Gate City Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Gate City Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Gate City Bank 500 2Nd Ave N Fargo, ND 58102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,459 |
| Total Mortgage Loan Application Amount | $1,752,655,000 |
| Average Mortgage Loan Application Amount | $159,600 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $115,600 |
| Highest Applicant Income | $4,683,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 2,029 | $ 423,865,000 | $ 208,000 | $ 121,000 |
| Burleigh County North Dakota | 1,350 | $ 318,430,000 | $ 235,000 | $ 123,000 |
| Clay County Minnesota | 615 | $ 109,885,000 | $ 178,000 | $ 93,000 |
| Ward County North Dakota | 597 | $ 120,615,000 | $ 202,000 | $ 108,000 |
| Grand Forks County North Dakota | 570 | $ 107,970,000 | $ 189,000 | $ 104,000 |
| Morton County North Dakota | 353 | $ 73,595,000 | $ 208,000 | $ 108,000 |
| Otter Tail County Minnesota | 305 | $ 64,565,000 | $ 211,000 | $ 124,000 |
| Williams County North Dakota | 266 | $ 67,840,000 | $ 255,000 | $ 134,000 |
| Stutsman County North Dakota | 159 | $ 25,055,000 | $ 157,000 | $ 87,000 |
| Douglas County Minnesota | 152 | $ 29,740,000 | $ 195,000 | $ 100,000 |
| Stark County North Dakota | 140 | $ 27,740,000 | $ 198,000 | $ 102,000 |
| Becker County Minnesota | 129 | $ 34,845,000 | $ 270,000 | $ 160,000 |
| Polk County Minnesota | 112 | $ 20,220,000 | $ 180,000 | $ 108,000 |
| Richland County North Dakota | 105 | $ 16,105,000 | $ 153,000 | $ 95,000 |
| Ramsey County North Dakota | 87 | $ 14,645,000 | $ 168,000 | $ 95,000 |
| Foster County North Dakota | 52 | $ 6,370,000 | $ 122,000 | $ 82,000 |
| Stearns County Minnesota | 44 | $ 7,880,000 | $ 179,000 | $ 116,000 |
| Traill County North Dakota | 40 | $ 6,220,000 | $ 155,000 | $ 101,000 |
| Hennepin County Minnesota | 38 | $ 11,770,000 | $ 309,000 | $ 148,000 |
| McLean County North Dakota | 37 | $ 7,565,000 | $ 204,000 | $ 108,000 |
| Maricopa County Arizona | 28 | $ 7,110,000 | $ 253,000 | $ 184,000 |
| McHenry County North Dakota | 27 | $ 4,935,000 | $ 182,000 | $ 103,000 |
| Wilkin County Minnesota | 24 | $ 3,620,000 | $ 150,000 | $ 71,000 |
| Bottineau County North Dakota | 24 | $ 5,280,000 | $ 220,000 | $ 109,000 |
| Mercer County North Dakota | 24 | $ 5,130,000 | $ 213,000 | $ 124,000 |
| Walsh County North Dakota | 21 | $ 2,405,000 | $ 114,000 | $ 71,000 |
| Benton County Minnesota | 20 | $ 3,800,000 | $ 190,000 | $ 82,000 |
| Barnes County North Dakota | 16 | $ 2,840,000 | $ 177,000 | $ 96,000 |
| Grant County Minnesota | 15 | $ 2,245,000 | $ 149,000 | $ 97,000 |
| Nelson County North Dakota | 15 | $ 1,955,000 | $ 130,000 | $ 92,000 |
| Anoka County Minnesota | 14 | $ 3,440,000 | $ 245,000 | $ 123,000 |
| Hubbard County Minnesota | 14 | $ 2,590,000 | $ 185,000 | $ 136,000 |
| Renville County North Dakota | 13 | $ 1,725,000 | $ 132,000 | $ 81,000 |
| Pinal County Arizona | 12 | $ 2,320,000 | $ 193,000 | $ 95,000 |
| McKenzie County North Dakota | 12 | $ 3,200,000 | $ 266,000 | $ 142,000 |
| Wells County North Dakota | 11 | $ 1,745,000 | $ 158,000 | $ 99,000 |
| Beltrami County Minnesota | 10 | $ 1,680,000 | $ 168,000 | $ 124,000 |
| Pennington County Minnesota | 10 | $ 1,680,000 | $ 168,000 | $ 106,000 |
| Sherburne County Minnesota | 10 | $ 2,330,000 | $ 233,000 | $ 220,000 |
| Benson County North Dakota | 10 | $ 1,860,000 | $ 186,000 | $ 94,000 |
| Mountrail County North Dakota | 10 | $ 1,850,000 | $ 185,000 | $ 198,000 |
| Pope County Minnesota | 9 | $ 2,475,000 | $ 275,000 | $ 98,000 |
| Eddy County North Dakota | 9 | $ 995,000 | $ 110,000 | $ 76,000 |
| Oliver County North Dakota | 9 | $ 1,145,000 | $ 127,000 | $ 78,000 |
| Cass County Minnesota | 8 | $ 2,550,000 | $ 318,000 | $ 195,000 |
| Ramsey County Minnesota | 8 | $ 1,340,000 | $ 167,000 | $ 110,000 |
| Roseau County Minnesota | 8 | $ 1,810,000 | $ 226,000 | $ 129,000 |
| Washington County Minnesota | 8 | $ 2,690,000 | $ 336,000 | $ 146,000 |
| Wright County Minnesota | 8 | $ 1,720,000 | $ 215,000 | $ 130,000 |
| Pembina County North Dakota | 8 | $ 950,000 | $ 118,000 | $ 95,000 |
| Stevens County Minnesota | 7 | $ 2,895,000 | $ 413,000 | $ 63,000 |
| Todd County Minnesota | 7 | $ 2,915,000 | $ 416,000 | $ 111,000 |
| Sargent County North Dakota | 7 | $ 955,000 | $ 136,000 | $ 66,000 |
| Crow Wing County Minnesota | 6 | $ 1,390,000 | $ 231,000 | $ 104,000 |
| Clark County Nevada | 6 | $ 1,650,000 | $ 275,000 | $ 112,000 |
| Adams County North Dakota | 6 | $ 410,000 | $ 68,000 | $ 76,000 |
| LaMoure County North Dakota | 6 | $ 640,000 | $ 106,000 | $ 123,000 |
| Pierce County North Dakota | 6 | $ 1,070,000 | $ 178,000 | $ 96,000 |
| Rolette County North Dakota | 6 | $ 670,000 | $ 111,000 | $ 98,000 |
| Dakota County Minnesota | 5 | $ 1,215,000 | $ 243,000 | $ 139,000 |
| Kandiyohi County Minnesota | 5 | $ 1,135,000 | $ 227,000 | $ 153,000 |
