Gateway First Bank Mortgage Lending & HMDA Data, 2023

In 2023, Gateway First Bank of Jenks, OK reported 18,678 mortgage applications totaling $4.9 billion, down 46% from 2022. The average application was for $261,272, and applicants reported an average income of $122,020. 58% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,815), San Antonio-New Braunfels, TX (1,311) and Oklahoma City, OK (869) (applications in parentheses).

Mortgage Company & Address Gateway First Bank
244 South Gateway Place
Jenks, OK 74037
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 18,678
Total Mortgage Loan Application Amount $4,880,040,000
Average Mortgage Loan Application Amount $261,272
Highest Mortgage Loan Application Amount $28,785,000
Average Applicant Income $122,020
Highest Applicant Income $9,750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gateway First Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 938 $ 263,190,000 $ 280,586 $ 114,000
Harris, Texas 821 $ 189,505,000 $ 230,822 $ 119,000
Tarrant, Texas 432 $ 112,980,000 $ 261,527 $ 126,000
Brazoria, Texas 420 $ 112,140,000 $ 267,000 $ 126,000
Oklahoma, Oklahoma 413 $ 90,585,000 $ 219,334 $ 124,000
Tulsa, Oklahoma 326 $ 106,630,000 $ 327,085 $ 124,000
Beaufort, South Carolina 283 $ 103,985,000 $ 367,438 $ 169,000
Horry, South Carolina 267 $ 68,305,000 $ 255,823 $ 153,000
Pennington, South Dakota 259 $ 56,985,000 $ 220,019 $ 102,000
Camden, New Jersey 247 $ 45,055,000 $ 182,408 $ 94,000
Benton, Arkansas 244 $ 72,110,000 $ 295,532 $ 132,000
Bell, Texas 234 $ 72,400,000 $ 309,401 $ 124,000
Cleveland, Oklahoma 231 $ 56,975,000 $ 246,645 $ 120,000
Ellis, Texas 231 $ 69,345,000 $ 300,194 $ 134,000
Dallas, Texas 202 $ 76,890,000 $ 380,643 $ 115,000
Galveston, Texas 202 $ 54,220,000 $ 268,415 $ 148,000
Cumberland, New Jersey 196 $ 31,350,000 $ 159,948 $ 73,000
Kanawha, West Virginia 194 $ 30,870,000 $ 159,123 $ 82,000
Sedgwick, Kansas 190 $ 45,360,000 $ 238,736 $ 114,000
Montgomery, Texas 169 $ 48,745,000 $ 288,431 $ 114,000
Washington, Arkansas 168 $ 45,920,000 $ 273,333 $ 117,000
Sumter, South Carolina 163 $ 27,225,000 $ 167,024 $ 77,000
Maricopa, Arizona 156 $ 48,610,000 $ 311,602 $ 108,000
Garfield, Oklahoma 154 $ 18,250,000 $ 118,506 $ 77,000
Caddo, Louisiana 153 $ 18,475,000 $ 120,751 $ 97,000
Duval, Florida 149 $ 23,885,000 $ 160,302 $ 89,000
Otero, New Mexico 148 $ 23,560,000 $ 159,189 $ 88,000
Guadalupe, Texas 147 $ 47,535,000 $ 323,367 $ 123,000
Denton, Texas 145 $ 52,485,000 $ 361,965 $ 181,000
El Paso, Texas 143 $ 45,485,000 $ 318,076 $ 129,000
Gloucester, New Jersey 136 $ 30,240,000 $ 222,352 $ 127,000
Burlington, New Jersey 134 $ 31,470,000 $ 234,850 $ 123,000
Hidalgo, Texas 129 $ 34,915,000 $ 270,658 $ 125,000
Collin, Texas 127 $ 49,265,000 $ 387,913 $ 160,000
Williamson, Texas 119 $ 46,565,000 $ 391,302 $ 164,000
Johnson, Texas 117 $ 31,355,000 $ 267,991 $ 120,000
Pontotoc, Oklahoma 116 $ 19,410,000 $ 167,327 $ 99,000
Canadian, Oklahoma 111 $ 25,885,000 $ 233,198 $ 110,000
Comal, Texas 109 $ 43,795,000 $ 401,788 $ 160,000
Fort Bend, Texas 109 $ 33,825,000 $ 310,321 $ 148,000
East Baton Rouge, Louisiana 105 $ 12,365,000 $ 117,761 $ 69,000
Dona Ana, New Mexico 105 $ 26,905,000 $ 256,238 $ 110,000
Pulaski, Arkansas 99 $ 26,525,000 $ 267,929 $ 150,000
Travis, Texas 99 $ 40,565,000 $ 409,747 $ 204,000
Cameron, Texas 97 $ 20,395,000 $ 210,257 $ 102,000
Pettis, Missouri 88 $ 15,640,000 $ 177,727 $ 83,000
Hall, Nebraska 85 $ 14,685,000 $ 172,764 $ 81,000
Nueces, Texas 85 $ 16,985,000 $ 199,823 $ 115,000
Atlantic, New Jersey 84 $ 18,770,000 $ 223,452 $ 119,000
Ocean, New Jersey 84 $ 22,230,000 $ 264,642 $ 130,000
McLennan, Texas 84 $ 22,460,000 $ 267,380 $ 116,000
Yuma, Arizona 83 $ 22,935,000 $ 276,325 $ 95,000
