Gate City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Gate City Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gate City Bank 500 2Nd Ave N Fargo, ND 58102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,546 |
| Total Mortgage Loan Application Amount | $1,215,240,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $26,005,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Gate City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gate City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Gate City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gate City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gate City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gate City Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 1,244 | $ 296,480,000 | $ 238,000 | $ 134,000 |
| Burleigh County North Dakota | 677 | $ 147,905,000 | $ 218,000 | $ 132,000 |
| Grand Forks County North Dakota | 380 | $ 92,090,000 | $ 242,000 | $ 124,000 |
| Clay County Minnesota | 335 | $ 57,815,000 | $ 172,000 | $ 118,000 |
| Ward County North Dakota | 314 | $ 64,270,000 | $ 204,000 | $ 113,000 |
| Otter Tail County Minnesota | 196 | $ 40,820,000 | $ 208,000 | $ 154,000 |
| Morton County North Dakota | 173 | $ 35,755,000 | $ 206,000 | $ 113,000 |
| Williams County North Dakota | 172 | $ 38,650,000 | $ 224,000 | $ 122,000 |
| Stark County North Dakota | 97 | $ 17,725,000 | $ 182,000 | $ 122,000 |
| Stutsman County North Dakota | 88 | $ 11,390,000 | $ 129,000 | $ 103,000 |
| Richland County North Dakota | 79 | $ 12,215,000 | $ 154,000 | $ 103,000 |
| Douglas County Minnesota | 73 | $ 15,025,000 | $ 205,000 | $ 108,000 |
| Polk County Minnesota | 71 | $ 13,255,000 | $ 186,000 | $ 118,000 |
| Becker County Minnesota | 59 | $ 18,755,000 | $ 317,000 | $ 180,000 |
| Ramsey County North Dakota | 56 | $ 8,790,000 | $ 156,000 | $ 81,000 |
| Stearns County Minnesota | 33 | $ 6,415,000 | $ 194,000 | $ 145,000 |
| Walsh County North Dakota | 27 | $ 2,785,000 | $ 103,000 | $ 80,000 |
| Wilkin County Minnesota | 26 | $ 3,820,000 | $ 146,000 | $ 94,000 |
| McLean County North Dakota | 26 | $ 4,910,000 | $ 188,000 | $ 117,000 |
| Foster County North Dakota | 23 | $ 1,865,000 | $ 81,000 | $ 77,000 |
| Maricopa County Arizona | 19 | $ 6,705,000 | $ 352,000 | $ 188,000 |
| Traill County North Dakota | 18 | $ 2,770,000 | $ 153,000 | $ 108,000 |
| Benton County Minnesota | 17 | $ 1,945,000 | $ 114,000 | $ 105,000 |
| Hennepin County Minnesota | 17 | $ 6,505,000 | $ 382,000 | $ 152,000 |
| Barnes County North Dakota | 16 | $ 3,420,000 | $ 213,000 | $ 83,000 |
| McHenry County North Dakota | 16 | $ 2,370,000 | $ 148,000 | $ 88,000 |
| Mercer County North Dakota | 16 | $ 4,220,000 | $ 263,000 | $ 151,000 |
| Hubbard County Minnesota | 14 | $ 4,080,000 | $ 291,000 | $ 182,000 |
| Bottineau County North Dakota | 14 | $ 3,230,000 | $ 230,000 | $ 100,000 |
| Norman County Minnesota | 12 | $ 1,380,000 | $ 115,000 | $ 80,000 |
| Wells County North Dakota | 11 | $ 2,135,000 | $ 194,000 | $ 77,000 |
| Grant County Minnesota | 9 | $ 925,000 | $ 102,000 | $ 99,000 |
| Pennington County Minnesota | 9 | $ 4,115,000 | $ 457,000 | $ 107,000 |
| Pope County Minnesota | 9 | $ 1,685,000 | $ 187,000 | $ 115,000 |
| Mountrail County North Dakota | 9 | $ 2,145,000 | $ 238,000 | $ 87,000 |
| Marshall County Minnesota | 8 | $ 1,060,000 | $ 132,000 | $ 131,000 |
| Wright County Minnesota | 8 | $ 2,400,000 | $ 300,000 | $ 145,000 |
| Renville County North Dakota | 8 | $ 1,080,000 | $ 135,000 | $ 95,000 |
| Sherburne County Minnesota | 7 | $ 1,855,000 | $ 265,000 | $ 282,000 |
| McKenzie County North Dakota | 7 | $ 1,285,000 | $ 183,000 | $ 166,000 |
| Nelson County North Dakota | 7 | $ 1,685,000 | $ 240,000 | $ 114,000 |
| Pembina County North Dakota | 7 | $ 1,195,000 | $ 170,000 | $ 67,000 |
| Pinal County Arizona | 6 | $ 1,720,000 | $ 286,000 | $ 220,000 |
| Beltrami County Minnesota | 6 | $ 1,830,000 | $ 305,000 | $ 105,000 |
| Rolette County North Dakota | 6 | $ 630,000 | $ 105,000 | $ 139,000 |
| Lee County Florida | 5 | $ 1,675,000 | $ 335,000 | $ 239,000 |
| Ramsey County Minnesota | 5 | $ 1,155,000 | $ 231,000 | $ 108,000 |
| St. Louis County Minnesota | 5 | $ 955,000 | $ 191,000 | $ 67,000 |
| Benson County North Dakota | 5 | $ 805,000 | $ 161,000 | $ 66,000 |
| Steele County North Dakota | 5 | $ 715,000 | $ 143,000 | $ 86,000 |
| Dakota County Minnesota | 4 | $ 1,390,000 | $ 347,000 | $ 167,000 |
| Mahnomen County Minnesota | 4 | $ 580,000 | $ 145,000 | $ 99,000 |
| Stevens County Minnesota | 4 | $ 870,000 | $ 217,000 | $ 79,000 |
| Wadena County Minnesota | 4 | $ 330,000 | $ 82,000 | $ 83,000 |
| Eddy County North Dakota | 4 | $ 500,000 | $ 125,000 | $ 83,000 |
| Sargent County North Dakota | 4 | $ 530,000 | $ 132,000 | $ 82,000 |
| Blue Earth County Minnesota | 3 | $ 855,000 | $ 285,000 | $ 170,000 |
| Kandiyohi County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 93,000 |
| Renville County Minnesota | 3 | $ 765,000 | $ 255,000 | $ 84,000 |
| Roseau County Minnesota | 3 | $ 715,000 | $ 238,000 | $ 247,000 |
| Todd County Minnesota | 3 | $ 145,000 | $ 48,000 | $ 120,000 |
| Washington County Minnesota | 3 | $ 2,315,000 | $ 771,000 | $ 369,000 |
| Franklin County Missouri | 3 | $ 725,000 | $ 241,000 | $ 56,000 |