| Marshall County Minnesota | 5 | $ 835,000 | $ 167,000 | $ 97,000 |
| Wadena County Minnesota | 5 | $ 845,000 | $ 169,000 | $ 130,000 |
| Dunn County North Dakota | 5 | $ 675,000 | $ 135,000 | $ 105,000 |
| Griggs County North Dakota | 5 | $ 525,000 | $ 105,000 | $ 235,000 |
| Ransom County North Dakota | 5 | $ 635,000 | $ 127,000 | $ 61,000 |
| Pennington County South Dakota | 5 | $ 1,055,000 | $ 211,000 | $ 81,000 |
| Lake of the Woods County Minnesota | 4 | $ 2,370,000 | $ 592,000 | $ 158,000 |
| Olmsted County Minnesota | 4 | $ 930,000 | $ 232,000 | $ 147,000 |
| St. Louis County Minnesota | 4 | $ 1,130,000 | $ 282,000 | $ 107,000 |
| Gallatin County Montana | 4 | $ 1,310,000 | $ 327,000 | $ 174,000 |
| Burke County North Dakota | 4 | $ 510,000 | $ 127,000 | $ 96,000 |
| Dickey County North Dakota | 4 | $ 500,000 | $ 125,000 | $ 86,000 |
| Logan County North Dakota | 4 | $ 410,000 | $ 102,000 | $ 73,000 |
| Lee County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 250,000 |
| Scott County Minnesota | 3 | $ 675,000 | $ 225,000 | $ 96,000 |
| Cavalier County North Dakota | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Hettinger County North Dakota | 3 | $ 205,000 | $ 68,000 | $ 50,000 |
| Steele County North Dakota | 3 | $ 355,000 | $ 118,000 | $ 76,000 |
| Bon Homme County South Dakota | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Brookings County South Dakota | 3 | $ 1,365,000 | $ 455,000 | $ 79,000 |
| San Diego County California | 2 | $ 1,780,000 | $ 890,000 | $ 227,000 |
| Arapahoe County Colorado | 2 | $ 560,000 | $ 280,000 | $ 111,000 |
| Mesa County Colorado | 2 | $ 460,000 | $ 230,000 | $ 66,000 |
| Weld County Colorado | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
| Big Stone County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 156,000 |
| McLeod County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Mille Lacs County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 161,000 |
| Norman County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Traverse County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 86,000 |
| Richland County Montana | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Cass County Nebraska | 2 | $ 810,000 | $ 405,000 | $ 359,000 |
| Billings County North Dakota | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Divide County North Dakota | 2 | $ 50,000 | $ 25,000 | $ 287,000 |
| Kidder County North Dakota | 2 | $ 200,000 | $ 100,000 | $ 239,000 |
| Towner County North Dakota | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Lawrence County South Dakota | 2 | $ 800,000 | $ 400,000 | $ 422,000 |
| Walworth County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Clark County Washington | 2 | $ 850,000 | $ 425,000 | $ 90,000 |
| St. Croix County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Mohave County Arizona | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Yavapai County Arizona | 1 | $ 195,000 | $ 195,000 | $ 1,000 |
| El Dorado County California | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| El Paso County Colorado | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 184,000 |
| Collier County Florida | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Lake County Florida | 1 | $ 465,000 | $ 465,000 | $ 177,000 |
| Orange County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Osceola County Florida | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Palm Beach County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 564,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Ada County Idaho | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Tazewell County Illinois | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Scott County Iowa | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Butler County Kansas | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Bullitt County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Aitkin County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Brown County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Carlton County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Carver County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Itasca County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Kittson County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Lac qui Parle County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Mahnomen County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Nicollet County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 375,000 |