Douglas, Nebraska 81 $ 23,875,000 $ 294,753 $ 171,000
Jefferson, Texas 79 $ 17,535,000 $ 221,962 $ 113,000
Saline, Arkansas 77 $ 18,175,000 $ 236,038 $ 107,000
Adams, Nebraska 77 $ 11,655,000 $ 151,363 $ 79,000
Santa Fe, New Mexico 76 $ 29,280,000 $ 385,263 $ 158,000
Georgetown, South Carolina 76 $ 23,940,000 $ 315,000 $ 189,000
Weld, Colorado 75 $ 26,835,000 $ 357,800 $ 153,000
Comanche, Oklahoma 74 $ 11,710,000 $ 158,243 $ 80,000
Knox, Tennessee 74 $ 23,910,000 $ 323,108 $ 117,000
Hays, Texas 74 $ 26,590,000 $ 359,324 $ 139,000
Matagorda, Texas 68 $ 10,900,000 $ 160,294 $ 88,000
Marion, Indiana 67 $ 10,585,000 $ 157,985 $ 75,000
Washoe, Nevada 67 $ 22,845,000 $ 340,970 $ 106,000
Meade, South Dakota 64 $ 17,900,000 $ 279,687 $ 101,000
Union, New Jersey 63 $ 27,255,000 $ 432,619 $ 154,000
Parker, Texas 62 $ 25,340,000 $ 408,709 $ 185,000
Lubbock, Texas 61 $ 13,625,000 $ 223,360 $ 123,000
Larimer, Colorado 59 $ 22,555,000 $ 382,288 $ 128,000
Monmouth, New Jersey 59 $ 23,825,000 $ 403,813 $ 168,000
Sheridan, Wyoming 57 $ 19,375,000 $ 339,912 $ 121,000
Butler, Kansas 56 $ 13,030,000 $ 232,678 $ 114,000
Jasper, Missouri 55 $ 9,995,000 $ 181,727 $ 96,000
Middlesex, New Jersey 54 $ 16,960,000 $ 314,074 $ 131,000
Hood, Texas 54 $ 19,810,000 $ 366,851 $ 175,000
Nassau, Florida 52 $ 13,490,000 $ 259,423 $ 116,000
Mercer, New Jersey 52 $ 10,130,000 $ 194,807 $ 100,000
Salem, New Jersey 52 $ 7,300,000 $ 140,384 $ 85,000
Sevier, Tennessee 51 $ 23,045,000 $ 451,862 $ 359,000
Midland, Texas 51 $ 14,475,000 $ 283,823 $ 148,000
Lancaster, Nebraska 50 $ 15,250,000 $ 305,000 $ 147,000
Webb, Texas 50 $ 11,130,000 $ 222,600 $ 180,000
Bonneville, Idaho 47 $ 12,125,000 $ 257,978 $ 171,000
Rogers, Oklahoma 47 $ 11,395,000 $ 242,446 $ 126,000
Wagoner, Oklahoma 47 $ 12,715,000 $ 270,531 $ 136,000
Wilson, Texas 43 $ 14,555,000 $ 338,488 $ 153,000
Cullman, Alabama 42 $ 9,080,000 $ 216,190 $ 88,000
Montgomery, Ohio 42 $ 7,620,000 $ 181,428 $ 99,000
Calcasieu, Louisiana 41 $ 8,585,000 $ 209,390 $ 104,000
Sarpy, Nebraska 41 $ 13,885,000 $ 338,658 $ 174,000
McClain, Oklahoma 41 $ 11,335,000 $ 276,463 $ 121,000
Hunt, Texas 40 $ 10,590,000 $ 264,750 $ 117,000
McPherson, Kansas 39 $ 7,045,000 $ 180,641 $ 90,000
Livingston, Louisiana 39 $ 5,935,000 $ 152,179 $ 75,000
Carter, Oklahoma 39 $ 6,465,000 $ 165,769 $ 88,000
Maverick, Texas 39 $ 7,425,000 $ 190,384 $ 89,000
Kaufman, Texas 38 $ 11,430,000 $ 300,789 $ 103,000
Sebastian, Arkansas 37 $ 10,145,000 $ 274,189 $ 172,000
Ada, Idaho 37 $ 12,275,000 $ 331,756 $ 135,000
Johnson, Iowa 37 $ 14,225,000 $ 384,459 $ 197,000
Somerset, New Jersey 37 $ 12,275,000 $ 331,756 $ 138,000
Logan, Oklahoma 37 $ 8,925,000 $ 241,216 $ 114,000
Coryell, Texas 37 $ 8,255,000 $ 223,108 $ 89,000
Essex, New Jersey 36 $ 10,560,000 $ 293,333 $ 115,000
Pottawatomie, Oklahoma 36 $ 6,120,000 $ 170,000 $ 85,000
Clay, Florida 35 $ 5,955,000 $ 170,142 $ 80,000
Natrona, Wyoming 35 $ 10,255,000 $ 293,000 $ 101,000
Blount, Tennessee 34 $ 9,350,000 $ 275,000 $ 136,000
Waller, Texas 33 $ 9,575,000 $ 290,151 $ 126,000
Orange, Florida 32 $ 8,480,000 $ 265,000 $ 144,000
Canyon, Idaho 32 $ 10,560,000 $ 330,000 $ 143,000
San Patricio, Texas 32 $ 8,240,000 $ 257,500 $ 105,000
Putnam, West Virginia 32 $ 7,790,000 $ 243,437 $ 106,000
Mohave, Arizona 31 $ 10,215,000 $ 329,516 $ 129,000
Mecklenburg, North Carolina 31 $ 9,015,000 $ 290,806 $ 118,000
Garvin, Oklahoma 31 $ 4,885,000 $ 157,580 $ 74,000
Philadelphia, Pennsylvania 31 $ 7,285,000 $ 235,000 $ 112,000
Roane, Tennessee 31 $ 7,375,000 $ 237,903 $ 93,000
Chambers, Texas 31 $ 6,475,000 $ 208,870 $ 108,000
Faulkner, Arkansas 30 $ 8,460,000 $ 282,000 $ 171,000
Creek, Oklahoma 30 $ 8,060,000 $ 268,666 $ 125,000
Polk, Florida 28 $ 7,230,000 $ 258,214 $ 148,000
