divide County North Dakota | 2 | $ 50,000 | $ 25,000 | $ 287,000 |
| Kidder County North Dakota | 2 | $ 200,000 | $ 100,000 | $ 239,000 |
| Towner County North Dakota | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Lawrence County South Dakota | 2 | $ 800,000 | $ 400,000 | $ 422,000 |
| Walworth County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Clark County Washington | 2 | $ 850,000 | $ 425,000 | $ 90,000 |
| St. Croix County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Mohave County Arizona | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Yavapai County Arizona | 1 | $ 195,000 | $ 195,000 | $ 1,000 |
| El Dorado County California | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| El Paso County Colorado | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 184,000 |
| Collier County Florida | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Lake County Florida | 1 | $ 465,000 | $ 465,000 | $ 177,000 |
| Orange County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Osceola County Florida | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Palm Beach County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 564,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Ada County Idaho | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Tazewell County Illinois | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Scott County Iowa | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Butler County Kansas | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Bullitt County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Aitkin County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Brown County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Carlton County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Carver County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Itasca County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Kittson County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Lac qui Parle County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Mahnomen County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Nicollet County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 375,000 |
| Swift County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Carbon County Montana | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Flathead County Montana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 265,000 | $ 265,000 | $ 296,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Union County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Eddy County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Beaufort County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Chatham County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Bowman County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Golden Valley County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Slope County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Union County Ohio | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Polk County Oregon | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Beaufort County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Brown County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Codington County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Meade County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Hamilton County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Sevier County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Denton County Texas | 1 | $ 805,000 | $ 805,000 | $ 312,000 |
| Parker County Texas | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| Williamson County Texas | 1 | $ 445,000 | $ 445,000 | $ 210,000 |
| Salt Lake County Utah | 1 | $ 335,000 | $ 335,000 | $ 285,000 |
| Caledonia County Vermont | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| King County Washington | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Snohomish County Washington | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Barron County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Calumet County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Lincoln County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Manitowoc County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Polk County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Winnebago County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Gate City Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,327 | $761,105,000 | $228,000 | $2,005,000 | $94,000 | $3,189,000 |
| Refinancing | 2,800 | $612,480,000 | $218,000 | $2,205,000 | $120,000 | $1,612,000 |
| Cash-out Refinancing | 1,405 | $322,325,000 | $229,000 | $1,505,000 | $122,000 | $4,683,000 |
| Home Improvement | 496 | $25,030,000 | $50,000 | $475,000 | $120,000 | $592,000 |
| Other Purpose | 431 | $31,715,000 | $73,000 | $705,000 | $122,000 | $758,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,140 | $1,476,360,000 | $206,000 | $2,005,000 | $110,000 | $4,683,000 |
| Not Provided | 735 | $148,355,000 | $201,000 | $1,715,000 | $115,000 | $768,000 |
| Not applicable | 277 | $67,615,000 | $244,000 | $2,205,000 | $0 | $0 |
| Hispanic | 111 | $20,495,000 | $184,000 | $355,000 | $84,000 | $305,000 |
| American Indian or Alaskan Native | 75 | $14,925,000 | $199,000 | $535,000 | $101,000 | $285,000 |
| Black or African American | 75 | $14,815,000 | $197,000 | $495,000 | $85,000 | $800,000 |
| Asian | 39 | $9,305,000 | $238,000 | $805,000 | $100,000 | $324,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $210,000 | $105,000 | $165,000 | $42,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,555 | $1,566,975,000 | $207,000 | $2,205,000 | $115,000 | $4,683,000 |
| FHA-insured (Federal Housing Administration) | 533 | $99,445,000 | $186,000 | $335,000 | $63,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 282 | $72,780,000 | $258,000 | $765,000 | $95,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $13,455,000 | $151,000 | $345,000 | $48,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,479 | $1,350,645,000 | $208,000 | $2,205,000 | $115,000 | $4,683,000 |
| Application Withdrawn By Applicant | 966 | $214,410,000 | $221,000 | $1,745,000 | $115,000 | $1,612,000 |
| Preapproval Denied by Financial Institution | 605 | $118,455,000 | $195,000 | $815,000 | $59,000 | $643,000 |
| Application Denied By Financial Institution | 309 | $50,765,000 | $164,000 | $785,000 | $84,000 | $757,000 |
| Application Approved But Not Accepted | 66 | $13,390,000 | $202,000 | $605,000 | $123,000 | $329,000 |
| File Closed For Incompleteness | 34 | $4,990,000 | $146,000 | $505,000 | $143,000 | $1,410,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,545 | $1,583,435,000 | $209,000 | $2,205,000 | $115,000 | $4,683,000 |
| Debt-To-Income Ratio | 458 | $90,200,000 | $196,000 | $815,000 | $58,000 | $598,000 |
| Credit History | 366 | $63,840,000 | $174,000 | $745,000 | $71,000 | $643,000 |
| Collateral | 44 | $7,440,000 | $169,000 | $555,000 | $115,000 | $757,000 |
| Employment History | 25 | $4,635,000 | $185,000 | $485,000 | $52,000 | $187,000 |
| Other | 13 | $2,025,000 | $155,000 | $485,000 | $108,000 | $244,000 |
| Credit Application Incomplete | 7 | $785,000 | $112,000 | $205,000 | $138,000 | $220,000 |
| Unverifiable Information | 1 | $295,000 | $295,000 | $295,000 | $137,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gate City Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gate City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.