| Swift County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Carbon County Montana | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Flathead County Montana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 265,000 | $ 265,000 | $ 296,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Union County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Eddy County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Beaufort County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Chatham County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Bowman County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Golden Valley County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Slope County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Union County Ohio | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Polk County Oregon | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Beaufort County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Brown County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Codington County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Meade County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Hamilton County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Sevier County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Denton County Texas | 1 | $ 805,000 | $ 805,000 | $ 312,000 |
| Parker County Texas | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| Williamson County Texas | 1 | $ 445,000 | $ 445,000 | $ 210,000 |
| Salt Lake County Utah | 1 | $ 335,000 | $ 335,000 | $ 285,000 |
| Caledonia County Vermont | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| King County Washington | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Snohomish County Washington | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Barron County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Calumet County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Lincoln County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Manitowoc County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Polk County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Winnebago County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gate City Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,327 | $761,105,000 | $228,000 | $2,005,000 | $94,000 | $3,189,000 |
| Refinancing | 2,800 | $612,480,000 | $218,000 | $2,205,000 | $120,000 | $1,612,000 |
| Cash-out Refinancing | 1,405 | $322,325,000 | $229,000 | $1,505,000 | $122,000 | $4,683,000 |
| Home Improvement | 496 | $25,030,000 | $50,000 | $475,000 | $120,000 | $592,000 |
| Other Purpose | 431 | $31,715,000 | $73,000 | $705,000 | $122,000 | $758,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,140 | $1,476,360,000 | $206,000 | $2,005,000 | $110,000 | $4,683,000 |
| Not Provided | 735 | $148,355,000 | $201,000 | $1,715,000 | $115,000 | $768,000 |
| Not applicable | 277 | $67,615,000 | $244,000 | $2,205,000 | $0 | $0 |
| Hispanic | 111 | $20,495,000 | $184,000 | $355,000 | $84,000 | $305,000 |
| American Indian or Alaskan Native | 75 | $14,925,000 | $199,000 | $535,000 | $101,000 | $285,000 |
| Black or African American | 75 | $14,815,000 | $197,000 | $495,000 | $85,000 | $800,000 |
| Asian | 39 | $9,305,000 | $238,000 | $805,000 | $100,000 | $324,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $210,000 | $105,000 | $165,000 | $42,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,555 | $1,566,975,000 | $207,000 | $2,205,000 | $115,000 | $4,683,000 |
| FHA-insured (Federal Housing Administration) | 533 | $99,445,000 | $186,000 | $335,000 | $63,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 282 | $72,780,000 | $258,000 | $765,000 | $95,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $13,455,000 | $151,000 | $345,000 | $48,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,479 | $1,350,645,000 | $208,000 | $2,205,000 | $115,000 | $4,683,000 |
| Application Withdrawn By Applicant | 966 | $214,410,000 | $221,000 | $1,745,000 | $115,000 | $1,612,000 |
| Preapproval Denied by Financial Institution | 605 | $118,455,000 | $195,000 | $815,000 | $59,000 | $643,000 |
| Application Denied By Financial Institution | 309 | $50,765,000 | $164,000 | $785,000 | $84,000 | $757,000 |
| Application Approved But Not Accepted | 66 | $13,390,000 | $202,000 | $605,000 | $123,000 | $329,000 |
| File Closed For Incompleteness | 34 | $4,990,000 | $146,000 | $505,000 | $143,000 | $1,410,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,545 | $1,583,435,000 | $209,000 | $2,205,000 | $115,000 | $4,683,000 |
| Debt-To-Income Ratio | 458 | $90,200,000 | $196,000 | $815,000 | $58,000 | $598,000 |
| Credit History | 366 | $63,840,000 | $174,000 | $745,000 | $71,000 | $643,000 |
| Collateral | 44 | $7,440,000 | $169,000 | $555,000 | $115,000 | $757,000 |
| Employment History | 25 | $4,635,000 | $185,000 | $485,000 | $52,000 | $187,000 |
| Other | 13 | $2,025,000 | $155,000 | $485,000 | $108,000 | $244,000 |
| Credit Application Incomplete | 7 | $785,000 | $112,000 | $205,000 | $138,000 | $220,000 |
| Unverifiable Information | 1 | $295,000 | $295,000 | $295,000 | $137,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.