Cook, Illinois 28 $ 12,370,000 $ 441,785 $ 201,000
Polk, Iowa 28 $ 9,700,000 $ 346,428 $ 151,000
Greene, Missouri 28 $ 8,190,000 $ 292,500 $ 147,000
Butte, South Dakota 28 $ 4,790,000 $ 171,071 $ 79,000
Wise, Texas 28 $ 8,170,000 $ 291,785 $ 111,000
Newton, Missouri 27 $ 6,205,000 $ 229,814 $ 120,000
Rowan, North Carolina 27 $ 6,165,000 $ 228,333 $ 90,000
Summit, Ohio 27 $ 4,585,000 $ 169,814 $ 93,000
Lawrence, South Dakota 27 $ 5,865,000 $ 217,222 $ 100,000
Loudon, Tennessee 27 $ 10,365,000 $ 383,888 $ 156,000
Grayson, Texas 27 $ 9,205,000 $ 340,925 $ 132,000
Boone, West Virginia 27 $ 3,855,000 $ 142,777 $ 73,000
Linn, Iowa 26 $ 8,900,000 $ 342,307 $ 136,000
Ouachita, Louisiana 26 $ 3,620,000 $ 139,230 $ 62,000
Cabarrus, North Carolina 26 $ 7,190,000 $ 276,538 $ 119,000
Portage, Ohio 26 $ 5,640,000 $ 216,923 $ 95,000
Warren, Ohio 26 $ 7,590,000 $ 291,923 $ 164,000
Osage, Oklahoma 26 $ 5,660,000 $ 217,692 $ 130,000
Atascosa, Texas 26 $ 7,080,000 $ 272,307 $ 107,000
Brazos, Texas 26 $ 7,940,000 $ 305,384 $ 178,000
Hardin, Texas 26 $ 8,080,000 $ 310,769 $ 123,000
Pinal, Arizona 25 $ 8,595,000 $ 343,800 $ 148,000
Jackson, Missouri 25 $ 7,845,000 $ 313,800 $ 161,000
Greene, Ohio 25 $ 5,545,000 $ 221,800 $ 103,000
Fall River, South Dakota 25 $ 5,235,000 $ 209,400 $ 82,000
Smith, Texas 25 $ 5,695,000 $ 227,800 $ 218,000
Warren, New Jersey 24 $ 4,400,000 $ 183,333 $ 92,000
Liberty, Texas 24 $ 6,810,000 $ 283,750 $ 110,000
Johnson, Kansas 23 $ 11,495,000 $ 499,782 $ 261,000
Cape Girardeau, Missouri 23 $ 3,105,000 $ 135,000 $ 62,000
Cass, Missouri 23 $ 6,935,000 $ 301,521 $ 125,000
Payne, Oklahoma 23 $ 6,015,000 $ 261,521 $ 160,000
Jasper, South Carolina 23 $ 7,865,000 $ 341,956 $ 116,000
Rockwall, Texas 23 $ 8,355,000 $ 363,260 $ 200,000
Tom Green, Texas 23 $ 5,465,000 $ 237,608 $ 111,000
Bossier, Louisiana 22 $ 4,020,000 $ 182,727 $ 76,000
Scott, Missouri 22 $ 2,640,000 $ 120,000 $ 54,000
Bryan, Oklahoma 22 $ 2,940,000 $ 133,636 $ 88,000
Crawford, Kansas 21 $ 2,735,000 $ 130,238 $ 81,000
Harvey, Kansas 21 $ 3,595,000 $ 171,190 $ 76,000
Ascension, Louisiana 21 $ 2,845,000 $ 135,476 $ 80,000
Washington, Oklahoma 21 $ 2,565,000 $ 122,142 $ 89,000
Anderson, Tennessee 21 $ 4,855,000 $ 231,190 $ 85,000
McMinn, Tennessee 21 $ 5,025,000 $ 239,285 $ 108,000
Burnet, Texas 21 $ 9,115,000 $ 434,047 $ 192,000
Taylor, Texas 21 $ 4,065,000 $ 193,571 $ 107,000
Wharton, Texas 21 $ 4,265,000 $ 203,095 $ 103,000
Zapata, Texas 21 $ 2,775,000 $ 132,142 $ 63,000
Pima, Arizona 20 $ 6,140,000 $ 307,000 $ 142,000
White, Arkansas 20 $ 4,760,000 $ 238,000 $ 120,000
Christian, Missouri 20 $ 6,270,000 $ 313,500 $ 124,000
Medina, Texas 20 $ 7,060,000 $ 353,000 $ 116,000
Orange, Texas 20 $ 4,120,000 $ 206,000 $ 101,000
El Paso, Colorado 19 $ 7,595,000 $ 399,736 $ 165,000
Los Alamos, New Mexico 19 $ 7,165,000 $ 377,105 $ 182,000
Lincoln, Oklahoma 19 $ 2,385,000 $ 125,526 $ 77,000
Hill, Texas 19 $ 5,425,000 $ 285,526 $ 120,000
Adams, Colorado 18 $ 5,760,000 $ 320,000 $ 100,000
Osceola, Florida 18 $ 7,070,000 $ 392,777 $ 298,000
St. Lucie, Florida 18 $ 3,620,000 $ 201,111 $ 84,000
Mayes, Oklahoma 18 $ 4,430,000 $ 246,111 $ 110,000
Monroe, Tennessee 18 $ 4,090,000 $ 227,222 $ 94,000
Victoria, Texas 18 $ 5,180,000 $ 287,777 $ 117,000
Denver, Colorado 17 $ 6,955,000 $ 409,117 $ 131,000
Hudson, New Jersey 17 $ 7,815,000 $ 459,705 $ 252,000
Hunterdon, New Jersey 17 $ 6,435,000 $ 378,529 $ 147,000
Bernalillo, New Mexico 17 $ 5,205,000 $ 306,176 $ 101,000
Grady, Oklahoma 17 $ 3,855,000 $ 226,764 $ 129,000
Seminole, Oklahoma 17 $ 2,065,000 $ 121,470 $ 66,000
Fentress, Tennessee 17 $ 3,995,000 $ 235,000 $ 87,000
Navarro, Texas 17 $ 4,475,000 $ 263,235 $ 125,000
Marion, Kansas 16 $ 1,880,000 $ 117,500 $ 69,000