| Roosevelt County Montana | 3 | $ 585,000 | $ 195,000 | $ 61,000 |
| Adams County North Dakota | 3 | $ 325,000 | $ 108,000 | $ 102,000 |
| Cavalier County North Dakota | 3 | $ 285,000 | $ 95,000 | $ 61,000 |
| Griggs County North Dakota | 3 | $ 305,000 | $ 101,000 | $ 82,000 |
| Kidder County North Dakota | 3 | $ 565,000 | $ 188,000 | $ 91,000 |
| Pierce County North Dakota | 3 | $ 505,000 | $ 168,000 | $ 78,000 |
| Ransom County North Dakota | 3 | $ 215,000 | $ 71,000 | $ 108,000 |
| Lawrence County South Dakota | 3 | $ 1,195,000 | $ 398,000 | $ 289,000 |
| Pima County Arizona | 2 | $ 420,000 | $ 210,000 | $ 121,000 |
| El Paso County Colorado | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
| Charlotte County Florida | 2 | $ 320,000 | $ 160,000 | $ 208,000 |
| Collier County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 305,000 |
| Hendry County Florida | 2 | $ 600,000 | $ 300,000 | $ 140,000 |
| Canyon County Idaho | 2 | $ 600,000 | $ 300,000 | $ 62,000 |
| Big Stone County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Carver County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 142,000 |
| Cass County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| Clearwater County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Crow Wing County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Goodhue County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Koochiching County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Meeker County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
| Mille Lacs County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
| Morrison County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| Olmsted County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 206,000 |
| Scott County Minnesota | 2 | $ 840,000 | $ 420,000 | $ 137,000 |
| St. Louis County Missouri | 2 | $ 1,160,000 | $ 580,000 | $ 177,000 |
| Richland County Montana | 2 | $ 180,000 | $ 90,000 | $ 121,000 |
| Douglas County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Dickey County North Dakota | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Dunn County North Dakota | 2 | $ 480,000 | $ 240,000 | $ 126,000 |
| Grant County North Dakota | 2 | $ 560,000 | $ 280,000 | $ 566,000 |
| LaMoure County North Dakota | 2 | $ 210,000 | $ 105,000 | $ 123,000 |
| Oliver County North Dakota | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Campbell County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 130,000 |
| Milwaukee County Wisconsin | 2 | $ 830,000 | $ 415,000 | $ 157,000 |
| Baldwin County Alabama | 1 | $ 585,000 | $ 585,000 | $ 228,000 |
| Placer County California | 1 | $ 705,000 | $ 705,000 | $ 283,000 |
| Adams County Colorado | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Boulder County Colorado | 1 | $ 1,425,000 | $ 1,425,000 | $ 594,000 |
| Larimer County Colorado | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
| Brevard County Florida | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Columbia County Florida | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Hillsborough County Florida | 1 | $ 405,000 | $ 405,000 | $ 384,000 |
| Manatee County Florida | 1 | $ 125,000 | $ 125,000 | $ 162,000 |
| Seminole County Florida | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Sumter County Florida | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Coweta County Georgia | 1 | $ 465,000 | $ 465,000 | $ 204,000 |
| Gwinnett County Georgia | 1 | $ 505,000 | $ 505,000 | $ 235,000 |
| Oglethorpe County Georgia | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Ada County Idaho | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Fremont County Idaho | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 250,000 |
| Hamilton County Indiana | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jefferson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Mahaska County Iowa | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Jackson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Riley County Kansas | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Aroostook County Maine | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Montmorency County Michigan | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Anoka County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
| Chippewa County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Chisago County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Faribault County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Freeborn County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Isanti County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Itasca County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Kittson County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Lake of the Woods County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Steele County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 171,000 |
| Traverse County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Winona County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Jackson County Missouri | 1 | $ 445,000 | $ 445,000 | $ 115,000 |
| Ripley County Missouri | 1 | $ 395,000 | $ 395,000 | $ 133,000 |