Woodward, Oklahoma 16 $ 2,230,000 $ 139,375 $ 70,000
Berks, Pennsylvania 16 $ 3,480,000 $ 217,500 $ 147,000
Campbell, Tennessee 16 $ 2,880,000 $ 180,000 $ 63,000
Randall, Texas 16 $ 3,990,000 $ 249,375 $ 101,000
Crawford, Arkansas 15 $ 4,655,000 $ 310,333 $ 124,000
Platte, Nebraska 15 $ 4,985,000 $ 332,333 $ 121,000
Sierra, New Mexico 15 $ 2,255,000 $ 150,333 $ 70,000
Brunswick, North Carolina 15 $ 5,185,000 $ 345,666 $ 171,000
Iredell, North Carolina 15 $ 5,075,000 $ 338,333 $ 113,000
Bowie, Texas 15 $ 4,195,000 $ 279,666 $ 144,000
Henderson, Texas 15 $ 5,715,000 $ 381,000 $ 171,000
Jackson, West Virginia 15 $ 3,125,000 $ 208,333 $ 83,000
Arapahoe, Colorado 14 $ 5,810,000 $ 415,000 $ 130,000
Hendricks, Indiana 14 $ 2,270,000 $ 162,142 $ 80,000
Cherokee, Kansas 14 $ 1,760,000 $ 125,714 $ 58,000
St. Tammany, Louisiana 14 $ 2,030,000 $ 145,000 $ 80,000
West Baton Rouge, Louisiana 14 $ 1,790,000 $ 127,857 $ 61,000
McDonald, Missouri 14 $ 2,770,000 $ 197,857 $ 74,000
Buffalo, Nebraska 14 $ 4,090,000 $ 292,142 $ 115,000
Bergen, New Jersey 14 $ 4,530,000 $ 323,571 $ 211,000
Lincoln, New Mexico 14 $ 3,460,000 $ 247,142 $ 134,000
Allegheny, Pennsylvania 14 $ 3,290,000 $ 235,000 $ 113,000
Bandera, Texas 14 $ 5,670,000 $ 405,000 $ 143,000
Kendall, Texas 14 $ 6,330,000 $ 452,142 $ 163,000
Park, Wyoming 14 $ 4,200,000 $ 300,000 $ 133,000
Volusia, Florida 13 $ 4,195,000 $ 322,692 $ 113,000
Bingham, Idaho 13 $ 2,345,000 $ 180,384 $ 80,000
Reno, Kansas 13 $ 2,875,000 $ 221,153 $ 123,000
Lyon, Nevada 13 $ 4,515,000 $ 347,307 $ 126,000
Franklin, Ohio 13 $ 3,955,000 $ 304,230 $ 113,000
Hamilton, Ohio 13 $ 2,265,000 $ 174,230 $ 83,000
Stark, Ohio 13 $ 2,045,000 $ 157,307 $ 89,000
Charleston, South Carolina 13 $ 5,525,000 $ 425,000 $ 205,000
Custer, South Dakota 13 $ 4,455,000 $ 342,692 $ 108,000
Jim Wells, Texas 13 $ 2,515,000 $ 193,461 $ 90,000
Palo Pinto, Texas 13 $ 3,085,000 $ 237,307 $ 152,000
Logan, West Virginia 13 $ 1,885,000 $ 145,000 $ 82,000
Garland, Arkansas 12 $ 3,000,000 $ 250,000 $ 131,000
Jefferson, Colorado 12 $ 5,860,000 $ 488,333 $ 173,000
Brevard, Florida 12 $ 5,320,000 $ 443,333 $ 174,000
Ford, Kansas 12 $ 2,920,000 $ 243,333 $ 76,000
Jefferson, Louisiana 12 $ 1,870,000 $ 155,833 $ 79,000
Sandoval, New Mexico 12 $ 4,230,000 $ 352,500 $ 168,000
Butler, Ohio 12 $ 3,330,000 $ 277,500 $ 119,000
McCurtain, Oklahoma 12 $ 6,070,000 $ 505,833 $ 326,000
Bastrop, Texas 12 $ 4,610,000 $ 384,166 $ 120,000
Ector, Texas 12 $ 2,920,000 $ 243,333 $ 118,000
Gregg, Texas 12 $ 1,560,000 $ 130,000 $ 71,000
Kleberg, Texas 12 $ 2,920,000 $ 243,333 $ 93,000
Lampasas, Texas 12 $ 4,090,000 $ 340,833 $ 109,000
Nicholas, West Virginia 12 $ 1,550,000 $ 129,166 $ 47,000
Morgan, Colorado 11 $ 2,185,000 $ 198,636 $ 84,000
Martin, Florida 11 $ 3,545,000 $ 322,272 $ 171,000
Hancock, Indiana 11 $ 1,865,000 $ 169,545 $ 116,000
Madison, Indiana 11 $ 1,805,000 $ 164,090 $ 76,000
Dallas, Iowa 11 $ 4,735,000 $ 430,454 $ 161,000
Randolph, Missouri 11 $ 1,485,000 $ 135,000 $ 62,000
Sussex, New Jersey 11 $ 1,735,000 $ 157,727 $ 82,000
Delaware, Oklahoma 11 $ 2,505,000 $ 227,727 $ 167,000
Marshall, Oklahoma 11 $ 2,785,000 $ 253,181 $ 105,000
Murray, Oklahoma 11 $ 2,365,000 $ 215,000 $ 120,000
Okmulgee, Oklahoma 11 $ 3,405,000 $ 309,545 $ 127,000
Cumberland, Tennessee 11 $ 2,345,000 $ 213,181 $ 90,000
Cabell, West Virginia 11 $ 1,665,000 $ 151,363 $ 95,000
Craighead, Arkansas 10 $ 2,810,000 $ 281,000 $ 136,000
Lonoke, Arkansas 10 $ 2,360,000 $ 236,000 $ 82,000
Marion, Florida 10 $ 2,380,000 $ 238,000 $ 155,000
Lafayette, Louisiana 10 $ 3,270,000 $ 327,000 $ 233,000
Johnson, Missouri 10 $ 2,590,000 $ 259,000 $ 125,000
Cape May, New Jersey 10 $ 4,650,000 $ 465,000 $ 184,000
Morris, New Jersey 10 $ 5,020,000 $ 502,000 $ 232,000
Passaic, New Jersey 10 $ 4,140,000 $ 414,000 $ 152,000
New Hanover, North Carolina 10 $ 2,970,000 $ 297,000 $ 145,000
Union, North Carolina 10 $ 3,610,000 $ 361,000 $ 154,000
Alfalfa, Oklahoma 10 $ 800,000 $ 80,000 $ 60,000
Caddo, Oklahoma 10 $ 2,330,000 $ 233,000 $ 90,000
Hughes, Oklahoma 10 $ 1,470,000 $ 147,000 $ 87,000
Kay, Oklahoma 10 $ 790,000 $ 79,000 $ 79,000
Major, Oklahoma 10 $ 880,000 $ 88,000 $ 70,000
Stephens, Oklahoma 10 $ 1,710,000 $ 171,000 $ 107,000
Blanco, Texas 10 $ 3,910,000 $ 391,000 $ 171,000
Van Zandt, Texas 10 $ 2,060,000 $ 206,000 $ 73,000
Snohomish, Washington 10 $ 5,490,000 $ 549,000 $ 171,000
Baldwin, Alabama 9 $ 3,215,000 $ 357,222 $ 236,000
Lee, Florida 9 $ 2,115,000 $ 235,000 $ 120,000
Seminole, Florida 9 $ 1,845,000 $ 205,000 $ 113,000
Hamilton, Indiana 9 $ 2,185,000 $ 242,777 $ 121,000
Scott, Iowa 9 $ 3,845,000 $ 427,222 $ 206,000
Tangipahoa, Louisiana 9 $ 1,565,000 $ 173,888 $ 78,000
Grant, New Mexico 9 $ 1,035,000 $ 115,000 $ 65,000
Onslow, North Carolina 9 $ 2,245,000 $ 249,444 $ 105,000
Clermont, Ohio 9 $ 2,305,000 $ 256,111 $ 90,000
Cuyahoga, Ohio 9 $ 1,375,000 $ 152,777 $ 107,000
Ellis, Oklahoma 9 $ 1,175,000 $ 130,555 $ 66,000
Johnston, Oklahoma 9 $ 1,725,000 $ 191,666 $ 111,000
Love, Oklahoma 9 $ 2,495,000 $ 277,222 $ 93,000
McIntosh, Oklahoma 9 $ 3,735,000 $ 415,000 $ 281,000
Pawnee, Oklahoma 9 $ 1,385,000 $ 153,888 $ 90,000
Pittsburg, Oklahoma 9 $ 2,075,000 $ 230,555 $ 142,000
Minnehaha, South Dakota 9 $ 1,835,000 $ 203,888 $ 141,000
Caldwell, Texas 9 $ 2,315,000 $ 257,222 $ 115,000
Erath, Texas 9 $ 1,845,000 $ 205,000 $ 97,000
Lamar, Texas 9 $ 1,725,000 $ 191,666 $ 101,000
Polk, Texas 9 $ 1,695,000 $ 188,333 $ 98,000
Potter, Texas 9 $ 1,975,000 $ 219,444 $ 108,000
Hot Springs, Wyoming 9 $ 1,545,000 $ 171,666 $ 119,000
Carroll, Arkansas 8 $ 1,910,000 $ 238,750 $ 89,000
Pope, Arkansas 8 $ 1,540,000 $ 192,500 $ 103,000
Lamar, Georgia 8 $ 920,000 $ 115,000 $ 67,000
Johnson, Indiana 8 $ 1,520,000 $ 190,000 $ 79,000
Black Hawk, Iowa 8 $ 3,160,000 $ 395,000 $ 172,000
Sumner, Kansas 8 $ 1,350,000 $ 168,750 $ 79,000
Orleans, Louisiana 8 $ 2,770,000 $ 346,250 $ 121,000
Clay, Nebraska 8 $ 690,000 $ 86,250 $ 69,000
Clark, Nevada 8 $ 3,310,000 $ 413,750 $ 194,000
Eddy, New Mexico 8 $ 1,950,000 $ 243,750 $ 133,000
Davidson, North Carolina 8 $ 1,120,000 $ 140,000 $ 72,000
Cherokee, Oklahoma 8 $ 1,510,000 $ 188,750 $ 131,000
Coal, Oklahoma 8 $ 530,000 $ 66,250 $ 50,000
Montgomery, Pennsylvania 8 $ 2,910,000 $ 363,750 $ 179,000
Clarendon, South Carolina 8 $ 1,200,000 $ 150,000 $ 107,000
Dorchester, South Carolina 8 $ 2,280,000 $ 285,000 $ 150,000
Richland, South Carolina 8 $ 1,680,000 $ 210,000 $ 95,000
Hamilton, Tennessee 8 $ 2,450,000 $ 306,250 $ 92,000
Montague, Texas 8 $ 2,370,000 $ 296,250 $ 79,000
Wichita, Texas 8 $ 1,640,000 $ 205,000 $ 104,000
Wood, Texas 8 $ 2,020,000 $ 252,500 $ 119,000
King, Washington 8 $ 5,580,000 $ 697,500 $ 229,000
Campbell, Wyoming 8 $ 2,260,000 $ 282,500 $ 88,000
Laramie, Wyoming 8 $ 2,700,000 $ 337,500 $ 172,000
Cleburne, Arkansas 7 $ 1,435,000 $ 205,000 $ 134,000
Madison, Arkansas 7 $ 905,000 $ 129,285 $ 77,000
La Plata, Colorado 7 $ 4,015,000 $ 573,571 $ 183,000
Pueblo, Colorado 7 $ 2,195,000 $ 313,571 $ 301,000
Bradford, Florida 7 $ 995,000 $ 142,142 $ 80,000
Lake, Florida 7 $ 1,965,000 $ 280,714 $ 144,000
Miami-Dade, Florida 7 $ 2,135,000 $ 305,000 $ 142,000
St. Johns, Florida 7 $ 1,985,000 $ 283,571 $ 157,000
DeKalb, Georgia 7 $ 1,975,000 $ 282,142 $ 154,000
Gwinnett, Georgia 7 $ 2,125,000 $ 303,571 $ 104,000
Fremont, Idaho 7 $ 1,695,000 $ 242,142 $ 71,000
Kane, Illinois 7 $ 2,885,000 $ 412,142 $ 164,000
Dubuque, Iowa 7 $ 2,505,000 $ 357,857 $ 170,000