| Carbon County Montana | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Gallatin County Montana | 1 | $ 205,000 | $ 205,000 | $ 188,000 |
| Lewis and Clark County Montana | 1 | $ 475,000 | $ 475,000 | $ 252,000 |
| Wibaux County Montana | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Clark County Nevada | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Bernalillo County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Eddy County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Burke County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 168,000 |
| Pender County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Billings County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Bowman County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Burke County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Hettinger County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Logan County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Sheridan County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Towner County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 695,000 | $ 695,000 | $ 675,000 |
| Multnomah County Oregon | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Berkeley County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Brown County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 67,000 |
| Lincoln County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Meade County South Dakota | 1 | $ 555,000 | $ 555,000 | $ 195,000 |
| Perkins County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Walworth County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 258,000 |
| Maury County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
| Shelby County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Denton County Texas | 1 | $ 755,000 | $ 755,000 | $ 305,000 |
| Ellis County Texas | 1 | $ 505,000 | $ 505,000 | $ 132,000 |
| Harris County Texas | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Iron County Utah | 1 | $ 85,000 | $ 85,000 | $ 184,000 |
| Ozaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Natrona County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gate City Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,279 | $922,085,000 | $281,000 | $26,005,000 | $110,000 | $1,800,000 |
| Home Improvement | 714 | $41,560,000 | $58,000 | $325,000 | $127,000 | $520,000 |
| Refinancing | 708 | $116,940,000 | $165,000 | $1,805,000 | $128,000 | $1,068,000 |
| Other Purpose | 512 | $49,140,000 | $95,000 | $805,000 | $139,000 | $779,000 |
| Cash-out Refinancing | 333 | $85,515,000 | $256,000 | $1,325,000 | $111,000 | $757,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,555 | $938,705,000 | $206,000 | $2,355,000 | $117,000 | $1,800,000 |
| Not Provided | 436 | $94,490,000 | $216,000 | $1,985,000 | $141,000 | $1,068,000 |
| Not applicable | 241 | $107,415,000 | $445,000 | $26,005,000 | $103,000 | $103,000 |
| Hispanic | 92 | $18,140,000 | $197,000 | $485,000 | $79,000 | $288,000 |
| American Indian or Alaskan Native | 78 | $17,380,000 | $222,000 | $705,000 | $89,000 | $256,000 |
| Black or African American | 66 | $17,770,000 | $269,000 | $735,000 | $86,000 | $368,000 |
| Asian | 64 | $18,090,000 | $282,000 | $755,000 | $102,000 | $323,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $235,000 | $55,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,894 | $1,074,760,000 | $219,000 | $26,005,000 | $124,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 411 | $82,885,000 | $201,000 | $435,000 | $62,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 163 | $44,655,000 | $273,000 | $605,000 | $93,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $12,940,000 | $165,000 | $435,000 | $56,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,752 | $824,980,000 | $219,000 | $26,005,000 | $131,000 | $1,539,000 |
| Preapproval Denied by Financial Institution | 891 | $207,175,000 | $232,000 | $1,805,000 | $73,000 | $1,800,000 |
| Application Withdrawn By Applicant | 484 | $113,710,000 | $234,000 | $3,205,000 | $121,000 | $777,000 |
| Application Denied By Financial Institution | 307 | $53,685,000 | $174,000 | $2,445,000 | $84,000 | $520,000 |
| Application Approved But Not Accepted | 67 | $7,425,000 | $110,000 | $435,000 | $111,000 | $544,000 |
| File Closed For Incompleteness | 45 | $8,265,000 | $183,000 | $905,000 | $124,000 | $288,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,348 | $954,380,000 | $219,000 | $26,005,000 | $129,000 | $1,539,000 |
| Debt-To-Income Ratio | 524 | $118,050,000 | $225,000 | $2,445,000 | $56,000 | $885,000 |
| Credit Application Incomplete | 279 | $68,615,000 | $245,000 | $1,805,000 | $104,000 | $1,800,000 |
| Credit History | 253 | $47,835,000 | $189,000 | $655,000 | $74,000 | $300,000 |
| Collateral | 65 | $8,305,000 | $127,000 | $805,000 | $124,000 | $520,000 |
| Employment History | 53 | $11,615,000 | $219,000 | $435,000 | $51,000 | $158,000 |
| Other | 18 | $5,000,000 | $277,000 | $1,205,000 | $98,000 | $369,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,440,000 | $240,000 | $305,000 | $99,000 | $155,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gate City Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gate City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.