Morehouse, Louisiana 7 $ 485,000 $ 69,285 $ 43,000
Webster, Louisiana 7 $ 775,000 $ 110,714 $ 69,000
Henry, Missouri 7 $ 1,555,000 $ 222,142 $ 77,000
Polk, Missouri 7 $ 1,995,000 $ 285,000 $ 98,000
Hamilton, Nebraska 7 $ 1,975,000 $ 282,142 $ 114,000
Webster, Nebraska 7 $ 975,000 $ 139,285 $ 84,000
Lucas, Ohio 7 $ 345,000 $ 49,285 $ 102,000
Kingfisher, Oklahoma 7 $ 1,335,000 $ 190,714 $ 77,000
Muskogee, Oklahoma 7 $ 1,235,000 $ 176,428 $ 90,000
Meigs, Tennessee 7 $ 1,505,000 $ 215,000 $ 84,000
Morgan, Tennessee 7 $ 1,315,000 $ 187,857 $ 87,000
Calhoun, Texas 7 $ 1,685,000 $ 240,714 $ 121,000
Harrison, Texas 7 $ 1,605,000 $ 229,285 $ 89,000
Kerr, Texas 7 $ 1,645,000 $ 235,000 $ 124,000
Walker, Texas 7 $ 1,535,000 $ 219,285 $ 107,000
Clark, Washington 7 $ 1,995,000 $ 285,000 $ 155,000
Johnson, Wyoming 7 $ 1,495,000 $ 213,571 $ 78,000
Sweetwater, Wyoming 7 $ 1,905,000 $ 272,142 $ 126,000
Walker, Alabama 6 $ 1,180,000 $ 196,666 $ 87,000
Scott, Arkansas 6 $ 1,100,000 $ 183,333 $ 74,000
Broward, Florida 6 $ 1,980,000 $ 330,000 $ 116,000
Hillsborough, Florida 6 $ 1,840,000 $ 306,666 $ 180,000
Pinellas, Florida 6 $ 1,710,000 $ 285,000 $ 122,000
Walton, Florida 6 $ 2,630,000 $ 438,333 $ 164,000
Jefferson, Idaho 6 $ 1,710,000 $ 285,000 $ 83,000
Henry, Indiana 6 $ 880,000 $ 146,666 $ 78,000
Howard, Indiana 6 $ 1,160,000 $ 193,333 $ 99,000
Cowley, Kansas 6 $ 1,200,000 $ 200,000 $ 98,000
De Soto, Louisiana 6 $ 520,000 $ 86,666 $ 56,000
Iberville, Louisiana 6 $ 500,000 $ 83,333 $ 47,000
Natchitoches, Louisiana 6 $ 380,000 $ 63,333 $ 42,000
St. John the Baptist, Louisiana 6 $ 560,000 $ 93,333 $ 56,000
Baltimore, Maryland 6 $ 2,160,000 $ 360,000 $ 166,000
St. Louis, Missouri 6 $ 1,650,000 $ 275,000 $ 123,000
Carson City, Nevada 6 $ 1,640,000 $ 273,333 $ 113,000
Gaston, North Carolina 6 $ 1,200,000 $ 200,000 $ 69,000
Stanly, North Carolina 6 $ 1,310,000 $ 218,333 $ 110,000
Logan, Ohio 6 $ 1,220,000 $ 203,333 $ 177,000
Le Flore, Oklahoma 6 $ 1,660,000 $ 276,666 $ 131,000
Bucks, Pennsylvania 6 $ 1,880,000 $ 313,333 $ 115,000
Delaware, Pennsylvania 6 $ 1,530,000 $ 255,000 $ 129,000
Lexington, South Carolina 6 $ 1,230,000 $ 205,000 $ 168,000
Davidson, Tennessee 6 $ 1,640,000 $ 273,333 $ 113,000
Jefferson, Tennessee 6 $ 1,410,000 $ 235,000 $ 124,000
Shelby, Tennessee 6 $ 1,500,000 $ 250,000 $ 94,000
Union, Tennessee 6 $ 1,830,000 $ 305,000 $ 103,000
Austin, Texas 6 $ 2,130,000 $ 355,000 $ 181,000
Brown, Texas 6 $ 1,070,000 $ 178,333 $ 100,000
Grimes, Texas 6 $ 1,320,000 $ 220,000 $ 85,000
Hopkins, Texas 6 $ 1,050,000 $ 175,000 $ 111,000
Jackson, Texas 6 $ 1,130,000 $ 188,333 $ 121,000
Llano, Texas 6 $ 2,270,000 $ 378,333 $ 212,000
Tyler, Texas 6 $ 1,170,000 $ 195,000 $ 78,000
Lincoln, West Virginia 6 $ 1,140,000 $ 190,000 $ 87,000
Crook, Wyoming 6 $ 1,700,000 $ 283,333 $ 103,000
Jefferson, Alabama 5 $ 985,000 $ 197,000 $ 137,000
Hot Spring, Arkansas 5 $ 985,000 $ 197,000 $ 115,000
Boulder, Colorado 5 $ 1,375,000 $ 275,000 $ 264,000
Douglas, Colorado 5 $ 2,625,000 $ 525,000 $ 150,000
Logan, Colorado 5 $ 1,605,000 $ 321,000 $ 107,000
Mesa, Colorado 5 $ 2,105,000 $ 421,000 $ 137,000
Montezuma, Colorado 5 $ 945,000 $ 189,000 $ 127,000
Bay, Florida 5 $ 1,815,000 $ 363,000 $ 148,000
Palm Beach, Florida 5 $ 1,445,000 $ 289,000 $ 97,000
Bartow, Georgia 5 $ 995,000 $ 199,000 $ 102,000
Clayton, Georgia 5 $ 1,095,000 $ 219,000 $ 59,000
Cobb, Georgia 5 $ 1,935,000 $ 387,000 $ 134,000
Fulton, Georgia 5 $ 1,475,000 $ 295,000 $ 103,000
Bannock, Idaho 5 $ 1,735,000 $ 347,000 $ 196,000
Lake, Illinois 5 $ 2,115,000 $ 423,000 $ 193,000
Lake, Indiana 5 $ 995,000 $ 199,000 $ 69,000
Warren, Iowa 5 $ 2,195,000 $ 439,000 $ 168,000
Lyon, Kansas 5 $ 895,000 $ 179,000 $ 73,000
Saline, Kansas 5 $ 625,000 $ 125,000 $ 65,000
Benton, Missouri 5 $ 765,000 $ 153,000 $ 45,000
Laclede, Missouri 5 $ 1,715,000 $ 343,000 $ 170,000
Dawson, Nebraska 5 $ 1,185,000 $ 237,000 $ 107,000
Washington, Nebraska 5 $ 1,635,000 $ 327,000 $ 147,000
Churchill, Nevada 5 $ 2,015,000 $ 403,000 $ 148,000
Rio Arriba, New Mexico 5 $ 1,215,000 $ 243,000 $ 127,000
Carteret, North Carolina 5 $ 2,175,000 $ 435,000 $ 162,000
Clark, Ohio 5 $ 965,000 $ 193,000 $ 86,000
Miami, Ohio 5 $ 1,145,000 $ 229,000 $ 134,000
Grant, Oklahoma 5 $ 535,000 $ 107,000 $ 76,000
Jackson, Oklahoma 5 $ 915,000 $ 183,000 $ 107,000
Sequoyah, Oklahoma 5 $ 805,000 $ 161,000 $ 116,000
Chester, Pennsylvania 5 $ 2,125,000 $ 425,000 $ 174,000
Westmoreland, Pennsylvania 5 $ 1,015,000 $ 203,000 $ 65,000
Greenville, South Carolina 5 $ 1,695,000 $ 339,000 $ 131,000
Kershaw, South Carolina 5 $ 1,385,000 $ 277,000 $ 91,000
Claiborne, Tennessee 5 $ 695,000 $ 139,000 $ 52,000
Montgomery, Tennessee 5 $ 925,000 $ 185,000 $ 116,000
Aransas, Texas 5 $ 1,175,000 $ 235,000 $ 286,000
Comanche, Texas 5 $ 1,065,000 $ 213,000 $ 64,000
Fannin, Texas 5 $ 1,385,000 $ 277,000 $ 112,000
Hamilton, Texas 5 $ 1,185,000 $ 237,000 $ 95,000
Jones, Texas 5 $ 1,085,000 $ 217,000 $ 86,000
Starr, Texas 5 $ 1,015,000 $ 203,000 $ 96,000
Val Verde, Texas 5 $ 1,065,000 $ 213,000 $ 184,000
Fayette, West Virginia 5 $ 565,000 $ 113,000 $ 109,000
Raleigh, West Virginia 5 $ 505,000 $ 101,000 $ 59,000
Wood, West Virginia 5 $ 935,000 $ 187,000 $ 65,000
Madison, Alabama 4 $ 1,430,000 $ 357,500 $ 151,000
Mobile, Alabama 4 $ 1,450,000 $ 362,500 $ 469,000
Archuleta, Colorado 4 $ 1,590,000 $ 397,500 $ 156,000
Broomfield, Colorado 4 $ 1,960,000 $ 490,000 $ 226,000
Baker, Florida 4 $ 760,000 $ 190,000 $ 99,000
Citrus, Florida 4 $ 710,000 $ 177,500 $ 66,000
Escambia, Florida 4 $ 930,000 $ 232,500 $ 130,000
Okaloosa, Florida 4 $ 1,600,000 $ 400,000 $ 164,000
Pasco, Florida 4 $ 1,150,000 $ 287,500 $ 77,000
Santa Rosa, Florida 4 $ 1,240,000 $ 310,000 $ 92,000
Sumter, Florida 4 $ 570,000 $ 142,500 $ 68,000
Barrow, Georgia 4 $ 1,030,000 $ 257,500 $ 91,000
Camden, Georgia 4 $ 1,100,000 $ 275,000 $ 135,000
Cherokee, Georgia 4 $ 1,720,000 $ 430,000 $ 177,000
Leavenworth, Kansas 4 $ 2,690,000 $ 672,500 $ 234,000
Miami, Kansas 4 $ 1,410,000 $ 352,500 $ 114,000
Evangeline, Louisiana 4 $ 250,000 $ 62,500 $ 67,000
Lafourche, Louisiana 4 $ 300,000 $ 75,000 $ 38,000
St. Bernard, Louisiana 4 $ 430,000 $ 107,500 $ 66,000
St. Mary, Louisiana 4 $ 220,000 $ 55,000 $ 48,000
Montgomery, Maryland 4 $ 1,990,000 $ 497,500 $ 277,000
Barry, Missouri 4 $ 530,000 $ 132,500 $ 67,000
Boone, Missouri 4 $ 1,170,000 $ 292,500 $ 93,000
Cedar, Missouri 4 $ 720,000 $ 180,000 $ 147,000
Hickory, Missouri 4 $ 810,000 $ 202,500 $ 123,000
Lawrence, Missouri 4 $ 760,000 $ 190,000 $ 76,000
Platte, Missouri 4 $ 1,170,000 $ 292,500 $ 145,000
Cass, Nebraska 4 $ 1,370,000 $ 342,500 $ 130,000
Cheyenne, Nebraska 4 $ 820,000 $ 205,000 $ 99,000
Kearney, Nebraska 4 $ 740,000 $ 185,000 $ 88,000
Keith, Nebraska 4 $ 1,250,000 $ 312,500 $ 213,000
Luna, New Mexico 4 $ 270,000 $ 67,500 $ 44,000
San Miguel, New Mexico 4 $ 1,460,000 $ 365,000 $ 162,000
Taos, New Mexico 4 $ 920,000 $ 230,000 $ 141,000
Rutherford, North Carolina 4 $ 470,000 $ 117,500 $ 65,000
Champaign, Ohio 4 $ 340,000 $ 85,000 $ 80,000
Clinton, Ohio 4 $ 750,000 $ 187,500 $ 94,000
Adair, Oklahoma 4 $ 1,040,000 $ 260,000 $ 95,000
Atoka, Oklahoma 4 $ 1,290,000 $ 322,500 $ 129,000
Blaine, Oklahoma 4 $ 330,000 $ 82,500 $ 84,000
Haskell, Oklahoma 4 $ 1,110,000 $ 277,500 $ 327,000
Noble, Oklahoma 4 $ 1,630,000 $ 407,500 $ 141,000
Okfuskee, Oklahoma 4 $ 960,000 $ 240,000 $ 97,000
Pushmataha, Oklahoma 4 $ 530,000 $ 132,500 $ 73,000
Deschutes, Oregon 4 $ 1,640,000 $ 410,000 $ 253,000
Lee, South Carolina 4 $ 400,000 $ 100,000 $ 73,000
Lincoln, South Dakota 4 $ 920,000 $ 230,000 $ 106,000
Maury, Tennessee 4 $ 1,300,000 $ 325,000 $ 95,000
Rhea, Tennessee 4 $ 2,270,000 $ 567,500 $ 231,000
Williamson, Tennessee 4 $ 1,800,000 $ 450,000 $ 182,000
Anderson, Texas 4 $ 990,000 $ 247,500 $ 140,000
Bee, Texas 4 $ 580,000 $ 145,000 $ 74,000
Bosque, Texas 4 $ 1,910,000 $ 477,500 $ 206,000
Duval, Texas 4 $ 330,000 $ 82,500 $ 54,000
Eastland, Texas 4 $ 350,000 $ 87,500 $ 36,000
Frio, Texas 4 $ 310,000 $ 77,500 $ 78,000
Limestone, Texas 4 $ 1,530,000 $ 382,500 $ 133,000
Live Oak, Texas 4 $ 760,000 $ 190,000 $ 80,000
Upshur, Texas 4 $ 1,080,000 $ 270,000 $ 122,000
Uvalde, Texas 4 $ 1,120,000 $ 280,000 $ 105,000
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Mortgage Loan Application Detail Totals for Gateway First Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,846 $4,123,090,000 $260,000 $28,785,000 $119,000 $9,750,000
Refinancing 1,231 $418,805,000 $340,000 $1,895,000 $162,000 $2,235,000
Cash-out Refinancing 1,162 $290,610,000 $250,000 $1,445,000 $122,000 $2,008,000
Other Purpose 404 $45,450,000 $112,000 $725,000 $119,000 $1,015,000
Home Improvement 35 $2,085,000 $59,000 $145,000 $119,000 $422,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,724 $2,859,550,000 $266,000 $1,895,000 $130,000 $9,750,000
Hispanic 3,572 $805,650,000 $225,000 $3,005,000 $101,000 $2,396,000
Black or African American 1,763 $413,285,000 $234,000 $1,125,000 $100,000 $2,546,000
Not Provided 1,653 $472,725,000 $285,000 $1,445,000 $137,000 $3,105,000
Asian 392 $126,030,000 $321,000 $1,175,000 $146,000 $1,298,000
American Indian or Alaskan Native 373 $89,855,000 $240,000 $725,000 $112,000 $838,000
Not applicable 50 $64,460,000 $1,289,000 $28,785,000 $0 $0
Native Hawaiian or Other Pacific Islander 25 $7,025,000 $281,000 $565,000 $121,000 $235,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,111 $2,973,985,000 $245,000 $28,785,000 $135,000 $9,750,000
FHA-insured (Federal Housing Administration) 3,655 $882,415,000 $241,000 $985,000 $86,000 $877,000
VA-guaranteed (Veterans Administration) 2,683 $986,325,000 $367,000 $1,405,000 $121,000 $866,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 229 $37,315,000 $162,000 $355,000 $64,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,756 $2,599,380,000 $241,000 $28,785,000 $118,000 $9,750,000
Application Withdrawn By Applicant 3,806 $942,880,000 $247,000 $3,005,000 $121,000 $3,105,000
Loan Purchased By The Institution 3,112 $1,114,780,000 $358,000 $1,085,000 $145,000 $4,437,000
Application Denied By Financial Institution 836 $178,320,000 $213,000 $1,215,000 $93,000 $1,200,000
File Closed For Incompleteness 95 $27,715,000 $291,000 $1,355,000 $130,000 $1,527,000
Application Approved But Not Accepted 73 $16,965,000 $232,000 $685,000 $110,000 $330,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,842 $4,701,720,000 $263,000 $28,785,000 $124,000 $9,750,000
Debt-To-Income Ratio 436 $94,350,000 $216,000 $1,105,000 $69,000 $451,000
Credit History 195 $37,655,000 $193,000 $885,000 $112,000 $1,200,000
Collateral 63 $11,465,000 $181,000 $725,000 $107,000 $400,000
Insufficient Cash (Downpayment, Closing Cost) 44 $12,540,000 $285,000 $1,215,000 $123,000 $516,000
Mortgage Insurance Denied 36 $8,300,000 $230,000 $895,000 $176,000 $910,000
Other 34 $4,380,000 $128,000 $315,000 $99,000 $330,000
Unverifiable Information 19 $6,875,000 $361,000 $725,000 $177,000 $723,000
Employment History 8 $2,080,000 $260,000 $425,000 $75,000 $132,000
Credit Application Incomplete 1 $675,000 $675,000 $675,000 $213,000 $213,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gateway First Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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